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Directions : Study the following information carefully and answer the questions given below:
There are seven people A, B, C, D, E, F and G. They like different colours, chocolates and were born in different cities and months. They all were born in the same year. One of the colours is Blue. One of the cities is Chennai. One of the chocolates is 5 star. One of the persons was born in the month of September. The following information is known about them. F was born in Mumbai or in Indore. The one who was born in the month of May likes Barone chocolate and white colour and is either C or G. D is not the one who likes Schmitten chocolate. The one who likes Perk chocolate likes green colour. The one who was born in Indore is the youngest one and is either B or G.
The one who likes Bournville was born in Jalandhar but is not B. E was born in the month of February. D was born in Guwahati in the month of July and likes black colour. The one who likes Ferrero Rocher was born in November but is not the youngest person. B likes yellow colour. The one who likes Perk chocolate was born in Pune but that person is not C who likes Pink colour. The one who was born in Delhi likes Red colour but is not E. F is the second youngest person. The one who likes Dairy milk is one month younger than E.
Q. Who was born in Chennai?
Directions : Study the following information carefully and answer the questions given below:
There are seven people A, B, C, D, E, F and G. They like different colours, chocolates and were born in different cities and months. They all were born in the same year. One of the colours is Blue. One of the cities is Chennai. One of the chocolates is 5 star. One of the persons was born in the month of September. The following information is known about them. F was born in Mumbai or in Indore. The one who was born in the month of May likes Barone chocolate and white colour and is either C or G. D is not the one who likes Schmitten chocolate. The one who likes Perk chocolate likes green colour. The one who was born in Indore is the youngest one and is either B or G.
The one who likes Bournville was born in Jalandhar but is not B. E was born in the month of February. D was born in Guwahati in the month of July and likes black colour. The one who likes Ferrero Rocher was born in November but is not the youngest person. B likes yellow colour. The one who likes Perk chocolate was born in Pune but that person is not C who likes Pink colour. The one who was born in Delhi likes Red colour but is not E. F is the second youngest person. The one who likes Dairy milk is one month younger than E.
Q. Which of the following chocolates does D like?
Directions : Rearrange the following six sentences A, B, C, D, E and F in the the proper sequence so as to form a meaningful paragraph, then answer the questions given below them.
(A) It was further revived by a Boston publishing firm, and from that time Mother Goose continued grew in fame and interest till date.
(B) The first collection of verses under her name was published in London in book form by John Newbery.
(C) These were known long before they were designated as Mother Goose rhymes.
(D) Some rhymes can be traced to popular ballads, folk songs and games, political satire, ancient proverbs, cries of street vendors, real or legendary events.
(E) About twenty five years later the book was reprinted in the United States in Worecester, Massachusetts.
(F) In fact, until the eighteenth century Mother Goose did not have a name in print in English literature.
Q. Which of the following will be the LAST sentence?
DCFBEA
Directions (1 – 5) : Rearrange the following six sentences A, B, C, D, E and F in the the proper sequence so as to form a meaningful paragraph, then answer the questions given below them.
(A) It was further revived by a Boston publishing firm, and from that time Mother Goose continued grew in fame and interest till date.
(B) The first collection of verses under her name was published in London in book form by John Newbery.
(C) These were known long before they were designated as Mother Goose rhymes.
(D) Some rhymes can be traced to popular ballads, folk songs and games, political satire, ancient proverbs, cries of street vendors, real or legendary events.
(E) About twenty five years later the book was reprinted in the United States in Worecester, Massachusetts.
(F) In fact, until the eighteenth century Mother Goose did not have a name in print in English literature.
Q. Which of the following will be the FOURTH sentence?
DCFBEA
Directions (1 – 5) : Rearrange the following six sentences A, B, C, D, E and F in the the proper sequence so as to form a meaningful paragraph, then answer the questions given below them.
(A) It was further revived by a Boston publishing firm, and from that time Mother Goose continued grew in fame and interest till date.
(B) The first collection of verses under her name was published in London in book form by John Newbery.
(C) These were known long before they were designated as Mother Goose rhymes.
(D) Some rhymes can be traced to popular ballads, folk songs and games, political satire, ancient proverbs, cries of street vendors, real or legendary events.
(E) About twenty five years later the book was reprinted in the United States in Worecester, Massachusetts.
(F) In fact, until the eighteenth century Mother Goose did not have a name in print in English literature.
Q. Which of the following will be the FIFTH sentence?
DCFBEA
Directions : Rearrange the following six sentences A, B, C, D, E and F in the the proper sequence so as to form a meaningful paragraph, then answer the questions given below them.
(A) It was further revived by a Boston publishing firm, and from that time Mother Goose continued grew in fame and interest till date.
(B) The first collection of verses under her name was published in London in book form by John Newbery.
(C) These were known long before they were designated as Mother Goose rhymes.
(D) Some rhymes can be traced to popular ballads, folk songs and games, political satire, ancient proverbs, cries of street vendors, real or legendary events.
(E) About twenty five years later the book was reprinted in the United States in Worecester, Massachusetts.
(F) In fact, until the eighteenth century Mother Goose did not have a name in print in English literature.
Q. Which of the following will be the FIRST sentence?
DCFBEA
Directions : Rearrange the following six sentences A, B, C, D, E and F in the the proper sequence so as to form a meaningful paragraph, then answer the questions given below them.
(A) It was further revived by a Boston publishing firm, and from that time Mother Goose continued grew in fame and interest till date.
(B) The first collection of verses under her name was published in London in book form by John Newbery.
(C) These were known long before they were designated as Mother Goose rhymes.
(D) Some rhymes can be traced to popular ballads, folk songs and games, political satire, ancient proverbs, cries of street vendors, real or legendary events.
(E) About twenty five years later the book was reprinted in the United States in Worecester, Massachusetts.
(F) In fact, until the eighteenth century Mother Goose did not have a name in print in English literature.
Q. Which of the following will be the SECOND sentence?
DCFBEA
After ten years of (6) inflation, prices have spiked 7.5% in the third week of July. This looks scary- after all. Indian had got used to prices crawling up by 2% in the last two years, and a 10- year average inflation rate of about 5%- but you shouldn’t worry. This burst of inflation is the result of three factors that have come together unexpectedly, are unlikely to (7) for long and are unlikely to (8) up together again A (9) rise in global oil prices, a monsoon that arrived late and a spike in global metal prices. North Sea crude has crossed $42 per barrel, driven up by low petroleum (10) and soaring demand in the US as war production heats up. Oil markets are also spooked by the (11) of Russian oil supplies falling on the back of the Yukos-Sibneft probe. There’s little that the government can do to (12) users from soaring oil prices-indeed, it shouldn’t, if it wants to (13) efficiency. Higher transport costs have pushed up rates of vegetables and fruits; farm produce could also get affected by rains that arrived too late for kharif sowing. China is (14) up steel and other metals from all over the world to (15) a construction boom ahead of the 2008 Olympics, making metal prices soar all over the world, and sparking inflation in India.
After ten years of (6) inflation, prices have spiked 7.5% in the third week of July. This looks scary- after all. Indian had got used to prices crawling up by 2% in the last two years, and a 10- year average inflation rate of about 5%- but you shouldn’t worry. This burst of inflation is the result of three factors that have come together unexpectedly, are unlikely to (7) for long and are unlikely to (8) up together again A (9) rise in global oil prices, a monsoon that arrived late and a spike in global metal prices. North Sea crude has crossed $42 per barrel, driven up by low petroleum (10) and soaring demand in the US as war production heats up. Oil markets are also spooked by the (11) of Russian oil supplies falling on the back of the Yukos-Sibneft probe. There’s little that the government can do to (12) users from soaring oil prices-indeed, it shouldn’t, if it wants to (13) efficiency. Higher transport costs have pushed up rates of vegetables and fruits; farm produce could also get affected by rains that arrived too late for kharif sowing. China is (14) up steel and other metals from all over the world to (15) a construction boom ahead of the 2008 Olympics, making metal prices soar all over the world, and sparking inflation in India.
After ten years of (6) inflation, prices have spiked 7.5% in the third week of July. This looks scary- after all. Indian had got used to prices crawling up by 2% in the last two years, and a 10- year average inflation rate of about 5%- but you shouldn’t worry. This burst of inflation is the result of three factors that have come together unexpectedly, are unlikely to (7) for long and are unlikely to (8) up together again A (9) rise in global oil prices, a monsoon that arrived late and a spike in global metal prices. North Sea crude has crossed $42 per barrel, driven up by low petroleum (10) and soaring demand in the US as war production heats up. Oil markets are also spooked by the (11) of Russian oil supplies falling on the back of the Yukos-Sibneft probe. There’s little that the government can do to (12) users from soaring oil prices-indeed, it shouldn’t, if it wants to (13) efficiency. Higher transport costs have pushed up rates of vegetables and fruits; farm produce could also get affected by rains that arrived too late for kharif sowing. China is (14) up steel and other metals from all over the world to (15) a construction boom ahead of the 2008 Olympics, making metal prices soar all over the world, and sparking inflation in India.
