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J&K Bank Clerk Mock Test - 1 Free Online Test 2026


Full Mock Test & Solutions: J&K Bank Clerk Mock Test - 1 (100 Questions)

You can boost your Bank Exams 2026 exam preparation with this J&K Bank Clerk Mock Test - 1 (available with detailed solutions).. This mock test has been designed with the analysis of important topics, recent trends of the exam, and previous year questions of the last 3-years. All the questions have been designed to mirror the official pattern of Bank Exams 2026 exam, helping you build speed, accuracy as per the actual exam.

Mock Test Highlights:

  • - Format: Multiple Choice Questions (MCQ)
  • - Duration: 60 minutes
  • - Total Questions: 100
  • - Analysis: Detailed Solutions & Performance Insights
  • - Sections covered: English Language, Numerical Ability, Reasoning Ability

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J&K Bank Clerk Mock Test - 1 - Question 1

With climate change capturing (a) the risks to food systems, the role of forests in exacerbating (b) and storing carbon and increasing (c) climate change is of ever mitigating (d) importance for the agricultural sector.

Detailed Solution: Question 1

With climate change exacerbating (b) the risks to food systems, the role of forests in capturing (a) and storing carbon and mitigating (d) climate change is of ever-increasing (c) importance for the agricultural sector.

J&K Bank Clerk Mock Test - 1 - Question 2

Read the sentence to find out whether there is any grammatical or idiomatic error in it. The error, if any, will be in one part of the sentence. The number of that part is the answer.

Detailed Solution: Question 2

Reduce should be modified as ‘reducing’, as it will help maintain a parallel construction with ‘clearing’ Global warming also puts increased pressure on communities who seek food security by clearing forests for agricultural use and reducing arable land more generally.

J&K Bank Clerk Mock Test - 1 - Question 3

Which of the following statements are not true based on the passage given.
|I. Scientific Reports published that if deforestation continues at its current rate in the next 20 – 30 years, it can trigger a full or almost full extinction of humanity.
II. Deforestation, clearance or clearing is the removal of a forest or stand of trees from land that is then converted to forest use
III. Between 15 million to 18 million hectares of forest, an area the size of Belgium, are destroyed every year, on average 2,400 trees are cut down each minute.
IV. Net change can be positive or negative, depending on whether gains exceed losses, or vice versa

Detailed Solution: Question 3

As per the first paragraph;
We can find that
Options I and II are given false statements whereas options III and IV are true statements
Hence option C is answer.

J&K Bank Clerk Mock Test - 1 - Question 4

In the questions below, a table is given with two columns. In Column I, the first part of the sentence is given whereas in Column II second part of the sentence is given. Find the correct possible combination sentence from the options given.

Detailed Solution: Question 4

C – E can be linked.

Among the most severe consequences of climate change is the global rise in average temperatures, and the resultant increase in the frequency and intensity of heat waves.

Part C can be linked with Part E in Column II as Part C says “the global rise in average temperatures is the most severe among other consequences of climate change” and Part E has the effect of the problem mentioned in Part C.

J&K Bank Clerk Mock Test - 1 - Question 5

In the questions below, a table is given with two columns. In Column I, the first part of the sentence is given whereas in Column II second part of the sentence is given. Find the correct possible combination sentence from the options given.

Detailed Solution: Question 5

A – E, C – D can be linked.

In spite of ongoing tensions with countries across the globe and its dubious human-rights record, China’s importance on the world stage is inevitable.

Despite the pressure from the US throughout time, Chinese technology companies have been making achievements under the shadow of sanctions.

J&K Bank Clerk Mock Test - 1 - Question 6

In the questions below, a table is given with two columns. In Column I, the first part of the sentence is given whereas in Column II second part of the sentence is given. Find the correct possible combination sentence from the options given.

Detailed Solution: Question 6

A – E, B – D, C-F can be linked.

The events of 2020 have altered what most organisations thought was true about how we work.

A loss of a sense of safety, certainty about the future, jobs and lives means grief has become a universal phenomenon in Covid-19.

