Daily Current Affairs MCQs: 15th December 2025 with solutions - Bank Exams

The primary objective of the Viksit Bharat Shiksha Adhishthan Bill, 2025, is to empower universities in areas such as teaching, learning, and research. By establishing a unified governance structure and improving coordination among regulatory bodies, the Bill aims to enhance academic standards and reduce bureaucratic complexities in India's higher education system.

The Viksit Bharat Shiksha Adhishthan Bill proposes the establishment of the Viksit Bharat Shiksha Adhishthan Commission as a new body to replace existing institutions like the UGC, AICTE, and NCTE. This new commission aims to create a more cohesive and effective regulatory framework for higher education in India.

The Sabka Bima Sabki Raksha Bill, 2025 proposes to increase the cap on Foreign Direct Investment (FDI) in Indian insurance companies from 74% to 100%. This is aimed at attracting long-term foreign capital, enhancing competition within the sector, and ultimately improving service delivery to policyholders.

One of the criticisms of the Viksit Bharat Shiksha Adhishthan Bill is that it may increase central control over higher education in India. Critics have expressed concerns about how this centralization could impact the autonomy of educational institutions and the representation within the proposed councils.

The Viksit Bharat Shiksha Adhishthan Commission consists of the Viksit Bharat Viniyaman Parishad, Viksit Bharat Gunvatta Parishad, and Viksit Bharat Manak Parishad. The option "Viksit Bharat Prashasan Parishad" does not belong to this structure, indicating it is not part of the proposed reforms.

The MahaCrimeOS AI tool is designed to streamline cybercrime investigations across Maharashtra. By utilizing advanced AI capabilities, it enables police stations to process complaints more efficiently, analyze complex data, and improve the overall investigative process, particularly in cybercrime cases.

The One Nation-One Port Process (ONOP) aims to standardize port procedures across India, which is expected to reduce documentation by 33%. This initiative enhances the ease of doing business by streamlining approvals and workflows, thereby improving operational efficiency at ports.

India's recent approach to Free Trade Agreements reflects a notable shift towards viewing these agreements as strategic and political tools rather than just economic ones. This change is influenced by global trade uncertainties and the need for India to secure strategic partnerships amidst changing geopolitical dynamics.

Under the new Insurance Bill, the Life Insurance Corporation (LIC) will gain greater operational autonomy, allowing it to set up new zonal offices without prior government approval. This change is intended to facilitate quicker expansion and improve competitiveness in the insurance market.

Air pollution in India has been linked to a significant reduction in life expectancy. Nearly 46% of the population lives in areas where persistent exposure to toxic air contributes to various health issues, including cardiovascular diseases and respiratory problems, ultimately leading to decreased longevity.