After ten years of (6) inflation, prices have spiked 7.5% in the third week of July. This looks scary- after all. Indian had got used to prices crawling up by 2% in the last two years, and a 10- year average inflation rate of about 5%- but you shouldn’t worry. This burst of inflation is the result of three factors that have come together unexpectedly, are unlikely to (7) for long and are unlikely to (8) up together again A (9) rise in global oil prices, a monsoon that arrived late and a spike in global metal prices. North Sea crude has crossed $42 per barrel, driven up by low petroleum (10) and soaring demand in the US as war production heats up. Oil markets are also spooked by the (11) of Russian oil supplies falling on the back of the Yukos-Sibneft probe. There’s little that the government can do to (12) users from soaring oil prices-indeed, it shouldn’t, if it wants to (13) efficiency. Higher transport costs have pushed up rates of vegetables and fruits; farm produce could also get affected by rains that arrived too late for kharif sowing. China is (14) up steel and other metals from all over the world to (15) a construction boom ahead of the 2008 Olympics, making metal prices soar all over the world, and sparking inflation in India.
After ten years of (6) inflation, prices have spiked 7.5% in the third week of July. This looks scary- after all. Indian had got used to prices crawling up by 2% in the last two years, and a 10- year average inflation rate of about 5%- but you shouldn’t worry. This burst of inflation is the result of three factors that have come together unexpectedly, are unlikely to (7) for long and are unlikely to (8) up together again A (9) rise in global oil prices, a monsoon that arrived late and a spike in global metal prices. North Sea crude has crossed $42 per barrel, driven up by low petroleum (10) and soaring demand in the US as war production heats up. Oil markets are also spooked by the (11) of Russian oil supplies falling on the back of the Yukos-Sibneft probe. There’s little that the government can do to (12) users from soaring oil prices-indeed, it shouldn’t, if it wants to (13) efficiency. Higher transport costs have pushed up rates of vegetables and fruits; farm produce could also get affected by rains that arrived too late for kharif sowing. China is (14) up steel and other metals from all over the world to (15) a construction boom ahead of the 2008 Olympics, making metal prices soar all over the world, and sparking inflation in India.
After ten years of (6) inflation, prices have spiked 7.5% in the third week of July. This looks scary- after all. Indian had got used to prices crawling up by 2% in the last two years, and a 10- year average inflation rate of about 5%- but you shouldn’t worry. This burst of inflation is the result of three factors that have come together unexpectedly, are unlikely to (7) for long and are unlikely to (8) up together again A (9) rise in global oil prices, a monsoon that arrived late and a spike in global metal prices. North Sea crude has crossed $42 per barrel, driven up by low petroleum (10) and soaring demand in the US as war production heats up. Oil markets are also spooked by the (11) of Russian oil supplies falling on the back of the Yukos-Sibneft probe. There’s little that the government can do to (12) users from soaring oil prices-indeed, it shouldn’t, if it wants to (13) efficiency. Higher transport costs have pushed up rates of vegetables and fruits; farm produce could also get affected by rains that arrived too late for kharif sowing. China is (14) up steel and other metals from all over the world to (15) a construction boom ahead of the 2008 Olympics, making metal prices soar all over the world, and sparking inflation in India.
After ten years of (6) inflation, prices have spiked 7.5% in the third week of July. This looks scary- after all. Indian had got used to prices crawling up by 2% in the last two years, and a 10- year average inflation rate of about 5%- but you shouldn’t worry. This burst of inflation is the result of three factors that have come together unexpectedly, are unlikely to (7) for long and are unlikely to (8) up together again A (9) rise in global oil prices, a monsoon that arrived late and a spike in global metal prices. North Sea crude has crossed $42 per barrel, driven up by low petroleum (10) and soaring demand in the US as war production heats up. Oil markets are also spooked by the (11) of Russian oil supplies falling on the back of the Yukos-Sibneft probe. There’s little that the government can do to (12) users from soaring oil prices-indeed, it shouldn’t, if it wants to (13) efficiency. Higher transport costs have pushed up rates of vegetables and fruits; farm produce could also get affected by rains that arrived too late for kharif sowing. China is (14) up steel and other metals from all over the world to (15) a construction boom ahead of the 2008 Olympics, making metal prices soar all over the world, and sparking inflation in India.
After ten years of (6) inflation, prices have spiked 7.5% in the third week of July. This looks scary- after all. Indian had got used to prices crawling up by 2% in the last two years, and a 10- year average inflation rate of about 5%- but you shouldn’t worry. This burst of inflation is the result of three factors that have come together unexpectedly, are unlikely to (7) for long and are unlikely to (8) up together again A (9) rise in global oil prices, a monsoon that arrived late and a spike in global metal prices. North Sea crude has crossed $42 per barrel, driven up by low petroleum (10) and soaring demand in the US as war production heats up. Oil markets are also spooked by the (11) of Russian oil supplies falling on the back of the Yukos-Sibneft probe. There’s little that the government can do to (12) users from soaring oil prices-indeed, it shouldn’t, if it wants to (13) efficiency. Higher transport costs have pushed up rates of vegetables and fruits; farm produce could also get affected by rains that arrived too late for kharif sowing. China is (14) up steel and other metals from all over the world to (15) a construction boom ahead of the 2008 Olympics, making metal prices soar all over the world, and sparking inflation in India.
After ten years of (6) inflation, prices have spiked 7.5% in the third week of July. This looks scary- after all. Indian had got used to prices crawling up by 2% in the last two years, and a 10- year average inflation rate of about 5%- but you shouldn’t worry. This burst of inflation is the result of three factors that have come together unexpectedly, are unlikely to (7) for long and are unlikely to (8) up together again A (9) rise in global oil prices, a monsoon that arrived late and a spike in global metal prices. North Sea crude has crossed $42 per barrel, driven up by low petroleum (10) and soaring demand in the US as war production heats up. Oil markets are also spooked by the (11) of Russian oil supplies falling on the back of the Yukos-Sibneft probe. There’s little that the government can do to (12) users from soaring oil prices-indeed, it shouldn’t, if it wants to (13) efficiency. Higher transport costs have pushed up rates of vegetables and fruits; farm produce could also get affected by rains that arrived too late for kharif sowing. China is (14) up steel and other metals from all over the world to (15) a construction boom ahead of the 2008 Olympics, making metal prices soar all over the world, and sparking inflation in India.
After ten years of (6) inflation, prices have spiked 7.5% in the third week of July. This looks scary- after all. Indian had got used to prices crawling up by 2% in the last two years, and a 10- year average inflation rate of about 5%- but you shouldn’t worry. This burst of inflation is the result of three factors that have come together unexpectedly, are unlikely to (7) for long and are unlikely to (8) up together again A (9) rise in global oil prices, a monsoon that arrived late and a spike in global metal prices. North Sea crude has crossed $42 per barrel, driven up by low petroleum (10) and soaring demand in the US as war production heats up. Oil markets are also spooked by the (11) of Russian oil supplies falling on the back of the Yukos-Sibneft probe. There’s little that the government can do to (12) users from soaring oil prices-indeed, it shouldn’t, if it wants to (13) efficiency. Higher transport costs have pushed up rates of vegetables and fruits; farm produce could also get affected by rains that arrived too late for kharif sowing. China is (14) up steel and other metals from all over the world to (15) a construction boom ahead of the 2008 Olympics, making metal prices soar all over the world, and sparking inflation in India.
Directions: Read each sentence to find out whether there is any grammatical error or idiomatic error in it. The error, if any, will he in one part of the sentence. The number of that part is the answer. If there is 'No error', the answer is '5'.
According to him (1)/ two factors which are (2)/ needy for success (3)/ are discipline and diligence.(4)/ No Error (5)
Directions: Read each sentence to find out whether there is any grammatical error or idiomatic error in it. The error, if any, will he in one part of the sentence. The number of that part is the answer. If there is 'No error', the answer is '5'.
He wants to (1)/ set up a laboratory (2)/ to undertake research (3)/ into a vaccine for cancer.(4)/ No Error (5)
Directions: Read each sentence to find out whether there is any grammatical error or idiomatic error in it. The error, if any, will he in one part of the sentence. The number of that part is the answer. If there is 'No error', the answer is '5'.
The crucial point to (1)/ be discussed at the (2)/ meeting is how to (3)/ well implement the policy.(4)/ No Error (5)
Directions: Read each sentence to find out whether there is any grammatical error or idiomatic error in it. The error, if any, will he in one part of the sentence. The number of that part is the answer. If there is 'No error', the answer is '5'.
Experts have recommended that (1)/ the Govt. reconsidered (2)/ restrictions imposed on foreign (3)/ Investment in real estate.(4)/ No Error (5)
Directions: Read each sentence to find out whether there is any grammatical error or idiomatic error in it. The error, if any, will he in one part of the sentence. The number of that part is the answer. If there is 'No error', the answer is '5'.
There is lots of (1)/ supports from the employees (2)/ for the proposal to (3)/ merge with the parent company. (4)/ No Error (5)
Financial Inclusion (FI) is an emerging priority for banks that have nowhere else to go to achieve business growth. The viability of FI business is under question, because while banks and their delivery partners continue to make investments, they haven't seen commensurate returns. In markets like India, most programmes are focused on customer on-boarding, an expensive process which people often find difficult to afford, involving issuance of smart cards to the customers. However, large-scale customer acquisition hasn't translated into large-scale business, with many accounts lying dormant and therefore yielding no return on the bank's investment. For the same reason, Business Correspondent Agents, who constitute the primary channel for financial inclusion, are unable to pursue their activity as a full-time job. One major reason for this state of events is that the customer on-boarding process is often delayed after the submission of documents (required to validate the details of the concerned applicant) by the applicant and might take as long as two weeks. By this time the initial enthusiasm of applicants fades away. Moreover, the delivery partners don't have the knowledge and skill to propose anything other than the most basic financial products to the customer and hence do not serve their banks"' goal of expanding the offering in unbanked markets.
