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IBPS PO 2017: Prelims Question Paper Solutions | IBPS PO Mock Test Series & Past Year Papers - Bank Exams PDF Download

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 Page 1


 
                                 
 
 
IBPS PO PRE MEMORY BASED SET (ENGLISH) 
S01. Ans. (d) 
Sol. Refer to paragraph1, it is clearly mentioned that due to the degrading economy the states have made a cut on 
spending and public workforces.  Also there has been a sudden decrease in the number of people buying homes or 
starting families. Hence both the options (b) and (c) are correct.    
 
S02. Ans. (d) 
Sol. Read paragraph4 carefully, it is mentioned that the Americans have often responded with calls for regulation after 
the financial sector-driven crises and have been accused of mismanagement. Hence deregulation is the major cause of 
this economic slump. 
 
S03. Ans. (b) 
Sol Refer to paragraph5 of the passage, it is evident that many of the jobs lost during the recession have not returned 
and due to that there has been a gradual increase in low wage and part-time jobs. Hence (b) is the correct choice.  
 
S04. Ans. (e) 
Sol. From the paragraph 2, we can easily infer that there is a decline in home ownership over the years as even in the 
second quarter of the year, the U.S. homeownership rate was 65.1%, which is the lowest since 1995 as in the mid-2000s 
it topped with 69%. Hence none of the options is correct in the context of the passage. 
 
S05. Ans. (d) 
Sol. Read the passage, it is nowhere explicitly mentioned that after a decade of financial crash the economy is struggling 
to recover, so statement (d) is clearly incorrect as it doesn’t relate to the content of the passage. Hence (d) is the correct 
option.  
 
S06. Ans. (c) 
Sol. In the context of the passage, option(c) will be the apt title as it relates to the content of the above passage. 
 
S07. Ans. (d) 
Sol. Downturn means a decline in economic, business, or other activity. 
Operose means involving or displaying much industry or effort. 
Aeonian means eternal; everlasting 
Abetment means to encourage, support, or countenance by aid or approval, usually in wrongdoing 
Descent means an act of moving downwards, dropping, or falling 
Procurement means the action of obtaining or procuring something. 
Hence descent has the similar meaning as downturn. 
 
S08. Ans. (b) 
Sol. Persistent means continuing to exist or occur over a prolonged period 
Merciful  means compassion or forgiveness shown towards someone whom it is within one's power to punish or harm 
Tenacious means persisting in existence; not easily dispelled 
Intermittent means occurring at irregular intervals; not continuous or steady. 
Relenting means  become less severe or intense. 
Yielding means not hard or rigid. 
Hence tenacious has similar meaning as persistent. 
 
S09. Ans. (d) 
Sol. Foreclosure means Legal process by which a lender cancels (forecloses) a borrower's right of redemption of the 
mortgaged property through a court order (called foreclosure order).  
Preclude means prevent from happening; make impossible. 
Legalize means make (something that was previously illegal) permissible by law. 
Deprive means prevent (a person or place) from having or using something. 
Allow means let (someone) have or do something  
Hence allow will be the exact opposite of foreclosure.   
Page 2


 
                                 
 
 
IBPS PO PRE MEMORY BASED SET (ENGLISH) 
S01. Ans. (d) 
Sol. Refer to paragraph1, it is clearly mentioned that due to the degrading economy the states have made a cut on 
spending and public workforces.  Also there has been a sudden decrease in the number of people buying homes or 
starting families. Hence both the options (b) and (c) are correct.    
 
S02. Ans. (d) 
Sol. Read paragraph4 carefully, it is mentioned that the Americans have often responded with calls for regulation after 
the financial sector-driven crises and have been accused of mismanagement. Hence deregulation is the major cause of 
this economic slump. 
 
S03. Ans. (b) 
Sol Refer to paragraph5 of the passage, it is evident that many of the jobs lost during the recession have not returned 
and due to that there has been a gradual increase in low wage and part-time jobs. Hence (b) is the correct choice.  
 
S04. Ans. (e) 
Sol. From the paragraph 2, we can easily infer that there is a decline in home ownership over the years as even in the 
second quarter of the year, the U.S. homeownership rate was 65.1%, which is the lowest since 1995 as in the mid-2000s 
it topped with 69%. Hence none of the options is correct in the context of the passage. 
 
S05. Ans. (d) 
Sol. Read the passage, it is nowhere explicitly mentioned that after a decade of financial crash the economy is struggling 
to recover, so statement (d) is clearly incorrect as it doesn’t relate to the content of the passage. Hence (d) is the correct 
option.  
 
S06. Ans. (c) 
Sol. In the context of the passage, option(c) will be the apt title as it relates to the content of the above passage. 
 
