Nainital Bank Clerk Mock Test - 3 - Bank Exams MCQ

If W > X, X > Y and Y > Z, then which of the following conclusions is definitely wrong?

Read the information given below to answer these questions:
(i) Aarti is older than Sanya.
(ii) Muskan is elder than Aarti but younger than Kashish.
(iii) Kashish is elder than Sanya.
(iv) Sanya is younger than Muskan.
(v) Gargi is the eldest.

Q. Which of the given statements is/are superfluous and can be dispensed with while answering the above questions?

Read the information given below to answer these questions:
(i) Aarti is older than Sanya.
(ii) Muskan is elder than Aarti but younger than Kashish.
(iii) Kashish is elder than Sanya.
(iv) Sanya is younger than Muskan.
(v) Gargi is the eldest.

Q. A, B, C, D and E are five friends. A is shorter than B but taller than E. C is the tallest. D is shorter than B and taller than A. Who has two persons taller and two persons shorter than him/her?

During a prize distribution ceremony, Vikram was ninth from the left while Janhvi was eighth from the right in the front row. If Hariom was thirteenth from the left and was exactly in the middle of Vikram and Janhvi in the same row then what was the total number of people in the front row?

In a north facing row of NCC Cadets, Trisha is 9th from the left end and Tina is 12th from the right end. There are 5 cadets between Trisha and Tanya which is equal to the number of cadets between Tanya and Tina. Find how many cadets are there in the row?

Statements: All green are blue. All blue are white.

Conclusions:

1. Some blue are green.
2. Some white are green.
3. Some green are not white.
4. All white are blue.

Directions: Read the following information and answer the question given below. 

In a family of eleven, M is the son of O's mothers's daughter. Q is the mother of L and T. L and O are brothers. N is the daughter of T, who is the wife of V. P is the son of S, who is the daughter-in-law of Q. L is the father-in-law of P's wife. R is the daughter-in-law of V. 

Q. Who is M's mother?

Directions: Study the following information to answer the given questions

Twelve people are sitting in two parallel rows containing six people each, in such a way that there is an equal distance between adjacent persons. In row-1 L, M, N, O, P and Q are seated and all of them are facing South. In row-2 A, B, C, D, E and F are seated and all of them are facing North. Therefore, in the given seating arrangement each member seated in a row faces another member of the other row. O sits third to right of M. Either O or M sits at an extreme end of the line. The one who faces M sits second to right of E. Two people sit between B and F. Neither B nor F sits at an extreme end of the line. The immediate neighbor of B faces the person who sits third to left of L. N and P are immediate neighbors of each other. C sits second to the left of A. P does not face the immediate neighbor of D.

Q. Who amongst the following sit at extreme ends of the rows?

Directions: Read the following information carefully and answer the questions.

Twelve people are sitting in two parallel rows containing six people each, in such a way that there is an equal distance between adjacent persons. In row-1 P, Q, R, S, T and V are seated and all of them are facing South. In row-2 A, B, C, D, E and F are seated and all of them are facing North. Therefore, in the given seating arrangement each member seated in a row faces another member of the other row. S sits third to right of Q. Either S or Q sits at an extreme end of the line. The one who faces Q sits second to right of E. Two people sit between B and F. Neither B nor F sits at an extreme end of the line. The immediate neighbor of B faces the person who sits third to left of P. R and T are immediate neighbors of each other. C sits second to the left of A. T does not face the immediate neighbor of D.

Q. P is related to A in the same way as S is related to B based on the given arrangement. To which of the following is T related to, following the same pattern?

Direction: The sentences given in the question, when properly sequenced, form a coherent paragraph. Each sentence is labeled with a letter. Choose the most logical order of sentences from the given choices to construct a coherent paragraph.

A. Indeed, Indian policy-planners find themselves in a predicament thanks to the continued monetary easing by some nations and the shrinkage in world trade.

B. In this context, a fund-starved country like India will do well to focus on foreign direct investment rather than get unduly worried about foreign institutional investment, which will have its ebb and flow depending on the environment outside..