Contrary to popular perception, the inclusion segment is not a singular impoverished, undifferentiated mass and it is important to navigate its diversity to identify the right target customers for various programmes. Rural markets do have their share of rich people who do not use banking services simply because they are inconvenient to access or have low perceived value. At the same time, urban markets, despite a high branch density, have multitude of low wage earners outside the financial net. Moreover, the branch timings of banks rarely coincide with the off-work hours of the labour class.
Creating affordability is crucial in tapping the unbanked market. No doubt pricing is a tool, but banks also need to be innovative in right-sizing their proposition to convince customers that they can derive big value even from small amounts. One way of doing this is to show the target audience that a bank account is actually a lifestyle enabler, a convenient and safe means to send money to family or make a variety of purchases. Once banks succeed in hooking customers with this value proposition they must sustain their interest by introducing a simple and intuitive user application, ubiquitous access over mobile and other touch points, and adopting a banking mechanism which is not only secure but also reassuring to the customer. Technology is the most important element of financial inclusion strategy and an enabler of all others. The choice of technology is therefore a crucial decision, which could make or mar the agenda. Of the various section criteria, cost is perhaps the most important. This certainly does not mean buying the cheapest package, but rather choosing that solution which by scaling transactions to huge volumes reduces per unit operating cost. An optimal mix of these strategies would no doubt offer an innovative means of expansion in the unbanked market.
Q.Which of the following facts is true as per the passage?
Directions : Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.
Financial Inclusion (FI) is an emerging priority for banks that have nowhere else to go to achieve business growth. The viability of FI business is under question, because while banks and their delivery partners continue to make investments, they haven't seen commensurate returns. In markets like India, most programmes are focused on customer on-boarding, an expensive process which people often find difficult to afford, involving issuance of smart cards to the customers. However, large-scale customer acquisition hasn't translated into large-scale business, with many accounts lying dormant and therefore yielding no return on the bank's investment. For the same reason, Business Correspondent Agents, who constitute the primary channel for financial inclusion, are unable to pursue their activity as a full-time job. One major reason for this state of events is that the customer on-boarding process is often delayed after the submission of documents (required to validate the details of the concerned applicant) by the applicant and might take as long as two weeks. By this time the initial enthusiasm of applicants fades away. Moreover, the delivery partners don't have the knowledge and skill to propose anything other than the most basic financial products to the customer and hence do not serve their banks"' goal of expanding the offering in unbanked markets.
Contrary to popular perception, the inclusion segment is not a singular impoverished, undifferentiated mass and it is important to navigate its diversity to identify the right target customers for various programmes. Rural markets do have their share of rich people who do not use banking services simply because they are inconvenient to access or have low perceived value. At the same time, urban markets, despite a high branch density, have multitude of low wage earners outside the financial net. Moreover, the branch timings of banks rarely coincide with the off-work hours of the labour class.
Creating affordability is crucial in tapping the unbanked market. No doubt pricing is a tool, but banks also need to be innovative in right-sizing their proposition to convince customers that they can derive big value even from small amounts. One way of doing this is to show the target audience that a bank account is actually a lifestyle enabler, a convenient and safe means to send money to family or make a variety of purchases. Once banks succeed in hooking customers with this value proposition they must sustain their interest by introducing a simple and intuitive user application, ubiquitous access over mobile and other touch points, and adopting a banking mechanism which is not only secure but also reassuring to the customer. Technology is the most important element of financial inclusion strategy and an enabler of all others. The choice of technology is therefore a crucial decision, which could make or mar the agenda. Of the various section criteria, cost is perhaps the most important. This certainly does not mean buying the cheapest package, but rather choosing that solution which by scaling transactions to huge volumes reduces per unit operating cost. An optimal mix of these strategies would no doubt offer an innovative means of expansion in the unbanked market.
Q. According to the passage, for which of the following reasons do the delivery partners fail to serve their bank-‘s goal to expand in the unbanked markets?
(A) They do not have adequate client base to sell they financial products.
(B) They do not have adequate knowledge and skills explain anything beyond basic financial products to the customers.
(C) They do not have the skills to operate advanced technological aids that are a prerequisite to tap the unbanked-market.
Directions : Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.
Financial Inclusion (FI) is an emerging priority for banks that have nowhere else to go to achieve business growth. The viability of FI business is under question, because while banks and their delivery partners continue to make investments, they haven't seen commensurate returns. In markets like India, most programmes are focused on customer on-boarding, an expensive process which people often find difficult to afford, involving issuance of smart cards to the customers. However, large-scale customer acquisition hasn't translated into large-scale business, with many accounts lying dormant and therefore yielding no return on the bank's investment. For the same reason, Business Correspondent Agents, who constitute the primary channel for financial inclusion, are unable to pursue their activity as a full-time job. One major reason for this state of events is that the customer on-boarding process is often delayed after the submission of documents (required to validate the details of the concerned applicant) by the applicant and might take as long as two weeks. By this time the initial enthusiasm of applicants fades away. Moreover, the delivery partners don't have the knowledge and skill to propose anything other than the most basic financial products to the customer and hence do not serve their banks"' goal of expanding the offering in unbanked markets.
Contrary to popular perception, the inclusion segment is not a singular impoverished, undifferentiated mass and it is important to navigate its diversity to identify the right target customers for various programmes. Rural markets do have their share of rich people who do not use banking services simply because they are inconvenient to access or have low perceived value. At the same time, urban markets, despite a high branch density, have multitude of low wage earners outside the financial net. Moreover, the branch timings of banks rarely coincide with the off-work hours of the labour class.
Creating affordability is crucial in tapping the unbanked market. No doubt pricing is a tool, but banks also need to be innovative in right-sizing their proposition to convince customers that they can derive big value even from small amounts. One way of doing this is to show the target audience that a bank account is actually a lifestyle enabler, a convenient and safe means to send money to family or make a variety of purchases. Once banks succeed in hooking customers with this value proposition they must sustain their interest by introducing a simple and intuitive user application, ubiquitous access over mobile and other touch points, and adopting a banking mechanism which is not only secure but also reassuring to the customer. Technology is the most important element of financial inclusion strategy and an enabler of all others. The choice of technology is therefore a crucial decision, which could make or mar the agenda. Of the various section criteria, cost is perhaps the most important. This certainly does not mean buying the cheapest package, but rather choosing that solution which by scaling transactions to huge volumes reduces per unit operating cost. An optimal mix of these strategies would no doubt offer an innovative means of expansion in the unbanked market.
Q. According to the passage, for which of the following reasons is the viability of financial inclusion under question?
Directions : Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.
Financial Inclusion (FI) is an emerging priority for banks that have nowhere else to go to achieve business growth. The viability of FI business is under question, because while banks and their delivery partners continue to make investments, they haven't seen commensurate returns. In markets like India, most programmes are focused on customer on-boarding, an expensive process which people often find difficult to afford, involving issuance of smart cards to the customers. However, large-scale customer acquisition hasn't translated into large-scale business, with many accounts lying dormant and therefore yielding no return on the bank's investment. For the same reason, Business Correspondent Agents, who constitute the primary channel for financial inclusion, are unable to pursue their activity as a full-time job. One major reason for this state of events is that the customer on-boarding process is often delayed after the submission of documents (required to validate the details of the concerned applicant) by the applicant and might take as long as two weeks. By this time the initial enthusiasm of applicants fades away. Moreover, the delivery partners don't have the knowledge and skill to propose anything other than the most basic financial products to the customer and hence do not serve their banks"' goal of expanding the offering in unbanked markets.
Contrary to popular perception, the inclusion segment is not a singular impoverished, undifferentiated mass and it is important to navigate its diversity to identify the right target customers for various programmes. Rural markets do have their share of rich people who do not use banking services simply because they are inconvenient to access or have low perceived value. At the same time, urban markets, despite a high branch density, have multitude of low wage earners outside the financial net. Moreover, the branch timings of banks rarely coincide with the off-work hours of the labour class.
Creating affordability is crucial in tapping the unbanked market. No doubt pricing is a tool, but banks also need to be innovative in right-sizing their proposition to convince customers that they can derive big value even from small amounts. One way of doing this is to show the target audience that a bank account is actually a lifestyle enabler, a convenient and safe means to send money to family or make a variety of purchases. Once banks succeed in hooking customers with this value proposition they must sustain their interest by introducing a simple and intuitive user application, ubiquitous access over mobile and other touch points, and adopting a banking mechanism which is not only secure but also reassuring to the customer. Technology is the most important element of financial inclusion strategy and an enabler of all others. The choice of technology is therefore a crucial decision, which could make or mar the agenda. Of the various section criteria, cost is perhaps the most important. This certainly does not mean buying the cheapest package, but rather choosing that solution which by scaling transactions to huge volumes reduces per unit operating cost. An optimal mix of these strategies would no doubt offer an innovative means of expansion in the unbanked market
Q. In the passage, the author has specified which of the following characteristics of the customer on-boarding process?
Directions : Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.