S07. Ans. (d) 
Sol. Downturn means a decline in economic, business, or other activity. 
Operose means involving or displaying much industry or effort. 
Aeonian means eternal; everlasting 
Abetment means to encourage, support, or countenance by aid or approval, usually in wrongdoing 
Descent means an act of moving downwards, dropping, or falling 
Procurement means the action of obtaining or procuring something. 
Hence descent has the similar meaning as downturn. 
 
S08. Ans. (b) 
Sol. Persistent means continuing to exist or occur over a prolonged period 
Merciful  means compassion or forgiveness shown towards someone whom it is within one's power to punish or harm 
Tenacious means persisting in existence; not easily dispelled 
Intermittent means occurring at irregular intervals; not continuous or steady. 
Relenting means  become less severe or intense. 
Yielding means not hard or rigid. 
Hence tenacious has similar meaning as persistent. 
 
S09. Ans. (d) 
Sol. Foreclosure means Legal process by which a lender cancels (forecloses) a borrower's right of redemption of the 
mortgaged property through a court order (called foreclosure order).  
Preclude means prevent from happening; make impossible. 
Legalize means make (something that was previously illegal) permissible by law. 
Deprive means prevent (a person or place) from having or using something. 
Allow means let (someone) have or do something  
Hence allow will be the exact opposite of foreclosure.   
 
                                 
 
 
S10. Ans. (c) 
Sol. Skeptical means not easily convinced; having doubts or reservations. 
Dubious means hesitating or doubting. 
Dissenting means hold or express opinions that are at variance with those commonly or officially held 
Convinced means completely certain about something. 
Cynical means distrustful of human sincerity or integrity. 
Hence convinced will be the exact opposite of skeptical.      
 
S11. Ans. (a) 
Sol. “to retain trust and credibility in this age of” is the correct phrase to make the sentence grammatically correct. If we 
go by the options considering their grammar syntax, only option (I) fits into the sentence perfectly adding the required 
meaning to the sentence. Moreover, “in this age of anonymous communication” is the correct phrase usage which means 
“in this distinct period of anonymous communication”.  Hence (a) is the correct option.  
 
S12. Ans. (d) 
Sol. “Is it possible for” is the correct phrase to make the sentence grammatically correct. In the given sentence, the 
phrase “How it is” is incorrect as the sentence is Interrogative. Thus the correct phrase should be “How is it possible for.” 
It is to be noticed that the sentence is in Simple Present Tense. Thus both (I) and (III) are the correct phrases that may 
replace the phrase given in bold to make the sentence grammatically correct. Hence (d) is the correct option.  
 
S13. Ans. (e) 
Sol. The given sentence is grammatically correct as the plural verb “are” is used in accordance to its plural subjects 
“continuity and change”. Moreover, the phrase “with each other” is used to frame a relation with the two. Hence the 
sentence doesn’t require any correction. The three given phrases in the options make no relevant substitution to the 
phrase given in bold in the sentence as they do not follow the correct grammar syntax required for the sentence. Hence 
(e) is the correct option.  
 
S14. Ans. (d) 
Sol. “While cyberspace may have given” is the correct phrase to make the sentence grammatically correct. First of all, it is 
to be noted that the sentence is conditional as the second part of the sentence is dependent on the first part. When we 
consider options provided, option (I) can be easily eliminated as the use of “As” or “Since” is incorrect in this case 
(“As/Since” is generally used to express the cause of its dependent clause). Moreover, “while” is the correct usage as it 
means “in spite of the fact that; although”. Thus both the phrases (II) and (III) provide the grammatically correct and 
meaningful sentences. Hence (d) is the correct option.  
 
S15. Ans. (e) 
Sol. The given sentence is grammatically correct as the sentence is not in Passive form. It clearly follows the syntax of 
Present Continuous Tense and the use of reflexive pronoun “itself” is correct as it is used for the subject “The Hermit 
Kingdom”. Moreover, the three phrases given in options do not follow the correct structure required for the sentence to 
make it grammatically correct. Hence (e) is the correct option.  
 
S16. Ans. (b) 
Sol. “have come down with the increased” is the correct phrase to make the sentence grammatically correct as the 
sentence is in Present Tense. It is to be noticed that the speed of trucks can’t be decreased as it is clearly mentioned that 
the highways have become clutter-free. Thus the options (I) and (III) can be easily eliminated. Also, the phrasal verb 
“come down” means collapse or be demolished. Hence (b) is the correct option. 
 
S17. Ans. (a) 
Sol. “is the most effective way of staying” is the correct phrase to make the sentence grammatically correct as the 
sentence is in generalized and factual form. Thus the use of “could” or “can” is incorrect in this case. Moreover, the 
phrases connected with the conjunction “and” should be in similar form. Thus among the given options, only option (I) 
has the correct grammar structure to correctly fit into the sentence. Hence (a) is the correct option.  
 
