Test: Fill in the Blank - Bank Exams MCQ

In the context of the sentence, the only appropriate combination of words is that of "networks" and "kickbacks". All other options are either grammatically or contextually incorrect. The sentence says that politicians gain a lot of private favours by sponsoring the public sector through set-ups and bribes.

Option A is hence the correct answer.

“Water crisis” after the first blank indicates that the blank refers to the level of water crisis. In the context of the sentence, the words which are suitable for the first blank are “magnitude”, “intensity” and “acuteness”. Hence options C and E are eliminated.

The second blank tries to convey that if people fail to be inspired to take action then there would be more regions with severe water crisis. The only word that makes the sentence meaningfully correct is “galvanized” which means ‘shock or excite someone into taking action’. The words “recommended" and “ploughed” are irrelevant to the context of this sentence. This eliminates options A and D as well.

Option B is hence the correct answer.

In the context of the sentence, the word that is most suitable for the first blank is “flag” and that for the second blank is “shored”. All the other options are grammatically and contextually incorrect.

A red flag (Idiom)

Meaning: A sign or signal indicating potential, incipient, or imminent danger or trouble.

E.g.: There are a couple of red flags you need to look out for to make sure your company stays profitable.

Shored up (Phrasal verb)

Meaning: to make something stronger by supporting it

E.g.: The plan will enable his company to shore up its financial position.

Option B is hence the correct answer.

The words “exiting bonds” after the first blank indicate that the blank is a word that conveys that these bonds need to re-enter the market. In the context of the sentence, the words which are suitable for the first blank are “redistribute”, “reissue” and “recirculate”. Hence options B and E are eliminated.

The second blank has to have a meaning similar to ‘bonds’ as the reissue of bonds would help to support it. The only word that makes the sentence meaningfully correct is “stocks” which means ‘shares which entitles the holder to a fixed dividend, whose payment takes priority over that of ordinary share dividends’. The words “stakes" and “steaks” are irrelevant to the context of this sentence. This eliminates options A and D as well.

Option C is hence the correct answer.

The statement wants to convey that population growth will decrease if people become more aware and educated. In the context of the sentence, "increased" or "improved" can fit the first blank and this eliminates options B, D and E. Further, as population growth will also decrease if social and economic conditions are improved, "progress" is the most appropriate choice for the second blank. Thus, option C gets eliminated as well.

Option A is hence the correct answer.

“Overhead wires” before the first blank indicate that the blank describes the state of the wires. In the context of the sentence, the words which are suitable for the first blank are “hanging”, “drooping” and “dangling”. Hence options B and E are eliminated.

The second blank refers to the reason why the lanes could not permit the heavy machines to reach the collapsed building. The only word that makes the sentence meaningfully correct is “narrow” meaning that the lanes were not wide enough. The words “wide" and “broad” are opposite to the context of this sentence. This eliminates options A and C as well.

Option D is hence the correct answer.

In the context of the sentence, the word that is most suitable for the first blank is “moral” and that for the second blank is “fail”. All the other options are grammatically and contextually incorrect.

Moral hazard (Concept used in Economics)

Meaning: lack of incentive to guard against risk where one is protected from its consequences.

E.g.: Comprehensive insurance policies decrease incentive to take care of your possessions and leads to moral hazard.

Too-big-to-fail

Meaning: When a financial organization or other business is too-big-to-fail, it so important to the economy of a country that a government or central bank must take measures to prevent it from ceasing to trade or going bankrupt.

E.g.: He caused a stir earlier this month when he said that no company was too big to fail.

Option C is hence the correct answer.

“Bad management” indicates that the performance of the PSUs would be negative. The conjunction “than” after the second blank signifies that it will be in comparative degree. In the context of the sentence, the words which are suitable for the first blank are “worse”, “poorer” and “shoddier”. Hence options B and E are eliminated.

The comparison of the performance of PSUs has been made with that of equivalent organizations in the private sector. The only word that makes the sentence meaningfully correct is “peers”. The words “friends" and “foes” are irrelevant to the context of this sentence. This eliminates options C and D as well.

Option A is hence the correct answer.

In the context of the sentence, the only combination of words that lead to a meaningful sentence is "productivity" and "growth". All other options are incorrect either contextually or grammatically. The sentence wants to convey that healthy workers are able to perform better and hence the safety and health of workers contribute greatly to the overall productivity.

Option D is hence the correct answer.

The word “rainfall” after the first blank indicates that the word describes the state of rainfall patterns. In the context of the sentence, the words which are suitable for the first blank are “variability”, “fluctuations” and “uncertainty”. Hence options B and E are eliminated.

The second blank tries to convey that it is important to “transparently manage water resources”. The only word that makes the sentence meaningfully correct is “imperative” which means ‘of vital importance; crucial’. The words “inefficient" and “indifferent” are irrelevant to the context of this sentence. This eliminates options C and D as well.

