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SBI PO Prelims Mock Test - 23 (29-01-2023)


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100 Questions MCQ Test Mock Tests for Banking Exam and Past Year Papers | SBI PO Prelims Mock Test - 23 (29-01-2023)

SBI PO Prelims Mock Test - 23 (29-01-2023) for Banking Exams 2023 is part of Mock Tests for Banking Exam and Past Year Papers preparation. The SBI PO Prelims Mock Test - 23 (29-01-2023) questions and answers have been prepared according to the Banking Exams exam syllabus.The SBI PO Prelims Mock Test - 23 (29-01-2023) MCQs are made for Banking Exams 2023 Exam. Find important definitions, questions, notes, meanings, examples, exercises, MCQs and online tests for SBI PO Prelims Mock Test - 23 (29-01-2023) below.
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SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 1

Directions : Study the following bar-graph carefully and answer the following questions: 

 

Q. What is the Average earning of Amazon from all the countries together (in million) ?

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 1

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 2

Directions : Study the following bar-graph carefully and answer the following questions: 

 

Q. What is the total amount earned by Microsoft and Facebook together from USA and India (in million) ?

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 2

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 3

Directions : Study the following bar-graph carefully and answer the following questions: 

 

Q. Amazon donated his earning from Malaysia to Facebook. What was Facebook’s total earning from Malaysia after Amazon’s donation (in Million) ?

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 3

Total earning from Malaysia after Amazon’s donation = 120 + 420 =540

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 4

Directions : Study the following bar-graph carefully and answer the following questions: 

 

Q. What is the ratio of earning of Facebook starting from India, China, Malaysia and U.S.A. ?

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 4

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 5

Directions : Study the following bar-graph carefully and answer the following questions: 

 

Q. What is the difference between total earning of Microsoft from all four countries and total earning of Facebook from all four countries?

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 5

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 6

Directions : Read the following line graph carefully and answer the following questions correctly 

 

Q. What is the average number of students taken by all of the PSUs together ?

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 6

Total Nuber of students = 18200

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 7

Directions : Read the following line graph carefully and answer the following questions correctly 

 

Q. If three fourth of the female students selected at each PSU are at clerical posts and there are 40% females for every PSU, then find the number of female selected for clerical posts in GAIL, HMT and NLC together ? 

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 7

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 8

Directions : Read the following line graph carefully and answer the following questions correctly 

 

Q. Students selected by GAIL and HMT together are what percent more than that of the  students selected by NTPC ? (Rounded off to two decimal points)

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 8

 = 152.94%

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 9

Directions : Read the following line graph carefully and answer the following questions correctly 

Q. What is the ratio between the students selected by SAIL and NTPC together to the students taken by all of the PSUs together excluding HMT ?

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 9

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 10

Directions : Read the following line graph carefully and answer the following questions correctly 

 

Q. In every year there is an increase of 25% vacancies in all of the PSUs then what is the ratio between total vacancies declared by all of the PSUs in 2017 to the total number of vacancies declared by all of the PSUs in 2013.

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 10

 = 625:256

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 11

A and B together can do a piece of work in 16 days and B and C can do the same work in 24 days. From starting A and B worked for 4 days and 7 days respectively and remaining work is completed by C in 23 days, then find in how many days will C complete the work alone?

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 11

 

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 12

Ravi takes thrice the time of Manish to complete a piece of work, and Manish takes five times of Pawan to complete the same work. If they work together then they can finish the work in 30 days. Then find the time taken by them to complete the work individually?

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 12

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 13

In an examination on which full marks were 500. A got 10% less than B. B got 25% more than C. C got 20% less than D. If A got 360 marks, what percentage of full marks was obtained by D?

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 13

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 14

The income of four persons are in the ratio of 7 : 4 : 8 : 10 respectively. First person spends 20% of his income second person saves 30%, 3rd person saves 40% and fourth person spends 10%. If the difference of total income of four persons and total expenditure of 4 persons is Rs 5700, what is the total income of all four persons:

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 14

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 15

In a class, the number of girls is 20% more than that of the boys. The strength of the class is 66. If 4 more girls are admitted to the class, the ratio of the number of boys to that of the girls is :

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 15

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 16

8% of the voters in an election did not cast their votes. In this election, there were only two candidates. The winner by obtaining 48% of the total votes defeated his contestant by 2300 votes. The total number of voters in the election was:

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 16

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 17

A plane left 30 minute later than its schedule time to reach destination 1500 km away. In order to reach in time it increased its speed by 250 km/hr. What is its original speed?

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 17

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 18

A pipe can fill a tank in 15 minutes and another pipe in 10 minutes. A third pipe can empty the tank in 5 minutes. The first two pipes are kept open for 4 minutes in the beginning and then the third pipe is also opened. In what time will the tank be emptied?

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 18

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 19

A tap can fill a tank in 16 minutes and another can empty it in 8 minutes. If the tank is already ½ full and both the taps are opened together, will the tank be filled or emptied ? How long will it take before the tank is either filled or emptied completely as the case may be? 

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 19

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 20

A and B can finish a job in 10 days while B and C can do it in 18 days. A started the job, worked for 5 days then B worked for 10 days and the remaining job was finished by C in 15 days. In how many days could C alone have finished the whole job? 

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 20

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 21

Directions : Find the missing term in the following number series.

113, 130, 164, 215,  ?, 368

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 21

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 22

Directions : Find the missing term in the following number series.

 705, 728, 774, 843, 935, 1050,  ? 

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 22

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 23

Directions : Find the missing term in the following number series.

16, 16, 40, 160, 880,  ?

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 23

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 24

Directions : Find the missing term in the following number series.

60.5, 72, 84.5, 98, 112.5, ?

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 24

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 25

Directions : Find the missing term in the following number series.

 4,  2, 2, 3, 6, ?

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 25

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 26

Directions : Find the value of the (?) in the following problems.

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 26

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 27

Directions : Find the value of the (?) in the following problems.

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 27

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 28

Directions : Find the value of the (?) in the following problems.

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 28

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 29

Directions : Find the value of the (?) in the following problems.

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 29

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 30

Directions : Find the value of the (?) in the following problems.

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 30

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 31

Directions: Solve the two equations in each question and give answer

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 31

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 32

Directions: Solve the two equations in each question and give answer

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 32

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 33

Directions: Solve the two equations in each question and give answer

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 33

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 34

Directions: Solve the two equations in each question and give answer

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 34

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 35

Directions: Solve the two equations in each question and give answer

I. x2 = 729

II. x = √729

 

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 35

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 36

Directions: Study the information carefully and answer the question given below.

Eight friends P, Q, R, S, T, U, V, and W are sitting around a square table in such a way that four of them sit at four corners while four sit in the middle of each of the four sides. The one who sit at the four corners face the centre while those who sit in the middle of the sides face outside.(Opposite to the centre). V sits second to the right of R. R sits in the middle of one of the sides of table. Only two people sit between V and Q. S is one of the immediate neighbours of Q. T sits second to the left of S. P sits second to the left of U. V is not an immediate neighbour of U.

Q. How many people sit between R and T when counted from the right of R?

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 36

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 37

Directions: Study the information carefully and answer the question given below.

Eight friends P, Q, R, S, T, U, V, and W are sitting around a square table in such a way that four of them sit at four corners while four sit in the middle of each of the four sides. The one who sit at the four corners face the centre while those who sit in the middle of the sides face outside.(Opposite to the centre). V sits second to the right of R. R sits in the middle of one of the sides of table. Only two people sit between V and Q. S is one of the immediate neighbours of Q. T sits second to the left of S. P sits second to the left of U. V is not an immediate neighbour of U.

Q. Which of the following is true regarding P?

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 37

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 38

Directions: Study the information carefully and answer the question given below.

Eight friends P, Q, R, S, T, U, V, and W are sitting around a square table in such a way that four of them sit at four corners while four sit in the middle of each of the four sides. The one who sit at the four corners face the centre while those who sit in the middle of the sides face outside.(Opposite to the centre). V sits second to the right of R. R sits in the middle of one of the sides of table. Only two people sit between V and Q. S is one of the immediate neighbours of Q. T sits second to the left of S. P sits second to the left of U. V is not an immediate neighbour of U.

Q. What is the position of V with respect to Q?

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 38

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 39

Directions: Study the information carefully and answer the question given below.

Eight friends P, Q, R, S, T, U, V, and W are sitting around a square table in such a way that four of them sit at four corners while four sit in the middle of each of the four sides. The one who sit at the four corners face the centre while those who sit in the middle of the sides face outside.(Opposite to the centre). V sits second to the right of R. R sits in the middle of one of the sides of table. Only two people sit between V and Q. S is one of the immediate neighbours of Q. T sits second to the left of S. P sits second to the left of U. V is not an immediate neighbour of U.

Q. Four of the following five are alike in a certain way and so form a group. What is the one that does not belong to that group?

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 39

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 40

Directions: Study the information carefully and answer the question given below.

Eight friends P, Q, R, S, T, U, V, and W are sitting around a square table in such a way that four of them sit at four corners while four sit in the middle of each of the four sides. The one who sit at the four corners face the centre while those who sit in the middle of the sides face outside.(Opposite to the centre). V sits second to the right of R. R sits in the middle of one of the sides of table. Only two people sit between V and Q. S is one of the immediate neighbours of Q. T sits second to the left of S. P sits second to the left of U. V is not an immediate neighbour of U.

Q. Who sits second to the left of W?

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 40

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 41

Directions : There questions are based on the following English alphabet series. 

A  B  C  D  E  F  G  H  I  J  K  L  M  N  O  P  Q  R  S  T  U  V  W  X  Y  Z

Q. Which letter is the 10th to the right of 11th letter from the left?   

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 41

10th to right of 11th from left= 11+10= 21st from left= U

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 42

Directions : There questions are based on the following English alphabet series. 

A  B  C  D  E  F  G  H  I  J  K  L  M  N  O  P  Q  R  S  T  U  V  W  X  Y  Z

Q. Which letter is the 10th to the left of 11th letter from the right? 

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 42

10th to left of 11th from right= 11+10= 21st from right = E

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 43

Directions : There questions are based on the following English alphabet series. 

A  B  C  D  E  F  G  H  I  J  K  L  M  N  O  P  Q  R  S  T  U  V  W  X  Y  Z

Q. Which letter is the 10th to the left of 16th letter from the left?   

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 43

10th to left of 16th from left= 16-10=6th from left = F

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 44

Directions : There questions are based on the following English alphabet series. 

A  B  C  D  E  F  G  H  I  J  K  L  M  N  O  P  Q  R  S  T  U  V  W  X  Y  Z

Q. Which letter is the 10th to the right of 16th letter from the right?   

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 44

10th to right of 16th from right = 16 -10 = 6th from right = U

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 45

Directions : There questions are based on the following English alphabet series. 

A  B  C  D  E  F  G  H  I  J  K  L  M  N  O  P  Q  R  S  T  U  V  W  X  Y  Z

Q. Which letter is in the middle between the ninth letter from the right and eighth letter from the left in the given alphabets?   

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 46

Directions : Study the following information carefully and answer the questions given below:

A, B, C, D, E, F, G and H are sitting around a circular table facing the centre. Each one of them has a different favourite cricket player viz. Sachin, Yuvraj, Dhoni, Anil, Rahul, Pujara, Virat and Rohit. 

