Daily Current Affairs MCQs: 2026-01-27 with solutions - Bank Exams Attempt

The VB-GRAM G Act has been criticized for including a discretionary clause that allows the Central government to limit applicability to certain areas, which undermines the concept of universal employment rights that are foundational to the MGNREGA. This clause can restrict access to guaranteed employment to only select regions, thus diluting the original intent of providing a universal right to work.

ASC ARJUN is equipped with a face recognition system that aids in intrusion detection, enhancing security at railway stations. This advanced AI capability allows it to monitor crowds and provide real-time alerts to the Railway Protection Force, significantly improving passenger safety and operational efficiency.

"Loss and Damage" encompasses the impacts of climate change that go beyond what can be adapted to, including not only physical damage but also non-material losses such as cultural identity and biodiversity. This term highlights the urgent need for transformative action against climate change impacts that cannot be reversed.

The RBI has notably increased its gold holdings, with gold now constituting a larger share of its foreign exchange reserves. This increase reflects a broader trend among central banks globally, as they diversify their reserves away from dollar-denominated assets, especially in light of economic uncertainties.

The Draft IT (Digital Code) Rules, 2026 propose a mandatory age-based classification for all digital content, which aims to protect children and maintain public decency. This framework is intended to help users navigate online content more safely and responsibly, ensuring that appropriate content reaches the appropriate audiences.

The LR-AShM is specifically designed to target both stationary and moving objects at a range of up to 1,500 km, incorporating advanced technologies that enable it to reach hypersonic speeds. This capability enhances India's strategic military posture by allowing for rapid response and engagement of naval targets.

Donald Trump's trade wars and sanctions have led to a decline in trust in the dollar, causing its value to decrease significantly. This decline has prompted central banks around the world to increase their gold purchases as they seek to diversify their reserves and mitigate risks associated with reliance on dollar-denominated assets.

"Forever chemicals," or PFAS, are man-made substances that do not break down in the environment, leading to long-lasting contamination. Their persistence poses significant health risks, including immune system dysfunction and certain cancers, making their management a critical public health concern.

The Gandak River is crucial for biodiversity as it provides habitat for gharials, which are fish-eating crocodiles. This highlights the river's importance not only as a water source but also as a vital ecological zone that supports diverse wildlife and maintains the health of the surrounding environment.

The shift from demand-driven to normative funding could restrict actual employment opportunities, as fixed allocations may not align with the real employment needs of states. This could lead to budget caps that prevent states from adequately responding to local demands for employment, undermining the effectiveness of the employment guarantee framework.