Historically, the adverse mental health effects of disasters impact more people and last much longer than the health effects.

J&K Bank Clerk Mock Test - 1 - Question 7

Each question below has one blank, which is indicating that something has been omitted. Choose the most suitable option indicating the words that can be used to fill up the blank in the sentence to make it meaningfully complete.

INS Talwar was the ‘On Scene Coordinator' off Gujarat coast and assisted Support Station 3 (SS3) and Drill Ship SagarBhushan, which are now being safely _______ to Mumbai by ONGC support vessels.

Detailed Solution: Question 7

Towed back(to pull a vehicle or boat by fixing it to the back of another vehicle or boat) is the correct answer option, all other options are incorrect.

J&K Bank Clerk Mock Test - 1 - Question 8

A sentence given below divided into five parts with one part of the sentence not related to central theme of the sentence. You have to choose correct rearrangement of sentence with elimination of the odd one from the sentence in the options given.

promising a monthly honorarium of Rs1,500 to women (A)/ heads of families and six domestic LPG cylinders (B)/ Chief Minister Edappadi K Palaniswami on Monday stepped on the populist gas,(C)/ this promise from the yet-to-be-released AIADMK manifesto.(D)/ per year free to every household in Tamil Nadu (E)

Detailed Solution: Question 8

Correct sequence is CABE

Chief minister Edappadi K Palaniswami on Monday stepped on the populist gas, promising a monthly honorarium of Rs 1,500 to women heads of families and six domestic LPG cylinders per year free to every household in Tamil Nadu

J&K Bank Clerk Mock Test - 1 - Question 9

A sentence given below divided into five parts with one part of the sentence not related to central theme of the sentence. You have to choose correct rearrangement of sentence with elimination of the odd one from the sentence in the options given.

based on complaints about sub-stranded range performance (A)/ temporarily suspend subsidy on nexon electronic vehicles, (B)/ the company has claimed the government took the extreme step (C)/ Tata Motors has moved Delhi High Court (D)/ challenging the AAP government’s decision to (E)

Detailed Solution: Question 9

Correct sequence is DEBA

Tata Motors has moved Delhi High Court challenging the AAP government’s decision to temporarily suspend subsidy on Nexon electronic vehicles, based on complaints about sub-standard range performance.

J&K Bank Clerk Mock Test - 1 - Question 10

What is the main reason to make an amendment in the law?

Detailed Solution: Question 10

According to the first sentence of the first passage, the government may bring the amendment to DICGC Act in the monsoon session with the objective to provide account holders easy and time-bound access to funds to the extent of the deposit insurance cover.
Hence, the correct option is (C).

J&K Bank Clerk Mock Test - 1 - Question 11

Who can be benefitted from the deposit insurance scheme?

Detailed Solution: Question 11

According to the fourth sentence of the fourth passage, The deposit insurance scheme covers all banks operating in India, including private sector, cooperative and even branches of foreign banks.
Hence, the correct option is (D).

J&K Bank Clerk Mock Test - 1 - Question 12

What can we infer from the passage?

Detailed Solution: Question 12

According to the line of the passage, Once the Bill becomes the law, it will provide immediate relief to thousands of depositors who had their money parked in stressed lenders such as PMC Bank and other small cooperative banks.
All the other options are irrelevant to the passage.
Hence, the correct option is (A).

J&K Bank Clerk Mock Test - 1 - Question 13

Consider the following statements and answer the question.
A. the government raised insurance cover on deposit five-folds to Rs. 5 lakh.
B. The amendment is brought by the suggestion of RBI.
C. The amendment is made to ease the burden of the depositors.

Detailed Solution: Question 13

According to the line of the passage, the government raised insurance cover on deposit five-folds to Rs 5 lakh with a view to provide support to depositors of ailing lenders like Punjab and Maharashtra Co-operative (PMC) Bank.
According to another line of the passage, the government may bring the amendment to DICGC Act in the monsoon session with the objective to provide account holders easy and time-bound access to funds to the extent of the deposit insurance cover.
Hence, the correct option is (D).