C. With everyone waiting for the other to act first, the onus is definitely on the political bosses to devise quick solutions to accelerate the economy.

D. Given this ‘new normal’ kind of an environment, they will have to look at ways to protect the Indian economy from external vicissitudes.

Directions: Read the passage and answer the question given below. Some words are printed in underline in order to help you locate them while answering some of the question.

Member nations of the United Nations body charged with regulating shipping on the high seas adopted a first-ever strategy to blunt the sector’s large contribution to climate change  bringing another major constituency on board in the international quest to cap the planet’s warming well below an increase of 2 degrees Celsius (3.6 degrees Fahrenheit). The strategy embraced by a committee of the International Maritime Organization would lower emissions from container ships, oil tankers, bulk carriers and other vessels by at least 50 percent by the year 2050 vs. where they stood in 2008. The group also said that emissions from shipping should reach a peak, and begin to decline, as soon as possible.

But the United States “reserved” its position on the strategy, with Coast Guard official Jeffrey Lantz, who headed the delegation to the London deliberations, saying that the country views “the establishment of an absolute reduction target as premature.” The United States also objected to how responsibilities would be divided between developed and developing countries, and expressed “serious concern about how this document was developed and finalized.” Shipping in recent years has been responsible for about 800 million tons annually of carbon dioxide emissions, according to Dan Rutherford, the marine and aviation program director of the International Council on Clean Transportation, who was in attendance for the deliberations in London. That means shipping’s emissions are 2.3 percent of the global total. “If you counted it as a country, it would be the sixth-largest source of CO2 emissions,” said Rutherford, noting that 800 million tons of annual emissions is comparable to emissions from Germany.

Moreover, if nothing is done to halt emissions growth in the industry, emissions are projected to continue to grow, and shipping would burn up a significant share of the remaining global carbon emissions allowable under the Paris climate agreement releasing as much as 101 billion tons of carbon-dioxide-equivalent emissions between now and 2075, according to an analysis by Rutherford’s organization. Shipping and aviation are two major greenhouse-gas-producing sectors that have sat rather uncomfortably in the context of the global push to cut emissions under the Paris climate agreement.

Both sectors are very difficult to decarbonize, since they rely on energy-dense fuels to allow ships or planes to travel great distances without stopping. Meanwhile, since the sectors have major international components, they are not the responsibility of any single country to regulate as part of a domestic climate-change strategy. Instead, addressing their role in climate change has fallen to United Nations bodies such as the IMO and the International Civil Aviation Organization. Yet despite the ambition of the current strategy for shipping, Rutherford’s group’s analysis shows that it may not be strong enough. The group says that to be consistent with the Paris agreement, shipping should emit no more than 17 billion tons of carbon-dioxide-equivalent emissions from 2015 onward but that the current agreement implies emissions between 28 billion and 43 billion tons.

The group says that to be consistent with the Paris agreement, shipping should emit no more than 17 billion tons of carbon-dioxide-equivalent emissions from 2015 onward but that the current agreement implies emissions between 28 billion and 43 billion tons. For shipping and aviation to decarbonize, current fuel oils would have to be replaced by biofuels or, perhaps  ultimately, hydrogen or batteries. But such innovations so far are being tested only in smaller ships and planes. Rutherford said.“The largest container ships and airplanes use a tremendous amount of energy. They’re going to be harder to electrify or put hydrogen in,” he said.

Q. As per the passage, what are the problems which are common to both shipping and aviation industry?

Directions: Read the passage and answer the question given below. Some words are printed in underline in order to help you locate them while answering some of the question.

Member nations of the United Nations body charged with regulating shipping on the high seas adopted a first-ever strategy to blunt the sector’s large contribution to climate change  bringing another major constituency on board in the international quest to cap the planet’s warming well below an increase of 2 degrees Celsius (3.6 degrees Fahrenheit). The strategy embraced by a committee of the International Maritime Organization would lower emissions from container ships, oil tankers, bulk carriers and other vessels by at least 50 percent by the year 2050 vs. where they stood in 2008. The group also said that emissions from shipping should reach a peak, and begin to decline, as soon as possible.

