J&K Bank Clerk Mock Test - 5 Free Online Test 2026

A passage has been given below. Read the following carefully and answer the questions that follow. Some words and phrases have been highlighted to help you find the same while answering certain questions:

Absenteeism, low employee morale, low productivity, high staff turnover, high medical claims, excessive sick leaves have all contributed to the worrying scenario experienced by most companies. Encountering stress at the workplace has become a common phenomenon and the biggest human resource challenge. Research in the current year has shown that (10)-(20) percent of any workforce works at only 15-20% capacity due to personal difficulties. Moreover, while in the United States, is spent per person per annum on health-related services, adopting a programme to provide the solution called cut down costs to almost $418 per person, per annum.

India is one of the most unfortunate countries in the world as far as health is concerned. “It may be a financial problem for most corporations but more importantly it is also the approach towards generating better employee health.” “The employer today thinks that he has accomplished a feat in providing adequate health care facilities for his workforce. While every company continues to face a variety of human resource challenges that affect employees’ productivity and, thus, ultimately company profits, little has been done to address the issue. A comprehensive range of services that optimize and maintain the psychological and social health of the company’s human infrastructure has been missing in most corporations, he added. Over two-thirds of office visits to physicians were due to stress. “Every day we have 150 new patients who are developing heart related afflictions, all due to the high stress at the workplace.”

At times like this, “one should not go by the rule book alone, one has to pay need to one’s conscience, if the company is earning profits, plough some of that back to the employees. An eight to nine hour working day was termed a good day at work at present a 12 to 16 hour working day “leaves one feeling unsatisfied. Many organizations find their very existence to be in doubt and numerous voluntary retirement schemes from 1944 onwards is a pointer to this.” It was pointed out that while management staff problems were more related to wrong eating habits, lack of exercise, overweight, blood pressure and ulcers, workmen had problems more related to their living conditions, poor hygienic habits, financial and family problems.

Q. What accounts as a worrying scenario in the corporate world?

A passage has been given below. Read the following carefully and answer the questions that follow. Some words and phrases have been highlighted to help you find the same while answering certain questions:

Absenteeism, low employee morale, low productivity, high staff turnover, high medical claims, excessive sick leaves have all contributed to the worrying scenario experienced by most companies. Encountering stress at the workplace has become a common phenomenon and the biggest human resource challenge. Research in the current year has shown that (10)-(20) percent of any workforce works at only 15-20% capacity due to personal difficulties. Moreover, while in the United States, is spent per person per annum on health-related services, adopting a programme to provide the solution called cut down costs to almost $418 per person, per annum.

India is one of the most unfortunate countries in the world as far as health is concerned. “It may be a financial problem for most corporations but more importantly it is also the approach towards generating better employee health.” “The employer today thinks that he has accomplished a feat in providing adequate health care facilities for his workforce. While every company continues to face a variety of human resource challenges that affect employees’ productivity and, thus, ultimately company profits, little has been done to address the issue. A comprehensive range of services that optimize and maintain the psychological and social health of the company’s human infrastructure has been missing in most corporations, he added. Over two-thirds of office visits to physicians were due to stress. “Every day we have 150 new patients who are developing heart related afflictions, all due to the high stress at the workplace.”

At times like this, “one should not go by the rule book alone, one has to pay need to one’s conscience, if the company is earning profits, plough some of that back to the employees. An eight to nine hour working day was termed a good day at work at present a 12 to 16 hour working day “leaves one feeling unsatisfied. Many organizations find their very existence to be in doubt and numerous voluntary retirement schemes from 1944 onwards is a pointer to this.” It was pointed out that while management staff problems were more related to wrong eating habits, lack of exercise, overweight, blood pressure and ulcers, workmen had problems more related to their living conditions, poor hygienic habits, financial and family problems.

Q. Which of the following is/are correct?

A. Wrong eating habits affect workmen

B. Employee productivity and company profit are co-related

C. Medical-aid claims have shot up

A passage has been given below. Read the following carefully and answer the questions that follow. Some words and phrases have been highlighted to help you find the same while answering certain questions:

Absenteeism, low employee morale, low productivity, high staff turnover, high medical claims, excessive sick leaves have all contributed to the worrying scenario experienced by most companies. Encountering stress at the workplace has become a common phenomenon and the biggest human resource challenge. Research in the current year has shown that (10)-(20) percent of any workforce works at only 15-20% capacity due to personal difficulties. Moreover, while in the United States, is spent per person per annum on health-related services, adopting a programme to provide the solution called cut down costs to almost $418 per person, per annum.

