Bank of Baroda PO Mock Test - 4 - Bank Exams MCQ

Read the given statements and conclusions carefully. Assuming that the information given in the statements is true, decide which of the conclusions logically follows from the statements.

Statements:

P ≥ R, R > T, T ≤ A

Conclusions:

I. P > A

II. T < P

The common root of 2x2+x−6=0 and x2−3x−10=0 is

(786*74) ÷ x = 1211.75

1221 + 1117 = x% of 6680 

Directions to Solve

Choose the correct alternative that will continue the same pattern and replace the question mark in the given series.

Question -

625, 5, 125, 25, 25, ?, 5

In a factory, there are 39 workers who have been categorized into five groups (A, B, C, D, E) on the basis of the range of their daily wages (in multiples of Rs.100). It is ensured that the daily wage of no worker is an exact multiple of Rs.100. The distribution is presented through the given histogram.

If two Managers are engaged to supervise the workers, with daily wages ranging between Rs.700 and Rs.800, then what will be the average daily wage (nearest to an Rs.) of all members of staff of the factory?

Direction: Study the graph and answer the following questions :

The production of raw wool in 2014-15 was _______ of the production in 2019-20.

The given bar chart represents the number of Televisions Sets (TV) manufactured (in thousands) and the respective percentage of those TV Sets sold by five different companies A, B, C, D and E in 2015.

Study the chart carefully and answer the question that follows.

The average number of TV sets sold by companies C and D is what percentage of the number of TV sets manufactured by company E? Express your answer correct to one place of decimal.

Directions: Study the following information carefully and answer the questions given beside.
Two trains A and B running at speeds 42 km/hr and 48 km/hr respectively are approaching each other. They are [A] km far from each other. After 12 minutes, a vulture starts flying from train A towards train B at the speed of [B] km/hr. It reverses its direction as soon as it reached B and starts filying towards A and continues this until trains A and B meet. The total distance covered by it is [C] km. The vulture meets train B (first time) in half the time train A meets train B (from the time vulture started). The distance between the points where train B meets vulture for the first time and train B meets train A is 72 km. The distance between trains A and B, when the vulture meets train B for the second time is [D].

Q. What should come in place of D?

Directions: Study the following information carefully and answer the questions given beside.
Aman, Binoy and Chintu are three friends who go out to explore the city. They ate their breakfast, lunch and dinner in the market and split the total bill. The amount spent by Aman on breakfast and lunch is in the ratio 3 : 4, while that spent by Chintu on lunch and dinner is in the ratio 11 : 7.

The amount paid by Aman on Dinner and Chintu on breakfast is equal. In lunch, the share of Binoy is the average of Aman and Chintu. The money spent by Aman on Breakfast and lunch is 700/9% of the money spent by Chintu on lunch and dinner. The ratio of breakfast, lunch and dinner in the total bill is 58 : 57 : 65. In the end Aman gives Chintu Rs. 20, to make the share of each of them equal.

Q. What is the ratio of amount spent by Aman on breakfast and dinner to the amount spent by Chintu on breakfast and dinner?

The principal advantage of having a clear cut objective of business is that it does not derail; the enterprise does not stray ...(1)... the direct route that it has set for ...(2)... Enterprises with well-defined objectives can conveniently undertake ...(3)... and follow long range development policies. Recognition of objectives ...(4)... the temptation to compromise long range ...(5)... for short term gains and improves coordination in work and consistency in policy.

What will come in Option four?

The principal advantage of having a clear cut objective of business is that it does not derail; the enterprise does not stray ...(1)... the direct route that it has set for ...(2)... Enterprises with well-defined objectives can conveniently undertake ...(3)... and follow long range development policies. Recognition of objectives ...(4)... the temptation to compromise long range ...(5)... for short term gains and improves coordination in work and consistency in policy.

What will come in option five?

DIRECTIONS: The following question contains an idiom and its usage in a sentence, followed by five possible meanings labelled A, B, C, D and E. Pick out the right meaning of the idiom in question and mark your answer accordingly.
Q.
Eat his heart out.

Being an introvert, he will only eat "his heart out".

Direction: You are going to read a text. Some sentences are missing from the text. Choose from the list (A-C) the most appropriate sentences to complete the text. There is also an extra sentence that you do not need to use.

To some, the hijab is just a symbol of patriarchal oppression. 1) _________. But the only relevant question is, what is it to the women who wear them? The women who feel enclosed and burdened by it, or do not want these kinds of cultural ties to their community, should have the freedom to shuck it off. 2) _____________. Whether they wear a dupatta or a ghoonghat, a flimsy headscarf or a heavy veil, a miniskirt or a pantsuit, others have no business judging women on their appearance.

A. Those who do wear it, whether to show membership in a community or for reasons of faith or indeed to live free of the male gaze, have every right to do so too
B. Hijab or niqab has nothing to do with Islam. It is more of a type of clothing required to survive in inclement dusty conditions of Middle East, where dust is everywhere.
C. To some, it is tradition, decorum and modesty.

Direction: Complete the paragraph given below:

The Survey notes that India’s healthcare policy must continue focusing on its ___________________. It notes that countries with more fragmented health systems tend to have lower performance as reflected in higher costs, lower efficiency, and poor quality.

Direction: The sentences given in the question, when properly sequenced, form a coherent paragraph. Each sentence is labeled with a letter. Choose the most logical order of sentences from the given choices to construct a coherent paragraph.

A. Elite American colleges are now widely suspected of admitting male applicants with lower grades, to even up the numbers.

B. At least in the rich world, that wasteful truth has been triumphantly overcome.

C. Stendhal once wrote that all geniuses who were born women were lost to the public good.

D. Yet, despite this monumental advance, much ability, both male and female, is wasted because of tenacious stereotypes.

Directions: Read the passage carefully and answer the questions that follow.

