SIDBI Assistant Manager Mock Test - 9 - Banking Exams MCQ

Correct option is E)

From II, Q being in the middle, there are 10 children to his right as well as to his left. So, Q is 11th from the left.
From I, P is 15th from the left.
Thus, from both I and II, we conclude that there are 3 children between P and Q

Symbols used in the code language:
If number of vowels in the word is 1, then symbol is '@'.
If number of vowels in the word is 2, then symbol is '#'.
If number of vowels in word is 3, then symbol is '%'.
If number of vowels in the word is 4, then symbol is '$'.
Numbers used in code language:
If total number of letters in the word is even, then add 1 to the total number of letters.
If total number of letters in the word is odd, then subtract 1 from the total number of letters.
Letter used in the code is the letter opposite in terms of position to second letter from the left end of the word, as per English alphabet.
Therefore, code for 'argument' is 'i%9'.
Similarly, code for 'reverse' is 'v%6'.
Code for 'end' is 'm@2'.
Hence, code for 'argument reverse end' is 'i%9 v%6 m@2'.

Here, '-' represents 'Female' and '+' represents 'Male'.

The availability of vegetables is not mentioned in the given statement. So, I does not follow Also, II is not directly related to the statement and so it also does not follow.

Let's break down the relationship step by step:

• Firstly, A is the sister of B. This establishes a sibling relationship.
• Secondly, B is married to D, making D the brother-in-law of A.
• Thirdly, D is the father of C, which makes C the niece or nephew of A and B.
• Fourthly, B is the mother-in-law of G. This means G is married to the child of B and D. According to the earlier statement, D has only one son and no daughter, which implies G is married to C, the son of B and D.
• Next, we know that H is the son of G. So, H is the grandson of B and D.
• Finally, F is the daughter of A. Since A is the sister of B, F is the niece of B.

Therefore, F is related to B as a niece. Hence, the correct answer is C: Aunt.

• Step 1:
  A is the sister of B. This implies that A and B are siblings.
• Step 2:
  B is married to D. This implies that B is the spouse of D.
• Step 3:
  D is the father of C. This implies that D is the parent of C.
• Step 4:
  B is the mother-in-law of G. This implies that G is married to the child of B, and since D only has one son, H, G is married to H.
• Step 5:
• A is married to E. This implies that A and E are spouses.
• Step 6:
  F is the daughter of A. This implies that A is the parent of F.

Considering all these relationships, A is the sister of B, who is the spouse of D, who is the parent of C. Hence, A is the aunt of C. So, the correct answer is D. Aunt.

M— N—sister A (M‘s daughter – X‘s sister) X—Y—brother

Total number of students who got selected = (Vikas's rank from the top + Vikas's rank from the bottom) - 1 = 18 + 36 - 1 = 53
Hence, total number of students who were in class 12th = 53 + 12 + 7 = 72
Hence, the correct answer is option B.

From I
N P => M……..O’s relation not mention RO=>P(M) Q….grand daughter/son

L……..sister….J’s son M
Brother –in-law

Since 66 students get 20 and above marks in Chemistry and out of these 21 students get 30 and above marks, therefore to select top 35 students in Chemistry, the qualifying marks should lie in the range 20-30.

Number of Campus shoes seles on Patna store in 2014 = 80
Number of Campus shoes seles on Patna store in 2015 = 120
Number of Campus shoes sales on Patna store in 2015 = 140
Total numbers of Campus shoes seles  on Patna store in these three years = 80 + 120 + 140 = 340
Number of Campus shoes seles on Asansol store in 2014 = 150
Number of Campus shoes seles on Asansol store in 2015 = 210
Number of Campus shoes sales on Asansol store in 2015 = 280
Total numbers of Campus shoes seles  on Asansol store in these three years = 150 + 210 + 280 = 640

Hence, required ratio = 340/640 = 17 : 32

The difference between the number of people who visited Taj mahal in 2012 and 2013 = 450 – 320 = 130
% increased = 130/320 × 100 = 40.625%
The difference between the number of people who visited Qutub Minar in 2012 and 2013 = 420 – 360 = 60
% increased = 60/360 × 100 = 16.67%
The difference between the number of people who visited India Gate in 2012 and 2013 = 300 – 240 = 60
% decreased = 60-300 × 100 = 20%
The difference between the number of people who visited Lotus Temple in 2012 and 2013 = 420 – 280 = 140
% increased = 140/280 × 100 = 50%
Lotus Temple shows the maximum percentage increased in the number of people.
Hence, option B is correct.

