SBI Clerk Mains Mock Test - 5 - Bank Exams MCQ

23 persons belonging to the Dongria Kondh community, a PVTG in the Niyamgiri Hill range in Odisha, have tested positive for COVID-19.

Similarly, in Malkangiri district, Bonda Hill, home to the Bonda community, another PVTG, has been declared as a containment zone.

PVTGs are more vulnerable among tribal groups.

They have a declining or stagnant population, low level of literacy, pre-agricultural level of technology, and are economically backward.

There are 75 PVTGs, spread over 18 states and one Union Territory (A&N Islands) in the country (2011 census).

Hence, the correct option is (B).

Hence, the correct option is (E).

The Punjab Jail Manual 1996 primarily focused more on safe and secure custody of prisoners.

Punjab Prison Rules 2021 lay emphasis not only on safe and secure custody but also on other aspects, such as welfare, corrections, and aftercare.

Punjab:

• Chief Minister - Captain Amarinder Singh.

• Governor - V. P. Singh Badnore.

• Lok Sabha seats - 13.

• Rajya Sabha seats - 7.

Number of Districts - 22.​

Hence, the correct option is (C).

Hence, the correct option is (E).

Among the beneficiaries are also drivers of e-rickshaws, taxis, Phat Phat Sewa, eco-friendly Sewa, Gramin Sewa, and maxi cabs holding PSV-Public Service Badge (drivers).

Delhi currently has over 2.80 lakh PSV badge holders and 1.90 lakh permit holders who are eligible to apply for the scheme.

Hence, the correct option is (C).

Other important monetary tools used in India:

• Repo rate can be defined as an amount of interest that is charged by the Reserve Bank of India while lending funds to the commercial banks.

• Reverse repo rate is the rate of interest that is provided by the Reserve bank of India while borrowing money from the commercial banks.

• Selective credit controls are used to influence specific types of credit for particular purposes. They usually take the form of changing margin requirements to control speculative activities within the economy.

• Moral Suasion: Under this method, RBI urges to commercial banks to help in controlling the supply of money in the economy.

Hence, the correct option is (A).

The movement aims to cut down salt/sugar and oil consumption by 30% in three years.

It also aims to engage and enable citizens to improve their health and well-being by making the right food choices.

This movement is aligned with the government’s flagship public health programmes such as POSHAN Abhiyaan, Anemia Mukt Bharat, Ayushman Bharat Yojana and Swachh Bharat Mission.

FSSAI has put in place robust regulatory measures under three major pillars: Eat Safe, Eat Health and Eat Sustainably for the programme.

FSSAI has prescribed a limit for Total Polar Compounds (TPC) at 25% in cooking oil to avoid the harmful effects of reused cooking oil.

Hence, the correct option is (A).

The committee will be headed by the Secretary-General of the Commission.

The committee has been broadly tasked to identify the shortcomings or gaps in Election Commission regulatory regime.

Hence, the correct option is (E).

Hence, the correct option is (A).

Monopolistic competition is a type of imperfect competition such that many producers sell products that are differentiated from one another and so are not perfect substitutes.

A monopoly exists when a specific person or enterprise is the only supplier of a particular commodity.

An oligopoly is a market form wherein a market or industry is dominated by a small number of large sellers.

Hence, the correct option is (A).

• It is a social security measure that aims to guarantee the 'right to work'.

• The MGNREGA provides a legal guarantee for one hundred days of employment in every financial year to adult members of any rural household willing to do public work-related unskilled manual work at the statutory minimum wage.

• The Ministry of Rural Development (MRD), Govt of India is monitoring the entire implementation of this scheme in association with state governments.

The following are the eligibility criteria for receiving the benefits under the MGNREGA scheme:

• Must be a Citizen of India.

• Any citizen above 18 years of age at the time of application.

• The applicant must be part of a rural household.

• Applicants must volunteer for unskilled labour work.

• Households are eligible for unemployment allowances if employment has not been provided after 15 days of applying.

Hence, the correct option is (D).

Under the scheme, a stipend of Rs 500 per month will be paid to such children from classes 1 to 8 and Rs 1,000 per month from classes 9 to 12.

The state government will also fund the education of the children who have lost breadwinner of the family to COVID-19.

Chhattisgarh:

• Chief Minister - Bhupesh Baghel.

• Governor - Anusuiya Uikey.

• Lok Sabha seats - 11.

• Rajya Sabha seats - 5

Hence, the correct option is (B).

The AEPS is a bank-led model which allows online interoperable financial transactions at a Point of Sale(PoS) through business correspondent of any bank using Aadhaar authentication.

It will help people to do transactions at over 2,50,000 of its banking points across India.

It allows customers to carry out transactions by using their Aadhaar number or virtual ID to access their bank accounts.

The AEPS allows six types of transactions, including deposit and withdrawal.

The AEPS platform offers ease of secured banking to everyone by using only their Aadhaar.

COO- Ganesh Ananthanarayanan

Hence, the correct option is (A).

Compressed Bio-Gas plants are proposed to be set up mainly through independent entrepreneurs.

Compressed Bio-Gas produced at these plants will be transported through cascades of cylinders to the fuel station networks of Oil Marketing Companies for marketing as a green transport fuel alternative.

The entrepreneurs would be able to separately market the other by-products from these plants, including bio-manure, carbon-dioxide, etc., to enhance returns on investment.

Hence, the correct option is (C).

Tughlaq Nama was written by Amir Khusrau.

Amir Khusrau was born in 1253 in Patiyali, Delhi Sultanate (now in Uttar Pradesh).

