SSC CGL (Tier II) Practice Test - 20 - SSC CGL MCQ

If 'sin α' and 'cos α' are the roots of thr equation ax² + bx + c = 0, then b² =

The constant that must be added and subtracted to solve the quadratic equation   by the method of completing the square is

Which of the following has two distinct roots?

11111.10 ÷ 989.88×88.88÷0.798 = ?

If a pipe A can fill a tank 3 times faster than pipe B. If both the pipes can fill the tank in 32 minutes, then the slower pipe alone will be able to fill the tank in?

What is the code of ‘7’ in a certain code?
I. ‘734’ stands for ‘DH%’ and ‘348’ stands for ‘D*%’ in that code.
II. ‘127’ stands for ‘H*$’ and ‘375’ stands for ‘&@H’ in that code.

Last year, the ratio between the salaries of A and B was 3 : 4. But, the ratios of their individual salaries between the last year and this year were 4 : 5 and 2 : 3, respectively. If the sum of their present salaries is Rs. 4160, then how much is the salary of A now?

Directions: Study the information below carefully.
​​​​​​​A number arrangement machine, when fed with an input, rearranges the numbers following a particular rule.

The following is an illustration of input and rearrangement:
Input: 25010 7650 432 909 850 70 100 612
Step I: 432 25010 7650 909 850 70 100 612
Step II: 432 612 25010 7650 909 850 70 100
Step III: 432 612 70 25010 7650 909 850 100
Step IV: 432 612 70 850 25010 7650 909 100
Step V: 432 612 70 850 909 25010 7650 100
Step VI: 432 612 70 850 909 7650 25010 100
Step VII: 432 612 70 850 909 7650 100 25010
Step (VII) is the last step of the rearrangement.
Based on the above illustration, answer the questions regarding the given input:
Input: 78050 1650 266 1001 80 701 600 121

121 266 80 701 1650 78050 600 1001
Q. Which step of the arrangement yields the given output?

Directions: Read the given information carefully and answer the questions given beside:
Nine persons – Chaya, Dimple, Beena, Ajit, Jaya, Fatima, Gagan, Hemant and Kaushal – are sitting in a straight line facing north, but not necessarily in the same order.
Beena is fourth to the left of Gagan; Fatima is fourth to the right of Chaya and second to the left of Kaushal, who is fifth to the right of Ajit. Dimple is not an immediate neighbour of either Kaushal or Beena. There are only three persons between Jaya and Ajit. Gagan is second to the right of Chaya.

Q. Who among the following sit at the extreme ends of the line?

Directions to Solve: In each of the questions below consists of a question and two statements numbered I and II given below it. You have to decide whether the data provided in the statements are sufficient to answer the question. Read both the statements and

Give answer:
- (A) If the data in statement I alone are sufficient to answer the question, while the data in statement II alone are not sufficient to answer the question
- (B) If the data in statement II alone are sufficient to answer the question, while the data in statement I alone are not sufficient to answer the question
- (C) If the data either in statement I alone or in statement II alone are sufficient to answer the question
- (D) If the data given in both statements I and II together are not sufficient to answer the question and
- (E) If the data in both statements I and II together are necessary to answer the question.

Question: How many children are there in the row of children facing North?
Statements:
I. Vishakha who is fifth from the left end is eighth to the left of Ashish who is twelfth from the right end.
II. Rohit is fifth to the left of Nisha who is seventh from the right end and eighteenth from the left end.

Directions to Solve: In each of the questions below consists of a question and two statements numbered I and II given below it. You have to decide whether the data provided in the statements are sufficient to answer the question. Read both the statements and

Give answer:
- (A) If the data in statement I alone are sufficient to answer the question, while the data in statement II alone are not sufficient to answer the question
- (B) If the data in statement II alone are sufficient to answer the question, while the data in statement I alone are not sufficient to answer the question
- (C) If the data either in statement I alone or in statement II alone are sufficient to answer the question
- (D) If the data given in both statements I and II together are not sufficient to answer the question and
- (E) If the data in both statements I and II together are necessary to answer the question.

