Daily Current Affairs MCQs: 2026-01-23 with solutions - Bank Exams Attempt

The Atal Pension Yojana (APY) aims to enhance retirement security specifically for individuals working in the unorganised sector. Launched in 2015, this scheme encourages voluntary savings for retirement, providing defined pension benefits. This initiative reflects the government's commitment to improving the financial stability of vulnerable workers.

Kaladi has received a Geographical Indication (GI) tag due to its unique qualities and traditional preparation methods. This recognition helps in preserving its heritage and promoting its market potential. However, its short shelf life is a challenge for broader distribution.

The CAQM report identifies secondary particulate matter as contributing 27% to winter air pollution in Delhi. This type of pollution results from chemical reactions involving primary pollutants, underscoring the complexity of air quality issues in urban environments.

The proposed Board of Peace is tasked with supervising the National Committee for the Administration of Gaza, which is responsible for overseeing Gaza's reconstruction and disarmament efforts. This initiative reflects a strategic approach to conflict resolution in post-war contexts.

Insulin resistance is the primary driver of Metabolic Dysfunction-Associated Steatotic Liver Disease (MASLD), leading to excessive fat accumulation in the liver. This condition can progress to more severe liver diseases if not managed through lifestyle changes and, in some cases, medication.

Bhitarkanika National Park is recognized as India's second-largest mangrove ecosystem, following the Sunderbans. This unique ecosystem supports rich biodiversity, including numerous migratory birds and the Olive Ridley Sea Turtles, highlighting its ecological importance for conservation efforts.

The Himalayan region is experiencing warming at approximately 50% faster than the global average. This accelerated temperature increase has made the region highly sensitive to climate change, resulting in severe weather events and ecological instability, necessitating urgent attention to sustainable development practices.

A primary concern is that households in India are increasingly relying on borrowing as savings decrease. This trend may threaten economic stability, as households become vulnerable to financial shocks when consumption is sustained through debt rather than savings.

The Draft National Electricity Policy 2026 aims to increase per capita electricity consumption to 2,000 kWh by 2030. This goal reflects a commitment to improving energy access and efficiency, aligning with India's broader vision of sustainable development and economic growth.

Devdar forests play a crucial role in slope stabilization and regulating water quality in the Himalayan region. Their ecological functions are vital as they help buffer against landslides and avalanches, contributing to the overall environmental health of the region. Protecting these forests is essential for maintaining ecological balance.