A sits third to right of one whose favourite player is Anil. D sits second to left of G. G is not an immediate neighbor of the one whose favourite player is Anil. Only one person sits between B whose favourite player is Pujara and one whose favourite player is Anil. The one whose favourite player is Dhoni sits third to right of the one whose favourite player is Pujara. H sits between the one whose favourite player is Dhoni and the one whose favourite player is Yuvraj. E is not an immediate neighbor of H. The one whose favourite player is Yuvraj sits third to the right of the one whose favourite player is Rahul. Only one person sits between the one whose favourite player is Virat and F. E likes neithe Virat nor Sachin.

 

Q. Which of the following is true with respect to the given seating arrangement?

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 46

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 47

Directions : Study the following information carefully and answer the questions given below:

A, B, C, D, E, F, G and H are sitting around a circular table facing the centre. Each one of them has a different favourite cricket player viz. Sachin, Yuvraj, Dhoni, Anil, Rahul, Pujara, Virat and Rohit. 

A sits third to right of one whose favourite player is Anil. D sits second to left of G. G is not an immediate neighbor of the one whose favourite player is Anil. Only one person sits between B whose favourite player is Pujara and one whose favourite player is Anil. The one whose favourite player is Dhoni sits third to right of the one whose favourite player is Pujara. H sits between the one whose favourite player is Dhoni and the one whose favourite player is Yuvraj. E is not an immediate neighbor of H. The one whose favourite player is Yuvraj sits third to the right of the one whose favourite player is Rahul. Only one person sits between the one whose favourite player is Virat and F. E likes neithe Virat nor Sachin.

 

Q. H likes which of the following player?

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 47

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 48

Directions : Study the following information carefully and answer the questions given below:

A, B, C, D, E, F, G and H are sitting around a circular table facing the centre. Each one of them has a different favourite cricket player viz. Sachin, Yuvraj, Dhoni, Anil, Rahul, Pujara, Virat and Rohit. 

A sits third to right of one whose favourite player is Anil. D sits second to left of G. G is not an immediate neighbor of the one whose favourite player is Anil. Only one person sits between B whose favourite player is Pujara and one whose favourite player is Anil. The one whose favourite player is Dhoni sits third to right of the one whose favourite player is Pujara. H sits between the one whose favourite player is Dhoni and the one whose favourite player is Yuvraj. E is not an immediate neighbor of H. The one whose favourite player is Yuvraj sits third to the right of the one whose favourite player is Rahul. Only one person sits between the one whose favourite player is Virat and F. E likes neithe Virat nor Sachin.

 

Q. What is the position of one whose favourite player is Sachin with respect to the one whose favourite player is Rohit?

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 48

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 49

Directions : Study the following information carefully and answer the questions given below:

A, B, C, D, E, F, G and H are sitting around a circular table facing the centre. Each one of them has a different favourite cricket player viz. Sachin, Yuvraj, Dhoni, Anil, Rahul, Pujara, Virat and Rohit. 

A sits third to right of one whose favourite player is Anil. D sits second to left of G. G is not an immediate neighbor of the one whose favourite player is Anil. Only one person sits between B whose favourite player is Pujara and one whose favourite player is Anil. The one whose favourite player is Dhoni sits third to right of the one whose favourite player is Pujara. H sits between the one whose favourite player is Dhoni and the one whose favourite player is Yuvraj. E is not an immediate neighbor of H. The one whose favourite player is Yuvraj sits third to the right of the one whose favourite player is Rahul. Only one person sits between the one whose favourite player is Virat and F. E likes neithe Virat nor Sachin.

 

Q. Who sit/s exactly between the one whose favourite player is Dhoni and the one whose favourite player is Virat?

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 49

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 50

Directions : Study the following information carefully and answer the questions given below:

A, B, C, D, E, F, G and H are sitting around a circular table facing the centre. Each one of them has a different favourite cricket player viz. Sachin, Yuvraj, Dhoni, Anil, Rahul, Pujara, Virat and Rohit. 

A sits third to right of one whose favourite player is Anil. D sits second to left of G. G is not an immediate neighbor of the one whose favourite player is Anil. Only one person sits between B whose favourite player is Pujara and one whose favourite player is Anil. The one whose favourite player is Dhoni sits third to right of the one whose favourite player is Pujara. H sits between the one whose favourite player is Dhoni and the one whose favourite player is Yuvraj. E is not an immediate neighbor of H. The one whose favourite player is Yuvraj sits third to the right of the one whose favourite player is Rahul. Only one person sits between the one whose favourite player is Virat and F. E likes neithe Virat nor Sachin.

 

Q. Who among the following likes Rahul?

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 50

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 51

Directions : The following questions are based on the five three-digit numbers given below:

972  526  487  359  251

Q. If the positions of the first and second digits are interchanged then which of the following will be third highest number?

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 51

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 52

Directions : The following questions are based on the five three-digit numbers given below:

972  526  487  359  251

Q. If 2 is added to the sum of the digits of each of the above numbers how many will be multiples of 5?

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 52

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 53

Directions : The following questions are based on the five three-digit numbers given below:

972  526  487  359  251

Q. If 1 is subtracted from the last digit of each of the above numbers then the sum of the digits of how many of them are prime numbers?

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 53

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 54

Directions : The following questions are based on the five three-digit numbers given below:

972  526  487  359  251

Q. If the digits in each of the above numbers are written in reverse order then which will be the second highest number?

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 54

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 55

Directions : The following questions are based on the five three-digit numbers given below:

972  526  487  359  251

Q. If the positions of the digits of each of the numbers are interchanged such that the first becomes second, second becomes third and third becomes first then which of the following number will be the highest?

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 55

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 56

Directions : Study the following information and answer the questions given:

Ravi walked 5m towards north from point A and reached point B. He took a right turn from point B and walked 7m and reached point C. He took another right turn from point C and walked 6m to reach point D. Ravi took a right turn from point D and walked 3m to reach point E. From point E ,Ravi took another right turn and walk 6m and reached point F

Q. Point F is in which direction with respect to point to A?

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 56

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 57

Directions : Study the following information and answer the questions given:

Ravi walked 5m towards north from point A and reached point B. He took a right turn from point B and walked 7m and reached point C. He took another right turn from point C and walked 6m to reach point D. Ravi took a right turn from point D and walked 3m to reach point E. From point E ,Ravi took another right turn and walk 6m and reached point F

Q. Point E is in which direction with respect to point to C?

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 57

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 58

Directions : In each of the question below are given four statements followed by four Conclusions I, II, III and IV. You have to take the given statements to be true even if they seem to be at variance with commonly known facts. Read all the conclusions and then decide which of the given conclusions logically follows the given statements disregarding commonly known facts. 

Q. Statements: 

Some Kick are Mick. 

All Mick are Pick. 

Some Pick are Snick. 

All Cartoon are Snick. 

Conclusions:

I. Some Kick are not Snick. 

II. At least some Cartoon are Pick. 

III. Some Pick are Kick. 

IV. All Snick being Cartoon is a possibility. 

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 58

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 59

Directions : In each of the question below are given four statements followed by four Conclusions I, II, III and IV. You have to take the given statements to be true even if they seem to be at variance with commonly known facts. Read all the conclusions and then decide which of the given conclusions logically follows the given statements disregarding commonly known facts. 

Q. Statements: 

All box are bag. 

All bag are school. 

Some school are college. 

All college are institute. 

Conclusions:

I. All institute are bag. 

II. At least some school are institute. 

III. All bag are not box.

IV. All box being school is a possibility. 

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 59

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 60

Directions : In each of the question below are given four statements followed by four Conclusions I, II, III and IV. You have to take the given statements to be true even if they seem to be at variance with commonly known facts. Read all the conclusions and then decide which of the given conclusions logically follows the given statements disregarding commonly known facts. 

Q. Statements: 

Some penalty are goal. 

Some goal are ping. 

All ping are popular.

No popular are mistake. 

Conclusions:

I. All popular are penalty. 

II. Some ping are definitely mistake. 

III. At least some penalty are ping. 

IV. No mistake is a ping. 

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 60

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 61

Directions : In each of the question below are given four statements followed by four Conclusions I, II, III and IV. You have to take the given statements to be true even if they seem to be at variance with commonly known facts. Read all the conclusions and then decide which of the given conclusions logically follows the given statements disregarding commonly known facts. 

Q. Statements: 

Some book are pen. 

All pen are tablet. 

All tablet are pencil. 

All pencil are laptop. 

Conclusions:

I. At least some pen are laptop. 

II. All pencil are book.

III. All laptop are not tablet. 

IV. All pen being pencil is a possibility. 

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 61

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 62

Directions : In each of the question below are given four statements followed by four Conclusions I, II, III and IV. You have to take the given statements to be true even if they seem to be at variance with commonly known facts. Read all the conclusions and then decide which of the given conclusions logically follows the given statements disregarding commonly known facts. 

Q. Statements: 

All queen are troops. 

All enemy are troops. 

All wazir are troops. 

Some wazir are enemy. 

Conclusions:

I. Some wazir are queen. 

II. Only troops is enemy. 

III. All troops are not wazir. 

IV. Some enemy being queen is a possibility. 

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 62

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 63

 In a certain code, TEND is written as ‘5%3#’ and JULY is written as ‘2@©6’. How is LENJ written in that code?

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 64

How many such digits are there in the number 2834619 each of which is as far away from the beginning of the number as when the digits are arranged in ascending order within the number?

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 65

If the positions of the first and the fifth digits in the number 85231467 are interchanged, similarly the positions of the second and the sixth digits are interchanged and so on, which of the following will be the second digit from the right end after the rearrangement?

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 66

Directions: Read the following information carefully to answer the questions given below.

A is married to D, who is the daughter of F. E is the son of G who is mother of A. H is the maternal grandfather of C, who is the son of D. 

Q. How is G related with C?

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 66

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 67

Directions: Read the following information carefully to answer the questions given below.

A is married to D, who is the daughter of F. E is the son of G who is mother of A. H is the maternal grandfather of C, who is the son of D. 

Q. How is A related with H?

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 67

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 68

Directions: Read the following information carefully to answer the questions given below.

A is married to D, who is the daughter of F. E is the son of G who is mother of A. H is the maternal grandfather of C, who is the son of D. 

Q. If B is married to G than how is B related to D?

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 68

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 69

In a class of 50 students Rahul sits exactly between Sumit, whose rank is 10 from the right and Suman whose rank is 40th from the right then what is the rank of Rahul? 

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 70

A man starts walking from point P in the east direction and walks for 20km to reach point N from there he takes a right turn and walks for 6km to reach point S and from there he walks for 12 km after talking a right turn to reach point R, then what is the shortest distance between P and R?

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 70

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 71

Directions : Read the following paragraph. Some of the words have been highlighted in bold. Answer the questions based on this paragraph.

The internet has become the integral part of today’s generation of people; from communicating through instant messages and emails to banking, travelling, studying and shopping, internet has touched every aspect of life. With the growing use of the internet by people, protecting important information has become a necessity.  A computer that is not having appropriate security controls can be infected with malicious logic and thus any type of information can be accessed in moments. Number of infected Web Pages and malicious websites can be seen every day that infects the computer and allow hackers to gain illegal access to other computer systems.

Hacking of important data, network outages, computer viruses and other cyber related threats affect our lives that range from minor inconvenience to serious incidents. Cyber threats can be caused due to negligence and vulnerabilities, or unintentional accidents. The main objectives of such type of system attackers or hackers are to steal confidential information, to make illegal monetary transactions, to destroy or to change data and the like. System attackers can be terrorists, crackers or recreational hackers. They have a variety of tools that can harm or infect the computer; usually they use malicious logic or virus to gain unauthorized access to a computer. Opening email attachments that carry the virus, clicking malicious links or websites or unintentionally downloading a dangerous program are common ways through which a computer can be infected and data can be stolen.

