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Nainital Bank Clerk Mock Test - 2 - Bank Exams MCQ


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30 Questions MCQ Test - Nainital Bank Clerk Mock Test - 2

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Nainital Bank Clerk Mock Test - 2 - Question 1

Directions: Read the given information carefully and answer the questions given beside:
Eight persons are living in an apartment having eight floors. First floor is numbered one; second floor is numbered two and so on till the top-most floor which is numbered eight. There are eight entrepreneurs and eight leading businessmen in the building. On each floor one entrepreneur lives with one leading businessman. The names of the eight entrepreneurs are – Mohit, Ravi, Pulkit, Praveen, Anurag, Nishant, Prashant and Rahul – not necessarily in the same order. The names of the eight businessmen are – Mahesh Kaalra, Sunil Mittal, Anil Aggarwal, Ravi Bajaj, Anand Malhotra, George Ford, Dilip Shanghvi and Anil Kaalra.
Rahul is staying on an even – numbered floor and Ravi Bajaj is staying on the first floor. There are two persons staying between the floors on which Prashant and Anurag live. Praveen is staying on the topmost floor with Anil Aggarwal. Sunil Mittal is staying on the floor exactly below the floor of Anil Kaalra but not with Pulkit.  Mahesh Kaalra is staying exactly between the floors of Dilip Shanghvi and Anand Malhotra but not on the fifth floor. Prashant is staying on the third floor. Ravi is staying on an even – numbered floor and Mohit is staying on an odd – numbered floor but not on the first floor. Dilip Shanghvi is staying on the fourth floor but Ravi is not staying with him. Anand Malhotra is staying on the second floor. George Ford and Mohit are not staying on the fifth floor. Anil Kaalra is staying with Anurag on floor number sixth.

Q. Which of the following pairs lives on the 5th floor.

Detailed Solution for Nainital Bank Clerk Mock Test - 2 - Question 1

In the following common exlanation it is clear that Nishant and Sunil Mittal live on 5th floor.
Hence, option D is correct.
Final table:

Common explanation:
Reference:
Praveen is staying on the topmost floor with Anil Aggarwal.
Anil Kaalra is staying with Anurag on floor number sixth.
Inference:

Reference:
Dilip Shanghvi is staying on the fourth floor but Ravi is not staying with him.
Anand Malhotra is staying on the second floor.
Inference:

Reference:
Prashant is staying on the third floor.
Inference:

Reference:
Mahesh Kaalra is staying exactly between the floors of Dilip Shanghvi and Anand Malhotra but not on the fifth floor.
Inference:

Reference:
Sunil Mittal is staying on the floor exactly below the floor of Anil Kaalra but not with Pulkit.
George Ford and Mohit are not staying on the fifth floor.
Inference:

Reference:
Ravi is staying on an even – numbered floor and Ravi Bajaj is staying on the first floor.
Inference:

Note: The only left businessman - George Ford must be living on the seventh floor.

Reference:
Rahul is staying on an even numbered floor. Mohit is staying on an odd – numbered floor but not on the first floor.
Sunil Mittal is staying on the floor exactly below the floor of Anil Kaalra but not with Pulkit.
Inference:
So, Mohit must be living on the seventh floor and Pulkit on the first floor.

Final table:

Nainital Bank Clerk Mock Test - 2 - Question 2

Statements:
All cups are books.
All books are shirts.

Conclusions:
1. Some cups are not shirts.
2. Some shirts are cups.

Detailed Solution for Nainital Bank Clerk Mock Test - 2 - Question 2

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Nainital Bank Clerk Mock Test - 2 - Question 3

Question:

How is 'DATE' written in the code language?

Statements:

I. DEAR is written as $#@? in that code.

II. TREAT is written as %?#@% in that code.

III. TEAR is written as %#@? in that code.

Detailed Solution for Nainital Bank Clerk Mock Test - 2 - Question 3

Explanation:

Observing I, II and III, we find that similar letters have similar code symbols at the corresponding places in the code. So, this is direct-coding.

Thus, to find the code for DATE, we need the code for D which can be obtained from I only (i.e. $.) and the codes for A, T and E which can be obtained either from II or III (@, # and % respectively).

Nainital Bank Clerk Mock Test - 2 - Question 4

Question:

Who among Siddhartha, Nikunj, Vipul and Mukul is the youngest?