• Here the first thing you have to ask yourself is: what did the judge rule? Did he rule on two ping-pong ball manufacturers or on restitution?
• No, the judge ruled that they owed something. That means that A, B and C are the only possible answer choices.
• You have to also maintain an agreement in tenses. The judge ruled that somebody owed something, not owes. That eliminates choice C.
• One difference between choices A and B is the use of different idioms.
• The manufacturers owed restitution for something, not because of something.
• This is the correct idiomatic expression. The use of ‘their’ is B is also ambiguous. Choice A is the correct answer.

A, C and E are wordy. B maintains parallel structure in that you have a subject, ‘revenue’, and a verb, ‘decreased’, followed by the pronoun ‘it’, standing for revenue and another verb ‘might have been expected’. D has a subject, ‘revenue’ and then another subject ‘its rise’ Because of the two different subjects this option does not have parallel structure. Choice B is the correct answer.

According to the context of the sentence it is regarding the decision taken by the RBI to cut the policy rate in order to control the economy of the country. It is said that the rate cut was anyway going to happen but at the same time the expectation was only for a 25 or 50 bps cut by the apex bank. The RBI has taken some other decision and has taken the market by surprise. Among the given words, we can use the pair in B since both the words are correct according to the given context of the blanks in the sentence. In other cases, the words will not fit in the given blanks.

This makes Option B the correct choice among the given options.

According to the given context, it is regarding the fact that the revenue scenario of the country is not going to ensure that further fiscal concessions will be possible but one thing that can be done is to incentivize the investment by the government. That will be the best way forward for our economy. Among the given words in options, the pair in Option B will fit in both the blanks in the given sentence whereas the rest are not correct as per the context of the sentence.

This makes Option B the correct choice among the given options.

The word dynamic has been used in order to imply that there is a changing component in the pricing of tickets in case of tatkal tickets in the Indian Railways. This forms that changing part of the ticket price.

Among the given options, changing means the same as the word used in the passage whereas others are similar in meaning to the given word but not for this given context. Therefore they can be eliminated.

This makes option A the correct choice among the given options.

Refer to, “Tatkal fares have become “excessive”, said almost three-fourth (74 per cent) of the 8,165 people who answered a query on their experience with Tatkal ticket fares on LocalCircles, a citizen interaction platform. Almost one-fifth polled found the charges “reasonable”. Five per cent even found the charges “quite low”.
It is quite clear that only 5% candidates have given the opinion that the tatkal fares in the railways are very low.
Among the given options, only option D is correct since it gives the correct data regarding the results of the survey.

This makes option D the correct choice among the given options.

Refer to, “Service sector is one of the key sectors of the Indian economy with a huge potential to grow into one of the largest markets of the world. Standards can play a major facilitative role in this regard. It is important that the standardization needs and priorities of the sector are determined,” a senior official said.”

It is very clear from the above lines that the government is of the view that there should be standardization in the sector so that this fastest growing sector can be developed properly in the country. Among the given options, statement A may be true but only because a sector is contributing to GDP cannot be considered for the sole ground for initiating standardization drive in this sector. Statements C and D are irrelevant in the context of the passage whereas statement E is not relevant for this particular standardization initiative of the government.

Hence, Option B is the right choice among the given options.

The body keeps its core temperature constant at about 37 C by physiological adjustments controlled by the hypothalamus (Thermostat Center) where there are neurons sensitive to changes in skin and blood temperatures. The temperature-regulating centers are found in the Preoptic Area (the anteriorportion of the hypothalamus). This area receives input from temperature receptors in the skin and mucous membranes (Peripheral Thermoreceptors) and from internal structures (Central Thermoreceptors), which include the hypothalamus itself. 