J&K Bank Clerk Mock Test - 1 - Question 14

Which of the following word is incorrect in the statement marked (21)?

Detailed Solution: Question 14

Among the given highlighted words, ‘adulterated’ does not fit in the given sentence and must be replaced with ‘ageing’ to make the statement grammatically correct and meaningful. Hence, option (c) is the most suitable answer choice.
Adulterated- render (something) poorer in quality by adding another substance.
Ageing-the process of growing old.

J&K Bank Clerk Mock Test - 1 - Question 15

What value should come in the place of (?) in the following number series?

2, 14, 32, 62, 104, ?

Detailed Solution: Question 15

2 + (2 * 6) = 14

14 + (3 * 6) = 32

32 + (5 * 6) = 62

62 + (7 * 6) = 104

104 + (11 * 6) = 170

J&K Bank Clerk Mock Test - 1 - Question 16

Direction: What will come in place of question mark (?) in the following question?

13.33 + 33.31 + 331.13 = ?

Detailed Solution: Question 16

Given expression,

13.33 + 33.31 + 331.13 = ?

46.64 + 331.13 = ?

? = 377.77

Hence, the correct option is (A).

J&K Bank Clerk Mock Test - 1 - Question 17

Direction: What will come in the place of the question mark ‘?’ in the following question?

Detailed Solution: Question 17

Follow BODMAS rule to solve this question, as per the order given below,

Hence, the correct option is (A).

J&K Bank Clerk Mock Test - 1 - Question 18

Direction: What will come in the place of the question mark ‘?’ in the following question?

Detailed Solution: Question 18

Follow BODMAS rule to solve this question, as per the order given below,

Step-1- Parts of an equation enclosed in 'Brackets' must be solved first, and in the bracket,

Step-2- Any mathematical 'Of' or 'Exponent' must be solved next,

Step-3- Next, the parts of the equation that contain 'Division' and 'Multiplication' are calculated,

Step-4- Last but not least, the parts of the equation that contain 'Addition' and 'Subtraction' should be calculated.

Given expression is,

⇒ 2 = 12 – ?

? = 10

Hence, the correct option is (E).

J&K Bank Clerk Mock Test - 1 - Question 19

Read the following information carefully and answer the questions given below.

The given line graph shows the 50% of the total number of students studying in a university in four different years namely 2012, 2013, 2014 and 2015 and also given the number of Engineering students studying in these years and also given the number of medical students studying in these years.

Total number of students studying = Number of Engineering students studying + Number of medical students studying + Number of arts students studying

Q. Find the difference between the total number of engineering and medical students studying in 2014 together and the number of engineering students studying in 2013.

Detailed Solution: Question 19

2012

Total number of students = 600 * 2 = 1200

Number of arts students = 1200 – 420 – 500 = 280

2013:

Total number of students = 900 * 2 = 1800

Number of arts students = 1800 – 720 – 460 = 620

2014:

Total number of students = 500 * 2 = 1000

Number of arts students = 1000 – 480 – 280 = 240

2015:

Total number of students = 800 * 2 = 1600

Number of arts students = 1600 – 600 – 640 = 360

Required difference = (480 + 280) – 720 = 760 – 720 = 40

J&K Bank Clerk Mock Test - 1 - Question 20

The present age of A is two times more than the present age of B and the ratio of the present age of B to C is 4 : 3. If the sum of the age of eldest and youngest persons is 75 years, then find the present age of B?

Detailed Solution: Question 20

Let the present age of B = 4x

And the present age of C = 3x

Since A age is two times more than B so his age is 3 times of B age

And the present age of A = 4x * 3 = 12x

12x + 3x = 75

x = 5

The present age of B = 4 * 5 = 20 years

J&K Bank Clerk Mock Test - 1 - Question 21

The following question contains two equations as I and II. You have to solve both equations and determine the relationship between them and give the answer as,

(I) x2 + 19x + 78 = 0

(II) y2 + 9y + 20 = 0

Detailed Solution: Question 21

x2 + 19x + 78 = 0

x2 + 13x + 6x + 78 = 0

x(x + 13) + 6(x + 13) = 0

x = -13, -6

y2 + 9y + 20 = 0

y2 + 5y + 4y + 20 = 0

y(y + 5) + 4(y + 5) = 0

y = -5, -4

x <>

J&K Bank Clerk Mock Test - 1 - Question 22

What value should come in the place of (?) in the following questions?