Question: How many doctors are practising in this town ?
Statements:
I.There is one doctor per seven hundred residents.
II.There are 16 wards with each ward having as many doctors as the number of wards.

Directions to Solve: In each of the questions below consists of a question and two statements numbered I and II given below it. You have to decide whether the data provided in the statements are sufficient to answer the question. Read both the statements and

Give answer:
- (A) If the data in statement I alone are sufficient to answer the question, while the data in statement II alone are not sufficient to answer the question
- (B) If the data in statement II alone are sufficient to answer the question, while the data in statement I alone are not sufficient to answer the question
- (C) If the data either in statement I alone or in statement II alone are sufficient to answer the question
- (D) If the data given in both statements I and II together are not sufficient to answer the question and
- (E) If the data in both statements I and II together are necessary to answer the question.

Question: On which day of the week was birthday of Sahil ?
Statements:
I.Sahil celebrated his birthday the very next day on which Arun celebrated his birthday.
II.The sister of Sahil was born on the third day of the week and two days after Sahil was born.

Directions to Solve

In each of the following questions two statements are given. Which are followed by four conclusions (1), (2), (3) and (4). Choose the conclusions which logically follow from the given statements.

Question -

Statements: No door is dog. All the dogs are cats.

Conclusions:

1. No door is cat.
2. No cat is door.
3. Some cats are dogs.
4. All the cats are dogs.

Because memory weakens with age, for the experiment to be valid, it is importantthat a group to be tested for drug induced memory loss be compared with acontrol group.

Directions: In the following question, four statements are provided. These statements form a coherent paragraph when properly arranged. Select the alternative representing the proper and logical sequencing of these statements.

(A) Gone were the days of state control and 'permit or license raj'.
(B) It was around the time when the Soviet Empire collapsed in 1991, India's then Finance Minister launched economic liberalisation.
(C) Globalisation became the new mantra around the world and no nation could afford to remain detached from these winds of change.
(D) While dealing a deadly blow to the machinery of red tape, globalisation or liberalisation encouraged private initiative in the economic development.

Directions: In the following questions, a sentence is given with two blanks. You have to find the pair of words from the given options that fit both the blanks in the given order and make the sentence grammatically and contextually correct. 

It is possible that this piece of _________ is likely to be used against him by his electoral ________. 

Directions: Read the passage and answer the questions that follow:

The deadline for the completion of the resolution process under the Insolvency and Bankruptcy Code (IBC), 2016 for the first set of cases taken up has neared or even passed. The IBC provides for a time limit of 180 days (extendable by 90 days) once a case of default is brought  and If no resolution plan drawn up under the supervision of a resolution professional can be agreed upon, liquidation must follow to recover whatever sums are possible. While the NCLT has considered a number of cases since its constitution, its role assumed importance when, on 13 June 2017, the Reserve Bank of India (RBI) mandated proceedings against 12 large defaulters, holding accounts with outstanding amounts of more than Rs 5,000 crore, of which at least 60% had been classified as non-performing as of 31 March 2016. These bad loans accounted for around 25% of the non-performing assets (NPAs) recognised at that time.

In most cases, the estimated value of assets on liquidation is low, and does not capture the true value of the company. Put simply, the aggregate of the individual value of a set of stripped assets tends to be much lower than the value of those assets when combined for production. So, if the IBC process and the intervention of the NCLT lead, through bidding, to an offer of a takeover by a third party which is acceptable to the creditors, the recovery against bad loans technically written off by financial creditors would be much higher. Since this was to occur in a time-bound fashion, it seemed to be a significant initiative to address the NPA problem in the banking system. The IBC was combined with legislative amendments that strengthened the powers of the RBI to order the launch of proceedings to recover the loans gone bad. These measures, it was argued, through enforced resolution or liquidation if necessary, offered a way in which the abysmal record of recovery could be corrected and the pressure on the government to bail out banks with taxpayers’ money could be reduced. In the case of 11 public sector banks out of a total of 21, of the loans technically written-off between April 2014 and December 2017, recovery rates varied from nil to just above 20%, and in the case of another three, the rate ranged between 23% and 29%. The average recovery rate for all 21 banks was a pathetic 10.8%. By facilitating and accelerating the recovery effort, the IBC process was expected to raise the rate significantly.

