IBPS Clerk Prelims Mock Test - 13 - Bank Exams MCQ

Directions : Read the following passage carefully and answer the questions given below. Certain words/phrases have been printed in bold to help you locate them.

As financial markets worldwide tumbled over concerns that Greece would default on its debt to the troika comprising the European Commission, the European Central Bank and the International Monetary Fund, the people of Greece were being presented with a Hobson’s choice by its government led by the leftist party platform, Syriza. In the midst of intense negotiations with representatives of the troika over rolling over debt payments, the Syriza government sought to extend the deadline for payments in order to allow it to put the conditionalities of the troika for a bailout extension to a referendum vote. Prime Minister Alexis Tsipras has denied that this referendum, scheduled for July 5, is on whether or not to continue within the eurozone; he says it is only on the acceptance of the troika’s demands. But with the troika unrelenting on the June 30 deadline for repayment of debts to the IMF, and Greece being in no position to pay, the referendum could more or less be on remaining in the eurozone. This presents a difficult choice for the people of Greece. After all, the Syriza was voted to power in January 2015 precisely on the promise of halting the programme of austerity imposed by creditors that has resulted in a drastic contraction of Greece’s economy and increase in unemployment. Yet, the mandate was also for negotiations to remain within the eurozone as Greek voters had realised that the Grexit would mean too much pain (at least in the near term) due to capital flight, a run on the banks and other troubles in returning to the drachma as currency. Over the past five months, Syriza representatives, true to their mandate, have sought to alter Greece’s terms of engagement with its creditors, seeking debt relief that would allow fiscal expansionary policies to spur the economy. Yet, the troika’s response has been to stonewall the proposals and instead push Greece to further the austerity measures it has pursued following the first major bailout in 2010 and another in 2012. The troika’s reasoning is simple: tolerating a Greek default would amount to sending signals to other creditor-nations about similar leniency. Instead, the troika has merely offered a five-month extension of Greece’s bailout programme with fresh funds but with persisting austerity conditions. With barely a concession to the Greek position, there remains a wide gap between the Greek people’s expectations and the EU recommendations. With Greece already having to impose capital controls and bank holidays to avoid further capital flight — measures that were supposed to be taken in the event of an exit from the EU — it begs the question whether the Grexit is inevitable.

Q. Which of the following is not true according to the passage? 

A) Syriza. In the midst of intense negotiations with representatives of the troika over rolling over debt payments.

B) Over the past twelve months, Syriza representatives, true to their mandate, have sought to alter Greece’s terms of engagement with its creditors.

C) Over the past five months, Syriza representatives, true to their mandate, have sought to alter Greece’s terms of engagement with its creditors.

Directions : Read the following passage carefully and answer the questions given below. Certain words/phrases have been printed in bold to help you locate them.

As financial markets worldwide tumbled over concerns that Greece would default on its debt to the troika comprising the European Commission, the European Central Bank and the International Monetary Fund, the people of Greece were being presented with a Hobson’s choice by its government led by the leftist party platform, Syriza. In the midst of intense negotiations with representatives of the troika over rolling over debt payments, the Syriza government sought to extend the deadline for payments in order to allow it to put the conditionalities of the troika for a bailout extension to a referendum vote. Prime Minister Alexis Tsipras has denied that this referendum, scheduled for July 5, is on whether or not to continue within the eurozone; he says it is only on the acceptance of the troika’s demands. But with the troika unrelenting on the June 30 deadline for repayment of debts to the IMF, and Greece being in no position to pay, the referendum could more or less be on remaining in the eurozone. This presents a difficult choice for the people of Greece. After all, the Syriza was voted to power in January 2015 precisely on the promise of halting the programme of austerity imposed by creditors that has resulted in a drastic contraction of Greece’s economy and increase in unemployment. Yet, the mandate was also for negotiations to remain within the eurozone as Greek voters had realised that the Grexit would mean too much pain (at least in the near term) due to capital flight, a run on the banks and other troubles in returning to the drachma as currency. Over the past five months, Syriza representatives, true to their mandate, have sought to alter Greece’s terms of engagement with its creditors, seeking debt relief that would allow fiscal expansionary policies to spur the economy. Yet, the troika’s response has been to stonewall the proposals and instead push Greece to further the austerity measures it has pursued following the first major bailout in 2010 and another in 2012. The troika’s reasoning is simple: tolerating a Greek default would amount to sending signals to other creditor-nations about similar leniency. Instead, the troika has merely offered a five-month extension of Greece’s bailout programme with fresh funds but with persisting austerity conditions. With barely a concession to the Greek position, there remains a wide gap between the Greek people’s expectations and the EU recommendations. With Greece already having to impose capital controls and bank holidays to avoid further capital flight — measures that were supposed to be taken in the event of an exit from the EU — it begs the question whether the Grexit is inevitable.