Financial Inclusion (FI) is an emerging priority for banks that have nowhere else to go to achieve business growth. The viability of FI business is under question, because while banks and their delivery partners continue to make investments, they haven't seen commensurate returns. In markets like India, most programmes are focused on customer on-boarding, an expensive process which people often find difficult to afford, involving issuance of smart cards to the customers. However, large-scale customer acquisition hasn't translated into large-scale business, with many accounts lying dormant and therefore yielding no return on the bank's investment. For the same reason, Business Correspondent Agents, who constitute the primary channel for financial inclusion, are unable to pursue their activity as a full-time job. One major reason for this state of events is that the customer on-boarding process is often delayed after the submission of documents (required to validate the details of the concerned applicant) by the applicant and might take as long as two weeks. By this time the initial enthusiasm of applicants fades away. Moreover, the delivery partners don't have the knowledge and skill to propose anything other than the most basic financial products to the customer and hence do not serve their banks"' goal of expanding the offering in unbanked markets.
Contrary to popular perception, the inclusion segment is not a singular impoverished, undifferentiated mass and it is important to navigate its diversity to identify the right target customers for various programmes. Rural markets do have their share of rich people who do not use banking services simply because they are inconvenient to access or have low perceived value. At the same time, urban markets, despite a high branch density, have multitude of low wage earners outside the financial net. Moreover, the branch timings of banks rarely coincide with the off-work hours of the labour class.
Creating affordability is crucial in tapping the unbanked market. No doubt pricing is a tool, but banks also need to be innovative in right-sizing their proposition to convince customers that they can derive big value even from small amounts. One way of doing this is to show the target audience that a bank account is actually a lifestyle enabler, a convenient and safe means to send money to family or make a variety of purchases. Once banks succeed in hooking customers with this value proposition they must sustain their interest by introducing a simple and intuitive user application, ubiquitous access over mobile and other touch points, and adopting a banking mechanism which is not only secure but also reassuring to the customer. Technology is the most important element of financial inclusion strategy and an enabler of all others. The choice of technology is therefore a crucial decision, which could make or mar the agenda. Of the various section criteria, cost is perhaps the most important. This certainly does not mean buying the cheapest package, but rather choosing that solution which by scaling transactions to huge volumes reduces per unit operating cost. An optimal mix of these strategies would no doubt offer an innovative means of expansion in the unbanked market
Q. What did the author try to highlight in the passage?
(A) The ailing condition of financial inclusion business at present
(B) Strategies that may help banks expand in the unbanked market
(C) Role of government in modifying the existing financial-inclusion policies
Directions: Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.
Financial Inclusion (FI) is an emerging priority for banks that have nowhere else to go to achieve business growth. The viability of FI business is under question, because while banks and their delivery partners continue to make investments, they haven't seen commensurate returns. In markets like India, most programmes are focused on customer on-boarding, an expensive process which people often find difficult to afford, involving issuance of smart cards to the customers. However, large-scale customer acquisition hasn't translated into large-scale business, with many accounts lying dormant and therefore yielding no return on the bank's investment. For the same reason, Business Correspondent Agents, who constitute the primary channel for financial inclusion, are unable to pursue their activity as a full-time job. One major reason for this state of events is that the customer on-boarding process is often delayed after the submission of documents (required to validate the details of the concerned applicant) by the applicant and might take as long as two weeks. By this time the initial enthusiasm of applicants fades away. Moreover, the delivery partners don't have the knowledge and skill to propose anything other than the most basic financial products to the customer and hence do not serve their banks"' goal of expanding the offering in unbanked markets.
Contrary to popular perception, the inclusion segment is not a singular impoverished, undifferentiated mass and it is important to navigate its diversity to identify the right target customers for various programmes. Rural markets do have their share of rich people who do not use banking services simply because they are inconvenient to access or have low perceived value. At the same time, urban markets, despite a high branch density, have multitude of low wage earners outside the financial net. Moreover, the branch timings of banks rarely coincide with the off-work hours of the labour class.
Creating affordability is crucial in tapping the unbanked market. No doubt pricing is a tool, but banks also need to be innovative in right-sizing their proposition to convince customers that they can derive big value even from small amounts. One way of doing this is to show the target audience that a bank account is actually a lifestyle enabler, a convenient and safe means to send money to family or make a variety of purchases. Once banks succeed in hooking customers with this value proposition they must sustain their interest by introducing a simple and intuitive user application, ubiquitous access over mobile and other touch points, and adopting a banking mechanism which is not only secure but also reassuring to the customer. Technology is the most important element of financial inclusion strategy and an enabler of all others. The choice of technology is therefore a crucial decision, which could make or mar the agenda. Of the various section criteria, cost is perhaps the most important. This certainly does not mean buying the cheapest package, but rather choosing that solution which by scaling transactions to huge volumes reduces per unit operating cost. An optimal mix of these strategies would no doubt offer an innovative means of expansion in the unbanked market
Q. According to the passage, which of the following ways may help banks sustain the interest of their customers after hooking them?
(A) Adoption of a banking mechanism which is not only secure but reassuring to the customers
(B) Increasing the number of delivery partners in rural market
(C) Introduction of a simple and intuitive user application
Directions : Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.
Financial Inclusion (FI) is an emerging priority for banks that have nowhere else to go to achieve business growth. The viability of FI business is under question, because while banks and their delivery partners continue to make investments, they haven't seen commensurate returns. In markets like India, most programmes are focused on customer on-boarding, an expensive process which people often find difficult to afford, involving issuance of smart cards to the customers. However, large-scale customer acquisition hasn't translated into large-scale business, with many accounts lying dormant and therefore yielding no return on the bank's investment. For the same reason, Business Correspondent Agents, who constitute the primary channel for financial inclusion, are unable to pursue their activity as a full-time job. One major reason for this state of events is that the customer on-boarding process is often delayed after the submission of documents (required to validate the details of the concerned applicant) by the applicant and might take as long as two weeks. By this time the initial enthusiasm of applicants fades away. Moreover, the delivery partners don't have the knowledge and skill to propose anything other than the most basic financial products to the customer and hence do not serve their banks"' goal of expanding the offering in unbanked markets.
Contrary to popular perception, the inclusion segment is not a singular impoverished, undifferentiated mass and it is important to navigate its diversity to identify the right target customers for various programmes. Rural markets do have their share of rich people who do not use banking services simply because they are inconvenient to access or have low perceived value. At the same time, urban markets, despite a high branch density, have multitude of low wage earners outside the financial net. Moreover, the branch timings of banks rarely coincide with the off-work hours of the labour class.
Creating affordability is crucial in tapping the unbanked market. No doubt pricing is a tool, but banks also need to be innovative in right-sizing their proposition to convince customers that they can derive big value even from small amounts. One way of doing this is to show the target audience that a bank account is actually a lifestyle enabler, a convenient and safe means to send money to family or make a variety of purchases. Once banks succeed in hooking customers with this value proposition they must sustain their interest by introducing a simple and intuitive user application, ubiquitous access over mobile and other touch points, and adopting a banking mechanism which is not only secure but also reassuring to the customer. Technology is the most important element of financial inclusion strategy and an enabler of all others. The choice of technology is therefore a crucial decision, which could make or mar the agenda. Of the various section criteria, cost is perhaps the most important. This certainly does not mean buying the cheapest package, but rather choosing that solution which by scaling transactions to huge volumes reduces per unit operating cost. An optimal mix of these strategies would no doubt offer an innovative means of expansion in the unbanked market
Choose the word which is MOST SIMILAR in meaning to the word printed in bold as used in the passage.
Multitude
Directions : Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.
Financial Inclusion (FI) is an emerging priority for banks that have nowhere else to go to achieve business growth. The viability of FI business is under question, because while banks and their delivery partners continue to make investments, they haven't seen commensurate returns. In markets like India, most programmes are focused on customer on-boarding, an expensive process which people often find difficult to afford, involving issuance of smart cards to the customers. However, large-scale customer acquisition hasn't translated into large-scale business, with many accounts lying dormant and therefore yielding no return on the bank's investment. For the same reason, Business Correspondent Agents, who constitute the primary channel for financial inclusion, are unable to pursue their activity as a full-time job. One major reason for this state of events is that the customer on-boarding process is often delayed after the submission of documents (required to validate the details of the concerned applicant) by the applicant and might take as long as two weeks. By this time the initial enthusiasm of applicants fades away. Moreover, the delivery partners don't have the knowledge and skill to propose anything other than the most basic financial products to the customer and hence do not serve their banks"' goal of expanding the offering in unbanked markets.
Contrary to popular perception, the inclusion segment is not a singular impoverished, undifferentiated mass and it is important to navigate its diversity to identify the right target customers for various programmes. Rural markets do have their share of rich people who do not use banking services simply because they are inconvenient to access or have low perceived value. At the same time, urban markets, despite a high branch density, have multitude of low wage earners outside the financial net. Moreover, the branch timings of banks rarely coincide with the off-work hours of the labour class.