Option A is hence the correct answer.

In the context of the sentence, the only appropriate combination of words is that of "picture" and "cooperation". This makes the sentence meaningfully correct. All other options are either grammatically or contextually incorrect. Therefore, options A, B, D and E are eliminated. The sentence means that there is very little possibility that the two countries would be able to have friendly relations because of their history and the demands of domestic politics.

Option C is hence the correct answer

The sentence conveys that in mature countries bonds are accepted as ‘guarantee’ for their liquidity management operations. In the context of the sentence, the words which are suitable for the first blank are “security”, “collateral” and “insurance”. Hence options C and E are eliminated.

The word “purposefully” before the second blank indicates that the central banks have done something with a positive effect. The only word that makes the sentence meaningfully correct is “develop’. The word “undermine" has the opposite meaning and “accentuate” is irrelevant to the context of this sentence. This eliminates options A and D as well.

Option B is hence the correct answer.

The words “under rules” give us the clue to the first blank. It shows that the local bodies were required by rules to segregate, collect and transfer waste. In the context of the sentence, the word that is suitable for the first blank is “authorized” or “mandated” or “delegated”. Hence options C and E are eliminated.

The clue to the second blank lies in the word “failed” after it indicating that the word must express the scale of failure. The only word that aptly conveys this meaning is “spectacularly” expressing that the failure was of a huge scale. The adjectives "enormous" or “great” would have been considered if they were in their adverb form. This eliminates options A and D as well.

Option B is hence the correct answer.

According to the sentence, the issues that are to be sorted are “contentious” which means ‘causing or likely to cause an argument; controversial’. Both the blanks must have words with negative tones. In the context of the sentence, the only combination of words that lead to a meaningful sentence is "barriers" and "imbalance". All other options are incorrect either contextually or grammatically.

Option C is hence the correct answer.

In the context of the sentence, the possible word that can fit the first blank is "migrants" or "immigrants" or “emigrants” but each of the three words has very specific meanings that are distinct from one another. “Emigrant” refers to a person who leaves one's country to live in another. “Immigrant” is a person who comes into another country to live permanently. “Migrant” is a person who moves from one region to another. In fact, ‘migrate’ is the root word of ‘emigrate’ and ‘immigrate’. However, the sentence refers to the movement from rural areas to urban areas in search of a better livelihood, which further confirms the combination of “migrants” and “opportunities” to be the correct choice.

Option A is hence the correct answer.

The blanks refer to the type of content that is spreading rapidly and is “leading to the possibility of potential violence”. This indicates that the adjectives describing this type of content must be strongly negative.

In the context of the sentence, the only combination of words that lead to a meaningful sentence is "fabricated" and "manipulated". All other combinations are incorrect either contextually or grammatically as both the words need to be strongly negative.

Option A is hence the correct answer.

From the given sentence, we can infer that the problem has been made worse by UGC’s policy of asking for recommendations. In the context of the sentence, the words that are suitable for the first blank are “seeking” and “soliciting”. Hence options B, D and E are eliminated.

For the second blank, we can infer that the aforementioned recommendations were sought for the addition of journals in the whitelist. The only word that aptly conveys this meaning is “inclusion”. The word "exclusion" means the opposite and this eliminates options A as well.

Option C is hence the correct answer

In the context of the sentence, the only combination of words that lead to a meaningful sentence is "investigating" and "credible". All other options are incorrect either contextually or grammatically. Therefore, options B, C, D and E are eliminated. The sentence conveys that despite media researchers trying to inspect the fake news scenario, no reliable information has been found regarding those who have generated the false information.

Option A is hence the correct answer.

In the context of the sentence, the only combination of words that lead to a meaningful sentence is "cooperative" and "challenges". All other options are incorrect either contextually or grammatically. The sentence wants to convey that it is essential for all the countries in the world to unite in order to address issues such as climate change and developing relevant technology.

Option D is hence the correct answer

“Chaebols” are large family-owned business conglomerates in South Korea. The use of “rather than” helps us to decipher the meaning of the sentence. The given sentence wants to convey that state-owned banks in south Korea have been able to take necessary actions against business conglomerates and have not succumbed to political pressure.

In the context of the sentence, the words which are suitable for the first blank are “chastened”, “disciplined” and “controlled”. Hence options B and D are eliminated.

As for the second blank, the only word that makes the sentence meaningfully correct is “capitulating” which means ‘ceasing to resist an opponent or an unwelcome demand; yielding’. The words “wading" and “admonishing” are irrelevant to the context of this sentence. This eliminates options A and E as well.

Option C is hence the correct answer.