As the number of data networks, digital applications, as well as internet and mobile users are growing, so do the chances of cyber exploitation and cyber crimes. Even a small mistake in securing data or bad social networking can prove to be extremely dangerous. If accounts are not properly secured, it makes easier for hackers or unauthorized users to spread viruses or social engineered attacks that are designed to steal data and even money. Such types of issues highlight the need for cyber security as an essential approach in protecting and preventing data from being used inappropriately.

In simple language, Cyber Security or Information technology security means protecting data, networks, programs and other information from unauthorized or unintended access, destruction or change. It encompasses all the mechanisms and processes that protect digital equipment, information and records from illegal or unintended access, manipulation or destruction.

In today’s dynamic environment, cyber security has become vital for individuals and families, as well as organizations (such as military, government, business houses, educational and financial institutions, corporations and others) that collect and store a wide range of confidential data on computers and transmit that to other computers across different networks. For families, protection of children and family members from cyber crime has become substantially important. For an individual, protecting information

that could impact social life as well as personal finance is essential. The internet has provided a wide array of learning opportunities, but there are risks too. Photos, videos and other personal information shared by an individual on social networking sites such as Facebook, Twitter can be inappropriately used by others may lead to serious and even life-threatening incidents. Social networking sites have become the most popular medium for sharing information and connecting with other people. But these sites have created varied opportunities for cybercrimes, compromised personal identities and information leakage. Therefore, it is important for individuals to understand how to protect against cyber threats, and must also comprehend the difference between virtual and real world. One should learn how to protect computers and personal information from being hacked and should engage in appropriate online behaviour in order to eliminate changes of cyber threats and thereby creating a safer online environment.

Q. According to the author what does the cyber security means?

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 71

It is mentioned in the passage that Cyber Security means protecting data, networks, programs and other information from unauthorized or unintended access, destruction or change.

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 72

Directions : Read the following paragraph. Some of the words have been highlighted in bold. Answer the questions based on this paragraph.

The internet has become the integral part of today’s generation of people; from communicating through instant messages and emails to banking, travelling, studying and shopping, internet has touched every aspect of life. With the growing use of the internet by people, protecting important information has become a necessity.  A computer that is not having appropriate security controls can be infected with malicious logic and thus any type of information can be accessed in moments. Number of infected Web Pages and malicious websites can be seen every day that infects the computer and allow hackers to gain illegal access to other computer systems.

Hacking of important data, network outages, computer viruses and other cyber related threats affect our lives that range from minor inconvenience to serious incidents. Cyber threats can be caused due to negligence and vulnerabilities, or unintentional accidents. The main objectives of such type of system attackers or hackers are to steal confidential information, to make illegal monetary transactions, to destroy or to change data and the like. System attackers can be terrorists, crackers or recreational hackers. They have a variety of tools that can harm or infect the computer; usually they use malicious logic or virus to gain unauthorized access to a computer. Opening email attachments that carry the virus, clicking malicious links or websites or unintentionally downloading a dangerous program are common ways through which a computer can be infected and data can be stolen.

As the number of data networks, digital applications, as well as internet and mobile users are growing, so do the chances of cyber exploitation and cyber crimes. Even a small mistake in securing data or bad social networking can prove to be extremely dangerous. If accounts are not properly secured, it makes easier for hackers or unauthorized users to spread viruses or social engineered attacks that are designed to steal data and even money. Such types of issues highlight the need for cyber security as an essential approach in protecting and preventing data from being used inappropriately.

In simple language, Cyber Security or Information technology security means protecting data, networks, programs and other information from unauthorized or unintended access, destruction or change. It encompasses all the mechanisms and processes that protect digital equipment, information and records from illegal or unintended access, manipulation or destruction.

In today’s dynamic environment, cyber security has become vital for individuals and families, as well as organizations (such as military, government, business houses, educational and financial institutions, corporations and others) that collect and store a wide range of confidential data on computers and transmit that to other computers across different networks. For families, protection of children and family members from cyber crime has become substantially important. For an individual, protecting information

that could impact social life as well as personal finance is essential. The internet has provided a wide array of learning opportunities, but there are risks too. Photos, videos and other personal information shared by an individual on social networking sites such as Facebook, Twitter can be inappropriately used by others may lead to serious and even life-threatening incidents. Social networking sites have become the most popular medium for sharing information and connecting with other people. But these sites have created varied opportunities for cybercrimes, compromised personal identities and information leakage. Therefore, it is important for individuals to understand how to protect against cyber threats, and must also comprehend the difference between virtual and real world. One should learn how to protect computers and personal information from being hacked and should engage in appropriate online behaviour in order to eliminate changes of cyber threats and thereby creating a safer online environment.

Q. According to the author, what is the main reasons behind cyber threats?

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 72

The reason mentioned in the paragraph for cyber threats is “due to negligence and vulnerabilities, or unintentional accidents.”

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 73

Directions : Read the following paragraph. Some of the words have been highlighted in bold. Answer the questions based on this paragraph.

The internet has become the integral part of today’s generation of people; from communicating through instant messages and emails to banking, travelling, studying and shopping, internet has touched every aspect of life. With the growing use of the internet by people, protecting important information has become a necessity.  A computer that is not having appropriate security controls can be infected with malicious logic and thus any type of information can be accessed in moments. Number of infected Web Pages and malicious websites can be seen every day that infects the computer and allow hackers to gain illegal access to other computer systems.

Hacking of important data, network outages, computer viruses and other cyber related threats affect our lives that range from minor inconvenience to serious incidents. Cyber threats can be caused due to negligence and vulnerabilities, or unintentional accidents. The main objectives of such type of system attackers or hackers are to steal confidential information, to make illegal monetary transactions, to destroy or to change data and the like. System attackers can be terrorists, crackers or recreational hackers. They have a variety of tools that can harm or infect the computer; usually they use malicious logic or virus to gain unauthorized access to a computer. Opening email attachments that carry the virus, clicking malicious links or websites or unintentionally downloading a dangerous program are common ways through which a computer can be infected and data can be stolen.

As the number of data networks, digital applications, as well as internet and mobile users are growing, so do the chances of cyber exploitation and cyber crimes. Even a small mistake in securing data or bad social networking can prove to be extremely dangerous. If accounts are not properly secured, it makes easier for hackers or unauthorized users to spread viruses or social engineered attacks that are designed to steal data and even money. Such types of issues highlight the need for cyber security as an essential approach in protecting and preventing data from being used inappropriately.

In simple language, Cyber Security or Information technology security means protecting data, networks, programs and other information from unauthorized or unintended access, destruction or change. It encompasses all the mechanisms and processes that protect digital equipment, information and records from illegal or unintended access, manipulation or destruction.

In today’s dynamic environment, cyber security has become vital for individuals and families, as well as organizations (such as military, government, business houses, educational and financial institutions, corporations and others) that collect and store a wide range of confidential data on computers and transmit that to other computers across different networks. For families, protection of children and family members from cyber crime has become substantially important. For an individual, protecting information

that could impact social life as well as personal finance is essential. The internet has provided a wide array of learning opportunities, but there are risks too. Photos, videos and other personal information shared by an individual on social networking sites such as Facebook, Twitter can be inappropriately used by others may lead to serious and even life-threatening incidents. Social networking sites have become the most popular medium for sharing information and connecting with other people. But these sites have created varied opportunities for cybercrimes, compromised personal identities and information leakage. Therefore, it is important for individuals to understand how to protect against cyber threats, and must also comprehend the difference between virtual and real world. One should learn how to protect computers and personal information from being hacked and should engage in appropriate online behaviour in order to eliminate changes of cyber threats and thereby creating a safer online environment.

Q. What is the downside of Social media, according to the author? 

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 73

information shared by an individual for socializing purposes can be distorted and can be used for malignant purpose.

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 74

Directions : Read the following paragraph. Some of the words have been highlighted in bold. Answer the questions based on this paragraph.

The internet has become the integral part of today’s generation of people; from communicating through instant messages and emails to banking, travelling, studying and shopping, internet has touched every aspect of life. With the growing use of the internet by people, protecting important information has become a necessity.  A computer that is not having appropriate security controls can be infected with malicious logic and thus any type of information can be accessed in moments. Number of infected Web Pages and malicious websites can be seen every day that infects the computer and allow hackers to gain illegal access to other computer systems.

Hacking of important data, network outages, computer viruses and other cyber related threats affect our lives that range from minor inconvenience to serious incidents. Cyber threats can be caused due to negligence and vulnerabilities, or unintentional accidents. The main objectives of such type of system attackers or hackers are to steal confidential information, to make illegal monetary transactions, to destroy or to change data and the like. System attackers can be terrorists, crackers or recreational hackers. They have a variety of tools that can harm or infect the computer; usually they use malicious logic or virus to gain unauthorized access to a computer. Opening email attachments that carry the virus, clicking malicious links or websites or unintentionally downloading a dangerous program are common ways through which a computer can be infected and data can be stolen.

As the number of data networks, digital applications, as well as internet and mobile users are growing, so do the chances of cyber exploitation and cyber crimes. Even a small mistake in securing data or bad social networking can prove to be extremely dangerous. If accounts are not properly secured, it makes easier for hackers or unauthorized users to spread viruses or social engineered attacks that are designed to steal data and even money. Such types of issues highlight the need for cyber security as an essential approach in protecting and preventing data from being used inappropriately.

In simple language, Cyber Security or Information technology security means protecting data, networks, programs and other information from unauthorized or unintended access, destruction or change. It encompasses all the mechanisms and processes that protect digital equipment, information and records from illegal or unintended access, manipulation or destruction.

In today’s dynamic environment, cyber security has become vital for individuals and families, as well as organizations (such as military, government, business houses, educational and financial institutions, corporations and others) that collect and store a wide range of confidential data on computers and transmit that to other computers across different networks. For families, protection of children and family members from cyber crime has become substantially important. For an individual, protecting information

that could impact social life as well as personal finance is essential. The internet has provided a wide array of learning opportunities, but there are risks too. Photos, videos and other personal information shared by an individual on social networking sites such as Facebook, Twitter can be inappropriately used by others may lead to serious and even life-threatening incidents. Social networking sites have become the most popular medium for sharing information and connecting with other people. But these sites have created varied opportunities for cybercrimes, compromised personal identities and information leakage. Therefore, it is important for individuals to understand how to protect against cyber threats, and must also comprehend the difference between virtual and real world. One should learn how to protect computers and personal information from being hacked and should engage in appropriate online behaviour in order to eliminate changes of cyber threats and thereby creating a safer online environment.

Q.  According to this passage, how the virus gets into the computers?

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 74

Opening email attachments that carry the virus, clicking malicious links or websites or unintentionally downloading a dangerous program

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 75

Directions : Read the following paragraph. Some of the words have been highlighted in bold. Answer the questions based on this paragraph.

The internet has become the integral part of today’s generation of people; from communicating through instant messages and emails to banking, travelling, studying and shopping, internet has touched every aspect of life. With the growing use of the internet by people, protecting important information has become a necessity.  A computer that is not having appropriate security controls can be infected with malicious logic and thus any type of information can be accessed in moments. Number of infected Web Pages and malicious websites can be seen every day that infects the computer and allow hackers to gain illegal access to other computer systems.

