Bank Exams Exam  >  Bank Exams Notes  >  IBPS PO Mock Test Series 2024 & Past Year Papers  >  IBPS PO 2016: Prelims Question Paper Solutions

IBPS PO 2016: Prelims Question Paper Solutions | IBPS PO Mock Test Series 2024 & Past Year Papers - Bank Exams PDF Download

Download, print and study this document offline
Please wait while the PDF view is loading
 Page 1


                 
 
Answers 
 
S101. (c);  
Sol. With an interview given by economic affairs secretary Shaktikanta Das it is clearly mentioned that government has 
to work under some fiscal constraints and it is making efforts to present a growth oriented budget. Fiscal constraints is a 
characteristic and not an objective and hence option 2 is wrong. 
S102. (a) 
Sol. In the 5th passage it is said by economist Madan Sabnav is the government has to increase its allocation for public 
investment on infrastructure to stimulate growth. 
S103. (c) 
Sol. The new budget is based on four pillars: poverty eradication, farmers’ prosperity, job creation and a better quality of 
life for all Indian citizens. The new budget will ensure that India will continue towards stability even in disturbed and 
choppy situations. 
S104. (c) 
Sol. In the 2nd last passage it is mentioned that the government has been providing tax incentives to companies in the 
manufacturing sector, including tax deductions on emoluments paid to new employees, to encourage firms to step up 
hiring and create jobs under its Make in India initiative. 
S105. (e) 
Sol. The government has considered various suggestions which includes 1, 2, 3 and 4. The 5 option is not mentioned 
anywhere in the passage.  
S106. (c); The answer is clearly given in the first paragraph of the passage where author says “The alarm bells should 
start ringing any time now. An important component of the economy has been sinking and needs to be rescued urgently. 
This critical piece is 'savings' and, within this overall head, household savings is the one critical subcomponent that 
needs close watching and nurturing.” Thus, option (c) is the right answer.  
S107. (b); The primary reasons behind the current economic slowdown is the tardy rate of capital expansion - or, 
investment in infrastructure as well as plant and machinery. Thus, statement (A) and (B) both are true.   
S108. (c); It is clearly mentioned in the fourth paragraph of the passage that “Overall economic growth and household 
savings both are directly related.” Thus, statement (A) is true and other statements are incorrect.   
S109. (d); A penchant for the physical assets (such as a bullion or land) and the rise in the price levels of the gold are the 
main reasons of drop in savings in financial instruments after 2009. Thus, option (d) is correct.  
S110. (e); The author says "...a recent study had attr4 ibuted the decline in the household saving ratio in the UK 
during 1995-2007 to a host of factors such as declining real interest rates, looser credit conditions, increase in asset 
prices and greater macroeconomic stability...” Thus, option (e) is correct. 
 
S111. (e);  
Prodigy-  a young person with exceptional qualities or abilities. 
Epitome- a person or thing that is a perfect example of a particular quality or type. So, the right answer to this question 
is epitome , which is an synonym of prodigy. No other word can be a synonym or antonym of prodigy.  
 
S112. (d) 
Nondescript- lacking distinctive or interesting features or characteristics. 
Defined- what is meant by a word, text, concept, or action. So, the right answer to this question is defined , which is an 
antonym of Nondescript. No other word can be a synonym or antonym of Nondescript. 
 
S113.Ans.(b) 
Savant is a French word commonly used in English. It is a common noun that means ‘a highly learned person,’ ‘a high 
scholar,’ ‘a polyglot,’ etc. 
 Postulant is a common noun. It means ‘beginner,’ ‘greenhorn,’ ‘an immature, inexperienced person.’ Thus a postulant 
cannot fit into a team of experienced  professionals. So, the right answer to this question is postulant , which is an 
antonym of savant. No other word can be a synonym or antonym of savant. 
 
S114.Ans.(d) 
Corpulent is a formal word that describes a fat person. 
Obese means having excessive body weight caused by the accumulation of fat; extremely fat. So, the right answer to this 
question is obese, which is an antonym of corpulent. No other word can be a synonym or antonym of Corpulent. 
S115.Ans.(d) 
Page 2


                 
 