The sentence wants to convey that “in addition to” the trade war, geopolitical tensions, Brexit and global slowdown are also responsible for the increase in gold price. In the context of the sentence, the only words that lead to a meaningful sentence are the combination of "besides" and "factors". All other options are incorrect either contextually or grammatically. “Beside” is incorrect for the first blank as it means ‘next to or at the side of’ whereas “besides” means ‘apart from or in addition to.

Option A is hence the correct answer.

The first blank must be positive since “the situation may improve”. In the context of the sentence, the words which are suitable for the first blank are “steady”, “stable” and “strong”. Hence options C and E are eliminated.

Despite the aforementioned positive circumstances, the growth rate expectations are lower than what had been ‘visualized’ at the beginning of the year. The only word that makes the sentence meaningfully correct is “envisaged” which means ‘contemplate or conceive of as a possibility or a desirable future event’. The words “formed" and “seen” are irrelevant to the context of this sentence. This eliminates options A and D as well.

Option B is hence the correct answer.

The first blank refers to the spreading of fake news which has become easier thanks to the wide reach of mobile phones. In the context of the sentence, the words which are suitable for the first blank are “dissemination”, “propagation” and “distribution”. Hence options A and C are eliminated.

Out of the remaining choices, the only word that fits in the second blank and makes the sentence meaningfully correct is “ramifications” which means ‘complex or unwelcome consequence of an action or event’. The words “transaction" and “transfusion” are irrelevant to the context of this sentence. This eliminates options D and E as well.

Option B is hence the correct answer.

The sentence means to convey that short term loans from NBFCs whose due dates are frequently extended act as replacement for missing long term capital and a break in this cycle would be a disaster for both the financing companies as well as the builders who are dependent on them for capital.

In the context of the sentence, the only combination of words that lead to a meaningful sentence is "rolled" and "reliant". All other options are incorrect either contextually or grammatically. Therefore, options A, B, D and E are eliminated.

To “roll over” a loan means to extend the loan's due date by paying an additional fee. Loan roll over is most common with short-term payday and title loans.

Option C is hence the correct answer.

In the context of the sentence, the only combination of words that lead to a meaningful sentence is "arm’s" and "allocate". All other options are incorrect either contextually or grammatically.

The idiom “arm’s length transaction” refers to a transaction in which the buyers and sellers of a product act independently and have no relationship to each other. The concept of an arm's length transaction is to ensure that both parties in the deal are acting in their own self-interest and are not subject to any pressure or duress from the other party.

The given sentence wants to convey that such type of financing is needed for the better allocation of resources in case of long term projects.

Option A is hence the correct answer.

The word “need” after the first blank indicates that the word in the blank should have a tone of urgency. In the context of the sentence, the words which are suitable for the first blank are “critical” and “pressing”. Hence options B, C and E are eliminated.

The second blank describes the nature of the “pricing of irrigation water” The only word that makes the sentence meaningfully correct is “efficient”. The word “finance” is irrelevant to the context of this sentence. This eliminates option A as well.

Option D is hence the correct answer.

From the given sentence, we can infer that it would be useful to separate the agricultural and social-sector lending from the rest and form a another entity. In the context of the sentence, the words that are suitable for the first blank are “breaking” and “hiving”. Hence options B, D and E are eliminated.

For the second blank, the only word that makes the sentence meaningfully correct is “privatized”, i.e., the sentence refers to the ‘denationalization’ of corporate lending part of the PSBs. The word "humanized" lends an absurd meaning to this sentence. This eliminates options A as well.

Option C is hence the correct answer.

The first blank refers to the proper following of “safety norms”. In the context of the sentence, the words which are suitable for the first blank are “implementation”, “enforcement” and “execution”. Hence options B and E are eliminated.

The second blank refers to involvement of people who flouted these rules and should be punished. The only word that makes the sentence meaningfully correct is “complicit” which means ‘involved with others in an activity that is unlawful or morally wrong’. The words “implicit" and “explicit” are irrelevant to the context of this sentence. This eliminates options C and D as well

Option A is hence the correct answer.

In the context of the sentence, the only combination of words that lead to a meaningful sentence is "putting" and "house". All other options are incorrect either contextually or grammatically. Here, the phrasal verb “putting up” means ‘bearing with’.

Further, in countries where the legislature or parliament is divided into two groups of members, the “lower house” is usually the larger and more representative group. The Lok Sabha or House of the People is the lower house of India's bicameral Parliament.

Option D is hence the correct answer

We cannot eliminate any choices when it comes to the first blank. The elimination of choices can be done only when we consider both the blanks together.

The words “lessor” and “lessee” are often confused and used interchangeably by mistake.

The word “lessor” means ‘a person who leases or lets a property to another; a landlord’.

The word “lessee” means ‘a person who holds the lease of a property; a tenant’. “Lease” is the contract made between the “lessor” and the “lessee”.

Understanding this, we are able to eliminate the options A, B, D and E.

Option C is hence the correct answer.