Hacking of important data, network outages, computer viruses and other cyber related threats affect our lives that range from minor inconvenience to serious incidents. Cyber threats can be caused due to negligence and vulnerabilities, or unintentional accidents. The main objectives of such type of system attackers or hackers are to steal confidential information, to make illegal monetary transactions, to destroy or to change data and the like. System attackers can be terrorists, crackers or recreational hackers. They have a variety of tools that can harm or infect the computer; usually they use malicious logic or virus to gain unauthorized access to a computer. Opening email attachments that carry the virus, clicking malicious links or websites or unintentionally downloading a dangerous program are common ways through which a computer can be infected and data can be stolen.

As the number of data networks, digital applications, as well as internet and mobile users are growing, so do the chances of cyber exploitation and cyber crimes. Even a small mistake in securing data or bad social networking can prove to be extremely dangerous. If accounts are not properly secured, it makes easier for hackers or unauthorized users to spread viruses or social engineered attacks that are designed to steal data and even money. Such types of issues highlight the need for cyber security as an essential approach in protecting and preventing data from being used inappropriately.

In simple language, Cyber Security or Information technology security means protecting data, networks, programs and other information from unauthorized or unintended access, destruction or change. It encompasses all the mechanisms and processes that protect digital equipment, information and records from illegal or unintended access, manipulation or destruction.

In today’s dynamic environment, cyber security has become vital for individuals and families, as well as organizations (such as military, government, business houses, educational and financial institutions, corporations and others) that collect and store a wide range of confidential data on computers and transmit that to other computers across different networks. For families, protection of children and family members from cyber crime has become substantially important. For an individual, protecting information

that could impact social life as well as personal finance is essential. The internet has provided a wide array of learning opportunities, but there are risks too. Photos, videos and other personal information shared by an individual on social networking sites such as Facebook, Twitter can be inappropriately used by others may lead to serious and even life-threatening incidents. Social networking sites have become the most popular medium for sharing information and connecting with other people. But these sites have created varied opportunities for cybercrimes, compromised personal identities and information leakage. Therefore, it is important for individuals to understand how to protect against cyber threats, and must also comprehend the difference between virtual and real world. One should learn how to protect computers and personal information from being hacked and should engage in appropriate online behaviour in order to eliminate changes of cyber threats and thereby creating a safer online environment.

Q. What will be the apt title for this passage?

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 75

The appropriate title for the given passage would be ‘Cybercrime and hacking’.

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 76

Directions : Read the following paragraph. Some of the words have been highlighted in bold. Answer the questions based on this paragraph.

The internet has become the integral part of today’s generation of people; from communicating through instant messages and emails to banking, travelling, studying and shopping, internet has touched every aspect of life. With the growing use of the internet by people, protecting important information has become a necessity.  A computer that is not having appropriate security controls can be infected with malicious logic and thus any type of information can be accessed in moments. Number of infected Web Pages and malicious websites can be seen every day that infects the computer and allow hackers to gain illegal access to other computer systems.

Hacking of important data, network outages, computer viruses and other cyber related threats affect our lives that range from minor inconvenience to serious incidents. Cyber threats can be caused due to negligence and vulnerabilities, or unintentional accidents. The main objectives of such type of system attackers or hackers are to steal confidential information, to make illegal monetary transactions, to destroy or to change data and the like. System attackers can be terrorists, crackers or recreational hackers. They have a variety of tools that can harm or infect the computer; usually they use malicious logic or virus to gain unauthorized access to a computer. Opening email attachments that carry the virus, clicking malicious links or websites or unintentionally downloading a dangerous program are common ways through which a computer can be infected and data can be stolen.

As the number of data networks, digital applications, as well as internet and mobile users are growing, so do the chances of cyber exploitation and cyber crimes. Even a small mistake in securing data or bad social networking can prove to be extremely dangerous. If accounts are not properly secured, it makes easier for hackers or unauthorized users to spread viruses or social engineered attacks that are designed to steal data and even money. Such types of issues highlight the need for cyber security as an essential approach in protecting and preventing data from being used inappropriately.

In simple language, Cyber Security or Information technology security means protecting data, networks, programs and other information from unauthorized or unintended access, destruction or change. It encompasses all the mechanisms and processes that protect digital equipment, information and records from illegal or unintended access, manipulation or destruction.

In today’s dynamic environment, cyber security has become vital for individuals and families, as well as organizations (such as military, government, business houses, educational and financial institutions, corporations and others) that collect and store a wide range of confidential data on computers and transmit that to other computers across different networks. For families, protection of children and family members from cyber crime has become substantially important. For an individual, protecting information

that could impact social life as well as personal finance is essential. The internet has provided a wide array of learning opportunities, but there are risks too. Photos, videos and other personal information shared by an individual on social networking sites such as Facebook, Twitter can be inappropriately used by others may lead to serious and even life-threatening incidents. Social networking sites have become the most popular medium for sharing information and connecting with other people. But these sites have created varied opportunities for cybercrimes, compromised personal identities and information leakage. Therefore, it is important for individuals to understand how to protect against cyber threats, and must also comprehend the difference between virtual and real world. One should learn how to protect computers and personal information from being hacked and should engage in appropriate online behaviour in order to eliminate changes of cyber threats and thereby creating a safer online environment.

Q. In the following question, find the word that is most similar in the meaning to the word ‘malicious’?

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 76

malicious- characterized by malice; intending or intended to do harm.

vitriolic-filled with bitter criticism or malice.

hence, these two words are synonyms to each other.

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 77

Directions : Read the following paragraph. Some of the words have been highlighted in bold. Answer the questions based on this paragraph.

The internet has become the integral part of today’s generation of people; from communicating through instant messages and emails to banking, travelling, studying and shopping, internet has touched every aspect of life. With the growing use of the internet by people, protecting important information has become a necessity.  A computer that is not having appropriate security controls can be infected with malicious logic and thus any type of information can be accessed in moments. Number of infected Web Pages and malicious websites can be seen every day that infects the computer and allow hackers to gain illegal access to other computer systems.

Hacking of important data, network outages, computer viruses and other cyber related threats affect our lives that range from minor inconvenience to serious incidents. Cyber threats can be caused due to negligence and vulnerabilities, or unintentional accidents. The main objectives of such type of system attackers or hackers are to steal confidential information, to make illegal monetary transactions, to destroy or to change data and the like. System attackers can be terrorists, crackers or recreational hackers. They have a variety of tools that can harm or infect the computer; usually they use malicious logic or virus to gain unauthorized access to a computer. Opening email attachments that carry the virus, clicking malicious links or websites or unintentionally downloading a dangerous program are common ways through which a computer can be infected and data can be stolen.

As the number of data networks, digital applications, as well as internet and mobile users are growing, so do the chances of cyber exploitation and cyber crimes. Even a small mistake in securing data or bad social networking can prove to be extremely dangerous. If accounts are not properly secured, it makes easier for hackers or unauthorized users to spread viruses or social engineered attacks that are designed to steal data and even money. Such types of issues highlight the need for cyber security as an essential approach in protecting and preventing data from being used inappropriately.

In simple language, Cyber Security or Information technology security means protecting data, networks, programs and other information from unauthorized or unintended access, destruction or change. It encompasses all the mechanisms and processes that protect digital equipment, information and records from illegal or unintended access, manipulation or destruction.

In today’s dynamic environment, cyber security has become vital for individuals and families, as well as organizations (such as military, government, business houses, educational and financial institutions, corporations and others) that collect and store a wide range of confidential data on computers and transmit that to other computers across different networks. For families, protection of children and family members from cyber crime has become substantially important. For an individual, protecting information

that could impact social life as well as personal finance is essential. The internet has provided a wide array of learning opportunities, but there are risks too. Photos, videos and other personal information shared by an individual on social networking sites such as Facebook, Twitter can be inappropriately used by others may lead to serious and even life-threatening incidents. Social networking sites have become the most popular medium for sharing information and connecting with other people. But these sites have created varied opportunities for cybercrimes, compromised personal identities and information leakage. Therefore, it is important for individuals to understand how to protect against cyber threats, and must also comprehend the difference between virtual and real world. One should learn how to protect computers and personal information from being hacked and should engage in appropriate online behaviour in order to eliminate changes of cyber threats and thereby creating a safer online environment.

Q. In the following question, find the word that is most similar in the meaning to the word “illegal”?

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 77

Felonious-relating to or involved in crime.

hence illegal and Felonious are synonyms to each other.

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 78

Directions : Read the following paragraph. Some of the words have been highlighted in bold. Answer the questions based on this paragraph.

The internet has become the integral part of today’s generation of people; from communicating through instant messages and emails to banking, travelling, studying and shopping, internet has touched every aspect of life. With the growing use of the internet by people, protecting important information has become a necessity.  A computer that is not having appropriate security controls can be infected with malicious logic and thus any type of information can be accessed in moments. Number of infected Web Pages and malicious websites can be seen every day that infects the computer and allow hackers to gain illegal access to other computer systems.

Hacking of important data, network outages, computer viruses and other cyber related threats affect our lives that range from minor inconvenience to serious incidents. Cyber threats can be caused due to negligence and vulnerabilities, or unintentional accidents. The main objectives of such type of system attackers or hackers are to steal confidential information, to make illegal monetary transactions, to destroy or to change data and the like. System attackers can be terrorists, crackers or recreational hackers. They have a variety of tools that can harm or infect the computer; usually they use malicious logic or virus to gain unauthorized access to a computer. Opening email attachments that carry the virus, clicking malicious links or websites or unintentionally downloading a dangerous program are common ways through which a computer can be infected and data can be stolen.

As the number of data networks, digital applications, as well as internet and mobile users are growing, so do the chances of cyber exploitation and cyber crimes. Even a small mistake in securing data or bad social networking can prove to be extremely dangerous. If accounts are not properly secured, it makes easier for hackers or unauthorized users to spread viruses or social engineered attacks that are designed to steal data and even money. Such types of issues highlight the need for cyber security as an essential approach in protecting and preventing data from being used inappropriately.

In simple language, Cyber Security or Information technology security means protecting data, networks, programs and other information from unauthorized or unintended access, destruction or change. It encompasses all the mechanisms and processes that protect digital equipment, information and records from illegal or unintended access, manipulation or destruction.

In today’s dynamic environment, cyber security has become vital for individuals and families, as well as organizations (such as military, government, business houses, educational and financial institutions, corporations and others) that collect and store a wide range of confidential data on computers and transmit that to other computers across different networks. For families, protection of children and family members from cyber crime has become substantially important. For an individual, protecting information

that could impact social life as well as personal finance is essential. The internet has provided a wide array of learning opportunities, but there are risks too. Photos, videos and other personal information shared by an individual on social networking sites such as Facebook, Twitter can be inappropriately used by others may lead to serious and even life-threatening incidents. Social networking sites have become the most popular medium for sharing information and connecting with other people. But these sites have created varied opportunities for cybercrimes, compromised personal identities and information leakage. Therefore, it is important for individuals to understand how to protect against cyber threats, and must also comprehend the difference between virtual and real world. One should learn how to protect computers and personal information from being hacked and should engage in appropriate online behaviour in order to eliminate changes of cyber threats and thereby creating a safer online environment.

Q. In the following question, find the word that is opposite in the meaning to the word “unauthorized”?

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 78

accredit-(of an official body) give authority or sanction to (someone or something) when recognized standards have been met.

hence, accredit and unauthorized are antonyms to each other.