India is one of the most unfortunate countries in the world as far as health is concerned. “It may be a financial problem for most corporations but more importantly it is also the approach towards generating better employee health.” “The employer today thinks that he has accomplished a feat in providing adequate health care facilities for his workforce. While every company continues to face a variety of human resource challenges that affect employees’ productivity and, thus, ultimately company profits, little has been done to address the issue. A comprehensive range of services that optimize and maintain the psychological and social health of the company’s human infrastructure has been missing in most corporations, he added. Over two-thirds of office visits to physicians were due to stress. “Every day we have 150 new patients who are developing heart related afflictions, all due to the high stress at the workplace.”

At times like this, “one should not go by the rule book alone, one has to pay need to one’s conscience, if the company is earning profits, plough some of that back to the employees. An eight to nine hour working day was termed a good day at work at present a 12 to 16 hour working day “leaves one feeling unsatisfied. Many organizations find their very existence to be in doubt and numerous voluntary retirement schemes from 1944 onwards is a pointer to this.” It was pointed out that while management staff problems were more related to wrong eating habits, lack of exercise, overweight, blood pressure and ulcers, workmen had problems more related to their living conditions, poor hygienic habits, financial and family problems.

Q. What has the research in the current year proven?

Direction: A part of the following sentence is given within brackets. Choose the option that improves the bracketed part of the sentence:

Q. Dinesh told me that he would have reacted differently (were) he been in my place.

Direction: A part of the following sentence is given within brackets. Choose the option that improves the bracketed part of the sentence:

Q. Shalini told me that she was on leave since she was feeling under the (Sun) that day.

Fill in the blanks with the appropriate words given in the options in order to make them complete and meaningful.

Q. The actress called Simone a ‘_____ model’ and thanked her for normalizing _______ mental health first.

Fill in the blanks with the appropriate words given in the options in order to make them complete and meaningful.

Q. This assessment policy was _______ after several _______ of consultations with various stakeholders.

Fill in the blanks with the appropriate words given in the options in order to make them complete and meaningful.

Q. Naturally, _______ of these women has built a reputation all her own, and each is deserving ______ praise for their accomplishments.

Direction: Fill in the blanks with an appropriate word.

During the reign of Simeon, second son of Boris, which lasted from 893 to 927, Bulgaria reached a very high level of power and prosperity. Simeon, called the Great, is looked on by Bulgarians as their most _______ (1) ________ monarch and his reign as the most brilliant period of their history. He had spent his childhood at Constantinople and been educated there, and he became such an admirer of Greek civilization that he was nicknamed Hèmiargos. His instructors had done their work so well that Simeon remained _________ (2) _______ by the glamour of Constantinople throughout his life, and, although he might have laid the foundations of a solid empire in the Balkans, his one ambition was to conquer Byzantium and to be recognized as basileus—an ambition which was not to be fulfilled. His first campaign against the Greeks was not very fruitful, because the latter summoned the Magyars, already settled in Hungary, to their aid and they attacked Simeon from the north. Simeon in return called the Pechenegs, another _______ (3) ______ Tartar tribe, to his aid, but this merely resulted in their definite establishment in Rumania. During the twenty years of peace, which strange to say filled the middle of his reign (894-913), the internal development of Bulgaria made great ________ (4) ________. The administration was properly organized, commerce was _________ (5) ________, and agriculture flourished. In the wars against the Greeks which occupied his last years he was more successful, and _______ (6) ______ a severe defeat on them at Anchialo (the modern Ahiolu) in 917; but he was still unable to get from them what he wanted, and at last, in 921, he was ________ (7) ______ to proclaim himself basileus and autocrat of all Bulgars and Greeks, a title which nobody else recognized. He reappeared before Constantinople the same year, but effected nothing more than the customary devastation of the suburbs. The year 923 witnessed a solemn ________ (8) ______ between Rome and Constantinople; the Greeks were clever enough to prevent the Roman legates visiting Bulgaria on their return journey, and thereby administered a _______ (9) ______ to Simeon, who was anxious to see them and enter into direct relations with Rome. In the same year Simeon tried to make an _______ (10) ________ with the Arabs, but the ambassadors of the latter were intercepted by. the Greeks, who made it worth their while not to continue the journey to Bulgaria.