Statements:

I. Vipul is younger than Mukul but older than Siddhartha and Nikunj.

II. Mukul is the oldest.

III. Siddhartha is older than Nikunj.

Detailed Solution for Nainital Bank Clerk Mock Test - 2 - Question 4

Explanation:

From I, we have: M > V, V > S, V > N ...(i)

From II, we have: Mukul is the oldest ...(ii)

From III, we have: S > N ...(iii)

Combining (i) and (iii), we get :M > V, V >S > N or M>V > S > N. Clearly, Nikunj is the youngest.

Nainital Bank Clerk Mock Test - 2 - Question 5

Directions: Study the following information carefully and answer the questions given below:

1) Seven friends R, M, K, P, L, W, and B live in three different buildings, i.e. X, Y, and Z. Not less than two or more than three live in any of the buildings.

2) Each of them has a liking for different fruits among apple, jackfruit, watermelon, orange, grapes, pineapple, and mango, not necessarily in that order.

3) Three among them are girls, one each every building. W likes orange and stays in building Y with P only. M lives in building Z and he likes jackfruit.

4) None in building X likes apple or grapes.

5) R and L do not stay in building X.

6) K is R’s close friend and she does not like watermelon. L likes pineapple.

7) None of the girls like orange and one of them likes apple. R does not like grapes.

Q.  Who stays in building Z?

Detailed Solution for Nainital Bank Clerk Mock Test - 2 - Question 5

Refer to the third and fifth points for this answer.
The third point directly tells you that M lives in building Z.
The third point also tells you that only W and P stay in building Y.
The fifth points tells you that R and L do not stay in building X.
From this we can deduce that R and L stay in building Z

Nainital Bank Clerk Mock Test - 2 - Question 6

Directions: In this question below is given a statement followed by two assumptions numbered I and II. Consider the statement and decide which of the given assumptions is implicit. 
Statement:
Today’s generation has forgotten their family values.
Assumptions: 
I. The previous generation(s) had their family values intact.
II. The definition of family values changes from generation to generation.

Detailed Solution for Nainital Bank Clerk Mock Test - 2 - Question 6

I is a clear assumption from the statement. When the author says that today’s generation has forgotten their family values, he implies that this was not the case with the previous generations and they had their family values intact. II involves outside information, and is more of an argument against the original statement of the author, and is certainly not an assumption of the author. Thus, II doesn’t follow.

Nainital Bank Clerk Mock Test - 2 - Question 7

Directions: Read the following information carefully and answer the question given below.

In a family of nine, K is the son of the only son of S. R and S are sisters. Q is the daughter of the only sister of R. J is the nephew of P, who is the only son of A. X is the daughter-in-law of Q. P is the father-in-law of K's wife. A and S are married.

Q. How is J related to X?

Detailed Solution for Nainital Bank Clerk Mock Test - 2 - Question 7


J is the husband of X.

Nainital Bank Clerk Mock Test - 2 - Question 8

Directions: Read the following information carefully and answer the question that follows.

A, Z, N, M, O and P are members of a family. There are two married couples. N is a curator and the father of O, P is the son of the daughter of A, who is a banker. O is the granddaughter of Z, who is an architect. There are two unmarried students in the family. There is one teacher in the family and banker is her father.

Q. Who is the husband of M?

Detailed Solution for Nainital Bank Clerk Mock Test - 2 - Question 8

Nainital Bank Clerk Mock Test - 2 - Question 9

Direction: Read the following passage carefully and answer the question given below. Some words are printed in underline in order to help you locate them while answering some of the questions.

The catastrophic monsoon floods in Kerala and parts of Karnataka have revived the debate on whether political expediency trumped science. Seven years ago, the Western Ghats Ecology Expert Panel issued recommendations for the preservation of the fragile western peninsular region. Madhav Gadgil, who chaired the Union Environment Ministry’s WGEEP, has said the recent havoc in Kerala is a consequence of short-sighted policymaking, and warned that Goa may also be in the line of nature’s fury. The State governments that are mainly responsible for the Western Ghats — Kerala, Karnataka, Tamil Nadu, Goa and Maharashtra — must go back to the drawing table with the reports of both the Gadgil Committee and the Kasturirangan Committee, which was set up to examine the WGEEP report. The task before them is to initiate correctives to environmental policy decisions. This is not going to be easy, given the need to balance human development pressures with stronger protection of the Western Ghats ecology. The issue of allowing extractive industries such as quarrying and mining to operate is arguably the most contentious. A way out could be to create the regulatory framework that was proposed by the Gadgil panel, in the form of an apex Western Ghats Ecology Authority and the State-level units, under the Environment (Protection) Act, and to adopt the zoning system that it proposed. This can keep incompatible activities out of the Ecologically Sensitive Zones (ESZs).

