SBI CBO Mock Test - 4 - Bank Exams MCQ
30 Questions MCQ Test Mock Test Series for SBI CBO Exam 2024 - SBI CBO Mock Test - 4
In the decades following World War II, American business had undisputed control of the world economy, producing goods of such high quality and low cost that foreign corporations were unable to compete. But in the mid-1960s the United States began to lose its advantage and by the 1980s American corporations lagged behind the competition in many industries. In the computer chip industry, for example, American corporations had lost most of both domestic and foreign markets by the early 1980s.
The first analysts to examine the decline of American business blamed the U.S. government. They argued that stringent governmental restrictions on the behaviour of American corporations, combined with the wholehearted support given to foreign firms by their governments, created and environment in which American products could not compete. Later analysts blamed predatory corporate raiders who bought corporations, not to make them more competitive in the face of foreign competition, but rather to sell off the most lucrative divisions for huge profits.
Still later analysts blamed the American workforce, citing labour demands and poor productivity as the reasons American corporations have been unable to compete with Japanese and European firms. Finally, a few analysts even censured American consumers for their unpatriotic purchases of foreign goods. The blame actually lies with corporate management, which has made serious errors based on misconceptions about what it takes to be successful in the marketplace.
These missteps involve labour costs, production choices, and growth strategies. Even though labour costs typically account for less than 15% of a product‘s total cost, management has been quick to blame the costs of workers‘ wages for driving up prices, making American goods uncompetitive. As a result of attempts to minimize the cost of wages, American corporations have had trouble recruiting and retaining skilled workers.
The emphasis on cost minimization has also led to another blunder: an over-concentration on high technology products. Many foreign firms began by specializing in the mass production and sale of low technology products, gaining valuable experience and earning tremendous profits. Later, these corporations were able to break into high technology markets without much trouble; they simply applied their previous manufacturing experience and ample financial resources to the production of higher quality goods. American business has consistently ignored this very sensible approach.
The recent rash of corporate mergers and acquisitions in the U.S. has not helped the situation either. While American firms have neglected long-range planning and production, preferring instead to reap fast profits through mergers and acquisitions, foreign firms have been quick to exploit opportunities to ensure their domination over future markets by investing in the streamlining and modernization of their facilities.
Direction: Read the above Paragraph and answer the following questions.
Q. With which of the following general statements would the author most likely NOT agree?
Q. With which of the following general statements would the author most likely NOT agree?
The national unity of a free people
P: to make it impracticable
Q: for there to be an arbitrary administration
R: depends upon a sufficiently even balance of political power
S: against a revolutionary opposition that is irreconcilably opposed to it
The Proper sequence should be:
Q: for there to be an arbitrary administration
R: depends upon a sufficiently even balance of political power
S: against a revolutionary opposition that is irreconcilably opposed to it
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Cars _________ to accommodate wheelchair users are vital to disabled people to get out and about and enjoy _________ lives.
The grocer
P: did not listen to the protests of customer
Q: who was in the habit of weighing less
R: whom he had cheated
S: with great audacity
The Proper sequence should be:
Print, paper, and newspapers enabled the rise of new types of ____based on expanded popular participation.
Read the each sentence to find out whether there is any grammatical error in it. The error, if any will be in one part of the sentence. The letter of that part is the answer. If there is no error, the answer is 'D'. (Ignore the errors of punctuation, if any).
Directions: In the question given below there are two statements, each statement consists of two blanks. You have to choose the option which provides the correct set of words that fits both the blanks in both the statements appropriately and in the same order making them meaningful and grammatically correct.
I. President Trump says he is confident North Korean leader Kim Jong Un would ________ an agreement they reached last month to________ denuclearization.
II. The students held a ceremony in ________ of their new professor who left engineering to ________ teaching.
Directions: In the question given below there are two statements, each statement consists of two blanks. You have to choose the option which provides the correct set of words that fits both the blanks in both the statements appropriately and in the same order making them meaningful and grammatically correct.
I. In the seventies, one school of thought believed that inflation was a ________ of class ________, or at least conflict between different sections of society for a share of the economic pie.
II. Corporations and wealthy individuals have more money to pour into political campaigns and as a ________ they get a better deal, while labor unions have far less because America’s shift from farm to factory was accompanied by decades of bloody labor ________.
Read the each sentence to find out whether there is any grammatical error in it. The error, if any will be in one part of the sentence. The letter of that part is the answer. If there is no error, the answer is 'D'. (Ignore the errors of punctuation, if any).
Directions: In the question given below there are two statements, each statement consists of two blanks. You have to choose the option which provides the correct set of words that fits both the blanks in both the statements appropriately and in the same order making them meaningful and grammatically correct.
I. Today there are tens of millions of Indians living in ________ corners of the country who don’t have access to some of the basic ________ city dwellers take for granted.
II. Use of geo-spatial techniques like ________ sensing can be of immense help in identifying villages lacking in basic ________ and ensuring their all round development at micro-level.
What was the authorized capital of the Reserve Bank of India at the time of establishment?
Financial inclusion attempts to provide digital financial solutions to the country's economically disadvantaged citizens. Which of the following is one among the schemes introduced to promote Financial Inclusion?
Consider the following statements regarding the Money and Capital market in India:
- Money markets are generally much safer than capital markets.
- Investment in the capital market requires a huge financial outlay to invest compared to the money market.
- Capital market generally yields a higher return for investors than the money markets.
Which of the statements given above is/are correct?
Which of the following is the First Indian Commercial bank wholly owned and managed by Indians?
Which of the following statements is/are correct regarding National Housing Bank?
- It provides refinance to scheduled commercial banks.
- It provides Guarantee and Under-writing services to Housing Finance institutions.
- It is not authorised to audit account books of Housing Finance institutions and scheduled commercial banks.
Which bank is the first bank to introduce a savings account in India?
What are all the conditions of holding a Basic Savings Bank Deposit Account?
The amount of deposits placed by a non-scheduled Urban Cooperative Bank with any scheduled Urban Cooperative Bank should not exceed _____ of the depositing bank's total deposit liabilities.
India's lightest metro train was rolled out in which country?
The number of pixels displayed on the computer screen is called __________.
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