But the United States “reserved” its position on the strategy, with Coast Guard official Jeffrey Lantz, who headed the delegation to the London deliberations, saying that the country views “the establishment of an absolute reduction target as premature.” The United States also objected to how responsibilities would be divided between developed and developing countries, and expressed “serious concern about how this document was developed and finalized.” Shipping in recent years has been responsible for about 800 million tons annually of carbon dioxide emissions, according to Dan Rutherford, the marine and aviation program director of the International Council on Clean Transportation, who was in attendance for the deliberations in London. That means shipping’s emissions are 2.3 percent of the global total. “If you counted it as a country, it would be the sixth-largest source of CO2 emissions,” said Rutherford, noting that 800 million tons of annual emissions is comparable to emissions from Germany.

Moreover, if nothing is done to halt emissions growth in the industry, emissions are projected to continue to grow, and shipping would burn up a significant share of the remaining global carbon emissions allowable under the Paris climate agreement releasing as much as 101 billion tons of carbon-dioxide-equivalent emissions between now and 2075, according to an analysis by Rutherford’s organization. Shipping and aviation are two major greenhouse-gas-producing sectors that have sat rather uncomfortably in the context of the global push to cut emissions under the Paris climate agreement.

Both sectors are very difficult to decarbonize, since they rely on energy-dense fuels to allow ships or planes to travel great distances without stopping. Meanwhile, since the sectors have major international components, they are not the responsibility of any single country to regulate as part of a domestic climate-change strategy. Instead, addressing their role in climate change has fallen to United Nations bodies such as the IMO and the International Civil Aviation Organization. Yet despite the ambition of the current strategy for shipping, Rutherford’s group’s analysis shows that it may not be strong enough. The group says that to be consistent with the Paris agreement, shipping should emit no more than 17 billion tons of carbon-dioxide-equivalent emissions from 2015 onward but that the current agreement implies emissions between 28 billion and 43 billion tons.

The group says that to be consistent with the Paris agreement, shipping should emit no more than 17 billion tons of carbon-dioxide-equivalent emissions from 2015 onward but that the current agreement implies emissions between 28 billion and 43 billion tons. For shipping and aviation to decarbonize, current fuel oils would have to be replaced by biofuels or, perhaps  ultimately, hydrogen or batteries. But such innovations so far are being tested only in smaller ships and planes. Rutherford said.“The largest container ships and airplanes use a tremendous amount of energy. They’re going to be harder to electrify or put hydrogen in,” he said.

Q. What is the primary purpose of the author of the passage?
I. to highlight the significance of the strategy adopted by IMO to reduce the emissions by shipping industry which would help tackle climate change
II. to highlight the contribution of shipping and aviation industry in the total volume of emissions and its impact on climate.
III. to study the impact of climate change on low lying island nations and address their concerns of emissions from the shipping industry

Directions: Read the passage carefully and answer the question given below.

A golden age for Western schools in China may be coming to an end in the face of a new government clampdown.

China has been a happy hunting ground for Western schools in recent years, as a burgeoning middle class looks to equip their children with the qualifications to get into a Western university, as well as the skills to join a global workforce.

The last five years has seen a 64% increase in the number of students enrolled in international schools in China, which now account for 372,000 children in 857 schools.

But from next year, schools will have to select their students via a lottery, rather than being able to pick and choose from among the applicants.

The crackdown has been prompted by fears that foreign-owned schools are poaching the brightest children, according to Richard Gaskell, director of international education analysts ISC Research.

The move follows changes introduced last year requiring international schools to teach the Chinese curriculum alongside other national programs.

‘There is a backlash against the rapid increase in private schools in China, particularly from the big public schools where it’s perceived that they have been simply creaming off the best kids,’ Mr Gaskell said.

Foreign-owned schools should also expect greater scrutiny and bureaucracy, he added.

International schools should put expansion plans on hold until the full effect of the changes becomes apparent next spring, he told the Headmasters’ and Headmistresses’ Conference of leading fee-paying schools in the U.K.

