NIACL Assistant Mock Test - 3 Free Online Test 2026
Full Mock Test & Solutions: NIACL Assistant Mock Test - 3 (100 Questions)
You can boost your Insurance Exams 2026 exam preparation with this NIACL Assistant Mock Test - 3 (available with detailed solutions).. This mock test has been designed with the analysis of important topics, recent trends of the exam, and previous year questions of the last 3-years. All the questions have been designed to mirror the official pattern of Insurance Exams 2026 exam, helping you build speed, accuracy as per the actual exam.
Mock Test Highlights:
- - Format: Multiple Choice Questions (MCQ)
- - Duration: 120 minutes
- - Total Questions: 100
- - Analysis: Detailed Solutions & Performance Insights
- - Sections covered: English Language
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In the following question, part(s) of the sentence may have an error. Find out which part of the sentence has an error and mark the remaining, i.e., the errorless combination as your answer. Choose the statement from the given options that is grammatically and contextually correct.
Detailed Solution: Question 1
Read the short story and answer the following questions.
Between nine and ten on a dark September evening the only son of the district doctor, Kirilov, a child of six, called Andrey, died of diphtheria. Just as the doctor's wife sank on her knees by the dead child's bedside and was overwhelmed by the first rush of despair there came a sharp ring at the bell in the entry.
All the servants had been sent out of the house that morning on account of the diphtheria. Kirilov went to open the door. It was dark in the entry and nothing could be distinguished in the man who came in but medium height, a white scarf, and a large, extremely pale face, so pale that its entrance seemed to make the passage lighter.
"Is the doctor at home?" the newcomer asked quickly.
"I am at home," answered Kirilov. "What do you want?"
"Oh, it's you? I am very . . . very glad! We are acquainted. My name is Abogin, and I had the honour of meeting you in the summer at Gnutchev's. I am very glad I have found you at home. For God's sake don't refuse to come back with me at once. My wife has been taken dangerously ill. And the carriage is waiting."
Kirilov listened and said nothing, as though he did not understand Russian.
Q. How old was Andrey?
Detailed Solution: Question 2
Read the short story and answer the following questions.
Between nine and ten on a dark September evening the only son of the district doctor, Kirilov, a child of six, called Andrey, died of diphtheria. Just as the doctor's wife sank on her knees by the dead child's bedside and was overwhelmed by the first rush of despair there came a sharp ring at the bell in the entry.
All the servants had been sent out of the house that morning on account of the diphtheria. Kirilov went to open the door. It was dark in the entry and nothing could be distinguished in the man who came in but medium height, a white scarf, and a large, extremely pale face, so pale that its entrance seemed to make the passage lighter.
"Is the doctor at home?" the newcomer asked quickly.
"I am at home," answered Kirilov. "What do you want?"
"Oh, it's you? I am very . . . very glad! We are acquainted. My name is Abogin, and I had the honour of meeting you in the summer at Gnutchev's. I am very glad I have found you at home. For God's sake don't refuse to come back with me at once. My wife has been taken dangerously ill. And the carriage is waiting."
Kirilov listened and said nothing, as though he did not understand Russian.
Q. Which of the following is a near synonym of the word ‘acquainted’?
Detailed Solution: Question 3
Read the short story and answer the following questions.
Between nine and ten on a dark September evening the only son of the district doctor, Kirilov, a child of six, called Andrey, died of diphtheria. Just as the doctor's wife sank on her knees by the dead child's bedside and was overwhelmed by the first rush of despair there came a sharp ring at the bell in the entry.
All the servants had been sent out of the house that morning on account of the diphtheria. Kirilov went to open the door. It was dark in the entry and nothing could be distinguished in the man who came in but medium height, a white scarf, and a large, extremely pale face, so pale that its entrance seemed to make the passage lighter.
"Is the doctor at home?" the newcomer asked quickly.
"I am at home," answered Kirilov. "What do you want?"
