IBPS Clerk Prelims Mock Test - 16 - Banking Exams MCQ

Directions : Read the following passage carefully and answer the following questions given below it.

Today, with a Noble prize to its credit, Grameen is one of the largest microfinance organisations in the world. It started out lending small sums to poor entrepreneurs in Bangladesh to help them grow from a subsistence living to a livelihood. The great discovery its founders made was that even with few assets, these entrepreneurs repaid on time. Grameen and microfinance have since become financial staples of the developing world. Grameen’s approach, unlike other microfinanciers, uses the group-lending model. Costs are kept down by having borrowers vet one another, typing together their financial fates and eliminating expensive loan officers entirely. The ultimate promise of Grameen is to use business lending as a way for people to lift themselves out of poverty.

Recently Grameen has taken on a different challenge – by setting up operations in the US. Money may be tight in the waning recession, but it is still a nation of 1,00,000 bank branches. Globally, the working microfinance equation consists of borrowing funds cheaply and keeping loan defaults and overhead expenses sufficiently low. Microlenders, including Grameen, do this by charging colossal interest rates – as high as 60% or 70% - Which is necessary to compensate for the risk and attract bank funding. But loans at rates much above the standard 15% would most likely be attacked as usurious in America.

So, the question is whether there is a role for a Third World lender in the world’s largest economy. Grameen America believes that in a few years it will be successful and turn a profit, thanks to 9 million US households untouched by mainstream banks and 21 million using the likes of payday loans and pawn ships for financing. But enticing the unbanked won’t be easy. After all, profit has long eluded US microfinanciers and if it is not lucrative, it is not microlending, but charity. When Grameen first went to the US, in the late 1980s, it tripped up. Under Grameen’s tutelage, banks started microloans to entrepreneurs with a shocking 30% loss. But Grameen America says that this time results will be different because Grameen employees themselves will be making the loans, not training an American bank to do it. More often than not, the borrowers, Grameen finds, in the US already have jobs (as factory  workers for example) or side businesses – selling toys, cleaning houses etc. The loans from Grameen, by and large, provides the steadier source of funding, but they don't create businesses out of anything. But money isn’t everything. More importantly for many entrepreneurs, group members are tremendous sources of support to one another. So even if studies are yet to determine if Grameen is a clear-cut pathway out of poverty, it still achieves something useful.

Q. According to the author, what has enhanced the likelihood of success for Grameen America at present?

Directions : Read the following passage carefully and answer the following questions given below it.

Today, with a Noble prize to its credit, Grameen is one of the largest microfinance organisations in the world. It started out lending small sums to poor entrepreneurs in Bangladesh to help them grow from a subsistence living to a livelihood. The great discovery its founders made was that even with few assets, these entrepreneurs repaid on time. Grameen and microfinance have since become financial staples of the developing world. Grameen’s approach, unlike other microfinanciers, uses the group-lending model. Costs are kept down by having borrowers vet one another, typing together their financial fates and eliminating expensive loan officers entirely. The ultimate promise of Grameen is to use business lending as a way for people to lift themselves out of poverty.

Recently Grameen has taken on a different challenge – by setting up operations in the US. Money may be tight in the waning recession, but it is still a nation of 1,00,000 bank branches. Globally, the working microfinance equation consists of borrowing funds cheaply and keeping loan defaults and overhead expenses sufficiently low. Microlenders, including Grameen, do this by charging colossal interest rates – as high as 60% or 70% - Which is necessary to compensate for the risk and attract bank funding. But loans at rates much above the standard 15% would most likely be attacked as usurious in America.

