MPSC Rajyaseva Prelims Paper 1 Mock Test - 2 - MPSC (Maharastra) MCQ

The earth’s crust constantly undergoes changes and that plays a very important role in rejuvenation of a river.

Statement 3 is incorrect. When there is an uplift of land or a fall in sea level occurs then a negative movement occurs in the river system which steepen the slope and active down-cutting of the river is renewed.

Statement 1 is correct. A fall in sea level results in the increase in the altitude of flood plain above the sea level. The river with its new energy starts to cut the former floodplain leaving behind terraces on both sides of the river. The point where the old and rejuvenated profile meet is known as Knick point or Rejuvenated head.

Statement 2 is incorrect. A positive movement occurs when there is a depression of land or rise in sea level. This submerges the land along the coast drown, the valleys and weaken the erosive power of the river

The Strategic Partnership between India and Poland aims to replace the previous bilateral relationship with a more structured and cooperative framework. This partnership is designed to foster deeper economic, political, and cultural ties, allowing both countries to work together more effectively in various sectors. An interesting fact is that this partnership comes after a 45-year gap since an Indian Prime Minister last visited Poland, highlighting its significance in enhancing diplomatic relations.

The Action Plan agreed upon during Prime Minister Modi's visit to Poland will guide bilateral cooperation for a period of five years, from 2024 to 2028. This structured plan will help in directing efforts toward various sectors, ensuring that both nations can effectively collaborate and achieve their mutual goals. The establishment of such plans is a common practice in international relations to ensure accountability and progress.

Space Exploration is not listed among the areas of cooperation in the India-Poland Strategic Partnership. The partnership includes sectors such as healthcare, defense, agriculture, and several others focused on technological and sustainable development. This absence underscores the current focus of both nations on terrestrial and immediate technological advancements rather than space initiatives.

The Monte Cassino Memorial commemorates the Battle of Monte Cassino, where over 900 Polish troops lost their lives during World War II. This battle was a pivotal moment for the Polish Army and is remembered for the bravery and sacrifices made by soldiers. The memorial serves as a reminder of their valor and the historical significance of Poland's contributions during the war.

The main goal of expanding the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) is to increase insurance coverage and the number of beneficiaries significantly. The proposed plan aims to double the number of beneficiaries and raise the insurance coverage limit, thereby addressing the financial burdens of healthcare on families. This initiative aligns with the broader goal of achieving Universal Health Coverage in India.

According to the NITI Aayog report, approximately 30% of Indians do not have health insurance. This significant gap in coverage highlights the pressing need for initiatives like the expansion of AB-PMJAY to ensure that more citizens, particularly those in the informal and self-employed sectors, have access to necessary healthcare services without incurring crippling debt.

India and Poland established diplomatic ties in 1954. This partnership has been marked by various exchanges and collaborations over the years, reflecting the growing relationship between the two nations. The establishment of these ties paved the way for future cooperation in multiple sectors, including culture, economics, and technology.

Jawaharlal Nehru was the first Indian Prime Minister to visit Poland in 1955. His visit was part of a broader strategy to strengthen ties with Eastern European countries during a time when India was establishing its position on the global stage. This historical context illustrates the long-standing diplomatic relations between India and Poland.

The meeting chaired by Nirmala Sitharaman was primarily focused on reviewing the performance of nine Regional Rural Banks operating in five states of India. This review aimed to assess their operational effectiveness and contributions to the rural economy. Such evaluations are crucial for ensuring that these banks meet the financial needs of rural populations effectively.

The Reserve Bank of India (RBI) has been proactive in advising banks to create innovative and attractive products to mobilize household savings. This approach is vital in a changing financial landscape where consumers are seeking diverse investment opportunities beyond traditional savings accounts.

The Avni savings account requires a minimum average quarterly balance of Rs 25,000. This account is specifically designed for women, aiming to cater to those who are relatively affluent. The features associated with this account highlight the bank's focus on empowering women financially.

M. Suresh was appointed as the interim chairman of the Airports Authority of India, succeeding Sanjeev Kumar. His appointment is significant as it coincides with critical developments in India's airport infrastructure, which requires effective oversight.

The Avni savings account is primarily targeted towards women, reflecting Bandhan Bank's strategy to cater to this demographic. In fact, 73% of the bank's clients are female, indicating a strong focus on empowering women through financial products tailored to their needs.

The Avni savings account includes a special debit card that offers personal accident insurance coverage up to Rs 10 lakhs, along with other benefits such as free access to airport lounges. This feature not only provides security but also enhances the overall banking experience for women.

There has been a decline in deposits in India's Current Account Saving Accounts (CASAs). This trend suggests that consumers are increasingly opting for investments in markets like stocks and gold instead of keeping their funds in traditional savings accounts, which typically offer lower interest rates.

Bandhan Bank introduced the "Bandhan Bank Delights" program, which allows clients to earn points through various banking activities such as creating accounts and using cards. These points can be redeemed for products and services, enhancing customer engagement and loyalty.

Shaktikanta Das, the Governor of the Reserve Bank of India (RBI), received an "A" rating, recognizing his outstanding performance in central banking. This rating reflects his effectiveness in managing the country's monetary policy and economic stability. Notably, this recognition marks his second consecutive year at the top, underscoring his consistent leadership in the financial sector.