"Oh, it's you? I am very . . . very glad! We are acquainted. My name is Abogin, and I had the honour of meeting you in the summer at Gnutchev's. I am very glad I have found you at home. For God's sake don't refuse to come back with me at once. My wife has been taken dangerously ill. And the carriage is waiting."
Kirilov listened and said nothing, as though he did not understand Russian.
Q. Which of the following is a near antonym of the word ‘overwhelm’?
Detailed Solution: Question 4
Read the short story and answer the following questions.
Between nine and ten on a dark September evening the only son of the district doctor, Kirilov, a child of six, called Andrey, died of diphtheria. Just as the doctor's wife sank on her knees by the dead child's bedside and was overwhelmed by the first rush of despair there came a sharp ring at the bell in the entry.
All the servants had been sent out of the house that morning on account of the diphtheria. Kirilov went to open the door. It was dark in the entry and nothing could be distinguished in the man who came in but medium height, a white scarf, and a large, extremely pale face, so pale that its entrance seemed to make the passage lighter.
"Is the doctor at home?" the newcomer asked quickly.
"I am at home," answered Kirilov. "What do you want?"
"Oh, it's you? I am very . . . very glad! We are acquainted. My name is Abogin, and I had the honour of meeting you in the summer at Gnutchev's. I am very glad I have found you at home. For God's sake don't refuse to come back with me at once. My wife has been taken dangerously ill. And the carriage is waiting."
Kirilov listened and said nothing, as though he did not understand Russian.
Q. How was Kirilov acquainted with Abogin?
Detailed Solution: Question 5
Read the short story and answer the following questions.
Between nine and ten on a dark September evening the only son of the district doctor, Kirilov, a child of six, called Andrey, died of diphtheria. Just as the doctor's wife sank on her knees by the dead child's bedside and was overwhelmed by the first rush of despair there came a sharp ring at the bell in the entry.
All the servants had been sent out of the house that morning on account of the diphtheria. Kirilov went to open the door. It was dark in the entry and nothing could be distinguished in the man who came in but medium height, a white scarf, and a large, extremely pale face, so pale that its entrance seemed to make the passage lighter.
"Is the doctor at home?" the newcomer asked quickly.
"I am at home," answered Kirilov. "What do you want?"
"Oh, it's you? I am very . . . very glad! We are acquainted. My name is Abogin, and I had the honour of meeting you in the summer at Gnutchev's. I am very glad I have found you at home. For God's sake don't refuse to come back with me at once. My wife has been taken dangerously ill. And the carriage is waiting."
Kirilov listened and said nothing, as though he did not understand Russian.
Q. Why were the servants sent out of the home in the morning?
Detailed Solution: Question 6
In the following question, part(s) of the sentence may have an error. Find out which part of the sentence has an error and mark the remaining, i.e., the errorless combination as your answer.
As soon as (A)/ I saw the bananas that (B)/ I knew the monkey (C)/ was hiding in the room. (D)
Detailed Solution: Question 7
In the following question, part(s) of the sentence may have an error. Find out which part of the sentence has an error and mark the remaining, i.e., the errorless combination as your answer.
Hardly had I (A)/ finished my Tiffin than (B)/ the bell rang signifying (C)/ the end of recess. (D)
Detailed Solution: Question 8
In the following question, part(s) of the sentence may have an error. Find out which part of the sentence has an error and mark the remaining, i.e., the errorless combination as your answer.
Neither the choreographer/(1) nor the dancers/(2) are following/(3) the steps properly./(4) No error /(5)
Detailed Solution: Question 9
In the following question, part(s) of the sentence may have an error. Find out which part of the sentence has an error and mark the remaining, i.e., the errorless combination as your answer.
Formulation of schemes (A)/ for betterment from the (B)/ youth is one of the prime (C)/ objectives of the mayor. (D)
Detailed Solution: Question 10
Six statements are given below, which are jumbled in any random order. These statements will form a coherent and meaningful paragraph, when arranged in the correct sequence. Arrange the sentences in the right order and answer the questions that follow.