Khusrau was referred to as the "voice of India" or "Parrot of India" (Tuti-e-Hind).

Tarana and Trivat are also credited to Khusrau.

He was also regarded as the "father of qawwali.

Khusrau is credited for the invention of the sitar.

Hence, the correct option is (A).

• Federation with a strong Centre

• Appointment of state governors by the Centre,

• Advisory jurisdiction of the Supreme Court.

Features borrowed from the United Kingdom

• Parliamentary government,

• Rule of Law,

• Legislative procedure,

• Single citizenship,

• Cabinet system,

• Prerogative writs,

• Parliamentary privileges and

• Bicameralism.

Features borrowed from France

• Republic and the ideals of liberty, equality, and fraternity in the Preamble.

Features borrowed from Germany

• Suspension of Fundamental Rights during Emergency

Hence, the correct option is (D).

Mithali Raj, playing her 212th ODI for India, achieved the landmark during the third match of the bilateral series against South Africa.

Hence, the correct option is (A).

Hence, the correct option is (E).

PMFBY was launched on 13th January 2016.

The scheme was conceived as a milestone initiative to provide a comprehensive risk solution at the lowest uniform premium across the country for farmers.

Hence, the correct option is (E).

The first prize was won by Srinivas Karanam.

He won the award for developing a cost-effective technical solution for deep-sea communication.

The service enables the fishermen to have one-one voice calls, group calls, SMS, Location services, and Emergency services while they are out of GSM coverage area.

Subrat Kar, New Delhi was selected for the Second prize for his innovative solution on development & deployment of a large-scale sensor network and devices to avoid a train-animal collision.

Hence, the correct option is (C).

The REPLACE action package provides a strategic approach to eliminating industrially-produced trans fat from national food supplies, with the goal of global elimination by 2023.

Increased intake of trans fat (>1% of total energy intake) is associated with increased risk of coronary heart disease mortality and events.

Trans fat intake is responsible for more than 500,000 premature deaths from coronary heart disease each year around the world.

The package comprises an overarching technical document that provides a rationale and framework for this integrated approach to trans fat elimination, along with six modules and additional web resources to facilitate implementation.

Hence, the correct option is (D).

Hence, the correct option is (D).

It will be implemented from January 1, 2021.

Customers will now have to furnish details of cheques like name of the beneficiary, payee, amount to the drawee bank and date through available means, SMS, internet banking or ATM and mobile app.

Hence, the correct option is (C).

The England star is also the first full-back of either gender to be crowned The Best.

Strength, skill, athleticism, and intelligence have long-established her as one of the world’s foremost players, and a formidable force in all areas of the pitch, outstanding defender has earned a special place in history.

Hence, the correct option is (A).

They documented approximately 6,000 monkeys on a specially designed mobile application.

The mobile application, titled ‘Wildlife Census Haryana’, was designed by the Wildlife Institute of India (WII), Dehradun.

Haryana:

• Chief Minister - Manohar Lal Khattar.

• Governor - Satyadev Narayan Arya.

• Lok Sabha seats - 10.

• Rajya Sabha seats - 5.

Hence, the correct option is (B).

The bank will not make payment against such a cheque without getting confirmation of the drawer.

Hence, the correct option is (A).

The initiative aims to provide a holistic healthcare approach through AYUSH to ensure not only physical but also mental, social and spiritual wellbeing to patients.

It has been launched in collaboration with the Art of Living Organization.

Himachal Pradesh:

• Chief Minister - Jai Ram Thakur.

• Governor - Bandaru Dattatreya.

• Number of Districts - 12.

Hence, the correct option is (B).

Some of the historians consider him the greatest of all Vijayanagara Rulers.

Amukta Malyada is a masterpiece of Telugu literature.

Amukta Malyada tells the well known story of the daughter of Periazhvar, Goda Devi, who used to wear the garlands intended for Lord Ranganatha.

Amukta Malyada means one who wears and gives away garlands.

Vijaya nagara empire was founded by Harihara and Bukka in the year 1336.

Hence, the correct option is (D).

• It was the first step taken by the British Government to control and regulate the affairs of the East India Company in India;

• It recognized, for the first time, the political and administrative functions of the Company; and

• It laid the foundations of central administration in India.

Features of the Act

• It designated the Governor of Bengal as the ‘Governor-General of Bengal’ and created an Executive Council of four members to assist him. The first such Governor-General was Lord Warren Hastings.

• It made the governors of Bombay and Madras presidencies subordinate to the governor-general of Bengal, unlike earlier when the three presidencies were independent of one another.

• It provided for the establishment of a Supreme Court at Calcutta (1774) comprising one chief justice and three other judges.

• It prohibited the servants of the Company from engaging in any private trade or accepting presents or bribes from the ‘natives’.

• It strengthened the control of the British Government over the Company by requiring the Court of Directors (the governing body of the Company) to report on its revenue, civil, and military affairs in India.

Hence, the correct option is (A)

CCO must be a senior bank officer, preferably General Manager, or having an equivalent rank.

The appointed individual should serve at the position for a period of 3 years.

CCO should neither be removed nor transferred before the completion of 3 years other than some exceptional case.

RBI also prescribed the banks to avoid double hatting i.e. CCO should not be given any such responsibility which can be the reason for elements of conflict of interests between two posts held by that individual.

He should also not be appointed a member of any committee which can bring his position as CCO in elements of conflict of interests with his role as a member of that committee.

If he has to be appointed to any such Committee, he can have only an advisory role.

Hence, the correct option is (B).