Q. What will come in a place of ___2___.

Direction: Fill in the blanks with an appropriate word.

During the reign of Simeon, second son of Boris, which lasted from 893 to 927, Bulgaria reached a very high level of power and prosperity. Simeon, called the Great, is looked on by Bulgarians as their most _______ (1) ________ monarch and his reign as the most brilliant period of their history. He had spent his childhood at Constantinople and been educated there, and he became such an admirer of Greek civilization that he was nicknamed Hèmiargos. His instructors had done their work so well that Simeon remained _________ (2) _______ by the glamour of Constantinople throughout his life, and, although he might have laid the foundations of a solid empire in the Balkans, his one ambition was to conquer Byzantium and to be recognized as basileus—an ambition which was not to be fulfilled. His first campaign against the Greeks was not very fruitful, because the latter summoned the Magyars, already settled in Hungary, to their aid and they attacked Simeon from the north. Simeon in return called the Pechenegs, another _______ (3) ______ Tartar tribe, to his aid, but this merely resulted in their definite establishment in Rumania. During the twenty years of peace, which strange to say filled the middle of his reign (894-913), the internal development of Bulgaria made great ________ (4) ________. The administration was properly organized, commerce was _________ (5) ________, and agriculture flourished. In the wars against the Greeks which occupied his last years he was more successful, and _______ (6) ______ a severe defeat on them at Anchialo (the modern Ahiolu) in 917; but he was still unable to get from them what he wanted, and at last, in 921, he was ________ (7) ______ to proclaim himself basileus and autocrat of all Bulgars and Greeks, a title which nobody else recognized. He reappeared before Constantinople the same year, but effected nothing more than the customary devastation of the suburbs. The year 923 witnessed a solemn ________ (8) ______ between Rome and Constantinople; the Greeks were clever enough to prevent the Roman legates visiting Bulgaria on their return journey, and thereby administered a _______ (9) ______ to Simeon, who was anxious to see them and enter into direct relations with Rome. In the same year Simeon tried to make an _______ (10) ________ with the Arabs, but the ambassadors of the latter were intercepted by. the Greeks, who made it worth their while not to continue the journey to Bulgaria.

Q. What will come in a place of ___5___.

Direction: Fill in the blanks with an appropriate word.

During the reign of Simeon, second son of Boris, which lasted from 893 to 927, Bulgaria reached a very high level of power and prosperity. Simeon, called the Great, is looked on by Bulgarians as their most _______ (1) ________ monarch and his reign as the most brilliant period of their history. He had spent his childhood at Constantinople and been educated there, and he became such an admirer of Greek civilization that he was nicknamed Hèmiargos. His instructors had done their work so well that Simeon remained _________ (2) _______ by the glamour of Constantinople throughout his life, and, although he might have laid the foundations of a solid empire in the Balkans, his one ambition was to conquer Byzantium and to be recognized as basileus—an ambition which was not to be fulfilled. His first campaign against the Greeks was not very fruitful, because the latter summoned the Magyars, already settled in Hungary, to their aid and they attacked Simeon from the north. Simeon in return called the Pechenegs, another _______ (3) ______ Tartar tribe, to his aid, but this merely resulted in their definite establishment in Rumania. During the twenty years of peace, which strange to say filled the middle of his reign (894-913), the internal development of Bulgaria made great ________ (4) ________. The administration was properly organized, commerce was _________ (5) ________, and agriculture flourished. In the wars against the Greeks which occupied his last years he was more successful, and _______ (6) ______ a severe defeat on them at Anchialo (the modern Ahiolu) in 917; but he was still unable to get from them what he wanted, and at last, in 921, he was ________ (7) ______ to proclaim himself basileus and autocrat of all Bulgars and Greeks, a title which nobody else recognized. He reappeared before Constantinople the same year, but effected nothing more than the customary devastation of the suburbs. The year 923 witnessed a solemn ________ (8) ______ between Rome and Constantinople; the Greeks were clever enough to prevent the Roman legates visiting Bulgaria on their return journey, and thereby administered a _______ (9) ______ to Simeon, who was anxious to see them and enter into direct relations with Rome. In the same year Simeon tried to make an _______ (10) ________ with the Arabs, but the ambassadors of the latter were intercepted by. the Greeks, who made it worth their while not to continue the journey to Bulgaria.

