1. Which Bank has entered into the 'FinTech' space and launch an app that offers payments and banking services to customers of any bank _______ ICICI Bank.
➢ The mobile application offers a combination of facilities of a payment app -- such as enabling customers to pay to any UPI ID or merchants, paying bills and do online recharge among others -- with instant banking services such as savings account, investments, loans, credit cards, gift cards, travel cards and much more.
➢ Besides, the users of 'iMobile Pay' could also transfer money to any bank account, payment app and digital wallet.
2. The National Institute for Micro, Small & Medium Enterprises (ni-msme) and the Confederation of Indian Industry (CII) have partnered with which fintech company to launch Digital Saksham, a capacity building initiative to drive awareness around digitization for MSMEs in the country _________ Mastercard.
➢ Digital Saksham is an expansive program designed to strengthen the competitiveness of MSMEs through building their digital know-how and acceptance.
➢ Digital Saksham will be rolled out across 25 cities in seven states of India.
3. Which Small Finance Bank has introduced ‘Money Mitra’, a new channel, to make banking services accessible to its customers in their neighbourhood _________ Ujjivan Small Finance Bank.
➢ Money Mitra facilitates entrepreneurs of local businesses like kirana / medical stores or Insurance agencies to offer retail banking solutions to Ujjivan SFB customers exclusively.
➢ Currently, Ujjivan SFB has established over 100 Money Mitra outlets across the country.
4. Which public sector bank has launched ‘Atmanirbhar Women Scheme’ to help women to be self-reliant _________ Bank of Baroda.
➢ This launch is part of the bank’s Baroda Gold Loan.
➢ The launch was also made simultaneously in 18 branches coming under 18 zones in India.
➢ Under this scheme Women can get loans at 0.50% concession, under this scheme.
5. Which bank has approved a $2.5 million Technical Assistance to support advanced biofuel development in India _________ World Bank.
➢ This grant is funded from the Asia Clean Energy Fund, financed by the Government of Japan under the Clean Energy Financing Partnership Facility, and the Republic of Korea’s e-Asia and Knowledge Partnership Fund.
➢ With this commitment, ADB supports the National Policy on Biofuels of Government of India, which was established in 2018.
6. The Reserve Bank of India (RBI) has canceled the licence of Karad Janata Sahakari Bank of which state _________ Maharshtra.
➢ This means that the bank is prohibited from taking any deposit or making any repayment.
➢ However, the process of paying the depositors of the bank will be set in motion.
7. Bank won the mandate to be the designated bank for all financial institution for all monetary transactions under National Health Mission in West Bengal _________ ICICI Bank.
➢ This is on the lines of WB government decision of implementing a single bank account system for NHM.
➢ Under this, all financial transactions will be conducted through online software, integrated with bank accounts.
8. The Asian Development Bank has projected what per cent of contraction in the Indian GDP in the fiscal year 2020-21, in its Asian Development Outlook ___________ 8 per cent.
➢ Earlier it was estimated by the bank that India would contract by – 9%. This is the GDP forecast of India by the bank. The growth projection has been kept at 8%. These announcements are part of the Asian Development Outlook.
➢ According to the Asian Development of Outlook, the developing Asia is to contract by 0.4 % in 2020 and grow by 6.8% in 2021.
9. Which telecom company has launched world’s first satellite based Narrow Band Internet of Things network in India in partnership with the Skylo _________ BSNL.
➢ This is to bring a breakthrough in satellite based narrowband internet of things technology.
➢ It will also help in in achieving the targets of Digital India mission helping farmers, fishermen, meaning, construction and Logistic Enterprises in India.
10. Which bank has entered into a bancassurance partnership with ICICI Prudential Life Insurance Ltd to offer a range of life insurance products ________ RBL Bank.
➢ This partnership will allow more than 8.7 million customers of RBL Bank to access and purchase ICICI Prudential Life’s customer-centric protection and long-term savings products.
➢ It provides financial security to the customers and their families through life insurance cover.
11. Which general insurer has entered into a strategic partnership with Mahindra Insurance Brokers Ltd. (MIBL) to increase the insurance penetration in tier 2 & 3 cities of India ________ SBI General Insurance Company Limited.
➢ MIBL has collaborated with SBI General Insurance under its ‘Sajhedaari program’.
