RBI Grade B Phase I - Question Paper with Solutions (2018) | RBI Grade B Mock Test Series & Past Year Papers 2024 - Bank Exams PDF Download

 Page 1


 Direction (1-6): In the following 
passage, there are blanks, each followed 
by a word given in bold. All these bold 
words are jumbled and do not 
necessarily fit in the blank against them. 
Find the appropriate fit for every blank 
and mark the answer accordingly. 
 There is a lot of academic (A) (unique) 
in Marketing on retailing and most of it 
looks at the retail industry in North 
American and European countries. The 
retail industry in (B) (organised) 
economies such as India presents 
challenges that are typically not seen in 
these contexts. The learning from the 
developed world cannot be applied 
directly to the retail industry in the 
emerging economies. The Indian retail 
industry has certain key features that 
make it (C) (requires). First, the retail 
space is dominated by traditional kirana 
stores. Walk through a street and you 
will find more kirana stores than (D) 
(emerging) retail outlets like Big Bazar 
or Reliance Fresh. Second, the 
government regulation (E) (printed) 
fast moving consumer goods (FMCG) 
manufacturers to print the “Ma xi mu m 
Retail Pr i ce ” or MRP on the package of 
the product. In the US, the retailer (F) 
(relatively) the price paid by the 
consumer but here the MRP is (G) 
(decides) on the package. This anchors 
the final retail price for a product. Third, 
you often see retailers offering extra 
price and quantity benefits at the store 
level like discounts or bundled products. 
Manufacturer-led promotions are (H) 
(reshaping) infrequent. Very rarely 
would you see Unilever India or a 
Proctor & Gamble offering a 15% extra 
for their regular 180ml shampoo. 
Finally, we have the (I) (research) of 
rural areas and cities of different sizes 
spread across the country. Increasing 
urbanisation, increasing incomes, and 
rising aspirations for a better quality of 
life are (J) (diversity) the Indian retail 
space. 
1. Which of the following fits in blank (A)? 
 A. Printed  B. Research  
 C. Diversity  D. Requires  
 E. Reshaping  
2. Which of the following fits in blank (B)? 
 A. Emerging B. Printed  
 C. Reshaping  D. Unique  
 E. Research  
3. Which of the following fits in blank (C)? 
 A. Diversity  B. Decides  
 C. Printed  D. Unique  
 E. Reshaping  
4. Which of the following fits in blank (D)? 
 A. Research  B. Diversity  
 C. Organised D. Printed  
 E. Emerging  
5. Which of the following fits in blank (F)? 
 A. Printed  B. Decides  
 C. Diversity  D. Requires  
 E. Organised  
6. Which of the following fits in blank (H)? 
 A. Decides B. Printed  
 C. Relatively  D. Organised  
 E. Unique  
 Direction (7-13): Read the passage 
carefully and answer the following 
questions. Certain words are printed in 
bold to help you locate them while 
answering some of the questions.  
 In the public's eye, military men are still 
the sole sufferers of PTSD. But research 
shows that women are in some cases 
twice as likely to develop the disorder. 
Despite being far more vulnerable, 
women are often misdiagnosed due to 
cultural stereotypes, and there's a huge 
gap in research on which kinds of 
treatments work best for which kinds of 
people. Studies and research programs 
have been designed, until recently, to 
understand men with PTSD. The same is 
true for support systems and treatment 
centers. In the legal system, women 
who report PTSD from rape are less 
likely to be believed than men who 
report PTSD from combat. Research 
shows that women are at a higher risk 
of PTSD. While men experience more 
traumatic events in their lives, women 
Page 2


 Direction (1-6): In the following 
passage, there are blanks, each followed 
by a word given in bold. All these bold 
words are jumbled and do not 
necessarily fit in the blank against them. 
Find the appropriate fit for every blank 
and mark the answer accordingly. 
 There is a lot of academic (A) (unique) 
in Marketing on retailing and most of it 
looks at the retail industry in North 
American and European countries. The 
retail industry in (B) (organised) 
economies such as India presents 
challenges that are typically not seen in 
these contexts. The learning from the 
developed world cannot be applied 
directly to the retail industry in the 
emerging economies. The Indian retail 
industry has certain key features that 
make it (C) (requires). First, the retail 
space is dominated by traditional kirana 
stores. Walk through a street and you 
will find more kirana stores than (D) 
(emerging) retail outlets like Big Bazar 
or Reliance Fresh. Second, the 
government regulation (E) (printed) 
fast moving consumer goods (FMCG) 
manufacturers to print the “Ma xi mu m 
Retail Pr i ce ” or MRP on the package of 
the product. In the US, the retailer (F) 
(relatively) the price paid by the 
consumer but here the MRP is (G) 
(decides) on the package. This anchors 
the final retail price for a product. Third, 
you often see retailers offering extra 
price and quantity benefits at the store 
level like discounts or bundled products. 
Manufacturer-led promotions are (H) 
(reshaping) infrequent. Very rarely 
would you see Unilever India or a 
Proctor & Gamble offering a 15% extra 
for their regular 180ml shampoo. 
Finally, we have the (I) (research) of 
rural areas and cities of different sizes 
spread across the country. Increasing 
urbanisation, increasing incomes, and 
rising aspirations for a better quality of 
life are (J) (diversity) the Indian retail 
space. 
1. Which of the following fits in blank (A)? 
 A. Printed  B. Research  
 C. Diversity  D. Requires  
 E. Reshaping  
2. Which of the following fits in blank (B)? 
 A. Emerging B. Printed  
 C. Reshaping  D. Unique  
 E. Research  
3. Which of the following fits in blank (C)? 
 A. Diversity  B. Decides  
 C. Printed  D. Unique  
 E. Reshaping  
4. Which of the following fits in blank (D)? 
 A. Research  B. Diversity  
 C. Organised D. Printed  
 E. Emerging  
5. Which of the following fits in blank (F)? 
 A. Printed  B. Decides  
 C. Diversity  D. Requires  
 E. Organised  
6. Which of the following fits in blank (H)? 
 A. Decides B. Printed  
 C. Relatively  D. Organised  
 E. Unique  
 Direction (7-13): Read the passage 
carefully and answer the following 
questions. Certain words are printed in 
bold to help you locate them while 
answering some of the questions.  