Creating affordability is crucial in tapping the unbanked market. No doubt pricing is a tool, but banks also need to be innovative in right-sizing their proposition to convince customers that they can derive big value even from small amounts. One way of doing this is to show the target audience that a bank account is actually a lifestyle enabler, a convenient and safe means to send money to family or make a variety of purchases. Once banks succeed in hooking customers with this value proposition they must sustain their interest by introducing a simple and intuitive user application, ubiquitous access over mobile and other touch points, and adopting a banking mechanism which is not only secure but also reassuring to the customer. Technology is the most important element of financial inclusion strategy and an enabler of all others. The choice of technology is therefore a crucial decision, which could make or mar the agenda. Of the various section criteria, cost is perhaps the most important. This certainly does not mean buying the cheapest package, but rather choosing that solution which by scaling transactions to huge volumes reduces per unit operating cost. An optimal mix of these strategies would no doubt offer an innovative means of expansion in the unbanked market
Choose the word which is MOST SIMILAR in meaning to the word printed in bold as used in the passage.
Ubiquitous
Directions: Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.
Financial Inclusion (FI) is an emerging priority for banks that have nowhere else to go to achieve business growth. The viability of FI business is under question, because while banks and their delivery partners continue to make investments, they haven't seen commensurate returns. In markets like India, most programmes are focused on customer on-boarding, an expensive process which people often find difficult to afford, involving issuance of smart cards to the customers. However, large-scale customer acquisition hasn't translated into large-scale business, with many accounts lying dormant and therefore yielding no return on the bank's investment. For the same reason, Business Correspondent Agents, who constitute the primary channel for financial inclusion, are unable to pursue their activity as a full-time job. One major reason for this state of events is that the customer on-boarding process is often delayed after the submission of documents (required to validate the details of the concerned applicant) by the applicant and might take as long as two weeks. By this time the initial enthusiasm of applicants fades away. Moreover, the delivery partners don't have the knowledge and skill to propose anything other than the most basic financial products to the customer and hence do not serve their banks"' goal of expanding the offering in unbanked markets.
Contrary to popular perception, the inclusion segment is not a singular impoverished, undifferentiated mass and it is important to navigate its diversity to identify the right target customers for various programmes. Rural markets do have their share of rich people who do not use banking services simply because they are inconvenient to access or have low perceived value. At the same time, urban markets, despite a high branch density, have multitude of low wage earners outside the financial net. Moreover, the branch timings of banks rarely coincide with the off-work hours of the labour class.
Creating affordability is crucial in tapping the unbanked market. No doubt pricing is a tool, but banks also need to be innovative in right-sizing their proposition to convince customers that they can derive big value even from small amounts. One way of doing this is to show the target audience that a bank account is actually a lifestyle enabler, a convenient and safe means to send money to family or make a variety of purchases. Once banks succeed in hooking customers with this value proposition they must sustain their interest by introducing a simple and intuitive user application, ubiquitous access over mobile and other touch points, and adopting a banking mechanism which is not only secure but also reassuring to the customer. Technology is the most important element of financial inclusion strategy and an enabler of all others. The choice of technology is therefore a crucial decision, which could make or mar the agenda. Of the various section criteria, cost is perhaps the most important. This certainly does not mean buying the cheapest package, but rather choosing that solution which by scaling transactions to huge volumes reduces per unit operating cost. An optimal mix of these strategies would no doubt offer an innovative means of expansion in the unbanked market
Choose the word which is Opposite in meaning to the word printed in bold as used in the passage.
Delayed
Directions (1-10): Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.
Financial Inclusion (FI) is an emerging priority for banks that have nowhere else to go to achieve business growth. The viability of FI business is under question, because while banks and their delivery partners continue to make investments, they haven't seen commensurate returns. In markets like India, most programmes are focused on customer on-boarding, an expensive process which people often find difficult to afford, involving issuance of smart cards to the customers. However, large-scale customer acquisition hasn't translated into large-scale business, with many accounts lying dormant and therefore yielding no return on the bank's investment. For the same reason, Business Correspondent Agents, who constitute the primary channel for financial inclusion, are unable to pursue their activity as a full-time job. One major reason for this state of events is that the customer on-boarding process is often delayed after the submission of documents (required to validate the details of the concerned applicant) by the applicant and might take as long as two weeks. By this time the initial enthusiasm of applicants fades away. Moreover, the delivery partners don't have the knowledge and skill to propose anything other than the most basic financial products to the customer and hence do not serve their banks"' goal of expanding the offering in unbanked markets.
Contrary to popular perception, the inclusion segment is not a singular impoverished, undifferentiated mass and it is important to navigate its diversity to identify the right target customers for various programmes. Rural markets do have their share of rich people who do not use banking services simply because they are inconvenient to access or have low perceived value. At the same time, urban markets, despite a high branch density, have multitude of low wage earners outside the financial net. Moreover, the branch timings of banks rarely coincide with the off-work hours of the labour class.
Creating affordability is crucial in tapping the unbanked market. No doubt pricing is a tool, but banks also need to be innovative in right-sizing their proposition to convince customers that they can derive big value even from small amounts. One way of doing this is to show the target audience that a bank account is actually a lifestyle enabler, a convenient and safe means to send money to family or make a variety of purchases. Once banks succeed in hooking customers with this value proposition they must sustain their interest by introducing a simple and intuitive user application, ubiquitous access over mobile and other touch points, and adopting a banking mechanism which is not only secure but also reassuring to the customer. Technology is the most important element of financial inclusion strategy and an enabler of all others. The choice of technology is therefore a crucial decision, which could make or mar the agenda. Of the various section criteria, cost is perhaps the most important. This certainly does not mean buying the cheapest package, but rather choosing that solution which by scaling transactions to huge volumes reduces per unit operating cost. An optimal mix of these strategies would no doubt offer an innovative means of expansion in the unbanked market
Choose the word which is Opposite in meaning to the word printed in bold as used in the passage.
Dormant
The area of a rectangular field is 460 square metres. If the length is 15 per cent more than the breadth, what is breadth of the rectangular field?
What will be the cost of gardening 1 metre broad boundary around a rectangular plot having perimeter of 340 metres at the rate of Rs. 10 per square metre?
(x+2) (y+2) - xy = Area of boundry
= xy +2x +2y + 4 -xy
=2x + 2y + 4 =344
then cost = 344 x 10 = 3440
What would be the cost of building a 7 metres wide garden around a circular field with diameter equal to 280 metres if the cost per sq. metre for building the garden is Rs. 21?
Directions : Study the given information carefully
Q. If 2 balls are picked at random, what is the probability that either both are green or both are yellow?
Directions : Study the given information carefully
Q. If 5 balls are picked at random, what is the probability that at least one is blue?
Probabilty of atleast 1 blue
= 1 - Probabilty of no blue ball
Directions : Study the given information carefully
If 2 balls are picked at random, what is the probability that both are blue?
Directions : Study the given information carefully
Q. If 3 balls are picked at random, what is the probability that none is yellow?
Directions : Study the given information carefully
Q. If 4 balls are picked at random, what is the probability that 2 are red and 2 are green?
Vipul decided to donate 5% of his salary. On the day of donation, he changed his mind and donated Rs. 1687.50 which was 75% of what he had decided earlier. How much is Vipul's salary?
Two numbers are less than the third number by 50% and 54% respectively. By how much per cent is the second number less than the first number?
Directions : What value should come in the place of question mark (?) in the following number series?
291, 272, ?, 276, 287, 280
Directions : What value should come in the place of question mark (?) in the following number series?
449, 890, 361, 986, ?, 1098,
Directions : What value should come in the place of question mark (?) in the following number series?
18, ?, 172, 524, 1588, 4796
Directions : What value should come in the place of question mark (?) in the following number series?
342, 463, 613, 792, 1000, ?
Directions : What value should come in the place of question mark (?) in the following number series?
24, 48, ?, 36, 4, 16, 1
Directions:Read the graph and answer questions .
Income and Expenditure of a company over the year (in lakhs of rupees).
Q. The ratio of the average income of all the years to the average profit is :
Average income = (30 + 50 + 40 + 60 + 60)/ 5= 48 lakhs
Total average Profit = [(30 -20) + (50 – 30) + (40 – 30) + ( 60 – 40) + (60 – 35)]/ 5 ⇒ 17 lakhs
Ratio = 48 : 17
Directions:Read the graph and answer questions .
Income and Expenditure of a company over the year (in lakhs of rupees).
Q. Percentage increase in profit in 1986 over 1982 is:
The profit in year 1982 = 30 – 20 = 10 lakhs
The profit in year 1986 = 60 – 35 = 25 lakhs
Increase in profit = 25 – 10 = 15 lakhs
Percentage increase in profit = (15 x 100) / 10 = 150%
Directions:Read the graph and answer questions .
Income and Expenditure of a company over the year (in lakhs of rupees).
Q. The total income exceeds the total expenditure over the year 1982 to 1986 by:
Total income = 30 + 50 + 40 + 60 + 60 = 240 lakhs
Total expenditure = 20 + 30 + 30 + 40 + 35 = 155 lakhs
Total income total expenditure = 240 – 155 = 85 lakhs
Directions:Read the graph and answer questions .
Income and Expenditure of a company over the year (in lakhs of rupees).
Q. What is the difference in profit between 1983 and 1984 (in lakhs of rupees) :
The profit in year 1983 = 50 – 30 = 20 lakhs
Profit in the year 1984 = 40 – 30 = 10 lakhs
Difference = 20 – 10 = 10 lakhs
Directions:Read the graph and answer questions .
Income and Expenditure of a company over the year (in lakhs of rupees).
