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Bank Exams Exam  >  Bank Exams Tests  >  RBI Grade B Mock Test Series & Past Year Papers 2024  >  RBI Grade B Mock Test - 8 - Bank Exams MCQ

RBI Grade B Mock Test - 8 - Bank Exams MCQ


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30 Questions MCQ Test RBI Grade B Mock Test Series & Past Year Papers 2024 - RBI Grade B Mock Test - 8

RBI Grade B Mock Test - 8 for Bank Exams 2024 is part of RBI Grade B Mock Test Series & Past Year Papers 2024 preparation. The RBI Grade B Mock Test - 8 questions and answers have been prepared according to the Bank Exams exam syllabus.The RBI Grade B Mock Test - 8 MCQs are made for Bank Exams 2024 Exam. Find important definitions, questions, notes, meanings, examples, exercises, MCQs and online tests for RBI Grade B Mock Test - 8 below.
Solutions of RBI Grade B Mock Test - 8 questions in English are available as part of our RBI Grade B Mock Test Series & Past Year Papers 2024 for Bank Exams & RBI Grade B Mock Test - 8 solutions in Hindi for RBI Grade B Mock Test Series & Past Year Papers 2024 course. Download more important topics, notes, lectures and mock test series for Bank Exams Exam by signing up for free. Attempt RBI Grade B Mock Test - 8 | 200 questions in 120 minutes | Mock test for Bank Exams preparation | Free important questions MCQ to study RBI Grade B Mock Test Series & Past Year Papers 2024 for Bank Exams Exam | Download free PDF with solutions
RBI Grade B Mock Test - 8 - Question 1
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Bank reconciliation is a statement prepared to reconcile

Detailed Solution for RBI Grade B Mock Test - 8 - Question 1
Bank reconciliation book is to find if there is any mismatch in the cash book and bank pass book. If there is so, then it is useful in finding the reason of mismatch and correcting it.
RBI Grade B Mock Test - 8 - Question 2
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What does RMRC stands for in banking?

Detailed Solution for RBI Grade B Mock Test - 8 - Question 2
RMRC – Risk Management Review Committee
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RBI Grade B Mock Test - 8 - Question 3
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Which of the following statements is NOT correct with regard to primary market?

Detailed Solution for RBI Grade B Mock Test - 8 - Question 3
Banks participate in the capital market as bankers to the issue, arrangers, underwriters, etc.
RBI Grade B Mock Test - 8 - Question 4
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Which of the following Company has recently signed agreements with three companies to deploy the majority of its Project Kuiper satellites?
Detailed Solution for RBI Grade B Mock Test - 8 - Question 4
Amazon has signed agreements with three companies Arianespace, Blue Origin, and United Launch Alliance (ULA), to deploy the majority of its Project Kuiper satellites. Its main aim is to provide high-speed, low-latency broadband to a wide range of customers across the globe.
RBI Grade B Mock Test - 8 - Question 5
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Which of the following is known as 'Robinhood Tax?'
Detailed Solution for RBI Grade B Mock Test - 8 - Question 5
Robinhood Tax is conceptually similar to Tobin Tax. Tobin suggested a form of currency transaction tax. This is a type of financial transaction tax, which taxes specific types of currency transaction. This term has been most commonly associated with the financial sector, as opposed to consumption taxes paid by consumers.
RBI Grade B Mock Test - 8 - Question 6
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“Picture of Dresses on Crosses” has won 2022 World Press Photo of the Year. It is captured by whom?
Detailed Solution for RBI Grade B Mock Test - 8 - Question 6
A photograph Kamloops Residential School has won the 2022 World Press Photo of the Year award was captured by Canadian photojournalist Amber Jacken.

It is a haunting image of red dresses hung on crosses along a roadside, with a rainbow in the background, commemorating children who died of maltreatment, neglect and disease at the Kamloops Indian Residential School in British Columbia in 2021.

RBI Grade B Mock Test - 8 - Question 7
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Durand Line is an international border between
Detailed Solution for RBI Grade B Mock Test - 8 - Question 7
The Durand Line, forms the Afghanistan–Pakistan border, a 2,670-kilometre international land border between Afghanistan and Pakistan in South Asia. The western end runs to the border with Iran and the eastern end to the border with China.
RBI Grade B Mock Test - 8 - Question 8
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The South-Central Railway has launched 'One station One Product' initiative at ____________ major stations in India
Detailed Solution for RBI Grade B Mock Test - 8 - Question 8
The South-Central Railway (SCR) has launched the One station One Product” initiative at 6 major stations in all its six divisions.