 In the public's eye, military men are still 
the sole sufferers of PTSD. But research 
shows that women are in some cases 
twice as likely to develop the disorder. 
Despite being far more vulnerable, 
women are often misdiagnosed due to 
cultural stereotypes, and there's a huge 
gap in research on which kinds of 
treatments work best for which kinds of 
people. Studies and research programs 
have been designed, until recently, to 
understand men with PTSD. The same is 
true for support systems and treatment 
centers. In the legal system, women 
who report PTSD from rape are less 
likely to be believed than men who 
report PTSD from combat. Research 
shows that women are at a higher risk 
of PTSD. While men experience more 
traumatic events in their lives, women 
are, depending on which study you look 
at, as much as twice as likely to develop 
PTSD, but no one really knows why. 
Pervasive male prejudice against women 
is another factor that can diminish unit 
cohesion for female soldiers. Because 
women are less likely than men to 
experience unit cohesion while serving 
in the military, women are less likely to 
develop the social support structures 
that will help prevent them from 
developing PTSD. For women, this 
hesitation to self-identify as a sufferer of 
PTSD could be even greater; historically, 
female soldiers have struggled to be 
counted as equals to men on the 
battlefield. Women, stereotypically 
considered to possess less emotional 
fortitude than men, may be unwilling to 
admit that they are suffering from PTSD 
lest they appear to conform to this 
stereotype. 
 That domestic bit has another face too: 
Where men who've experienced trauma 
might be able to take time off to recover, 
women are expected to maintain their 
domestic, caregiving roles, which make 
it harder for women to address 
symptoms of post-traumatic stress for 
fear of "failing" at their roles as mother, 
daughter and wife. "Gendered social 
roles can compound the negative 
impact," said Dawne Vogt, a research 
psychologist at the Women's Health 
Sciences Division of the National Center 
for PTSD. "So they might have additional 
stress when they're dealing with 
something. "Technically, PTSD is largely 
the same for men and women, 
characterized by things like fear based 
anxiety, sleep disturbance, flashbacks, 
feelings of detachment and more. And 
both men and women often experience 
multiple conditions alongside PTSD. But 
they seem to develop different sets of 
additional problems. Women tend to 
develop depression alongside their 
PTSD, while men tend to tack on 
substance abuse. What that means is 
that men with PTSD tend to show a 
different profile than women do. Men 
tend to lash out, showing anger, 
hostility, explosiveness and 
unpredictability. Women, often because 
of their depression, tend to do the 
opposite, becoming withdrawn and 
turning to self harm. What is clear is that 
women who return from combat, with 
PTSD or not, often have a harder time 
returning to their lives. According to a 
report by the Departments of Veterans 
Affairs, Defense, Labor and Housing and 
Urban Development, "America's nearly 
300,000 women veterans are put at risk 
by a system designed for and dominated 
by male veterans." This includes lack of 
access to peer support, group therapy 
and specialized mental health care for 
things like PTSD. Recent changes made 
by the United States Department of 
Veterans Affairs have improved 
treatment options for female veterans 
living with PTSD, but there is still more 
that needs to be done. 
 Women veterans are also more likely to 
be unemployed than male veterans, and 
at least twice as likely to be homeless. 
On top of that, women veterans are 
more likely to be single parents and 
come back to dependents. But Vogt says 
that nobody knows how this might 
impact their PTSD, or which treatments 
might work best. And it's not necessarily 
clear that what works for veterans will 
work for civilians either. Right now, for 
example, most of the research on virtual 
reality uses for treating PTSD focuses on 
military men.Another challenge is that 
until very recently, treatment for PTSD 
has been more difficult for women than 
men to obtain. Before rule changes were 
enacted in 2010, only veterans who 
encountered direct combat experience 
qualified to receive disability payments 
for PTSD. Because very few women are 
placed on the front lines, very few were 
eligible to receive free treatment for 
PTSD. However, recent regulation 
Page 3


 Direction (1-6): In the following 
passage, there are blanks, each followed 
by a word given in bold. All these bold 
words are jumbled and do not 
necessarily fit in the blank against them. 
Find the appropriate fit for every blank 
and mark the answer accordingly. 
 There is a lot of academic (A) (unique) 
in Marketing on retailing and most of it 
looks at the retail industry in North 
American and European countries. The 
retail industry in (B) (organised) 
economies such as India presents 
challenges that are typically not seen in 
these contexts. The learning from the 
developed world cannot be applied 
directly to the retail industry in the 
emerging economies. The Indian retail 
industry has certain key features that 
make it (C) (requires). First, the retail 
space is dominated by traditional kirana 
stores. Walk through a street and you 
will find more kirana stores than (D) 
(emerging) retail outlets like Big Bazar 
or Reliance Fresh. Second, the 
government regulation (E) (printed) 
fast moving consumer goods (FMCG) 
manufacturers to print the “Ma xi mu m 
Retail Pr i ce ” or MRP on the package of 
the product. In the US, the retailer (F) 
(relatively) the price paid by the 
consumer but here the MRP is (G) 
(decides) on the package. This anchors 
the final retail price for a product. Third, 
you often see retailers offering extra 
price and quantity benefits at the store 
level like discounts or bundled products. 
Manufacturer-led promotions are (H) 
(reshaping) infrequent. Very rarely 
would you see Unilever India or a 
Proctor & Gamble offering a 15% extra 
for their regular 180ml shampoo. 
Finally, we have the (I) (research) of 
rural areas and cities of different sizes 
spread across the country. Increasing 
urbanisation, increasing incomes, and 
rising aspirations for a better quality of 
life are (J) (diversity) the Indian retail 
space. 