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 79

Directions : Read the following paragraph. Some of the words have been highlighted in bold. Answer the questions based on this paragraph.

The internet has become the integral part of today’s generation of people; from communicating through instant messages and emails to banking, travelling, studying and shopping, internet has touched every aspect of life. With the growing use of the internet by people, protecting important information has become a necessity.  A computer that is not having appropriate security controls can be infected with malicious logic and thus any type of information can be accessed in moments. Number of infected Web Pages and malicious websites can be seen every day that infects the computer and allow hackers to gain illegal access to other computer systems.

Hacking of important data, network outages, computer viruses and other cyber related threats affect our lives that range from minor inconvenience to serious incidents. Cyber threats can be caused due to negligence and vulnerabilities, or unintentional accidents. The main objectives of such type of system attackers or hackers are to steal confidential information, to make illegal monetary transactions, to destroy or to change data and the like. System attackers can be terrorists, crackers or recreational hackers. They have a variety of tools that can harm or infect the computer; usually they use malicious logic or virus to gain unauthorized access to a computer. Opening email attachments that carry the virus, clicking malicious links or websites or unintentionally downloading a dangerous program are common ways through which a computer can be infected and data can be stolen.

As the number of data networks, digital applications, as well as internet and mobile users are growing, so do the chances of cyber exploitation and cyber crimes. Even a small mistake in securing data or bad social networking can prove to be extremely dangerous. If accounts are not properly secured, it makes easier for hackers or unauthorized users to spread viruses or social engineered attacks that are designed to steal data and even money. Such types of issues highlight the need for cyber security as an essential approach in protecting and preventing data from being used inappropriately.

In simple language, Cyber Security or Information technology security means protecting data, networks, programs and other information from unauthorized or unintended access, destruction or change. It encompasses all the mechanisms and processes that protect digital equipment, information and records from illegal or unintended access, manipulation or destruction.

In today’s dynamic environment, cyber security has become vital for individuals and families, as well as organizations (such as military, government, business houses, educational and financial institutions, corporations and others) that collect and store a wide range of confidential data on computers and transmit that to other computers across different networks. For families, protection of children and family members from cyber crime has become substantially important. For an individual, protecting information

that could impact social life as well as personal finance is essential. The internet has provided a wide array of learning opportunities, but there are risks too. Photos, videos and other personal information shared by an individual on social networking sites such as Facebook, Twitter can be inappropriately used by others may lead to serious and even life-threatening incidents. Social networking sites have become the most popular medium for sharing information and connecting with other people. But these sites have created varied opportunities for cybercrimes, compromised personal identities and information leakage. Therefore, it is important for individuals to understand how to protect against cyber threats, and must also comprehend the difference between virtual and real world. One should learn how to protect computers and personal information from being hacked and should engage in appropriate online behaviour in order to eliminate changes of cyber threats and thereby creating a safer online environment.

Q. In the following question, find the word that is opposite in the meaning to the word “appropriate”?

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 79

 malapropos-in an inopportune or inappropriate way.

hence, malapropos and appropriate are antonyms.

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 80

Directions : Read the following paragraph. Some of the words have been highlighted in bold. Answer the questions based on this paragraph.

The internet has become the integral part of today’s generation of people; from communicating through instant messages and emails to banking, travelling, studying and shopping, internet has touched every aspect of life. With the growing use of the internet by people, protecting important information has become a necessity.  A computer that is not having appropriate security controls can be infected with malicious logic and thus any type of information can be accessed in moments. Number of infected Web Pages and malicious websites can be seen every day that infects the computer and allow hackers to gain illegal access to other computer systems.

Hacking of important data, network outages, computer viruses and other cyber related threats affect our lives that range from minor inconvenience to serious incidents. Cyber threats can be caused due to negligence and vulnerabilities, or unintentional accidents. The main objectives of such type of system attackers or hackers are to steal confidential information, to make illegal monetary transactions, to destroy or to change data and the like. System attackers can be terrorists, crackers or recreational hackers. They have a variety of tools that can harm or infect the computer; usually they use malicious logic or virus to gain unauthorized access to a computer. Opening email attachments that carry the virus, clicking malicious links or websites or unintentionally downloading a dangerous program are common ways through which a computer can be infected and data can be stolen.

As the number of data networks, digital applications, as well as internet and mobile users are growing, so do the chances of cyber exploitation and cyber crimes. Even a small mistake in securing data or bad social networking can prove to be extremely dangerous. If accounts are not properly secured, it makes easier for hackers or unauthorized users to spread viruses or social engineered attacks that are designed to steal data and even money. Such types of issues highlight the need for cyber security as an essential approach in protecting and preventing data from being used inappropriately.

In simple language, Cyber Security or Information technology security means protecting data, networks, programs and other information from unauthorized or unintended access, destruction or change. It encompasses all the mechanisms and processes that protect digital equipment, information and records from illegal or unintended access, manipulation or destruction.

In today’s dynamic environment, cyber security has become vital for individuals and families, as well as organizations (such as military, government, business houses, educational and financial institutions, corporations and others) that collect and store a wide range of confidential data on computers and transmit that to other computers across different networks. For families, protection of children and family members from cyber crime has become substantially important. For an individual, protecting information

that could impact social life as well as personal finance is essential. The internet has provided a wide array of learning opportunities, but there are risks too. Photos, videos and other personal information shared by an individual on social networking sites such as Facebook, Twitter can be inappropriately used by others may lead to serious and even life-threatening incidents. Social networking sites have become the most popular medium for sharing information and connecting with other people. But these sites have created varied opportunities for cybercrimes, compromised personal identities and information leakage. Therefore, it is important for individuals to understand how to protect against cyber threats, and must also comprehend the difference between virtual and real world. One should learn how to protect computers and personal information from being hacked and should engage in appropriate online behaviour in order to eliminate changes of cyber threats and thereby creating a safer online environment.

Q. In the following question, find the word that is most similar in the meaning to the word “unintentional”?

Detailed Solution for SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 80

fortuitously- Happening by accident or chance. Hence, fortuitously and unintentional are synonyms to each other.

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 81

Directions : In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words/phrases are suggested, one of which fits the blank appropriately. Find out the appropriate word/ phrase in each case.

India’s external balance sheet may have improved significantly since the infamous taper tantrum of 2013, but there are now ____(81)____  that warrant more caution from policymakers. Last week, the current account deficit (CAD) widened to a four-year high of $14.3 billion in the first quarter of the current financial year, standing at 2.4% of gross domestic product, ___(82)____  to 0.1% last year. The widening CAD __(83)___  driven by a greater increase in merchandise imports ___(84)___  exports. A strong capital account surplus, however, has helped the country __(85)___ for its import bills without much trouble. Foreign investors starved of yield have been stepping up their investments in India, which remains one of the few places offering higher yields. Compared to last year, net FDI almost doubled to $7.2 billion in the first quarter, while net portfolio investment jumped about six times to $12.5 billion. The strong inflow of foreign capital has also __(86)___ to a significant increase in foreign reserve holdings, thanks to the Reserve Bank of India which has been busy buying dollars to weaken the rupee. Forex reserves were at an all-time high of $400.7 billion for the week ending September 8, while the rupee has appreciated by over 6% against the dollar this year. Low global oil prices ___(87)___ the last two years have also helped contain a good portion of its import bills.

All this might change with the impending tightening of monetary policy by the U.S. Federal Reserve and other central banks. After all, emerging Asian markets have been the __(88)____ beneficiaries of loose monetary policy in the West, so any change in stance would most definitely affect them. Indian companies, for instance, have aggressively tapped into the market for rupee-denominated foreign debt, which can work ___(89)____ them if the flow of foreign capital turns volatile. The RBI has been regulating the ___(90)___  and quality of such borrowings, so it may seem like things are under control for now. Further, India’s total external debt declined by 2.7% during the financial year 2016-17, standing at $471.9 billion, driven by a fall in external commercial borrowings and deposits by non-resident Indians. The World Bank, in fact, has said that India’s external dynamics ___(91)____  very favourable given the size of its economy and foreign reserve holdings. But a prolonged period of unfavourable trade balance when combined with volatile international capital flows can __(92)___ to unsavoury macroeconomic situations. According to a __(93)___ by India Ratings & Research earlier this year, a 10% depreciation of the rupee combined with a 50 basis point interest rate __(94)___ can severely affect most Indian borrowers. It added that as much as 65% of foreign debt exposure of Indian companies may be unhedged. As the world looks to withdraw from an era of historically low interest rates, it would be wise for India’s policymakers to be ready with an ___(95)___ plan to tackle a period of significant volatility.

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 82

Directions : In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words/phrases are suggested, one of which fits the blank appropriately. Find out the appropriate word/ phrase in each case.

India’s external balance sheet may have improved significantly since the infamous taper tantrum of 2013, but there are now ____(81)____  that warrant more caution from policymakers. Last week, the current account deficit (CAD) widened to a four-year high of $14.3 billion in the first quarter of the current financial year, standing at 2.4% of gross domestic product, ___(82)____  to 0.1% last year. The widening CAD __(83)___  driven by a greater increase in merchandise imports ___(84)___  exports. A strong capital account surplus, however, has helped the country __(85)___ for its import bills without much trouble. Foreign investors starved of yield have been stepping up their investments in India, which remains one of the few places offering higher yields. Compared to last year, net FDI almost doubled to $7.2 billion in the first quarter, while net portfolio investment jumped about six times to $12.5 billion. The strong inflow of foreign capital has also __(86)___ to a significant increase in foreign reserve holdings, thanks to the Reserve Bank of India which has been busy buying dollars to weaken the rupee. Forex reserves were at an all-time high of $400.7 billion for the week ending September 8, while the rupee has appreciated by over 6% against the dollar this year. Low global oil prices ___(87)___ the last two years have also helped contain a good portion of its import bills.

All this might change with the impending tightening of monetary policy by the U.S. Federal Reserve and other central banks. After all, emerging Asian markets have been the __(88)____ beneficiaries of loose monetary policy in the West, so any change in stance would most definitely affect them. Indian companies, for instance, have aggressively tapped into the market for rupee-denominated foreign debt, which can work ___(89)____ them if the flow of foreign capital turns volatile. The RBI has been regulating the ___(90)___  and quality of such borrowings, so it may seem like things are under control for now. Further, India’s total external debt declined by 2.7% during the financial year 2016-17, standing at $471.9 billion, driven by a fall in external commercial borrowings and deposits by non-resident Indians. The World Bank, in fact, has said that India’s external dynamics ___(91)____  very favourable given the size of its economy and foreign reserve holdings. But a prolonged period of unfavourable trade balance when combined with volatile international capital flows can __(92)___ to unsavoury macroeconomic situations. According to a __(93)___ by India Ratings & Research earlier this year, a 10% depreciation of the rupee combined with a 50 basis point interest rate __(94)___ can severely affect most Indian borrowers. It added that as much as 65% of foreign debt exposure of Indian companies may be unhedged. As the world looks to withdraw from an era of historically low interest rates, it would be wise for India’s policymakers to be ready with an ___(95)___ plan to tackle a period of significant volatility.

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 83

Directions : In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words/phrases are suggested, one of which fits the blank appropriately. Find out the appropriate word/ phrase in each case.

