Ya the traders r not the main source of credit for the rural households in India because they mostly prefer relatives, commercial banks and money lenders .

Main Sources of Credit for Rural Households in India

There are several sources of credit available for rural households in India. These sources include:

1. Relatives and Friends
2. Commercial Banks
3. Moneylenders
4. Traders

Explanation

Out of these sources, traders are not the main source of credit for rural households in India. The reasons for this are:

- Traders usually provide credit for short periods of time, such as for the duration of a crop season. They may not provide credit for other needs of rural households.
- Traders may charge high interest rates for the credit they provide, which may not be affordable for rural households.
- Traders may not have the resources to provide large amounts of credit that some rural households may require.

On the other hand, commercial banks are an important source of credit for rural households in India. They offer several types of loans such as crop loans, livestock loans, and agricultural term loans. These loans are usually offered at lower interest rates compared to moneylenders and traders.

In addition, relatives and friends also play a significant role in providing credit to rural households. They may offer credit for emergencies or for other needs such as weddings or festivals.

Conclusion

In conclusion, traders are not the main source of credit for rural households in India. Commercial banks and relatives/friends provide more significant sources of credit for rural households. It is important for rural households to be aware of the various sources of credit available to them and to choose the source that best meets their needs.