S18. Ans. (c) 
Sol. “grew up in free India bearing the names of” is the correct phrase to make the sentence grammatically correct as the 
sentence refers to the event related to the past. If we go by the options, options (I) and (II) are not in accordance with 
Page 3


 
                                 
 
 
IBPS PO PRE MEMORY BASED SET (ENGLISH) 
S01. Ans. (d) 
Sol. Refer to paragraph1, it is clearly mentioned that due to the degrading economy the states have made a cut on 
spending and public workforces.  Also there has been a sudden decrease in the number of people buying homes or 
starting families. Hence both the options (b) and (c) are correct.    
 
S02. Ans. (d) 
Sol. Read paragraph4 carefully, it is mentioned that the Americans have often responded with calls for regulation after 
the financial sector-driven crises and have been accused of mismanagement. Hence deregulation is the major cause of 
this economic slump. 
 
S03. Ans. (b) 
Sol Refer to paragraph5 of the passage, it is evident that many of the jobs lost during the recession have not returned 
and due to that there has been a gradual increase in low wage and part-time jobs. Hence (b) is the correct choice.  
 
S04. Ans. (e) 
Sol. From the paragraph 2, we can easily infer that there is a decline in home ownership over the years as even in the 
second quarter of the year, the U.S. homeownership rate was 65.1%, which is the lowest since 1995 as in the mid-2000s 
it topped with 69%. Hence none of the options is correct in the context of the passage. 
 
S05. Ans. (d) 
Sol. Read the passage, it is nowhere explicitly mentioned that after a decade of financial crash the economy is struggling 
to recover, so statement (d) is clearly incorrect as it doesn’t relate to the content of the passage. Hence (d) is the correct 
option.  
 
S06. Ans. (c) 
Sol. In the context of the passage, option(c) will be the apt title as it relates to the content of the above passage. 
 
S07. Ans. (d) 
Sol. Downturn means a decline in economic, business, or other activity. 
Operose means involving or displaying much industry or effort. 
Aeonian means eternal; everlasting 
Abetment means to encourage, support, or countenance by aid or approval, usually in wrongdoing 
Descent means an act of moving downwards, dropping, or falling 
Procurement means the action of obtaining or procuring something. 
Hence descent has the similar meaning as downturn. 
 
S08. Ans. (b) 
Sol. Persistent means continuing to exist or occur over a prolonged period 
Merciful  means compassion or forgiveness shown towards someone whom it is within one's power to punish or harm 
Tenacious means persisting in existence; not easily dispelled 
Intermittent means occurring at irregular intervals; not continuous or steady. 
Relenting means  become less severe or intense. 
Yielding means not hard or rigid. 
Hence tenacious has similar meaning as persistent. 
 
S09. Ans. (d) 
Sol. Foreclosure means Legal process by which a lender cancels (forecloses) a borrower's right of redemption of the 
mortgaged property through a court order (called foreclosure order).  
Preclude means prevent from happening; make impossible. 
Legalize means make (something that was previously illegal) permissible by law. 
Deprive means prevent (a person or place) from having or using something. 
Allow means let (someone) have or do something  
Hence allow will be the exact opposite of foreclosure.   
 
                                 
 
 
S10. Ans. (c) 
Sol. Skeptical means not easily convinced; having doubts or reservations. 
Dubious means hesitating or doubting. 
Dissenting means hold or express opinions that are at variance with those commonly or officially held 
Convinced means completely certain about something. 
Cynical means distrustful of human sincerity or integrity. 
Hence convinced will be the exact opposite of skeptical.      
 
S11. Ans. (a) 
Sol. “to retain trust and credibility in this age of” is the correct phrase to make the sentence grammatically correct. If we 
go by the options considering their grammar syntax, only option (I) fits into the sentence perfectly adding the required 
meaning to the sentence. Moreover, “in this age of anonymous communication” is the correct phrase usage which means 
“in this distinct period of anonymous communication”.  Hence (a) is the correct option.  
 
S12. Ans. (d) 
Sol. “Is it possible for” is the correct phrase to make the sentence grammatically correct. In the given sentence, the 
phrase “How it is” is incorrect as the sentence is Interrogative. Thus the correct phrase should be “How is it possible for.” 
It is to be noticed that the sentence is in Simple Present Tense. Thus both (I) and (III) are the correct phrases that may 
replace the phrase given in bold to make the sentence grammatically correct. Hence (d) is the correct option.  
 
S13. Ans. (e) 
Sol. The given sentence is grammatically correct as the plural verb “are” is used in accordance to its plural subjects 
“continuity and change”. Moreover, the phrase “with each other” is used to frame a relation with the two. Hence the 
sentence doesn’t require any correction. The three given phrases in the options make no relevant substitution to the 
phrase given in bold in the sentence as they do not follow the correct grammar syntax required for the sentence. Hence 
(e) is the correct option.  
 