15% of 1200 - ? = 75 ÷ 3 + 110

Detailed Solution: Question 22

First, calculate 15% of 1200:

  • 15% of 1200 = (15/100) × 1200 = 180.

Next, simplify the right side of the equation:

  • 75 ÷ 3 + 110 = 25 + 110 = 135.

Now, substitute these values into the equation:

  • 180 - ? = 135.

Solving for ?, we get:

  • ? = 180 - 135.
  • ? = 45.

J&K Bank Clerk Mock Test - 1 - Question 23

Study the following information carefully and answer the questions given below.

Eight persons - P, Q, R, S, T, U, V, and W are sitting around a square table, but not necessarily in the same order. Four persons are sitting on the corners facing outside while the remaining persons are sitting in the middle of the sides of the table facing inside.

P, who faces towards S, sits two persons away from T. W sits third to the left of S. No one sits between U and P. V neither sits adjacent to T nor U. As many persons sit between W and V as between Q and V. R sits third to the right of Q.

Who among the following person sits second to the right of P?

Detailed Solution: Question 23

Final arrangement

We have,

  • P, who faces towards S, sits two persons away from T.
  • W sits third to the left of S.
  • No one sits between U and P.

From the above conditions, there are two possibilities

Again we have,

  • V neither sits adjacent to T nor U.
  • As many persons sit between W and V as between Q and V.

From the above conditions, case 2 gets eliminated.

Again we have,

  • R sits third to the right of Q.

From the above conditions, case 1a gets eliminated. Hence, case 1 shows the final arrangement.

J&K Bank Clerk Mock Test - 1 - Question 24

Study the following information carefully and answer the questions given below.

Eight persons - P, Q, R, S, T, U, V, and W are sitting around a square table, but not necessarily in the same order. Four persons are sitting on the corners facing outside while the remaining persons are sitting in the middle of the sides of the table facing inside.

P, who faces towards S, sits two persons away from T. W sits third to the left of S. No one sits between U and P. V neither sits adjacent to T nor U. As many persons sit between W and V as between Q and V. R sits third to the right of Q.

Four of the following five are alike in a certain way as per the given arrangement and hence form a group. Find the one who doesn’t belong to that group.

Detailed Solution: Question 24

Final arrangement

We have,

  • P, who faces towards S, sits two persons away from T.
  • W sits third to the left of S.
  • No one sits between U and P.

From the above conditions, there are two possibilities

Again we have,

  • V neither sits adjacent to T nor U.
  • As many persons sit between W and V as between Q and V.

From the above conditions, case 2 gets eliminated.

Again we have,

  • R sits third to the right of Q.

From the above conditions, case 1a gets eliminated. Hence, case 1 shows the final arrangement.

A (Both the persons face the same direction, except option a)

J&K Bank Clerk Mock Test - 1 - Question 25

Study the following information carefully and answer the questions given below.

Eight persons - A, B, C, D, E, F, G, and H live in two different types of flats - Flat X and Flat Y of a four-storey building, but not necessarily in the same order. Flat Y is to the west of Flat X. The lower-most floor is numbered as 1 and the floor immediately above is numbered as 2 and so on.

G lives on an odd numbered floor. D lives to the south of E and northeast of G. Only one floor is above F. Neither F nor G lives in the same type of flat as D. A lives to the west of C and immediately below F’s floor. Both F and B live on adjacent floors.

Q. Which of the following statement(s) is/are true with respect to the final arrangement?

I. C lives in the same type of flat as H.

II. F lives immediately above G.

III. B lives to the west of E.

Detailed Solution: Question 25

Final arrangement

We have,

  • G lives on an odd numbered floor.
  • D lives to the south of E and to the northeast of G.
  • Only one floor is above F.
  • Neither F nor G lives in the same type of flat as D.

