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SBI CBO Mock Test - 8 - Bank Exams MCQ


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30 Questions MCQ Test Mock Test Series for SBI CBO Exam 2025 - SBI CBO Mock Test - 8

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SBI CBO Mock Test - 8 - Question 1

Of course, in his attempts at field investigation, the historian is at the disadvantage that the countryside has changed in many respects since the period which he is studying. He is not permitted to use H.G. Wells‘s time machine, to enable him to see it as it actually was. Inevitably he is concerned in the main, if not exclusively, with literary and other materials, which have survived from that stretch of the past which interests him.

 Old maps may be plans of cities, charts of sea coasts and estuaries, cartularies of landed estates, or topographic delineations of land areas. These clearly engage the interest of historians and geographers alike, and they call for a combination of the methods and viewpoints of each. Maps can be conceived of and considered in several quite different ways, being properly regarded, and so assessed, as works of art—at best as objects of colour, skill, form, and beauty. They may alternatively be regarded purely for their cartographic aesthetic.  

The main queries which then arise are the following: how is it that the map-maker has carried out his task and with skill of what echelon and with what degree of success has he done so? Such an inquiry falls to the specialist field of historical cartography. An antiquarian map may also be approached in a means akin to that of the student who conceives it as a font contemporaneous with the time of its production. Thus, the historical cartographer may seek to bring grist to his mill and to consider the map‘s reliability as a satisfactory source of empirical evidence. By such means also the regional historian, in his search for essentials about such past matters as the availability of roads, the extent of enclosed farmland, or the number and location of mines and quarries, is no less an interested party.

 The value of old maps as documents useful for historicity depends necessarily on to what degree they depict and on how accurately. For virtually all periods of pre-modern history some maps have survived to serve as historiography, depicting, however imperfectly, certain features of past geography. The work of Claudius Ptolemy—who lived in the 2nd century A.D.—for centuries provided the basis for maps of the known world and its major regions. Although many were drawn on the scientific basis which he provided, they nevertheless embodied many errors—of location, distance, and the shape of areas of land and sea.  

The medieval portolan charts of the Mediterranean Sea and the later charts which provided sailing directions, produced in Holland, were accurate enough to be useful in practical navigation. Plans of important cities of Europe, so well-drawn as to yield evidence of their earlier form and extent, are notably offered in Braun and Hogenberg‘s Civitates Orbis Terrarum, published at Cologne and, in England, in John Speed‘s plans of cities. Similarly, John Ogilby‘s Britannia, Volume the First, appearing in 1675, gives detailed information of England's road system as it existed nearly three centuries ago. However, few of the early maps approach modern standards, which require accurate representation of distances and of heights above mean sea-level and the use of carefully distinguished symbols. This is because it was not until the 18th century that cartography, as an exact science, was born.  

Directions: Read the above paragraph and answer the following:

Q.With which of the following statements would the author be most likely to agree?  

Detailed Solution for SBI CBO Mock Test - 8 - Question 1

Mapping the Passage
¶1 states that maps are valuable to historical research.
¶2 discusses the various traits of old maps and ways of studying them.
¶3 and 4 describe the value of old maps in relation to how much information they provide.
¶5 provides some examples of maps useful to the study of historical geography and describes the transition from pre-modern to modern maps.

There‘s not much to go on in the passage by way of opinion, but even a simple prediction can yield fast results. What is the author‘s main point? Old maps have historical value. Scanning the answer choices with even this broad prediction immediately turns up (A), which states much the same thing.

 

SBI CBO Mock Test - 8 - Question 2

Of course, in his attempts at field investigation, the historian is at the disadvantage that the countryside has changed in many respects since the period which he is studying. He is not permitted to use H.G. Wells‘s time machine, to enable him to see it as it actually was. Inevitably he is concerned in the main, if not exclusively, with literary and other materials, which have survived from that stretch of the past which interests him.

 Old maps may be plans of cities, charts of sea coasts and estuaries, cartularies of landed estates, or topographic delineations of land areas. These clearly engage the interest of historians and geographers alike, and they call for a combination of the methods and viewpoints of each. Maps can be conceived of and considered in several quite different ways, being properly regarded, and so assessed, as works of art—at best as objects of colour, skill, form, and beauty. They may alternatively be regarded purely for their cartographic aesthetic.  