S14. Ans. (d) 
Sol. “While cyberspace may have given” is the correct phrase to make the sentence grammatically correct. First of all, it is 
to be noted that the sentence is conditional as the second part of the sentence is dependent on the first part. When we 
consider options provided, option (I) can be easily eliminated as the use of “As” or “Since” is incorrect in this case 
(“As/Since” is generally used to express the cause of its dependent clause). Moreover, “while” is the correct usage as it 
means “in spite of the fact that; although”. Thus both the phrases (II) and (III) provide the grammatically correct and 
meaningful sentences. Hence (d) is the correct option.  
 
S15. Ans. (e) 
Sol. The given sentence is grammatically correct as the sentence is not in Passive form. It clearly follows the syntax of 
Present Continuous Tense and the use of reflexive pronoun “itself” is correct as it is used for the subject “The Hermit 
Kingdom”. Moreover, the three phrases given in options do not follow the correct structure required for the sentence to 
make it grammatically correct. Hence (e) is the correct option.  
 
S16. Ans. (b) 
Sol. “have come down with the increased” is the correct phrase to make the sentence grammatically correct as the 
sentence is in Present Tense. It is to be noticed that the speed of trucks can’t be decreased as it is clearly mentioned that 
the highways have become clutter-free. Thus the options (I) and (III) can be easily eliminated. Also, the phrasal verb 
“come down” means collapse or be demolished. Hence (b) is the correct option. 
 
S17. Ans. (a) 
Sol. “is the most effective way of staying” is the correct phrase to make the sentence grammatically correct as the 
sentence is in generalized and factual form. Thus the use of “could” or “can” is incorrect in this case. Moreover, the 
phrases connected with the conjunction “and” should be in similar form. Thus among the given options, only option (I) 
has the correct grammar structure to correctly fit into the sentence. Hence (a) is the correct option.  
 
S18. Ans. (c) 
Sol. “grew up in free India bearing the names of” is the correct phrase to make the sentence grammatically correct as the 
sentence refers to the event related to the past. If we go by the options, options (I) and (II) are not in accordance with 
 
                                 
 
correct grammar structure. Only option (III) possesses correct syntax to supplement its usage in the sentence. The 
phrasal verb “grew up” means became an adult. Hence (c) is the correct choice.  
 
S19. Ans. (e) 
Sol. The given sentence is grammatically correct. It is to be noted that the sentence is not conditional and thus all the 
given options are incorrect. Hence (e) is the correct option.  
 
S20. Ans. (c) 
Sol. “apart from various goodies being dangled” is the correct phrase to make the sentence grammatically correct. Option 
(II) can be easily eliminated as it lacks the correct syntax. Option (I) also fits into the sentence quite correctly as it adds 
similar meaning to the sentence. The phrasal verb “apart from” means in addition to; besides; as well as. Thus the phrase 
(I) also provides a grammatically correct sentence. Hence (c) is the correct option.   
 
S21. Ans.(c) 
Sol.  CDAB is the correct sequence. 
Sentence (E) is the one which is the odd one out. 
 
S22. Ans.(e) 
Sol. The correct sequence is DBCA. 
Sentence E is the odd one out. 
 
S23. Ans.(c) 
Sol.  CEDA is the correct choice. 
Sentence (B) is odd one out and is not a part of this coherent paragraph. 
 
S24. Ans.(a) 
Sol.  DBAC is the correct choice. 
Sentence E is the one which is the odd one out. 
 
S25. Ans.(c) 
Sol. EDAC is the correct sequence. 
Sentence B is the odd one out. 
 
S26. Ans.(c) 
Sol. ADEB is the correct sequence 
Sentence C is the odd one out. 
 
S27. Ans.(a) 
Sol. EBCD is the correct sequence. 
Sentence A is the odd one out. 
 
S28. Ans.(e) 
Sol.  ABCD is the correct sequence. 
Sentence E is the odd one out. 
 
S29. Ans.(a) 
Sol. DCAE is the correct sequence 
Sentence B is the odd one out. 
 
S30. Ans.(a) 
Sol. ACDE is the correct sequence. 
Sentence B  is the odd one out. 
Page 4


 
                                 
 
 
IBPS PO PRE MEMORY BASED SET (ENGLISH) 
S01. Ans. (d) 
Sol. Refer to paragraph1, it is clearly mentioned that due to the degrading economy the states have made a cut on 
spending and public workforces.  Also there has been a sudden decrease in the number of people buying homes or 
starting families. Hence both the options (b) and (c) are correct.    
 
S02. Ans. (d) 
Sol. Read paragraph4 carefully, it is mentioned that the Americans have often responded with calls for regulation after 
the financial sector-driven crises and have been accused of mismanagement. Hence deregulation is the major cause of 
this economic slump. 
 
S03. Ans. (b) 
Sol Refer to paragraph5 of the passage, it is evident that many of the jobs lost during the recession have not returned 
and due to that there has been a gradual increase in low wage and part-time jobs. Hence (b) is the correct choice.  
 