Q. The number of years in which the income is more than the average income of the given year is:
The average income of the given years
⇒ (30 + 50 + 40 + 60 + 60)/ 5 = 240 /5 = 48 lakhs
There are 3 years ( 1983, 1985, 1986) in which the income is more than the average of the given years.
Direction: the pie chart given here shows expenditure incurred by a family on the various items and their savings , which amount to Rs 8000 in a month .study the chart and answer the question number 95 to 100 based on the pie chart
Q. How much more amount is spent on food than housing?
∴ Amount of saving , 600 = Rs 8000
∴Amount on food , 1200 = 8000*120/60 =16000
∴ Amount on housing, 1050 = 8000*105/60=14000
Difference between food and housing = 16000-14000 =2000
Direction: the pie chart given here shows expenditure incurred by a family on the various items and their savings , which amount to Rs 8000 in a month .study the chart and answer the question number 95 to 100 based on the pie chart
Q. How much expenditure incurred on the education?
∴ Amount of saving, 600 = Rs 8000
Amount on education300= 8000*30/60 = 4000
Direction: the pie chart given here shows expenditure incurred by a family on the various items and their savings , which amount to Rs 8000 in a month .study the chart and answer the question number 95 to 100 based on the pie chart
Q. The ratio of the expenditure on food to the saving is?
The ratio on expenditure on food to the saving = 1200 : 600 = 2:1
Direction: the pie chart given here shows expenditure incurred by a family on the various items and their savings , which amount to Rs 8000 in a month .study the chart and answer the question number 95 to 100 based on the pie chart
Q. What is the expenditure of the family in education & housing for the month?
Amount on education300= 8000*30/60 = 4000
Amount on housing, 1050 = 8000*105/60=14000
Total amount of education & housing = 4000 + 14000 = 18000
Direction: the pie chart given here shows expenditure incurred by a family on the various items and their savings , which amount to Rs 8000 in a month .study the chart and answer the question number 95 to 100 based on the pie chart
Q. What are the ratio of expenditure on education and housing?
4000 : 14000,= 2:7
The average weight of four boys A, B, C, and D is 75 kg. The fifth boy E is included and the average weight decreases by 4 kg. A is replaced by F. The weight of F is 6 kg more than E. Average weight decreases because of the replacement of A and now the average weight is 72 kg. Find the weight of A.
Sum of the weight of A, B, C and D = 75 × 4 = 300 kg
and average weight of A, B, C, D and E = 71 kg
sum of the weight of A, B, C, D and E
= 71 × 5 = 355 kg
weight of E = 355 – 300 = 55 kg
weight of F = 55 + 6 = 61 kg
Now, average weight of F, B, C, D and E = 72 kg
Sum of the weight of F, B, C, D and E = 72 × 5 = 360 kg
B + C + D = 360 – 55 – 61 = 244 kg.
Weight of A = 300 – 244 = 56 kg.
If a discount of 16% is given on the marked price of a book, the publisher gains 20%. If the discount is increased to 20% the gain percent is
Let the marked price be Rs. 100 and the cost price be Rs. x
(84 - x)/x * 100 = 20
x = Rs. 70
Gain% = (80 - 70)/70 * 100 = 14 2/7%
In 165 litres of mixtures of milk and water, water is only 28%. The milkman sold 40 litres of this mixture and then he added 30 litres of pure milk and 13 litres of pure water in the remaining mixture. What is the percentage of water in the final mixture?
Now, milkman sold 40 litre of mixture
So, remaining mixture = 165 – 40 = 125 litre
Quantity of water = 125 × 28/100 = 35 litre
Quantity of milk = 90 litre.
Now, milkman made new mixture in which
water = 35 + 13 = 48 litre
milk = 90 + 30 = 120 litre
Percentage of water in the new mixture
= 48/(48 + 120) * 100 = 28.57%
A rectangular plot has a concrete path running inner side of the plot is used as a lawn, which has an area of 432 sq.m. If the width of the path is 4 m and the length of the plot is greater than its breadth by 2m, what is the area of the rectangular plot?
Let the breadth of the rectangle plot be x m.
Given, width of the path = 4 m
Area of the path = 432 m2
and length of rectangular plot = (x + 2) m
2 × [4x (x + 2) + 4x – 2 × 4 × 4] = 432 m2
8 (x + 2 + x – 8) = 432 m2
8 (2x – 6) = 432
16 (x – 3) = 432
x = 30 m
Area of plot = x × (x + 2) = 30 × 32 = 960 m2
Difference between the compound interest and the simple interest accrued on an amount of Rs. 18000 in two year is Rs. 405. What was the rate of interest?
Difference of CI and SI in 2 years = Pr^2/(100)^2
r^2 = 15%
12 men can complete any work in 36 days. 18 women can complete the same piece of work in 60 days. 8 men and 20 women work together for 20 days. If only the women were to complete the remaining work in 4 days, then how many women would be required?
12 men × 36 days = 18 women × 60 days
2m = 5w
8m = 20w
(8m + 20w) × 20 days + xw × 4 days = 18w × 60 days
40 × 20 + x × 4 = 18 × 60 4x = 1080 – 800
x = 280/4
= 70 women
Out of 5 women and 4 men, a committee of three members is to be formed in such a way that at least one member is woman. In how many different ways can this be done?
Total number of ways
= 5C1 × 4C2 + 5C2 × 4C1 +5C3
5 × 4*3/2 + 5*4/2 + 5*4*3/3*2
= 30 + 40 + 10 = 80 ways
Excluding the stoppages, the speed of a bus is 64 km/hr and including the stoppages the speed of the bus is 48km/hr. For how many minutes does the bus stop per hour?
Let distance be LCM of speeds = 192 km
Time taken by bus without stoppage = 192/64 = 3hr
Time taken by bus with stoppage = 192/48 = 4hr
Bus stops in 4 hours for 60 min
Bus stops in 1 hr for 60/4
= 15 min
A box contains 2 black, 3 orange and 4 pink ribbons. If two ribbons are drawn at random. What is the probability that both are orange?
Required Probability = 3C2/9C2 = 1/12
Pradeep invested 20% more than Mohit. Mohit invested 10% less than Raghu. If the total sum of their investment is Rs. 17880, how much amount did Raghu invested?
Let the investment by Rahul be x
Mohit = x * 90/100 = 9x/10
Pradeep = 9x/10 * 120/100 = 108x/100
x + 9x/10 + 108x/100 = 17880
x = Rs. 6000
Directions : Each of the questions below, consist a question and three statements numbered I, II and III. You have to decide whether the data provided in the statements are sufficient to answer the question. Read the three statements and Give answer
Q. Eight students A, B, C, D, E, F, G and H are sitting around a circle facing to the center of the table. How many students are sitting between C and F?
Statements:
I. A is seated second to the right of H, who is seated third to the right of D. G is seated immediate left of F.
II. C is seated third to the right of A and is not near to E. F is seated second to the right B.
III. D is seated second to the left of E and is third to right of G. C is an immediate neighbor of H.
Directions : Each of the questions below, consist a question and three statements numbered I, II and III. You have to decide whether the data provided in the statements are sufficient to answer the question. Read the three statements and Give answer
Q. What is the code for ‘INCREASE’ in a certain code language?
Statements:
I. In a certain code language ‘increase your business’ is coded as ‘lap duh pud’ and ‘mind your language’ is coded as ‘hpu dap lap’.
II. In a certain code language ‘increase fast and win’ is coded as ‘phl pud lph hap’ and ‘go and move ahead’ is coded as ‘hap pul pah lph’
III. In a certain code language ‘move your legs’ is coded as ‘pah lap plh’ and ‘legs go on’ is coded as ‘pal plh pul’
By using I and II statement we can find the code of Increase.
Directions : Each of the questions below, consist a question and three statements numbered I, II and III. You have to decide whether the data provided in the statements are sufficient to answer the question. Read the three statements and Give answer
Q. Among eight friends A, B, C, D, P, Q, R and S, who is sitting between B and R? (it is given that all the friends are sitting around circular table facing out¬side the centre of the table).
Statements:
I.P is seated immediate right of D and third to the right of R, who is near to C.
II. S is seated third to the left of D, who is not near to A.
III. Q is seated third to the left of A, who is second to the right of B, who is not near to C.
Directions : Each of the questions below, consist a question and three statements numbered I, II and III. You have to decide whether the data provided in the statements are sufficient to answer the question. Read the three statements and Give answer
Q. Point X is in which direction with respect to J ?
Statements:
I. Point S is to the west of point T, which is in south of point J. Point X is to the north of point S.
II. Point J is to the east of point V, which is the south of point T. Point X is to the south of point W.
III. Point T is to the west of point Y, which is to the north of point W.
Directions : Each of the questions below, consist a question and three statements numbered I, II and III. You have to decide whether the data provided in the statements are sufficient to answer the question. Read the three statements and Give answer
Q.Who earns highest salary among six members in a family? (six members A, B, C, D, E and F are earning different salaries)
Statements:
I. A earns more than only C and D. F earns more than B.
II. B earns less than E while D earns more than A and F.
III. C earns more than E but less than D. F earns more than two persons.
By using II and III statement, we can see that, D earns the highest salary.
D>C>E>B
Directions : Each of the questions below consists of a question and three statements numbered I, II and III given below it. You have to decide the data provided in which of the statements are sufficient to answer the question, and choose your answer accordingly.
Q.How is Raju related to Manohar?
