Daily Current Affairs MCQs: 2nd December 2025 with solutions - Bank Exams

The NAP-AMR 2.0 aims to strengthen governance and coordination between the central and state governments to effectively tackle antimicrobial resistance (AMR). This collaborative approach is critical as AMR poses significant threats across human health, veterinary practices, and food safety. By improving coordination, the plan seeks to address the One Health challenge, which encompasses the interconnectedness of human, animal, and environmental health.

The rising non-sharable cesses and surcharges pose a significant challenge to states, limiting their fiscal autonomy. As these non-sharable levies increase, the overall revenue available to states diminishes, impacting their ability to fund public services and development initiatives. This trend has raised concerns about the financial independence of states, especially in light of changing financial frameworks and GST complications.

The urgent need for bioremediation in India is primarily driven by severe ecological degradation caused by excessive waste production, industrial pollution, and contamination from various hazardous substances. Bioremediation utilizes microorganisms to break down these pollutants, offering a sustainable and effective solution to restore contaminated environments, especially in light of rapid industrialization and urbanization.

The 14th Finance Commission significantly increased the share of states in the divisible pool from 32% to 42%. This change led to a substantial rise in states' share of combined revenue receipts, enhancing their financial resources. This adjustment was intended to empower states and improve their fiscal health, allowing them to better manage their responsibilities and development needs.

Bioremediation is defined as a method of restoring contaminated environments by utilizing naturally occurring or engineered microorganisms to decompose hazardous pollutants into less harmful substances. This technique is particularly effective because it can often be more cost-effective and environmentally friendly compared to traditional cleanup methods, which may cause further pollution.

The primary focus of India's initiative to bolster domestic production of rare earth permanent magnets (REPMs) is to reduce reliance on imports, particularly from China, which currently dominates the global market. By developing a robust domestic supply chain for REPMs, India aims to enhance its strategic autonomy in critical sectors like electric vehicles, renewable energy, and defense.

Incorporating green infrastructure and active mobility into urban planning is critical for addressing the growing rates of cardiovascular diseases in urban areas. By creating walkable spaces, increasing tree cover, and improving public transport systems, cities can promote healthier lifestyles, reduce air pollution, and enhance overall public health outcomes.

The Insurance Laws (Amendment) Bill, 2025 proposes to increase the Foreign Direct Investment (FDI) limit in the insurance sector from 74% to 100%. This change is expected to attract significant foreign capital, enhance competition, and stimulate growth and innovation in the insurance market, which currently has low penetration rates compared to global standards.

The National AIDS Control Programme (NACP) is designed to prevent, control, and manage HIV/AIDS in India. It aims to reduce new infections, improve access to treatment, and support affected individuals through comprehensive healthcare strategies. The program has been instrumental in achieving significant reductions in HIV prevalence and new infections in the country.

A potential risk associated with the use of genetically modified organisms (GMOs) in bioremediation is the possibility of negative impacts on ecosystems due to poor containment. If GMOs are not adequately managed, they could escape into the environment and disrupt local ecosystems, leading to unforeseen ecological consequences. Therefore, it is crucial to establish strict biosafety regulations and monitoring systems to mitigate these risks.