IBPS Clerk Mains Memory Based Question Paper (8 Oct 2022) | Past Year Papers for Banking Exams - Bank Exams PDF Download

 Page 1


Que. 1 In June 2022, who launched new portal NIRYAT (National Import-Export Record for Yearly Analysis of
Trade)?
Correct Option - 3
Amit Shah 1.
Ram Nath Kovind 2.
Narendra Modi 3.
Piyush Goyal 4.
None of the above 5.
Que. 2 Which Schedule of the Constitution provides for Anti-Defection Law?
Correct Option - 1
10 1.
th
7 2.
th
3 3.
rd
1 4.
st
None of the above 5.
Que. 3 How many diseases are covered under National Vector Borne Disease Control Programme?
Correct Option - 3
4 1.
5 2.
6 3.
7 4.
None of the above 5.
Que. 4 What is MFLOPS?
Correct Option - 2
It is used to measure the state of the CPU. 1.
It is used to measure the speed of CPU. 2.
It is a memory unit. 3.
It is used to measure memory access time. 4.
None of the above 5.
Que. 5 In July 2022, Scientists working with the Large Hadron Collider (LHC) have discovered ________
subatomic particles never seen before.
2 1.
3 2.
4 3.
5 4.
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Page 2


Que. 1 In June 2022, who launched new portal NIRYAT (National Import-Export Record for Yearly Analysis of
Trade)?
Correct Option - 3
Amit Shah 1.
Ram Nath Kovind 2.
Narendra Modi 3.
Piyush Goyal 4.
None of the above 5.
Que. 2 Which Schedule of the Constitution provides for Anti-Defection Law?
Correct Option - 1
10 1.
th
7 2.
th
3 3.
rd
1 4.
st
None of the above 5.
Que. 3 How many diseases are covered under National Vector Borne Disease Control Programme?
Correct Option - 3
4 1.
5 2.
6 3.
7 4.
None of the above 5.
Que. 4 What is MFLOPS?
Correct Option - 2
It is used to measure the state of the CPU. 1.
It is used to measure the speed of CPU. 2.
It is a memory unit. 3.
It is used to measure memory access time. 4.
None of the above 5.
Que. 5 In July 2022, Scientists working with the Large Hadron Collider (LHC) have discovered ________
subatomic particles never seen before.
2 1.
3 2.
4 3.
5 4.
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Correct Option - 2
None of the above 5.
Que. 6 ______ is a short-term unsecured promissory note issued by reputed business organisations at a price
lower than its face value and redeemable at par.
Correct Option - 2
Treasury bill 1.
Commercial paper 2.
Certificate of deposit 3.
Promissory note 4.
None of the above 5.
Que. 7 Consider the following statements:
1. According to the Constitution of India, a person shall be disqualified from being a member of a
legislative assembly if s/he holds any office of profit under the Union or state government.
2. According to the Representation of People Act, 1951, a person is disqualified from being a member of a
legislative assembly if s/he has failed to lodge an account of his/her election expenses within the time.
Which of the statements given above is/are correct?
Correct Option - 3
1 Only 1.
2 Only 2.
Both 1 and 2 3.
Neither 1 nor 2 4.
None of the above 5.
Que. 8 Which of the following department is mainly responsible for policy issues relating to Public Sector
Banks (PSBs)?
Correct Option - 4
Financial Intelligence Unit-India (FIU-IND) 1.
Targeted Public Distribution System (TPDS) 2.
Centralised Public Grievance Redressal and Monitoring System (CPGRAMS) 3.
The Department of Financial Services (DFS) 4.
None of the above 5.
Que. 9 RBI (RBI) on August 9, 2021, under the Deendayal Antyodaya Yojana-National Rural Livelihoods
Mission (DAY-NRLM) has extended mortgage-free loans to self-help groups of ten lakhs. has been
increased from _______.
Correct Option - 4
twelve lakh 1.
sixteen lakh 2.
fourteen lakh 3.
twenty lakh 4.
None of the above 5.
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Page 3


Que. 1 In June 2022, who launched new portal NIRYAT (National Import-Export Record for Yearly Analysis of
Trade)?
Correct Option - 3
Amit Shah 1.
Ram Nath Kovind 2.
Narendra Modi 3.
Piyush Goyal 4.
None of the above 5.
