SBI PO Prelims Mock Test - 1


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100 Questions MCQ Test Mock Tests for Banking Exam and Past Year Papers | SBI PO Prelims Mock Test - 1

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SBI PO Prelims Mock Test - 1 - Question 1

A sphere of 30 cm radius is dropped into a cylindrical vessel of 80 cm diameter, which is partly filled with water, then its level rises by x cm. Find x:

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 1

Thus, the level of water rises by 22.5 cm.
Note The volume of water will be calculated by considering it in the cylindrical shape since the water takes the shape of vessel in which it is filled.

SBI PO Prelims Mock Test - 1 - Question 2

On dividing a number by 357, we get 39 as remainder. On dividing the same number by 17, what will be the remainder?

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 2

Let x be the number and y be the quotient. Then, x = 357 × y + 39
= (17 × 21 × y) + (17 × 2) + 5
= 17 × (21y + 2) + 5
So, required number = 5

SBI PO Prelims Mock Test - 1 - Question 3

After replacing an old member by a new member, it was found that the average age of five members of a club is the same as it was 3 years ago. What is the difference between the ages of the replaced and the new member? 

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 3

Age decreased = 5 × 3 years = 15 years
So, required difference = 15 years

SBI PO Prelims Mock Test - 1 - Question 4

The LCM of two numbers is 495 and their HCF is 5. If the sum of the numbers is 100, then their difference is 

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 4

Let the numbers be x and (100-x)
Then, x (100-x) = 5 × 495  

x2-100x + 2475 = 0
(x-55) (x-45) = 0
x = 55 or x = 45
Therefore, the numbers are 45 and 55.
Required difference = (55-45) = 10

SBI PO Prelims Mock Test - 1 - Question 5

A child has three different kinds of chocolates costing Rs.2, Rs.5 and Rs.10. He spends total Rs.120 on the chocolates. What is the minimum possible number of chocolates, he can buy, if there must be atleast one chocolate of each kind?

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 5

Minimum number of chocolates are possible when he purchases maximum number of
costliest chocolates.
Thus, 2 × 5 + 5 × 2 = Rs.20 Now, Rs.100 must be spend on 10 chocolates as 100 = 10 × 10 Thus, minimum number of chocolates = 5 + 2 + 10 = 17

SBI PO Prelims Mock Test - 1 - Question 6

A, B, C rent a pasture. A puts 10 oxen for 7 months, B puts 12 oxen for 5 months and C puts 15 oxen for 3 months for grazing. If the rent of the pasture is Rs. 175, how much must C pay as his share of rent?

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 6

SBI PO Prelims Mock Test - 1 - Question 7

A letter lock consists of 4 rings, each ring contains 9 non-zero digits. This lock can be opened by setting a 4 digit code with the proper combination of each of the 4 rings Maximum how many codes can be formed to open the lock?

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 7

9 × 9 × 9 × 9 =94

SBI PO Prelims Mock Test - 1 - Question 8

A bag contains 6 black and 8 white balls. One ball is drawn at random. What is the probability that the ball drawn is white?

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 8

Let number of balls = (6 + 8) = 14
Number of white balls = 8
P (drawing a white ball) = 8/14 =4/7

SBI PO Prelims Mock Test - 1 - Question 9

The ratio between the present ages of P and Q is 6 : 7. If Q is 4 years old than P, what will be the ratio of the ages of P and Q after 4 years?

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 9

Let P’s age and Q’s age be 6x years and 7x years respectively.Then 7x-6x ,x = 4
Required ratio = (6x + 4) : (7x + 4)
= 28 : 32
= 7 : 8

SBI PO Prelims Mock Test - 1 - Question 10

I gain 70 paise on Rs.70. My gain percent is

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 10

SBI PO Prelims Mock Test - 1 - Question 11

In an A.P. consisting of 23 terms, the sum of the three terms in the middle is 114 and that of the last three is 204. Find the sum of first three terms 

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 11

SBI PO Prelims Mock Test - 1 - Question 12

Which one of the following numbers has rational square root?

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 12

=3/10, which is rational 

SBI PO Prelims Mock Test - 1 - Question 13

The distance between two cities A and B is 330 Km. A train starts from A at 8 a.m. and travel towards B at 60 km/hr. Another train starts from B at 9 a.m and travels towards A at 75 Km/hr. At what time do they meet?

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 13

Suppose they meet x hrs. after 8 a.m. then
(Distance moved by first in x hrs.) + = 300
[Distance moved by second in (x-1) hrs.]
Therefore 60x + 75 (x-1) <=> 330
x = 3
So, they meet at (8 + 3) i.e. 11 a.m.

SBI PO Prelims Mock Test - 1 - Question 14

10 women can complete a work in 7 days and 10 children take 14 days to complete the work. How many days will 5 women and 10 children take to complete the work?

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 14

SBI PO Prelims Mock Test - 1 - Question 15

 

BH is perpendicular to AC. Find the length of BC.

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 15

BH perpendicular to AC means that triangles ABH and HBC are right triangles. Hence
tan (39°) = 11/AH or AH = 11/tan (39°)
HC = 19-AH = 19-11/tan (39°)
Pythagora’s theorem applied to right triangle HBC :11+ HC2 = x2  Solve for x and substitute HC : x = sqrt [112 + (19-11/ tan(39°)2 ] = 12.3

SBI PO Prelims Mock Test - 1 - Question 16

Find the lengths of the other two sides of a right triangle if the length of the hypotenuse is 8 inches and one of the angles is 30°. 

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 16

This is a right triangle with a 30° angle so it must be a 30°-60°-90° triangle.
You are given that the hypotenuse is 8. Substituting 8 into the third value of the ratio n: n√3 :2n,
we get that 2n = 8 n = 4
Substituting n = 4 into the first and second value of the ratio we get that the other two sides are 4 and 4√3
The lengths of the two sides are 4 inches and 4√3 inches.

SBI PO Prelims Mock Test - 1 - Question 17

A man takes 3 hours 45 minutes to row a boat 15 km downstream of a river and 2 hours 30 minutes to cover a distance of 5 km upstream. Find the speed of the river current in km/hr.

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 17

Let Speed of Boat and stream be b and s respectively.

We know:

15/(b+s)=15/4 ............Eqn 1 (From the downstream condition as distance/speed is equal to time)

Also 5/(b-s)=5/2 .............Eqn 2

Therefore, solving Eqn 1 and Eqn 2, we get:

b+s=4

b-s=2

Therefore, further solving gives b=3 and s=1

Hence, Solution is A.

SBI PO Prelims Mock Test - 1 - Question 18

Directions (Q. 18-22) Study the following table and answer the questions.


Number of Candidates Appeared and Qualified in a Competitive Examination from Different States Over the Years.  

    

 

Q. Total number of candidates qualified from all the states together in 1997 is approximately what percentage of the total number of candidates qualified from all the states together in 1998?

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 18

SBI PO Prelims Mock Test - 1 - Question 19

Number of Candidates Appeared and Qualified in a Competitive Examination from Different States Over the Years.  

   

 

Q. What is the average candidates who appeared from State Q during the given years?

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 19

SBI PO Prelims Mock Test - 1 - Question 20

Number of Candidates Appeared and Qualified in a Competitive Examination from Different States Over the Years.  

 

Q. In which of the given years the number of candidates appeared from State P has maximum percentage of qualified candidates?

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 20

The percentages of candidates qualified to candidates appeared from State P during different years are :

Maximum percentage is for the year 2001.

SBI PO Prelims Mock Test - 1 - Question 21

Number of Candidates Appeared and Qualified in a Competitive Examination from Different States Over the Years.  

 

Q. What is the percentage of candidates qualified from State N for all the years together, over the candidates appeared from State N during all the years together? 

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 21

SBI PO Prelims Mock Test - 1 - Question 22

Number of Candidates Appeared and Qualified in a Competitive Examination from Different States Over the Years.  

 

Q. The percentage of total number of qualified candidates to the total number of appeared candidates among all the five states in 1999 is? 

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 22

SBI PO Prelims Mock Test - 1 - Question 23

How many times are the hands of a clock at right angle in a day?