So, the question is whether there is a role for a Third World lender in the world’s largest economy. Grameen America believes that in a few years it will be successful and turn a profit, thanks to 9 million US households untouched by mainstream banks and 21 million using the likes of payday loans and pawn ships for financing. But enticing the unbanked won’t be easy. After all, profit has long eluded US microfinanciers and if it is not lucrative, it is not microlending, but charity. When Grameen first went to the US, in the late 1980s, it tripped up. Under Grameen’s tutelage, banks started microloans to entrepreneurs with a shocking 30% loss. But Grameen America says that this time results will be different because Grameen employees themselves will be making the loans, not training an American bank to do it. More often than not, the borrowers, Grameen finds, in the US already have jobs (as factory  workers for example) or side businesses – selling toys, cleaning houses etc. The loans from Grameen, by and large, provides the steadier source of funding, but they don't create businesses out of anything. But money isn’t everything. More importantly for many entrepreneurs, group members are tremendous sources of support to one another. So even if studies are yet to determine if Grameen is a clear-cut pathway out of poverty, it still achieves something useful.

Q. Which of the following can be said about Grameen?

(A) Its success in developing countries will ensure its success in developed countries.

(B) It ensures that the poor in developing countries enjoy a subsistence standard of living.

(C) It has demonstrated that the poor are far more likely to repay loans that the affluent.

Directions : Read the following passage carefully and answer the following questions given below it.

Today, with a Noble prize to its credit, Grameen is one of the largest microfinance organisations in the world. It started out lending small sums to poor entrepreneurs in Bangladesh to help them grow from a subsistence living to a livelihood. The great discovery its founders made was that even with few assets, these entrepreneurs repaid on time. Grameen and microfinance have since become financial staples of the developing world. Grameen’s approach, unlike other microfinanciers, uses the group-lending model. Costs are kept down by having borrowers vet one another, typing together their financial fates and eliminating expensive loan officers entirely. The ultimate promise of Grameen is to use business lending as a way for people to lift themselves out of poverty.

Recently Grameen has taken on a different challenge – by setting up operations in the US. Money may be tight in the waning recession, but it is still a nation of 1,00,000 bank branches. Globally, the working microfinance equation consists of borrowing funds cheaply and keeping loan defaults and overhead expenses sufficiently low. Microlenders, including Grameen, do this by charging colossal interest rates – as high as 60% or 70% - Which is necessary to compensate for the risk and attract bank funding. But loans at rates much above the standard 15% would most likely be attacked as usurious in America.

So, the question is whether there is a role for a Third World lender in the world’s largest economy. Grameen America believes that in a few years it will be successful and turn a profit, thanks to 9 million US households untouched by mainstream banks and 21 million using the likes of payday loans and pawn ships for financing. But enticing the unbanked won’t be easy. After all, profit has long eluded US microfinanciers and if it is not lucrative, it is not microlending, but charity. When Grameen first went to the US, in the late 1980s, it tripped up. Under Grameen’s tutelage, banks started microloans to entrepreneurs with a shocking 30% loss. But Grameen America says that this time results will be different because Grameen employees themselves will be making the loans, not training an American bank to do it. More often than not, the borrowers, Grameen finds, in the US already have jobs (as factory  workers for example) or side businesses – selling toys, cleaning houses etc. The loans from Grameen, by and large, provides the steadier source of funding, but they don't create businesses out of anything. But money isn’t everything. More importantly for many entrepreneurs, group members are tremendous sources of support to one another. So even if studies are yet to determine if Grameen is a clear-cut pathway out of poverty, it still achieves something useful.

Q. What is the central theme of the passage?

Directions : Read the following passage carefully and answer the following questions given below it.

Today, with a Noble prize to its credit, Grameen is one of the largest microfinance organisations in the world. It started out lending small sums to poor entrepreneurs in Bangladesh to help them grow from a subsistence living to a livelihood. The great discovery its founders made was that even with few assets, these entrepreneurs repaid on time. Grameen and microfinance have since become financial staples of the developing world. Grameen’s approach, unlike other microfinanciers, uses the group-lending model. Costs are kept down by having borrowers vet one another, typing together their financial fates and eliminating expensive loan officers entirely. The ultimate promise of Grameen is to use business lending as a way for people to lift themselves out of poverty.