Answer: B - Rice
Explanation:
- India is an agricultural country, and a significant portion of the population depends on agriculture for their livelihood.
- Irrigation is essential for agriculture in various regions of India due to the seasonal and uneven distribution of rainfall.
- Different crops require different amounts of water and irrigation methods for optimal growth.
Rice and its irrigation requirement:
- Rice is a staple food for a large part of the Indian population.
- It is a water-intensive crop and requires a significant amount of water for its growth and cultivation.
- The rice crop needs continuous standing water in the fields, which makes it necessary to have a well-irrigated system in place for its cultivation.
- Flooding or submerged irrigation is the most common method used for irrigating rice fields.
Comparison with other crops:
- Sugarcane, cotton, and wheat are other major crops grown in India.
- While sugarcane and cotton also require a significant amount of water for their growth, they do not need continuous standing water like rice.
- Wheat, on the other hand, requires comparatively less water for its growth and can be cultivated using various irrigation methods like sprinkler or drip irrigation.
- Therefore, considering the water requirement and irrigation methods, rice occupies the largest irrigated area in India.

Uni lateral transfers are one way transactions which have no impact on the assets or liabilities of the country, thus recorded in the current account of BoP.

Uttar Pradesh has the highest number at 36 branches of RRB, followed by Madhya Pradesh at 19 RRB and Bihar at 16 RRB. Goa and Sikkim do not have RRB.

Lead Bank scheme:

• Establishment: 1969
• Objective: To promote the role of banks in the overall development of the rural sector.
• Recommendation: Prof. D. R. Gadgil Study group and Banker's committees.

• Financial inclusion may be defined as the process of ensuring access to financial services and timely and adequate credit where needed by vulnerable groups such as weaker sections and low income groups at an affordable cost.
• Financial Inclusion, broadly defined, refers to universal access to a wide range of financial services at a reasonable cost. These include not only banking products but also other financial services such as insurance and equity products.
• RBI has adopted a bank-led model for achieving financial inclusion and removed all regulatory bottle necks in achieving greater financial inclusion in the country.  
• In the Indian context, the term ‘Financial Inclusion' was used for the first time in April 2005 in the Annual Policy Statement presented by Y.Venugopal Reddy, the then Governor, Reserve Bank of India.
• Pradhan Mantri Jan-Dhan Yojana, the National Mission for Financial Inclusion to ensure access to financial services, namely Banking Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.
• This Financial Inclusion campaign was launched by the Hon'ble Prime Minister on 28 August 2014.

• The history of the stock market in India goes back to the end of the eighteenth century when long-term negotiable securities were first issued.
• In 1850 the Companies Act was introduced for the first time bringing with it the feature of limited liability and generating investor interest in corporate securities.
• The first stock exchange in India was set-up in 1875 as The Native Share and Stock Brokers Association in Bombay. Today it is known as the Bombay Stock Exchange (BSE).
• This was followed by the development of exchanges in Ahmedabad (1894), Calcutta(1908) and Madras(1937).
• Until the early 1990s, the Indian secondary market comprised regional stock exchanges with BSE heading the list.
• After the reforms of 1991, the Indian secondary market acquired a three tier form. This consists of: Regional Stock Exchanges, National Stock Exchange (NSE), Over the Counter Exchange of India (OTCEI) 

SIDBI majorly follows 4 major objectives which are Development, Promotion, Coordination and Financing. Some of its key functions include:

1. SIDBI offers financial support to MSMEs, Small Scale Industries (SSIs), and other service sectors
2. It provides funding via banks, NBFCs, SFCs, and other financial institutions
3. SIDBI aims to create equilibrium in the financial sector by strengthening credit flows and promoting skill development.

External commercial borrowing (ECBs) are loans in India made by non - resident lenders in foreign currency to Indian borrowers.

• They are used widely in India to facilitate access to foreign money by Indian corporations and PSUs (public sector undertakings).
• They are regulated by RBI.