I. Pramila is the mother-in-law of Rashmi, who is the wife of Raju.
II. Pramila’s brother is Raju’s maternal uncle.
III. Pramila’s husband is the only son of Manohar.
From statement I
Raju is the son of Pramila.
Statement III
Pramila is daughter-in-law of Manohar.
Therefore, Raju is grandson of Manohar.
Directions : Each of the questions below consists of a question and three statements numbered I, II and III given below it. You have to decide the data provided in which of the statements are sufficient to answer the question, and choose your answer accordingly.
Q. Who amongst Subodh, Neeraj, Tara, Meena and Anil is the first to take the lecture?
I. Subodh takes lecture before Meena and Neeraj but not before Anil.
II. Tara is not the first to take the lecture.
III. Meena is not the last to take the lecture.
From statement I
Anil > Subodh > Meena, Neeraj
From statement II
Tara is somewhere after Anil.
Therefore, Anil is the first to take the lecture.
Directions: Each of the questions below consists of a question and three statements numbered I, II and III given below it. You have to decide the data provided in which of the statements are sufficient to answer the question, and choose your answer accordingly.
Q.What is the code for ‘rope’ in a code language?
I. ‘use the rope’ is written as ‘nik ta re’ in the code language.
II. ‘rope is straight’ is written as ‘pe da ta’.
III. ‘always use rope’ is written as ‘ma re ta’.
Directions : Each of the questions below consists of a question and three statements numbered I, II and III given below it. You have to decide the data provided in which of the statements are sufficient to answer the question, and choose your answer accordingly.
Q.P is in which direction with respect to Q?
I. M is to the North of R who is to the West of Q.
II. P is to the East of M.
III. P is to the North-East of R.
From statement I
In all statement only direction is given but there is nothing mention about distance between two points. So it is not possible to decide that P is in which direction with respect to Q.
Directions : Each of the questions below consists of a question and three statements numbered I, II and III given below it. You have to decide the data provided in which of the statements are sufficient to answer the question, and choose your answer accordingly.
Q.What is Sunita’s rank from top in the class of 45 students?
I. Sunita is five ranks below Samir who is 15th from the bottom.
II. Radha is 30th from the top and Neeta is 5th from the bottom.
III. Sunita is exactly in the middle of Radha and Neeta.
From statement I
Rank of Samir from the top
= 45 – 15 + 1 = 31st
∴ Rank of Sunita = 36th
From statement II and III
There are 10 students between Radha and Neeta. So, there would not be exact middle position.
Directions: In each of the following problems, there is one question and three statements I, II and III given below the question. You have to decide whether the data given in the statements is sufficient to answer the question. Read all the statements carefully and find which of the statements is/are sufficient to answer the given question. Choose the correct alternative in each question.
Q11. What is Suman's rank from the top in a class of forty students?
I. Suman is 3 ranks below Deepak from the top.
II. Deepak's rank from the bottom is 23.
III. Suman is 3 ranks above Deepak from the bottom.
From II, we conclude that in a class of 40, Deepak ranks 23rd from the bottom i.e. 18th from the top.
From I and II, we find that Suman is 3 ranks below to the 18th rank from the top i.e. she ranks 21st from the top.
From II and III, we find that Suman is 3 ranks above to the 23rd rank from the bottom
i.e. She ranks 20th from the bottom or 21st from the top.
Directions: In each of the following problems, there is one question and three statements I, II and III given below the question. You have to decide whether the data given in the statements is sufficient to answer the question. Read all the statements carefully and find which of the statements is/are sufficient to answer the given question. Choose the correct alternative in each question.
Q.How is 'DATE' written in the code language?
I.DEAR is written as $#@? in that code.
II.TREAT is written as %?#@% in that code.
III.TEAR is written as %#@? in that code,
Observing I, II and III, we find that similar letters have similar code symbols at the corresponding places in the code. So, this is direct-coding.
Thus, to find the code for DATE, we need the code for D which can be obtained from I only (i.e. $.) and the codes for A,T and E which can be obtained either from II or III (@, # and % respectively)
Directions: In each of the following problems, there is one question and three statements I, II and III given below the question. You have to decide whether the data given in the statements is sufficient to answer the question. Read all the statements carefully and find which of the statements is/are sufficient to answer the given question. Choose the correct alternative in each question.
Q. In which year was Sanjay born?
I.Sanjay is six years older than Gopal.
II.Gopal's brother was born in 1982.
III.Sanjay's brother is two years younger than Gopal's brother who was eight years younger than Gopal.
From II, we know that Copal's brother was born in 1982.
From III, we find that Gopal's brother was 8 years younger to him i.e. Gopal was born in 1974.
From I, we find that Sanjay is 6 years older than Gopal. Thus, Sanjay was born in 1968.
Directions: In each of the following problems, there is one question and three statements I, II and III given below the question. You have to decide whether the data given in the statements is sufficient to answer the question. Read all the statements carefully and find which of the statements is/are sufficient to answer the given question. Choose the correct alternative in each question.
Q.Who among Siddhartha, Nikunj, Vipul and Mukul is the youngest?
I. Vipul is younger than Mukul but older than Siddhartha and Nikunj.
II. Mukul is the oldest.
III. Siddhartha is older than Nikunj.
From I, we have: M > V, V > S, V > N - (i)
From II, we have: Mukul is the oldest - (ii)
From III, we have: S > N - (iii)
Combining (i) and (iii), we get: M > V, V >S > N or M>V > S > N. Clearly, Nikunj is the youngest.
Directions: In each of the following problems, there is one question and three statements I, II and III given below the question. You have to decide whether the data given in the statements is sufficient to answer the question. Read all the statements carefully and find which of the statements is/are sufficient to answer the given question. Choose the correct alternative in each question.
Q. How many sons does X have?
I.Q and U are brothers of T.
II.R is sister of P and U.
III. R and T are daughters of X
From I, II and III, we conclude that all P, Q, R, T and U are children of X. Of these, Q and U are male while R and T are female. But the sex of P cannot be determined
Directions : Study the following information carefully and answer the questions given below:
There are seven people A, B, C, D, E, F and G. They like different colours, chocolates and were born in different cities and months. They all were born in the same year. One of the colours is Blue. One of the cities is Chennai. One of the chocolates is 5 star. One of the persons was born in the month of September. The following information is known about them. F was born in Mumbai or in Indore. The one who was born in the month of May likes Barone chocolate and white colour and is either C or G. D is not the one who likes Schmitten chocolate. The one who likes Perk chocolate likes green colour. The one who was born in Indore is the youngest one and is either B or G.
The one who likes Bournville was born in Jalandhar but is not B. E was born in the month of February. D was born in Guwahati in the month of July and likes black colour. The one who likes Ferrero Rocher was born in November but is not the youngest person. B likes yellow colour. The one who likes Perk chocolate was born in Pune but that person is not C who likes Pink colour. The one who was born in Delhi likes Red colour but is not E. F is the second youngest person. The one who likes Dairy milk is one month younger than E.
Q. When was C born?
Directions : Study the following information carefully and answer the questions given below:
There are seven people A, B, C, D, E, F and G. They like different colours, chocolates and were born in different cities and months. They all were born in the same year. One of the colours is Blue. One of the cities is Chennai. One of the chocolates is 5 star. One of the persons was born in the month of September. The following information is known about them. F was born in Mumbai or in Indore. The one who was born in the month of May likes Barone chocolate and white colour and is either C or G. D is not the one who likes Schmitten chocolate. The one who likes Perk chocolate likes green colour. The one who was born in Indore is the youngest one and is either B or G.
The one who likes Bournville was born in Jalandhar but is not B. E was born in the month of February. D was born in Guwahati in the month of July and likes black colour. The one who likes Ferrero Rocher was born in November but is not the youngest person. B likes yellow colour. The one who likes Perk chocolate was born in Pune but that person is not C who likes Pink colour. The one who was born in Delhi likes Red colour but is not E. F is the second youngest person. The one who likes Dairy milk is one month younger than E.
Q. Who likes Blue colour?
Directions : Study the following information carefully and answer the questions given below:
There are seven people A, B, C, D, E, F and G. They like different colours, chocolates and were born in different cities and months. They all were born in the same year. One of the colours is Blue. One of the cities is Chennai. One of the chocolates is 5 star. One of the persons was born in the month of September. The following information is known about them. F was born in Mumbai or in Indore. The one who was born in the month of May likes Barone chocolate and white colour and is either C or G. D is not the one who likes Schmitten chocolate. The one who likes Perk chocolate likes green colour.
The one who was born in Indore is the youngest one and is either B or G. The one who likes Bournville was born in Jalandhar but is not B. E was born in the month of February. D was born in Guwahati in the month of July and likes black colour. The one who likes Ferrero Rocher was born in November but is not the youngest person. B likes yellow colour. The one who likes Perk chocolate was born in Pune but that person is not C who likes Pink colour. The one who was born in Delhi likes Red colour but is not E. F is the second youngest person. The one who likes Dairy milk is one month younger than E.
Q. Which of the following statements is correct?
Directions : Study the following information carefully and answer the questions given below:
There are seven people A, B, C, D, E, F and G. They like different colours, chocolates and were born in different cities and months. They all were born in the same year. One of the colours is Blue. One of the cities is Chennai. One of the chocolates is 5 star. One of the persons was born in the month of September. The following information is known about them. F was born in Mumbai or in Indore. The one who was born in the month of May likes Barone chocolate and white colour and is either C or G. D is not the one who likes Schmitten chocolate. The one who likes Perk chocolate likes green colour. The one who was born in Indore is the youngest one and is either B or G.
