Banking Exams

 विषम का चुनाव करें:
  • a)
  • b)
  • c)
  • d)
    Slide Show
  • e)
Correct answer is option 'C'. Can you explain this answer?

Inayat Khan answered  •  4 hours ago
Sol.  Except Layout, all others are tabs in MS PowerPoint 2016 ribbon. Following is the sequence of Tabs in PowerPoint File, Home, Insert, Design, Transition, Animation, Slide Show, Review, View, Add-ins

Jatin Handa asked   •  5 hours ago

Direction: Read the given passage carefully and answer the questions that follow. Certain words are printed in bold to help you locate them while answering some of these. 

The Union government is sparing no effort to expedite the process of strategic disinvestment from Air India, the largest such exercise in Independent India. It has put in place a high-level group of ministers to decide the modalities of this crucial process. The intent is to offload at least 51 per cent in the bleeding national carrier to a private entity so that the government no longer stays in the airline business. 
The key question is: despite the noble intentions, does the government have a handle on the actual financial condition of the Maharaja to dress it up for sale? Are the books of the airline in order? 
The elephant in the room, according to potential bidders, is the extent of liabilities on the airline’s books. A representative of one potential bidder said no one seems to know the extent of liabilities, present, and contingent, on the airline and this one figure may well determine the success of the disinvestment. 
“Everyone more or less knows the extent of losses at Air India. But different figures are emerging on the liabilities. What are the valuations for ground handling, land assets, bilateral traffic rights, aircraft – all this needs to be assigned. Then, liabilities need to be accounted for. These figures are being brushed under the carpet,” this person said. 
Remember, Civil Aviation Minister A Gajapathi Raju has said several times in the past that the airline’s books are “bad”. Late last month, he was quoted saying that the debt on Air India’s books may be closer to Rs 70,000 crore rather than the previously thought Rs 50,000 crore. 
That is an increase of about 40 per cent. Are there hidden gems in the airline’s books which are only now being discovered as it readies for sell-off? Air India officials pointed out that the debt was close to Rs 50,000 crore if only long-term debt and working-capital debt were considered. But if all the current and contingent liabilities were included, another about Rs 20,000 crore gets added, taking the total debt close to Rs 70,000 crore. While this is sound accounting, it is certain to send out confusing signals to potential investors. 
The government has now indicated that it wants to break up the airline into four distinct entities and transfer some of the unsustainable debt into a separate entity. This will likely unlock valuations and help potential bidders in evaluating the merits of each part of Air India. 
How clueless the government is about Air India’s books is apparent from the latest disclosure about the airline’s financial performance in 2016-17. On the face of it, it seems the airline added about Rs 1,930 crore to its net loss overnight due to certain accounting practices. 
In this written reply in Lok Sabha, Minister of State for Civil Aviation Jayant Sinha said on 21 December last year that the provisional net loss of Air India was Rs 3,643 crore for 2016-17. Since this was marginally lower than the net loss declared in the previous fiscal (2015-16) and also because this was the second year that Air India was expected to declare a modest operational profit, there was all-round cheer. The loss-laden and over-leveraged airline was finally turning around! 

Q. According to prospective bidders, which of the following is the most obvious problem that no one is willing to discuss?
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Harman Singh asked   •  7 hours ago

Directions: Study the information and answer the given questions:
Eight persons A, B, C, D, E, F, G, and H are sitting in a straight line but not necessarily in the same order. Some of them are facing north while some are facing south. All of them like different car viz. Audi, Tata, Ford, Renault, Honda, Maruti, Datsun and Mahindra but not necessarily in the same order. The following information is known about them.
A sits fourth to right of the person who likes Mahindra car. H likes Datsun car and sits second to right of A. There are two persons sit between H and G, who likes Maruti car. One of immediate neighbor of G sits extreme end. There are four persons sit between A and F, who likes Honda car. Immediate neighbor of G faces opposite direction (opposite direction means if one neighbor of G faces north then other neighbor of G faces south and vice-versa). E likes Renault car and does not sit adjacent to H. The person who likes Tata car sits second to right of G. A does not like Audi car. The persons who sits on the extreme ends of the line faces opposite direction (Faces opposite direction means if one friend faces north then other friend faces south and vice-versa). B sits immediate left of C. The one who likes Tata car sits immediate right of H who faces south direction. C and D face same direction.
Q. Who among following likes Audi car?
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Tanuja Sharma asked   •  10 hours ago

The economics of owning and running a Ration Shop, the familiar name for the outlets in our Public Distribution System, are such that under normal business terms, the shop owner could never make a profit. Yet, (91) the government announces that new permits for ration shops will be given out, there is frenzy in the market to grab one will be given out of these (92)? The answer is obvious: the business is not for the honest and if one knows the (93). There is a fortune to be made. What are these tricks of the trade?
•Getting fake names into the user list is the most obvious option: the State seems to be (94) a losing battle against this practice, judging by the endless efforts to weed out bogus ration cards.
•The next is to get the ‘right customers’ on the list, not just more customers. These are people who are registered but who do not have any interest in (95) on their entitlements. In a system where caste and income certificates are for sale, it is not (96) to ‘produce’ these documents for mutual benefit. Receipts are duly made in their names, and the rations thus ‘drawn’ are (97) off into the open market. The sale price of an item like rice makes clear the (98) economics – it costs Rs.8 in a ration shop while in the latter is Rs.30 or above. There are also customers who would rather exchange their entitlements for hard cash at the beginning of the month.
•As the degradation progresses, the shopkeeper, in (99) with the official machinery, manages to withhold effectively the entitlements from even the genuine beneficiaries, and diverts them to the open market. The targeted group is usually not in a position to (100) it self to get its due.  
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