At issue in the Western Ghats — spread over 1,29,037 sq km according to the WGEEP estimate and 1,64,280 sq km as per the Kasturirangan panel — is the calculation of what constitutes the sensitive core and what activities can be carried out there. The entire system is globally acknowledged as a biodiversity hotspot. But population estimates for the sensitive zones vary greatly, based on interpretations of the ESZs. In Kerala, for instance, one expert assessment says 39 lakh households are in the ESZs outlined by the WGEEP, but the figure drops sharply to four lakh households for a smaller area of zones identified by the Kasturirangan panel. The goal has to be sustainable development for the Ghats as a whole. The role of big hydroelectric dams, built during an era of rising power demand and deficits, must now be considered afresh and proposals for new ones dropped. Other low-impact forms of green energy led by solar power are available. A moratorium on quarrying and mining in the identified sensitive zones, in Kerala and also other States, is necessary to assess their environmental impact. Kerala’s Finance Minister, Thomas Isaac, has acknowledged the need to review decisions affecting the environment, in the wake of the floods. Public consultation on the expert reports that includes people’s representatives will find greater resonance now, and help chart a sustainable path ahead.

Q. According to the passage, the states affected by the floods should do which among the following to prevent such incidents in the future?

Detailed Solution for Nainital Bank Clerk Mock Test - 2 - Question 9

Refer to, “The State governments that are mainly responsible for the Western Ghats — Kerala, Karnataka, Tamil Nadu, Goa and Maharashtra — must go back to the drawing table with the reports of both the Gadgil Committee and the Kasturirangan Committee, which was set up to examine the WGEEP report. The task before them is to initiate correctives to environmental policy decisions.”

It implies from the above lines that the states should ponder over the steps to be taken in order to preserve the ecology of the Western Ghats Area and they should think about implementation of the expert panel report on this issue.

This makes Option C the right choice among the given options.

Nainital Bank Clerk Mock Test - 2 - Question 10

A lot of travel delay is caused / due to the inefficiency and lack of good management / on behalf of the railways / No error.

Detailed Solution for Nainital Bank Clerk Mock Test - 2 - Question 10

This statement is wrong: on behalf of the railways

Correct Statement will be: on part of the railways.

Nainital Bank Clerk Mock Test - 2 - Question 11

Instruction for the Next five Questions are given below:

Let children learn to judge their own work. A child ...(1)... to talk does not learn ...(2)... being corrected all the time ...(3)... corrected too much, he will ...(4)... talking. He notices a thousand times a day the difference between the ...(5)... he uses and the language those around him use.

 

What will come in option one? 

Detailed Solution for Nainital Bank Clerk Mock Test - 2 - Question 11

Let children learn to judge their own work. A child learning to talk does not learn by being corrected all the time :if corrected too much, he will stop talking. He notices a thousand times a day the difference between the language he uses and the language those.

Nainital Bank Clerk Mock Test - 2 - Question 12

DirectionsIn questions given below out of four alternatives, choose the one which can be substituted for the given word/sentence.

Q. Leave or remove from a place considered dangerous.

Detailed Solution for Nainital Bank Clerk Mock Test - 2 - Question 12

One word substitution is Evacuate.

Evade: escape or avoid (someone or something), especially by guile or trickery.

Evacuate: remove (someone) from a place of danger to a safer place.

Avoid: keep away from or stop oneself from doing (something).

Exterminate: destroy completely.

Nainital Bank Clerk Mock Test - 2 - Question 13

Directions: The following question has two blanks. In each blank a preposition has been omitted. Choose the set of prepositions for each blank that best fits in the context of the sentence.

Farmers played a role in the loss of the NDA government in 2004, and the first UPA regime sought to meet some of their concerns __________ an increase in public spending in rural areas, __________ through agricultural plans in each state, a focus on agricultural credit and enhanced extension activities, and the rural employment guarantee scheme.

Detailed Solution for Nainital Bank Clerk Mock Test - 2 - Question 13

Farmers played a role in the loss of the NDA government in 2004, and the first UPA regime sought to meet some of their concerns __________ an increase in public spending in rural areas, __________ through agricultural plans in each state, a focus on agricultural credit and enhanced

extension activities, and the rural employment guarantee scheme.

The sentence talks about agrarian crisis and the government initiatives to tackle this crisis. It talks about a process through which the problems will be addressed.

Evidently, the preposition that best suits for the blank 1 is ‘through’.

This eliminates options C, D and E.

After the first blank, the sentence talks of different government schemes.

Evidently, ‘excluding’ cannot fill the 2nd blank.