Answers 
 
S101. (c);  
Sol. With an interview given by economic affairs secretary Shaktikanta Das it is clearly mentioned that government has 
to work under some fiscal constraints and it is making efforts to present a growth oriented budget. Fiscal constraints is a 
characteristic and not an objective and hence option 2 is wrong. 
S102. (a) 
Sol. In the 5th passage it is said by economist Madan Sabnav is the government has to increase its allocation for public 
investment on infrastructure to stimulate growth. 
S103. (c) 
Sol. The new budget is based on four pillars: poverty eradication, farmers’ prosperity, job creation and a better quality of 
life for all Indian citizens. The new budget will ensure that India will continue towards stability even in disturbed and 
choppy situations. 
S104. (c) 
Sol. In the 2nd last passage it is mentioned that the government has been providing tax incentives to companies in the 
manufacturing sector, including tax deductions on emoluments paid to new employees, to encourage firms to step up 
hiring and create jobs under its Make in India initiative. 
S105. (e) 
Sol. The government has considered various suggestions which includes 1, 2, 3 and 4. The 5 option is not mentioned 
anywhere in the passage.  
S106. (c); The answer is clearly given in the first paragraph of the passage where author says “The alarm bells should 
start ringing any time now. An important component of the economy has been sinking and needs to be rescued urgently. 
This critical piece is 'savings' and, within this overall head, household savings is the one critical subcomponent that 
needs close watching and nurturing.” Thus, option (c) is the right answer.  
S107. (b); The primary reasons behind the current economic slowdown is the tardy rate of capital expansion - or, 
investment in infrastructure as well as plant and machinery. Thus, statement (A) and (B) both are true.   
S108. (c); It is clearly mentioned in the fourth paragraph of the passage that “Overall economic growth and household 
savings both are directly related.” Thus, statement (A) is true and other statements are incorrect.   
S109. (d); A penchant for the physical assets (such as a bullion or land) and the rise in the price levels of the gold are the 
main reasons of drop in savings in financial instruments after 2009. Thus, option (d) is correct.  
S110. (e); The author says "...a recent study had attr4 ibuted the decline in the household saving ratio in the UK 
during 1995-2007 to a host of factors such as declining real interest rates, looser credit conditions, increase in asset 
prices and greater macroeconomic stability...” Thus, option (e) is correct. 
 
S111. (e);  
Prodigy-  a young person with exceptional qualities or abilities. 
Epitome- a person or thing that is a perfect example of a particular quality or type. So, the right answer to this question 
is epitome , which is an synonym of prodigy. No other word can be a synonym or antonym of prodigy.  
 
S112. (d) 
Nondescript- lacking distinctive or interesting features or characteristics. 
Defined- what is meant by a word, text, concept, or action. So, the right answer to this question is defined , which is an 
antonym of Nondescript. No other word can be a synonym or antonym of Nondescript. 
 
S113.Ans.(b) 
Savant is a French word commonly used in English. It is a common noun that means ‘a highly learned person,’ ‘a high 
scholar,’ ‘a polyglot,’ etc. 
 Postulant is a common noun. It means ‘beginner,’ ‘greenhorn,’ ‘an immature, inexperienced person.’ Thus a postulant 
cannot fit into a team of experienced  professionals. So, the right answer to this question is postulant , which is an 
antonym of savant. No other word can be a synonym or antonym of savant. 
 
S114.Ans.(d) 
Corpulent is a formal word that describes a fat person. 
Obese means having excessive body weight caused by the accumulation of fat; extremely fat. So, the right answer to this 
question is obese, which is an antonym of corpulent. No other word can be a synonym or antonym of Corpulent. 
S115.Ans.(d) 
                 
 
When a person embezzles, it usually means that he is stealing money from his employer. 
Misappropriate- dishonestly or unfairly take (something, especially money, belonging to another) for one's own use. So, 
the right answer to this question is misappropriate, which is an synonym of embezzles. No other word can be a synonym 
or antonym of Embezzles. 
 
S116. (c) 
Writing a novel could be 'easier' or 'simpler'. 'Faster' describes a person or a thing in motion. 
'Running' for an election is a phrase which mean to be a candidate. The others are irrelevant 
 
S117.  (b) 
Speech that is hybrid (made up of several elements) by definitions combines these elements. The technical term hybrid 
best suits this context because it is neutral term devoid of negative connotations (which motley and mangled possess). 
 
S118. (d) 
 
S119. (a); ‘accommodating…outburst against’ is the correct use.  
Accomodating- fitting in with someone's wishes or demands in a helpful way. 
Outburst against- a sudden release of strong emotion. 
 
S120.(d); Sophistry is deception through words and turn down is to reject.  
Naivete - inexperienced 
Deception - deceit through action 
 
S121.Ans.(b) 
Sol. 
In the given case, the author gives a positive portrayal of the time traveler and the scene in concern. Options a and d are 
rejected as they introduce negative sentiments. Option (c) and (e) is rejected as no show is being put on in the given 
case. Option (b) is the best match, as it gels well the tone and narrative of the paragraph. Option (e) is irrelevant with 
respect to this context. Also, you should try to see how the tone of option (b) matched the rest of the paragraph and 
makes it the most appropriate one in the given context.  
 
S122.Ans.(d) 
Sol. 
The given question is solved on the basis of sentiment and tone. The author, in the paragraph, describes what 
metaphysics is and goes on to explain how it is one of the oldest sciences. In this description of metaphysics, he adopts a 
positive tone and it can be seen that he appreciates the field. Options a, b and c commit the mistake of being too negative 
in their approach and rather belittle the field of metaphysics. This makes option d the clear answer, as it is the 
neutral/positive statement with respect to the field of metaphysics.  Option e is irrelevant with respect to this context. 
 
S123. Ans.(a) Passage is about nonresident Indian entity and its tax deduction. Other options are not in the context of 
passage as they talk about the things which are not given or can be inferred from the passage. 
 