1. Which of the following fits in blank (A)? 
 A. Printed  B. Research  
 C. Diversity  D. Requires  
 E. Reshaping  
2. Which of the following fits in blank (B)? 
 A. Emerging B. Printed  
 C. Reshaping  D. Unique  
 E. Research  
3. Which of the following fits in blank (C)? 
 A. Diversity  B. Decides  
 C. Printed  D. Unique  
 E. Reshaping  
4. Which of the following fits in blank (D)? 
 A. Research  B. Diversity  
 C. Organised D. Printed  
 E. Emerging  
5. Which of the following fits in blank (F)? 
 A. Printed  B. Decides  
 C. Diversity  D. Requires  
 E. Organised  
6. Which of the following fits in blank (H)? 
 A. Decides B. Printed  
 C. Relatively  D. Organised  
 E. Unique  
 Direction (7-13): Read the passage 
carefully and answer the following 
questions. Certain words are printed in 
bold to help you locate them while 
answering some of the questions.  
 In the public's eye, military men are still 
the sole sufferers of PTSD. But research 
shows that women are in some cases 
twice as likely to develop the disorder. 
Despite being far more vulnerable, 
women are often misdiagnosed due to 
cultural stereotypes, and there's a huge 
gap in research on which kinds of 
treatments work best for which kinds of 
people. Studies and research programs 
have been designed, until recently, to 
understand men with PTSD. The same is 
true for support systems and treatment 
centers. In the legal system, women 
who report PTSD from rape are less 
likely to be believed than men who 
report PTSD from combat. Research 
shows that women are at a higher risk 
of PTSD. While men experience more 
traumatic events in their lives, women 
are, depending on which study you look 
at, as much as twice as likely to develop 
PTSD, but no one really knows why. 
Pervasive male prejudice against women 
is another factor that can diminish unit 
cohesion for female soldiers. Because 
women are less likely than men to 
experience unit cohesion while serving 
in the military, women are less likely to 
develop the social support structures 
that will help prevent them from 
developing PTSD. For women, this 
hesitation to self-identify as a sufferer of 
PTSD could be even greater; historically, 
female soldiers have struggled to be 
counted as equals to men on the 
battlefield. Women, stereotypically 
considered to possess less emotional 
fortitude than men, may be unwilling to 
admit that they are suffering from PTSD 
lest they appear to conform to this 
stereotype. 
 That domestic bit has another face too: 
Where men who've experienced trauma 
might be able to take time off to recover, 
women are expected to maintain their 
domestic, caregiving roles, which make 
it harder for women to address 
symptoms of post-traumatic stress for 
fear of "failing" at their roles as mother, 
daughter and wife. "Gendered social 
roles can compound the negative 
impact," said Dawne Vogt, a research 
psychologist at the Women's Health 
Sciences Division of the National Center 
for PTSD. "So they might have additional 
stress when they're dealing with 
something. "Technically, PTSD is largely 
the same for men and women, 
characterized by things like fear based 
anxiety, sleep disturbance, flashbacks, 
feelings of detachment and more. And 
both men and women often experience 
multiple conditions alongside PTSD. But 
they seem to develop different sets of 
additional problems. Women tend to 
develop depression alongside their 
PTSD, while men tend to tack on 
substance abuse. What that means is 
that men with PTSD tend to show a 
different profile than women do. Men 
tend to lash out, showing anger, 
hostility, explosiveness and 
unpredictability. Women, often because 
of their depression, tend to do the 
opposite, becoming withdrawn and 
turning to self harm. What is clear is that 
women who return from combat, with 
PTSD or not, often have a harder time 
returning to their lives. According to a 
report by the Departments of Veterans 
Affairs, Defense, Labor and Housing and 
Urban Development, "America's nearly 
300,000 women veterans are put at risk 
by a system designed for and dominated 
by male veterans." This includes lack of 
access to peer support, group therapy 
and specialized mental health care for 
things like PTSD. Recent changes made 
by the United States Department of 
Veterans Affairs have improved 
treatment options for female veterans 
living with PTSD, but there is still more 
that needs to be done. 
 Women veterans are also more likely to 
be unemployed than male veterans, and 
at least twice as likely to be homeless. 
On top of that, women veterans are 
more likely to be single parents and 
come back to dependents. But Vogt says 
that nobody knows how this might 
impact their PTSD, or which treatments 
might work best. And it's not necessarily 
clear that what works for veterans will 
work for civilians either. Right now, for 
example, most of the research on virtual 
reality uses for treating PTSD focuses on 
military men.Another challenge is that 
until very recently, treatment for PTSD 
has been more difficult for women than 
men to obtain. Before rule changes were 
enacted in 2010, only veterans who 
encountered direct combat experience 
qualified to receive disability payments 
for PTSD. Because very few women are 
placed on the front lines, very few were 
eligible to receive free treatment for 
PTSD. However, recent regulation 
changes have ended these 
stipulations, allowing women who 
serve in any capacity to be eligible for 
benefits. Even if female veterans are 
eligible for these benefits, the quality of 
the care a wartime PTSD sufferer 
receives can vary widely. The United 
States Department of Veterans 
Affair(VA) pays disability benefits to 
service men and women who have been 
diagnosed with PTSD and also provides 
these individuals with free health care. 
But while mental health counseling that 
comes directly from VA doctors is 
completely free to veterans, there are 
often long waiting lists for those who 
need to be evaluated or treated. 
Therapy provided by non-VA 
professionals may not be covered by 
health insurance. Access to mental 
health professionals who have been 
specially trained to treat wartime PTSD 
is often difficult for those not living near 
major urban centers. 
 On both the research level and the policy 
level, more must be done to help the 
women who have sacrificed so much for 
their country Figuring out which 
treatment works best for PTSD is still an 
ongoing process for everybody, men and 
women alike. But if researchers want to 
help treat people equally, they'll need to 
include more women. 