‘Including’ perfectly fits the 2nd blank.

Hence, option B is the correct answer.

Nainital Bank Clerk Mock Test - 2 - Question 14

In August 2021, an RBI committee under whom has proposed a four-tier structure for urban cooperative banks?

Detailed Solution for Nainital Bank Clerk Mock Test - 2 - Question 14
  • An RBI committee under the chairmanship of former RBI deputy governor N.S. Vishwanathan has proposed a four-tier structure for urban cooperative banks.
  • In its report released on 23 August 2021, the committee said tier-3 urban cooperative banks with deposits of ₹1,000 crores to ₹10,000 crores must function like SFBs (Small Finance Banking) if they meet a capital adequacy ratio of 15%. 
  • The urban cooperative banks will have operational freedom for branch expansion and authorized dealer license on a par with universal banks.
  • RBI:
    • Governor - Shaktikanta Das.
    • Headquarters - Mumbai.
    • Founded: 1 April 1935, Kolkata.
Nainital Bank Clerk Mock Test - 2 - Question 15

What is the maximum amount that can be transferred through the Aadhaar Enabled Payment System (AEPS) per account per day?

Detailed Solution for Nainital Bank Clerk Mock Test - 2 - Question 15
  • The Aadhaar Enable Payment System (AEPS) is a fund transfer mechanism that uses the UIDAI identification for the transaction. 
  • It functions if your Aadhaar Number is linked to your bank account and UIDAI Authentication is possible. 
  • The maximum amount that can be transferred per account per day is Rs 50000. 
  • Customers can get services such as withdrawal of funds and deposition of cash in their accounts. 
Nainital Bank Clerk Mock Test - 2 - Question 16

Which country is the world's top producer of lithium?

Detailed Solution for Nainital Bank Clerk Mock Test - 2 - Question 16

Australia is the world's leading producer of lithium, a critical mineral used in the manufacturing of batteries for electric vehicles, smartphones, and other electronic devices. The country possesses abundant lithium reserves and plays a crucial role in the global lithium supply chain.

Nainital Bank Clerk Mock Test - 2 - Question 17

Which organization provided technical assistance for the development of guidelines for mountainous road infrastructure in India?

Detailed Solution for Nainital Bank Clerk Mock Test - 2 - Question 17

The guidelines for enhancing mountainous road infrastructure in India were developed with the technical assistance of the Japan International Cooperation Agency (JICA). JICA has collaborated with the Ministry of Road Transport & Highways (MoRTH) to provide expertise in improving road infrastructure, especially in challenging terrains like hilly areas.

Nainital Bank Clerk Mock Test - 2 - Question 18

Which organization has partnered with Oppo India to establish an Atal Tinkering Lab (ATL) in Thrissur, Kerala?

Detailed Solution for Nainital Bank Clerk Mock Test - 2 - Question 18

AIM, an initiative by NITI Aayog, has partnered with Oppo India to establish an ATL in Thrissur, Kerala. AIM aims to foster innovation and entrepreneurship among school children, and the ATLs play a crucial role in achieving this objective.

Nainital Bank Clerk Mock Test - 2 - Question 19

Which of the following pairs is/are correctly matched:

Detailed Solution for Nainital Bank Clerk Mock Test - 2 - Question 19

Answer: d

Explanation: Lytton's reactionary policies such as reduction of maximum age limit for the I.C.S. examination 'from 21 years to 19 years (1876), the grand Delhi Durbar of 1877 when the country was in the severe grip of famine, and the Arms Act (1878) provoked a storm of opposition in the country.

Nainital Bank Clerk Mock Test - 2 - Question 20

Consider the following statements regarding the coral polyps: 

1. Corals are found mainly in the tropical oceans and seas

2. Corals live in shallow waters of 200-300 feet depth. 

3. Corals thrive in sediment free fresh water. 

4. Corals grow well in lagoons and small enclosed sea. 

5. Ocean currents and waves are favourable for corals. 

6. There should be extensive submarine platforms for the formation of colonies by the coral polyps.

Q. Select the correct statement using the codes given below: 

Detailed Solution for Nainital Bank Clerk Mock Test - 2 - Question 20

Options 3 and 4 are wrong. Corals polyps require sediment-free water but fresh water is also injurious for the growth of coral polyps. Corals always grow in open seas and oceans but they die in lagoons and small enclosed seas because of lack of supply of food.

Nainital Bank Clerk Mock Test - 2 - Question 21

A downward movement along the demand curve for foreign exchange indicates

Detailed Solution for Nainital Bank Clerk Mock Test - 2 - Question 21

A downward movement along demand curve is caused by fall in exchange rate, which represents appreciation of domestic currency.