The main queries which then arise are the following: how is it that the map-maker has carried out his task and with skill of what echelon and with what degree of success has he done so? Such an inquiry falls to the specialist field of historical cartography. An antiquarian map may also be approached in a means akin to that of the student who conceives it as a font contemporaneous with the time of its production. Thus, the historical cartographer may seek to bring grist to his mill and to consider the map‘s reliability as a satisfactory source of empirical evidence. By such means also the regional historian, in his search for essentials about such past matters as the availability of roads, the extent of enclosed farmland, or the number and location of mines and quarries, is no less an interested party.

 The value of old maps as documents useful for historicity depends necessarily on to what degree they depict and on how accurately. For virtually all periods of pre-modern history some maps have survived to serve as historiography, depicting, however imperfectly, certain features of past geography. The work of Claudius Ptolemy—who lived in the 2nd century A.D.—for centuries provided the basis for maps of the known world and its major regions. Although many were drawn on the scientific basis which he provided, they nevertheless embodied many errors—of location, distance, and the shape of areas of land and sea.  

The medieval portolan charts of the Mediterranean Sea and the later charts which provided sailing directions, produced in Holland, were accurate enough to be useful in practical navigation. Plans of important cities of Europe, so well-drawn as to yield evidence of their earlier form and extent, are notably offered in Braun and Hogenberg‘s Civitates Orbis Terrarum, published at Cologne and, in England, in John Speed‘s plans of cities. Similarly, John Ogilby‘s Britannia, Volume the First, appearing in 1675, gives detailed information of England's road system as it existed nearly three centuries ago. However, few of the early maps approach modern standards, which require accurate representation of distances and of heights above mean sea-level and the use of carefully distinguished symbols. This is because it was not until the 18th century that cartography, as an exact science, was born.  

Directions: Read the above paragraph and answer the following:

Q. According to the passage, all of the following would be considered maps EXCEPT: 

 

Detailed Solution for SBI CBO Mock Test - 8 - Question 2

Mapping the Passage
¶1 states that maps are valuable to historical research.
¶2 discusses the various traits of old maps and ways of studying them.
¶3 and 4 describe the value of old maps in relation to how much information they provide.
¶5 provides some examples of maps useful to the study of historical geography and describes the transition from pre-modern to modern maps.

The ―according to the passage opening tips you off that this is a detail question, and consequently, that we‘re only looking for types of maps supported by examples in the passage. While three of the maps deal with geographic features similar to those the author touches on in the passage, a star chart wouldn‘t have anything to do with the author‘s idea of maps as something representing terrestrial features.

SBI CBO Mock Test - 8 - Question 3

In the darkness

P :the long, narrow beard

Q :was clearly visible with

R :the tall stooping figure of the doctor

S :and the aquiline nose

The Proper sequence should be:

SBI CBO Mock Test - 8 - Question 4

The situation has become difficult to _________________.

Detailed Solution for SBI CBO Mock Test - 8 - Question 4

COPE WITH - Handle it
The situation has become difficult to COPE WITH

SBI CBO Mock Test - 8 - Question 5

 

It is not, therefore

P :that I pay a tribute

Q :to conductors as a class

R :with any feeling of unfriendliness

S :to a particular member of that class

The Proper sequence should be:

Detailed Solution for SBI CBO Mock Test - 8 - Question 5

It is not, therefore with any feeling of unfriendliness to a particular member of that class that I pay tribute to conductors as a class.

SBI CBO Mock Test - 8 - Question 6

Directions: The following question has two blanks, each blank indicating that something has been omitted. Choose the set of words for each blank that best fits in the context of the sentence

All the __________ functions including selection of bank chairpersons continue to be __________ by the Ministry of Finance.

Detailed Solution for SBI CBO Mock Test - 8 - Question 6

In the context of the sentence, the only appropriate combination of words is that of "governance" and "controlled". This makes the sentence meaningfully correct. All other options are either grammatically or contextually incorrect. Therefore, options B, C, D and E are eliminated.

Option A is hence the correct answer.

SBI CBO Mock Test - 8 - Question 7

Block of Residential flats / are coming up / near our houses / No error.

Detailed Solution for SBI CBO Mock Test - 8 - Question 7

This statement is wrong: Block of Residential flats

Correct Statement will be: Blocks of Residential flats

SBI CBO Mock Test - 8 - Question 8

Directions: The following question has two blanks, each blank indicating that something has been omitted. Choose the set of words for each blank that best fits in the context of the sentence

Currently, the maker __________ systems require human __________ and are therefore prone to capture and corruption.

Detailed Solution for SBI CBO Mock Test - 8 - Question 8

In the context of the sentence, the only combination of words that lead to a meaningful sentence is "checker" and "intervention".