7. What is the style of the passage? 
 A. Argumentative B. Descriptive 
 C. Narrative D. Expository 
 E. Persuasive 
8. Choose the word which is NOT the 
synonym for the word ‘ Tr au ma t i c’ used 
in the passage. 
 A. Daunting B. Atrocious 
 C. Formidable D. Inchoate 
 E. Petrifying 
9. Based on information in the passage, it 
can be inferred that negative 
stereotypes about women in the military 
contribute to their increased likelihood 
to develop PTSD in which of the 
following ways? 
 I. Some male members of the armed 
forces subscribe to negative stereotypes 
about women; this prejudice may 
prevent women from forming close 
bonds with their units.  
 II. Women may be less likely than men 
to admit to suffering from PTSD because 
they do not want to conform to 
stereotypes that portray women as 
weak.  
 III. Women are aware of the negative 
stereotypes that pervade the military. 
This awareness may lead to a reduction 
in self-esteem. 
 A. Only I B. Only II 
 C. Both I and II D. Both II and III 
 E. None of these  
10. According to the passage, what are the 
reasons that treatment for PTSD has 
been more difficult for women than men 
to obtain? 
 I. Most of the research on virtual reality 
uses for treating PTSD focuses on 
military men.  
 II. Because very few women are placed 
on the front lines, very few were eligible 
to receive free treatment for PTSD as 
per the previous rules which include that 
only veterans who encountered direct 
combat experience qualified to receive 
disability payments for PTSD.  
 III. Women do not follow the regularities 
properly that are needed in treatment of 
PTSD and tend to recover slower than 
man. 
 A. Only I B. Only II 
 C. Only III D. Both I and II 
 E. All I , II and III 
11. Which of the following is the primary 
purpose of the passage? 
 A. To explain why military veterans are 
more likely than civilians to develop 
PTSD 
 B. To persuade government officials to 
increase funding for PTSD treatment 
centers in non-urban areas for female 
veterans 
Page 4


 Direction (1-6): In the following 
passage, there are blanks, each followed 
by a word given in bold. All these bold 
words are jumbled and do not 
necessarily fit in the blank against them. 
Find the appropriate fit for every blank 
and mark the answer accordingly. 
 There is a lot of academic (A) (unique) 
in Marketing on retailing and most of it 
looks at the retail industry in North 
American and European countries. The 
retail industry in (B) (organised) 
economies such as India presents 
challenges that are typically not seen in 
these contexts. The learning from the 
developed world cannot be applied 
directly to the retail industry in the 
emerging economies. The Indian retail 
industry has certain key features that 
make it (C) (requires). First, the retail 
space is dominated by traditional kirana 
stores. Walk through a street and you 
will find more kirana stores than (D) 
(emerging) retail outlets like Big Bazar 
or Reliance Fresh. Second, the 
government regulation (E) (printed) 
fast moving consumer goods (FMCG) 
manufacturers to print the “Ma xi mu m 
Retail Pr i ce ” or MRP on the package of 
the product. In the US, the retailer (F) 
(relatively) the price paid by the 
consumer but here the MRP is (G) 
(decides) on the package. This anchors 
the final retail price for a product. Third, 
you often see retailers offering extra 
price and quantity benefits at the store 
level like discounts or bundled products. 
Manufacturer-led promotions are (H) 
(reshaping) infrequent. Very rarely 
would you see Unilever India or a 
Proctor & Gamble offering a 15% extra 
for their regular 180ml shampoo. 
Finally, we have the (I) (research) of 
rural areas and cities of different sizes 
spread across the country. Increasing 
urbanisation, increasing incomes, and 
rising aspirations for a better quality of 
life are (J) (diversity) the Indian retail 
space. 
1. Which of the following fits in blank (A)? 
 A. Printed  B. Research  
 C. Diversity  D. Requires  
 E. Reshaping  
2. Which of the following fits in blank (B)? 
 A. Emerging B. Printed  
 C. Reshaping  D. Unique  
 E. Research  
3. Which of the following fits in blank (C)? 
 A. Diversity  B. Decides  
 C. Printed  D. Unique  
 E. Reshaping  
4. Which of the following fits in blank (D)? 
 A. Research  B. Diversity  
 C. Organised D. Printed  
 E. Emerging  
5. Which of the following fits in blank (F)? 
 A. Printed  B. Decides  
 C. Diversity  D. Requires  
 E. Organised  
6. Which of the following fits in blank (H)? 
 A. Decides B. Printed  
 C. Relatively  D. Organised  
 E. Unique  
 Direction (7-13): Read the passage 
carefully and answer the following 
questions. Certain words are printed in 
bold to help you locate them while 
answering some of the questions.  
 In the public's eye, military men are still 
the sole sufferers of PTSD. But research 
shows that women are in some cases 
twice as likely to develop the disorder. 
Despite being far more vulnerable, 
women are often misdiagnosed due to 
cultural stereotypes, and there's a huge 
gap in research on which kinds of 
treatments work best for which kinds of 
people. Studies and research programs 
have been designed, until recently, to 
understand men with PTSD. The same is 
true for support systems and treatment 
centers. In the legal system, women 
who report PTSD from rape are less 
likely to be believed than men who 
report PTSD from combat. Research 
shows that women are at a higher risk 
of PTSD. While men experience more 
traumatic events in their lives, women 
are, depending on which study you look 
at, as much as twice as likely to develop 
PTSD, but no one really knows why. 
Pervasive male prejudice against women 
is another factor that can diminish unit 
cohesion for female soldiers. Because 
women are less likely than men to 
experience unit cohesion while serving 
in the military, women are less likely to 
develop the social support structures 
that will help prevent them from 
developing PTSD. For women, this 
hesitation to self-identify as a sufferer of 
PTSD could be even greater; historically, 
female soldiers have struggled to be 
counted as equals to men on the 
battlefield. Women, stereotypically 
considered to possess less emotional 
fortitude than men, may be unwilling to 
admit that they are suffering from PTSD 
lest they appear to conform to this 
stereotype. 