India’s external balance sheet may have improved significantly since the infamous taper tantrum of 2013, but there are now ____(81)____  that warrant more caution from policymakers. Last week, the current account deficit (CAD) widened to a four-year high of $14.3 billion in the first quarter of the current financial year, standing at 2.4% of gross domestic product, ___(82)____  to 0.1% last year. The widening CAD __(83)___  driven by a greater increase in merchandise imports ___(84)___  exports. A strong capital account surplus, however, has helped the country __(85)___ for its import bills without much trouble. Foreign investors starved of yield have been stepping up their investments in India, which remains one of the few places offering higher yields. Compared to last year, net FDI almost doubled to $7.2 billion in the first quarter, while net portfolio investment jumped about six times to $12.5 billion. The strong inflow of foreign capital has also __(86)___ to a significant increase in foreign reserve holdings, thanks to the Reserve Bank of India which has been busy buying dollars to weaken the rupee. Forex reserves were at an all-time high of $400.7 billion for the week ending September 8, while the rupee has appreciated by over 6% against the dollar this year. Low global oil prices ___(87)___ the last two years have also helped contain a good portion of its import bills.

All this might change with the impending tightening of monetary policy by the U.S. Federal Reserve and other central banks. After all, emerging Asian markets have been the __(88)____ beneficiaries of loose monetary policy in the West, so any change in stance would most definitely affect them. Indian companies, for instance, have aggressively tapped into the market for rupee-denominated foreign debt, which can work ___(89)____ them if the flow of foreign capital turns volatile. The RBI has been regulating the ___(90)___  and quality of such borrowings, so it may seem like things are under control for now. Further, India’s total external debt declined by 2.7% during the financial year 2016-17, standing at $471.9 billion, driven by a fall in external commercial borrowings and deposits by non-resident Indians. The World Bank, in fact, has said that India’s external dynamics ___(91)____  very favourable given the size of its economy and foreign reserve holdings. But a prolonged period of unfavourable trade balance when combined with volatile international capital flows can __(92)___ to unsavoury macroeconomic situations. According to a __(93)___ by India Ratings & Research earlier this year, a 10% depreciation of the rupee combined with a 50 basis point interest rate __(94)___ can severely affect most Indian borrowers. It added that as much as 65% of foreign debt exposure of Indian companies may be unhedged. As the world looks to withdraw from an era of historically low interest rates, it would be wise for India’s policymakers to be ready with an ___(95)___ plan to tackle a period of significant volatility.

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 84

Directions : In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words/phrases are suggested, one of which fits the blank appropriately. Find out the appropriate word/ phrase in each case.

India’s external balance sheet may have improved significantly since the infamous taper tantrum of 2013, but there are now ____(81)____  that warrant more caution from policymakers. Last week, the current account deficit (CAD) widened to a four-year high of $14.3 billion in the first quarter of the current financial year, standing at 2.4% of gross domestic product, ___(82)____  to 0.1% last year. The widening CAD __(83)___  driven by a greater increase in merchandise imports ___(84)___  exports. A strong capital account surplus, however, has helped the country __(85)___ for its import bills without much trouble. Foreign investors starved of yield have been stepping up their investments in India, which remains one of the few places offering higher yields. Compared to last year, net FDI almost doubled to $7.2 billion in the first quarter, while net portfolio investment jumped about six times to $12.5 billion. The strong inflow of foreign capital has also __(86)___ to a significant increase in foreign reserve holdings, thanks to the Reserve Bank of India which has been busy buying dollars to weaken the rupee. Forex reserves were at an all-time high of $400.7 billion for the week ending September 8, while the rupee has appreciated by over 6% against the dollar this year. Low global oil prices ___(87)___ the last two years have also helped contain a good portion of its import bills.

All this might change with the impending tightening of monetary policy by the U.S. Federal Reserve and other central banks. After all, emerging Asian markets have been the __(88)____ beneficiaries of loose monetary policy in the West, so any change in stance would most definitely affect them. Indian companies, for instance, have aggressively tapped into the market for rupee-denominated foreign debt, which can work ___(89)____ them if the flow of foreign capital turns volatile. The RBI has been regulating the ___(90)___  and quality of such borrowings, so it may seem like things are under control for now. Further, India’s total external debt declined by 2.7% during the financial year 2016-17, standing at $471.9 billion, driven by a fall in external commercial borrowings and deposits by non-resident Indians. The World Bank, in fact, has said that India’s external dynamics ___(91)____  very favourable given the size of its economy and foreign reserve holdings. But a prolonged period of unfavourable trade balance when combined with volatile international capital flows can __(92)___ to unsavoury macroeconomic situations. According to a __(93)___ by India Ratings & Research earlier this year, a 10% depreciation of the rupee combined with a 50 basis point interest rate __(94)___ can severely affect most Indian borrowers. It added that as much as 65% of foreign debt exposure of Indian companies may be unhedged. As the world looks to withdraw from an era of historically low interest rates, it would be wise for India’s policymakers to be ready with an ___(95)___ plan to tackle a period of significant volatility.

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 85

Directions : In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words/phrases are suggested, one of which fits the blank appropriately. Find out the appropriate word/ phrase in each case.

India’s external balance sheet may have improved significantly since the infamous taper tantrum of 2013, but there are now ____(81)____  that warrant more caution from policymakers. Last week, the current account deficit (CAD) widened to a four-year high of $14.3 billion in the first quarter of the current financial year, standing at 2.4% of gross domestic product, ___(82)____  to 0.1% last year. The widening CAD __(83)___  driven by a greater increase in merchandise imports ___(84)___  exports. A strong capital account surplus, however, has helped the country __(85)___ for its import bills without much trouble. Foreign investors starved of yield have been stepping up their investments in India, which remains one of the few places offering higher yields. Compared to last year, net FDI almost doubled to $7.2 billion in the first quarter, while net portfolio investment jumped about six times to $12.5 billion. The strong inflow of foreign capital has also __(86)___ to a significant increase in foreign reserve holdings, thanks to the Reserve Bank of India which has been busy buying dollars to weaken the rupee. Forex reserves were at an all-time high of $400.7 billion for the week ending September 8, while the rupee has appreciated by over 6% against the dollar this year. Low global oil prices ___(87)___ the last two years have also helped contain a good portion of its import bills.

All this might change with the impending tightening of monetary policy by the U.S. Federal Reserve and other central banks. After all, emerging Asian markets have been the __(88)____ beneficiaries of loose monetary policy in the West, so any change in stance would most definitely affect them. Indian companies, for instance, have aggressively tapped into the market for rupee-denominated foreign debt, which can work ___(89)____ them if the flow of foreign capital turns volatile. The RBI has been regulating the ___(90)___  and quality of such borrowings, so it may seem like things are under control for now. Further, India’s total external debt declined by 2.7% during the financial year 2016-17, standing at $471.9 billion, driven by a fall in external commercial borrowings and deposits by non-resident Indians. The World Bank, in fact, has said that India’s external dynamics ___(91)____  very favourable given the size of its economy and foreign reserve holdings. But a prolonged period of unfavourable trade balance when combined with volatile international capital flows can __(92)___ to unsavoury macroeconomic situations. According to a __(93)___ by India Ratings & Research earlier this year, a 10% depreciation of the rupee combined with a 50 basis point interest rate __(94)___ can severely affect most Indian borrowers. It added that as much as 65% of foreign debt exposure of Indian companies may be unhedged. As the world looks to withdraw from an era of historically low interest rates, it would be wise for India’s policymakers to be ready with an ___(95)___ plan to tackle a period of significant volatility.

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 86

Directions : In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words/phrases are suggested, one of which fits the blank appropriately. Find out the appropriate word/ phrase in each case.

India’s external balance sheet may have improved significantly since the infamous taper tantrum of 2013, but there are now ____(81)____  that warrant more caution from policymakers. Last week, the current account deficit (CAD) widened to a four-year high of $14.3 billion in the first quarter of the current financial year, standing at 2.4% of gross domestic product, ___(82)____  to 0.1% last year. The widening CAD __(83)___  driven by a greater increase in merchandise imports ___(84)___  exports. A strong capital account surplus, however, has helped the country __(85)___ for its import bills without much trouble. Foreign investors starved of yield have been stepping up their investments in India, which remains one of the few places offering higher yields. Compared to last year, net FDI almost doubled to $7.2 billion in the first quarter, while net portfolio investment jumped about six times to $12.5 billion. The strong inflow of foreign capital has also __(86)___ to a significant increase in foreign reserve holdings, thanks to the Reserve Bank of India which has been busy buying dollars to weaken the rupee. Forex reserves were at an all-time high of $400.7 billion for the week ending September 8, while the rupee has appreciated by over 6% against the dollar this year. Low global oil prices ___(87)___ the last two years have also helped contain a good portion of its import bills.

All this might change with the impending tightening of monetary policy by the U.S. Federal Reserve and other central banks. After all, emerging Asian markets have been the __(88)____ beneficiaries of loose monetary policy in the West, so any change in stance would most definitely affect them. Indian companies, for instance, have aggressively tapped into the market for rupee-denominated foreign debt, which can work ___(89)____ them if the flow of foreign capital turns volatile. The RBI has been regulating the ___(90)___  and quality of such borrowings, so it may seem like things are under control for now. Further, India’s total external debt declined by 2.7% during the financial year 2016-17, standing at $471.9 billion, driven by a fall in external commercial borrowings and deposits by non-resident Indians. The World Bank, in fact, has said that India’s external dynamics ___(91)____  very favourable given the size of its economy and foreign reserve holdings. But a prolonged period of unfavourable trade balance when combined with volatile international capital flows can __(92)___ to unsavoury macroeconomic situations. According to a __(93)___ by India Ratings & Research earlier this year, a 10% depreciation of the rupee combined with a 50 basis point interest rate __(94)___ can severely affect most Indian borrowers. It added that as much as 65% of foreign debt exposure of Indian companies may be unhedged. As the world looks to withdraw from an era of historically low interest rates, it would be wise for India’s policymakers to be ready with an ___(95)___ plan to tackle a period of significant volatility.

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 87

Directions : In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words/phrases are suggested, one of which fits the blank appropriately. Find out the appropriate word/ phrase in each case.

India’s external balance sheet may have improved significantly since the infamous taper tantrum of 2013, but there are now ____(81)____  that warrant more caution from policymakers. Last week, the current account deficit (CAD) widened to a four-year high of $14.3 billion in the first quarter of the current financial year, standing at 2.4% of gross domestic product, ___(82)____  to 0.1% last year. The widening CAD __(83)___  driven by a greater increase in merchandise imports ___(84)___  exports. A strong capital account surplus, however, has helped the country __(85)___ for its import bills without much trouble. Foreign investors starved of yield have been stepping up their investments in India, which remains one of the few places offering higher yields. Compared to last year, net FDI almost doubled to $7.2 billion in the first quarter, while net portfolio investment jumped about six times to $12.5 billion. The strong inflow of foreign capital has also __(86)___ to a significant increase in foreign reserve holdings, thanks to the Reserve Bank of India which has been busy buying dollars to weaken the rupee. Forex reserves were at an all-time high of $400.7 billion for the week ending September 8, while the rupee has appreciated by over 6% against the dollar this year. Low global oil prices ___(87)___ the last two years have also helped contain a good portion of its import bills.