Q. What does the Idiom ‘Hobson’s choice’ as used in the passage mean?

Directions : Read the following passage carefully and answer the questions given below. Certain words/phrases have been printed in bold to help you locate them.

As financial markets worldwide tumbled over concerns that Greece would default on its debt to the troika comprising the European Commission, the European Central Bank and the International Monetary Fund, the people of Greece were being presented with a Hobson’s choice by its government led by the leftist party platform, Syriza. In the midst of intense negotiations with representatives of the troika over rolling over debt payments, the Syriza government sought to extend the deadline for payments in order to allow it to put the conditionalities of the troika for a bailout extension to a referendum vote. Prime Minister Alexis Tsipras has denied that this referendum, scheduled for July 5, is on whether or not to continue within the eurozone; he says it is only on the acceptance of the troika’s demands. But with the troika unrelenting on the June 30 deadline for repayment of debts to the IMF, and Greece being in no position to pay, the referendum could more or less be on remaining in the eurozone. This presents a difficult choice for the people of Greece. After all, the Syriza was voted to power in January 2015 precisely on the promise of halting the programme of austerity imposed by creditors that has resulted in a drastic contraction of Greece’s economy and increase in unemployment. Yet, the mandate was also for negotiations to remain within the eurozone as Greek voters had realised that the Grexit would mean too much pain (at least in the near term) due to capital flight, a run on the banks and other troubles in returning to the drachma as currency. Over the past five months, Syriza representatives, true to their mandate, have sought to alter Greece’s terms of engagement with its creditors, seeking debt relief that would allow fiscal expansionary policies to spur the economy. Yet, the troika’s response has been to stonewall the proposals and instead push Greece to further the austerity measures it has pursued following the first major bailout in 2010 and another in 2012. The troika’s reasoning is simple: tolerating a Greek default would amount to sending signals to other creditor-nations about similar leniency. Instead, the troika has merely offered a five-month extension of Greece’s bailout programme with fresh funds but with persisting austerity conditions. With barely a concession to the Greek position, there remains a wide gap between the Greek people’s expectations and the EU recommendations. With Greece already having to impose capital controls and bank holidays to avoid further capital flight — measures that were supposed to be taken in the event of an exit from the EU — it begs the question whether the Grexit is inevitable.

Directions : Choose the word/group of words which is most similar in meaning to the word/group of words printed in bold as used in the passage.

INEVITABLE

Directions : Read the following passage carefully and answer the questions given below. Certain words/phrases have been printed in bold to help you locate them.

