Daily Current Affairs MCQs: 27th February 2025 - Bank Exams MCQ

In 2024, 72% of Indian farmers were still using cash for their transactions. This reflects a gradual decline from previous years, where cash transactions were at 88% in 2019. The ongoing shift towards digital payments indicates a slow but steady acceptance of technology among farmers. An interesting fact is that while cash transactions are still predominant, the increase in electronic payment adoption among farmers—from 8% in 2019 to 18% in 2024—demonstrates the potential for further growth in digital finance within the agricultural sector.

During the 2023-24 rabi season, 37% of farmers reported crop damage specifically due to unseasonal rainfall. This highlights the significant impact of unpredictable weather patterns on agriculture, which can lead to substantial financial losses for farmers. Understanding these weather-related challenges is crucial for developing adaptive strategies in farming practices.

For 47% of farmers, fellow farmers serve as the main source of market price information. This reliance on peer communication illustrates the importance of community networks in agricultural practices, especially in regions where access to technology and digital platforms is limited. Engaging with local communities can enhance information sharing and improve market awareness among farmers.

A significant 90% of farmers view weather forecasts as the most critical factor influencing their decisions about when to sow and harvest crops. This underscores the vital role that accurate weather information plays in successful farming. Farmers who are well-informed about weather patterns can make timely decisions that optimize crop yields and reduce losses, thereby enhancing their overall productivity.

Fewer than 10% of farmers use apps or websites to check market rates. This low adoption rate highlights the challenges in integrating digital technologies into traditional farming practices. Increasing digital literacy and access to technology could significantly enhance market information availability for farmers, potentially leading to better pricing decisions and improved economic outcomes.

The primary concern highlighted by disability rights activists is the requirement for legal guardians' consent to process the personal data of adult Persons with Disabilities (PwDs). This provision is viewed as undermining the autonomy of PwDs, suggesting that it may misinterpret the principles of guardianship. Autonomy is crucial for individuals, including those with disabilities, as it allows them to make their own decisions and have control over their personal information. An additional fact to consider is that the balance between protecting individuals’ privacy and ensuring their rights can be a complex issue, particularly for vulnerable populations.

The DPDP Act mandates that organizations, referred to as data fiduciaries, must obtain verifiable consent from a parent or legal guardian before processing the personal data of any child or PwD. This requirement is crucial to protect the privacy and rights of vulnerable individuals, ensuring that their data is handled responsibly and ethically. An interesting fact is that this approach aligns with similar regulations in various jurisdictions worldwide, emphasizing the global trend towards stricter data protection for children and vulnerable populations.

The provision raises concerns because it implies that all persons with disabilities who have guardians lack the ability to make decisions independently. This undermines the principles outlined in the Rights of Persons with Disabilities (RPWD) Act, 2016, which supports the idea of assisted decision-making rather than blanket assumptions about incapacity. It's important to recognize that many PwDs can make informed choices with appropriate support, highlighting the need for a nuanced approach to guardianship. A relevant fact is that the RPWD Act emphasizes the importance of respecting the autonomy and rights of PwDs, aligning with global trends toward inclusivity and empowerment for individuals with disabilities.

The requirement for guardian consent poses a significant risk to the digital rights of persons with disabilities, as it may exclude them from critical digital platforms like online banking and healthcare services. This exclusion can limit their access to essential resources and services that many people take for granted, thus restricting their autonomy and independence. Additionally, the role of guardians can become overly controlling, undermining the personal decision-making freedom of PwDs. This highlights the importance of ensuring that digital rights are protected and that PwDs can engage fully in the digital world. An interesting fact is that many PwDs manage their affairs independently, challenging the assumption that they require guardianship to make decisions about their digital lives.

Activists believe the government's refinement of the definition of Persons with Disabilities (PwDs) complicates the situation rather than clarifying it. They argue that the changes could restrict decision-making autonomy for PwDs, which is a crucial aspect of their rights and independence. This concern highlights the ongoing struggle for clarity and empowerment within the legal frameworks surrounding disability rights. An interesting fact is that many countries are now moving towards inclusive policies that prioritize the autonomy of individuals with disabilities, emphasizing their right to make decisions about their own lives.