 That domestic bit has another face too: 
Where men who've experienced trauma 
might be able to take time off to recover, 
women are expected to maintain their 
domestic, caregiving roles, which make 
it harder for women to address 
symptoms of post-traumatic stress for 
fear of "failing" at their roles as mother, 
daughter and wife. "Gendered social 
roles can compound the negative 
impact," said Dawne Vogt, a research 
psychologist at the Women's Health 
Sciences Division of the National Center 
for PTSD. "So they might have additional 
stress when they're dealing with 
something. "Technically, PTSD is largely 
the same for men and women, 
characterized by things like fear based 
anxiety, sleep disturbance, flashbacks, 
feelings of detachment and more. And 
both men and women often experience 
multiple conditions alongside PTSD. But 
they seem to develop different sets of 
additional problems. Women tend to 
develop depression alongside their 
PTSD, while men tend to tack on 
substance abuse. What that means is 
that men with PTSD tend to show a 
different profile than women do. Men 
tend to lash out, showing anger, 
hostility, explosiveness and 
unpredictability. Women, often because 
of their depression, tend to do the 
opposite, becoming withdrawn and 
turning to self harm. What is clear is that 
women who return from combat, with 
PTSD or not, often have a harder time 
returning to their lives. According to a 
report by the Departments of Veterans 
Affairs, Defense, Labor and Housing and 
Urban Development, "America's nearly 
300,000 women veterans are put at risk 
by a system designed for and dominated 
by male veterans." This includes lack of 
access to peer support, group therapy 
and specialized mental health care for 
things like PTSD. Recent changes made 
by the United States Department of 
Veterans Affairs have improved 
treatment options for female veterans 
living with PTSD, but there is still more 
that needs to be done. 
 Women veterans are also more likely to 
be unemployed than male veterans, and 
at least twice as likely to be homeless. 
On top of that, women veterans are 
more likely to be single parents and 
come back to dependents. But Vogt says 
that nobody knows how this might 
impact their PTSD, or which treatments 
might work best. And it's not necessarily 
clear that what works for veterans will 
work for civilians either. Right now, for 
example, most of the research on virtual 
reality uses for treating PTSD focuses on 
military men.Another challenge is that 
until very recently, treatment for PTSD 
has been more difficult for women than 
men to obtain. Before rule changes were 
enacted in 2010, only veterans who 
encountered direct combat experience 
qualified to receive disability payments 
for PTSD. Because very few women are 
placed on the front lines, very few were 
eligible to receive free treatment for 
PTSD. However, recent regulation 
changes have ended these 
stipulations, allowing women who 
serve in any capacity to be eligible for 
benefits. Even if female veterans are 
eligible for these benefits, the quality of 
the care a wartime PTSD sufferer 
receives can vary widely. The United 
States Department of Veterans 
Affair(VA) pays disability benefits to 
service men and women who have been 
diagnosed with PTSD and also provides 
these individuals with free health care. 
But while mental health counseling that 
comes directly from VA doctors is 
completely free to veterans, there are 
often long waiting lists for those who 
need to be evaluated or treated. 
Therapy provided by non-VA 
professionals may not be covered by 
health insurance. Access to mental 
health professionals who have been 
specially trained to treat wartime PTSD 
is often difficult for those not living near 
major urban centers. 
 On both the research level and the policy 
level, more must be done to help the 
women who have sacrificed so much for 
their country Figuring out which 
treatment works best for PTSD is still an 
ongoing process for everybody, men and 
women alike. But if researchers want to 
help treat people equally, they'll need to 
include more women. 
7. What is the style of the passage? 
 A. Argumentative B. Descriptive 
 C. Narrative D. Expository 
 E. Persuasive 
8. Choose the word which is NOT the 
synonym for the word ‘ Tr au ma t i c’ used 
in the passage. 
 A. Daunting B. Atrocious 
 C. Formidable D. Inchoate 
 E. Petrifying 
9. Based on information in the passage, it 
can be inferred that negative 
stereotypes about women in the military 
contribute to their increased likelihood 
to develop PTSD in which of the 
following ways? 
 I. Some male members of the armed 
forces subscribe to negative stereotypes 
about women; this prejudice may 
prevent women from forming close 
bonds with their units.  
 II. Women may be less likely than men 
to admit to suffering from PTSD because 
they do not want to conform to 
stereotypes that portray women as 
weak.  
 III. Women are aware of the negative 
stereotypes that pervade the military. 
This awareness may lead to a reduction 
in self-esteem. 
 A. Only I B. Only II 
 C. Both I and II D. Both II and III 
 E. None of these  
10. According to the passage, what are the 
reasons that treatment for PTSD has 
been more difficult for women than men 
to obtain? 
 I. Most of the research on virtual reality 
uses for treating PTSD focuses on 
military men.  
 II. Because very few women are placed 
on the front lines, very few were eligible 
to receive free treatment for PTSD as 
per the previous rules which include that 
only veterans who encountered direct 
combat experience qualified to receive 
disability payments for PTSD.  
 III. Women do not follow the regularities 
properly that are needed in treatment of 
PTSD and tend to recover slower than 
man. 
 A. Only I B. Only II 
 C. Only III D. Both I and II 
 E. All I , II and III 
11. Which of the following is the primary 
purpose of the passage? 
 A. To explain why military veterans are 
more likely than civilians to develop 
PTSD 
 B. To persuade government officials to 
increase funding for PTSD treatment 
centers in non-urban areas for female 
veterans 
 C. To denounce the United States 
military for the way they have handled 
female v e t e r an s’ mental health 
problems 
 D. To inform readers about the likely 
warning signs of PTSD among military 
veterans 
 E. To educate readers about the problem 
of insufficient treatment available for 
female veterans with PTSD 
12. According to the passage, what makes 
PTSD harder for a female veteran as 
compared to a male veteran?  