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 23

In 12 hours, they are at right angles 22 times.
So, in 24 hours, they are at right angles 44 times.

SBI PO Prelims Mock Test - 1 - Question 24

Two vessels A and B contain milk and water mixed in the ratio 8 : 5 and 5 : 2 respectively. The ratio in which these two mixtures be mixed to get a new mixture containing 69 % milk is :  

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 24

SBI PO Prelims Mock Test - 1 - Question 25

A tap can fill a tank in 6 hours. After half the tank is filled, three more similar taps are opened. What is the total time taken to fill the tank completely ?

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 25

Remaining part = [1 - 1/2]= 1/2

SBI PO Prelims Mock Test - 1 - Question 26

How much time will it take for an amount of Rs.450 to yield Rs.81 as interest at 4.5% per annum of simple interest?

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 26

SBI PO Prelims Mock Test - 1 - Question 27

If 20% of a = b, then b% of 20 is the same as 

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 27

SBI PO Prelims Mock Test - 1 - Question 28

Which one of the following numbers will completely divide (461 + 462 + 463 + 464 ) ?

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 28

SBI PO Prelims Mock Test - 1 - Question 29

The average of 20 numbers is zero. Of them, at the most, how many may be greater than zero?

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 29

Average of 20 numbers = 0.
Sum of 20 numbers (0 x 20) = 0.
It is quite possible that 19 of these numbers may be positive and if their sum is a then 20th number is (-a).

SBI PO Prelims Mock Test - 1 - Question 30

The greatest possible length which can be used to measure exactly the length 7 m, 3 m, 85 cm,12 m, 95 cm is 

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 30

Required length = HCF of 700 cm, 385 cm and 1295 cm    = 35

SBI PO Prelims Mock Test - 1 - Question 31

If (a + b) : (a - b) = 15 : 1, then the value of a2 - bis : 

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 31

a+b/a-b =15/1

Therefore a2 - b2 = 64 - 49=15

SBI PO Prelims Mock Test - 1 - Question 32

Simran started a software business by investing Rs.50,000. After six months, Nanda joined her with a capital of Rs.80,000. After 3 years, they earned a profit of Rs.24,500. What was Simran's share in the profit?  

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 32

SBI PO Prelims Mock Test - 1 - Question 33

Out of 7 consonants and 4 vowels, how many words of 3 consonants and 2 vowels can be formed?  

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 33

Number of ways of selecting (3 consonants out of 7) and (2 vowels out of 4) = (7C3 x 4C2)

Number of groups, each having 3 consonants and 2 vowels = 210
Each group contains 5 letters.
Number of ways of arranging 5 letters among themselves = 5 x 4 x 3 x 2 x 1 = 120
Required number of ways = 210 × 120 = 25200

SBI PO Prelims Mock Test - 1 - Question 34

What is the probability of getting a sum 9 from two throws of a dice?  

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 34

In two throws of a die, n(S) = (6 × 6) = 36
Let E = event of getting a sum = {(3, 6), (4, 5), (5, 4), (6, 3)}
P(E) =

  

SBI PO Prelims Mock Test - 1 - Question 35

My brother is 3 years elder to me. My father was 28 years of age when my sister was born while my mother was 26 years of age when I was born. If my sister was 4 years of age when my brother was born, then, what was the age of my father and mother respectively when my brother was born? 

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 35

Clearly, my mother was born 3 years before I was born and 4 years after my sister was born.
So, father’s age when = (28 + 4)
Brother was born = 32 years
Mother’s age when brother was born = (26-3)
= 23 years

SBI PO Prelims Mock Test - 1 - Question 36

Each odd digit in the number 5263187 is substituted by the next higher digit and each even digit is substituted by the previous lower digit and the digits so obtained are rearranged in ascending order, which of the following will be the 3rd digit from the left end after the rearrangement?  

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 36

Option B
Given number 5 2 6 3 1 8 7
After rearrangement 6 1 5 4 2 7 8
Arranged in ascending order 1, 2, 4, 5, 6, 7, 8
So, the 3rd digit from left end is 4

SBI PO Prelims Mock Test - 1 - Question 37

Town D is towards East of town F. Town B is towards North of town D. Town H is towards South of town B. Towards which directions is town H from town F?

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 37

Option D

SBI PO Prelims Mock Test - 1 - Question 38

Among A, B, C, D and E each having different weight, D is heavier than only A and C is lighter than B and E. Who among them is the heaviest?

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 38

. Option D
D > A
(B, E) > C  D is heavier than only A
So, (B, E) > C > D > A
So, heaviest is either B or E

SBI PO Prelims Mock Test - 1 - Question 39

How many such pairs of letters are there in the word SEARCHES each of which has as many letters between them in the word as in the English alphabet?

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 39

Option D
S E A R C H E S
19 5 1 18 3 8 5 19
So, there are three pairs AC, AE and CE

SBI PO Prelims Mock Test - 1 - Question 40

If ‘÷ means’ ‘+’, ‘-’ means ‘×’, ‘×’ means ‘÷’ and ‘+’ means ‘-’, then 15-8 × 6 ÷ 12 + 4 = ?  

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 40

Option B
15-8 × 6 ÷ 12 + 4 = ?
After changing the sign = 15 × 8 ÷ 6 + 12-4 = ?
15×8/6 + 8 = ?
20+8=28

SBI PO Prelims Mock Test - 1 - Question 41

Ashok started walking towards South. After walking 50 m he took a right turn and walked 30 m. He then took a right turn and walked 100 m. He again took a right turn and walked 30 m and stopped. How far and in which direction was he from the starting point?

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 41

Option D

SBI PO Prelims Mock Test - 1 - Question 42

How many meaningful English words can be made with the letters DLEI using each letter only once in each word?

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 42

. Option D

SBI PO Prelims Mock Test - 1 - Question 43

In a certain code TEMPORAL is written as OLDSMBSP. How is CONSIDER written in that code?

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 43

Option A

SBI PO Prelims Mock Test - 1 - Question 44

In a certain code language ‘how many goals scored’ is written as ‘5 3 9 7’ , ‘many more matches’ is written as ‘9 8 2’ and ‘he scored five’ is written as ‘1 6 3’. How is ‘goals’ written in that code language?  

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 44

Option C

How many goals scored ⟶ 5 3 9 7 …. (i)
Many more matches ⟶ 9 82 …. (ii)
He scored five ⟶ 1 6 3 …. (iii)
From (i) and (ii), many ⟶ (9)
From (i) and (iii), scored ⟶ 3
So, goals’s code 5 or 7
45. Option C
According to Pratap = 20, 21, 22
According to his sister = not after 21st April
So, the birthday will be 20 or 21 April from both statements.

SBI PO Prelims Mock Test - 1 - Question 45

Pratap correctly remembers that his mother’s birthday is before 23rd of April but after 19th of April, whereas his sister correctly remembers that their mother’s birthday is not on or after 22nd of April. On which day in April is definitely their mother’s birthday?   

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 45

Option C
According to Pratap = 20, 21, 22
According to his sister = not after 21st April
So, the birthday will be 20 or 21 April from both statements

SBI PO Prelims Mock Test - 1 - Question 46

Directions (Q. 46-50) In each of the questions below are given four statements followed by four conclusions numbered I, II, III and IV. You have to take the given statements to be true even if they seem to be at variance from commonly known facts. Read all the conclusions and then decide which of the given conclusions logically follows from the given statements disregarding commonly known facts.

 

Statements:

All cups are bottles.
Some bottles are jugs.
No jug is plate.
Some plates are tables.

 

Conclusions: 

I. Some tables are bottles.
II. Some plates are cups.
III. No table is bottle.
IV. Some jugs are cups.

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 46

Option E

Conclusoins: I. False
II. False
III. True
IV. False

SBI PO Prelims Mock Test - 1 - Question 47

Statements:

All birds are horses.
All horses are tigers.
Some tigers are lions.
Some lions are monkeys.


Conclusions:

I. Some tigers are horses.
II. Some monkeys are birds.
III. Some tigers are birds.
IV. Some monkeys are horses.

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 47

Option A

 

Conclusions: I. True
II. False
III. True
IV. False
So, I and III follows only.