As financial markets worldwide tumbled over concerns that Greece would default on its debt to the troika comprising the European Commission, the European Central Bank and the International Monetary Fund, the people of Greece were being presented with a Hobson’s choice by its government led by the leftist party platform, Syriza. In the midst of intense negotiations with representatives of the troika over rolling over debt payments, the Syriza government sought to extend the deadline for payments in order to allow it to put the conditionalities of the troika for a bailout extension to a referendum vote. Prime Minister Alexis Tsipras has denied that this referendum, scheduled for July 5, is on whether or not to continue within the eurozone; he says it is only on the acceptance of the troika’s demands. But with the troika unrelenting on the June 30 deadline for repayment of debts to the IMF, and Greece being in no position to pay, the referendum could more or less be on remaining in the eurozone. This presents a difficult choice for the people of Greece. After all, the Syriza was voted to power in January 2015 precisely on the promise of halting the programme of austerity imposed by creditors that has resulted in a drastic contraction of Greece’s economy and increase in unemployment. Yet, the mandate was also for negotiations to remain within the eurozone as Greek voters had realised that the Grexit would mean too much pain (at least in the near term) due to capital flight, a run on the banks and other troubles in returning to the drachma as currency. Over the past five months, Syriza representatives, true to their mandate, have sought to alter Greece’s terms of engagement with its creditors, seeking debt relief that would allow fiscal expansionary policies to spur the economy. Yet, the troika’s response has been to stonewall the proposals and instead push Greece to further the austerity measures it has pursued following the first major bailout in 2010 and another in 2012. The troika’s reasoning is simple: tolerating a Greek default would amount to sending signals to other creditor-nations about similar leniency. Instead, the troika has merely offered a five-month extension of Greece’s bailout programme with fresh funds but with persisting austerity conditions. With barely a concession to the Greek position, there remains a wide gap between the Greek people’s expectations and the EU recommendations. With Greece already having to impose capital controls and bank holidays to avoid further capital flight — measures that were supposed to be taken in the event of an exit from the EU — it begs the question whether the Grexit is inevitable.

Directions : Choose the word/group of words which is most similar in meaning to the word/group of words printed in bold as used in the passage.

DRASTIC 

Directions : Read the following passage carefully and answer the questions given below. Certain words/phrases have been printed in bold to help you locate them.

As financial markets worldwide tumbled over concerns that Greece would default on its debt to the troika comprising the European Commission, the European Central Bank and the International Monetary Fund, the people of Greece were being presented with a Hobson’s choice by its government led by the leftist party platform, Syriza. In the midst of intense negotiations with representatives of the troika over rolling over debt payments, the Syriza government sought to extend the deadline for payments in order to allow it to put the conditionalities of the troika for a bailout extension to a referendum vote. Prime Minister Alexis Tsipras has denied that this referendum, scheduled for July 5, is on whether or not to continue within the eurozone; he says it is only on the acceptance of the troika’s demands. But with the troika unrelenting on the June 30 deadline for repayment of debts to the IMF, and Greece being in no position to pay, the referendum could more or less be on remaining in the eurozone. This presents a difficult choice for the people of Greece. After all, the Syriza was voted to power in January 2015 precisely on the promise of halting the programme of austerity imposed by creditors that has resulted in a drastic contraction of Greece’s economy and increase in unemployment. Yet, the mandate was also for negotiations to remain within the eurozone as Greek voters had realised that the Grexit would mean too much pain (at least in the near term) due to capital flight, a run on the banks and other troubles in returning to the drachma as currency. Over the past five months, Syriza representatives, true to their mandate, have sought to alter Greece’s terms of engagement with its creditors, seeking debt relief that would allow fiscal expansionary policies to spur the economy. Yet, the troika’s response has been to stonewall the proposals and instead push Greece to further the austerity measures it has pursued following the first major bailout in 2010 and another in 2012. The troika’s reasoning is simple: tolerating a Greek default would amount to sending signals to other creditor-nations about similar leniency. Instead, the troika has merely offered a five-month extension of Greece’s bailout programme with fresh funds but with persisting austerity conditions. With barely a concession to the Greek position, there remains a wide gap between the Greek people’s expectations and the EU recommendations. With Greece already having to impose capital controls and bank holidays to avoid further capital flight — measures that were supposed to be taken in the event of an exit from the EU — it begs the question whether the Grexit is inevitable.

Directions : Choose the word/group of words which is most similar in meaning to the word/group of words printed in bold as used in the passage.

TUMBLE

Directions : Read the following passage carefully and answer the questions given below. Certain words/phrases have been printed in bold to help you locate them.

