Introduction - Central Banking, Indian Financial System B Com Notes | EduRev

Indian Financial System

Created by: Arshit Thakur

B Com : Introduction - Central Banking, Indian Financial System B Com Notes | EduRev

The document Introduction - Central Banking, Indian Financial System B Com Notes | EduRev is a part of the B Com Course Indian Financial System.
All you need of B Com at this link: B Com

Introduction

The pattern of central banking in India was based on the Bank of England. England had a highly developed banking system in which the functioning of the central bank as a banker's bank and their regulation of money supply set the pattern. The central bank's, function as 'a: lender of last resort' was oil the condition that the banks maintain stable cash ratios as prescribed from time to time. The effective functioning of the British model depends on an active securities market where open market operations can be conducted at the discount rate. The effectiveness of open market operations however depends on the member banks' dependence on the central bank and the influence it wields on interest rates. Later models, especially those in developing countries showed that central banks play an advisory role and render technical services in the field of foreign exchange, foster the growth of a sound financial system and act as a banker to government.

Liabilities

Rs.

%

Assets

Rs.

%

 

Crores

 

 

Crores

 

1. Capital

18,447

1.66

Cash and Balance

85,371

7.69%

2. Reserves & Surplus

43,834

3.95

with RBI

 

 

 

 

 

Balances with banks and money at call and short notice

81,019

7.30

3. Deposits

900,307

81.08

Investments

4,13,871

37.27

Demand

1,29,339

11.65

Government securities

2,88,178

25.95

Savings

1,88,483

16.97

 

 

 

Term

5,82,485

52.46

Other approved

25,243

2.27

 

 

 

Non approved

1,00,450

9.05

4. Borrowings

43,350

4.09

Loans and Advances

4,43,469

39.94

5. Other

1,02,420

9.22

Bills purchased and discount 

43,051

3.88

Liabilities and Provisions

 

 

 Cash Credit and over drafts

2,41,596

21.76

(Unclassified 
liabilities to
banking system 
and 
participation 
certificates 
issued by SCBS

 

 

Terms
deposit
Fixed 
Assets
Other 
assets

1,58,822 

15,480

71,158


14.30

1.39

6.41
 

Total Liabilities

11,10,368

100.0

Total assets 

11,10,368 100.0
Offer running on EduRev: Apply code STAYHOME200 to get INR 200 off on our premium plan EduRev Infinity!

Dynamic Test

Content Category

Related Searches

study material

,

Semester Notes

,

Sample Paper

,

practice quizzes

,

Introduction - Central Banking

,

video lectures

,

Objective type Questions

,

mock tests for examination

,

Exam

,

MCQs

,

Extra Questions

,

Indian Financial System B Com Notes | EduRev

,

Introduction - Central Banking

,

Viva Questions

,

Summary

,

Previous Year Questions with Solutions

,

Free

,

Indian Financial System B Com Notes | EduRev

,

shortcuts and tricks

,

past year papers

,

Indian Financial System B Com Notes | EduRev

,

Introduction - Central Banking

,

ppt

,

pdf

,

Important questions

;