Maker-checker is one of the central principles of authorization in the information systems of financial organizations. The principle of maker and checker means that for each transaction, there must be at least two individuals necessary for its completion.

All other options are incorrect either contextually or grammatically. Therefore, options A, B, C and E are eliminated.

Option D is hence the correct answer.

SBI CBO Mock Test - 8 - Question 9

The stuents were / awating for / the arrival of the chief guest / No error.

Detailed Solution for SBI CBO Mock Test - 8 - Question 9

The verb await itself means to wait for somebody/something. Therefore, in option B either remove "for" after awaiting or replace "awaiting" with "waiting".

SBI CBO Mock Test - 8 - Question 10

Directions: The following question has two blanks, each blank indicating that something has been omitted. Choose the set of words for each blank that best fits in the context of the sentence

Unlike mainstream media that falls under __________ regulation, online platforms have scope for wrongdoing due to the lack of __________ rules, and the ability to keep owners and editors private like in the case of fake news sites.

Detailed Solution for SBI CBO Mock Test - 8 - Question 10

The word “regulation” after the first blank indicates that the word describes the type of regulation the “mainstream media” falls under. In the context of the sentence, the words which are suitable for the first blank are “inclusive”, “comprehensive” and “extensive”. Hence options B and E are eliminated.

“Lack of” before the second blank and “rules” after it shows that it has to be the opposite of the type of rules faced by the mainstream media. The only word that makes the sentence meaningfully correct is “binding” which means ‘involving an obligation that cannot be broken’. The words “delicate" and “defamation” are irrelevant to the context of this sentence. This eliminates options A and D as well.

Option C is hence the correct answer.

SBI CBO Mock Test - 8 - Question 11

How many countries are part of ASEAN organization?

Detailed Solution for SBI CBO Mock Test - 8 - Question 11

The Association of Southeast Asian Nations(ASEAN) is a regional intergovernmental organization comprising ten countries in geographical region, which promotes intergovernmental cooperation and facilitates economic, political, security, military, educational, and sociocultural integration among its members and other countries in Asia.

  • It also regularly engages other countries within the Asia-Pacific region and beyond.
  • Given below is the list of all countries who are part of the ASEAN:
    • Brunei
    • Cambodia
    • Indonesia
    • Laos
    • Malaysia
    • Myanmar
    • Philippines
    • Singapore
    • Thailand
    • Vietnam
  • ASEAN was preceded by an organisation formed on 31 July 1961 called the Association of geographic region (ASA), a group consisting of Thailand, the Philippines, and the Federation of Malaya.
  • It was created on 8 August 1967, when the foreign ministers of 5 countries: Indonesia, Malaysia, the Philippines, Singapore, and Thailand, signed the ASEAN Declaration.
  • As of June 2020, Lim Jock Hoi is the Secretary General.
  • In June 2020, it was announced that Vietnam will host a virtual summit on June 26.
  • Vietnam, which holds the rotating chairmanship of ASEAN this year, earlier proposed the summit be held, with the leaders present, in Hanoi on June 27 and 28.
SBI CBO Mock Test - 8 - Question 12

Which among the following are the types of mutual funds?

Detailed Solution for SBI CBO Mock Test - 8 - Question 12

Equity funds - Equity funds are the type of mutual funds that invests investors money in the stock market. These are categorized as - 

  • Large-cap mutual funds - In large-cap funds, a large portion of the investment is done in companies with large market capitalization. Large-cap are big, well-established companies in the equity market. These companies are strong, reputable, and trustworthy. Large-cap companies generally are the top 100 companies in a market.
    • ​Large-cap funds have lower growth potential and give investors lower returns on investment as compared to mid and small-cap funds.
    • Such companies have capital worth 20,000 crores or more.
  • Mid-cap mutual funds - In mid-cap funds, a large portion of the investment is done in companies with medium market capitalization.
    • It has better growth potential and gives investors higher returns on investment as compared to large-cap funds.
  • Small-cap mutual funds - In small-cap funds, a large portion of the investment is done in companies with small market capitalization i.e. having a market cap of less than INR 500 crore.
    • It has exponential growth potential and gives investors high returns on investment.
  • Equity-linked saving scheme(ELSS) - These funds provide tax savings to the investors and hence most popular among them.  But these funds have a lock-in period of 3 years.
  • Investors cannot redeem their money before the maturity date. 
  • It also provides an opportunity for long term capital appreciation.

Debt Funds- These are relatively safer investments and are suitable for Income Generation.