SCR in-charge General Manager, Arun Kumar Jain, has inaugurated stalls under the new initiative at Secunderabad Station.

The stalls have also been opened at Kacheguda beside Vijayawada, Guntur and Aurangabad Stations.

RBI Grade B Mock Test - 8 - Question 9
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When a cheque is issued and has been recorded in company's records but has not been debited yet, it is called
Detailed Solution for RBI Grade B Mock Test - 8 - Question 9
Outstanding cheque is a cheque which has been written and therefore has been entered in the company's ledgers but has not been presented for payment and so has not been debited from the company's bank account.
RBI Grade B Mock Test - 8 - Question 10
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Indian Institute of Technology Madras has launched India's 1st indigenously developed prosthetic knee named ___________
Detailed Solution for RBI Grade B Mock Test - 8 - Question 10
Indian Institute of Technology (IIT) Madras researchers have launched India’s first indigenously developed Polycentric Prosthetic Knee called Kadam

The product was developed by a team at TTK Center for Rehabilitation Research and Device Development (R2D2) at IIT-M, in association with the Society for Biomedical Technology (SBMT) and Mobility India.

RBI Grade B Mock Test - 8 - Question 11
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Which of the following is/are not correctly matched regarding the three pillars of Basel II?

A. First pillar - Minimum capital requirements

B. Second pillar - Market discipline

C. Third pillar - Supervisory review process
Detailed Solution for RBI Grade B Mock Test - 8 - Question 11
The second pillar is associated with supervisory review process and the third pillar is associated with market discipline.
RBI Grade B Mock Test - 8 - Question 12
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Which among the following country has become the first Country in the world to recognize Animal Legal Rights?
Detailed Solution for RBI Grade B Mock Test - 8 - Question 12
Ecuador, in South America, has made history by becoming the first country to recognise the legal rights of individual wild animals.

Estrellita was one-month-old when she was taken away from the forest illegally; for 18 years thereafter, she was kept as a pet.

Estrellita was then seized by local authorities and suffered a sudden cardio-respiratory arrest within a month of being relocated to a zoo, where she died.

RBI Grade B Mock Test - 8 - Question 13
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Surge pricing takes place when a service provider
Detailed Solution for RBI Grade B Mock Test - 8 - Question 13
Dynamic pricing, also referred to as surge pricing, demand pricing, or time-based pricing, is a pricing strategy in which businesses set flexible prices for products or services based on current market demands.
RBI Grade B Mock Test - 8 - Question 14
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The Vice President Venkaiah Naidu has conferred Sangeet Natak Akademi and Lalit Kala Akademi Fellowships and Awards. Who among the following is not conferred with Sangeet Natak Akademi Fellowship?
Detailed Solution for RBI Grade B Mock Test - 8 - Question 14
Vice President M. Venkaiah Naidu conferred the Sangeet Natak Akademi Fellowship and Sangeet Natak Awards for the year 2018 and National Awards of Lalit Kala Akademi to eminent artists at a special function held in New Delhi.

Sangeet Natak Akademi Fellowship was given to four artists while 40 others were honoured with Sangeet Natak Akademi Awards.

The 4 fellows are:

1. Tabla maestro Zakir Hussain.

2. Jatin Goswami.

3. Dr. Sonal Mansingh.

4. Thiruvidaimarudur Kuppiah Kalyanasundaram.

RBI Grade B Mock Test - 8 - Question 15
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Banks have set up special branches for a focussed attention that includes:

A. Capital market branches

B. Corporate branches

C. Service branches

D. Recovery branches
Detailed Solution for RBI Grade B Mock Test - 8 - Question 15
All of these are correct.
RBI Grade B Mock Test - 8 - Question 16
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The Asian Development Bank has recently approved $2 Million Loan to Support Urban Development in which among the following State or Union Territory?
Detailed Solution for RBI Grade B Mock Test - 8 - Question 16
The Asian Development Bank (ADB) signed an agreement with the Government of India to offer a $2 million project readiness financing (PRF) loan.