All this might change with the impending tightening of monetary policy by the U.S. Federal Reserve and other central banks. After all, emerging Asian markets have been the __(88)____ beneficiaries of loose monetary policy in the West, so any change in stance would most definitely affect them. Indian companies, for instance, have aggressively tapped into the market for rupee-denominated foreign debt, which can work ___(89)____ them if the flow of foreign capital turns volatile. The RBI has been regulating the ___(90)___  and quality of such borrowings, so it may seem like things are under control for now. Further, India’s total external debt declined by 2.7% during the financial year 2016-17, standing at $471.9 billion, driven by a fall in external commercial borrowings and deposits by non-resident Indians. The World Bank, in fact, has said that India’s external dynamics ___(91)____  very favourable given the size of its economy and foreign reserve holdings. But a prolonged period of unfavourable trade balance when combined with volatile international capital flows can __(92)___ to unsavoury macroeconomic situations. According to a __(93)___ by India Ratings & Research earlier this year, a 10% depreciation of the rupee combined with a 50 basis point interest rate __(94)___ can severely affect most Indian borrowers. It added that as much as 65% of foreign debt exposure of Indian companies may be unhedged. As the world looks to withdraw from an era of historically low interest rates, it would be wise for India’s policymakers to be ready with an ___(95)___ plan to tackle a period of significant volatility.

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 88

Directions : In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words/phrases are suggested, one of which fits the blank appropriately. Find out the appropriate word/ phrase in each case.

India’s external balance sheet may have improved significantly since the infamous taper tantrum of 2013, but there are now ____(81)____  that warrant more caution from policymakers. Last week, the current account deficit (CAD) widened to a four-year high of $14.3 billion in the first quarter of the current financial year, standing at 2.4% of gross domestic product, ___(82)____  to 0.1% last year. The widening CAD __(83)___  driven by a greater increase in merchandise imports ___(84)___  exports. A strong capital account surplus, however, has helped the country __(85)___ for its import bills without much trouble. Foreign investors starved of yield have been stepping up their investments in India, which remains one of the few places offering higher yields. Compared to last year, net FDI almost doubled to $7.2 billion in the first quarter, while net portfolio investment jumped about six times to $12.5 billion. The strong inflow of foreign capital has also __(86)___ to a significant increase in foreign reserve holdings, thanks to the Reserve Bank of India which has been busy buying dollars to weaken the rupee. Forex reserves were at an all-time high of $400.7 billion for the week ending September 8, while the rupee has appreciated by over 6% against the dollar this year. Low global oil prices ___(87)___ the last two years have also helped contain a good portion of its import bills.

All this might change with the impending tightening of monetary policy by the U.S. Federal Reserve and other central banks. After all, emerging Asian markets have been the __(88)____ beneficiaries of loose monetary policy in the West, so any change in stance would most definitely affect them. Indian companies, for instance, have aggressively tapped into the market for rupee-denominated foreign debt, which can work ___(89)____ them if the flow of foreign capital turns volatile. The RBI has been regulating the ___(90)___  and quality of such borrowings, so it may seem like things are under control for now. Further, India’s total external debt declined by 2.7% during the financial year 2016-17, standing at $471.9 billion, driven by a fall in external commercial borrowings and deposits by non-resident Indians. The World Bank, in fact, has said that India’s external dynamics ___(91)____  very favourable given the size of its economy and foreign reserve holdings. But a prolonged period of unfavourable trade balance when combined with volatile international capital flows can __(92)___ to unsavoury macroeconomic situations. According to a __(93)___ by India Ratings & Research earlier this year, a 10% depreciation of the rupee combined with a 50 basis point interest rate __(94)___ can severely affect most Indian borrowers. It added that as much as 65% of foreign debt exposure of Indian companies may be unhedged. As the world looks to withdraw from an era of historically low interest rates, it would be wise for India’s policymakers to be ready with an ___(95)___ plan to tackle a period of significant volatility.

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 89

Directions : In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words/phrases are suggested, one of which fits the blank appropriately. Find out the appropriate word/ phrase in each case.

India’s external balance sheet may have improved significantly since the infamous taper tantrum of 2013, but there are now ____(81)____  that warrant more caution from policymakers. Last week, the current account deficit (CAD) widened to a four-year high of $14.3 billion in the first quarter of the current financial year, standing at 2.4% of gross domestic product, ___(82)____  to 0.1% last year. The widening CAD __(83)___  driven by a greater increase in merchandise imports ___(84)___  exports. A strong capital account surplus, however, has helped the country __(85)___ for its import bills without much trouble. Foreign investors starved of yield have been stepping up their investments in India, which remains one of the few places offering higher yields. Compared to last year, net FDI almost doubled to $7.2 billion in the first quarter, while net portfolio investment jumped about six times to $12.5 billion. The strong inflow of foreign capital has also __(86)___ to a significant increase in foreign reserve holdings, thanks to the Reserve Bank of India which has been busy buying dollars to weaken the rupee. Forex reserves were at an all-time high of $400.7 billion for the week ending September 8, while the rupee has appreciated by over 6% against the dollar this year. Low global oil prices ___(87)___ the last two years have also helped contain a good portion of its import bills.

All this might change with the impending tightening of monetary policy by the U.S. Federal Reserve and other central banks. After all, emerging Asian markets have been the __(88)____ beneficiaries of loose monetary policy in the West, so any change in stance would most definitely affect them. Indian companies, for instance, have aggressively tapped into the market for rupee-denominated foreign debt, which can work ___(89)____ them if the flow of foreign capital turns volatile. The RBI has been regulating the ___(90)___  and quality of such borrowings, so it may seem like things are under control for now. Further, India’s total external debt declined by 2.7% during the financial year 2016-17, standing at $471.9 billion, driven by a fall in external commercial borrowings and deposits by non-resident Indians. The World Bank, in fact, has said that India’s external dynamics ___(91)____  very favourable given the size of its economy and foreign reserve holdings. But a prolonged period of unfavourable trade balance when combined with volatile international capital flows can __(92)___ to unsavoury macroeconomic situations. According to a __(93)___ by India Ratings & Research earlier this year, a 10% depreciation of the rupee combined with a 50 basis point interest rate __(94)___ can severely affect most Indian borrowers. It added that as much as 65% of foreign debt exposure of Indian companies may be unhedged. As the world looks to withdraw from an era of historically low interest rates, it would be wise for India’s policymakers to be ready with an ___(95)___ plan to tackle a period of significant volatility.

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 90

Directions : In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words/phrases are suggested, one of which fits the blank appropriately. Find out the appropriate word/ phrase in each case.

India’s external balance sheet may have improved significantly since the infamous taper tantrum of 2013, but there are now ____(81)____  that warrant more caution from policymakers. Last week, the current account deficit (CAD) widened to a four-year high of $14.3 billion in the first quarter of the current financial year, standing at 2.4% of gross domestic product, ___(82)____  to 0.1% last year. The widening CAD __(83)___  driven by a greater increase in merchandise imports ___(84)___  exports. A strong capital account surplus, however, has helped the country __(85)___ for its import bills without much trouble. Foreign investors starved of yield have been stepping up their investments in India, which remains one of the few places offering higher yields. Compared to last year, net FDI almost doubled to $7.2 billion in the first quarter, while net portfolio investment jumped about six times to $12.5 billion. The strong inflow of foreign capital has also __(86)___ to a significant increase in foreign reserve holdings, thanks to the Reserve Bank of India which has been busy buying dollars to weaken the rupee. Forex reserves were at an all-time high of $400.7 billion for the week ending September 8, while the rupee has appreciated by over 6% against the dollar this year. Low global oil prices ___(87)___ the last two years have also helped contain a good portion of its import bills.

All this might change with the impending tightening of monetary policy by the U.S. Federal Reserve and other central banks. After all, emerging Asian markets have been the __(88)____ beneficiaries of loose monetary policy in the West, so any change in stance would most definitely affect them. Indian companies, for instance, have aggressively tapped into the market for rupee-denominated foreign debt, which can work ___(89)____ them if the flow of foreign capital turns volatile. The RBI has been regulating the ___(90)___  and quality of such borrowings, so it may seem like things are under control for now. Further, India’s total external debt declined by 2.7% during the financial year 2016-17, standing at $471.9 billion, driven by a fall in external commercial borrowings and deposits by non-resident Indians. The World Bank, in fact, has said that India’s external dynamics ___(91)____  very favourable given the size of its economy and foreign reserve holdings. But a prolonged period of unfavourable trade balance when combined with volatile international capital flows can __(92)___ to unsavoury macroeconomic situations. According to a __(93)___ by India Ratings & Research earlier this year, a 10% depreciation of the rupee combined with a 50 basis point interest rate __(94)___ can severely affect most Indian borrowers. It added that as much as 65% of foreign debt exposure of Indian companies may be unhedged. As the world looks to withdraw from an era of historically low interest rates, it would be wise for India’s policymakers to be ready with an ___(95)___ plan to tackle a period of significant volatility.

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 91

Directions : In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words/phrases are suggested, one of which fits the blank appropriately. Find out the appropriate word/ phrase in each case.

India’s external balance sheet may have improved significantly since the infamous taper tantrum of 2013, but there are now ____(81)____  that warrant more caution from policymakers. Last week, the current account deficit (CAD) widened to a four-year high of $14.3 billion in the first quarter of the current financial year, standing at 2.4% of gross domestic product, ___(82)____  to 0.1% last year. The widening CAD __(83)___  driven by a greater increase in merchandise imports ___(84)___  exports. A strong capital account surplus, however, has helped the country __(85)___ for its import bills without much trouble. Foreign investors starved of yield have been stepping up their investments in India, which remains one of the few places offering higher yields. Compared to last year, net FDI almost doubled to $7.2 billion in the first quarter, while net portfolio investment jumped about six times to $12.5 billion. The strong inflow of foreign capital has also __(86)___ to a significant increase in foreign reserve holdings, thanks to the Reserve Bank of India which has been busy buying dollars to weaken the rupee. Forex reserves were at an all-time high of $400.7 billion for the week ending September 8, while the rupee has appreciated by over 6% against the dollar this year. Low global oil prices ___(87)___ the last two years have also helped contain a good portion of its import bills.

All this might change with the impending tightening of monetary policy by the U.S. Federal Reserve and other central banks. After all, emerging Asian markets have been the __(88)____ beneficiaries of loose monetary policy in the West, so any change in stance would most definitely affect them. Indian companies, for instance, have aggressively tapped into the market for rupee-denominated foreign debt, which can work ___(89)____ them if the flow of foreign capital turns volatile. The RBI has been regulating the ___(90)___  and quality of such borrowings, so it may seem like things are under control for now. Further, India’s total external debt declined by 2.7% during the financial year 2016-17, standing at $471.9 billion, driven by a fall in external commercial borrowings and deposits by non-resident Indians. The World Bank, in fact, has said that India’s external dynamics ___(91)____  very favourable given the size of its economy and foreign reserve holdings. But a prolonged period of unfavourable trade balance when combined with volatile international capital flows can __(92)___ to unsavoury macroeconomic situations. According to a __(93)___ by India Ratings & Research earlier this year, a 10% depreciation of the rupee combined with a 50 basis point interest rate __(94)___ can severely affect most Indian borrowers. It added that as much as 65% of foreign debt exposure of Indian companies may be unhedged. As the world looks to withdraw from an era of historically low interest rates, it would be wise for India’s policymakers to be ready with an ___(95)___ plan to tackle a period of significant volatility.

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 92

Directions : In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words/phrases are suggested, one of which fits the blank appropriately. Find out the appropriate word/ phrase in each case.