Que. 2 Which Schedule of the Constitution provides for Anti-Defection Law?
Correct Option - 1
10 1.
th
7 2.
th
3 3.
rd
1 4.
st
None of the above 5.
Que. 3 How many diseases are covered under National Vector Borne Disease Control Programme?
Correct Option - 3
4 1.
5 2.
6 3.
7 4.
None of the above 5.
Que. 4 What is MFLOPS?
Correct Option - 2
It is used to measure the state of the CPU. 1.
It is used to measure the speed of CPU. 2.
It is a memory unit. 3.
It is used to measure memory access time. 4.
None of the above 5.
Que. 5 In July 2022, Scientists working with the Large Hadron Collider (LHC) have discovered ________
subatomic particles never seen before.
2 1.
3 2.
4 3.
5 4.
Page- 1
Correct Option - 2
None of the above 5.
Que. 6 ______ is a short-term unsecured promissory note issued by reputed business organisations at a price
lower than its face value and redeemable at par.
Correct Option - 2
Treasury bill 1.
Commercial paper 2.
Certificate of deposit 3.
Promissory note 4.
None of the above 5.
Que. 7 Consider the following statements:
1. According to the Constitution of India, a person shall be disqualified from being a member of a
legislative assembly if s/he holds any office of profit under the Union or state government.
2. According to the Representation of People Act, 1951, a person is disqualified from being a member of a
legislative assembly if s/he has failed to lodge an account of his/her election expenses within the time.
Which of the statements given above is/are correct?
Correct Option - 3
1 Only 1.
2 Only 2.
Both 1 and 2 3.
Neither 1 nor 2 4.
None of the above 5.
Que. 8 Which of the following department is mainly responsible for policy issues relating to Public Sector
Banks (PSBs)?
Correct Option - 4
Financial Intelligence Unit-India (FIU-IND) 1.
Targeted Public Distribution System (TPDS) 2.
Centralised Public Grievance Redressal and Monitoring System (CPGRAMS) 3.
The Department of Financial Services (DFS) 4.
None of the above 5.
Que. 9 RBI (RBI) on August 9, 2021, under the Deendayal Antyodaya Yojana-National Rural Livelihoods
Mission (DAY-NRLM) has extended mortgage-free loans to self-help groups of ten lakhs. has been
increased from _______.
Correct Option - 4
twelve lakh 1.
sixteen lakh 2.
fourteen lakh 3.
twenty lakh 4.
None of the above 5.
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Que. 10 Consider the following statements regarding Cryptocurrencies.
1. It is a digital currency in which encryption techniques are used to regulate the generation of units of
currency and verify the transfer of funds, operating independently of a central bank.
2. Supreme Court had allowed banks and financial institutions to reinstate services related to cryptocurrencies by
setting aside the RBI’s 2018 circular that had prohibited them based on the ground of “proportionality”.
Which of the statements given above is/are correct?
Correct Option - 3
1 only 1.
2 only 2.
Both 1 and 2 3.
Neither 1 nor 2 4.
None of the above 5.
Que. 11 When is the International Day of Democracy observed?
Correct Option - 3
13 September 1.
14 September 2.
15 September 3.
16 September 4.
None of the above 5.
Que. 12 Insurance Regulatory and Development Authority of India (IRDAI) recently announced that no need to
submit______________separately in order to have new annuity products of National Pension Scheme
(NPS).
Correct Option - 2
Digital Life Certificate 1.
Proposal Form 2.
Health Certificate 3.
Police Verification Certificate 4.
Salary Slip 5.
Que. 13 Which regulatory body in India has unveiled a rupee settlement system for international trade in July
2022?
Correct Option - 4
Securities and Exchange Board of India (SEBI) 1.
Competition Commission of India (CCI) 2.
Insurance Regulatory and Development Authority 3.
Reserve Bank of India (RBI) 4.
None of the above/More than one of the above. 5.
Que. 14 ON July 19, Four entities of the eight that commenced testing of their products in the second cohort
under the ____________’s regulatory sandbox structure themed “Cross Border Payments” have
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Page 4


Que. 1 In June 2022, who launched new portal NIRYAT (National Import-Export Record for Yearly Analysis of
Trade)?
Correct Option - 3
Amit Shah 1.
Ram Nath Kovind 2.
Narendra Modi 3.