S04. Ans. (e) 
Sol. From the paragraph 2, we can easily infer that there is a decline in home ownership over the years as even in the 
second quarter of the year, the U.S. homeownership rate was 65.1%, which is the lowest since 1995 as in the mid-2000s 
it topped with 69%. Hence none of the options is correct in the context of the passage. 
 
S05. Ans. (d) 
Sol. Read the passage, it is nowhere explicitly mentioned that after a decade of financial crash the economy is struggling 
to recover, so statement (d) is clearly incorrect as it doesn’t relate to the content of the passage. Hence (d) is the correct 
option.  
 
S06. Ans. (c) 
Sol. In the context of the passage, option(c) will be the apt title as it relates to the content of the above passage. 
 
S07. Ans. (d) 
Sol. Downturn means a decline in economic, business, or other activity. 
Operose means involving or displaying much industry or effort. 
Aeonian means eternal; everlasting 
Abetment means to encourage, support, or countenance by aid or approval, usually in wrongdoing 
Descent means an act of moving downwards, dropping, or falling 
Procurement means the action of obtaining or procuring something. 
Hence descent has the similar meaning as downturn. 
 
S08. Ans. (b) 
Sol. Persistent means continuing to exist or occur over a prolonged period 
Merciful  means compassion or forgiveness shown towards someone whom it is within one's power to punish or harm 
Tenacious means persisting in existence; not easily dispelled 
Intermittent means occurring at irregular intervals; not continuous or steady. 
Relenting means  become less severe or intense. 
Yielding means not hard or rigid. 
Hence tenacious has similar meaning as persistent. 
 
S09. Ans. (d) 
Sol. Foreclosure means Legal process by which a lender cancels (forecloses) a borrower's right of redemption of the 
mortgaged property through a court order (called foreclosure order).  
Preclude means prevent from happening; make impossible. 
Legalize means make (something that was previously illegal) permissible by law. 
Deprive means prevent (a person or place) from having or using something. 
Allow means let (someone) have or do something  
Hence allow will be the exact opposite of foreclosure.   
 
                                 
 
 
S10. Ans. (c) 
Sol. Skeptical means not easily convinced; having doubts or reservations. 
Dubious means hesitating or doubting. 
Dissenting means hold or express opinions that are at variance with those commonly or officially held 
Convinced means completely certain about something. 
Cynical means distrustful of human sincerity or integrity. 
Hence convinced will be the exact opposite of skeptical.      
 
S11. Ans. (a) 
Sol. “to retain trust and credibility in this age of” is the correct phrase to make the sentence grammatically correct. If we 
go by the options considering their grammar syntax, only option (I) fits into the sentence perfectly adding the required 
meaning to the sentence. Moreover, “in this age of anonymous communication” is the correct phrase usage which means 
“in this distinct period of anonymous communication”.  Hence (a) is the correct option.  
 
S12. Ans. (d) 
Sol. “Is it possible for” is the correct phrase to make the sentence grammatically correct. In the given sentence, the 
phrase “How it is” is incorrect as the sentence is Interrogative. Thus the correct phrase should be “How is it possible for.” 
It is to be noticed that the sentence is in Simple Present Tense. Thus both (I) and (III) are the correct phrases that may 
replace the phrase given in bold to make the sentence grammatically correct. Hence (d) is the correct option.  
 
S13. Ans. (e) 
Sol. The given sentence is grammatically correct as the plural verb “are” is used in accordance to its plural subjects 
“continuity and change”. Moreover, the phrase “with each other” is used to frame a relation with the two. Hence the 
sentence doesn’t require any correction. The three given phrases in the options make no relevant substitution to the 
phrase given in bold in the sentence as they do not follow the correct grammar syntax required for the sentence. Hence 
(e) is the correct option.  
 
S14. Ans. (d) 
Sol. “While cyberspace may have given” is the correct phrase to make the sentence grammatically correct. First of all, it is 
to be noted that the sentence is conditional as the second part of the sentence is dependent on the first part. When we 
consider options provided, option (I) can be easily eliminated as the use of “As” or “Since” is incorrect in this case 
(“As/Since” is generally used to express the cause of its dependent clause). Moreover, “while” is the correct usage as it 
means “in spite of the fact that; although”. Thus both the phrases (II) and (III) provide the grammatically correct and 
meaningful sentences. Hence (d) is the correct option.  
 
S15. Ans. (e) 
Sol. The given sentence is grammatically correct as the sentence is not in Passive form. It clearly follows the syntax of 
Present Continuous Tense and the use of reflexive pronoun “itself” is correct as it is used for the subject “The Hermit 
Kingdom”. Moreover, the three phrases given in options do not follow the correct structure required for the sentence to 
make it grammatically correct. Hence (e) is the correct option.  
 
S16. Ans. (b) 
Sol. “have come down with the increased” is the correct phrase to make the sentence grammatically correct as the 
sentence is in Present Tense. It is to be noticed that the speed of trucks can’t be decreased as it is clearly mentioned that 
the highways have become clutter-free. Thus the options (I) and (III) can be easily eliminated. Also, the phrasal verb 
“come down” means collapse or be demolished. Hence (b) is the correct option. 
 