(a) Researchers attached small devices to 50 vampire bats to track night time foraging in Panama, when these flying mammals drink blood from wounds they inflict upon cattle in pastures.
(b) But perhaps they should.
(c) After being released back into the wild, the bats were found to often join a “friend” during foraging,possibly coordinating the hunt.
(d) When one thinks of the blood-feasting vampire bats, friendship and cooperation may not be among the qualities that come to mind.
(e) Scientists have shown how those bats that have forged “friendships” with others will rendezvous with these buddies while foraging for a meal.
(f) Among the bats were 23 wild-born individuals that had been kept in captivity for about two years during related research into bat social behaviour.
Q. Which of the following is the second sentence of the passage?
Detailed Solution: Question 11
Six statements are given below, which are jumbled in any random order. These statements will form a coherent and meaningful paragraph, when arranged in the correct sequence. Arrange the sentences in the right order and answer the questions that follow.
(a) Researchers attached small devices to 50 vampire bats to track night time foraging in Panama, when these flying mammals drink blood from wounds they inflict upon cattle in pastures.
(b) But perhaps they should.
(c) After being released back into the wild, the bats were found to often join a “friend” during foraging, possibly coordinating the hunt.
(d) When one thinks of the blood-feasting vampire bats, friendship and cooperation may not be among the qualities that come to mind.
(e) Scientists have shown how those bats that have forged “friendships” with others will rendezvous with these buddies while foraging for a meal.
(f) Among the bats were 23 wild-born individuals that had been kept in captivity for about two years during related research into bat social behaviour.
Q. Which of the following is the third sentence of the passage?
Detailed Solution: Question 12
Six statements are given below, which are jumbled in any random order. These statements will form a coherent and meaningful paragraph, when arranged in the correct sequence. Arrange the sentences in the right order and answer the questions that follow.
(a) Researchers attached small devices to 50 vampire bats to track night time foraging in Panama, when these flying mammals drink blood from wounds they inflict upon cattle in pastures.
(b) But perhaps they should.
(c) After being released back into the wild, the bats were found to often join a “friend” during foraging, possibly coordinating the hunt.
(d) When one thinks of the blood-feasting vampire bats, friendship and cooperation may not be among the qualities that come to mind.
(e) Scientists have shown how those bats that have forged “friendships” with others will rendezvous with these buddies while foraging for a meal.
(f) Among the bats were 23 wild-born individuals that had been kept in captivity for about two years during related research into bat social behaviour.
Q. Which of the following is the sixth (last) sentence of the passage?
Detailed Solution: Question 13
Six statements are given below, which are jumbled in any random order. These statements will form a coherent and meaningful paragraph, when arranged in the correct sequence. Arrange the sentences in the right order and answer the questions that follow.
(a) Researchers attached small devices to 50 vampire bats to track night time foraging in Panama, when these flying mammals drink blood from wounds they inflict upon cattle in pastures.
(b) But perhaps they should.
(c) After being released back into the wild, the bats were found to often join a “friend” during foraging, possibly coordinating the hunt.
(d) When one thinks of the blood-feasting vampire bats, friendship and cooperation may not be among the qualities that come to mind.
(e) Scientists have shown how those bats that have forged “friendships” with others will rendezvous with these buddies while foraging for a meal.
(f) Among the bats were 23 wild-born individuals that had been kept in captivity for about two years during related research into bat social behaviour.
Q. Which of the following is the fourth sentence of the passage?
Detailed Solution: Question 14
Six statements are given below, which are jumbled in any random order. These statements will form a coherent and meaningful paragraph, when arranged in the correct sequence. Arrange the sentences in the right order and answer the questions that follow.
(a) Researchers attached small devices to 50 vampire bats to track night time foraging in Panama, when these flying mammals drink blood from wounds they inflict upon cattle in pastures.
(b) But perhaps they should.
(c) After being released back into the wild, the bats were found to often join a “friend” during foraging, possibly coordinating the hunt.
(d) When one thinks of the blood-feasting vampire bats, friendship and cooperation may not be among the qualities that come to mind.