Recently Grameen has taken on a different challenge – by setting up operations in the US. Money may be tight in the waning recession, but it is still a nation of 1,00,000 bank branches. Globally, the working microfinance equation consists of borrowing funds cheaply and keeping loan defaults and overhead expenses sufficiently low. Microlenders, including Grameen, do this by charging colossal interest rates – as high as 60% or 70% - Which is necessary to compensate for the risk and attract bank funding. But loans at rates much above the standard 15% would most likely be attacked as usurious in America.

So, the question is whether there is a role for a Third World lender in the world’s largest economy. Grameen America believes that in a few years it will be successful and turn a profit, thanks to 9 million US households untouched by mainstream banks and 21 million using the likes of payday loans and pawn ships for financing. But enticing the unbanked won’t be easy. After all, profit has long eluded US microfinanciers and if it is not lucrative, it is not microlending, but charity. When Grameen first went to the US, in the late 1980s, it tripped up. Under Grameen’s tutelage, banks started microloans to entrepreneurs with a shocking 30% loss. But Grameen America says that this time results will be different because Grameen employees themselves will be making the loans, not training an American bank to do it. More often than not, the borrowers, Grameen finds, in the US already have jobs (as factory  workers for example) or side businesses – selling toys, cleaning houses etc. The loans from Grameen, by and large, provides the steadier source of funding, but they don't create businesses out of anything. But money isn’t everything. More importantly for many entrepreneurs, group members are tremendous sources of support to one another. So even if studies are yet to determine if Grameen is a clear-cut pathway out of poverty, it still achieves something useful.

Q. Why was Grameen America’s initial US initiative a flop?

(A) Lack of proper training to Grameen America personnel.

(B) Grameen’s refusal to adapt their system to meet the needs of the American poor.

(C) It ended up giving loans at half their customary rates of interest.

Directions : Read the following passage carefully and answer the following questions given below it.

Today, with a Noble prize to its credit, Grameen is one of the largest microfinance organisations in the world. It started out lending small sums to poor entrepreneurs in Bangladesh to help them grow from a subsistence living to a livelihood. The great discovery its founders made was that even with few assets, these entrepreneurs repaid on time. Grameen and microfinance have since become financial staples of the developing world. Grameen’s approach, unlike other microfinanciers, uses the group-lending model. Costs are kept down by having borrowers vet one another, typing together their financial fates and eliminating expensive loan officers entirely. The ultimate promise of Grameen is to use business lending as a way for people to lift themselves out of poverty.

Recently Grameen has taken on a different challenge – by setting up operations in the US. Money may be tight in the waning recession, but it is still a nation of 1,00,000 bank branches. Globally, the working microfinance equation consists of borrowing funds cheaply and keeping loan defaults and overhead expenses sufficiently low. Microlenders, including Grameen, do this by charging colossal interest rates – as high as 60% or 70% - Which is necessary to compensate for the risk and attract bank funding. But loans at rates much above the standard 15% would most likely be attacked as usurious in America.

So, the question is whether there is a role for a Third World lender in the world’s largest economy. Grameen America believes that in a few years it will be successful and turn a profit, thanks to 9 million US households untouched by mainstream banks and 21 million using the likes of payday loans and pawn ships for financing. But enticing the unbanked won’t be easy. After all, profit has long eluded US microfinanciers and if it is not lucrative, it is not microlending, but charity. When Grameen first went to the US, in the late 1980s, it tripped up. Under Grameen’s tutelage, banks started microloans to entrepreneurs with a shocking 30% loss. But Grameen America says that this time results will be different because Grameen employees themselves will be making the loans, not training an American bank to do it. More often than not, the borrowers, Grameen finds, in the US already have jobs (as factory  workers for example) or side businesses – selling toys, cleaning houses etc. The loans from Grameen, by and large, provides the steadier source of funding, but they don't create businesses out of anything. But money isn’t everything. More importantly for many entrepreneurs, group members are tremendous sources of support to one another. So even if studies are yet to determine if Grameen is a clear-cut pathway out of poverty, it still achieves something useful.