S17. Ans. (a) 
Sol. “is the most effective way of staying” is the correct phrase to make the sentence grammatically correct as the 
sentence is in generalized and factual form. Thus the use of “could” or “can” is incorrect in this case. Moreover, the 
phrases connected with the conjunction “and” should be in similar form. Thus among the given options, only option (I) 
has the correct grammar structure to correctly fit into the sentence. Hence (a) is the correct option.  
 
S18. Ans. (c) 
Sol. “grew up in free India bearing the names of” is the correct phrase to make the sentence grammatically correct as the 
sentence refers to the event related to the past. If we go by the options, options (I) and (II) are not in accordance with 
 
                                 
 
correct grammar structure. Only option (III) possesses correct syntax to supplement its usage in the sentence. The 
phrasal verb “grew up” means became an adult. Hence (c) is the correct choice.  
 
S19. Ans. (e) 
Sol. The given sentence is grammatically correct. It is to be noted that the sentence is not conditional and thus all the 
given options are incorrect. Hence (e) is the correct option.  
 
S20. Ans. (c) 
Sol. “apart from various goodies being dangled” is the correct phrase to make the sentence grammatically correct. Option 
(II) can be easily eliminated as it lacks the correct syntax. Option (I) also fits into the sentence quite correctly as it adds 
similar meaning to the sentence. The phrasal verb “apart from” means in addition to; besides; as well as. Thus the phrase 
(I) also provides a grammatically correct sentence. Hence (c) is the correct option.   
 
S21. Ans.(c) 
Sol.  CDAB is the correct sequence. 
Sentence (E) is the one which is the odd one out. 
 
S22. Ans.(e) 
Sol. The correct sequence is DBCA. 
Sentence E is the odd one out. 
 
S23. Ans.(c) 
Sol.  CEDA is the correct choice. 
Sentence (B) is odd one out and is not a part of this coherent paragraph. 
 
S24. Ans.(a) 
Sol.  DBAC is the correct choice. 
Sentence E is the one which is the odd one out. 
 
S25. Ans.(c) 
Sol. EDAC is the correct sequence. 
Sentence B is the odd one out. 
 
S26. Ans.(c) 
Sol. ADEB is the correct sequence 
Sentence C is the odd one out. 
 
S27. Ans.(a) 
Sol. EBCD is the correct sequence. 
Sentence A is the odd one out. 
 
S28. Ans.(e) 
Sol.  ABCD is the correct sequence. 
Sentence E is the odd one out. 
 
S29. Ans.(a) 
Sol. DCAE is the correct sequence 
Sentence B is the odd one out. 
 
S30. Ans.(a) 
Sol. ACDE is the correct sequence. 
Sentence B  is the odd one out. 
 
                                 
 
 
IBPS PO PRE-MEMORY BASED -2017 
Directions (1-5): 
       Day          Employees      Department 
Monday                 M           HR 
Tuesday                 P           Security 
Wednesday                 Q           Administrative 
Thursday                 L           Security 
Friday                 N           Administrative 
Saturday                 R           HR 
Sunday                 O           Finance 
S1. Ans.(d) 
S2. Ans.(e) 
S3. Ans.(a) 
S4. Ans.(b) 
S5. Ans.(b) 
OR 
Direction (1-5): 
Days Person Colour 
Monday D Yellow 
Tuesday B White 
Wednesday E Red 
Thursday G Orange 
Friday C Blue 
Saturday F Grey 
Sunday A Black 
S1. Ans.(d) 
S2. Ans.(c) 
S3. Ans.(c) 
S4. Ans.(d) 
S5. Ans.(d) 
 
Directions (6-10): 
S6.Ans.(e) 
S7.Ans.(b) 
S8.Ans.(e) 
S9.Ans.(c) 
S10.Ans.(d) 
 
Directions(11-15): 
 
S11. Ans.(d) 
S12. Ans.(c) 
S13. Ans.(b) 
S14. Ans.(c) 
Page 5


 
                                 
 
 
IBPS PO PRE MEMORY BASED SET (ENGLISH) 
S01. Ans. (d) 
Sol. Refer to paragraph1, it is clearly mentioned that due to the degrading economy the states have made a cut on 
spending and public workforces.  Also there has been a sudden decrease in the number of people buying homes or 
starting families. Hence both the options (b) and (c) are correct.    
 
S02. Ans. (d) 
Sol. Read paragraph4 carefully, it is mentioned that the Americans have often responded with calls for regulation after 
the financial sector-driven crises and have been accused of mismanagement. Hence deregulation is the major cause of 
this economic slump. 
 
S03. Ans. (b) 
Sol Refer to paragraph5 of the passage, it is evident that many of the jobs lost during the recession have not returned 
and due to that there has been a gradual increase in low wage and part-time jobs. Hence (b) is the correct choice.  
 