 
S124. Ans.(a) As the passage says that risk aggregation is new at the beginning of passage it can be inferred that most 
banks are yet to conceptualize it in their processes. Hence option (a) is correct. Option (c) is farfetched conclusion. 
Option (d) is repetition of what is being stated in passage earlier. So it can not be the answer 
 
S125. Ans.(c) The passage talks of the consequences of inflation and what is impacted the most by its consequences is 
the poor, people without social security and pensioners. Hence, (c) is the right answer. 
 
 
S126. (b) 
S127. (b) 
S128. (c) 
S129. (e) 
S130. (e) 
Page 3


                 
 
Answers 
 
S101. (c);  
Sol. With an interview given by economic affairs secretary Shaktikanta Das it is clearly mentioned that government has 
to work under some fiscal constraints and it is making efforts to present a growth oriented budget. Fiscal constraints is a 
characteristic and not an objective and hence option 2 is wrong. 
S102. (a) 
Sol. In the 5th passage it is said by economist Madan Sabnav is the government has to increase its allocation for public 
investment on infrastructure to stimulate growth. 
S103. (c) 
Sol. The new budget is based on four pillars: poverty eradication, farmers’ prosperity, job creation and a better quality of 
life for all Indian citizens. The new budget will ensure that India will continue towards stability even in disturbed and 
choppy situations. 
S104. (c) 
Sol. In the 2nd last passage it is mentioned that the government has been providing tax incentives to companies in the 
manufacturing sector, including tax deductions on emoluments paid to new employees, to encourage firms to step up 
hiring and create jobs under its Make in India initiative. 
S105. (e) 
Sol. The government has considered various suggestions which includes 1, 2, 3 and 4. The 5 option is not mentioned 
anywhere in the passage.  
S106. (c); The answer is clearly given in the first paragraph of the passage where author says “The alarm bells should 
start ringing any time now. An important component of the economy has been sinking and needs to be rescued urgently. 
This critical piece is 'savings' and, within this overall head, household savings is the one critical subcomponent that 
needs close watching and nurturing.” Thus, option (c) is the right answer.  
S107. (b); The primary reasons behind the current economic slowdown is the tardy rate of capital expansion - or, 
investment in infrastructure as well as plant and machinery. Thus, statement (A) and (B) both are true.   
S108. (c); It is clearly mentioned in the fourth paragraph of the passage that “Overall economic growth and household 
savings both are directly related.” Thus, statement (A) is true and other statements are incorrect.   
S109. (d); A penchant for the physical assets (such as a bullion or land) and the rise in the price levels of the gold are the 
main reasons of drop in savings in financial instruments after 2009. Thus, option (d) is correct.  
S110. (e); The author says "...a recent study had attr4 ibuted the decline in the household saving ratio in the UK 
during 1995-2007 to a host of factors such as declining real interest rates, looser credit conditions, increase in asset 
prices and greater macroeconomic stability...” Thus, option (e) is correct. 
 
S111. (e);  
Prodigy-  a young person with exceptional qualities or abilities. 
Epitome- a person or thing that is a perfect example of a particular quality or type. So, the right answer to this question 
is epitome , which is an synonym of prodigy. No other word can be a synonym or antonym of prodigy.  
 
S112. (d) 
Nondescript- lacking distinctive or interesting features or characteristics. 
Defined- what is meant by a word, text, concept, or action. So, the right answer to this question is defined , which is an 
antonym of Nondescript. No other word can be a synonym or antonym of Nondescript. 
 
S113.Ans.(b) 
Savant is a French word commonly used in English. It is a common noun that means ‘a highly learned person,’ ‘a high 
scholar,’ ‘a polyglot,’ etc. 
 Postulant is a common noun. It means ‘beginner,’ ‘greenhorn,’ ‘an immature, inexperienced person.’ Thus a postulant 
cannot fit into a team of experienced  professionals. So, the right answer to this question is postulant , which is an 
antonym of savant. No other word can be a synonym or antonym of savant. 
 
S114.Ans.(d) 
Corpulent is a formal word that describes a fat person. 
Obese means having excessive body weight caused by the accumulation of fat; extremely fat. So, the right answer to this 
question is obese, which is an antonym of corpulent. No other word can be a synonym or antonym of Corpulent. 
S115.Ans.(d) 
                 
 
When a person embezzles, it usually means that he is stealing money from his employer. 
Misappropriate- dishonestly or unfairly take (something, especially money, belonging to another) for one's own use. So, 
the right answer to this question is misappropriate, which is an synonym of embezzles. No other word can be a synonym 
or antonym of Embezzles. 
 
S116. (c) 
Writing a novel could be 'easier' or 'simpler'. 'Faster' describes a person or a thing in motion. 
'Running' for an election is a phrase which mean to be a candidate. The others are irrelevant 
 
S117.  (b) 
Speech that is hybrid (made up of several elements) by definitions combines these elements. The technical term hybrid 
best suits this context because it is neutral term devoid of negative connotations (which motley and mangled possess). 
 
S118. (d) 
 
S119. (a); ‘accommodating…outburst against’ is the correct use.  
Accomodating- fitting in with someone's wishes or demands in a helpful way. 
Outburst against- a sudden release of strong emotion. 
 