SBI PO Prelims Mock Test - 1 - Question 48

Statements:

Some chairs are handles.
All handles are pots.
All pots are mats.
Some mats are buses.


Conclusions:

I. Some buses are handles.
II. Some mats are chairs.
III. No bus is handle.
IV. Some mats are handles.

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 48

Option E

Conclusions:I. False
II. True
III. True
IV. True
Either I or III and II, IV are true

SBI PO Prelims Mock Test - 1 - Question 49

Statements:

Some sticks are lamps.
Some flowers are lamps.
Some lamps are dresses.
All dresses are shirts.

 

Conclusions:

I. Some shirts are sticks.
II. Some shirts are flowers.
III. Some flowers are sticks.
IV. Some dresses are sticks.

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 49

Option A

Conclusions: I. False
II. False
III. False
IV. False

SBI PO Prelims Mock Test - 1 - Question 50

Statements:

Some benches are walls.
All walls are houses.
Some houses are jungles.
All jungles are roads.


Conclusions:

I. Some roads are benches.
II. Some jungles are walls.
III. Some houses are benches

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 50

Option C

Conclusions: I. False
II. False
III. True
IV. True
Only III and IV follow

SBI PO Prelims Mock Test - 1 - Question 51

Directions (Q. 51-55) Study the following information carefully and answer the questions given below:

 

A, B, C, D, E, F, G and H are eight employees of an organization working in three departments viz. Personnel, Administration and Marketing with not more than three of them in any department. Each of them has a different choice of sports from Football, Cricket, Volleyball, Badminton, Lawn Tennis, Basketball, Hockey and Table Tennis not necessarily in the same order.

D works in Administration and does not like either Football or Cricket. F works in Personnel with only A who likes Table Tennis. E and H do not work in the same department as D. C likes Hockey and does not work in Marketing. G does not work in Administration and does not like either Cricket or Badminton. One of those who work in Administration likes Football. The one who likes Volleyball works in Personnel. None of those who work in Administration likes either Badminton or Lawn Tennis. H does not like Cricket.

 

Q. Which of the following groups of employees work in Administration department?   

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 51

Option C

SBI PO Prelims Mock Test - 1 - Question 52

A, B, C, D, E, F, G and H are eight employees of an organization working in three departments viz. Personnel, Administration and Marketing with not more than three of them in any department. Each of them has a different choice of sports from Football, Cricket, Volleyball, Badminton, Lawn Tennis, Basketball, Hockey and Table Tennis not necessarily in the same order.

D works in Administration and does not like either Football or Cricket. F works in Personnel with only A who likes Table Tennis. E and H do not work in the same department as D. C likes Hockey and does not work in Marketing. G does not work in Administration and does not like either Cricket or Badminton. One of those who work in Administration likes Football. The one who likes Volleyball works in Personnel. None of those who work in Administration likes either Badminton or Lawn Tennis. H does not like Cricket.

 

Q. In which department does E work?  

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 52

Option B

SBI PO Prelims Mock Test - 1 - Question 53

A, B, C, D, E, F, G and H are eight employees of an organization working in three departments viz. Personnel, Administration and Marketing with not more than three of them in any department. Each of them has a different choice of sports from Football, Cricket, Volleyball, Badminton, Lawn Tennis, Basketball, Hockey and Table Tennis not necessarily in the same order.

D works in Administration and does not like either Football or Cricket. F works in Personnel with only A who likes Table Tennis. E and H do not work in the same department as D. C likes Hockey and does not work in Marketing. G does not work in Administration and does not like either Cricket or Badminton. One of those who work in Administration likes Football. The one who likes Volleyball works in Personnel. None of those who work in Administration likes either Badminton or Lawn Tennis. H does not like Cricket.

 

Q. What is E’s favourite sport?    

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 53

 Option A

SBI PO Prelims Mock Test - 1 - Question 54

A, B, C, D, E, F, G and H are eight employees of an organization working in three departments viz. Personnel, Administration and Marketing with not more than three of them in any department. Each of them has a different choice of sports from Football, Cricket, Volleyball, Badminton, Lawn Tennis, Basketball, Hockey and Table Tennis not necessarily in the same order.

D works in Administration and does not like either Football or Cricket. F works in Personnel with only A who likes Table Tennis. E and H do not work in the same department as D. C likes Hockey and does not work in Marketing. G does not work in Administration and does not like either Cricket or Badminton. One of those who work in Administration likes Football. The one who likes Volleyball works in Personnel. None of those who work in Administration likes either Badminton or Lawn Tennis. H does not like Cricket.

 

Q. Which of the following combinations of employees-department-favourite sport is correct?   

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 54

Option E

SBI PO Prelims Mock Test - 1 - Question 55

A, B, C, D, E, F, G and H are eight employees of an organization working in three departments viz. Personnel, Administration and Marketing with not more than three of them in any department. Each of them has a different choice of sports from Football, Cricket, Volleyball, Badminton, Lawn Tennis, Basketball, Hockey and Table Tennis not necessarily in the same order.

D works in Administration and does not like either Football or Cricket. F works in Personnel with only A who likes Table Tennis. E and H do not work in the same department as D. C likes Hockey and does not work in Marketing. G does not work in Administration and does not like either Cricket or Badminton. One of those who work in Administration likes Football. The one who likes Volleyball works in Personnel. None of those who work in Administration likes either Badminton or Lawn Tennis. H does not like Cricket.

 

Q. What is G’s favourite sport? 

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 55

Option D

SBI PO Prelims Mock Test - 1 - Question 56

Directions (Q. 56-60) In the following questions, the symbols @, $, *, # and ! are used with the following meaning as illustrated below:


‘P $ Q’ means ‘P is not smaller than Q’.
‘P @ Q’ means ‘P is neither smaller than nor equal to Q’.
‘P # Q’ means ‘P is neither greater than nor equal to Q’.
‘P ! Q’ means ‘P is neither greater than nor smaller than Q’.
‘P * Q’ means ‘P is not greater than Q’.
Now, in each of the following questions assuming the given statements to be true, find which of the four conclusions I, II, III and IV given below them is/are dfinitely true and give your answer accordingly.

 

Statements:

N ! B, B $ W, W # H, H * M

 

Conclusions:

I. M @ W
II. H @ N
III. W ! N
IV. W # N

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 56

Option E
N = B, B ≥ W, W < H, H ≤ Q
So, N = B ≥ W < H ≤ M
I. M > W (True)
II. H > N (False)
III. W = N or
IV. W < N
N ≥ W

SBI PO Prelims Mock Test - 1 - Question 57

‘P $ Q’ means ‘P is not smaller than Q’.
‘P @ Q’ means ‘P is neither smaller than nor equal to Q’.
‘P # Q’ means ‘P is neither greater than nor equal to Q’.
‘P ! Q’ means ‘P is neither greater than nor smaller than Q’.
‘P * Q’ means ‘P is not greater than Q’.
Now, in each of the following questions assuming the given statements to be true, find which of the four conclusions I, II, III and IV given below them is/are dfinitely true and give your answer accordingly.

 

Statements:

R * D, D $ J, J # M, M @ K

 

Conclusions:

I. K # J
II. D @ M
III. R # M
IV. D @ K

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 57

Option A
R ≤ D, D ≥ J, J < M, M > K
So, R ≤ D ≥ J < M > K
I. K < J (False)
II. D > M (False)
III. R < M (False)
IV. D > K (False)
So, none is true

SBI PO Prelims Mock Test - 1 - Question 58

‘P $ Q’ means ‘P is not smaller than Q’.
‘P @ Q’ means ‘P is neither smaller than nor equal to Q’.
‘P # Q’ means ‘P is neither greater than nor equal to Q’.
‘P ! Q’ means ‘P is neither greater than nor smaller than Q’.
‘P * Q’ means ‘P is not greater than Q’.
Now, in each of the following questions assuming the given statements to be true, find which of the four conclusions I, II, III and IV given below them is/are dfinitely true and give your answer accordingly.

