IRDAI Assistant Manager Mock Test - 2 - Insurance Exams MCQ

U was seated on one of the edges and two people were seated between U and S.
W was seated at the corner and to the immediate left of U.
Case 1:

Case 2:

R was seated third to the left of X and both were seated on different edges but no one of them was seated in the same edge as the edge in which U was seated.
Case 1a:

Case 1b:

Case 2:

T was seated second to the left of Q and third to the right of O. O was not seated adjacent to U or W. Neither Y nor Q is adjacent to R.
So case 2 is invalid.
Case 1a:

Case 1b:

One of the persons seated was Y. P was not seated adjacent to O or at any corner. Z was seated to the immediate left of V.
So case 1a is invalid.
Finally we have:

All were seated on the edges except S.

Five persons sit between O and J, who sits at one of the ends of the row.

W sits third to the left of O and second to the right of H.

Both H and O faces the south direction.

Seven persons sit between W and K, who does not sit adjacent to J.

Thus, Case 1 gets cancelled.

N sits third to the right of K and both of them face same direction.

The number of persons sitting to the right of N is the same as the number of persons sitting to the left of X, who faces the south.

Four persons sit between M and R, who sits adjacent to K.

W sits immediate left of S and immediate right of I, who faces the same direction as X.

L sits fourth to the left of P, who sits adjacent to R and facing south direction.

Now remaining is Z.

Half persons i.e seven persons are facing north direction and half are facing south direction.

Thus, now the remaining persons are facing north.

This is the final arrangement.

K sits immediately to the right of R and third to the left of N.

The conclusion that definitely does not follow is Conclusion E: No drug is a ring.

The decoded form for the given relation is -

A & B - A ≤ B

A # B - A ≥ B

A @ B - A = B

A $ B - A < B

A * B - A > B

Both I and II are false, but P≥V is true. Therefore, either I or II is true. Hence, 'c' is the correct option.

Here we have,

W&P#V@U - W≤P≥V=U

S*Q$P - S>Q<P

Conclusions:

I. P*U - P>U (False, as P≥V=U)

II. P@U - P=U (False, as P≥V=U)

III. W$S - W<S (False, as W≤P>Q<S)

Eight boxes i.e., P, Q, R, S, T, U, V and W are kept one above the other in a stack for billing in a shopping mall. They all had tags of different brands, namely Zara, Biba, Levis, Nike, Only and H&M. The two boxes didn't have a tag of any brand. The box placed at the topmost position of the stack is numbered 8 and the box placed at the bottommost position of the stack is numbered 1.

Four boxes are placed between P and the box with the Biba tag.
At most two boxes are placed below P.

R, with Zara Tag, is placed at the bottommost position of the stack.
So, Case 3 will be invalid.

All the boxes placed at the even position have the tag.
V, with Levis tag, is placed immediately above T, with Only tag.
Three boxes are placed between W and the box with the H&M tag.
One box is placed between the box with the H&M tag and the box with the Biba tag.
So, Case 2 will be invalid.

Neither U nor Q has a Biba tag.
U does not have the H&M tag.
Remaining, S has Biba tag and W has Nike tag.

Finally, we get,

T is the odd one out because except for this the rest all are placed at the odd numbered position in the stack.

• D was inaugurated immediately after H.

• Three hospitals were inaugurated between H and G. H was inaugurated before G

• Only 1 hospital was inaugurated between F and G. F was inaugurated before G

• Number of hospitals inaugurated after F was equal to the number of hospitals inaugurated before A. Thus, case 3 is invalid.

• E was inaugurated immediately before B. B was not inaugurated the last. Thus, cases 1 and 2 become invalid.

B was inaugurated on 25^th January

• D was inaugurated immediately after H.

• Three hospitals were inaugurated between H and G. H was inaugurated before G

• Only 1 hospital was inaugurated between F and G. F was inaugurated before G

• Number of hospitals inaugurated after F was equal to the number of hospitals inaugurated before A. Thus, case 3 is invalid.

• E was inaugurated immediately before B. B was not inaugurated the last. Thus, cases 1 and 2 become invalid.

C was inaugurated on 2^nd April

• D was inaugurated immediately after H.

• Three hospitals were inaugurated between H and G. H was inaugurated before G

• Only 1 hospital was inaugurated between F and G. F was inaugurated before G

• Number of hospitals inaugurated after F was equal to the number of hospitals inaugurated before A. Thus, case 3 is invalid.

• E was inaugurated immediately before B. B was not inaugurated the last. Thus, cases 1 and 2 become invalid.

