Similar GMAT Doubts

• Directions: Read the passage carefully and answer the question as follow.Al... morethough websites such as Facebook and MySpace experienced exponential growth during the middle of the first decade of the 21st century, some users remain oblivious to the fact that the information they post online can come back to haunt them. First, employers can monitor employees who maintain a blog, photo diary, or website. Employers can look for controversial employee opinions, sensitive information disclosures, or wildly inappropriate conduct. For example, a North Carolina newspaper fired one of its features writers after she created a blog on which she anonymously wrote about the idiosyncrasies of her job and coworkers.The second unintended use of information from social networking websites is employers who check on prospective employees. A June 11, 2006 New York Times article reported that many companies recruiting on college campuses use search engines and social networking websites such as MySpace, Xanga, and Facebook to conduct background checks. Although the use of MySpace or Google to scrutinize a student’s background is somewhat unsettling to many undergraduates, the Times noted that the utilization of Facebook is especially shocking to students who believe that Facebook is limited to current students and recent alumni.Corporate recruiters and prospective employers are not the only people interested in college students’ lives. The third unintended use of social networking websites is college administrators who monitor the Internet—especially Facebook—for student misconduct. For example, a college in Boston’s Back Bay expelled its student Government Association President for joining a Facebook group highly critical of a campus police sergeant. In addition, fifteen students at a state university in North Carolina faced charges in court for underage drinking because of photos that appeared on Facebook.Although more users of websites such as Facebook are becoming aware of the potential pitfalls of online identities, many regular users still fail to take three basic security precautions. First, only make your information available to a specific list of individuals whom you approve. Second, regularly search for potentially harmful information about yourself that may have been posted by mistake or by a disgruntled former associate. Third, never post blatantly offensive material under your name or on your page as, despite the best precautions, this material will likely make its way to the wider world. By taking these simple steps, members of the digital world can realize the many benefits of e-community without experiencing some of the damaging unintended consequences.Q.The author implies that users should take all of the following actions to protect their online privacy EXCEPT

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• To remain financially sound, health insurance companies must charge higher ... morerates to insure people considered a higher risk. Lacking complete information about individuals, insurers are forced to set a standard rate, based on the average risk of the group, for a particular segment of the population. Consumers in poor health are willing to pay for the insurance, knowing that it will cover their higher-than-average health-care costs. In contrast, healthy consumers often decide to forgo the insurance, reasoning that it is less expensive to pay out-of-pocket for their lower-than-average health-care costs. The result, called “adverse selection,” is that the riskier members of a group will comprise the group of insurance applicants, potentially leading to a market failure in which insurance companies cannot afford to offer insurance at any price.Among people over age sixty-five, even the wealthy can have difficulty obtaining fairly priced medical insurance, simply because of their age. However, those who blame so-called insurance company greed and discrimination against the elderly are ignoring the reality of adverse selection. Younger people generally obtain health insurance through their employers’ group insurance plan.Employer’s plans obligate all employees to enroll in the plan and effectively pre-screen for general health, as a minimum health level is required to hold a job. Insurance companies can therefore charge a lower premium, based on the lower average risk of the employee pool, without worrying that healthy employees will opt out of the plan.Consumers over sixty-five, typically not employed and thus seeking insurance individually, are necessarily more vulnerable to market failure stemming from adverse selection.Q.The passage states which of the following about the cost of health-care?

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• Directions: Read the passage carefully and answer the question as follow.Al... morethough websites such as Facebook and MySpace experienced exponential growth during the middle of the first decade of the 21st century, some users remain oblivious to the fact that the information they post online can come back to haunt them. First, employers can monitor employees who maintain a blog, photo diary, or website. Employers can look for controversial employee opinions, sensitive information disclosures, or wildly inappropriate conduct. For example, a North Carolina newspaper fired one of its features writers after she created a blog on which she anonymously wrote about the idiosyncrasies of her job and coworkers.The second unintended use of information from social networking websites is employers who check on prospective employees. A June 11, 2006 New York Times article reported that many companies recruiting on college campuses use search engines and social networking websites such as MySpace, Xanga, and Facebook to conduct background checks. Although the use of MySpace or Google to scrutinize a student’s background is somewhat unsettling to many undergraduates, the Times noted that the utilization of Facebook is especially shocking to students who believe that Facebook is limited to current students and recent alumni.Corporate recruiters and prospective employers are not the only people interested in college students’ lives. The third unintended use of social networking websites is college administrators who monitor the Internet—especially Facebook—for student misconduct. For example, a college in Boston’s Back Bay expelled its student Government Association President for joining a Facebook group highly critical of a campus police sergeant. In addition, fifteen students at a state university in North Carolina faced charges in court for underage drinking because of photos that appeared on Facebook.Although more users of websites such as Facebook are becoming aware of the potential pitfalls of online identities, many regular users still fail to take three basic security precautions. First, only make your information available to a specific list of individuals whom you approve. Second, regularly search for potentially harmful information about yourself that may have been posted by mistake or by a disgruntled former associate. Third, never post blatantly offensive material under your name or on your page as, despite the best precautions, this material will likely make its way to the wider world. By taking these simple steps, members of the digital world can realize the many benefits of e-community without experiencing some of the damaging unintended consequences.Q.According to the passage, all of the following represent a possible threat to privacy or an unintended use of data EXCEPT