Q. What will come in a place of ___6___.

Direction: Fill in the blanks with an appropriate word.

During the reign of Simeon, second son of Boris, which lasted from 893 to 927, Bulgaria reached a very high level of power and prosperity. Simeon, called the Great, is looked on by Bulgarians as their most _______ (1) ________ monarch and his reign as the most brilliant period of their history. He had spent his childhood at Constantinople and been educated there, and he became such an admirer of Greek civilization that he was nicknamed Hèmiargos. His instructors had done their work so well that Simeon remained _________ (2) _______ by the glamour of Constantinople throughout his life, and, although he might have laid the foundations of a solid empire in the Balkans, his one ambition was to conquer Byzantium and to be recognized as basileus—an ambition which was not to be fulfilled. His first campaign against the Greeks was not very fruitful, because the latter summoned the Magyars, already settled in Hungary, to their aid and they attacked Simeon from the north. Simeon in return called the Pechenegs, another _______ (3) ______ Tartar tribe, to his aid, but this merely resulted in their definite establishment in Rumania. During the twenty years of peace, which strange to say filled the middle of his reign (894-913), the internal development of Bulgaria made great ________ (4) ________. The administration was properly organized, commerce was _________ (5) ________, and agriculture flourished. In the wars against the Greeks which occupied his last years he was more successful, and _______ (6) ______ a severe defeat on them at Anchialo (the modern Ahiolu) in 917; but he was still unable to get from them what he wanted, and at last, in 921, he was ________ (7) ______ to proclaim himself basileus and autocrat of all Bulgars and Greeks, a title which nobody else recognized. He reappeared before Constantinople the same year, but effected nothing more than the customary devastation of the suburbs. The year 923 witnessed a solemn ________ (8) ______ between Rome and Constantinople; the Greeks were clever enough to prevent the Roman legates visiting Bulgaria on their return journey, and thereby administered a _______ (9) ______ to Simeon, who was anxious to see them and enter into direct relations with Rome. In the same year Simeon tried to make an _______ (10) ________ with the Arabs, but the ambassadors of the latter were intercepted by. the Greeks, who made it worth their while not to continue the journey to Bulgaria.

Q. What will come in a place of___7___.

Direction: Fill in the blanks with an appropriate word.

During the reign of Simeon, second son of Boris, which lasted from 893 to 927, Bulgaria reached a very high level of power and prosperity. Simeon, called the Great, is looked on by Bulgarians as their most _______ (1) ________ monarch and his reign as the most brilliant period of their history. He had spent his childhood at Constantinople and been educated there, and he became such an admirer of Greek civilization that he was nicknamed Hèmiargos. His instructors had done their work so well that Simeon remained _________ (2) _______ by the glamour of Constantinople throughout his life, and, although he might have laid the foundations of a solid empire in the Balkans, his one ambition was to conquer Byzantium and to be recognized as basileus—an ambition which was not to be fulfilled. His first campaign against the Greeks was not very fruitful, because the latter summoned the Magyars, already settled in Hungary, to their aid and they attacked Simeon from the north. Simeon in return called the Pechenegs, another _______ (3) ______ Tartar tribe, to his aid, but this merely resulted in their definite establishment in Rumania. During the twenty years of peace, which strange to say filled the middle of his reign (894-913), the internal development of Bulgaria made great ________ (4) ________. The administration was properly organized, commerce was _________ (5) ________, and agriculture flourished. In the wars against the Greeks which occupied his last years he was more successful, and _______ (6) ______ a severe defeat on them at Anchialo (the modern Ahiolu) in 917; but he was still unable to get from them what he wanted, and at last, in 921, he was ________ (7) ______ to proclaim himself basileus and autocrat of all Bulgars and Greeks, a title which nobody else recognized. He reappeared before Constantinople the same year, but effected nothing more than the customary devastation of the suburbs. The year 923 witnessed a solemn ________ (8) ______ between Rome and Constantinople; the Greeks were clever enough to prevent the Roman legates visiting Bulgaria on their return journey, and thereby administered a _______ (9) ______ to Simeon, who was anxious to see them and enter into direct relations with Rome. In the same year Simeon tried to make an _______ (10) ________ with the Arabs, but the ambassadors of the latter were intercepted by. the Greeks, who made it worth their while not to continue the journey to Bulgaria.