 

Statements:

H @ T, T # F, F ! E, E * V


Conclusions:

I. V $ F
II. E @ T
III. H @ V
IV. T # V

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 58

Option B
H > T, T < F, F = E, E ≤ V
So, H > T < F = E ≤ V
I. V ≥ F (True)
II. E > T (True)
III. H > V (False)
IV. T < V (True)

So, only I, II and IV are true

SBI PO Prelims Mock Test - 1 - Question 59

‘P $ Q’ means ‘P is not smaller than Q’.
‘P @ Q’ means ‘P is neither smaller than nor equal to Q’.
‘P # Q’ means ‘P is neither greater than nor equal to Q’.
‘P ! Q’ means ‘P is neither greater than nor smaller than Q’.
‘P * Q’ means ‘P is not greater than Q’.
Now, in each of the following questions assuming the given statements to be true, find which of the four conclusions I, II, III and IV given below them is/are dfinitely true and give your answer accordingly.

 

Statements:

D # R, R * K, K @ F, F $ J


Conclusions:

I. J # R
II. J # K
III. R # F
IV. K @ D

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 59

Option E
D < R, R ≤ K, K > F, F ≥ J
So, D < R ≤ K > F ≥ J
I. J < R (False)
II. J < K (True)
III. R < F (False)
IV. K > D (True)
So, only II and IV are true 

SBI PO Prelims Mock Test - 1 - Question 60

‘P $ Q’ means ‘P is not smaller than Q’.
‘P @ Q’ means ‘P is neither smaller than nor equal to Q’.
‘P # Q’ means ‘P is neither greater than nor equal to Q’.
‘P ! Q’ means ‘P is neither greater than nor smaller than Q’.
‘P * Q’ means ‘P is not greater than Q’.
Now, in each of the following questions assuming the given statements to be true, find which of the four conclusions I, II, III and IV given below them is/are dfinitely true and give your answer accordingly.

 

Statements:

M $ K, K @ N, N * R, R # W


Conclusions:

I. W @ K
II. M $ R
III. K @ W
IV. M @ N

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 60

Option E
M ≥ K, K > N, N ≤ R, R < W
So, M ≥ K > N ≤ R < W
I. W > K (False)
II. M ≥ R (False)
III. K > W (False)
IV. M > N (True)
So, only IV is true

SBI PO Prelims Mock Test - 1 - Question 61

Directions (Q. 61-65) Study the following information carefully and answer the questions given below:

Following are the conditions for selecting Senior Manager-Credit in bank. The candidate must
(i) Be a Graduate in any discipline with at least 60% marks.
(ii) Have post qualification work experience of at least 10 years in the Advances Section of a bank.
(iii) Be at least 30 years and not more than 40 years as on 01.04.2010.
(iv) Have secured at least 40% marks in the group discussion.
(v) Have secured at least 50% marks in inverview.

In the case of a candidate who satisfies all the conditions

Except
(a) At (i) above but has secured at least 50% marks in graduation and at least 60% marks in post graduation in and discipline the case is to be referred to the General Manager-Advances.
(b) At (ii) above but has total post qualification work experience of at least seven years out of
which at least three years as Manager-Credit in a bank, the case is to be referred to Executive
Director.

In each question, below details of one candidate is given. You have to take one of the following courses of action based on the information provided and the conditions and sub-conditions given above and mark the number of that course of action as your answer. You are not to assume anything other than the information provided in each question. All these cases are given to you as on 01.04.2010.

 

Q. Prakash Gokhale was born on 4th August 1977. He has secured 65% marks in post graduation and 58% marks in graduation. He has been working for the past 10 years in the Advances Department of a bank after completing his post graduation. He has secured 45% marks in the group discussion and 50% marks in the interview.

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 61

Option B
Prakash has less than 60% in graduation but more than 60% in PG. So, his case is to be
referred to the GM-advance.

SBI PO Prelims Mock Test - 1 - Question 62

Following are the conditions for selecting Senior Manager-Credit in bank. The candidate must
(i) Be a Graduate in any discipline with at least 60% marks.
(ii) Have post qualification work experience of at least 10 years in the Advances Section of a bank.
(iii) Be at least 30 years and not more than 40 years as on 01.04.2010.
(iv) Have secured at least 40% marks in the group discussion.
(v) Have secured at least 50% marks in inverview.

In the case of a candidate who satisfies all the conditions

Except
(a) At (i) above but has secured at least 50% marks in graduation and at least 60% marks in post graduation in and discipline the case is to be referred to the General Manager-Advances.
(b) At (ii) above but has total post qualification work experience of at least seven years out of
which at least three years as Manager-Credit in a bank, the case is to be referred to Executive
Director.

In each question, below details of one candidate is given. You have to take one of the following courses of action based on the information provided and the conditions and sub-conditions given above and mark the number of that course of action as your answer. You are not to assume anything other than the information provided in each question. All these cases are given to you as on 01.04.2010.

 

Q. Amit Narayan was born on 28th May 1974. He has been working in the Advances Department of a bank for the past 11 years after completing his B.Sc. degree with 65% marks. He has secured 55% marks in group discussion and 50% marks in the interview.

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 62

Option E
Amit Narayan fulfils all requirement.

SBI PO Prelims Mock Test - 1 - Question 63

Following are the conditions for selecting Senior Manager-Credit in bank. The candidate must
(i) Be a Graduate in any discipline with at least 60% marks.
(ii) Have post qualification work experience of at least 10 years in the Advances Section of a bank.
(iii) Be at least 30 years and not more than 40 years as on 01.04.2010.
(iv) Have secured at least 40% marks in the group discussion.
(v) Have secured at least 50% marks in inverview.

In the case of a candidate who satisfies all the conditions

Except
(a) At (i) above but has secured at least 50% marks in graduation and at least 60% marks in post graduation in and discipline the case is to be referred to the General Manager-Advances.
(b) At (ii) above but has total post qualification work experience of at least seven years out of
which at least three years as Manager-Credit in a bank, the case is to be referred to Executive
Director.

In each question, below details of one candidate is given. You have to take one of the following courses of action based on the information provided and the conditions and sub-conditions given above and mark the number of that course of action as your answer. You are not to assume anything other than the information provided in each question. All these cases are given to you as on 01.04.2010.

 

Q. Shobha Gupta has secured 50% marks in the interview and 40% marks in the group discussion. She has been working for the past eight years out of which four years as Manager-Credit in a bank after completing her B.A. degree with 60% marks. She was born on 12th September, 1978.  

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 63

Option A

Shobha Gupta does not fulfil condition II but B fulfils. So, her case is to be referred to the
ED.

SBI PO Prelims Mock Test - 1 - Question 64

Following are the conditions for selecting Senior Manager-Credit in bank. The candidate must
(i) Be a Graduate in any discipline with at least 60% marks.
(ii) Have post qualification work experience of at least 10 years in the Advances Section of a bank.
(iii) Be at least 30 years and not more than 40 years as on 01.04.2010.
(iv) Have secured at least 40% marks in the group discussion.
(v) Have secured at least 50% marks in inverview.

In the case of a candidate who satisfies all the conditions

Except
(a) At (i) above but has secured at least 50% marks in graduation and at least 60% marks in post graduation in and discipline the case is to be referred to the General Manager-Advances.
(b) At (ii) above but has total post qualification work experience of at least seven years out of
which at least three years as Manager-Credit in a bank, the case is to be referred to Executive
Director.

In each question, below details of one candidate is given. You have to take one of the following courses of action based on the information provided and the conditions and sub-conditions given above and mark the number of that course of action as your answer. You are not to assume anything other than the information provided in each question. All these cases are given to you as on 01.04.2010.

 

Q. Rohan Maskare was born on 8th March 1974. He has been working in a bank for the past 12 years after completing his B.Com degree with 70% marks. He has secured 50% marks in both the group discussion and the interview.

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 64

Option C
Data insufficient (experience in advance department is not clear)

SBI PO Prelims Mock Test - 1 - Question 65

Following are the conditions for selecting Senior Manager-Credit in bank. The candidate must
(i) Be a Graduate in any discipline with at least 60% marks.
(ii) Have post qualification work experience of at least 10 years in the Advances Section of a bank.
(iii) Be at least 30 years and not more than 40 years as on 01.04.2010.
(iv) Have secured at least 40% marks in the group discussion.
(v) Have secured at least 50% marks in inverview.