Q. Which of the following is a benefit of the Grameen system of microfinance?

Directions : Read the following passage carefully and answer the following questions given below it.

Today, with a Noble prize to its credit, Grameen is one of the largest microfinance organisations in the world. It started out lending small sums to poor entrepreneurs in Bangladesh to help them grow from a subsistence living to a livelihood. The great discovery its founders made was that even with few assets, these entrepreneurs repaid on time. Grameen and microfinance have since become financial staples of the developing world. Grameen’s approach, unlike other microfinanciers, uses the group-lending model. Costs are kept down by having borrowers vet one another, typing together their financial fates and eliminating expensive loan officers entirely. The ultimate promise of Grameen is to use business lending as a way for people to lift themselves out of poverty.

Recently Grameen has taken on a different challenge – by setting up operations in the US. Money may be tight in the waning recession, but it is still a nation of 1,00,000 bank branches. Globally, the working microfinance equation consists of borrowing funds cheaply and keeping loan defaults and overhead expenses sufficiently low. Microlenders, including Grameen, do this by charging colossal interest rates – as high as 60% or 70% - Which is necessary to compensate for the risk and attract bank funding. But loans at rates much above the standard 15% would most likely be attacked as usurious in America.

So, the question is whether there is a role for a Third World lender in the world’s largest economy. Grameen America believes that in a few years it will be successful and turn a profit, thanks to 9 million US households untouched by mainstream banks and 21 million using the likes of payday loans and pawn ships for financing. But enticing the unbanked won’t be easy. After all, profit has long eluded US microfinanciers and if it is not lucrative, it is not microlending, but charity. When Grameen first went to the US, in the late 1980s, it tripped up. Under Grameen’s tutelage, banks started microloans to entrepreneurs with a shocking 30% loss. But Grameen America says that this time results will be different because Grameen employees themselves will be making the loans, not training an American bank to do it. More often than not, the borrowers, Grameen finds, in the US already have jobs (as factory  workers for example) or side businesses – selling toys, cleaning houses etc. The loans from Grameen, by and large, provides the steadier source of funding, but they don't create businesses out of anything. But money isn’t everything. More importantly for many entrepreneurs, group members are tremendous sources of support to one another. So even if studies are yet to determine if Grameen is a clear-cut pathway out of poverty, it still achieves something useful.

Q. Which of the following is most similar in meaning to the word “ELUDED” as used in the passage?

Directions : Read the following passage carefully and answer the following questions given below it.

Today, with a Noble prize to its credit, Grameen is one of the largest microfinance organisations in the world. It started out lending small sums to poor entrepreneurs in Bangladesh to help them grow from a subsistence living to a livelihood. The great discovery its founders made was that even with few assets, these entrepreneurs repaid on time. Grameen and microfinance have since become financial staples of the developing world. Grameen’s approach, unlike other microfinanciers, uses the group-lending model. Costs are kept down by having borrowers vet one another, typing together their financial fates and eliminating expensive loan officers entirely. The ultimate promise of Grameen is to use business lending as a way for people to lift themselves out of poverty.

Recently Grameen has taken on a different challenge – by setting up operations in the US. Money may be tight in the waning recession, but it is still a nation of 1,00,000 bank branches. Globally, the working microfinance equation consists of borrowing funds cheaply and keeping loan defaults and overhead expenses sufficiently low. Microlenders, including Grameen, do this by charging colossal interest rates – as high as 60% or 70% - Which is necessary to compensate for the risk and attract bank funding. But loans at rates much above the standard 15% would most likely be attacked as usurious in America.

