B Com Exam > B Com Videos > Indian Financial System > Factor Determining Saving - Saving and Financial Intermediation, Indian Financial system
Factor Determining Saving - Saving and Financial Intermediation, Indian Financial system Video Lecture | Indian Financial System - B Com
|
39 videos|39 docs|14 tests
|
FAQs on Factor Determining Saving - Saving and Financial Intermediation, Indian Financial system Video Lecture - Indian Financial System - B Com
| 1. What is the role of financial intermediation in determining saving? |  |
Ans. Financial intermediation plays a crucial role in determining saving by facilitating the flow of funds from savers to borrowers. Intermediaries such as banks, non-banking financial companies, and mutual funds collect savings from individuals and channelize them towards productive investments. They provide a range of financial products and services that encourage saving, such as savings accounts, fixed deposits, and investment schemes. By offering attractive interest rates and investment options, financial intermediaries motivate individuals to save and contribute to the overall savings in the economy.
| 2. How does the Indian financial system impact saving? | |
Ans. The Indian financial system influences saving through various channels. Firstly, it provides a wide array of financial products and instruments that enable individuals to save and invest their money effectively. Secondly, the system regulates interest rates, which can influence the propensity to save. Higher interest rates can incentivize saving, while lower rates may discourage it. Additionally, the financial system's stability and accessibility play a crucial role in shaping individuals' confidence and willingness to save. A well-functioning and inclusive financial system can promote saving by ensuring the safety of deposits and providing convenient avenues for saving.
| 3. What are the factors that determine saving in the Indian financial system? | |
Ans. Several factors influence saving in the Indian financial system. Firstly, income level plays a significant role, as individuals with higher incomes tend to save more. Secondly, the interest rate environment affects saving behavior. Higher interest rates generally encourage saving, as they offer better returns on savings. Thirdly, consumer confidence and economic conditions influence saving. During uncertain times, individuals may choose to save more as a precautionary measure. Lastly, cultural and social factors also play a role, as saving habits vary across different regions and communities in India.
| 4. How does the availability of financial services impact saving in India? | |
Ans. The availability of financial services plays a crucial role in determining saving patterns in India. When individuals have easy access to a wide range of financial products and services, they are more likely to save. Accessible banking services, such as savings accounts and fixed deposits, provide convenient options for individuals to park their savings. Moreover, the availability of investment opportunities, such as mutual funds and government securities, allows individuals to diversify their savings and potentially earn higher returns. Therefore, a well-developed and inclusive financial system with widespread availability of services can encourage saving in India.
| 5. How does the taxation system influence saving behavior in India? | |
Ans. The taxation system in India can significantly impact saving behavior. The government offers various tax incentives and exemptions on specific savings instruments, such as Public Provident Fund (PPF), National Savings Certificate (NSC), and tax-saving fixed deposits. These incentives encourage individuals to save by providing them with tax benefits. Moreover, the tax treatment of investment returns also influences saving decisions. For example, if investment returns are taxed heavily, individuals may be inclined to save more to minimize their tax liabilities. Therefore, the taxation system plays a crucial role in shaping saving behavior in India.
Related Exams
About this Video
|
4.71/5 Rating |
|
Nov 16, 2024 Last updated |
Video Description: Factor Determining Saving - Saving and Financial Intermediation, Indian Financial system for B Com 2024 is part of Indian Financial System preparation.
The notes and questions for Factor Determining Saving - Saving and Financial Intermediation, Indian Financial system have been prepared according to the B Com exam syllabus.
Information about Factor Determining Saving - Saving and Financial Intermediation, Indian Financial system covers all important topics for B Com 2024 Exam.
Find important definitions, questions, notes, meanings, examples, exercises and tests below for Factor Determining Saving - Saving and Financial Intermediation, Indian Financial system.
Introduction of Factor Determining Saving - Saving and Financial Intermediation, Indian Financial system in English is available as part of our Indian Financial System for B Com & Factor Determining Saving - Saving and Financial Intermediation, Indian Financial system in
Hindi for Indian Financial System course. Download more important topics related with notes, lectures and mock test series for
B Com Exam by signing up for free.
Description
Video Lecture & Questions for Factor Determining Saving - Saving and Financial Intermediation, Indian Financial system Video Lecture | Indian Financial System - B Com - B Com full syllabus preparation | Free video for B Com exam to prepare for Indian Financial System.
Information about Factor Determining Saving - Saving and Financial Intermediation, Indian Financial system
Here you can find the meaning of Factor Determining Saving - Saving and Financial Intermediation, Indian Financial system defined & explained in the simplest way possible.
Besides explaining types of Factor Determining Saving - Saving and Financial Intermediation, Indian Financial system theory, EduRev gives you an ample number of questions to practice Factor Determining Saving - Saving and Financial Intermediation, Indian Financial system tests,
examples and also practice B Com tests.
|
39 videos|39 docs|14 tests
|
|
Explore Courses for B Com exam
|
|
Signup for Free!
Signup to see your scores go up within 7 days! Learn & Practice with 1000+ FREE Notes, Videos & Tests.
Related Searches
practice quizzes
,mock tests for examination
,Important questions
,Semester Notes
,Previous Year Questions with Solutions
,past year papers
,study material
,MCQs
,Sample Paper
,Viva Questions
,ppt
,Summary
,Objective type Questions
,Factor Determining Saving - Saving and Financial Intermediation
,Indian Financial system Video Lecture | Indian Financial System - B Com
,shortcuts and tricks
,Free
,Indian Financial system Video Lecture | Indian Financial System - B Com
,Indian Financial system Video Lecture | Indian Financial System - B Com
,Extra Questions
,Factor Determining Saving - Saving and Financial Intermediation
,video lectures
,Exam
,Factor Determining Saving - Saving and Financial Intermediation
;
Study Factor Determining Saving - Saving and Financial Intermediation, Indian Financial system on the App
Students of B Com can study Factor Determining Saving - Saving and Financial Intermediation, Indian Financial system alongwith tests & analysis from the EduRev app,
which will help them while preparing for their exam. Apart from the Factor Determining Saving - Saving and Financial Intermediation, Indian Financial system,
students can also utilize the EduRev App for other study materials such as previous year question papers, syllabus, important questions, etc.
The EduRev App will make your learning easier as you can access it from anywhere you want.
The content of Factor Determining Saving - Saving and Financial Intermediation, Indian Financial system is prepared as per the latest B Com syllabus.
|
© EduRev
|
Education Revolution
|
Follow Us
|
Signup to see your scores
go up within 7 days!
Access 1000+ FREE Docs, Videos and Tests
Takes less than 10 seconds to signup