In the case of a candidate who satisfies all the conditions

Except
(a) At (i) above but has secured at least 50% marks in graduation and at least 60% marks in post graduation in and discipline the case is to be referred to the General Manager-Advances.
(b) At (ii) above but has total post qualification work experience of at least seven years out of
which at least three years as Manager-Credit in a bank, the case is to be referred to Executive
Director.

In each question, below details of one candidate is given. You have to take one of the following courses of action based on the information provided and the conditions and sub-conditions given above and mark the number of that course of action as your answer. You are not to assume anything other than the information provided in each question. All these cases are given to you as on 01.04.2010.

 

Q. Sudha Mehrotra has been working in the Advances Department of a bank for the past 12 years after completing her B.Com. degree with 60% marks. She has secured 50% marks in the group discussion and 40% marks in the interview. She was born on 15th February 1972.

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 65

Option D
Sudha Mehrotra has less than 50% marks in interview. So, she is not to be selected.

SBI PO Prelims Mock Test - 1 - Question 66

Directions (Q. 66-70) In each questions below is given a statement followed by three courses of action numbered (A), (B) and (C). A course of action is a step or administrative decision to be taken for improvement, follow-up or further action in regard to the problem, policy, etc. On the basis of the information given in the statement, you have to assume everything in the statement to be true, then decide which of the suggested courses of action logically follow(s) for pursuing.

 

Statement:

Many political activists have decided to stage demonstrations and block traffic movement in the city during peak hours to protest against the steep rise in prices of essential commodities.

 

Courses of action
(A) The government should immediately ban all forms of agitationsin the country.
(B) The police authority of the city should deploy additional forces all over the city to help traffic movement in the city.
(C) The state administration should carry out preventive arrests of the known criminals staying in the city.

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 66

Option B
Statement followed by course of action B only to solve the traffic problems.

SBI PO Prelims Mock Test - 1 - Question 67

Statement:

The school dropout rate in many districts in the state has increased sharply during the last few years as the parents of these children make them work in the fields owned by others to earn enough for them to get at least one meal a day.


Courses of action

(A) The government should put up a mechanism to provide foodgrains to the poor people in these districts through public distribution system to encourage the parents to send their wards to school.
(B) The government should close down some of these schools in the district and deploy the teachers of these schools to nearby schools and also ask remaining students to join these schools.
(C) The government should issue arrest warrants for all the parents who force their children to work in fields instead of attending classes.  

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 67

Option A
Course of action A is logically follow.

SBI PO Prelims Mock Test - 1 - Question 68

Statement:

A large private bank has decided to retrench one-third of its employees in view of the huge losses incurred by it during the past three quarters.

 

Courses of action
(A) The government should issue a notification to general public to immediately stop all transactions with the bank.
(B) The government should direct the bank to refrain from retrenching its employees.
(C) The government should ask the central bank of the country to initiate an enquiry into the bank’s activities and submit its report.  

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 68

Option D
Course of action C logically follows, because government controls banking system with the
help of Central Bank.

SBI PO Prelims Mock Test - 1 - Question 69

Statement:

One aspirant was killed due to stampede while participating in a recruitment drive of police constables.

 

Courses of action

(A) The officials incharge of the recruitment process should immediately be suspended.
(B) A team of officials should be asked to find out the circumstances which led to the death of the aspirant and submit its report within a week.
(C) The government should ask the home department to stagger the number of aspirants over more number of days to avoid such incidents in future. 

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 69

Option D
Course of action B and C logically follow.

SBI PO Prelims Mock Test - 1 - Question 70

Statement:

A heavy unseasonal downpour during the last two days has paralysed the normal life in the state in which five persons were killed but this has provided a huge relief to the problem of acute water crisis in the state.

 

Courses of action

(A) The state government should set up a committee to review the alarming situation.
(B) The state government should immediately remove all therestrictions on use of potable water in all the major cities in the state.
(C) The state government shouldsend relief supplies to all the affected areas in the state.

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 70

Option E
All course of action follow.

SBI PO Prelims Mock Test - 1 - Question 71

Directions (Q.71-80) Read the following passage carefully and answer the questions given below it. Certain words have been printed in italic and Underline to help you to locate them while answering some of the questions.

Banking sector reforms in India were introduced in order to "improve" efficiency in the process of financial intermediation. It was expected that banks would take advantage of the changing operational environment and improve their performance. Towards this end, the Reserve Bank of India initiated a host of measures for the creation of a competitive environment. Deregulation of interest rates on both deposit and lending sides imparted freedom to banks to appropriate price their products and services. To compete effectively with non-banking entities, banks were permitted to undertake newer activities like investment banking, securities trading and insurance business.

This was facilitated through amendments in the "relevant" acts which permitted PSBs to raise equity from the market up to threshold limit and also enabling the entry of new private and foreign banks. This changing face of banking led to an erosion of margins on traditional banking business, promoting banks to search for newer activities to "augment" their free incomes.

At the same time, banks also needed to devote focused attention to operational efficiency in order to contain their transaction costs. Simultaneously with the deregulation measures prudential norms were instituted to strengthen the safety and soundness of the banking system. Recent internal empirical research found that over the period 1992-2003, there has been a discernible improvement in the efficiency of Indian banks. The increasing trend in efficiency has been fairly uniform, irrespective of the ownership pattern. The rate of such improvement has, however, not been sufficiently high. The analysis also "reveals" that PSBs and private sector banks in India did not differe significantly in terms of their efficiency measures. Foreign banks, on the other hand, recorded higher efficiency as compared with their Indian counterparts.

 

Q.Prudential norms were initiated in the banking sector with a view to   

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 71

Option C

SBI PO Prelims Mock Test - 1 - Question 72

Banking sector reforms in India were introduced in order to "improve" efficiency in the process of financial intermediation. It was expected that banks would take advantage of the changing operational environment and improve their performance. Towards this end, the Reserve Bank of India initiated a host of measures for the creation of a competitive environment. Deregulation of interest rates on both deposit and lending sides imparted freedom to banks to appropriate price their products and services. To compete effectively with non-banking entities, banks were permitted to undertake newer activities like investment banking, securities trading and insurance business.

This was facilitated through amendments in the "relevant" acts which permitted PSBs to raise equity from the market up to threshold limit and also enabling the entry of new private and foreign banks. This changing face of banking led to an erosion of margins on traditional banking business, promoting banks to search for newer activities to "augment" their free incomes.

At the same time, banks also needed to devote focused attention to operational efficiency in order to contain their transaction costs. Simultaneously with the deregulation measures prudential norms were instituted to strengthen the safety and soundness of the banking system. Recent internal empirical research found that over the period 1992-2003, there has been a discernible improvement in the efficiency of Indian banks. The increasing trend in efficiency has been fairly uniform, irrespective of the ownership pattern. The rate of such improvement has, however, not been sufficiently high. The analysis also "reveals" that PSBs and private sector banks in India did not differe significantly in terms of their efficiency measures. Foreign banks, on the other hand, recorded higher efficiency as compared with their Indian counterparts.

 

Q.Banking sector reforms in India were introduced for the purpose of  

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 72

Option C

SBI PO Prelims Mock Test - 1 - Question 73

Banking sector reforms in India were introduced in order to "improve" efficiency in the process of financial intermediation. It was expected that banks would take advantage of the changing operational environment and improve their performance. Towards this end, the Reserve Bank of India initiated a host of measures for the creation of a competitive environment. Deregulation of interest rates on both deposit and lending sides imparted freedom to banks to appropriate price their products and services. To compete effectively with non-banking entities, banks were permitted to undertake newer activities like investment banking, securities trading and insurance business.

This was facilitated through amendments in the "relevant" acts which permitted PSBs to raise equity from the market up to threshold limit and also enabling the entry of new private and foreign banks. This changing face of banking led to an erosion of margins on traditional banking business, promoting banks to search for newer activities to "augment" their free incomes.