As financial markets worldwide tumbled over concerns that Greece would default on its debt to the troika comprising the European Commission, the European Central Bank and the International Monetary Fund, the people of Greece were being presented with a Hobson’s choice by its government led by the leftist party platform, Syriza. In the midst of intense negotiations with representatives of the troika over rolling over debt payments, the Syriza government sought to extend the deadline for payments in order to allow it to put the conditionalities of the troika for a bailout extension to a referendum vote. Prime Minister Alexis Tsipras has denied that this referendum, scheduled for July 5, is on whether or not to continue within the eurozone; he says it is only on the acceptance of the troika’s demands. But with the troika unrelenting on the June 30 deadline for repayment of debts to the IMF, and Greece being in no position to pay, the referendum could more or less be on remaining in the eurozone. This presents a difficult choice for the people of Greece. After all, the Syriza was voted to power in January 2015 precisely on the promise of halting the programme of austerity imposed by creditors that has resulted in a drastic contraction of Greece’s economy and increase in unemployment. Yet, the mandate was also for negotiations to remain within the eurozone as Greek voters had realised that the Grexit would mean too much pain (at least in the near term) due to capital flight, a run on the banks and other troubles in returning to the drachma as currency. Over the past five months, Syriza representatives, true to their mandate, have sought to alter Greece’s terms of engagement with its creditors, seeking debt relief that would allow fiscal expansionary policies to spur the economy. Yet, the troika’s response has been to stonewall the proposals and instead push Greece to further the austerity measures it has pursued following the first major bailout in 2010 and another in 2012. The troika’s reasoning is simple: tolerating a Greek default would amount to sending signals to other creditor-nations about similar leniency. Instead, the troika has merely offered a five-month extension of Greece’s bailout programme with fresh funds but with persisting austerity conditions. With barely a concession to the Greek position, there remains a wide gap between the Greek people’s expectations and the EU recommendations. With Greece already having to impose capital controls and bank holidays to avoid further capital flight — measures that were supposed to be taken in the event of an exit from the EU — it begs the question whether the Grexit is inevitable.

Directions : Choose the word/group of words which is most opposite in meaning to the word/group of words printed in bold as used in the passage.

SPUR

Directions : Read the following passage carefully and answer the questions given below. Certain words/phrases have been printed in bold to help you locate them.

As financial markets worldwide tumbled over concerns that Greece would default on its debt to the troika comprising the European Commission, the European Central Bank and the International Monetary Fund, the people of Greece were being presented with a Hobson’s choice by its government led by the leftist party platform, Syriza. In the midst of intense negotiations with representatives of the troika over rolling over debt payments, the Syriza government sought to extend the deadline for payments in order to allow it to put the conditionalities of the troika for a bailout extension to a referendum vote. Prime Minister Alexis Tsipras has denied that this referendum, scheduled for July 5, is on whether or not to continue within the eurozone; he says it is only on the acceptance of the troika’s demands. But with the troika unrelenting on the June 30 deadline for repayment of debts to the IMF, and Greece being in no position to pay, the referendum could more or less be on remaining in the eurozone. This presents a difficult choice for the people of Greece. After all, the Syriza was voted to power in January 2015 precisely on the promise of halting the programme of austerity imposed by creditors that has resulted in a drastic contraction of Greece’s economy and increase in unemployment. Yet, the mandate was also for negotiations to remain within the eurozone as Greek voters had realised that the Grexit would mean too much pain (at least in the near term) due to capital flight, a run on the banks and other troubles in returning to the drachma as currency. Over the past five months, Syriza representatives, true to their mandate, have sought to alter Greece’s terms of engagement with its creditors, seeking debt relief that would allow fiscal expansionary policies to spur the economy. Yet, the troika’s response has been to stonewall the proposals and instead push Greece to further the austerity measures it has pursued following the first major bailout in 2010 and another in 2012. The troika’s reasoning is simple: tolerating a Greek default would amount to sending signals to other creditor-nations about similar leniency. Instead, the troika has merely offered a five-month extension of Greece’s bailout programme with fresh funds but with persisting austerity conditions. With barely a concession to the Greek position, there remains a wide gap between the Greek people’s expectations and the EU recommendations. With Greece already having to impose capital controls and bank holidays to avoid further capital flight — measures that were supposed to be taken in the event of an exit from the EU — it begs the question whether the Grexit is inevitable.

Directions : Choose the word/group of words which is most opposite in meaning to the word/group of words printed in bold as used in the passage.