Apart from D, others were inaugurated on 25^th

Refer to the following sentences from the second paragraph of the passage: "..since savings can only come at the cost of spending on immediate consumption, higher consumer spending will actually lead to lower savings and lower investment. This would hamper capital formation and affect economic growth.." Thus, according to Mill, this is the chain of events: more consumer spending -> lower savings -> lower investment -> lower capital formation -> lower economic growth. So, consumer spending and economic growth are inversely related. The other options are incorrect as per the passage.

Hence, the answer is option a).

In the phrase given in bold, the preposition 'into' [movement from one place to another] is incorrect in the context of the sentence instead 'by' [agent of action performed] or 'in' [enclosed area] should have been used.

Among the options, 'alternative energy projects' cannot replace the incorrect phrase because it lacks a suitable preposition, such as 'in', to connect the noun phrase with the rest of the sentence.

The remaining options can replace the phrase in the sentence.

Hence, the correct answer is option (a).

Note:

A Preposition is a word placed before a noun or a pronoun or a noun equivalent (pronoun, adverb, gerund, infinitive, adverbial clause, or any clause that can be used as the object of the preposition) and shows a relationship in space or time or a logical relationship between two or more people, places, or things in a sentence.

Examples

I. The teacher scolded the child for being late.

II. We're going to a party.

• The words in bold are called prepositions because they normally take position before (pre) a noun/pronoun or a noun equivalent (pronoun, adverb, gerund, infinitive, adverbial clause, or any clause that can be used as the object of the preposition.
• The noun/pronoun which is used with a preposition is called its Object.

The sentence intends to convey that the entrepreneurs have the mind sets to devise ideas that may seem insane or genius. In the highlighted part of the sentence 'to' is an infinitive marker. So, we should use a base verb followed by it. 'Came' is the past tense of the verb 'come'. Therefore, the highlighted part is incorrect. 'Straddle' is a verb meaning to sit or stand with one of your legs on either side of someone or something.

I: 'To come with' means to exist or develop as a result of something. So, it is also incorrect as the base of form of verb is required here. So, phrase I is incorrect.

II: Phrase II is grammatically and contextually correct. 'To' is an infinitive marker, and 'create' is a base verb. So, phrase II is correct.

III: Phrase III lacks a preposition which required to connect a link with the latter part the sentence. Therefore, phrase III is incorrect.

Hence, option (b) is the correct answer.

NOTE/-

Infinitive: The infinitive is the base form of a verb, often preceded by to. Consider the sentences given below: · To err is human. [like a noun, the infinitive 'to err' is the subject of the verb 'is'] · My father likes to cook. [like a noun, the infinitive 'to cook' is the object of the verb 'likes'] · To vote in elections is our right. [the infinitive 'to vote', like a noun, is the subject of the verb 'is', but, like a verb, it also takes an object (elections)] · Radha went to the lake to fetch water. [the infinitive 'to fetch', like a noun, is the object of the verb 'went', but, like a verb, it also takes an object (water)] · The above sentences illustrate various ways in which infinitives are used. It can both act as a noun and a verb.

After reading all the parts thoroughly, we can determine that part C introduces the main event, which is "the unexpected discovery." Part D logically follows part C as it specifies what was discovered, "a new species of marine." Part A follows next, indicating what this discovery highlights or underscores about life. Part B continues the thought by specifying what is important, "biodiversity conservation." Part E completes the sentence by mentioning the global context of these efforts. So, the correct order is CDABE. Hence, (b) is the correct answer.

The final sentence: The unexpected discovery of a new species of marine life underscores the importance of biodiversity conservation efforts worldwide.

After reading all the parts thoroughly, we can determine that part C introduces the main subject, "The economic downturn." Part A logically follows as it describes what the economic downturn caused, "prompted widespread debate." Part E continues the sentence by specifying the focus of the debate, "over fiscal policy." Part B follows as it elaborates on the debate's focus, "and its impact." Part D concludes the thought by specifying where this impact is observed, "on global markets." So, the correct order is CAEBD. Hence, (d) is the correct answer.

The final sentence: The economic downturn prompted widespread debate over fiscal policy and its impact on global markets.

Muthoot Microfin on 6th June announced a strategic co-lending partnership with the State Bank of India to extend its financial services to women in the economically weaker segment in rural and semi-urban regions across India. The loan amounts will range from Rs 10,000 to Rs 3 lakh, Muthoot said. Muthoot Microfin and SBI will co-lend to members of joint liability groups who are engaged in agricultural and allied activities as well as other income-generating enterprises.

Narayanan Vaghul, a doyen of Indian banking who was instrumental in bringing up ICICI, passed away at his residence in Chennai. A banker par excellence, Vaghul, who received the Padma Bhushan award in 2009, was the youngest Chairman of a bank when he helmed the Bank of India at the age of 44.