At the same time, banks also needed to devote focused attention to operational efficiency in order to contain their transaction costs. Simultaneously with the deregulation measures prudential norms were instituted to strengthen the safety and soundness of the banking system. Recent internal empirical research found that over the period 1992-2003, there has been a discernible improvement in the efficiency of Indian banks. The increasing trend in efficiency has been fairly uniform, irrespective of the ownership pattern. The rate of such improvement has, however, not been sufficiently high. The analysis also "reveals" that PSBs and private sector banks in India did not differe significantly in terms of their efficiency measures. Foreign banks, on the other hand, recorded higher efficiency as compared with their Indian counterparts.

 

Q.Banks can control their transaction costs by

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 73

Option D  

SBI PO Prelims Mock Test - 1 - Question 74

Banking sector reforms in India were introduced in order to "improve" efficiency in the process of financial intermediation. It was expected that banks would take advantage of the changing operational environment and improve their performance. Towards this end, the Reserve Bank of India initiated a host of measures for the creation of a competitive environment. Deregulation of interest rates on both deposit and lending sides imparted freedom to banks to appropriate price their products and services. To compete effectively with non-banking entities, banks were permitted to undertake newer activities like investment banking, securities trading and insurance business.

This was facilitated through amendments in the "relevant" acts which permitted PSBs to raise equity from the market up to threshold limit and also enabling the entry of new private and foreign banks. This changing face of banking led to an erosion of margins on traditional banking business, promoting banks to search for newer activities to "augment" their free incomes.

At the same time, banks also needed to devote focused attention to operational efficiency in order to contain their transaction costs. Simultaneously with the deregulation measures prudential norms were instituted to strengthen the safety and soundness of the banking system. Recent internal empirical research found that over the period 1992-2003, there has been a discernible improvement in the efficiency of Indian banks. The increasing trend in efficiency has been fairly uniform, irrespective of the ownership pattern. The rate of such improvement has, however, not been sufficiently high. The analysis also "reveals" that PSBs and private sector banks in India did not differe significantly in terms of their efficiency measures. Foreign banks, on the other hand, recorded higher efficiency as compared with their Indian counterparts.
 

Q.The recent internal empirical research conducted by the RBI found that

SBI PO Prelims Mock Test - 1 - Question 75

Banking sector reforms in India were introduced in order to "improve" efficiency in the process of financial intermediation. It was expected that banks would take advantage of the changing operational environment and improve their performance. Towards this end, the Reserve Bank of India initiated a host of measures for the creation of a competitive environment. Deregulation of interest rates on both deposit and lending sides imparted freedom to banks to appropriate price their products and services. To compete effectively with non-banking entities, banks were permitted to undertake newer activities like investment banking, securities trading and insurance business.

This was facilitated through amendments in the "relevant" acts which permitted PSBs to raise equity from the market up to threshold limit and also enabling the entry of new private and foreign banks. This changing face of banking led to an erosion of margins on traditional banking business, promoting banks to search for newer activities to "augment" their free incomes.

At the same time, banks also needed to devote focused attention to operational efficiency in order to contain their transaction costs. Simultaneously with the deregulation measures prudential norms were instituted to strengthen the safety and soundness of the banking system. Recent internal empirical research found that over the period 1992-2003, there has been a discernible improvement in the efficiency of Indian banks. The increasing trend in efficiency has been fairly uniform, irrespective of the ownership pattern. The rate of such improvement has, however, not been sufficiently high. The analysis also "reveals" that PSBs and private sector banks in India did not differe significantly in terms of their efficiency measures. Foreign banks, on the other hand, recorded higher efficiency as compared with their Indian counterparts.

 

Q.Which of the following statements recognising improvement in efficiency is True in the cotext of the passage?

SBI PO Prelims Mock Test - 1 - Question 76

Banking sector reforms in India were introduced in order to "improve" efficiency in the process of financial intermediation. It was expected that banks would take advantage of the changing operational environment and improve their performance. Towards this end, the Reserve Bank of India initiated a host of measures for the creation of a competitive environment. Deregulation of interest rates on both deposit and lending sides imparted freedom to banks to appropriate price their products and services. To compete effectively with non-banking entities, banks were permitted to undertake newer activities like investment banking, securities trading and insurance business.

This was facilitated through amendments in the "relevant" acts which permitted PSBs to raise equity from the market up to threshold limit and also enabling the entry of new private and foreign banks. This changing face of banking led to an erosion of margins on traditional banking business, promoting banks to search for newer activities to "augment" their free incomes.

At the same time, banks also needed to devote focused attention to operational efficiency in order to contain their transaction costs. Simultaneously with the deregulation measures prudential norms were instituted to strengthen the safety and soundness of the banking system. Recent internal empirical research found that over the period 1992-2003, there has been a discernible improvement in the efficiency of Indian banks. The increasing trend in efficiency has been fairly uniform, irrespective of the ownership pattern. The rate of such improvement has, however, not been sufficiently high. The analysis also "reveals" that PSBs and private sector banks in India did not differe significantly in terms of their efficiency measures. Foreign banks, on the other hand, recorded higher efficiency as compared with their Indian counterparts.
 

Q.Which of the following is/are the measure(s) taken by Reserve Bank of India to create a competitive environment in the Banking sector?
I. Banks were given freedom to take up newer activities.
II. Entry of new private and foreign banks in the field.
III. Amendments in the relevant acts to enable PSBs to raise equity from the market.

SBI PO Prelims Mock Test - 1 - Question 77

Banking sector reforms in India were introduced in order to "improve" efficiency in the process of financial intermediation. It was expected that banks would take advantage of the changing operational environment and improve their performance. Towards this end, the Reserve Bank of India initiated a host of measures for the creation of a competitive environment. Deregulation of interest rates on both deposit and lending sides imparted freedom to banks to appropriate price their products and services. To compete effectively with non-banking entities, banks were permitted to undertake newer activities like investment banking, securities trading and insurance business.

This was facilitated through amendments in the "relevant" acts which permitted PSBs to raise equity from the market up to threshold limit and also enabling the entry of new private and foreign banks. This changing face of banking led to an erosion of margins on traditional banking business, promoting banks to search for newer activities to "augment" their free incomes.

At the same time, banks also needed to devote focused attention to operational efficiency in order to contain their transaction costs. Simultaneously with the deregulation measures prudential norms were instituted to strengthen the safety and soundness of the banking system. Recent internal empirical research found that over the period 1992-2003, there has been a discernible improvement in the efficiency of Indian banks. The increasing trend in efficiency has been fairly uniform, irrespective of the ownership pattern. The rate of such improvement has, however, not been sufficiently high. The analysis also "reveals" that PSBs and private sector banks in India did not differe significantly in terms of their efficiency measures. Foreign banks, on the other hand, recorded higher efficiency as compared with their Indian counterparts.

 

Q.Choose the word which is most nearly the same in meaning as the word printed in italic as used in the passage.
Relevant

SBI PO Prelims Mock Test - 1 - Question 78

Banking sector reforms in India were introduced in order to "improve" efficiency in the process of financial intermediation. It was expected that banks would take advantage of the changing operational environment and improve their performance. Towards this end, the Reserve Bank of India initiated a host of measures for the creation of a competitive environment. Deregulation of interest rates on both deposit and lending sides imparted freedom to banks to appropriate price their products and services. To compete effectively with non-banking entities, banks were permitted to undertake newer activities like investment banking, securities trading and insurance business.

This was facilitated through amendments in the "relevant" acts which permitted PSBs to raise equity from the market up to threshold limit and also enabling the entry of new private and foreign banks. This changing face of banking led to an erosion of margins on traditional banking business, promoting banks to search for newer activities to "augment" their free incomes.

At the same time, banks also needed to devote focused attention to operational efficiency in order to contain their transaction costs. Simultaneously with the deregulation measures prudential norms were instituted to strengthen the safety and soundness of the banking system. Recent internal empirical research found that over the period 1992-2003, there has been a discernible improvement in the efficiency of Indian banks. The increasing trend in efficiency has been fairly uniform, irrespective of the ownership pattern. The rate of such improvement has, however, not been sufficiently high. The analysis also "reveals" that PSBs and private sector banks in India did not differe significantly in terms of their efficiency measures. Foreign banks, on the other hand, recorded higher efficiency as compared with their Indian counterparts.