The government’s move to infuse upfront an additional capital of Rs 70,000 crore into public sector banks (PSBs) is welcome. The promised removal of the Damocles’ sword of punitive investigation of any banking decision hanging over the heads of bankers today will help banks lend the additional liquidity leveraging this capital would enable.

The moves to support non-banking financial companies (NBFCs) — such as enhancing additional liquidity support to housing finance companies to Rs 30,000 crore by National Housing Bank from Rs 20,000 crore and co-origination of loans by PSBs jointly with NBFCs that are reeling under a liquidity crunch — will provide a booster for fresh loans to the MSME sector.

A transparent one-time settlement policy being provided by banks to benefit MSMEs and retail borrowers in settling their overdues is pragmatic. But banks also must acquire the expertise to assess MSME loan viability and invest in data mining.

Making banks link their lending rates to the repo rates will help better transmission of monetary policy. But for this to work without impairing bank financial health, multiple structural rigidities in the system must be removed. Public sector pre-emption of the bulk of household financial savings must end, for the bond market to really take off to provide longer-term funds for infrastructure projects.

Steps such as further development of the credit default swap markets, facilitating increased trading for price discovery, and establishing an organisation to provide credit enhancement for infrastructure and housing projects make eminent sense, as does onshoring the offshore rupee derivative markets.

A coherent policy of managerial reform, including of remuneration, at public sector banks must accompany the measures announced, for them to take effect.

Q. What is the tone of the passage?

Directions: Read the passage and answer the questions that follow:

Paragraph 1 : The government has announced a list of ‘Institutes of Eminence’ (IoE) among India’s institutions of higher education. This was awaited for the simple reason that finding a place on it would save an educational institution from the clutches of a dreaded regulator. Regulators are meant to ensure that we have a socially desirable outcome, but in the case of higher education in India the opposite seems to have been the case. The University Grants Commission (UGC) has over half a century micro-managed this space to an unimaginable level of silliness. The result has been publicly-funded universities that are cavernous wastes, shattering the aspirations of our youth and producing low-level ‘knowledge’. Evidence of the role of India’s higher-education regulator may be seen in the feature that the few instances when this is not the case the institutions have enjoyed privilege that leaves them protected from its depredations.

Paragraph 2 : The latest offering is in the form of a proposed Higher Education Commission of India (HECI). The intention is to leave the HECI to focus on quality while leaving funding of public institutions to the Ministry of Human Resource Development (MHRD). Even as we observe the progress of the HECI and wonder if it is going to be any more than old wine in a new bottle, we already have an inkling of what could go wrong. This springs from the government’s announcement of a list of IoEs. The government has chosen three public and three private institutions for this status. The public institutions are the Indian Institute of Science, Bengaluru, and the Indian Institutes of Technology at Delhi and Mumbai. The private ones are the Birla Institute of Technology and Science Pilani, the JIO Institute and the Manipal Academy of Higher Education. This list suffers from a serious lack of credibility. Where in it are the universities of India? We understand that the government’s aim is to rectify the low presence of Indian institutions in the global rankings of universities.

Paragraph 3 : While the early European universities may have started as academies of the arts they were soon to have medicine and astronomy as areas that they pursued with vigour. Somewhere along the line we seem to have lost this breadth and come to revel in a landscape dominated by engineering schools. These engineering schools, notably the IITs, have done us proud but cannot be equated with the great universities of the world for the simple reason that they are focussed on a narrow domain. Also, if the idea behind IoEs is that they will be left alone and given enhanced financial support, it must be acknowledged that until very recently the IITs have not been meddled with neither have they been starved of resources. The IISc is of course broader than the IITs but does not embrace the social sciences and the humanities, the presence of which would be considered necessary for a university.

Paragraph 4 : If a list of eminent institutions in the country is at all needed, the absence of the Jawaharlal Nehru University (JNU) from the first list of IoEs is striking. Its faculty has brought many of the world’s leading ideas to Indian students and in at least area came close to building a new school of thought, however controversial. It is not as if similar efforts in the social sciences have not occurred elsewhere in India but JNU has perhaps sustained its reputation as a university for longer. It already had schools of Computer Science and the Life Sciences over four decades ago when these were fledgling disciplines giving it a certain breadth early on.

Paragraph 5 : Even as we may wonder at the exclusion of JNU from the list of IoEs released by the government one might wonder at how the private institutions that are on it made the cut. While BITS Pilani may have made a significant contribution to the country at a time when it desperately needed engineers, but is yet not what may be considered a university, the presence of the two others on the list leave one nonplussed. One of them, we are told, has been conferred the status on grounds of its promise, a dubious position to take as this institute has little to show except for the financial heft that will surely undergird it. The other is known largely for its association with the practice of charging capitation fees for education.

Q. As per your understanding of the passage studied above, what can be some reasons for lack of quality in higher education?
I. State universities recruited a lot of faculty members on contract basis who have little incentive to perform.
II. Public universities are insulated from political pressure.
III. The amount spent on research is very less as compared to foreign Institutions.

Our bones, and teeth are generally made of

State of balance of payments always balances regardless of the types of transactions.

Balance of payments ‘surplus refer to excess of

RBI has five wholly-owned subsidiaries. Which of the following is not a subsidiary of RBI?

_____________ are retail agents engaged by banks for providing banking services at locations other than a bank branch introduced in 2006.

Which of the following is the purpose of the Money Market?

Any fund established or incorporated in India that is a privately pooled investment vehicle that collects funds from sophisticated investors, whether Indian or foreign, for investing by a defined investment policy for the benefit of its investors is referred to as an AIF. What does A represent in AIF?

What are the Objectives of the Payments and Settlement Systems Act?

Where will the country's first co-operative-run Sainik School be established?