The Reserve Bank of India (RBI) has lifted restrictions on banks using ratings from Brickwork Ratings India Private Limited, two years after forbidding fresh ratings due to regulatory concerns. Banks can now utilize Brickwork Ratings' assessments for calculating risk weights for capital adequacy purposes, subject to certain conditions. For existing ratings assigned to working capital facilities exceeding Rs 250 crore, Brickwork shall undertake rating surveillance only till the next renewal of such facility by banks. In respect of existing ratings, Brickwork may undertake rating surveillance irrespective of the rated amount for the residual tenure of such loans, the RBI said.

The Colombo Security Conclave (CSC), a regional security grouping, officially welcomed Bangladesh as its fifth member state on. The announcement came during the 8th Deputy National Security Adviser (DNSA) level meeting, hosted virtually by Mauritius. The existing members ' India, Sri Lanka, Mauritius, and the Maldives ' warmly received Bangladesh into the fold, while Seychelles participated as an observer state. The Colombo Security Conclave was established in 2020, when India, Sri Lanka, and the Maldives agreed to expand the scope of their trilateral meeting on maritime cooperation. Mauritius joined the conclave at the fifth meeting of the grouping in Male in March 2022. India was represented by Pankaj Kumar Singh, Deputy National Security Adviser (Internal Affairs), while Bangladesh's delegation was led by Lt. Gen. Mizanur Rahman Shameem, Principal Staff Officer of the Armed Forces Division in the Prime Minister's Office. Member states agreed that the 7th NSA level meeting of the Colombo Security Conclave will be held in India later this year, the External Affairs Ministry said in a statement. India was represented by NSA Ajit Doval at the 6th National Security Adviser level meeting of the Colombo Security Conclave (CSC) that was held in Mauritius on December 7, 2023.

The UAE Ministry of Industry and Advanced Technology joined its BRICS counterparts on the launch of a Centre for Industrial Competences in cooperation with the United Nations Industrial Development Organisation (UNIDO) to support the development of Industrial skills and capabilities. The declaration was made at the 8th BRICS Industry Ministers Meeting, bringing industry, trade and technology ministries together from the UAE, Russia, Brazil, China, Egypt, Ethiopia, India, Iran, and South Africa. The meeting, chaired by Russia, takes place under the theme of "strengthening multilateralism for equitable global development and security". The centre will promote partnerships within the framework of the New Industrial Revolution (NIR) to identify interests, challenges, and opportunities in the rapidly evolving industrial landscape. In addition, the centre aims to enable industry and the develop industrial skills of its members. The declaration includes discussions to create several working groups, including the chemical industry, metals, SMEs, smart manufacturing, clean technology, and medical equipment. The declaration recognises the role of the PartNIR (Partnership on New Industrial Revolution) Innovation Centre, which focuses on policy coordination, personnel training, and project development.

A study by the Reserve Bank of India (RBI) staff on Monday indicated that projected capital expenditure by private companies could rise significantly to Rs 2.45 trillion in FY25, up from Rs 1.59 trillion in FY24. In FY24, the projects sanctioned by banks and financial institutions reached a record high of Rs 3.90 trillion, of which 54 percent was planned to be invested by the end of FY23, 30 percent is provided for FY25, and the remaining 16 percent is envisaged to be invested in the subsequent years. The phasing profile of pipeline projects financed through all three channels suggests that the envisaged capex could increase significantly to Rs 2.45 trillion in 2024-25 (FY25) from Rs 1.59 trillion in 2023-24 (FY24),' the RBI study highlighted. The other channels of financing include borrowing through the external commercial borrowing (ECB) route and the initial public offering (IPO) route. According to the RBI, the infrastructure sector continued to attract the major share of envisaged capital investment, led by the 'roads & bridges' and 'power' sectors, reflecting the government's push towards infrastructure development. It added that on the downside, global financial market volatility, protracted geopolitical tensions, and geo-economic fragmentation could dampen investment plans.

India's Jyothi Yarraji won Gold medal in the Women's 100m Hurdles at the National Inter State Senior Athletics Championships in Panchkula. Jyothi won with a timing of 13.06 seconds. While in Men's 110m Hurdles, Tejas Shirse won the Gold medal with a timing of 13.54 seconds.

The world is celebrating World Senior Citizens Day 2024, observed every year on August 21. This day aims to raise awareness of the issues being faced by older adults like health deterioration and elder abuse. It is also celebrated to acknowledge their contributions to society.

Veteran Gandhian and social worker Shobhana Ranade passed away in Pune at the age of 100. She was honoured with the Padma Bhushan, India's third-highest civilian award, for her social work in 2001. Smt. Ranade's work for destitute women and children is remarkable. She helped set up the Gandhi National Memorial Society at Aga Khan Palace, Pune, and a training institute women. She established a children's village called 'Baal Gram' and gave a home to hundreds of orphan children. She was an active member of the Save Ganga Movement, a movement established to prevent pollution of the Ganga River through the Gandhi National Memorial Society.