Piyush Goyal 4.
None of the above 5.
Que. 2 Which Schedule of the Constitution provides for Anti-Defection Law?
Correct Option - 1
10 1.
th
7 2.
th
3 3.
rd
1 4.
st
None of the above 5.
Que. 3 How many diseases are covered under National Vector Borne Disease Control Programme?
Correct Option - 3
4 1.
5 2.
6 3.
7 4.
None of the above 5.
Que. 4 What is MFLOPS?
Correct Option - 2
It is used to measure the state of the CPU. 1.
It is used to measure the speed of CPU. 2.
It is a memory unit. 3.
It is used to measure memory access time. 4.
None of the above 5.
Que. 5 In July 2022, Scientists working with the Large Hadron Collider (LHC) have discovered ________
subatomic particles never seen before.
2 1.
3 2.
4 3.
5 4.
Page- 1
Correct Option - 2
None of the above 5.
Que. 6 ______ is a short-term unsecured promissory note issued by reputed business organisations at a price
lower than its face value and redeemable at par.
Correct Option - 2
Treasury bill 1.
Commercial paper 2.
Certificate of deposit 3.
Promissory note 4.
None of the above 5.
Que. 7 Consider the following statements:
1. According to the Constitution of India, a person shall be disqualified from being a member of a
legislative assembly if s/he holds any office of profit under the Union or state government.
2. According to the Representation of People Act, 1951, a person is disqualified from being a member of a
legislative assembly if s/he has failed to lodge an account of his/her election expenses within the time.
Which of the statements given above is/are correct?
Correct Option - 3
1 Only 1.
2 Only 2.
Both 1 and 2 3.
Neither 1 nor 2 4.
None of the above 5.
Que. 8 Which of the following department is mainly responsible for policy issues relating to Public Sector
Banks (PSBs)?
Correct Option - 4
Financial Intelligence Unit-India (FIU-IND) 1.
Targeted Public Distribution System (TPDS) 2.
Centralised Public Grievance Redressal and Monitoring System (CPGRAMS) 3.
The Department of Financial Services (DFS) 4.
None of the above 5.
Que. 9 RBI (RBI) on August 9, 2021, under the Deendayal Antyodaya Yojana-National Rural Livelihoods
Mission (DAY-NRLM) has extended mortgage-free loans to self-help groups of ten lakhs. has been
increased from _______.
Correct Option - 4
twelve lakh 1.
sixteen lakh 2.
fourteen lakh 3.
twenty lakh 4.
None of the above 5.
Page- 2
Que. 10 Consider the following statements regarding Cryptocurrencies.
1. It is a digital currency in which encryption techniques are used to regulate the generation of units of
currency and verify the transfer of funds, operating independently of a central bank.
2. Supreme Court had allowed banks and financial institutions to reinstate services related to cryptocurrencies by
setting aside the RBI’s 2018 circular that had prohibited them based on the ground of “proportionality”.
Which of the statements given above is/are correct?
Correct Option - 3
1 only 1.
2 only 2.
Both 1 and 2 3.
Neither 1 nor 2 4.
None of the above 5.
Que. 11 When is the International Day of Democracy observed?
Correct Option - 3
13 September 1.
14 September 2.
15 September 3.
16 September 4.
None of the above 5.
Que. 12 Insurance Regulatory and Development Authority of India (IRDAI) recently announced that no need to
submit______________separately in order to have new annuity products of National Pension Scheme
(NPS).
Correct Option - 2
Digital Life Certificate 1.
Proposal Form 2.
Health Certificate 3.
Police Verification Certificate 4.
Salary Slip 5.
Que. 13 Which regulatory body in India has unveiled a rupee settlement system for international trade in July
2022?
Correct Option - 4
Securities and Exchange Board of India (SEBI) 1.
Competition Commission of India (CCI) 2.
Insurance Regulatory and Development Authority 3.
Reserve Bank of India (RBI) 4.
None of the above/More than one of the above. 5.
Que. 14 ON July 19, Four entities of the eight that commenced testing of their products in the second cohort
under the ____________’s regulatory sandbox structure themed “Cross Border Payments” have
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completed the “Test Phase”, 
Correct Option - 3
Securities Exchange Board of India 1.
Insurance Regulatory and Development Authority 2.
Reserve Bank of India 3.
Banks Board Bureau 4.