 I. Women also suffers from depression 
alongside their PTSD, because of their 
depression, they self-harm themselves.  
 II. Women are not able to take time off 
to recover from PTSD because females 
give more importance and time in 
maintaining their domestic roles as 
compared to treatment of their PTSD.  
 III. Most female veterans refuse to seek 
treatment 
 A. Only I B. Only II 
 C. Only III D. Both I and II 
 E. All I,II and III 
13. Based on information in the passage, 
which of the following statements best 
reflects the au t h o r ’ s opinion about the 
mental health care provided for female 
veterans? 
 A. Although the VA has not done nearly 
enough, state and independent agencies 
have made up for government 
deficiencies.  
 B. The government has done almost 
nothing to help; the way we treat our 
female veterans is a national disgrace.  
 C. Because service women are more 
likely than service men to develop PTSD, 
mental health care has been better for 
female veterans.  
 D. The VA and other government 
agencies have attempted to provide 
mental health care for female veterans, 
but most of them refuse to seek 
treatment.  
 E. The amount of care provided has 
improved over the past few years, but it 
is still insufficient  
14. Direction: In the following question, 
two columns are given containing a 
connector and three phrases each. In 
the first column, the phrases are A, B 
and C and in the second column, the 
phrases are D, E and F. You have to 
make meaningful sentences using the 
connectors in the starting and from the 
phrases of both the columns. There are 
five options, four of which display the 
sequence(s) in which the phrases with 
the connectors can be joined to form a 
grammatically and contextually correct 
sentence. If none of the options given 
forms a correct sentence after 
combination, select ‘ n o n e of t h e s e ’ as 
your answer. 
  
 A. A-F  B. A-F & C-D  
 C. A-F, C-D & B-E  D. B-E  
 E. A-F & B-E  
15. Direction: In the following question, 
two columns are given containing a 
connector and three phrases each. In 
the first column, the phrases are A, B 
and C and in the second column, the 
phrases are D, E and F. You have to 
make meaningful sentences using the 
connectors in the starting and from the 
phrases of both the columns. There are 
five options, four of which display the 
sequence(s) in which the phrases with 
the connectors can be joined to form a 
grammatically and contextually correct 
sentence. If none of the options given 
forms a correct sentence after 
combination, select ‘ n o n e of t h e s e ’ as 
your answer. 
  
 A. C-F  B. C-F & A-E  
 C. A-D  D. A-D & B-E  
 E. None of these  
Page 5


 Direction (1-6): In the following 
passage, there are blanks, each followed 
by a word given in bold. All these bold 
words are jumbled and do not 
necessarily fit in the blank against them. 
Find the appropriate fit for every blank 
and mark the answer accordingly. 
 There is a lot of academic (A) (unique) 
in Marketing on retailing and most of it 
looks at the retail industry in North 
American and European countries. The 
retail industry in (B) (organised) 
economies such as India presents 
challenges that are typically not seen in 
these contexts. The learning from the 
developed world cannot be applied 
directly to the retail industry in the 
emerging economies. The Indian retail 
industry has certain key features that 
make it (C) (requires). First, the retail 
space is dominated by traditional kirana 
stores. Walk through a street and you 
will find more kirana stores than (D) 
(emerging) retail outlets like Big Bazar 
or Reliance Fresh. Second, the 
government regulation (E) (printed) 
fast moving consumer goods (FMCG) 
manufacturers to print the “Ma xi mu m 
Retail Pr i ce ” or MRP on the package of 
the product. In the US, the retailer (F) 
(relatively) the price paid by the 
consumer but here the MRP is (G) 
(decides) on the package. This anchors 
the final retail price for a product. Third, 
you often see retailers offering extra 
price and quantity benefits at the store 
level like discounts or bundled products. 
Manufacturer-led promotions are (H) 
(reshaping) infrequent. Very rarely 
would you see Unilever India or a 
Proctor & Gamble offering a 15% extra 
for their regular 180ml shampoo. 
Finally, we have the (I) (research) of 
rural areas and cities of different sizes 
spread across the country. Increasing 
urbanisation, increasing incomes, and 
rising aspirations for a better quality of 
life are (J) (diversity) the Indian retail 
space. 
1. Which of the following fits in blank (A)? 
 A. Printed  B. Research  
 C. Diversity  D. Requires  
 E. Reshaping  
2. Which of the following fits in blank (B)? 
 A. Emerging B. Printed  
 C. Reshaping  D. Unique  
 E. Research  
3. Which of the following fits in blank (C)? 
 A. Diversity  B. Decides  
 C. Printed  D. Unique  
 E. Reshaping  
4. Which of the following fits in blank (D)? 
 A. Research  B. Diversity  
 C. Organised D. Printed  
 E. Emerging  
5. Which of the following fits in blank (F)? 
 A. Printed  B. Decides  
 C. Diversity  D. Requires  
 E. Organised  
6. Which of the following fits in blank (H)? 
 A. Decides B. Printed  
 C. Relatively  D. Organised  
 E. Unique  
 Direction (7-13): Read the passage 
carefully and answer the following 
questions. Certain words are printed in 
bold to help you locate them while 
answering some of the questions.  
 In the public's eye, military men are still 
the sole sufferers of PTSD. But research 
shows that women are in some cases 
twice as likely to develop the disorder. 
Despite being far more vulnerable, 
women are often misdiagnosed due to 
cultural stereotypes, and there's a huge 
gap in research on which kinds of 
treatments work best for which kinds of 
people. Studies and research programs 
have been designed, until recently, to 
understand men with PTSD. The same is 
true for support systems and treatment 
centers. In the legal system, women 
who report PTSD from rape are less 
likely to be believed than men who 
report PTSD from combat. Research 
shows that women are at a higher risk 
of PTSD. While men experience more 
traumatic events in their lives, women 
are, depending on which study you look 
at, as much as twice as likely to develop 
PTSD, but no one really knows why. 