Let the monthly expenditure of Rohit = xa

The monthly savings of Rohit = xb

So, monthly income of Rohit = x(a + b)

Let the monthly expenditure of Mohit = yb

The monthly savings of Mohit = ya

Monthly income of Mohit = y(a + b)

[x(a + b)]/[y(a + b)] = 9/11

=> x/y = 9/11

The expenditure of Rohit is Rs. 8400 less than the savings of Mohit.

xa = ya - 8400

=> ya - xa = 8400

=> 11a - 9a = 8400

=> 2a = 8400

=> a = 4200

Tabulating the above data:

The monthly expenditure of Rohit = Rs. 37800

2x² - 9x - 18 = 0

2x² - 12x + 3x - 18 = 0

2x (x - 6) + 3 (x - 6) = 0

(x - 6) (2x + 3) = 0

x = 6 and -3/2

Side of small cubes casted after melting cylinder A = 6 cm

Volume of cylinder A = Volume of 77 small cubes

= 77 * 6³

= 16632 cm³

y² - 9y + 18 = 0

y² - 6y - 3y + 18 = 0

y (y - 6) - 3 (y - 6) = 0

y = 6 and 3

Radius of cone casted after melting cylinder B = 6 cm

Radius of sphere casted after melting cylinder B = 3 cm

z² - 6z + 8 = 0

z² - 4z - 2z + 8 = 0

z (z - 4) - 2 (z - 4) = 0

(z - 4) (z - 2) = 0

z = 4 and 2

Radius of cylinder casted after melting cylinder C = 4 cm

Height of cylinder casted after melting cylinder C = 2 cm

Volume of cylinder C = Volume of 72 small cylinders

= 72 * πr²h

= 72 * π * 4² * 2

= 2304π cm³

Total volume of all 72 small cylinder casted after melting cylinder C = 2304π = 7234.56 cm³

Height of cuboid = Height of small cylinders = 2 cm

Length and width of cuboid = Diameter of small cylinders/√2 = 8/√2 = 4√2 cm

Volume of all 72 small cuboids = 72 * 4√2 * 4√2 * 2

= 4608 cm³

Total leftover area = 2626.56 cm³

Total leftover quantity of metal = 2626.56/13.68

= 192 grams

According to the question:
=> =
=> 11SP - 11CP = 3SP
=> 8SP = 11CP
=> SP/CP = 11/8
Let SP and CP of the bicycle be 11t and 8t respectively.

Hence, required profit % = x 100% = x 100% = 37.5%

Let maximum marks = 100x

Marks secured by Neeraj = 35% of 100x = 35x

Marks secured by Pawan = 32% of 100x = 32x

According to the question:

35x - 32x = 18

x = 6

Maximum marks = 100x = 600

Passing marks = 35x + 30 = 240

Marks secured by Rahul = 47.5% of 100x = 47.5x = 285

Required difference = 285 - 240 = 45

Number of senior officers who work in company A = 400 * 18/100 = 72
Number of junior officers who work in company A = 72 * 5/9 = 40
Similarly, calculating the remaining we get;

The total number of senior officers and junior officers work in company F = 60 * 5/4 + 108 * 7/6 = 201

Let the initial no. of black pants in his wardrobe be 'x' and the no. of blue pants in his wardrobe be 'y'

Probability of picking a black pant = x/(x + y)

=> x/(x + y) = 3/11

=> 11x = 3x + 3y

=> 8x = 3y ----(1)

When 8 more black pants are added,

No. of black pants = x + 8

Probability of picking a black pant = (x + 8)/(x + 8 + y)

=> (x + 8)/(x + 8 + y) = 5/13

=> 13x + 104 = 5x + 40 + 5y

=> 8x + 64 = 5y

Substituting from (1),

=> 3y + 64 = 5y

=> 2y = 64

=> y = 64/2 = 32

∴ No. of blue pants in his wardrobe = 32

Let the distance to be covered = d km and still water speed of the boat and speed of stream be 'b' km/hr and 's' km/hr respectively.

Initially time taken = d/(b - r) hr

Now the boat has to travel 1.5d km in an upstream with stream speed 2r km/hr

Time taken = 1.5d/(b - 2r) hr

Given that,

1.5d/(b - 2r) = (9/4) X d/(b - r)

=> 2b - 2r = 3b - 6r

=> b = 4r

=> b:r = 4:1

Total marks scored by P in all 3 subjects together

= (0.6 x 150) + (0.7 x 150) + (0.75 x 100)

= 90 + 105 + 75 = 270

Total marks scored by T in all 3 subjects together

= (0.56 x 150) + (0.6 x 150) + (0.7 x 100)

= 84 + 90 + 70 = 244

Required ratio = 270/244 = 135/122