(e) Scientists have shown how those bats that have forged “friendships” with others will rendezvous with these buddies while foraging for a meal.
(f) Among the bats were 23 wild-born individuals that had been kept in captivity for about two years during related research into bat social behaviour.
Q. Which of the following is the fifth sentence of the passage?
Detailed Solution: Question 15
Fill in the blanks with the word that makes a logical meaning in both sentences.
Some people claim that missionaries try to _________ christianity into a person's mind. Ravi has managed to ________ his way into Priya's affections.
Detailed Solution: Question 16
Direction: In the following passage, some of the words have been left out. Read the passage carefully and select the correct answer for the given blank out of the given alternatives.
The Black Pearl was making her way through a __(A)__ sea. Unusually good weather had __(B)__ the party thus far. There had been no difficulty __(C)__ with head-winds even, and the Pearl had made a quick passage. The sun was __(D)__ hot and they were still able to recognise that they were in the tropics. But they knew that every hour now brought them __(E)__ to their destination. On the deck a canopy had been __(F)__, and under this all were __(G)__ of reclining. The principal pastime was discussing the __(H)__ results of the trip. As far as Frank could figure, the fjord or river outlet, was off the __(I)__ of Graham island. In that case, a course due south from Cape Horn __(J)__ bring them into the right locality.
Q. Which of the following word fits the blank labelled as (A)?
Detailed Solution: Question 17
Direction: In the following passage, some of the words have been left out. Read the passage carefully and select the correct answer for the given blank out of the given alternatives.
The Black Pearl was making her way through a __(A)__ sea. Unusually good weather had __(B)__ the party thus far. There had been no difficulty __(C)__ with head-winds even, and the Pearl had made a quick passage. The sun was __(D)__ hot and they were still able to recognise that they were in the tropics. But they knew that every hour now brought them __(E)__ to their destination. On the deck a canopy had been __(F)__, and under this all were __(G)__ of reclining. The principal pastime was discussing the __(H)__ results of the trip. As far as Frank could figure, the fjord or river outlet, was off the __(I)__ of Graham island. In that case, a course due south from Cape Horn __(J)__ bring them into the right locality.
Q. Which of the following word fits the blank labelled as (B)?
Detailed Solution: Question 18
Direction: In the following passage, some of the words have been left out. Read the passage carefully and select the correct answer for the given blank out of the given alternatives.
The Black Pearl was making her way through a __(A)__ sea. Unusually good weather had __(B)__ the party thus far. There had been no difficulty __(C)__ with head-winds even, and the Pearl had made a quick passage. The sun was __(D)__ hot and they were still able to recognise that they were in the tropics. But they knew that every hour now brought them __(E)__ to their destination. On the deck a canopy had been __(F)__, and under this all were __(G)__ of reclining. The principal pastime was discussing the __(H)__ results of the trip. As far as Frank could figure, the fjord or river outlet, was off the __(I)__ of Graham island. In that case, a course due south from Cape Horn __(J)__ bring them into the right locality.
Q. Which of the following word fits the blank labelled as (C)?
Detailed Solution: Question 19
Direction: In the following passage, some of the words have been left out. Read the passage carefully and select the correct answer for the given blank out of the given alternatives.
The Black Pearl was making her way through a __(A)__ sea. Unusually good weather had __(B)__ the party thus far. There had been no difficulty __(C)__ with head-winds even, and the Pearl had made a quick passage. The sun was __(D)__ hot and they were still able to recognise that they were in the tropics. But they knew that every hour now brought them __(E)__ to their destination. On the deck a canopy had been __(F)__, and under this all were __(G)__ of reclining. The principal pastime was discussing the __(H)__ results of the trip. As far as Frank could figure, the fjord or river outlet, was off the __(I)__ of Graham island. In that case, a course due south from Cape Horn __(J)__ bring them into the right locality.
Q. Which of the following word fits the blank labelled as (D)?
Detailed Solution: Question 20
Direction: In the following passage, some of the words have been left out. Read the passage carefully and select the correct answer for the given blank out of the given alternatives.