 

Q.Choose the word which is most nearly the same in meaning as the word printed in italic as used in the passage.
Augment

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 78

Option D

SBI PO Prelims Mock Test - 1 - Question 79

Banking sector reforms in India were introduced in order to "improve" efficiency in the process of financial intermediation. It was expected that banks would take advantage of the changing operational environment and improve their performance. Towards this end, the Reserve Bank of India initiated a host of measures for the creation of a competitive environment. Deregulation of interest rates on both deposit and lending sides imparted freedom to banks to appropriate price their products and services. To compete effectively with non-banking entities, banks were permitted to undertake newer activities like investment banking, securities trading and insurance business.

This was facilitated through amendments in the "relevant" acts which permitted PSBs to raise equity from the market up to threshold limit and also enabling the entry of new private and foreign banks. This changing face of banking led to an erosion of margins on traditional banking business, promoting banks to search for newer activities to "augment" their free incomes.

At the same time, banks also needed to devote focused attention to operational efficiency in order to contain their transaction costs. Simultaneously with the deregulation measures prudential norms were instituted to strengthen the safety and soundness of the banking system. Recent internal empirical research found that over the period 1992-2003, there has been a discernible improvement in the efficiency of Indian banks. The increasing trend in efficiency has been fairly uniform, irrespective of the ownership pattern. The rate of such improvement has, however, not been sufficiently high. The analysis also "reveals" that PSBs and private sector banks in India did not differe significantly in terms of their efficiency measures. Foreign banks, on the other hand, recorded higher efficiency as compared with their Indian counterparts.

 

Q.Choose the word that is most opposite of the word printed in italic as used in passage.
Improve
 

SBI PO Prelims Mock Test - 1 - Question 80

Banking sector reforms in India were introduced in order to "improve" efficiency in the process of financial intermediation. It was expected that banks would take advantage of the changing operational environment and improve their performance. Towards this end, the Reserve Bank of India initiated a host of measures for the creation of a competitive environment. Deregulation of interest rates on both deposit and lending sides imparted freedom to banks to appropriate price their products and services. To compete effectively with non-banking entities, banks were permitted to undertake newer activities like investment banking, securities trading and insurance business.

This was facilitated through amendments in the "relevant" acts which permitted PSBs to raise equity from the market up to threshold limit and also enabling the entry of new private and foreign banks. This changing face of banking led to an erosion of margins on traditional banking business, promoting banks to search for newer activities to "augment" their free incomes.

At the same time, banks also needed to devote focused attention to operational efficiency in order to contain their transaction costs. Simultaneously with the deregulation measures prudential norms were instituted to strengthen the safety and soundness of the banking system. Recent internal empirical research found that over the period 1992-2003, there has been a discernible improvement in the efficiency of Indian banks. The increasing trend in efficiency has been fairly uniform, irrespective of the ownership pattern. The rate of such improvement has, however, not been sufficiently high. The analysis also "reveals" that PSBs and private sector banks in India did not differe significantly in terms of their efficiency measures. Foreign banks, on the other hand, recorded higher efficiency as compared with their Indian counterparts.

 

Q.Choose the word that is most opposite of the word printed in italic as used in passage.
Reveal  

SBI PO Prelims Mock Test - 1 - Question 81

Directions (Q. 81-85) Read each sentence to find out whether there is any grammatical error or idiomatic error in it. The error, if any, will be in one part of the sentence. (Ignore errors of punctuation, if any)

 

The area was plunged into / darkness mid a wave of / cheering and shouting / slogans like ‘Save The Earth’.

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 81

Option B

SBI PO Prelims Mock Test - 1 - Question 82

Read each sentence to find out whether there is any grammatical error or idiomatic error in it. The error, if any, will be in one part of the sentence. (Ignore errors of punctuation, if any)

 

The poll contestants approached / the commission complaining that the hoardings / violated the code of conduct / and influenced public perception.

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 82

Option D

SBI PO Prelims Mock Test - 1 - Question 83

Read each sentence to find out whether there is any grammatical error or idiomatic error in it. The error, if any, will be in one part of the sentence. (Ignore errors of punctuation, if any)

 

The country has / adequate laws but problems / arise when these are not / implemented in letter and spirit. 

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 83

Option E

SBI PO Prelims Mock Test - 1 - Question 84

Read each sentence to find out whether there is any grammatical error or idiomatic error in it. The error, if any, will be in one part of the sentence. (Ignore errors of punctuation, if any)

 

The management feels that / the employees of the organisation are / non-productive, and do not want / to work hard.

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 84

Option C

SBI PO Prelims Mock Test - 1 - Question 85

Read each sentence to find out whether there is any grammatical error or idiomatic error in it. The error, if any, will be in one part of the sentence. (Ignore errors of punctuation, if any)

 

As far the issue of land encroachment / in villages is concerned, people will / have to make a start from their villages by / sensitising and educating the villagers this issue. 

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 85

Option A

SBI PO Prelims Mock Test - 1 - Question 86

Directions (Q. 86-90) Which of the phrases (1), (2), (3) and (4) given below each sentence should replace the word/phrase printed in italic in the sentence to make it grammatically correct? If the sentence is correct as it is given and no correction is required, mark (5) as the answer.

 

US Secretary of State made it clear that time running out for diplomacy over Iran’s nuclear programme and said that talks aimed at preventing Tehran from acquiring a nuclear weapon would resume in April.

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 86

Option B

SBI PO Prelims Mock Test - 1 - Question 87

Which of the phrases (1), (2), (3) and (4) given below each sentence should replace the word/phrase printed in italic in the sentence to make it grammatically correct? If the sentence is correct as it is given and no correction is required, mark (5) as the answer.

 

While the war of the generals rage on, somewhere in small town India, wonderful things are happening, quietly and minus fanfare. 

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 87

Option C

SBI PO Prelims Mock Test - 1 - Question 88

Which of the phrases (1), (2), (3) and (4) given below each sentence should replace the word/phrase printed in italic in the sentence to make it grammatically correct? If the sentence is correct as it is given and no correction is required, mark (5) as the answer.

 

According to WWF, the small Island nation of Samoa was the first in switch off its lights for Earth Hour.

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 88

Option B

SBI PO Prelims Mock Test - 1 - Question 89

Which of the phrases (1), (2), (3) and (4) given below each sentence should replace the word/phrase printed in italic in the sentence to make it grammatically correct? If the sentence is correct as it is given and no correction is required, mark (5) as the answer.

 

The campaign is significant because not just the youths are directly appealing to the World but because their efforts challenge the chimera of normalcy in the area.

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 89

Option A

SBI PO Prelims Mock Test - 1 - Question 90

Which of the phrases (1), (2), (3) and (4) given below each sentence should replace the word/phrase printed in italic in the sentence to make it grammatically correct? If the sentence is correct as it is given and no correction is required, mark (5) as the answer.

 

The doctor’s association has threatened to go on indefinite strike support of their teachers.

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 90

Option D

SBI PO Prelims Mock Test - 1 - Question 91

Directions (Q. 91-100) In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words/phrases are suggested, one of which fits the blank appropriately. Find out the appropriate word/phrase in each case.

Greenhouse gases are only (91) of the story when it comes to global warming.Changes to one part of the climate system can (92) additional changes to the way the planet absorbs or reflects energy.These secondary changes are (93) climate feedbacks, and they could more than double the amount of warming caused by carbon dioxide alone. The primary feedbacks are (94) to snow and ice, water vapour, clouds and the carbon cycle. Perhaps the most well (95) feedback comes from melting snow and ice in the Northern Hemisphere. Warming temperatures are already (96) a growing percentage of Arctic sea ice, exposing dark ocean water during the (97) sunlight of summer. Snow cover on land is also (98) in many areas. In the (99) of snow and ice, these areas go from having bright, sunlight reflecting surfaces that cool the planet to having dark, sunlight absorbing surfaces that (100) more energy into the Earth system and cause more warming. 