So, the question is whether there is a role for a Third World lender in the world’s largest economy. Grameen America believes that in a few years it will be successful and turn a profit, thanks to 9 million US households untouched by mainstream banks and 21 million using the likes of payday loans and pawn ships for financing. But enticing the unbanked won’t be easy. After all, profit has long eluded US microfinanciers and if it is not lucrative, it is not microlending, but charity. When Grameen first went to the US, in the late 1980s, it tripped up. Under Grameen’s tutelage, banks started microloans to entrepreneurs with a shocking 30% loss. But Grameen America says that this time results will be different because Grameen employees themselves will be making the loans, not training an American bank to do it. More often than not, the borrowers, Grameen finds, in the US already have jobs (as factory  workers for example) or side businesses – selling toys, cleaning houses etc. The loans from Grameen, by and large, provides the steadier source of funding, but they don't create businesses out of anything. But money isn’t everything. More importantly for many entrepreneurs, group members are tremendous sources of support to one another. So even if studies are yet to determine if Grameen is a clear-cut pathway out of poverty, it still achieves something useful.

Q. Which of the following is most opposite in meaning to the word “COLOSSAL” as used in the passage?

Directions : Fill in the blanks choosing the word that is most appropriate in the context of the passage.

Religion is becoming a ready excuse for indulging in irrational and otherwise (11) behavior. From encroaching public land to browbeating (12) to one’s own advance, religion is being increasingly  (13) for satisfying non-sense, even nonsense. ‘Politics’, said George Bernard Shaw, ‘is the last resort of scoundrels’. We must (14) That religion does not suffer a similar (15) in the land of religions.

Directions : Fill in the blanks choosing the word that is most appropriate in the context of the passage.

Religion is becoming a ready excuse for indulging in irrational and otherwise (11) behavior. From encroaching public land to browbeating (12) to one’s own advance, religion is being increasingly  (13) for satisfying non-sense, even nonsense. ‘Politics’, said George Bernard Shaw, ‘is the last resort of scoundrels’. We must (14) That religion does not suffer a similar (15) in the land of religions.

Directions : Fill in the blanks choosing the word that is most appropriate in the context of the passage.

Religion is becoming a ready excuse for indulging in irrational and otherwise (11) behavior. From encroaching public land to browbeating (12) to one’s own advance, religion is being increasingly  (13) for satisfying non-sense, even nonsense. ‘Politics’, said George Bernard Shaw, ‘is the last resort of scoundrels’. We must (14) That religion does not suffer a similar (15) in the land of religions.

Directions : Fill in the blanks choosing the word that is most appropriate in the context of the passage.

Religion is becoming a ready excuse for indulging in irrational and otherwise (11) behavior. From encroaching public land to browbeating (12) to one’s own advance, religion is being increasingly  (13) for satisfying non-sense, even nonsense. ‘Politics’, said George Bernard Shaw, ‘is the last resort of scoundrels’. We must (14) That religion does not suffer a similar (15) in the land of religions.

Directions : Fill in the blanks choosing the word that is most appropriate in the context of the passage.

Religion is becoming a ready excuse for indulging in irrational and otherwise (11) behavior. From encroaching public land to browbeating (12) to one’s own advance, religion is being increasingly  (13) for satisfying non-sense, even nonsense. ‘Politics’, said George Bernard Shaw, ‘is the last resort of scoundrels’. We must (14) That religion does not suffer a similar (15) in the land of religions.

Directions : Fill in the blanks choosing the word that is most appropriate in the context of the passage.

Self-help groups for women have been formed using micro finance service as the entry point. The experience has shown that by giving  (16)  to financial service women’s self-help groups have not only empowered women  economically, but have also contributed to (17)  their dignity and position within their communities and families. It has given women the confidence and power to  (18)  with banks and local government officials as well as the other economic sectors. In all these (19)  the aim has been to create conditions in which women can become    (20) agents of change for social as well as economic development.

Directions : Fill in the blanks choosing the word that is most appropriate in the context of the passage.