The Black Pearl was making her way through a __(A)__ sea. Unusually good weather had __(B)__ the party thus far. There had been no difficulty __(C)__ with head-winds even, and the Pearl had made a quick passage. The sun was __(D)__ hot and they were still able to recognise that they were in the tropics. But they knew that every hour now brought them __(E)__ to their destination. On the deck a canopy had been __(F)__, and under this all were __(G)__ of reclining. The principal pastime was discussing the __(H)__ results of the trip. As far as Frank could figure, the fjord or river outlet, was off the __(I)__ of Graham island. In that case, a course due south from Cape Horn __(J)__ bring them into the right locality.
Q. Which of the following word fits the blank labelled as (E)?
Detailed Solution: Question 21
In the following sentence, a part of the sentence is underlined. Below are given alternatives to the underlined part, which may improve the sentence. Choose the correct alternative. In case no improvement is needed, choose the alternative that indicates 'No improvement.'
It was clearly a case of the pot calling the kettle black when they have said he was a thief.
Detailed Solution: Question 22
In the following sentence, a part of the sentence is underlined. Below are given alternatives to the underlined part, which may improve the sentence. Choose the correct alternative. In case no improvement is needed, choose the alternative that indicates 'No improvement.'
There can be no light in a room full of darkness if the door is not left opened.
Detailed Solution: Question 23
In the following sentence, a part of the sentence is underlined. Below are given alternatives to the underlined part, which may improve the sentence. Choose the correct alternative. In case no improvement is needed, choose the alternative that indicates 'No improvement.'
Have the banks provide a loan to those who are genuinely in need?
Detailed Solution: Question 24
In the following sentence, a part of the sentence is underlined. Below are given alternatives to the underlined part, which may improve the sentence. Choose the correct alternative. In case no improvement is needed, choose the alternative that indicates 'No improvement.'
In this village, most of the farmers sleep without having to a proper meal.
Detailed Solution: Question 25
Fill in the blanks with the word that makes a logical meaning in both sentences.
Roshni was totally confused seeing Sanjiv angry one minute and ________ the next. It is hard to believe that this ________ man is the same man who brutally killed his wife.
Detailed Solution: Question 26
In each of the following questions, there are four sentences or parts of sentences that form a paragraph. Identify the sentence(s) or part(s) of sentence(s) that is/are correct in terms of grammar and usage (including spelling, punctuation and logical consistency). Then, choose the most appropriate option.
A. With the revelant measure of price gains, the Consumer Price Index,
B. reflecting a acceleration in inflation for a sixth straight
C. month in December, and that at the fastest pace in 17 months,
D. the bankrsquo;s rate-setting panel must have had little difficulty in choosing to remain on hold.
Detailed Solution: Question 27
In each of the following questions, there are four sentences or parts of sentences that form a paragraph. Identify the sentence(s) or part(s) of sentence(s) that is/are correct in terms of grammar and usage (including spelling, punctuation and logical consistency). Then, choose the most appropriate option.
A. There is no reason why whose service providers who operate through e-commerce
B. should automatically be assume to be above the tax-payment threshold.
C. Most provider of relatively low-value, handyman kind of services would
D. have annual revenues far below the threshold for Rs 20 lakh.
Detailed Solution: Question 28
Fill in the blanks with the word that makes a logical meaning in both sentences.
The hour of __________ for the Indian Army has now struck. Seeing an imminent ___________ of his life, Ram had no other option but to surrender to the police.
Detailed Solution: Question 29
In each of the question below, a word is given, followed by four statements. From the options, choose the one that provides the combination of statements that can be joined using the given word.
Let alone
A. Disinvestment in public sector undertakings is very much there.
B. The government pegging the target for the current fiscal at Rs.105,000 crore.
C. Unfortunately, not all of us are graphically inclined.
D. Not all of us have the time or energy to create the perfect flow chart, infographic, or floor plans.
Detailed Solution: Question 30