S120.(d); Sophistry is deception through words and turn down is to reject.  
Naivete - inexperienced 
Deception - deceit through action 
 
S121.Ans.(b) 
Sol. 
In the given case, the author gives a positive portrayal of the time traveler and the scene in concern. Options a and d are 
rejected as they introduce negative sentiments. Option (c) and (e) is rejected as no show is being put on in the given 
case. Option (b) is the best match, as it gels well the tone and narrative of the paragraph. Option (e) is irrelevant with 
respect to this context. Also, you should try to see how the tone of option (b) matched the rest of the paragraph and 
makes it the most appropriate one in the given context.  
 
S122.Ans.(d) 
Sol. 
The given question is solved on the basis of sentiment and tone. The author, in the paragraph, describes what 
metaphysics is and goes on to explain how it is one of the oldest sciences. In this description of metaphysics, he adopts a 
positive tone and it can be seen that he appreciates the field. Options a, b and c commit the mistake of being too negative 
in their approach and rather belittle the field of metaphysics. This makes option d the clear answer, as it is the 
neutral/positive statement with respect to the field of metaphysics.  Option e is irrelevant with respect to this context. 
 
S123. Ans.(a) Passage is about nonresident Indian entity and its tax deduction. Other options are not in the context of 
passage as they talk about the things which are not given or can be inferred from the passage. 
 
 
S124. Ans.(a) As the passage says that risk aggregation is new at the beginning of passage it can be inferred that most 
banks are yet to conceptualize it in their processes. Hence option (a) is correct. Option (c) is farfetched conclusion. 
Option (d) is repetition of what is being stated in passage earlier. So it can not be the answer 
 
S125. Ans.(c) The passage talks of the consequences of inflation and what is impacted the most by its consequences is 
the poor, people without social security and pensioners. Hence, (c) is the right answer. 
 
 
S126. (b) 
S127. (b) 
S128. (c) 
S129. (e) 
S130. (e) 
                 
 
 
S131.Ans.(c) 
Sol. 
Only option (c) is the one that does not fit into the theme of the paragraph as it is talking about the number of caveats 
this model is subjected to while the other sentences are not pointing to that but are actually trying to figure out the 
reason for the corridor and what corridor is about. 
 
S132.Ans.(e) 
Sol. 
Option (e) is the one that does not fit into the theme of the paragraph as  it is talking about the goals that are set by India 
while the other statements are indicating about the agreement of the Paris and the ramifications in the agreement. 
  
S133.Ans.(e) 
Sol. 
Statement (a) mentions about the term corporate social responsibility which is slowly creeping and becoming a part of 
India’s business era. The term pro bono means, ‘for the public good’, pro bono means a case is taken up for free or the 
rates are deeply discounted. Statements (c) and (d) mentions about the legal system and pro bono work .statement (e)is 
not about the legal system.  
 
S134.Ans.(b) 
Sol. 
Option (b) is the one that doesn’t fit into the theme of the paragraph. 
 
S135.Ans.(b) 
Sol. 
Sentences (a),(c),(d) and (e) are talking about the air pollution and the effects of air pollution and its current scenario 
while the 5th option is providing us with the solution to the problem. 
 
S136. (d); Adverb modifies a verb/an adjective or an adverb. Place it before the verb i.e. ‘already know’, ‘often invited’, 
‘have just seen’, ‘ determined never to yield this point – i.e. I will never  compromise/surrender on this point, it is not 
’never determined’ –it will mean –adverb never is giving emphasis on the determination of the subject ‘I’ besides this is 
the particular point which is never to be yielded. 
 
S137. (c); unreal past conditional with little or negligible probability. Punctuation usage –comma- to be placed before 
and after the adverb ‘unfortunately’ as the same has been used in the middle of the sentence. Had it been used in the 
beginning of the sentence, comma would have been required only after the said adverb. 
 
S138. (c); The judges, talking at length among themselves, finally distributed the awards among the most active children. 
(Participial phrase – modifies judges) 
 
S139. (c);  “I have been ill for a fortnight and the Management as well as the school sports committee prefers to elect me 
Captain of school team. Initially I thought that it was only in fun but I was wrong.” 
 
S140. (d); Conditional Real past with low probability although something better can happen with the turn of events like 
paying more attention in the class. So, use simple past in ‘if’ clause followed by comma and base form of the verb with 
would/should/could/might. 
 
Page 4


                 
 