Self-help groups for women have been formed using micro finance service as the entry point. The experience has shown that by giving  (16)  to financial service women’s self-help groups have not only empowered women  economically, but have also contributed to (17)  their dignity and position within their communities and families. It has given women the confidence and power to  (18)  with banks and local government officials as well as the other economic sectors. In all these (19)  the aim has been to create conditions in which women can become    (20) agents of change for social as well as economic development.

Directions : Fill in the blanks choosing the word that is most appropriate in the context of the passage.

Self-help groups for women have been formed using micro finance service as the entry point. The experience has shown that by giving  (16)  to financial service women’s self-help groups have not only empowered women  economically, but have also contributed to (17)  their dignity and position within their communities and families. It has given women the confidence and power to  (18)  with banks and local government officials as well as the other economic sectors. In all these (19)  the aim has been to create conditions in which women can become    (20) agents of change for social as well as economic development.

Directions : Fill in the blanks choosing the word that is most appropriate in the context of the passage.

Self-help groups for women have been formed using micro finance service as the entry point. The experience has shown that by giving  (16)  to financial service women’s self-help groups have not only empowered women  economically, but have also contributed to (17)  their dignity and position within their communities and families. It has given women the confidence and power to  (18)  with banks and local government officials as well as the other economic sectors. In all these (19)  the aim has been to create conditions in which women can become    (20) agents of change for social as well as economic development.

Directions : Fill in the blanks choosing the word that is most appropriate in the context of the passage.

Self-help groups for women have been formed using micro finance service as the entry point. The experience has shown that by giving  (16)  to financial service women’s self-help groups have not only empowered women  economically, but have also contributed to (17)  their dignity and position within their communities and families. It has given women the confidence and power to  (18)  with banks and local government officials as well as the other economic sectors. In all these (19)  the aim has been to create conditions in which women can become    (20) agents of change for social as well as economic development.

Directions : Which of the phrases 1), 2), 3) and 4) given below each statement should replace the phrase which is underlined in the sentence to make it grammatically correct? If the sentence is correct as it is given and No correction is required, mark 5) as the answer.

Dipesh would have asked her to leave the company immediately if his boss would not have been in office.

Directions : Which of the phrases 1), 2), 3) and 4) given below each statement should replace the phrase which is underlined in the sentence to make it grammatically correct? If the sentence is correct as it is given and No correction is required, mark 5) as the answer.

It is pity that a girl born from very good parents should live a life of deprivation.

Directions : Which of the phrases 1), 2), 3) and 4) given below each statement should replace the phrase which is underlined in the sentence to make it grammatically correct? If the sentence is correct as it is given and No correction is required, mark 5) as the answer.

While she was walking along the road a speeding truck knocked down to him.

Directions : Which of the phrases 1), 2), 3) and 4) given below each statement should replace the phrase which is underlined in the sentence to make it grammatically correct? If the sentence is correct as it is given and No correction is required, mark 5) as the answer.

I am now reliably learnt that he was involved in a hosting controversy.

Directions : Which of the phrases 1), 2), 3) and 4) given below each statement should replace the phrase which is underlined in the sentence to make it grammatically correct? If the sentence is correct as it is given and No correction is required, mark 5) as the answer.

Pooja served the company with heart and soul but she got only a few rewards.

Directions : Rearrange the following six sentences (A), (B), (C), (D), (E) and (F) in the proper sequence to form a meaningful paragraph and then answer the questions given below.

(A) This is in spite of the fact that the Indian subcontinent receives much higher annual rainfall compared to other major continental areas.

(B) Other objectives are to increase food grain production for the growing population, hydro–power production and inland navigation.

(C) No doubt, this rainfall is very unevenly distributed geographically and in terms of time, just as any other gift of nature.

(D) One of the major outcomes of 'development' is water-scarcity.

(E) Projects of this nature for the 'common good' of all people are of utmost importance and need a thorough scientific study using some of the basic ideas of earth-system sciences.