➢ This association enables the company to offer health insurance cover to people in tier-II and III cities and also generate employment.
12. Which bank has partnered with Haqdarshak Empowerment Solutions Private Limited to help Indian MSMEs (Micro, Small and Medium Enterprises) to recover from COVID-19 pandemic _________ DBS Bank India.
➢ This aid will happen through the newly launched Haqdarshak MSME platform.
➢ The platform helps India’s enterprises to access MSME-focused government welfare schemes, covering registrations, documentation and applications for financing across India.
➢ DBS Bank India is a wholly owned subsidiary of DBS Bank Ltd, Singapore
13. Which life insurance company has launched ‘GotYouCovered’ campaign, a special initiative to appreciate frontline healthcare workers who are striving to protect people from the Covid-19 pandemic ________ Bharti AXA Life Insurance.
➢ Bharti AXA Life Insurance has joined hands with Primero Skills & Training, a skill development organisation imparting free skills and training programmes to youth under the Atmanirbhar Bharat initiative, to support its healthcare workers by masking them against life and health risks during the ongoing Covid pandemic.
➢ The company will promote #GotYouCovered initiative and encourage people to acknowledge the efforts of frontline healthcare workers.
14. In partnership with which fintech company the Yes Bank has launched ‘Yes Private Prime Credit Card’ for the Affluent and Ultra High-Net-Worth-Individuals of India ________ Mastercard.
➢ The card is available on the Mastercard World Elite platform. The card is a strictly by-invitation-only lifestyle Credit Card.
➢ Yes Private Prime credit card is in line with YES Bank’s strategy to deliver premium and exclusive services to its valued customers.
15. The license of which bank was cancelled by the Reserve Bank of India (RBI) as it does not have adequate capital and earning prospects on December 2020 _________ Karad Janata Sahakari Bank.
➢ The Commissioner for Cooperation and Registrar of Cooperative Societies, Maharashtra has also been requested to issue an order for winding up the bank and appoint a liquidator for the bank.
➢ The RBI said it cancelled the licence of the bank as it "does not have adequate capital and earning prospects".
16. Which Bank tied-up with OrbitRemit Limited to facilitate low-cost money transfer to India by NRIs and small business in New Zealand __________ Federal Bank.
➢ “OrbitRemit Limited a leading full- service provider based out of New Zealand has its presence in other countries like Australia UK and currently provides remittance services to around 39 countries worldwide”.
1. Renowned personality Madhukar Gangadhar passed away recently he was a veteran _________ Hindi writer.
➢ Mr. Gangadhar was born in Bihar's Purnia district on 7th January 1932. His last rites will be performed at his native place today.
➢ Mr. Gangadhar studied in Purnia Inter College and Patna University and had worked at Patna Akashwani and later also served as the director, AIR Allahabad.
➢ He also worked in the capacity of Deputy Director General (DDG), AIR at New Delhi.
2. Often known as the father of fibre optics, Narinder Singh Kapany passed away recently was a citizen of which country ____________ USA.
➢ Kapany was the first to transmit images through fibre optics back in 1954 and laid the foundation for high-speed internet technology.
➢ He not only founded fibre optics but also used his own invention for the business.
➢ He founded the Optics Technology Incorporation and Kaptron Incorporation in 1960 and 1973 respectively.
3. Renowned personality Vidyavachaspati Bannanje Govindacharya passed away recently, he was a scholar of which languages ________ Sanskrit and Kannada.
➢ He had done extensive research on Madhwa philosophy, besides authoring over 100 books and 4,000 pages in Sanskrit on the subject.
➢ He had written commentaries on Vedas, Upanishad, Mahabharata, Ramayana, Bhagavata and Puranas.
➢ He was awarded Padma Shri in 2009.
➢ He had written screenplay for films ‘Bhagavad Gita’, ‘Adi Shankaracharya’ and ‘Madhvacharya’.
4. Renowned personality John le Carre passed away recently, he was a veteran _______ Novelist.
➢ The author, whose real name was David John Moore Cornwell, wrote 25 novels and one memoir in a career spanning 60 years, selling some 60 million books worldwide.
➢ By exploring treachery at the heart of British intelligence in spy novels, le Carre challenged Western assumptions about the Cold War by defining for millions the moral ambiguities of the battle between the Soviet Union and the West.