Pervasive male prejudice against women 
is another factor that can diminish unit 
cohesion for female soldiers. Because 
women are less likely than men to 
experience unit cohesion while serving 
in the military, women are less likely to 
develop the social support structures 
that will help prevent them from 
developing PTSD. For women, this 
hesitation to self-identify as a sufferer of 
PTSD could be even greater; historically, 
female soldiers have struggled to be 
counted as equals to men on the 
battlefield. Women, stereotypically 
considered to possess less emotional 
fortitude than men, may be unwilling to 
admit that they are suffering from PTSD 
lest they appear to conform to this 
stereotype. 
 That domestic bit has another face too: 
Where men who've experienced trauma 
might be able to take time off to recover, 
women are expected to maintain their 
domestic, caregiving roles, which make 
it harder for women to address 
symptoms of post-traumatic stress for 
fear of "failing" at their roles as mother, 
daughter and wife. "Gendered social 
roles can compound the negative 
impact," said Dawne Vogt, a research 
psychologist at the Women's Health 
Sciences Division of the National Center 
for PTSD. "So they might have additional 
stress when they're dealing with 
something. "Technically, PTSD is largely 
the same for men and women, 
characterized by things like fear based 
anxiety, sleep disturbance, flashbacks, 
feelings of detachment and more. And 
both men and women often experience 
multiple conditions alongside PTSD. But 
they seem to develop different sets of 
additional problems. Women tend to 
develop depression alongside their 
PTSD, while men tend to tack on 
substance abuse. What that means is 
that men with PTSD tend to show a 
different profile than women do. Men 
tend to lash out, showing anger, 
hostility, explosiveness and 
unpredictability. Women, often because 
of their depression, tend to do the 
opposite, becoming withdrawn and 
turning to self harm. What is clear is that 
women who return from combat, with 
PTSD or not, often have a harder time 
returning to their lives. According to a 
report by the Departments of Veterans 
Affairs, Defense, Labor and Housing and 
Urban Development, "America's nearly 
300,000 women veterans are put at risk 
by a system designed for and dominated 
by male veterans." This includes lack of 
access to peer support, group therapy 
and specialized mental health care for 
things like PTSD. Recent changes made 
by the United States Department of 
Veterans Affairs have improved 
treatment options for female veterans 
living with PTSD, but there is still more 
that needs to be done. 
 Women veterans are also more likely to 
be unemployed than male veterans, and 
at least twice as likely to be homeless. 
On top of that, women veterans are 
more likely to be single parents and 
come back to dependents. But Vogt says 
that nobody knows how this might 
impact their PTSD, or which treatments 
might work best. And it's not necessarily 
clear that what works for veterans will 
work for civilians either. Right now, for 
example, most of the research on virtual 
reality uses for treating PTSD focuses on 
military men.Another challenge is that 
until very recently, treatment for PTSD 
has been more difficult for women than 
men to obtain. Before rule changes were 
enacted in 2010, only veterans who 
encountered direct combat experience 
qualified to receive disability payments 
for PTSD. Because very few women are 
placed on the front lines, very few were 
eligible to receive free treatment for 
PTSD. However, recent regulation 
changes have ended these 
stipulations, allowing women who 
serve in any capacity to be eligible for 
benefits. Even if female veterans are 
eligible for these benefits, the quality of 
the care a wartime PTSD sufferer 
receives can vary widely. The United 
States Department of Veterans 
Affair(VA) pays disability benefits to 
service men and women who have been 
diagnosed with PTSD and also provides 
these individuals with free health care. 
But while mental health counseling that 
comes directly from VA doctors is 
completely free to veterans, there are 
often long waiting lists for those who 
need to be evaluated or treated. 
Therapy provided by non-VA 
professionals may not be covered by 
health insurance. Access to mental 
health professionals who have been 
specially trained to treat wartime PTSD 
is often difficult for those not living near 
major urban centers. 
 On both the research level and the policy 
level, more must be done to help the 
women who have sacrificed so much for 
their country Figuring out which 
treatment works best for PTSD is still an 
ongoing process for everybody, men and 
women alike. But if researchers want to 
help treat people equally, they'll need to 
include more women. 
7. What is the style of the passage? 
 A. Argumentative B. Descriptive 
 C. Narrative D. Expository 
 E. Persuasive 
8. Choose the word which is NOT the 
synonym for the word ‘ Tr au ma t i c’ used 
in the passage. 
 A. Daunting B. Atrocious 
 C. Formidable D. Inchoate 
 E. Petrifying 
9. Based on information in the passage, it 
can be inferred that negative 
stereotypes about women in the military 
contribute to their increased likelihood 
to develop PTSD in which of the 
following ways? 
 I. Some male members of the armed 
forces subscribe to negative stereotypes 
about women; this prejudice may 
prevent women from forming close 
bonds with their units.  
 II. Women may be less likely than men 
to admit to suffering from PTSD because 
they do not want to conform to 
stereotypes that portray women as 
weak.  
 III. Women are aware of the negative 
stereotypes that pervade the military. 
This awareness may lead to a reduction 
in self-esteem. 
 A. Only I B. Only II 
 C. Both I and II D. Both II and III 
 E. None of these  
10. According to the passage, what are the 
reasons that treatment for PTSD has 
been more difficult for women than men 
to obtain? 
 I. Most of the research on virtual reality 
uses for treating PTSD focuses on 
military men.  
 II. Because very few women are placed 
on the front lines, very few were eligible 
to receive free treatment for PTSD as 
per the previous rules which include that 
only veterans who encountered direct 
combat experience qualified to receive 
disability payments for PTSD.  
 III. Women do not follow the regularities 
properly that are needed in treatment of 
PTSD and tend to recover slower than 
man. 
 A. Only I B. Only II 
 C. Only III D. Both I and II 
 E. All I , II and III 
11. Which of the following is the primary 
purpose of the passage? 