• 1 Answer

• Directions: Read the passage carefully and answer the question as follow.Al... morethough websites such as Facebook and MySpace experienced exponential growth during the middle of the first decade of the 21st century, some users remain oblivious to the fact that the information they post online can come back to haunt them. First, employers can monitor employees who maintain a blog, photo diary, or website. Employers can look for controversial employee opinions, sensitive information disclosures, or wildly inappropriate conduct. For example, a North Carolina newspaper fired one of its features writers after she created a blog on which she anonymously wrote about the idiosyncrasies of her job and coworkers.The second unintended use of information from social networking websites is employers who check on prospective employees. A June 11, 2006 New York Times article reported that many companies recruiting on college campuses use search engines and social networking websites such as MySpace, Xanga, and Facebook to conduct background checks. Although the use of MySpace or Google to scrutinize a student’s background is somewhat unsettling to many undergraduates, the Times noted that the utilization of Facebook is especially shocking to students who believe that Facebook is limited to current students and recent alumni.Corporate recruiters and prospective employers are not the only people interested in college students’ lives. The third unintended use of social networking websites is college administrators who monitor the Internet—especially Facebook—for student misconduct. For example, a college in Boston’s Back Bay expelled its student Government Association President for joining a Facebook group highly critical of a campus police sergeant. In addition, fifteen students at a state university in North Carolina faced charges in court for underage drinking because of photos that appeared on Facebook.Although more users of websites such as Facebook are becoming aware of the potential pitfalls of online identities, many regular users still fail to take three basic security precautions. First, only make your information available to a specific list of individuals whom you approve. Second, regularly search for potentially harmful information about yourself that may have been posted by mistake or by a disgruntled former associate. Third, never post blatantly offensive material under your name or on your page as, despite the best precautions, this material will likely make its way to the wider world. By taking these simple steps, members of the digital world can realize the many benefits of e-community without experiencing some of the damaging unintended consequences.Q.Based upon the passage, the author implies which of the following

• 1 Answer

• Directions: Read the passage carefully and answer the question as follow.Al... morethough websites such as Facebook and MySpace experienced exponential growth during the middle of the first decade of the 21st century, some users remain oblivious to the fact that the information they post online can come back to haunt them. First, employers can monitor employees who maintain a blog, photo diary, or website. Employers can look for controversial employee opinions, sensitive information disclosures, or wildly inappropriate conduct. For example, a North Carolina newspaper fired one of its features writers after she created a blog on which she anonymously wrote about the idiosyncrasies of her job and coworkers.The second unintended use of information from social networking websites is employers who check on prospective employees. A June 11, 2006 New York Times article reported that many companies recruiting on college campuses use search engines and social networking websites such as MySpace, Xanga, and Facebook to conduct background checks. Although the use of MySpace or Google to scrutinize a student’s background is somewhat unsettling to many undergraduates, the Times noted that the utilization of Facebook is especially shocking to students who believe that Facebook is limited to current students and recent alumni.Corporate recruiters and prospective employers are not the only people interested in college students’ lives. The third unintended use of social networking websites is college administrators who monitor the Internet—especially Facebook—for student misconduct. For example, a college in Boston’s Back Bay expelled its student Government Association President for joining a Facebook group highly critical of a campus police sergeant. In addition, fifteen students at a state university in North Carolina faced charges in court for underage drinking because of photos that appeared on Facebook.Although more users of websites such as Facebook are becoming aware of the potential pitfalls of online identities, many regular users still fail to take three basic security precautions. First, only make your information available to a specific list of individuals whom you approve. Second, regularly search for potentially harmful information about yourself that may have been posted by mistake or by a disgruntled former associate. Third, never post blatantly offensive material under your name or on your page as, despite the best precautions, this material will likely make its way to the wider world. By taking these simple steps, members of the digital world can realize the many benefits of e-community without experiencing some of the damaging unintended consequences.Q.Which of the following best describes the relationship of the fourth paragraph to the remainder of the passage?

• 1 Answer