India’s external balance sheet may have improved significantly since the infamous taper tantrum of 2013, but there are now ____(81)____  that warrant more caution from policymakers. Last week, the current account deficit (CAD) widened to a four-year high of $14.3 billion in the first quarter of the current financial year, standing at 2.4% of gross domestic product, ___(82)____  to 0.1% last year. The widening CAD __(83)___  driven by a greater increase in merchandise imports ___(84)___  exports. A strong capital account surplus, however, has helped the country __(85)___ for its import bills without much trouble. Foreign investors starved of yield have been stepping up their investments in India, which remains one of the few places offering higher yields. Compared to last year, net FDI almost doubled to $7.2 billion in the first quarter, while net portfolio investment jumped about six times to $12.5 billion. The strong inflow of foreign capital has also __(86)___ to a significant increase in foreign reserve holdings, thanks to the Reserve Bank of India which has been busy buying dollars to weaken the rupee. Forex reserves were at an all-time high of $400.7 billion for the week ending September 8, while the rupee has appreciated by over 6% against the dollar this year. Low global oil prices ___(87)___ the last two years have also helped contain a good portion of its import bills.

All this might change with the impending tightening of monetary policy by the U.S. Federal Reserve and other central banks. After all, emerging Asian markets have been the __(88)____ beneficiaries of loose monetary policy in the West, so any change in stance would most definitely affect them. Indian companies, for instance, have aggressively tapped into the market for rupee-denominated foreign debt, which can work ___(89)____ them if the flow of foreign capital turns volatile. The RBI has been regulating the ___(90)___  and quality of such borrowings, so it may seem like things are under control for now. Further, India’s total external debt declined by 2.7% during the financial year 2016-17, standing at $471.9 billion, driven by a fall in external commercial borrowings and deposits by non-resident Indians. The World Bank, in fact, has said that India’s external dynamics ___(91)____  very favourable given the size of its economy and foreign reserve holdings. But a prolonged period of unfavourable trade balance when combined with volatile international capital flows can __(92)___ to unsavoury macroeconomic situations. According to a __(93)___ by India Ratings & Research earlier this year, a 10% depreciation of the rupee combined with a 50 basis point interest rate __(94)___ can severely affect most Indian borrowers. It added that as much as 65% of foreign debt exposure of Indian companies may be unhedged. As the world looks to withdraw from an era of historically low interest rates, it would be wise for India’s policymakers to be ready with an ___(95)___ plan to tackle a period of significant volatility.

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 93

Directions : In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words/phrases are suggested, one of which fits the blank appropriately. Find out the appropriate word/ phrase in each case.

India’s external balance sheet may have improved significantly since the infamous taper tantrum of 2013, but there are now ____(81)____  that warrant more caution from policymakers. Last week, the current account deficit (CAD) widened to a four-year high of $14.3 billion in the first quarter of the current financial year, standing at 2.4% of gross domestic product, ___(82)____  to 0.1% last year. The widening CAD __(83)___  driven by a greater increase in merchandise imports ___(84)___  exports. A strong capital account surplus, however, has helped the country __(85)___ for its import bills without much trouble. Foreign investors starved of yield have been stepping up their investments in India, which remains one of the few places offering higher yields. Compared to last year, net FDI almost doubled to $7.2 billion in the first quarter, while net portfolio investment jumped about six times to $12.5 billion. The strong inflow of foreign capital has also __(86)___ to a significant increase in foreign reserve holdings, thanks to the Reserve Bank of India which has been busy buying dollars to weaken the rupee. Forex reserves were at an all-time high of $400.7 billion for the week ending September 8, while the rupee has appreciated by over 6% against the dollar this year. Low global oil prices ___(87)___ the last two years have also helped contain a good portion of its import bills.

All this might change with the impending tightening of monetary policy by the U.S. Federal Reserve and other central banks. After all, emerging Asian markets have been the __(88)____ beneficiaries of loose monetary policy in the West, so any change in stance would most definitely affect them. Indian companies, for instance, have aggressively tapped into the market for rupee-denominated foreign debt, which can work ___(89)____ them if the flow of foreign capital turns volatile. The RBI has been regulating the ___(90)___  and quality of such borrowings, so it may seem like things are under control for now. Further, India’s total external debt declined by 2.7% during the financial year 2016-17, standing at $471.9 billion, driven by a fall in external commercial borrowings and deposits by non-resident Indians. The World Bank, in fact, has said that India’s external dynamics ___(91)____  very favourable given the size of its economy and foreign reserve holdings. But a prolonged period of unfavourable trade balance when combined with volatile international capital flows can __(92)___ to unsavoury macroeconomic situations. According to a __(93)___ by India Ratings & Research earlier this year, a 10% depreciation of the rupee combined with a 50 basis point interest rate __(94)___ can severely affect most Indian borrowers. It added that as much as 65% of foreign debt exposure of Indian companies may be unhedged. As the world looks to withdraw from an era of historically low interest rates, it would be wise for India’s policymakers to be ready with an ___(95)___ plan to tackle a period of significant volatility.

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 94

Directions : In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words/phrases are suggested, one of which fits the blank appropriately. Find out the appropriate word/ phrase in each case.

India’s external balance sheet may have improved significantly since the infamous taper tantrum of 2013, but there are now ____(81)____  that warrant more caution from policymakers. Last week, the current account deficit (CAD) widened to a four-year high of $14.3 billion in the first quarter of the current financial year, standing at 2.4% of gross domestic product, ___(82)____  to 0.1% last year. The widening CAD __(83)___  driven by a greater increase in merchandise imports ___(84)___  exports. A strong capital account surplus, however, has helped the country __(85)___ for its import bills without much trouble. Foreign investors starved of yield have been stepping up their investments in India, which remains one of the few places offering higher yields. Compared to last year, net FDI almost doubled to $7.2 billion in the first quarter, while net portfolio investment jumped about six times to $12.5 billion. The strong inflow of foreign capital has also __(86)___ to a significant increase in foreign reserve holdings, thanks to the Reserve Bank of India which has been busy buying dollars to weaken the rupee. Forex reserves were at an all-time high of $400.7 billion for the week ending September 8, while the rupee has appreciated by over 6% against the dollar this year. Low global oil prices ___(87)___ the last two years have also helped contain a good portion of its import bills.

All this might change with the impending tightening of monetary policy by the U.S. Federal Reserve and other central banks. After all, emerging Asian markets have been the __(88)____ beneficiaries of loose monetary policy in the West, so any change in stance would most definitely affect them. Indian companies, for instance, have aggressively tapped into the market for rupee-denominated foreign debt, which can work ___(89)____ them if the flow of foreign capital turns volatile. The RBI has been regulating the ___(90)___  and quality of such borrowings, so it may seem like things are under control for now. Further, India’s total external debt declined by 2.7% during the financial year 2016-17, standing at $471.9 billion, driven by a fall in external commercial borrowings and deposits by non-resident Indians. The World Bank, in fact, has said that India’s external dynamics ___(91)____  very favourable given the size of its economy and foreign reserve holdings. But a prolonged period of unfavourable trade balance when combined with volatile international capital flows can __(92)___ to unsavoury macroeconomic situations. According to a __(93)___ by India Ratings & Research earlier this year, a 10% depreciation of the rupee combined with a 50 basis point interest rate __(94)___ can severely affect most Indian borrowers. It added that as much as 65% of foreign debt exposure of Indian companies may be unhedged. As the world looks to withdraw from an era of historically low interest rates, it would be wise for India’s policymakers to be ready with an ___(95)___ plan to tackle a period of significant volatility.

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 95

Directions : In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words/phrases are suggested, one of which fits the blank appropriately. Find out the appropriate word/ phrase in each case.

India’s external balance sheet may have improved significantly since the infamous taper tantrum of 2013, but there are now ____(81)____  that warrant more caution from policymakers. Last week, the current account deficit (CAD) widened to a four-year high of $14.3 billion in the first quarter of the current financial year, standing at 2.4% of gross domestic product, ___(82)____  to 0.1% last year. The widening CAD __(83)___  driven by a greater increase in merchandise imports ___(84)___  exports. A strong capital account surplus, however, has helped the country __(85)___ for its import bills without much trouble. Foreign investors starved of yield have been stepping up their investments in India, which remains one of the few places offering higher yields. Compared to last year, net FDI almost doubled to $7.2 billion in the first quarter, while net portfolio investment jumped about six times to $12.5 billion. The strong inflow of foreign capital has also __(86)___ to a significant increase in foreign reserve holdings, thanks to the Reserve Bank of India which has been busy buying dollars to weaken the rupee. Forex reserves were at an all-time high of $400.7 billion for the week ending September 8, while the rupee has appreciated by over 6% against the dollar this year. Low global oil prices ___(87)___ the last two years have also helped contain a good portion of its import bills.

All this might change with the impending tightening of monetary policy by the U.S. Federal Reserve and other central banks. After all, emerging Asian markets have been the __(88)____ beneficiaries of loose monetary policy in the West, so any change in stance would most definitely affect them. Indian companies, for instance, have aggressively tapped into the market for rupee-denominated foreign debt, which can work ___(89)____ them if the flow of foreign capital turns volatile. The RBI has been regulating the ___(90)___  and quality of such borrowings, so it may seem like things are under control for now. Further, India’s total external debt declined by 2.7% during the financial year 2016-17, standing at $471.9 billion, driven by a fall in external commercial borrowings and deposits by non-resident Indians. The World Bank, in fact, has said that India’s external dynamics ___(91)____  very favourable given the size of its economy and foreign reserve holdings. But a prolonged period of unfavourable trade balance when combined with volatile international capital flows can __(92)___ to unsavoury macroeconomic situations. According to a __(93)___ by India Ratings & Research earlier this year, a 10% depreciation of the rupee combined with a 50 basis point interest rate __(94)___ can severely affect most Indian borrowers. It added that as much as 65% of foreign debt exposure of Indian companies may be unhedged. As the world looks to withdraw from an era of historically low interest rates, it would be wise for India’s policymakers to be ready with an ___(95)___ plan to tackle a period of significant volatility.

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 96

DIRECTION : Which of the phrases (1) (2) (3) and (4) given below should replace the phrase given in bold in the following sentence to make the sentences grammatically correct? If the sentence is correct as it is and no correction is required mark (5) as the answer.

We are looking forward for good rains this year.

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 97

DIRECTION : Which of the phrases (1) (2) (3) and (4) given below should replace the phrase given in bold in the following sentence to make the sentences grammatically correct? If the sentence is correct as it is and no correction is required mark (5) as the answer.

There is full justification to close down the units which are neither profitable nor serving any social cause.

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 98

DIRECTION : Which of the phrases (1) (2) (3) and (4) given below should replace the phrase given in bold in the following sentence to make the sentences grammatically correct? If the sentence is correct as it is and no correction is required mark (5) as the answer.

Please take delivery of the material and acknowledgement at the earliest.

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 99

DIRECTION : Which of the phrases (1) (2) (3) and (4) given below should replace the phrase given in bold in the following sentence to make the sentences grammatically correct? If the sentence is correct as it is and no correction is required mark (5) as the answer.

The Officer had triggered a controversy by charging his superiors by ignoring his warning.

SBI PO Prelims Mock Test - 23 (29-01-2023) - Question 100

DIRECTION : Which of the phrases (1) (2) (3) and (4) given below should replace the phrase given in bold in the following sentence to make the sentences grammatically correct? If the sentence is correct as it is and no correction is required mark (5) as the answer.

Had we been alone we would have contended ourselves with any plain food that give us strength.

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