Answers 
 
S101. (c);  
Sol. With an interview given by economic affairs secretary Shaktikanta Das it is clearly mentioned that government has 
to work under some fiscal constraints and it is making efforts to present a growth oriented budget. Fiscal constraints is a 
characteristic and not an objective and hence option 2 is wrong. 
S102. (a) 
Sol. In the 5th passage it is said by economist Madan Sabnav is the government has to increase its allocation for public 
investment on infrastructure to stimulate growth. 
S103. (c) 
Sol. The new budget is based on four pillars: poverty eradication, farmers’ prosperity, job creation and a better quality of 
life for all Indian citizens. The new budget will ensure that India will continue towards stability even in disturbed and 
choppy situations. 
S104. (c) 
Sol. In the 2nd last passage it is mentioned that the government has been providing tax incentives to companies in the 
manufacturing sector, including tax deductions on emoluments paid to new employees, to encourage firms to step up 
hiring and create jobs under its Make in India initiative. 
S105. (e) 
Sol. The government has considered various suggestions which includes 1, 2, 3 and 4. The 5 option is not mentioned 
anywhere in the passage.  
S106. (c); The answer is clearly given in the first paragraph of the passage where author says “The alarm bells should 
start ringing any time now. An important component of the economy has been sinking and needs to be rescued urgently. 
This critical piece is 'savings' and, within this overall head, household savings is the one critical subcomponent that 
needs close watching and nurturing.” Thus, option (c) is the right answer.  
S107. (b); The primary reasons behind the current economic slowdown is the tardy rate of capital expansion - or, 
investment in infrastructure as well as plant and machinery. Thus, statement (A) and (B) both are true.   
S108. (c); It is clearly mentioned in the fourth paragraph of the passage that “Overall economic growth and household 
savings both are directly related.” Thus, statement (A) is true and other statements are incorrect.   
S109. (d); A penchant for the physical assets (such as a bullion or land) and the rise in the price levels of the gold are the 
main reasons of drop in savings in financial instruments after 2009. Thus, option (d) is correct.  
S110. (e); The author says "...a recent study had attr4 ibuted the decline in the household saving ratio in the UK 
during 1995-2007 to a host of factors such as declining real interest rates, looser credit conditions, increase in asset 
prices and greater macroeconomic stability...” Thus, option (e) is correct. 
 
S111. (e);  
Prodigy-  a young person with exceptional qualities or abilities. 
Epitome- a person or thing that is a perfect example of a particular quality or type. So, the right answer to this question 
is epitome , which is an synonym of prodigy. No other word can be a synonym or antonym of prodigy.  
 
S112. (d) 
Nondescript- lacking distinctive or interesting features or characteristics. 
Defined- what is meant by a word, text, concept, or action. So, the right answer to this question is defined , which is an 
antonym of Nondescript. No other word can be a synonym or antonym of Nondescript. 
 
S113.Ans.(b) 
Savant is a French word commonly used in English. It is a common noun that means ‘a highly learned person,’ ‘a high 
scholar,’ ‘a polyglot,’ etc. 
 Postulant is a common noun. It means ‘beginner,’ ‘greenhorn,’ ‘an immature, inexperienced person.’ Thus a postulant 
cannot fit into a team of experienced  professionals. So, the right answer to this question is postulant , which is an 
antonym of savant. No other word can be a synonym or antonym of savant. 
 
S114.Ans.(d) 
Corpulent is a formal word that describes a fat person. 
Obese means having excessive body weight caused by the accumulation of fat; extremely fat. So, the right answer to this 
question is obese, which is an antonym of corpulent. No other word can be a synonym or antonym of Corpulent. 
S115.Ans.(d) 
                 
 
When a person embezzles, it usually means that he is stealing money from his employer. 
Misappropriate- dishonestly or unfairly take (something, especially money, belonging to another) for one's own use. So, 
the right answer to this question is misappropriate, which is an synonym of embezzles. No other word can be a synonym 
or antonym of Embezzles. 
 
S116. (c) 
Writing a novel could be 'easier' or 'simpler'. 'Faster' describes a person or a thing in motion. 
'Running' for an election is a phrase which mean to be a candidate. The others are irrelevant 
 
S117.  (b) 
Speech that is hybrid (made up of several elements) by definitions combines these elements. The technical term hybrid 
best suits this context because it is neutral term devoid of negative connotations (which motley and mangled possess). 
 
S118. (d) 
 
S119. (a); ‘accommodating…outburst against’ is the correct use.  
Accomodating- fitting in with someone's wishes or demands in a helpful way. 
Outburst against- a sudden release of strong emotion. 
 
S120.(d); Sophistry is deception through words and turn down is to reject.  
Naivete - inexperienced 
Deception - deceit through action 
 
S121.Ans.(b) 
Sol. 
In the given case, the author gives a positive portrayal of the time traveler and the scene in concern. Options a and d are 
rejected as they introduce negative sentiments. Option (c) and (e) is rejected as no show is being put on in the given 
case. Option (b) is the best match, as it gels well the tone and narrative of the paragraph. Option (e) is irrelevant with 
respect to this context. Also, you should try to see how the tone of option (b) matched the rest of the paragraph and 
makes it the most appropriate one in the given context.  
 
S122.Ans.(d) 
Sol. 
The given question is solved on the basis of sentiment and tone. The author, in the paragraph, describes what 
metaphysics is and goes on to explain how it is one of the oldest sciences. In this description of metaphysics, he adopts a 
positive tone and it can be seen that he appreciates the field. Options a, b and c commit the mistake of being too negative 
in their approach and rather belittle the field of metaphysics. This makes option d the clear answer, as it is the 
neutral/positive statement with respect to the field of metaphysics.  Option e is irrelevant with respect to this context. 
 
S123. Ans.(a) Passage is about nonresident Indian entity and its tax deduction. Other options are not in the context of 
passage as they talk about the things which are not given or can be inferred from the passage. 
 