The one who likes Bournville was born in Jalandhar but is not B. E was born in the month of February. D was born in Guwahati in the month of July and likes black colour. The one who likes Ferrero Rocher was born in November but is not the youngest person. B likes yellow colour. The one who likes Perk chocolate was born in Pune but that person is not C who likes Pink colour. The one who was born in Delhi likes Red colour but is not E. F is the second youngest person. The one who likes Dairy milk is one month younger than E.
Q. One who born in the month of july likes which colour?
Directions : Study the following information carefully and answer the questions given below:
There are seven people A, B, C, D, E, F and G. They like different colours, chocolates and were born in different cities and months. They all were born in the same year. One of the colours is Blue. One of the cities is Chennai. One of the chocolates is 5 star. One of the persons was born in the month of September. The following information is known about them. F was born in Mumbai or in Indore. The one who was born in the month of May likes Barone chocolate and white colour and is either C or G. D is not the one who likes Schmitten chocolate. The one who likes Perk chocolate likes green colour. The one who was born in Indore is the youngest one and is either B or G.
The one who likes Bournville was born in Jalandhar but is not B. E was born in the month of February. D was born in Guwahati in the month of July and likes black colour. The one who likes Ferrero Rocher was born in November but is not the youngest person. B likes yellow colour. The one who likes Perk chocolate was born in Pune but that person is not C who likes Pink colour. The one who was born in Delhi likes Red colour but is not E. F is the second youngest person. The one who likes Dairy milk is one month younger than E.
Q. Who likes Ferrero Rocher?
Directions (8-15): Each question below is followed by three arguments numbered I, II and III. You have to decide which of the arguments is ‘strong’ and which is ‘weak’.
Q. Statement: Should there be a complete ban on genetically modified important seeds?
Arguments:
I. Yes, this will boost the demand of domestically developed seeds.
II. No, this is the only way to increase production substantially.
III. Yes, genetically modified products will adversely affect the health of those who consume these products.
If there is a complete ban on genetically modified seeds, it will boost the demand of domestically developed seeds. So, Argument I is strong. Argument II is not strong due to the word ‘only’. Argument III is strong because genetically modified products will adversely affect the health of those who consume these products.
Directions (8-15): Each question below is followed by three arguments numbered I, II and III. You have to decide which of the arguments is ‘strong’ and which is ‘weak’.
Q. Statement: Should there be only few banks in place of numerous smaller banks in India?
Arguments:
I. Yes, this will help to secure the investor’s money as these big banks will be able to withstand intermittent market-related shocks.
II. No, a large number of people will lose their jobs as after the merger many employees will be redundant.
III. Yes, this will help consolidate the entire banking industry and will lead to healthy competition.
None of the given argument is strong because the security of investor’s money is not related with the size of bank and employees will not lose their jobs as their duties their duties will remain same. Healthy competition is there where there are many players.
Directions (8-15): Each question below is followed by three arguments numbered I, II and III. You have to decide which of the arguments is ‘strong’ and which is ‘weak’.
Q. Statement: Should there be a complete ban on Indian professionals seeking jobs elsewhere after getting their education in India?
Arguments:
I. Yes, this is the only way to sustain present rate of technological development in India.
II. No, the Indians settled abroad send huge amount of foreign exchange and this constitutes a significant part of foreign exchange reserve.
III. No, the practical knowledge gained by Indians by working in other countries help India to develop its economy.
None of the given argument is strong.
Directions : Each question below is followed by three arguments numbered I, II and III. You have to decide which of the arguments is ‘strong’ and which is ‘weak’.
Q. Statement: Should the parliamentary elections in India be held every three years as against five years at present?
Arguments:
I. No, this will enhance wastage of money and resources.
II. Yes, this will help the voters to change non-performing representatives without much delay.
III. No, the elected representatives will not have enough time to settle and concentrate on developmental activities
Holding elections after short intervals will enhance wastage of money and resources. So, Argument I is strong. Three years can be considered as a short time against five years, so Argument III is strong also II is strong.
Directions : Each question below is followed by three arguments numbered I, II and III. You have to decide which of the arguments is ‘strong’ and which is ‘weak’.
Q. Statement: Should ‘literacy’ be the minimum criterion for becoming a voter in India?
Arguments:
I. No, mere literacy is no guarantee of political maturity of an individual.
II. Yes, illiterate people are less likely to make politically wiser decisions of voting for a right candidate or party.
III. No, voting is the constitutional right of every citizen.
It cannot be said that a literate person has round knowledge of politics. So, Argument I is strong. Illiterate person can easily be misled on various factors but voting is also a constitutional right of every citizen. So, Argument II and III are also strong.
Directions : Each question below is followed by three arguments numbered I, II and III. You have to decide which of the arguments is ‘strong’ and which is ‘weak’.
Q. Statement: Should the public sector undertakings be followed to adopt hire and fire policy?
Arguments:
I. Yes, this will help the public sector undertakings to get rid of non-performing employees and reward the performing employees.
II. No, this will give an unjust handle to the management and they may use it indiscriminately.
III. Yes, this will help increase the level of efficiency of these organisation and these will become profitable establishments.
In ‘hire and fire’ policy performing employees are rewarded while non-performing employees are shown the door. This increases the level of efficiency and profitability. So, Argument I and III are strong while II is not.
Directions : Each question below is followed by three arguments numbered I, II and III. You have to decide which of the arguments is ‘strong’ and which is ‘weak’.
Q. Statement: Should administrative officers be transferred after one or two years?
Arguments:
I. Yes, they get friendly with local people and are manipulated by them.
II. No, by the time their policies and schemes start taking shape, they have to leave.
III. No, this will create a lot of administrative hassles and cause a lot of inconvenience to the officers.
Administrative officers should remain friendly with local people. So, Argument I is absurd and not strong. Argument II and III are strong because administrative officer require some time to implement their schemes and policies. Transfer after a short period create a lot of inconvenience to the officers.
Directions : Each question below is followed by three arguments numbered I, II and III. You have to decide which of the arguments is ‘strong’ and which is ‘weak’.
Q. Statement: Should all the students graduating in any discipline desirous of pursuing post graduation of the subjects of their choice be allowed to enrol in the post graduate courses.?
Arguments:
I. Yes, the students are the best judge of their capabilities and there should not be restrictions for joining post graduate courses.
II. No, the students need to study relevant subjects in graduate courses to enrol in post-graduate courses and the students must fulfil such conditions.
III. No, there are not enough institutes offering post graduate courses which can accommodate all the graduates desirous of seeking post-graduate education of their own choice.
Students should take subjects of their interest at graduate level. At post graduate level only interest is not the factor to take subjects. So, Argument I is not strong but II is strong because at post graduate level, students must fulfill the essential conditions.
Directions : Study the information and answer the following questions:
In a certain code language
"fresh mind happy life " is coded as " H#14 M@17 K#33 U@17 "
"kashi city of temple" is coded as " S#20 G@28 L@21 O@25"
"Sarnath belongs to varanasi" is coded as"G#27 T#21 G@35 H@31"
"One airport in banaras " is coded as "M#20 I#21 R@23 Z#21 "
Q.What is the code for ‘Excellence’ in the given code language?
X@10
Directions : Study the information and answer the following questions:
In a certain code language
"fresh mind happy life " is coded as " H#14 M@17 K#33 U@17 "
"kashi city of temple" is coded as " S#20 G@28 L@21 O@25"
"Sarnath belongs to varanasi" is coded as"G#27 T#21 G@35 H@31"
"One airport in banaras " is coded as "M#20 I#21 R@23 Z#21 "
Q.What is the code for ‘University' in the given code language?
G@46
Directions : Study the information and answer the following questions:
In a certain code language
"fresh mind happy life " is coded as " H#14 M@17 K#33 U@17 "
"kashi city of temple" is coded as " S#20 G@28 L@21 O@25"
"Sarnath belongs to varanasi" is coded as"G#27 T#21 G@35 H@31"
"One airport in banaras " is coded as "M#20 I#21 R@23 Z#21 "
Q.What may be the possible code for ‘One army ’ in the given code language?
M#20 N@26
Directions : Study the information and answer the following questions:
In a certain code language
"fresh mind happy life " is coded as " H#14 M@17 K#33 U@17 "
"kashi city of temple" is coded as " S#20 G@28 L@21 O@25"
"Sarnath belongs to varanasi" is coded as"G#27 T#21 G@35 H@31"
"One airport in banaras " is coded as "M#20 I#21 R@23 Z#21 "
Q.What may be the possible code for ‘Veracity’ in the given code language?
G@47
Directions : Study the information and answer the following questions:
In a certain code language
"fresh mind happy life " is coded as " H#14 M@17 K#33 U@17 "
"kashi city of temple" is coded as " S#20 G@28 L@21 O@25"
"Sarnath belongs to varanasi" is coded as"G#27 T#21 G@35 H@31"
"One airport in banaras " is coded as "M#20 I#21 R@23 Z#21 "
Q.What is the code for ‘Ghats in Kashi' in the given code language?
G#26 R@21 S#20
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