S04. Ans. (e) 
Sol. From the paragraph 2, we can easily infer that there is a decline in home ownership over the years as even in the 
second quarter of the year, the U.S. homeownership rate was 65.1%, which is the lowest since 1995 as in the mid-2000s 
it topped with 69%. Hence none of the options is correct in the context of the passage. 
 
S05. Ans. (d) 
Sol. Read the passage, it is nowhere explicitly mentioned that after a decade of financial crash the economy is struggling 
to recover, so statement (d) is clearly incorrect as it doesn’t relate to the content of the passage. Hence (d) is the correct 
option.  
 
S06. Ans. (c) 
Sol. In the context of the passage, option(c) will be the apt title as it relates to the content of the above passage. 
 
S07. Ans. (d) 
Sol. Downturn means a decline in economic, business, or other activity. 
Operose means involving or displaying much industry or effort. 
Aeonian means eternal; everlasting 
Abetment means to encourage, support, or countenance by aid or approval, usually in wrongdoing 
Descent means an act of moving downwards, dropping, or falling 
Procurement means the action of obtaining or procuring something. 
Hence descent has the similar meaning as downturn. 
 
S08. Ans. (b) 
Sol. Persistent means continuing to exist or occur over a prolonged period 
Merciful  means compassion or forgiveness shown towards someone whom it is within one's power to punish or harm 
Tenacious means persisting in existence; not easily dispelled 
Intermittent means occurring at irregular intervals; not continuous or steady. 
Relenting means  become less severe or intense. 
Yielding means not hard or rigid. 
Hence tenacious has similar meaning as persistent. 
 
S09. Ans. (d) 
Sol. Foreclosure means Legal process by which a lender cancels (forecloses) a borrower's right of redemption of the 
mortgaged property through a court order (called foreclosure order).  
Preclude means prevent from happening; make impossible. 
Legalize means make (something that was previously illegal) permissible by law. 
Deprive means prevent (a person or place) from having or using something. 
Allow means let (someone) have or do something  
Hence allow will be the exact opposite of foreclosure.   
 
                                 
 
 
S10. Ans. (c) 
Sol. Skeptical means not easily convinced; having doubts or reservations. 
Dubious means hesitating or doubting. 
Dissenting means hold or express opinions that are at variance with those commonly or officially held 
Convinced means completely certain about something. 
Cynical means distrustful of human sincerity or integrity. 
Hence convinced will be the exact opposite of skeptical.      
 
S11. Ans. (a) 
Sol. “to retain trust and credibility in this age of” is the correct phrase to make the sentence grammatically correct. If we 
go by the options considering their grammar syntax, only option (I) fits into the sentence perfectly adding the required 
meaning to the sentence. Moreover, “in this age of anonymous communication” is the correct phrase usage which means 
“in this distinct period of anonymous communication”.  Hence (a) is the correct option.  
 
S12. Ans. (d) 
Sol. “Is it possible for” is the correct phrase to make the sentence grammatically correct. In the given sentence, the 
phrase “How it is” is incorrect as the sentence is Interrogative. Thus the correct phrase should be “How is it possible for.” 
It is to be noticed that the sentence is in Simple Present Tense. Thus both (I) and (III) are the correct phrases that may 
replace the phrase given in bold to make the sentence grammatically correct. Hence (d) is the correct option.  
 
S13. Ans. (e) 
Sol. The given sentence is grammatically correct as the plural verb “are” is used in accordance to its plural subjects 
“continuity and change”. Moreover, the phrase “with each other” is used to frame a relation with the two. Hence the 
sentence doesn’t require any correction. The three given phrases in the options make no relevant substitution to the 
phrase given in bold in the sentence as they do not follow the correct grammar syntax required for the sentence. Hence 
(e) is the correct option.  
 
S14. Ans. (d) 
Sol. “While cyberspace may have given” is the correct phrase to make the sentence grammatically correct. First of all, it is 
to be noted that the sentence is conditional as the second part of the sentence is dependent on the first part. When we 
consider options provided, option (I) can be easily eliminated as the use of “As” or “Since” is incorrect in this case 
(“As/Since” is generally used to express the cause of its dependent clause). Moreover, “while” is the correct usage as it 
means “in spite of the fact that; although”. Thus both the phrases (II) and (III) provide the grammatically correct and 
meaningful sentences. Hence (d) is the correct option.  
 
S15. Ans. (e) 
Sol. The given sentence is grammatically correct as the sentence is not in Passive form. It clearly follows the syntax of 
Present Continuous Tense and the use of reflexive pronoun “itself” is correct as it is used for the subject “The Hermit 
Kingdom”. Moreover, the three phrases given in options do not follow the correct structure required for the sentence to 
make it grammatically correct. Hence (e) is the correct option.  
 