 A. To explain why military veterans are 
more likely than civilians to develop 
PTSD 
 B. To persuade government officials to 
increase funding for PTSD treatment 
centers in non-urban areas for female 
veterans 
 C. To denounce the United States 
military for the way they have handled 
female v e t e r an s’ mental health 
problems 
 D. To inform readers about the likely 
warning signs of PTSD among military 
veterans 
 E. To educate readers about the problem 
of insufficient treatment available for 
female veterans with PTSD 
12. According to the passage, what makes 
PTSD harder for a female veteran as 
compared to a male veteran?  
 I. Women also suffers from depression 
alongside their PTSD, because of their 
depression, they self-harm themselves.  
 II. Women are not able to take time off 
to recover from PTSD because females 
give more importance and time in 
maintaining their domestic roles as 
compared to treatment of their PTSD.  
 III. Most female veterans refuse to seek 
treatment 
 A. Only I B. Only II 
 C. Only III D. Both I and II 
 E. All I,II and III 
13. Based on information in the passage, 
which of the following statements best 
reflects the au t h o r ’ s opinion about the 
mental health care provided for female 
veterans? 
 A. Although the VA has not done nearly 
enough, state and independent agencies 
have made up for government 
deficiencies.  
 B. The government has done almost 
nothing to help; the way we treat our 
female veterans is a national disgrace.  
 C. Because service women are more 
likely than service men to develop PTSD, 
mental health care has been better for 
female veterans.  
 D. The VA and other government 
agencies have attempted to provide 
mental health care for female veterans, 
but most of them refuse to seek 
treatment.  
 E. The amount of care provided has 
improved over the past few years, but it 
is still insufficient  
14. Direction: In the following question, 
two columns are given containing a 
connector and three phrases each. In 
the first column, the phrases are A, B 
and C and in the second column, the 
phrases are D, E and F. You have to 
make meaningful sentences using the 
connectors in the starting and from the 
phrases of both the columns. There are 
five options, four of which display the 
sequence(s) in which the phrases with 
the connectors can be joined to form a 
grammatically and contextually correct 
sentence. If none of the options given 
forms a correct sentence after 
combination, select ‘ n o n e of t h e s e ’ as 
your answer. 
  
 A. A-F  B. A-F & C-D  
 C. A-F, C-D & B-E  D. B-E  
 E. A-F & B-E  
15. Direction: In the following question, 
two columns are given containing a 
connector and three phrases each. In 
the first column, the phrases are A, B 
and C and in the second column, the 
phrases are D, E and F. You have to 
make meaningful sentences using the 
connectors in the starting and from the 
phrases of both the columns. There are 
five options, four of which display the 
sequence(s) in which the phrases with 
the connectors can be joined to form a 
grammatically and contextually correct 
sentence. If none of the options given 
forms a correct sentence after 
combination, select ‘ n o n e of t h e s e ’ as 
your answer. 
  
 A. C-F  B. C-F & A-E  
 C. A-D  D. A-D & B-E  
 E. None of these  
16. Direction: In the following question, 
two columns are given containing a 
connector and three phrases each. In 
the first column, the phrases are A, B 
and C and in the second column, the 
phrases are D, E and F. You have to 
make meaningful sentences using the 
connectors in the starting and from the 
phrases of both the columns. There are 
five options, four of which display the 
sequence(s) in which the phrases with 
the connectors can be joined to form a 
grammatically and contextually correct 
sentence. If none of the options given 
forms a correct sentence after 
combination, select ‘ n o n e of t h e s e ’ as 
your answer. 
  
 A. A-E  B. A-E & B-F  
 C. B-D  D. A-E, B-D & B-F  
 E. A-D  
 Direction (17-21): The given 
sentences, when properly sequenced, 
form a coherent paragraph. Each 
sentence is labelled with a letter. Choose 
the most logical order of the sentences 
from among the five given choices to 
construct a coherent paragraph keeping 
(6) as the last statement. 
 A) Arif Jamal, a New York Times 
correspondent, reported, "This time, 
India's victory was nearly total: India 
accepted cease-fire only after it had 
occupied 740 square miles, though 
Pakistan had made marginal gains of 
210 square miles of territory." 
 B) On September 22, it ended after the 
intervention of the UN and a ceasefire 
was __________ declared the next day. 
 C) In the August of 1965, Pakistani 
forces infiltrated India-occupied Kashmir 
in what they called Operation Gibraltar. 
 D) While our textbooks taught us that 
we did, people from across the border 
believe that they were victorious. 
 E) Their troops carried extra-
ammunition and entered posing as locals 
of the area and their attack on Indian 
soil led to war without a formal 
declaration, disrupting peace in the 
valley. 
 6) Even though neutral assessments 
suggest our superiority in the war but 
technically it remains militarily 
inconclusive. 
17. Which of the following would be the 
SECOND sentence after 
rearrangement? 
 A. A B. E 
 C. B D. D 
 E. F 
18. Which of the following can precede the 
FIFTH sentence of the passage? 
 A. Under the orders of then Prime 
Minister Lal Bahadur Shastri, Indian 
forces had marched on to Lahore and 
were in striking distance of the 
cantonment while denying the enemy's 
attempt to capture Indian territory. 
 B. But if you think about it, Pakistan's 
aim was to conquer a large part of our 
territory but they did not. 
 C. It is important to note that a ceasefire 
had been ordered at the Rann of Kutch 
after ceasefire violations from April 
through June of the same year (1965). 
 D. Pakistani forces had managed to 
capture an area called Khemkaran, but 
they were pushed back by Indian troops, 
who managed to reach the outskirts of 
Lahore. 
 E. Historian John Keay wrote this in his 
book 'India: A History': "Pakistan made 
gains in the Rajasthan desert but its 
main push against India's Jammu-
Srinagar road link was repulsed and 
Indian tanks advanced to within a sight 
of Lahore."