UNRELENTING

Directions : Rearrange the following five sentences (A), (B), (C), (D), and (E) in the proper sequence to form a meaningful paragraph and then answer the questions given below.

(A) The first budget of the new government is round the corner and there are high expectations that it will be a gamechanger for the Indian economy.

(B) There is also now a separate ministry for skilling underlying its importance and the need to have a more coherent approach for skilling which is at present dispersed across various ministries.

(C) The demand from this sector is so large that it makes eminent sense to seek private sector participation to improve access to such education and enhanced quality as well.

(D) For long, education has been subjected to excessive regulations and the participation of the private sector has been virtually stifled.

(E) While this is likely to happen, one sector which deserves special attention is education

Q. Which of the following would be the 'Second' sentence after rearrangement?

Directions : Rearrange the following five sentences (A), (B), (C), (D), and (E) in the proper sequence to form a meaningful paragraph and then answer the questions given below.

(A) The first budget of the new government is round the corner and there are high expectations that it will be a gamechanger for the Indian economy.

(B) There is also now a separate ministry for skilling underlying its importance and the need to have a more coherent approach for skilling which is at present dispersed across various ministries.

(C) The demand from this sector is so large that it makes eminent sense to seek private sector participation to improve access to such education and enhanced quality as well.

(D) For long, education has been subjected to excessive regulations and the participation of the private sector has been virtually stifled.

(E) While this is likely to happen, one sector which deserves special attention is education

Q. Which of the following would be the 'Fifth' sentence after rearrangement?

Directions : Rearrange the following five sentences (A), (B), (C), (D), and (E) in the proper sequence to form a meaningful paragraph and then answer the questions given below.

(A) The first budget of the new government is round the corner and there are high expectations that it will be a gamechanger for the Indian economy.

(B) There is also now a separate ministry for skilling underlying its importance and the need to have a more coherent approach for skilling which is at present dispersed across various ministries.

(C) The demand from this sector is so large that it makes eminent sense to seek private sector participation to improve access to such education and enhanced quality as well.

(D) For long, education has been subjected to excessive regulations and the participation of the private sector has been virtually stifled.

(E) While this is likely to happen, one sector which deserves special attention is education

Q. Which of the following would be the 'Third' sentence after rearrangement?

Directions : Rearrange the following five sentences (A), (B), (C), (D), and (E) in the proper sequence to form a meaningful paragraph and then answer the questions given below.

(A) The first budget of the new government is round the corner and there are high expectations that it will be a gamechanger for the Indian economy.

(B) There is also now a separate ministry for skilling underlying its importance and the need to have a more coherent approach for skilling which is at present dispersed across various ministries.

(C) The demand from this sector is so large that it makes eminent sense to seek private sector participation to improve access to such education and enhanced quality as well.

(D) For long, education has been subjected to excessive regulations and the participation of the private sector has been virtually stifled.

(E) While this is likely to happen, one sector which deserves special attention is education

Q. Which of the following would be the 'First' sentence after rearrangement?

Directions : Rearrange the following five sentences (A), (B), (C), (D), and (E) in the proper sequence to form a meaningful paragraph and then answer the questions given below.

(A) The first budget of the new government is round the corner and there are high expectations that it will be a gamechanger for the Indian economy.

(B) There is also now a separate ministry for skilling underlying its importance and the need to have a more coherent approach for skilling which is at present dispersed across various ministries.

(C) The demand from this sector is so large that it makes eminent sense to seek private sector participation to improve access to such education and enhanced quality as well.

(D) For long, education has been subjected to excessive regulations and the participation of the private sector has been virtually stifled.