S16. Ans. (b) 
Sol. “have come down with the increased” is the correct phrase to make the sentence grammatically correct as the 
sentence is in Present Tense. It is to be noticed that the speed of trucks can’t be decreased as it is clearly mentioned that 
the highways have become clutter-free. Thus the options (I) and (III) can be easily eliminated. Also, the phrasal verb 
“come down” means collapse or be demolished. Hence (b) is the correct option. 
 
S17. Ans. (a) 
Sol. “is the most effective way of staying” is the correct phrase to make the sentence grammatically correct as the 
sentence is in generalized and factual form. Thus the use of “could” or “can” is incorrect in this case. Moreover, the 
phrases connected with the conjunction “and” should be in similar form. Thus among the given options, only option (I) 
has the correct grammar structure to correctly fit into the sentence. Hence (a) is the correct option.  
 
S18. Ans. (c) 
Sol. “grew up in free India bearing the names of” is the correct phrase to make the sentence grammatically correct as the 
sentence refers to the event related to the past. If we go by the options, options (I) and (II) are not in accordance with 
 
                                 
 
correct grammar structure. Only option (III) possesses correct syntax to supplement its usage in the sentence. The 
phrasal verb “grew up” means became an adult. Hence (c) is the correct choice.  
 
S19. Ans. (e) 
Sol. The given sentence is grammatically correct. It is to be noted that the sentence is not conditional and thus all the 
given options are incorrect. Hence (e) is the correct option.  
 
S20. Ans. (c) 
Sol. “apart from various goodies being dangled” is the correct phrase to make the sentence grammatically correct. Option 
(II) can be easily eliminated as it lacks the correct syntax. Option (I) also fits into the sentence quite correctly as it adds 
similar meaning to the sentence. The phrasal verb “apart from” means in addition to; besides; as well as. Thus the phrase 
(I) also provides a grammatically correct sentence. Hence (c) is the correct option.   
 
S21. Ans.(c) 
Sol.  CDAB is the correct sequence. 
Sentence (E) is the one which is the odd one out. 
 
S22. Ans.(e) 
Sol. The correct sequence is DBCA. 
Sentence E is the odd one out. 
 
S23. Ans.(c) 
Sol.  CEDA is the correct choice. 
Sentence (B) is odd one out and is not a part of this coherent paragraph. 
 
S24. Ans.(a) 
Sol.  DBAC is the correct choice. 
Sentence E is the one which is the odd one out. 
 
S25. Ans.(c) 
Sol. EDAC is the correct sequence. 
Sentence B is the odd one out. 
 
S26. Ans.(c) 
Sol. ADEB is the correct sequence 
Sentence C is the odd one out. 
 
S27. Ans.(a) 
Sol. EBCD is the correct sequence. 
Sentence A is the odd one out. 
 
S28. Ans.(e) 
Sol.  ABCD is the correct sequence. 
Sentence E is the odd one out. 
 
S29. Ans.(a) 
Sol. DCAE is the correct sequence 
Sentence B is the odd one out. 
 
S30. Ans.(a) 
Sol. ACDE is the correct sequence. 
Sentence B  is the odd one out. 
 
                                 
 
 
IBPS PO PRE-MEMORY BASED -2017 
Directions (1-5): 
       Day          Employees      Department 
Monday                 M           HR 
Tuesday                 P           Security 
Wednesday                 Q           Administrative 
Thursday                 L           Security 
Friday                 N           Administrative 
Saturday                 R           HR 
Sunday                 O           Finance 
S1. Ans.(d) 
S2. Ans.(e) 
S3. Ans.(a) 
S4. Ans.(b) 
S5. Ans.(b) 
OR 
Direction (1-5): 
Days Person Colour 
Monday D Yellow 
Tuesday B White 
Wednesday E Red 
Thursday G Orange 
Friday C Blue 
Saturday F Grey 
Sunday A Black 
S1. Ans.(d) 
S2. Ans.(c) 
S3. Ans.(c) 
S4. Ans.(d) 
S5. Ans.(d) 
 
Directions (6-10): 
S6.Ans.(e) 
S7.Ans.(b) 
S8.Ans.(e) 
S9.Ans.(c) 
S10.Ans.(d) 
 
Directions(11-15): 
 
S11. Ans.(d) 
S12. Ans.(c) 
S13. Ans.(b) 
S14. Ans.(c) 
 
                                 
 
S15. Ans.(d) 
 
Directions (16-20): 
 
S16.Ans.(c) 
S17.Ans.(e) 
S18.Ans.(d) 
S19.Ans.(e) 
S20.Ans.(b) 
OR 
 
Directions (16-20): 
 
S16. Ans.(c) 
S17. Ans.(d) 
S18. Ans.(b) 
S19. Ans.(c) 
S20. Ans.(b) 
 
Directions (21-25): 
 
S21. Ans.(e) 
 
S22. Ans.(a) 
 
S23. Ans.(c) 
 
 
 
 
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