None of these 5.
Que. 15 The RBI has made the ________ code mandatory for all participants undertaking transactions in the
markets regulated by the RBI.
Correct Option - 2
Visual Entity Identifier 1.
Legal Entity Identifier 2.
Legit Entity Identifier 3.
Stock Entity Identifier 4.
Transaction Entity Identifier 5.
Que. 16 As per a statement by Finance Minister Nirmala Sitharaman, SBI will invest how much per cent equity
in Yes Bank with other investors also being invited?
Correct Option - 2
30 1.
49 2.
51 3.
60 4.
75 5.
Que. 17 The Competition Commission of India (CCI) approves acquisition of stake in IDFC Asset
Management Company Limited and IDFC AMC Trustee Company Limited by ___________ ,
ChrysCapital and GIC.
Correct Option - 4
Bajaj Finserv Ltd 1.
L & T Finance Holdings Ltd 2.
Equitas Holdings Ltd 3.
Bandhan Financial Holdings Ltd 4.
Muthoot Finance Ltd 5.
Que. 18 Which of the following is the electronic trading platform for natural rubber?
eRube 1.
eNam 2.
mRubber 3.
eRubber 4.
mRube 5.
Page- 4
Page 5


Que. 1 In June 2022, who launched new portal NIRYAT (National Import-Export Record for Yearly Analysis of
Trade)?
Correct Option - 3
Amit Shah 1.
Ram Nath Kovind 2.
Narendra Modi 3.
Piyush Goyal 4.
None of the above 5.
Que. 2 Which Schedule of the Constitution provides for Anti-Defection Law?
Correct Option - 1
10 1.
th
7 2.
th
3 3.
rd
1 4.
st
None of the above 5.
Que. 3 How many diseases are covered under National Vector Borne Disease Control Programme?
Correct Option - 3
4 1.
5 2.
6 3.
7 4.
None of the above 5.
Que. 4 What is MFLOPS?
Correct Option - 2
It is used to measure the state of the CPU. 1.
It is used to measure the speed of CPU. 2.
It is a memory unit. 3.
It is used to measure memory access time. 4.
None of the above 5.
Que. 5 In July 2022, Scientists working with the Large Hadron Collider (LHC) have discovered ________
subatomic particles never seen before.
2 1.
3 2.
4 3.
5 4.
Page- 1
Correct Option - 2
None of the above 5.
Que. 6 ______ is a short-term unsecured promissory note issued by reputed business organisations at a price
lower than its face value and redeemable at par.
Correct Option - 2
Treasury bill 1.
Commercial paper 2.
Certificate of deposit 3.
Promissory note 4.
None of the above 5.
Que. 7 Consider the following statements:
1. According to the Constitution of India, a person shall be disqualified from being a member of a
legislative assembly if s/he holds any office of profit under the Union or state government.
2. According to the Representation of People Act, 1951, a person is disqualified from being a member of a
legislative assembly if s/he has failed to lodge an account of his/her election expenses within the time.
Which of the statements given above is/are correct?
Correct Option - 3
1 Only 1.
2 Only 2.
Both 1 and 2 3.
Neither 1 nor 2 4.
None of the above 5.
Que. 8 Which of the following department is mainly responsible for policy issues relating to Public Sector
Banks (PSBs)?
Correct Option - 4
Financial Intelligence Unit-India (FIU-IND) 1.
Targeted Public Distribution System (TPDS) 2.
Centralised Public Grievance Redressal and Monitoring System (CPGRAMS) 3.
The Department of Financial Services (DFS) 4.
None of the above 5.
Que. 9 RBI (RBI) on August 9, 2021, under the Deendayal Antyodaya Yojana-National Rural Livelihoods
Mission (DAY-NRLM) has extended mortgage-free loans to self-help groups of ten lakhs. has been
increased from _______.
Correct Option - 4
twelve lakh 1.
sixteen lakh 2.
fourteen lakh 3.
twenty lakh 4.
None of the above 5.
Page- 2
Que. 10 Consider the following statements regarding Cryptocurrencies.
1. It is a digital currency in which encryption techniques are used to regulate the generation of units of
currency and verify the transfer of funds, operating independently of a central bank.
2. Supreme Court had allowed banks and financial institutions to reinstate services related to cryptocurrencies by
setting aside the RBI’s 2018 circular that had prohibited them based on the ground of “proportionality”.