(E) While this is likely to happen, one sector which deserves special attention is education

Q. Which of the following would be the 'Fourth' sentence after rearrangement?

Directions: Read each sentence to find out whether there is any grammatical mistake/error in it. The error, if any, will be in one part of the sentence. The number of that part is the answer. If there is 'No error' the answer is 5). (Ignore errors of punctuation, if any)

It is a time 1) / to honour fathers, 2)/ for his contribution 3)/ to family and society. 4)/ No error 5)

Directions: Read each sentence to find out whether there is any grammatical mistake/error in it. The error, if any, will be in one part of the sentence. The number of that part is the answer. If there is 'No error' the answer is 5). (Ignore errors of punctuation, if any)

Not the man of many words 1)/ he recounts 2)/ how the journey of the book 3)/ really began over a decade ago. 4)/ No error 5)

Directions: Read each sentence to find out whether there is any grammatical mistake/error in it. The error, if any, will be in one part of the sentence. The number of that part is the answer. If there is 'No error' the answer is 5). (Ignore errors of punctuation, if any)

Kiran bedi is no stranger 1)/ to hard work, 2)/gender discriminate 3)/ and success. 4)/ No error 5)

Directions: Read each sentence to find out whether there is any grammatical mistake/error in it. The error, if any, will be in one part of the sentence. The number of that part is the answer. If there is 'No error' the answer is 5). (Ignore errors of punctuation, if any)

The videos are interactive 1)/ and they include question 2)/to test our understanding 3)/for reasoning. 4)/ No error 5)

Directions: Read each sentence to find out whether there is any grammatical mistake/error in it. The error, if any, will be in one part of the sentence. The number of that part is the answer. If there is 'No error' the answer is 5). (Ignore errors of punctuation, if any)

We are inclined to think1)/ that our present passion 2)/ for comfort 3)/ is a little exaggerated. 4)/ No error 5)

Directions: Read each sentence to find out whether there is any grammatical mistake/error in it. The error, if any, will be in one part of the sentence. The number of that part is the answer. If there is 'No error' the answer is 5). (Ignore errors of punctuation, if any)

We might not have 1)/ such well develop strategies 2)/ to protect 3)/ confidential data. 4)/ No error 5)

Directions: Read each sentence to find out whether there is any grammatical mistake/error in it. The error, if any, will be in one part of the sentence. The number of that part is the answer. If there is 'No error' the answer is 5). (Ignore errors of punctuation, if any)

Of the various 1)/ selection criteria 2)/ costing is perhaps 3)/ the most important. 4) /No error 5)

Directions: Read each sentence to find out whether there is any grammatical mistake/error in it. The error, if any, will be in one part of the sentence. The number of that part is the answer. If there is 'No error' the answer is 5). (Ignore errors of punctuation, if any)

By this time 1)/ initial enthusiasm 2)/ of applicants 3)/ fades away 4)/No error 5)

Directions: Read each sentence to find out whether there is any grammatical mistake/error in it. The error, if any, will be in one part of the sentence. The number of that part is the answer. If there is 'No error' the answer is 5). (Ignore errors of punctuation, if any)

Creat affordability 1)/ is crucial 2)/ in tapping 3)/ the unbanked market 4)/ No error 5)

Directions: Read each sentence to find out whether there is any grammatical mistake/error in it. The error, if any, will be in one part of the sentence. The number of that part is the answer. If there is 'No error' the answer is 5). (Ignore errors of punctuation, if any)

Rural development 1)/ aims improving 2)/ rural people's livelihood 3)/in an equitable and sustainable manner. 4)/ No error 5)

Directions: Each question below has two blanks, each blank indicating that something has been omitted. Choose the set of words for each pair of blanks that best fits the meaning of the sentence as a whole.

Neither welfare nor workfare could have _____ the sharp ____ of economic growth.

Directions: Each question below has two blanks, each blank indicating that something has been omitted. Choose the set of words for each pair of blanks that best fits the meaning of the sentence as a whole.

These cities ____ behind in infrastructure _____.

Directions: Each question below has two blanks, each blank indicating that something has been omitted. Choose the set of words for each pair of blanks that best fits the meaning of the sentence as a whole.

She ____ her ____ experience of working in the company.

Directions: Each question below has two blanks, each blank indicating that something has been omitted. Choose the set of words for each pair of blanks that best fits the meaning of the sentence as a whole.

A large percentage of the total _______ _______ the internet is e–mail.

Directions: Each question below has two blanks, each blank indicating that something has been omitted. Choose the set of words for each pair of blanks that best fits the meaning of the sentence as a whole.

Having money and ___ able to make decisions, is one _____ of being independent.