Q. What will come in a place of___8___.

Study the following information carefully and answer the questions.

The given table chart shows the number of birds in four different forests i.e. A, B, C and D and also given the sum of the number of birds and reptiles in four different forests and the ratio of the number of birds to mammals in four different forests.

Note: The total animal populations = The number of birds + The number of mammals + The number of reptiles

Q. Find the difference between the total number of reptiles and mammals in forest D and the number of mammals in forest A?

Study the following information carefully and answer the questions.

The given table chart shows the number of birds in four different forests i.e. A, B, C and D and also given the sum of the number of birds and reptiles in four different forests and the ratio of the number of birds to mammals in four different forests.

Note: The total animal populations = The number of birds + The number of mammals + The number of reptiles

Q. If the total animal population in forest E is equal to 75% of the total population in forest C and the ratio of the number of birds, reptiles and mammals in forest E is 3:7:5 respectively, then the number of birds in forest E?

Study the following information carefully and answer the questions.

The given table chart shows the number of birds in four different forests i.e. A, B, C and D and also given the sum of the number of birds and reptiles in four different forests and the ratio of the number of birds to mammals in four different forests.

Note: The total animal populations = The number of birds + The number of mammals + The number of reptiles

Q. Find the ratio of the total animal population in forest D to the number of mammals in forest C?

Study the following information carefully and answer the questions.

The given table chart shows the number of birds in four different forests i.e. A, B, C and D and also given the sum of the number of birds and reptiles in four different forests and the ratio of the number of birds to mammals in four different forests.

Note: The total animal populations = The number of birds + The number of mammals + The number of reptiles

Q. The total number of mammals in forest B is what percentage of the total number of reptiles in forests B and C together?

Study the following information carefully and answer the questions.

The given table chart shows the number of birds in four different forests i.e. A, B, C and D and also given the sum of the number of birds and reptiles in four different forests and the ratio of the number of birds to mammals in four different forests.

Note: The total animal populations = The number of birds + The number of mammals + The number of reptiles

Q. If the ratio of the number of reptiles to fishes in forest A is 4:9, then the total number of birds and mammals in forest A is what percentage more than the number of fishes in forest A?

The number of boys in school A is 60% of the total number of students in that school and the ratio of the number of girls in school A to school B is 3:2. Find the ratio of the total number of students in school A to school B, if the number of boys in schools A and B are equal?

A man can travel 50 km in 2.5 hours and 200 km in 4 hours. Find his average speed.

Mr. Y works as four times as fast as Mr. Z and takes 12 days less than to do a piece of work than Mr. Z. Find out in how many days Mr. Z can complete a work.

Jaya bought a hair dryer for Rs.x and she sold it to Prabhu at a profit of 10%. Prabhu sold it to Keerthi at a loss of 10% and Keerthi sold it to Preethi at a profit of 20% and the amount paid by Preethi is Rs. (x + 470). Find the amount paid by Jaya.

Study the following information carefully and answer the questions given below.

Eight persons- P, Q, R, S, T, U, V and W are sitting around a circular table and facing inside the circle, but not necessarily in the same order.

Q sits second to the left of P. Two persons sit between P and S who sits adjacent to U.R sits third to the right of U and three persons sit between R and T. V sits second to the left of T. Four persons sit between W and V when counted from the left of W.

Q. How many persons sit between P and S when counted from the left of P?

Directions: In the question, three statements are given, followed by three conclusions. You have to consider the statements to be true even if they seem to be at variance from commonly known facts. You have to decide which of the given conclusions, if any, follows from the given statements and select the appropriate option.