The Chinese government was also concerned at the number of students heading abroad to study, both at K-12 level and for higher education, he added.

The international schools market has exploded in China in recent years, after the authorities relaxed regulations so that Chinese children could attend foreign-owned schools.

Until then, international schools almost entirely served the children of foreign nationals, but opening them up to Chinese children revealed a massive and previously untapped demand.

For the growing Chinese middle class, the schools provided a more reliable route than Chinese national schools for getting into highly-regarded universities in the West, particularly those in the U.S. and U.K.

These students, in turn, represent a lucrative source of income, for both the schools themselves and for Western universities. The annual fee for a leading international school is around 280,000 yuan, or $39,000.

China is the largest source of international students at U.K. universities, accounting for more than one in five at undergraduate and postgraduate level.

Some of the most prestigious private schools have sought to capitalise on their brand by opening branches in China in recent years. Wellington College has five schools in China - two each in Shanghai and Hangzhou and one in Tianjin - while Dulwich College has four - two in Shanghai and one each in Beijing and Suzhou.

A record 14 British international schools have opened or are due to open in China this year, including outposts of the King’s School, Canterbury, and Shrewsbury School, which counts Charles Darwin among its alumni.

But despite the increased scrutiny, Mr. Gaskell said there are still opportunities for international schools to open in China, given the "massive demand" among Chinese families.

"There is a deep desire amongst the wealthy, middle class and young Chinese parents for a Western style of education," he said.

Parents want an international education but also want their children to retain their culture and identity, he added, as well as excellent exam results and "places at the top universities."

Q. Identify the words that are similar in meaning to the word/idiom given below. If none of the options conveys the correct meaning, mark (E) as your answer. The options do not necessarily need to be grammatically correct.

In the face of

Do the roses in your garden smell / more sweetly / than those in ours? / No error

Find  the word most appropriate for Blank no. 17

The (11)____  citizen who has to get everyday jobs done by  various municipal and government  departments is (12)____  driven up a tree, first (13)____ them, second explaining to them what is (14)____ and lastly, getting the job done.

If this week I  (15)____ some personal experience in this column, it is because I can document them. It is not to ask for any special (16)____  or voice personal (17)____  but to bring into public view the  experience of hundreds, if not thousands of citizens everyday of the year and express the collective (18)____ of all of them. Because one’s usual experience is that when such complaints are (19)____ in such columns, the departments rush to (20)____

DIRECTIONS: The following question contains an idiom and its usage in a sentence, followed by five possible meanings labelled A, B, C, D and E. Pick out the right meaning of the idiom in question and mark your answer accordingly.
Q.
Hair-breath escape.

The boy had a "hair-breath escape" from a street accident.

DIRECTIONS: The following question contains an idiom and its usage in a sentence, followed by five possible meanings labelled A, B, C, D and E. Pick out the right meaning of the idiom in question and mark your answer accordingly.

Q.
Comes to the crunch.

He always promises help, but backs out when it "comes to the crunch".

Which Indian state registered the largest decline in the number of multidimensionally poor individuals?

Money Market is divided into how many types?

If an NPA remains for a period less than or equal to 12 months, then it is considered to be ___________.

Read the following statements carefully:

1. The RBI has liberalised the end-use stipulations for the External Commercial Borrowings both for corporates as well as liquidity starved non-banking lenders.
2. The liberalisation will be applicable to ECBs taken for working capital, general corporate purpose loans or repayment of rupee loans.
3. The RBI also issued a revised circular for bankers capturing the changes.

Which of the above statements is/are true?

What is the aim of the BHARAT campaign launched by Manoj Ahuja, Secretary of the Ministry of Agriculture & Farmers Welfare?

Which company has signed a contract with the Government e-Marketplace (GeM) for developing, implementing, operating, and maintaining the GeM portal?

HLL stands for?

Which programming language is often used for developing artificial intelligence (AI) and machine learning (ML) applications?

Which one of the following commands is used to modify a column inside a table?

(54679 + 5982 + 32614) – (312 * 69) = ?