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Bank Exams Exam > Bank Exams Videos > Banking Awareness for IBPS/SBI/LIC/Insurance exams (Hindi) > Types of DEPOSIT in INDIAN BANK | Lecture #5 (Banking Series)| Saving ; current ; NRO ; NRI Account

Types of DEPOSIT in INDIAN BANK | Lecture #5 (Banking Series)| Saving ; current ; NRO ; NRI Account Video Lecture | Banking Awareness for IBPS/SBI/LIC/Insurance exams (Hindi) - Bank Exams

FAQs on Types of DEPOSIT in INDIAN BANK - Lecture #5 (Banking Series)- Saving ; current ; NRO ; NRI Account Video Lecture - Banking Awareness for IBPS/SBI/LIC/Insurance exams (Hindi) - Bank Exams

1. What is a saving account?

Ans. A saving account is a type of deposit account offered by banks where individuals can deposit and withdraw money while earning interest on their savings. It is primarily used to save money for future needs and emergencies.

2. What is a current account?

Ans. A current account is a type of deposit account provided by banks to individuals and businesses for frequent and regular transactions. It does not usually earn interest, but allows for unlimited withdrawals and deposits.

3. What is an NRO account?

Ans. An NRO (Non-Residential Ordinary) account is a type of bank account in India that is opened by non-resident Indians (NRIs) for the purpose of managing their income earned in India. It allows for easy repatriation of funds and can be used for various transactions.

4. What is an NRI account?

Ans. An NRI (Non-Resident Indian) account is a bank account in India specifically designed for NRIs who reside abroad. It allows NRIs to manage their finances in India, including receiving income, making investments, and conducting transactions in Indian currency.

5. What is the difference between a saving account and a current account?

Ans. The main difference between a saving account and a current account is the purpose they serve. A saving account is primarily used for saving money and earning interest, while a current account is used for regular and frequent transactions without earning interest. Saving accounts have limitations on withdrawals, whereas current accounts allow for unlimited withdrawals and deposits.

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Sep 23, 2025 Last updated

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