Which of the statements given above is/are correct?
Correct Option - 3
1 only 1.
2 only 2.
Both 1 and 2 3.
Neither 1 nor 2 4.
None of the above 5.
Que. 11 When is the International Day of Democracy observed?
Correct Option - 3
13 September 1.
14 September 2.
15 September 3.
16 September 4.
None of the above 5.
Que. 12 Insurance Regulatory and Development Authority of India (IRDAI) recently announced that no need to
submit______________separately in order to have new annuity products of National Pension Scheme
(NPS).
Correct Option - 2
Digital Life Certificate 1.
Proposal Form 2.
Health Certificate 3.
Police Verification Certificate 4.
Salary Slip 5.
Que. 13 Which regulatory body in India has unveiled a rupee settlement system for international trade in July
2022?
Correct Option - 4
Securities and Exchange Board of India (SEBI) 1.
Competition Commission of India (CCI) 2.
Insurance Regulatory and Development Authority 3.
Reserve Bank of India (RBI) 4.
None of the above/More than one of the above. 5.
Que. 14 ON July 19, Four entities of the eight that commenced testing of their products in the second cohort
under the ____________’s regulatory sandbox structure themed “Cross Border Payments” have
Page- 3
completed the “Test Phase”, 
Correct Option - 3
Securities Exchange Board of India 1.
Insurance Regulatory and Development Authority 2.
Reserve Bank of India 3.
Banks Board Bureau 4.
None of these 5.
Que. 15 The RBI has made the ________ code mandatory for all participants undertaking transactions in the
markets regulated by the RBI.
Correct Option - 2
Visual Entity Identifier 1.
Legal Entity Identifier 2.
Legit Entity Identifier 3.
Stock Entity Identifier 4.
Transaction Entity Identifier 5.
Que. 16 As per a statement by Finance Minister Nirmala Sitharaman, SBI will invest how much per cent equity
in Yes Bank with other investors also being invited?
Correct Option - 2
30 1.
49 2.
51 3.
60 4.
75 5.
Que. 17 The Competition Commission of India (CCI) approves acquisition of stake in IDFC Asset
Management Company Limited and IDFC AMC Trustee Company Limited by ___________ ,
ChrysCapital and GIC.
Correct Option - 4
Bajaj Finserv Ltd 1.
L & T Finance Holdings Ltd 2.
Equitas Holdings Ltd 3.
Bandhan Financial Holdings Ltd 4.
Muthoot Finance Ltd 5.
Que. 18 Which of the following is the electronic trading platform for natural rubber?
eRube 1.
eNam 2.
mRubber 3.
eRubber 4.
mRube 5.
Page- 4
Correct Option - 5
Que. 19 In the Aarogya Sanjeevani policy provided by the insurers, what is the minimum amount sum
insured(in rupees) provided under the policy?
Correct Option - 2
5000 1.
50,000 2.
1,50,000 3.
5,00,000 4.
None of the above 5.
Que. 20 Which of the following is also known as the bad bank of India?
Correct Option - 2
NCLT 1.
NARCL 2.
NCLAT 3.
NARLC 4.
SARFAESI 5.
Que. 21 "The Reserve Bank has released the eligibility criteria for entities to be categorized as 'Specified User'
of Credit Information Companies (CICs)." Choose the incorrect option(s) regarding the aforesaid
statement?(January, 2021)
Correct Option - 2
The criteria set out the requirements for the entities to become eligible as Specified User of CIC under
the Credit Information Companies (Amendment) Regulations,2021.
1.
The company should have a net worth of not less than ?5 crores as per the latest audited balance sheet
and should meet the requirement on a continuing basis.
2.
A 'specified user' should be a company incorporated in India or a statutory corporation established in the
country.
3.
The company shall have at least three years of experience in running the business or activity of
processing information.
4.
The criteria set out the requirements for the entities to become eligible as Specified User of CIC under
clause (j) of Regulation 3 of the Credit Information Companies (Amendment) Regulations, 2021.
5.
Que. 22 Which of the following is not a small savings scheme?
Correct Option - 5
PPF 1.
NSC 2.
Post Office Time Deposit Scheme 3.
Senior Citizen Savings Scheme 4.
All of the above are small savings schemes 5.
Que. 23
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