It will provide the loan for designing climate resilient urban infrastructure, strengthening institutional capacity and improving municipal resource mobilisation in Nagaland.

RBI Grade B Mock Test - 8 - Question 17
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Major benefits of Centralised Business Solutions or Core Banking Solutions (CBS) include which of the following?

A. It enables centralised management information and decision support.

B. It standardizses branch automation software using single version.

C. It attracts low cost initially.

D. It relieves branches of jobs like data backup, MIS generation, etc.
Detailed Solution for RBI Grade B Mock Test - 8 - Question 17
Benefits of Centralised Business Solutions:

  • Unbiased allocation of work

  • Standardisation of work

  • Area of specialisation

  • Replication of work

  • Flexibility

  • Higher compliance level etc.

RBI Grade B Mock Test - 8 - Question 18
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Recently a team of scientists has discovered a star of 17,000 light-years away from the Earth. It looks like which planet?
Detailed Solution for RBI Grade B Mock Test - 8 - Question 18
A team of scientists has discovered a near-identical twin of Jupiter circling star 17,000 light-years away from the Earth using data obtained in 2016 by NASA's Kepler space telescope. In terms of mass, the Exoplanet, dubbed K2-2016-BLG-0005Lb, is nearly the same as Jupiter.
RBI Grade B Mock Test - 8 - Question 19
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Which of the following is NOT a programme launched by the Government of India?
Detailed Solution for RBI Grade B Mock Test - 8 - Question 19
Jeevan Anand Yojana has been launched by LIC, and not by the Government of India.
RBI Grade B Mock Test - 8 - Question 20
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Which among the following country has successfully launched its new satellite Gaofen-3 03 for Earth observation from the Jiuquan Satellite Launch Center?
Detailed Solution for RBI Grade B Mock Test - 8 - Question 20
China launched a new Earth observation satellite Gaofen-3 03 from the Jiuquan Satellite Launch Center in northwest China by a Long March-4C rocket.

The launch marks the 414th mission for the Long March series carrier rockets.

The satellite will be networked with the orbiting Gaofen-3 and Gaofen-3 02 satellites to form a land-sea radar satellite constellation and capture reliable, stable synthetic aperture radar (SAR) images.

Earth Observation (EO) satellites produce a large number of SAR images every day.

RBI Grade B Mock Test - 8 - Question 21
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As announced in the Union Budget 2018, which of the following schemes are under the Ayushman Bharat Initiative?
Detailed Solution for RBI Grade B Mock Test - 8 - Question 21
Under the Ayushman Bharat Initiative, there are two schemes-the national health protection scheme and the 'Revitalising Infrastructure and Systems in Education (RISE) by 2022' programmeNational Health Protection Scheme is the latest avatar of the Rashtriya Swasthya Suraksha Yojana (RSSY), which was previously the Rashtriya Swasthya Bima Yojana (RSBY). RISE Programme aims to improve infrastructure for medical education and health
RBI Grade B Mock Test - 8 - Question 22
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The Prime Minister Modi has virtually addressed ___________ edition of Foundation Day of Umiya Mata Temple.
Detailed Solution for RBI Grade B Mock Test - 8 - Question 22
Prime Minister Modi was virtually addressing the 14th foundation day celebrations of Umiya Mata Temple in Junagadh on Ramnavami.

The inauguration of the temple was also done by Mr.Modi in 2008, when he was the Chief Minister of Gujarat.

Prime Minister Narendra Modi, Umiya Mata Temple - a religious place in Junagadh of Gujarat has now become the center of social consciousness.

RBI Grade B Mock Test - 8 - Question 23
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Consider the following statements:

A. Credit rating agencies assign credit ratings which rate a debtor's ability to pay back debt by making timely interest payments.