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 91

Option B

SBI PO Prelims Mock Test - 1 - Question 92

Greenhouse gases are only (91) of the story when it comes to global warming.Changes to one part of the climate system can (92) additional changes to the way the planet absorbs or reflects energy.These secondary changes are (93) climate feedbacks, and they could more than double the amount of warming caused by carbon dioxide alone. The primary feedbacks are (94) to snow and ice, water vapour, clouds and the carbon cycle. Perhaps the most well (95) feedback comes from melting snow and ice in the Northern Hemisphere. Warming temperatures are already (96) a growing percentage of Arctic sea ice, exposing dark ocean water during the (97) sunlight of summer. Snow cover on land is also (98) in many areas. In the (99) of snow and ice, these areas go from having bright, sunlight reflecting surfaces that cool the planet to having dark, sunlight absorbing surfaces that (100) more energy into the Earth system and cause more warming. 

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 92

Option E

SBI PO Prelims Mock Test - 1 - Question 93

Greenhouse gases are only (91) of the story when it comes to global warming.Changes to one part of the climate system can (92) additional changes to the way the planet absorbs or reflects energy.These secondary changes are (93) climate feedbacks, and they could more than double the amount of warming caused by carbon dioxide alone. The primary feedbacks are (94) to snow and ice, water vapour, clouds and the carbon cycle. Perhaps the most well (95) feedback comes from melting snow and ice in the Northern Hemisphere. Warming temperatures are already (96) a growing percentage of Arctic sea ice, exposing dark ocean water during the (97) sunlight of summer. Snow cover on land is also (98) in many areas. In the (99) of snow and ice, these areas go from having bright, sunlight reflecting surfaces that cool the planet to having dark, sunlight absorbing surfaces that (100) more energy into the Earth system and cause more warming. 

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 93

Option B

SBI PO Prelims Mock Test - 1 - Question 94

Greenhouse gases are only (91) of the story when it comes to global warming.Changes to one part of the climate system can (92) additional changes to the way the planet absorbs or reflects energy.These secondary changes are (93) climate feedbacks, and they could more than double the amount of warming caused by carbon dioxide alone. The primary feedbacks are (94) to snow and ice, water vapour, clouds and the carbon cycle. Perhaps the most well (95) feedback comes from melting snow and ice in the Northern Hemisphere. Warming temperatures are already (96) a growing percentage of Arctic sea ice, exposing dark ocean water during the (97) sunlight of summer. Snow cover on land is also (98) in many areas. In the (99) of snow and ice, these areas go from having bright, sunlight reflecting surfaces that cool the planet to having dark, sunlight absorbing surfaces that (100) more energy into the Earth system and cause more warming. 

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 94

Option A

SBI PO Prelims Mock Test - 1 - Question 95

Greenhouse gases are only (91) of the story when it comes to global warming.Changes to one part of the climate system can (92) additional changes to the way the planet absorbs or reflects energy.These secondary changes are (93) climate feedbacks, and they could more than double the amount of warming caused by carbon dioxide alone. The primary feedbacks are (94) to snow and ice, water vapour, clouds and the carbon cycle. Perhaps the most well (95) feedback comes from melting snow and ice in the Northern Hemisphere. Warming temperatures are already (96) a growing percentage of Arctic sea ice, exposing dark ocean water during the (97) sunlight of summer. Snow cover on land is also (98) in many areas. In the (99) of snow and ice, these areas go from having bright, sunlight reflecting surfaces that cool the planet to having dark, sunlight absorbing surfaces that (100) more energy into the Earth system and cause more warming. 

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 95

Option B

SBI PO Prelims Mock Test - 1 - Question 96

Greenhouse gases are only (91) of the story when it comes to global warming.Changes to one part of the climate system can (92) additional changes to the way the planet absorbs or reflects energy.These secondary changes are (93) climate feedbacks, and they could more than double the amount of warming caused by carbon dioxide alone. The primary feedbacks are (94) to snow and ice, water vapour, clouds and the carbon cycle. Perhaps the most well (95) feedback comes from melting snow and ice in the Northern Hemisphere. Warming temperatures are already (96) a growing percentage of Arctic sea ice, exposing dark ocean water during the (97) sunlight of summer. Snow cover on land is also (98) in many areas. In the (99) of snow and ice, these areas go from having bright, sunlight reflecting surfaces that cool the planet to having dark, sunlight absorbing surfaces that (100) more energy into the Earth system and cause more warming. 

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 96

Option C

SBI PO Prelims Mock Test - 1 - Question 97

Greenhouse gases are only (91) of the story when it comes to global warming.Changes to one part of the climate system can (92) additional changes to the way the planet absorbs or reflects energy.These secondary changes are (93) climate feedbacks, and they could more than double the amount of warming caused by carbon dioxide alone. The primary feedbacks are (94) to snow and ice, water vapour, clouds and the carbon cycle. Perhaps the most well (95) feedback comes from melting snow and ice in the Northern Hemisphere. Warming temperatures are already (96) a growing percentage of Arctic sea ice, exposing dark ocean water during the (97) sunlight of summer. Snow cover on land is also (98) in many areas. In the (99) of snow and ice, these areas go from having bright, sunlight reflecting surfaces that cool the planet to having dark, sunlight absorbing surfaces that (100) more energy into the Earth system and cause more warming. 

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 97

Option D

SBI PO Prelims Mock Test - 1 - Question 98

Greenhouse gases are only (91) of the story when it comes to global warming.Changes to one part of the climate system can (92) additional changes to the way the planet absorbs or reflects energy.These secondary changes are (93) climate feedbacks, and they could more than double the amount of warming caused by carbon dioxide alone. The primary feedbacks are (94) to snow and ice, water vapour, clouds and the carbon cycle. Perhaps the most well (95) feedback comes from melting snow and ice in the Northern Hemisphere. Warming temperatures are already (96) a growing percentage of Arctic sea ice, exposing dark ocean water during the (97) sunlight of summer. Snow cover on land is also (98) in many areas. In the (99) of snow and ice, these areas go from having bright, sunlight reflecting surfaces that cool the planet to having dark, sunlight absorbing surfaces that (100) more energy into the Earth system and cause more warming. 

Detailed Solution for SBI PO Prelims Mock Test - 1 - Question 98

Option A

SBI PO Prelims Mock Test - 1 - Question 99

Greenhouse gases are only (91) of the story when it comes to global warming.Changes to one part of the climate system can (92) additional changes to the way the planet absorbs or reflects energy.These secondary changes are (93) climate feedbacks, and they could more than double the amount of warming caused by carbon dioxide alone. The primary feedbacks are (94) to snow and ice, water vapour, clouds and the carbon cycle. Perhaps the most well (95) feedback comes from melting snow and ice in the Northern Hemisphere. Warming temperatures are already (96) a growing percentage of Arctic sea ice, exposing dark ocean water during the (97) sunlight of summer. Snow cover on land is also (98) in many areas. In the (99) of snow and ice, these areas go from having bright, sunlight reflecting surfaces that cool the planet to having dark, sunlight absorbing surfaces that (100) more energy into the Earth system and cause more warming. 

SBI PO Prelims Mock Test - 1 - Question 100

Greenhouse gases are only (91) of the story when it comes to global warming.Changes to one part of the climate system can (92) additional changes to the way the planet absorbs or reflects energy.These secondary changes are (93) climate feedbacks, and they could more than double the amount of warming caused by carbon dioxide alone.The primary feedbacks are (94) to snow and ice, water vapour, clouds and the carbon cycle. Perhaps the most well (95) feedback comes from melting snow and ice in the Northern Hemisphere. Warming temperatures are already (96) a growing percentage of Arctic sea ice, exposing dark ocean water during the (97) sunlight of summer. Snow cover on land is also (98) in many areas. In the (99) of snow and ice, these areas go from having bright, sunlight reflecting surfaces that cool the planet to having dark, sunlight absorbing surfaces that (100) more energy into the Earth system and cause more warming.  

 

Choose from the given option for the (100) blank.

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