Neeraj Chopra achieved a throw of 89.49 meters in his final attempt at the Lausanne Diamond League, which not only earned him second place but also marked his season's best performance. This throw was slightly better than his Olympic effort, demonstrating his resilience and skill despite ongoing health challenges.

The Deen Dayal SPARSH Yojana was started by the Department of Post, part of the Union Ministry of Communication. This initiative aims to encourage students' interest in philately, or stamp collecting, as a hobby, thereby fostering research and scholarship in this area among young people.

Central bank governors are evaluated based on four main criteria: regulating interest rates, fostering economic expansion, preventing inflation, and preserving the stability of the exchange rate between the home currency and foreign currencies. These criteria provide a comprehensive assessment of a governor's performance in managing the economy.

Neeraj Chopra has been managing a chronic groin issue, which poses challenges to his performance consistency. Despite this health concern, he has demonstrated remarkable ability and resilience, continuing to achieve high rankings in competitions.

Each postal circle can award a maximum of 40 scholarships, with 10 scholarships available for students in each of the classes VI, VII, VIII, and IX. This structure allows for broad participation across various educational levels, promoting interest in philately among younger students.

Tarapur Atomic Power Station- Maharashtra. Narora Atomic Power Station- Uttar Pradesh. Kudankulam Nuclear Power Plant- Tamil Nadu. Kakrapar Atomic Power Station- Gujarat.

Gills are respiratory organs in fish. Gills intake oxygen from water.

Money Supply in the system will change if the value of any of its components such as currency, demand deposits or time deposits changes. Various actions of the monetary authority, RBI and commercial banks are responsible for changes in values of these items. Money supply can be influenced by the following:

1. Currency Deposit Ratio (CDR) - The ratio of money held by the public in currency to that they hold in bank deposits. It reflects people’s preference for liquidity. CDR increases during the festive season as people convert deposits to cash balance for meeting extra expenditure during such periods.

2. Reserve Deposit ratio -Reserve money kept in the bank which consists of the vault cash in banks and deposits of commercial banks with RBI. RBI uses various policy instruments to bring forth a healthy rdr in commercial banks. These instruments include Cash Reserve Ratio and Statutory Liquidity Ratio.

3. High powered money - The total liability of the RBI is called monetary base or high-powered money. It includes currency (notes and coins) and deposits of commercial banks and the government of India held by RBI.

4. Statement 1 is correct - As the festive season approaches, CDR increases and people convert their deposits to cash balance to meet extra expenditure.

5. Statement 2 is incorrect - As interest rates rise, it will become difficult for people to take loans from the banks and thus reduce the money supply in the system. Or it can also encourage people to keep more money in their accounts as they will receive higher returns on their savings account.

6. Statement 3 is correct-Injection of high-powered money will lead to an increase in money supply in the system depending on the money multiplier.

7. Statement 4 is correct - A decrease in interest rates will encourage borrowing and thus lead to a higher supply of money in the economy.

Important administrative reforms introduced by Mohammad-bin Tughlaq were:

• Heavy taxation in the Doab: In the beginning of his reign, the Sultan increased the rate of taxes in the Doab—a very fertile area located between the Ganga and Yamuna rivers.

• Introduction of token currency: Muhammad Tughlaq issued token currency because there was a shortage of gold coins.

• Transfer of the Capital: The plan of the transfer of capital from Delhi to Devagiri which was renamed as Daultabad misfired.

The Kargil War was fought against intruders from Pakistan, who had crossed the Line of Control (LoC) into Indian Territory in 1998. On July 26, 1999, the Pakistan forces were forced to withdraw from the Indian Territory.

The image has the dimensions as the object and is the same distance behind the mirror as the object is in front of the mirror. 
In the case, the object A is placed at a distance d in front of a plane mirror and the person stands right behind the object and the total distance between the person and the mirror is S. This is inclusive of the distance of the object from the mirror. 
Therefore, the distance of the image from the individual to the image that is formed at a distance d on the other side is given as 
S+d.

Enrich Your Learning:

• New kingdoms along the coasts of India Each of the three chiefs of the Cholas, Cheras, and Pandyas had two centres of power: one inland, and one on the coast. Of the six cities, two were very important: Puhar or Kaveripattinam, the port of the Cholas, and Madurai, the capital of the Pandyas. The chiefs did not collect regular taxes. Instead, they demanded and received gifts from the people. They also went on military expeditions and collected tribute from neighbouring areas. They kept some of the wealth and distributed the rest amongst their supporters, including members of their family, soldiers, and poets.

• Many poets whose compositions are found in the Sangam collection composed poems in praise of chiefs who often rewarded them with precious stones, gold, horses, elephants, chariots, and fine cloth. Around 200 years later a dynasty known as the Satavahanas became powerful in western India. The most important ruler of the Satavahanas was Gautamiputra Shri Satakarni. He and other Satavahana rulers were known as lords of the dakshinapatha, literally the route leading to the south, which was also used as a name for the entire southern region. He sent his army to the eastern, western and southern coasts.