 
S124. Ans.(a) As the passage says that risk aggregation is new at the beginning of passage it can be inferred that most 
banks are yet to conceptualize it in their processes. Hence option (a) is correct. Option (c) is farfetched conclusion. 
Option (d) is repetition of what is being stated in passage earlier. So it can not be the answer 
 
S125. Ans.(c) The passage talks of the consequences of inflation and what is impacted the most by its consequences is 
the poor, people without social security and pensioners. Hence, (c) is the right answer. 
 
 
S126. (b) 
S127. (b) 
S128. (c) 
S129. (e) 
S130. (e) 
                 
 
 
S131.Ans.(c) 
Sol. 
Only option (c) is the one that does not fit into the theme of the paragraph as it is talking about the number of caveats 
this model is subjected to while the other sentences are not pointing to that but are actually trying to figure out the 
reason for the corridor and what corridor is about. 
 
S132.Ans.(e) 
Sol. 
Option (e) is the one that does not fit into the theme of the paragraph as  it is talking about the goals that are set by India 
while the other statements are indicating about the agreement of the Paris and the ramifications in the agreement. 
  
S133.Ans.(e) 
Sol. 
Statement (a) mentions about the term corporate social responsibility which is slowly creeping and becoming a part of 
India’s business era. The term pro bono means, ‘for the public good’, pro bono means a case is taken up for free or the 
rates are deeply discounted. Statements (c) and (d) mentions about the legal system and pro bono work .statement (e)is 
not about the legal system.  
 
S134.Ans.(b) 
Sol. 
Option (b) is the one that doesn’t fit into the theme of the paragraph. 
 
S135.Ans.(b) 
Sol. 
Sentences (a),(c),(d) and (e) are talking about the air pollution and the effects of air pollution and its current scenario 
while the 5th option is providing us with the solution to the problem. 
 
S136. (d); Adverb modifies a verb/an adjective or an adverb. Place it before the verb i.e. ‘already know’, ‘often invited’, 
‘have just seen’, ‘ determined never to yield this point – i.e. I will never  compromise/surrender on this point, it is not 
’never determined’ –it will mean –adverb never is giving emphasis on the determination of the subject ‘I’ besides this is 
the particular point which is never to be yielded. 
 
S137. (c); unreal past conditional with little or negligible probability. Punctuation usage –comma- to be placed before 
and after the adverb ‘unfortunately’ as the same has been used in the middle of the sentence. Had it been used in the 
beginning of the sentence, comma would have been required only after the said adverb. 
 
S138. (c); The judges, talking at length among themselves, finally distributed the awards among the most active children. 
(Participial phrase – modifies judges) 
 
S139. (c);  “I have been ill for a fortnight and the Management as well as the school sports committee prefers to elect me 
Captain of school team. Initially I thought that it was only in fun but I was wrong.” 
 
S140. (d); Conditional Real past with low probability although something better can happen with the turn of events like 
paying more attention in the class. So, use simple past in ‘if’ clause followed by comma and base form of the verb with 
would/should/could/might. 
 
         
 
SOLUTIONS: REASONING 
Directions (1-5): 
1. (c) I. P = S (True)  II. I > R (True) 
2. (b)   I. T = D (True)  II. R > S (False) 
3. (a)   I. A = E (False)  II. C < F (True)  
4. (e) I. J > G (False)  II. J = G (False)  
5. (e)  I. L < R (False)  II. E = Q (False) 
Directions (6-10):  
 
6. (a) 
7. (a) 
8. (d) 
9. (e) 
10. (c) 
Directions (11-15): 
11. (e)  
 
12. (e) 
 
13. (d) 
 
14. (e) 
 
15. (a) 
 
Directions (16-18): 
 
16. (b) 
17. (a) 
18. (a) 
Directions (19-23) 
 
 
19. (b) 
20. (d) 
21. (b) 
22. (a) 
23. (b) 
Directions (24-26) 
 
24. (c) 
25. (c) 
26. (c) 
Directions (27-29): 
 
27. (b) 
28. (c) 
29. (b) 
Page 5


                 
 
Answers 
 
S101. (c);  
Sol. With an interview given by economic affairs secretary Shaktikanta Das it is clearly mentioned that government has 
to work under some fiscal constraints and it is making efforts to present a growth oriented budget. Fiscal constraints is a 
characteristic and not an objective and hence option 2 is wrong. 
S102. (a) 
Sol. In the 5th passage it is said by economist Madan Sabnav is the government has to increase its allocation for public 
investment on infrastructure to stimulate growth. 
S103. (c) 
Sol. The new budget is based on four pillars: poverty eradication, farmers’ prosperity, job creation and a better quality of 
life for all Indian citizens. The new budget will ensure that India will continue towards stability even in disturbed and 
choppy situations. 
S104. (c) 
Sol. In the 2nd last passage it is mentioned that the government has been providing tax incentives to companies in the 
manufacturing sector, including tax deductions on emoluments paid to new employees, to encourage firms to step up 
hiring and create jobs under its Make in India initiative. 
S105. (e) 
Sol. The government has considered various suggestions which includes 1, 2, 3 and 4. The 5 option is not mentioned 
anywhere in the passage.  
S106. (c); The answer is clearly given in the first paragraph of the passage where author says “The alarm bells should 
start ringing any time now. An important component of the economy has been sinking and needs to be rescued urgently. 
This critical piece is 'savings' and, within this overall head, household savings is the one critical subcomponent that 
needs close watching and nurturing.” Thus, option (c) is the right answer.  
S107. (b); The primary reasons behind the current economic slowdown is the tardy rate of capital expansion - or, 
investment in infrastructure as well as plant and machinery. Thus, statement (A) and (B) both are true.   
S108. (c); It is clearly mentioned in the fourth paragraph of the passage that “Overall economic growth and household 
savings both are directly related.” Thus, statement (A) is true and other statements are incorrect.   
S109. (d); A penchant for the physical assets (such as a bullion or land) and the rise in the price levels of the gold are the 
main reasons of drop in savings in financial instruments after 2009. Thus, option (d) is correct.  
S110. (e); The author says "...a recent study had attr4 ibuted the decline in the household saving ratio in the UK 
during 1995-2007 to a host of factors such as declining real interest rates, looser credit conditions, increase in asset 
prices and greater macroeconomic stability...” Thus, option (e) is correct. 
 