Nainital Bank Clerk Mock Test - 2 - Question 22

The Local Area Bank Scheme was introduced in August 1996. What is the minimum Paid-up capital required for setting up Local Area Banks?

Detailed Solution for Nainital Bank Clerk Mock Test - 2 - Question 22

The Local Area Bank Scheme was introduced in August 1996. The minimum start-up capital of a LAB was fixed at Rs.5 crores.

Nainital Bank Clerk Mock Test - 2 - Question 23

Which of the following bank is not an example of a Private Sector Bank?

Detailed Solution for Nainital Bank Clerk Mock Test - 2 - Question 23

Central Bank of India is the only Public sector bank is in this list

Nainital Bank Clerk Mock Test - 2 - Question 24

  A telephone number, a birth date, and a customer name are all examples of

Detailed Solution for Nainital Bank Clerk Mock Test - 2 - Question 24

 

Nainital Bank Clerk Mock Test - 2 - Question 25

The term _______ designates equipment that might be added to a computer system to enhance its functionality.

Detailed Solution for Nainital Bank Clerk Mock Test - 2 - Question 25
Answer:

The term peripheral device designates equipment that might be added to a computer system to enhance its functionality. Peripheral devices are external devices that connect to the computer system and provide additional features and capabilities. These devices can be classified into different categories, including:



  • Input devices: Devices that allow users to input data or commands into the computer system, such as keyboards, mice, scanners, and microphones.

  • Output devices: Devices that display or present data generated by the computer system, such as monitors, printers, speakers, and projectors.

  • Storage devices: Devices that store data and information, such as hard drives, solid-state drives, USB flash drives, and optical drives.

  • Communication devices: Devices that enable communication between computers or with external networks, such as modems, network adapters, and routers.

  • Other devices: There are also other peripheral devices that serve specific functions, such as graphics tablets, game controllers, webcams, and barcode scanners.


These peripheral devices expand the capabilities of a computer system and allow users to interact with the system in various ways, enhancing productivity, entertainment, and communication.

Nainital Bank Clerk Mock Test - 2 - Question 26

Choose the generation in which the microprocessor was first launched.

Detailed Solution for Nainital Bank Clerk Mock Test - 2 - Question 26

As thousands of integrated circuits were packed onto a single silicon chip, the microprocessor gave rise to the fourth generation of computers.

Nainital Bank Clerk Mock Test - 2 - Question 27

Which among the following is not an Input Device of the computer?

Detailed Solution for Nainital Bank Clerk Mock Test - 2 - Question 27

An input device is any hardware part that enables you to enter information and commands into a computer. The keyboard, mouse, microphone, scanner, and webcam are five frequently used input methods. To enter data into the computer, you press keys on a keyboard.

Nainital Bank Clerk Mock Test - 2 - Question 28

Which programming language is often used for developing applications for the Android operating system?

Detailed Solution for Nainital Bank Clerk Mock Test - 2 - Question 28

Kotlin is a statically-typed programming language that is officially supported for Android app development. It is designed to be fully interoperable with Java and offers several modern features, such as null safety, coroutines, and concise syntax. Kotlin has gained popularity among Android developers due to its improved readability and reduced boilerplate code.

Nainital Bank Clerk Mock Test - 2 - Question 29

In a company, the salary of a person is directly proportional to his experience. The salary of a fresher is Rs. 20,000 per month and the salary of a person who has an experience of 2 years is Rs. 50,000.

If the company follows the methodology, what will be the salary of a person who has an experience of 5 years?

Detailed Solution for Nainital Bank Clerk Mock Test - 2 - Question 29

Let salary = 20,000 + k (experience)
If experience = 2 years
Salary = 50,000
50,000 = 20,000 + k(2)
 k = 15,000
So, for 5 years of experience, salary will be:
20,000 + 15,000(5)
= 95,000

Nainital Bank Clerk Mock Test - 2 - Question 30

A right circular cone of radius K cm and height 24 cm rests on the base of a right circular cylinder of radius K cm (their bases lie in the same plane, as shown in the figure). The cylinder is filled with water to a height of 24 cm. If the cone is then removed, to which height will the water fall?

Detailed Solution for Nainital Bank Clerk Mock Test - 2 - Question 30

Height of water in the cylinder before the cone is taken out = 24 cm
Volume of water in the cylinder before the cone is taken out = Volume of cone + Volume of water
Let H be the height of the water level after the cone is taken out.




H = 16 cm

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