From the above conditions, there are three possibilities

Again we have,

  • A lives to the west of C and immediately below F’s floor.
  • Both F and B live on adjacent floors.

From the above conditions, case 1 and case 2 get eliminated. Hence, case 3 shows the final arrangement.

J&K Bank Clerk Mock Test - 1 - Question 26

Direction: Study the following information carefully to answer the questions that follow:

There are nine persons sitting around a circular table. Some are facing inside while some are facing outside the table. Only three persons are sitting between T and S, who is second to the right of U. R is fourth to the right of Q. T is not an immediate neighbour of U.V is second to the left of X and faces opposite direction of Q. W is not an immediate neighbour of U and sits third to the right of P. Q sits second to the right of the one who sits third to the left of U. W and P are facing same direction but opposite to R, S and X. Q does not face inside but in the middle of X and V.

Q. Who among the following sits immediate right of X?

Detailed Solution: Question 26

Given that: There are nine persons sitting around a circular table. Some are facing inside while some are facing outside the table.

(As now we don't know who is facing inside or who is facing outside).

Q does not face inside → Means Q is facing outside.

R is fourth to the right of Q.

Q sits second to the right of the one who sits third to the left of U.

Here 2 conditions will generate:

Only three persons are sitting between T and S.

And S is second to the right of U.

Here 2 more conditions will generate as 3 persons are sitting between T and S.

Case III is generated by Case I

And Case IV is generated by Case II.

V is second to the left of X and faces opposite direction of Q.

Q is in the middle of X and V.

Here we have to eliminate Case II and Case IV, as they does not follow this above condition.

W is not an immediate neighbour of U and sits third to the right of P.

Here Case I will eliminate.

W and P are facing same direction but opposite to R, S and X.

So, R and S will face outside. And W and P will face inside.

So, the final diagram of the given condition is:

So, immediate right of X is Q.

Hence, the correct option is (C).

J&K Bank Clerk Mock Test - 1 - Question 27

Direction: Study the following information carefully to answer the questions that follow:

There are nine persons sitting around a circular table. Some are facing inside while some are facing outside the table. Only three persons are sitting between T and S, who is second to the right of U. R is fourth to the right of Q. T is not an immediate neighbour of U.V is second to the left of X and faces opposite direction of Q. W is not an immediate neighbour of U and sits third to the right of P. Q sits second to the right of the one who sits third to the left of U. W and P are facing same direction but opposite to R, S and X. Q does not face inside but in the middle of X and V.

Q. What is the position of W with respect to V?

Detailed Solution: Question 27

Given that: There are nine persons sitting around a circular table. Some are facing inside while some are facing outside the table.

(As now we don't know who is facing inside or who is facing outside).

Q does not face inside → Means Q is facing outside.

R is fourth to the right of Q.

Q sits second to the right of the one who sits third to the left of U.

Here 2 conditions will generate:

Only three persons are sitting between T and S.

And S is second to the right of U.

Here 2 more conditions will generate as 3 persons are sitting between T and S.

Case III is generated by Case I

And Case IV is generated by Case II.

V is second to the left of X and faces opposite direction of Q.

Q is in the middle of X and V.

Here we have to eliminate Case II and Case IV, as they does not follow this above condition.

W is not an immediate neighbour of U and sits third to the right of P.

Here Case I will eliminate.

W and P are facing same direction but opposite to R, S and X.

So, R and S will face outside. And W and P will face inside.

So, the final diagram of the given condition is:

Thus, the position of W is both, fourth to the left of V and fifth to the right of V.

So, Both (A) & (B).

Hence, the correct option is (D).