Statements:

1. All C are X.

2. All X are P.

3. No Q is C.

Conclusions:

I. Some X are not Q.

II. Some Q may be both X and P.

III. Some P are not Q.

Directions: Study the following information and answer the questions given below:

8 persons Amar, Bikram, Charan, Deepak, Edward, Flint, Gautham and Hari are sitting in 2 parallel rows. Both the rows are facing the north and 4 persons are sitting in each of the rows. The rows are arranged such that exactly one person from the second row sits behind a person from the first row. Each one of them likes a different colour among yellow, blue, orange, red, green, white, black and cyan. Further, the following information is known about them.

Amar sits behind the person who likes yellow. The person who likes blue is sitting to the left of Bikram and he is the only neighbour of Bikram. Amar and Bikram are not sitting in the same row. The person who likes yellow is sitting adjacent to the person who likes blue. Amar is sitting adjacent to the person who likes green. The person who likes green is not sitting behind the person who likes blue. Charan is sitting behind the person who likes cyan. Charan does not like green. The persons who like red and orange are sitting adjacent to each other. None of them is a neighbour of the person who likes green. Charan does not like red. Deepak likes white. Flint is sitting adjacent to the person who likes blue. Edward does not like red but he is a neighbour of Amar. Gautham does not like blue.

Q. Who likes red?

Directions: Study the following information and answer the questions given below:

8 persons Amar, Bikram, Charan, Deepak, Edward, Flint, Gautham and Hari are sitting in 2 parallel rows. Both the rows are facing the north and 4 persons are sitting in each of the rows. The rows are arranged such that exactly one person from the second row sits behind a person from the first row. Each one of them likes a different colour among yellow, blue, orange, red, green, white, black and cyan. Further, the following information is known about them.

Amar sits behind the person who likes yellow. The person who likes blue is sitting to the left of Bikram and he is the only neighbour of Bikram. Amar and Bikram are not sitting in the same row. The person who likes yellow is sitting adjacent to the person who likes blue. Amar is sitting adjacent to the person who likes green. The person who likes green is not sitting behind the person who likes blue. Charan is sitting behind the person who likes cyan. Charan does not like green. The persons who like red and orange are sitting adjacent to each other. None of them is a neighbour of the person who likes green. Charan does not like red. Deepak likes white. Flint is sitting adjacent to the person who likes blue. Edward does not like red but he is a neighbour of Amar. Gautham does not like blue.

Q. Who likes cyan?

Study the following information carefully and answer the questions given below.

Eight Patrol vessels- A, B, C, D, E, F, G and H were decommissioned in eight different Months- March, April, May, June, July, August, September and October of the same year but not necessarily in the same order.

Vessel A was decommissioned in the month having an even number of days. Vessel F was decommissioned three months after A. Vessel C was decommissioned before F but not in the month having an odd number of days. Only three vessels were decommissioned between C and D. Vessel D was decommissioned five months after G. Vessel B was decommissioned after E but not after H, where none of these vessels were decommissioned in the month having an even number of days.

Q. Which among the following vessel was decommissioned three months after vessel E?

Study the following information carefully and answer the questions given below.

Eight Patrol vessels- A, B, C, D, E, F, G and H were decommissioned in eight different Months- March, April, May, June, July, August, September and October of the same year but not necessarily in the same order.

Vessel A was decommissioned in the month having an even number of days. Vessel F was decommissioned three months after A. Vessel C was decommissioned before F but not in the month having an odd number of days. Only three vessels were decommissioned between C and D. Vessel D was decommissioned five months after G. Vessel B was decommissioned after E but not after H, where none of these vessels were decommissioned in the month having an even number of days.

Q. Vessel B was decommissioned in which of the following month?

Study the following information carefully and answer the questions given below.

In a certain code language,

‘First Make Wise Plan’ is coded as ‘25 88 30 20’

‘Plan Drives Success Path’ is coded as ‘77 55 52 30’

‘Wise Path Yield First’ is coded as ‘42 20 88 55’

‘Plan Wise For Everyone’ is coded as ‘88 15 30 22’

Q. If the code for the words “first for” is “20 15”, then what is the code for “everyone” in a given code language?

Directions: The following questions are based on the three-digit numbers given below.

287 894 769 923 456

Q. If in each number the positions of the first and second digits are interchanged then, what will be the sum of the digits of the second-highest number in the new arrangement?