S111. (e);  
Prodigy-  a young person with exceptional qualities or abilities. 
Epitome- a person or thing that is a perfect example of a particular quality or type. So, the right answer to this question 
is epitome , which is an synonym of prodigy. No other word can be a synonym or antonym of prodigy.  
 
S112. (d) 
Nondescript- lacking distinctive or interesting features or characteristics. 
Defined- what is meant by a word, text, concept, or action. So, the right answer to this question is defined , which is an 
antonym of Nondescript. No other word can be a synonym or antonym of Nondescript. 
 
S113.Ans.(b) 
Savant is a French word commonly used in English. It is a common noun that means ‘a highly learned person,’ ‘a high 
scholar,’ ‘a polyglot,’ etc. 
 Postulant is a common noun. It means ‘beginner,’ ‘greenhorn,’ ‘an immature, inexperienced person.’ Thus a postulant 
cannot fit into a team of experienced  professionals. So, the right answer to this question is postulant , which is an 
antonym of savant. No other word can be a synonym or antonym of savant. 
 
S114.Ans.(d) 
Corpulent is a formal word that describes a fat person. 
Obese means having excessive body weight caused by the accumulation of fat; extremely fat. So, the right answer to this 
question is obese, which is an antonym of corpulent. No other word can be a synonym or antonym of Corpulent. 
S115.Ans.(d) 
                 
 
When a person embezzles, it usually means that he is stealing money from his employer. 
Misappropriate- dishonestly or unfairly take (something, especially money, belonging to another) for one's own use. So, 
the right answer to this question is misappropriate, which is an synonym of embezzles. No other word can be a synonym 
or antonym of Embezzles. 
 
S116. (c) 
Writing a novel could be 'easier' or 'simpler'. 'Faster' describes a person or a thing in motion. 
'Running' for an election is a phrase which mean to be a candidate. The others are irrelevant 
 
S117.  (b) 
Speech that is hybrid (made up of several elements) by definitions combines these elements. The technical term hybrid 
best suits this context because it is neutral term devoid of negative connotations (which motley and mangled possess). 
 
S118. (d) 
 
S119. (a); ‘accommodating…outburst against’ is the correct use.  
Accomodating- fitting in with someone's wishes or demands in a helpful way. 
Outburst against- a sudden release of strong emotion. 
 
S120.(d); Sophistry is deception through words and turn down is to reject.  
Naivete - inexperienced 
Deception - deceit through action 
 
S121.Ans.(b) 
Sol. 
In the given case, the author gives a positive portrayal of the time traveler and the scene in concern. Options a and d are 
rejected as they introduce negative sentiments. Option (c) and (e) is rejected as no show is being put on in the given 
case. Option (b) is the best match, as it gels well the tone and narrative of the paragraph. Option (e) is irrelevant with 
respect to this context. Also, you should try to see how the tone of option (b) matched the rest of the paragraph and 
makes it the most appropriate one in the given context.  
 
S122.Ans.(d) 
Sol. 
The given question is solved on the basis of sentiment and tone. The author, in the paragraph, describes what 
metaphysics is and goes on to explain how it is one of the oldest sciences. In this description of metaphysics, he adopts a 
positive tone and it can be seen that he appreciates the field. Options a, b and c commit the mistake of being too negative 
in their approach and rather belittle the field of metaphysics. This makes option d the clear answer, as it is the 
neutral/positive statement with respect to the field of metaphysics.  Option e is irrelevant with respect to this context. 
 
S123. Ans.(a) Passage is about nonresident Indian entity and its tax deduction. Other options are not in the context of 
passage as they talk about the things which are not given or can be inferred from the passage. 
 
 
S124. Ans.(a) As the passage says that risk aggregation is new at the beginning of passage it can be inferred that most 
banks are yet to conceptualize it in their processes. Hence option (a) is correct. Option (c) is farfetched conclusion. 
Option (d) is repetition of what is being stated in passage earlier. So it can not be the answer 
 
S125. Ans.(c) The passage talks of the consequences of inflation and what is impacted the most by its consequences is 
the poor, people without social security and pensioners. Hence, (c) is the right answer. 
 