The context in which this new strategy was launched needs recalling. Unlike the period prior to the 1990s, the NPAs that accumulated in the books of banks in recent years were not equitably distributed across different categories of borrowers, big and small, priority and non-priority. Rather, because of a change in the lending strategy during the period of the credit boom after 2003, the NPAs are now concentrated in the hands of large borrowers, primarily corporate borrowers.

The initial experience with the first phase of this multistep process involving the recognition, technical write-off and provisioning, and recovery of NPAs, is revealing for a number of reasons. First, in cases where the assets on offer were of special interest to particular bidders, the rates of recovery have been rather high. This was true of the acquisition of Bhushan Steel by Tata Steel and of Electro­steel by Vedanta. Bhushan Steel owed its financial creditors around Rs 56,000 crore, whereas the Tata Steel bid returned Rs 35,200 crore upfront to the financial creditors, besides giving them a 12.3% stake in the company in lieu of returning the remaining debt. That was substantial relative to the estimated ­liquidation value of Rs 15,000 crore to Rs 20,000 crore, and far better than the average 10% recovery rate reported on aggregate write-offs in the recent past. The Tatas clearly had a special interest in the deal since its valuation of the company was far higher than that of JSW Group, the other keen bidder. The latter offered the creditors only Rs 29,700 crore.

The evidence that the assets were valuable despite the defaults emerged also from the battle between bidders who were often taken to the courts. Essar Steel, one of the largest defaulters with around Rs 44,000 crore in questionable debt, when put up for sale, elicited expressions of interest from five bidders. Interestingly, besides Tata Steel, Arcelor Mittal, Vedanta, Sumitomo, and Steel Authority of India, the interested parties include the Ruias, who are the original promoters of Essar Steel.

This effort of the defaulting promoters to regain control of the companies concerned at a discount did muddy the water. The original IBC bill did not prevent promoters from making bids for resolution at the NCLT. Some justified the Ruia bid on the grounds that extraneous factors may have led to distress for no fault of the original promoters. But, if the Committee of Creditors (CoC) has taken the firm to the NCLT, it is clearly because they saw the incumbent management as incapable of resolving the crisis faced by the firm. And, if promoters regain control, much of the debt their company owes will be forgiven, with the losses being carried by the financial and operational creditors. Recognising the travesty involved, the government was forced to amend the IBC bill to prohibit promoters from bidding under the NCLT process.

Q. What was the experience of the IBC process for companies which were of special interest to bidders?
I. The rate of recovery was much better than the average recovery rate.
II. Competition between bidders to take over the defaulting company.
III. The liquidation value of the assets would have been higher than the recovered value.

Directions: Read the passage and answer the questions that follow:

The deadline for the completion of the resolution process under the Insolvency and Bankruptcy Code (IBC), 2016 for the first set of cases taken up has neared or even passed. The IBC provides for a time limit of 180 days (extendable by 90 days) once a case of default is brought  and If no resolution plan drawn up under the supervision of a resolution professional can be agreed upon, liquidation must follow to recover whatever sums are possible. While the NCLT has considered a number of cases since its constitution, its role assumed importance when, on 13 June 2017, the Reserve Bank of India (RBI) mandated proceedings against 12 large defaulters, holding accounts with outstanding amounts of more than Rs 5,000 crore, of which at least 60% had been classified as non-performing as of 31 March 2016. These bad loans accounted for around 25% of the non-performing assets (NPAs) recognised at that time.