(F) One of the proclaimed aims of the proposed project on interlinking of Indian rivers is to remove this natural imbalance, which has also been cause of undesirable flooding in some regions and drought in others.

Q. Which of the following should be the "FIFTH" sentence after rearrangement?

Directions : Rearrange the following six sentences (A), (B), (C), (D), (E) and (F) in the proper sequence to form a meaningful paragraph and then answer the questions given below.

(A) This is in spite of the fact that the Indian subcontinent receives much higher annual rainfall compared to other major continental areas.

(B) Other objectives are to increase food grain production for the growing population, hydro–power production and inland navigation.

(C) No doubt, this rainfall is very unevenly distributed geographically and in terms of time, just as any other gift of nature.

(D) One of the major outcomes of 'development' is water-scarcity.

(E) Projects of this nature for the 'common good' of all people are of utmost importance and need a thorough scientific study using some of the basic ideas of earth-system sciences.

(F) One of the proclaimed aims of the proposed project on interlinking of Indian rivers is to remove this natural imbalance, which has also been cause of undesirable flooding in some regions and drought in others.

Q. Which of the following should be the "SECOND" sentence after rearrangement?

Directions : Rearrange the following six sentences (A), (B), (C), (D), (E) and (F) in the proper sequence to form a meaningful paragraph and then answer the questions given below.

(A) This is in spite of the fact that the Indian subcontinent receives much higher annual rainfall compared to other major continental areas.

(B) Other objectives are to increase food grain production for the growing population, hydro–power production and inland navigation.

(C) No doubt, this rainfall is very unevenly distributed geographically and in terms of time, just as any other gift of nature.

(D) One of the major outcomes of 'development' is water-scarcity.

(E) Projects of this nature for the 'common good' of all people are of utmost importance and need a thorough scientific study using some of the basic ideas of earth-system sciences.

(F) One of the proclaimed aims of the proposed project on interlinking of Indian rivers is to remove this natural imbalance, which has also been cause of undesirable flooding in some regions and drought in others.

Q. Which of the following should be the "LAST (SIXTH)" sentence after rearrangement?

Directions : Rearrange the following six sentences (A), (B), (C), (D), (E) and (F) in the proper sequence to form a meaningful paragraph and then answer the questions given below.

(A) This is in spite of the fact that the Indian subcontinent receives much higher annual rainfall compared to other major continental areas.

(B) Other objectives are to increase food grain production for the growing population, hydro–power production and inland navigation.

(C) No doubt, this rainfall is very unevenly distributed geographically and in terms of time, just as any other gift of nature.

(D) One of the major outcomes of 'development' is water-scarcity.

(E) Projects of this nature for the 'common good' of all people are of utmost importance and need a thorough scientific study using some of the basic ideas of earth-system sciences.

(F) One of the proclaimed aims of the proposed project on interlinking of Indian rivers is to remove this natural imbalance, which has also been cause of undesirable flooding in some regions and drought in others.

Q. Which of the following should be the "FIRST" sentence after rearrangement?

Directions : Rearrange the following six sentences (A), (B), (C), (D), (E) and (F) in the proper sequence to form a meaningful paragraph and then answer the questions given below.

(A) This is in spite of the fact that the Indian subcontinent receives much higher annual rainfall compared to other major continental areas.

(B) Other objectives are to increase food grain production for the growing population, hydro–power production and inland navigation.

(C) No doubt, this rainfall is very unevenly distributed geographically and in terms of time, just as any other gift of nature.

(D) One of the major outcomes of 'development' is water-scarcity.

(E) Projects of this nature for the 'common good' of all people are of utmost importance and need a thorough scientific study using some of the basic ideas of earth-system sciences.

(F) One of the proclaimed aims of the proposed project on interlinking of Indian rivers is to remove this natural imbalance, which has also been cause of undesirable flooding in some regions and drought in others.

Q. Which of the following should be the "THIRD" sentence after rearrangement?