5. Renowned personality Manglesh Dabral passed away recently, he was a veteran poet of which language _______Hindi.
➢ As a critic of government policies, he returned his Sahitya Akademi award in 2015 in protest against the growing climate of intolerance in the country.
➢ He worked as the Editor of Jansatta’s Sunday Magazine, Ravivari.
➢ Through his writings in the four-page literary magazine, Jansatta, he mentored a generation of Hindi writers.
1. The International Day of Commemoration and Dignity of the Victims of the Crime of Genocide and of the Prevention of this Crime is observed annually on which date ________ 9th December.
➢ The 9th of December is the anniversary of the adoption of the 1948 Convention on the Prevention and Punishment of the Crime of Genocide (the “Genocide Convention”).
➢ This year marks the 71st anniversary of the Convention.
2. What is the theme of the International Anti-Corruption Day 2020 being observed every year 9th December ________ ‘RECOVER with INTEGRITY.’
➢ The day is observed since the passage of the United Nations Convention Against Corruption on 31 October 2003.
➢ The theme of International Anti-Corruption Day 2020: ‘RECOVER with INTEGRITY.’
➢ The theme focuses on recovery through corruption mitigation and emphasizes that inclusive COVID-19 recovery can only be achieved with integrity.
3. Which date has been approved by the United Nations General Assembly to be observed as the International Day of epidemic preparedness __________ 27th December.
➢ The day is to be marked to facilitate exchange of information, transmission of scientific knowledge and best practices locally, regionally, nationally and internationally.
➢ This will help to prevent and respond to the epidemics. The resolution Adopted expressed grave concern stating impacts created by epidemics and infectious diseases. The covid-19 was exemplified during the consensus.
➢ The day mainly aims to prevent COVID-19 like situations and to equip the world to fight such scenarios.
4. What is the theme of the International Human Rights Day _________ Recover Better-Stand Up for Human Rights.
➢ The day was chosen to honour the United Nations General Assembly adoption of Universal Declaration of Human Rights.
➢ The United Nations Prize in the field of Human Rights is awarded on the Human Rights Day.
➢ This year, the Human Rights Day was celebrated under the theme “Recover Better-Stand Up for Human Rights”.
5. Every year, UNICEF Day is observed on which date by the United Nations ________ 11th December.
➢ UNICEF stands for United Nations International Children Emergency Fund. It was started in order to provide assistance, supplies and improve health, education, nutrition of children after World War II.
➢ The organisation was originally named UNICEF, that is, United Nations International Children’s Emergency Fund.
6. What is the theme of the International Mountain Day 2020 celebrating every year on December 11 by United Nations __________ Mountain Biodiversity.
➢ It is important to conserve mountains as they are home to 15% of world population. They also host more than half of world biodiversity hotspots.
➢ Also, conserving mountains is a key part of Goal 15 of the Sustainable Development Goals.
7. On which date the International Day of Neutrality celebrated across the world ________ 12th December.
➢ It was officially declared by a UN General Assembly resolution adopted in February 2017 and first observed on December 12, 2017.
8. The Universal Health Coverage Day is observed every year on which date ________ 12th December.
➢ The theme of 2020 is “Health for all: protect everyone. To end this crisis and build a safer and healthier future, we must invest in health systems that protect us all now”.
9. The Energy Conservation Day is celebrated every year on which date _________ 14th December.
➢ Every year on 14 December,the Bureau of Energy Efficiency (BEE), under the Ministry of Power, celebrates Energy Conservation Day in a bid to raise awareness on the importance of energy conservation for the present as well as future generations.
➢ The day is organised annually to showcase India’s achievements in energy efficiency and conservation, while working towards climate change mitigation.
1. Name the Indian American Doctors who has been appointed as the Surgeon General of US President-elect Joe Biden _________ Dr Vivek Murthy.
➢ 43-year-old Murthy will be leading the Covid-19 response team.
➢ He served as Surgeon General during the Obama administration too.
➢ Dr Murthy was previously confirmed by the Senate to serve in the same capacity, holding the post as 'America's Doctor' between 2014 and 2017.
2. Who has been appointed as the first Chief Executive Officer of the newly launched The WHO Foundation, which works alongside the World Health Organization to address most pressing health challenges across the world ________ Anil Soni.