 
S126. (b) 
S127. (b) 
S128. (c) 
S129. (e) 
S130. (e) 
                 
 
 
S131.Ans.(c) 
Sol. 
Only option (c) is the one that does not fit into the theme of the paragraph as it is talking about the number of caveats 
this model is subjected to while the other sentences are not pointing to that but are actually trying to figure out the 
reason for the corridor and what corridor is about. 
 
S132.Ans.(e) 
Sol. 
Option (e) is the one that does not fit into the theme of the paragraph as  it is talking about the goals that are set by India 
while the other statements are indicating about the agreement of the Paris and the ramifications in the agreement. 
  
S133.Ans.(e) 
Sol. 
Statement (a) mentions about the term corporate social responsibility which is slowly creeping and becoming a part of 
India’s business era. The term pro bono means, ‘for the public good’, pro bono means a case is taken up for free or the 
rates are deeply discounted. Statements (c) and (d) mentions about the legal system and pro bono work .statement (e)is 
not about the legal system.  
 
S134.Ans.(b) 
Sol. 
Option (b) is the one that doesn’t fit into the theme of the paragraph. 
 
S135.Ans.(b) 
Sol. 
Sentences (a),(c),(d) and (e) are talking about the air pollution and the effects of air pollution and its current scenario 
while the 5th option is providing us with the solution to the problem. 
 
S136. (d); Adverb modifies a verb/an adjective or an adverb. Place it before the verb i.e. ‘already know’, ‘often invited’, 
‘have just seen’, ‘ determined never to yield this point – i.e. I will never  compromise/surrender on this point, it is not 
’never determined’ –it will mean –adverb never is giving emphasis on the determination of the subject ‘I’ besides this is 
the particular point which is never to be yielded. 
 
S137. (c); unreal past conditional with little or negligible probability. Punctuation usage –comma- to be placed before 
and after the adverb ‘unfortunately’ as the same has been used in the middle of the sentence. Had it been used in the 
beginning of the sentence, comma would have been required only after the said adverb. 
 
S138. (c); The judges, talking at length among themselves, finally distributed the awards among the most active children. 
(Participial phrase – modifies judges) 
 
S139. (c);  “I have been ill for a fortnight and the Management as well as the school sports committee prefers to elect me 
Captain of school team. Initially I thought that it was only in fun but I was wrong.” 
 
S140. (d); Conditional Real past with low probability although something better can happen with the turn of events like 
paying more attention in the class. So, use simple past in ‘if’ clause followed by comma and base form of the verb with 
would/should/could/might. 
 
         
 
SOLUTIONS: REASONING 
Directions (1-5): 
1. (c) I. P = S (True)  II. I > R (True) 
2. (b)   I. T = D (True)  II. R > S (False) 
3. (a)   I. A = E (False)  II. C < F (True)  
4. (e) I. J > G (False)  II. J = G (False)  
5. (e)  I. L < R (False)  II. E = Q (False) 
Directions (6-10):  
 
6. (a) 
7. (a) 
8. (d) 
9. (e) 
10. (c) 
Directions (11-15): 
11. (e)  
 
12. (e) 
 
13. (d) 
 
14. (e) 
 
15. (a) 
 
Directions (16-18): 
 
16. (b) 
17. (a) 
18. (a) 
Directions (19-23) 
 
 
19. (b) 
20. (d) 
21. (b) 
22. (a) 
23. (b) 
Directions (24-26) 
 
24. (c) 
25. (c) 
26. (c) 
Directions (27-29): 
 
27. (b) 
28. (c) 
29. (b) 
         
Directions (30-35): 
FLOOR PERSON SUBJECTS 
7 S 9000 
6 N 11000 
5 M 15000 
4 Q 3500 
3 P 5000 
2 R 7500 
1 O 13500 
 
30. (d) 
31. (a) 
32. (c) 
33. (c) 
34. (e) 
35. (c) 
Read More
33 docs|72 tests

Top Courses for Bank Exams

33 docs|72 tests
Download as PDF
Explore Courses for Bank Exams exam

Top Courses for Bank Exams

Signup for Free!
Signup to see your scores go up within 7 days! Learn & Practice with 1000+ FREE Notes, Videos & Tests.
10M+ students study on EduRev
Related Searches

practice quizzes

,

study material

,

ppt

,

Exam

,

MCQs

,

Previous Year Questions with Solutions

,

past year papers

,

IBPS PO 2016: Prelims Question Paper Solutions | IBPS PO Mock Test Series 2024 & Past Year Papers - Bank Exams

,

Sample Paper

,

IBPS PO 2016: Prelims Question Paper Solutions | IBPS PO Mock Test Series 2024 & Past Year Papers - Bank Exams

,

Free

,

Objective type Questions

,

Semester Notes

,

Extra Questions

,

Summary

,

mock tests for examination

,

shortcuts and tricks

,

video lectures

,

Viva Questions

,

IBPS PO 2016: Prelims Question Paper Solutions | IBPS PO Mock Test Series 2024 & Past Year Papers - Bank Exams

,

Important questions

,

pdf

;