B. The agency rates the creditworthiness of individual consumers.

C. A credit rating facilitates the trading of securities on a primary market

D. It affects the interest rate that a security pays out, with higher rating leading to lower interests.

Which of the above statements are TRUE?
Detailed Solution for RBI Grade B Mock Test - 8 - Question 23
An agency may rate the creditworthiness of issuers of debt obligations, of debt instruments, and in some cases, of the servicers of the underlying debt, but not of individual consumers. A credit rating facilitates the trading of securities on a secondary market. It affects the interest rate that a security pays out, with higher ratings leading to lower interest rates. Individual consumers are rated for creditworthiness not by credit rating agencies but by credit bureaus, which issue credit scores.
RBI Grade B Mock Test - 8 - Question 24
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Which among the following ministry has recently launched the Street vendor program SVANidhi se Samriddhi’ program in additional 126 cities across 14 States/ UTS?
Detailed Solution for RBI Grade B Mock Test - 8 - Question 24
Ministry of Housing and Urban Affairs has launched SVANidhi se Samriddhi’ program in additional 126 cities across 14 States/ UTs.

SVANidhi se Samriddhi, an additional program of PMSVANidhi was launched on 4th January 2021 in 125 cities in Phase 1, covering approximately 35 Lakh Street vendors and their families.

RBI Grade B Mock Test - 8 - Question 25
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What relationship is created when the bank collects a cheque in clearing?
Detailed Solution for RBI Grade B Mock Test - 8 - Question 25
The relationship so formed is that of the collecting bank and the holder. Collecting bank is a bank that collects money from the account of the writer of a cheque on behalf of the person who has deposited the cheque into the bank. Holder refers to someone who is in legal possession of a negotiable instrument such as a cheque.
RBI Grade B Mock Test - 8 - Question 26
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_______ is the money which is available at high interest rates and hence restricts expenditure by companies.
Detailed Solution for RBI Grade B Mock Test - 8 - Question 26
The money which is available at high interest rates and hence restricts expenditure by companies is called Dear Money. Due to restricted money supply, interest rates will be pushed up. Hence, it is very difficult to raise money during this period of dear money.
RBI Grade B Mock Test - 8 - Question 27
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'Kyoto Protocol' is an agreement signed by various countries. It is associated with
Detailed Solution for RBI Grade B Mock Test - 8 - Question 27
The Kyoto Protocol is an international treaty which extends the 1992 United Nations Framework Convention on Climate Change (UNFCCC) that commits State Parties to reduce greenhouse gas emissions, based on the fact that global warming exists and human-made CO2 emissions have caused it.
RBI Grade B Mock Test - 8 - Question 28
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What is the tag-line of the 25th National Youth Festival to be held in Pondicherry?
Detailed Solution for RBI Grade B Mock Test - 8 - Question 28
Union Minister of Youth Affairs and Sports, Shri Anurag Thakur and Lt. Governor of Pondicherry Dr.Tamilisai Sundararajan unveiled the Logo and Mascot of the 25th National Youth Festival to be held in Pondicherry. ShriAnurag Thakur also unveiled the tag-line of the National Youth Festival, Shaksham Yuva Shashakth Yuva meaning Capable Youth- Forceful Youth, Able Youth- Strong Youth. Around 7000 youths from across the country and 500 youths from Pondicherry aged between 18 and 22 are expected to participate in the 5 day youth festival.
RBI Grade B Mock Test - 8 - Question 29
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The Twelfth Five Year Plan focussed on inclusive growth. Which of the following were considered as challenges for inclusiveness?

A. Poverty

B. Group inequality

C. Regional imbalance

D. Unemployment
Detailed Solution for RBI Grade B Mock Test - 8 - Question 29
75% of the poor live in rural areas. Most of them are daily wagers, self-employed householders and landless labourers. A proportionally large share of poor is lower castes. Employment is also considered as one of the big problems for the inclusive growth of India. Employment is the only source to eradicate poverty, and thus, it is one of the challenges to the inclusiveness of India. Regional imbalance and group inequality are the major problems in social development, which further pose a challenge to inclusiveness.
RBI Grade B Mock Test - 8 - Question 30
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What is the theme of National youth day 2022, celebrated every year on 12th January?
Detailed Solution for RBI Grade B Mock Test - 8 - Question 30
National Youth Day is observed to honor the ideals and thoughts of Swamiji Vivekananda who had tremendous faith in youth. In India, the National Youth Day is celebrated on 12 January annually to commemorate the birth anniversary of Swami Vivekananda. Vivekananda always highlighted the role of youth in the process of nation-building and inspired them to have a confident attitude. In 2022, we are observing the 159th birth anniversary of Swami Vivekanand (12 January 1863). The theme for National Youth Day 2022 is “It’s all in the mind.”
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