➢ Soni will assume his role as The WHO Foundation's inaugural Chief Executive Officer on January 1 next year.
➢ In his new role, Mr Soni will accelerate the Foundation's "work to invest in innovative, evidence-based initiatives that support WHO in delivering on its mission to ensure healthy lives and promote well-being for all,
3. Who has been appointed as the Chief Justice of the Common High Court for the Union Territories of Jammu and Kashmir and Union Territory of Ladakh ________ Justice Rajesh Bindal.
➢ He will take charge on December 9, 2020. He succeeds Justice Gita Mittal, the 1st female Chief Justice of this court.
➢ President of India appointed him, in exercise of the power conferred by Article 223 of the Constitution of India
➢ Prior to his appointment as chief justice of the common HC for the UT of J&K and UT of Ladakh, he served as the senior-most Judge of this court.
4. Who have been appointed as International Judo Federation (IJF) climate ambassadors by IJF President Marius Vizer _________ Sabrina Filzmoser and Flavio Canto.
➢ The pair are now expected to talk about global warming and use judo as a positive influence in delivering this message.
5. Who has been appointed as President of the World Squash Federation ________ Zena Wooldridge.
➢ She will become the 10th WSF President to serve since the Federation’s inception in 1967.
➢ She is the second female President after New Zealand’s Susie Simcock.
6. Who has been elected as the president of the International Golf Federation (IGF) _________ Annika Sorenstam.
➢ IGF President, Peter Dawson, is stepping down after 10 years of leadership and service.
➢ Sorenstam, a 72-time winner on the LPGA Tour and former No. 1 from Sweden.
1. Which two cities in Madhya Pradesh have been included in the list of UNESCO's world heritage cities under its urban landscape city programme _________ Gwalior and Orchha.
➢ The United Nations Educational, Scientific and Cultural Organization (UNESCO), an agency of the United Nations, aims at promoting world peace and security through international cooperation in education, the sciences, and
➢ After getting included in the heritage city list, the face of Gwalior and Orchha will totally change and UNESCO along with the state tourism department will make a master plan for the beautification of the two places.
2. Prime Minister Narendra Modi inaugurated metro rail project in which city of India recently through video conferencing __________ Agra.
➢ The project consists of two corridor connecting the major tourist attractions with railway stations and bus stand.
➢ This metro project, worth over Rs 8,000 crore, will strengthen the mission related to the establishment of smart facilities in Agra.
3. What is the theme of the India Mobile Congress 2020 organized by the Department of Telecommunications and Cellular Operators Association of India __________ “Inclusive Innovation-Smart, Secure, Sustainable”.
➢ The Department of Telecommunications and Cellular Operators Association of India are organizing the Indian Mobile Congress.
➢ It was organized under the theme “Inclusive Innovation-Smart, Secure, Sustainable”.
➢ The Congress is to be held between December 8, 2020 and December 10, 2020.
4. What is India’s rank in the ‘Climate Change Performance Index (CCPI) 2021’ _________10th.
➢ The overall score of India is 63.98. It is for the second time in a row that India emerged among the top 10 countries with higher climate performance from among 58 economies.
➢ India was at 9th spot last year in the index.
➢ Like CCPI 2020, the first three places in 2021 ranking also remains unoccupied, since none of the countries is on the path compatible with the Paris climate targets, to implement strategies to limit global warming below 2 or even 1.5°C.
5. The Union Cabinet chaired by Prime Minister Narendra Modi recently approved the setting up of PM-WANI. What does ‘I’ stands for in WANI ___________ Interface.
➢ The Public Wi-Fi Access Network Interface is called PM-WANI.
➢ The PM-WANI will promote the growth of Wi-Fi networks in the country.
➢ This is expected to unleash a massive Wi-Fi revolution in the country. This is very much similar to that of the PCO model (PCO is Public Call Office).
6. The Union Minister of state for tourism and culture Shri Prahlad Singh Patel inaugurated the Association of Buddhist Tour Operators International Convention in __________ New Delhi.
➢ The convention is to be held in partnership with Ministry of Tourism.
➢ During the inauguration ceremony the Minister made the following announcements
7. The Union Minister of Road Transport and Highways Shri Nitin Gadkari inaugurated the Koliwar Bridge built over which river in Bihar _________Sone.
➢ The bridge was constructed at an expense of 256 crores of rupees.