J&K Bank Clerk Mock Test - 1 - Question 28

Direction: Study the following information carefully to answer the questions that follow:

There are nine persons sitting around a circular table. Some are facing inside while some are facing outside the table. Only three persons are sitting between T and S, who is second to the right of U. R is fourth to the right of Q. T is not an immediate neighbour of U.V is second to the left of X and faces opposite direction of Q. W is not an immediate neighbour of U and sits third to the right of P. Q sits second to the right of the one who sits third to the left of U. W and P are facing same direction but opposite to R, S and X. Q does not face inside but in the middle of X and V.

Q. Which of the following statement is true about R?

Detailed Solution: Question 28

Given that: There are nine persons sitting around a circular table. Some are facing inside while some are facing outside the table.

(As now we don't know who is facing inside or who is facing outside).

Q does not face inside → Means Q is facing outside.

R is fourth to the right of Q.

Q sits second to the right of the one who sits third to the left of U.

Here 2 conditions will generate:

Only three persons are sitting between T and S.

And S is second to the right of U.

Here 2 more conditions will generate as 3 persons are sitting between T and S.

Case III is generated by Case I

And Case IV is generated by Case II.

V is second to the left of X and faces opposite direction of Q.

Q is in the middle of X and V.

Here we have to eliminate Case II and Case IV, as they does not follow this above condition.

W is not an immediate neighbour of U and sits third to the right of P.

Here Case I will eliminate.

W and P are facing same direction but opposite to R, S and X.

So, R and S will face outside. And W and P will face inside.

So, the final diagram of the given condition is:

As we can see that:

R is immediate left of W → True

R is second to the right of P → True

R is fifth to the left of V → True

R is immediate left of U → True

All the statements are true.

So, All are correct.

Hence, the correct option is (D).

J&K Bank Clerk Mock Test - 1 - Question 29

Direction: Study the following information carefully to answer the questions that follow:

There are nine persons sitting around a circular table. Some are facing inside while some are facing outside the table. Only three persons are sitting between T and S, who is second to the right of U. R is fourth to the right of Q. T is not an immediate neighbour of U.V is second to the left of X and faces opposite direction of Q. W is not an immediate neighbour of U and sits third to the right of P. Q sits second to the right of the one who sits third to the left of U. W and P are facing same direction but opposite to R, S and X. Q does not face inside but in the middle of X and V.

Q. If all the persons are arranged in English Alphabet series in anti-clockwise direction starting towards the right of P, how many persons will not change their positions after the rearrangement (excluding P)?

Detailed Solution: Question 29

Given that: There are nine persons sitting around a circular table. Some are facing inside while some are facing outside the table.

(As now we don't know who is facing inside or who is facing outside).

Q does not face inside → Means Q is facing outside.

R is fourth to the right of Q.

Q sits second to the right of the one who sits third to the left of U.

Here 2 conditions will generate:

Only three persons are sitting between T and S.

And S is second to the right of U.

Here 2 more conditions will generate as 3 persons are sitting between T and S.

Case III is generated by Case I

And Case IV is generated by Case II.

V is second to the left of X and faces opposite direction of Q.

Q is in the middle of X and V.

Here we have to eliminate Case II and Case IV, as they does not follow this above condition.

W is not an immediate neighbour of U and sits third to the right of P.

Here Case I will eliminate.

W and P are facing same direction but opposite to R, S and X.

So, R and S will face outside. And W and P will face inside.

So, the final diagram of the given condition is:

As we can see that:

R is immediate left of W → True

R is second to the right of P → True

R is fifth to the left of V → True

R is immediate left of U → True

All the statements are true.

So, All are correct.

Hence, the correct option is (B).

J&K Bank Clerk Mock Test - 1 - Question 30

Direction: Study the following information carefully to answer the given question:

Y W @ 1 & C N 3 P L B 9 ↑ = D ◊ E 2 £ M V $ 7 # 4 F G 5

Four of the following are alike in a certain way based on the above arrangement and hence form a group. Which one does not belong to the group?

Detailed Solution: Question 30

In all other groups, the first element moves five steps forward to give the second element, the second element moves three steps backward to give the third element; the third element moves two steps forward to give the fourth element.

So, L D B = does not belong to the group.

Hence, the correct option is (C).

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