In most cases, the estimated value of assets on liquidation is low, and does not capture the true value of the company. Put simply, the aggregate of the individual value of a set of stripped assets tends to be much lower than the value of those assets when combined for production. So, if the IBC process and the intervention of the NCLT lead, through bidding, to an offer of a takeover by a third party which is acceptable to the creditors, the recovery against bad loans technically written off by financial creditors would be much higher. Since this was to occur in a time-bound fashion, it seemed to be a significant initiative to address the NPA problem in the banking system. The IBC was combined with legislative amendments that strengthened the powers of the RBI to order the launch of proceedings to recover the loans gone bad. These measures, it was argued, through enforced resolution or liquidation if necessary, offered a way in which the abysmal record of recovery could be corrected and the pressure on the government to bail out banks with taxpayers’ money could be reduced. In the case of 11 public sector banks out of a total of 21, of the loans technically written-off between April 2014 and December 2017, recovery rates varied from nil to just above 20%, and in the case of another three, the rate ranged between 23% and 29%. The average recovery rate for all 21 banks was a pathetic 10.8%. By facilitating and accelerating the recovery effort, the IBC process was expected to raise the rate significantly.

The context in which this new strategy was launched needs recalling. Unlike the period prior to the 1990s, the NPAs that accumulated in the books of banks in recent years were not equitably distributed across different categories of borrowers, big and small, priority and non-priority. Rather, because of a change in the lending strategy during the period of the credit boom after 2003, the NPAs are now concentrated in the hands of large borrowers, primarily corporate borrowers.

The initial experience with the first phase of this multistep process involving the recognition, technical write-off and provisioning, and recovery of NPAs, is revealing for a number of reasons. First, in cases where the assets on offer were of special interest to particular bidders, the rates of recovery have been rather high. This was true of the acquisition of Bhushan Steel by Tata Steel and of Electro­steel by Vedanta. Bhushan Steel owed its financial creditors around Rs 56,000 crore, whereas the Tata Steel bid returned Rs 35,200 crore upfront to the financial creditors, besides giving them a 12.3% stake in the company in lieu of returning the remaining debt. That was substantial relative to the estimated ­liquidation value of Rs 15,000 crore to Rs 20,000 crore, and far better than the average 10% recovery rate reported on aggregate write-offs in the recent past. The Tatas clearly had a special interest in the deal since its valuation of the company was far higher than that of JSW Group, the other keen bidder. The latter offered the creditors only Rs 29,700 crore.

The evidence that the assets were valuable despite the defaults emerged also from the battle between bidders who were often taken to the courts. Essar Steel, one of the largest defaulters with around Rs 44,000 crore in questionable debt, when put up for sale, elicited expressions of interest from five bidders. Interestingly, besides Tata Steel, Arcelor Mittal, Vedanta, Sumitomo, and Steel Authority of India, the interested parties include the Ruias, who are the original promoters of Essar Steel.

This effort of the defaulting promoters to regain control of the companies concerned at a discount did muddy the water. The original IBC bill did not prevent promoters from making bids for resolution at the NCLT. Some justified the Ruia bid on the grounds that extraneous factors may have led to distress for no fault of the original promoters. But, if the Committee of Creditors (CoC) has taken the firm to the NCLT, it is clearly because they saw the incumbent management as incapable of resolving the crisis faced by the firm. And, if promoters regain control, much of the debt their company owes will be forgiven, with the losses being carried by the financial and operational creditors. Recognising the travesty involved, the government was forced to amend the IBC bill to prohibit promoters from bidding under the NCLT process.

Q. Which of the following is/are true as per the passage?
I. Essar Steel evoked interest even from its promoters when it was put up for sale.
II. Bhushan Steel was acquired by the JSW Group for Rs 32,500 crore.
III. The average recovery rate for the 21 banks (public plus private) was 10.8%.

Directions: Out of the given alternatives, choose the one which can be substituted for the given words/sentence.

That which cannot be avoided:

When was World Population Day first celebrated?

East India College was set up in 1806 at

Which of the following is/are associated with the equatorial region of the Amazon basin. 

1. Bromeliads 

2. Piranha 

3. Manioc (Cassava)

4. Maloca 

Q. Select the correct answer using the codes given below: 

In which year was Pulitzer Prize established?

Increase in foreign exchange reserves are recorded in credit side of capital account.

Which department of RBI is responsible for issuing currency notes?

Which of the following is a bidirectional bus?

By default, your document will print in __ mode