➢ The existing two-Lane Bridge over the river for both road and rail traffic is 138 years old. The Bridge has been replaced which includes three lanes of carriageway.
➢ The bridge will up subsequently reduce the traffic on NH-30 and on NH -922. It is all major link between Uttar Pradesh and Bihar.
8. The fifth India Water Impact Summit was organized by which entity _________ National Mission for Clean Ganga & Centre for Ganga River Basin Management and Studies.
➢ The Summit is being organised by the National Mission for Clean Ganga and the Centre for Ganga River Basin Management and Studies.
➢ The Summit will disseminate and discuss the need for modalities of embracing Ganga.
➢ Also, it will act as a common platform for the investors and stakeholders in the water sector.
➢ The Summit will promote International cooperation between India and several other foreign countries for river management.
9. The Prime Minister of India Narendra Modi laid foundation stone of new Parliament building in New Delhi. The project is expected to be completed by ______ 2022.
➢ The construction cannot begin for now with the Supreme Court hearing petitions challenging the project on environmental grounds.
➢ Last week, the Supreme Court had berated the government, accusing it of "pushing forward aggressively" with the project even before its decision on the petitions. "You can lay the foundation stone, you can carry on paperwork but no construction or demolition, no cutting down any trees
10. The second TCGA-Cancer Genome Atlas 2020 conference was held in which city of India _______ New Delhi.
➢ The conference brought together scientists and clinicians from all over the world to jointly establish the Indian Cancer Genome Atlas (ICGA).
➢ Indian Cancer Genome Atlas (ICGA) aims to create an indigenous, open-source and comprehensive database to collect molecular profiles of all prevalent cancers in the Indian population.
11. The Ministry of Road Transport and Highways (MoRTH) signed a Memorandum of Understanding (MoU) with which country on Technology Cooperation in the Road Infrastructure Sector ________ Austria.
➢ It was signed by the Additional Secretary, MoRTH Shri K.C. Gupta and the Ambassador of Austria Brigitte OppingerWalchshofer in New Delhi.
➢ The MoU will cover Road Transportation, Road/Highways infrastructure development, management and administration, Road safety and Intelligent Transport Systems between both countries.
12. Which Indian city ranked first in the Urban Quality of Life (UQoL) Index 2020 released by the Indian Institute of Technology Bombay (IIT-B) ________ Mumbai.
➢ In accordance to this, Mumbai (Maharashtra) tops the index followed by Delhi, Kolkata (West Bengal) and Chennai (Tamil Nadu) by providing Highest Quality of Life while Bihar’s capital city Patna provides poorest quality of life to its people.
➢ Notably, this is for the first time the index has considered the factor of gender parity under which Chennai is named as the most women-friendly city while Patna stood last.
13. What is India’s rank in global spam calls in the 4th Edition of Global Insights Report for 2020 released by Truecaller _________ 9th.
➢ This was a drop for India in the rankings, which indicates spam calls actually fell this year in the country.
➢ Truecaller’s report also revealed another interesting fact during the three months of lockdown: In India calls to emergency services spiked by 148% at the beginning of the lockdown.
14. Which entity has signed an MoU with Indian Renewable Energy Development Agency Limited for green energy projects _________ SJVN Limited.
➢ As per the MoU, IREDA will provide services to SJVN for development of Green Energy Projects, and help SJVN in devising an action plan to create and acquire Renewable Energy Projects for the next 5 years.
➢ As part of the MoU, IREDA will undertake Techno-Financial due diligence (identifying suitable technology for particular project sites) for the projects of SJVN.
15. The Asia Pacific Vaccine Access Facility (APVAX), a $9 billion initiative as been launched by _______Asian Development Bank.
➢ The Asian Development Bank (ADB) has launched a USD 9 billion vaccine initiative that will offer support to its developing member economies to procure and deliver COVID-19 vaccines.
➢ The Asia Pacific Vaccine Access Facility (APVAX) provides a comprehensive framework and resource envelope for supporting developing Asia’s vaccine access, using two complementary components.
16. National Centre for Divyang Empowerment has been inaugurated in which city of India _________ Hyderabad.
➢ This is first of its kind establishment to re-skill and rehabilitate the Divyang Warriors of the Central Armed Police Forces (CAPF) who suffered life threatening injuries in line of duty.