  • The investment in Fixed Income Securities, like Government Securities or Bonds, Commercial Papers and Debentures, Bank Certificates of Deposits, and Money Market instruments like Treasury Bills, Commercial Paper, etc comes under the category of debt funds.

Hybrid funds- These funds invest in both Equities and debt funds, thus offering the best in Growth Potential as well as Income Generation.

  • Examples of these types of funds are Pension Plans, Child Plans, and Monthly Income Plans, etc.
SBI CBO Mock Test - 8 - Question 13

SIDBI provides financial assistance in the following forms :
(i) Bills financing
(ii) Project financing
(iii) Re-finance assistance
(iv) Resource support to institutions
Which of the following sequence is correct ?

Detailed Solution for SBI CBO Mock Test - 8 - Question 13

SIDBI majorly follows 4 major objectives which are Development, Promotion, Coordination and Financing. Some of its key functions include:

  1. SIDBI offers financial support to MSMEs, Small Scale Industries (SSIs), and other service sectors
  2. It provides funding via banks, NBFCs, SFCs, and other financial institutions
  3. SIDBI aims to create equilibrium in the financial sector by strengthening credit flows and promoting skill development.
SBI CBO Mock Test - 8 - Question 14

Which of the following accounts are supported by BHIM UPI application?

Detailed Solution for SBI CBO Mock Test - 8 - Question 14
  • BHIM stands for Bharat Interface for Money.
  • It is a payment app that lets you make simple, easy, and quick transactions using Unified Payments Interface (UPI).
  • You can make direct bank payments to anyone on UPI using their UPI ID or scanning their QR with the BHIM app.
  • It was developed by the National Payments Corporation of India (NPCI).
  • It was launched by the Hon'ble Prime Minister of India, Narendra Modi on 30th December 2016 to bring Financial Inclusion to the nation and a digitally empowered society.
     
SBI CBO Mock Test - 8 - Question 15

What are the Benefits of Foreign Portfolio Investment (FPI)?

Detailed Solution for SBI CBO Mock Test - 8 - Question 15

Benefits of Foreign Portfolio Investment (FPI):
a) Portfolio diversification
b) Increases the liquidity of domestic capital markets
c) Promotes the development of equity markets
d) Access to markets with different risk-return characteristics

SBI CBO Mock Test - 8 - Question 16

What are the sectors covered under the NABARD allied economic activities in rural areas to promote integrated rural development and secure prosperity of rural areas?

Detailed Solution for SBI CBO Mock Test - 8 - Question 16

For the promotion and development of agriculture, small-scale industries, cottage and village industries, handicrafts, and other rural crafts and other allied economic activities in rural areas to promote integrated rural development and secure prosperity of rural areas.

SBI CBO Mock Test - 8 - Question 17

ARC is a specialist financial firm that purchases non-performing assets (NPAs) from banks and financial institutions to help them clean up their balance sheets. What does R represent in ARC?

Detailed Solution for SBI CBO Mock Test - 8 - Question 17

An Asset Reconstruction Company (ARC) is a specialist financial firm that purchases non-performing assets (NPAs) from banks and financial institutions to help them clean up their balance sheets.

SBI CBO Mock Test - 8 - Question 18

Trade credit is also called

Detailed Solution for SBI CBO Mock Test - 8 - Question 18
  • Trade credit is the credit extended by one trader to another for the purchase of goods and services. Trade credit facilitates the purchase of supplies without immediate payment. Trade credit is commonly used by business organizations as a source of short-term financing. It is granted to those customers who have a reasonable amount of financial standing and goodwill. There are many forms of trade credit in common use. Various industries use various specialized forms. They all have, in common, the collaboration of businesses to make efficient use of capital to accomplish various business objectives.
  • Trade credit is the largest use of capital for a majority of business-to-business (B2B) sellers in the United States and is a critical source of capital for a majority of all businesses. For example, Wal-Mart, the largest retailer in the world, has used trade credit as a larger source of capital than bank borrowings; trade credit for Wal-Mart is 8 times the amount of capital invested by shareholders.
SBI CBO Mock Test - 8 - Question 19

The minimum maturity period in respect of external commercial borrowing (ECB) should be __________ according to the amount.

Detailed Solution for SBI CBO Mock Test - 8 - Question 19

The minimum maturity period in respect of external commercial borrowing (ECB) should be 3 years or 5 years, according to the amount.

SBI CBO Mock Test - 8 - Question 20

Which Organisation promotes housing for all and stabilizes the market for Housing finance to serve the housing needs of all segments with a special focus on affordable housing segments for lower and middle-class people?

Detailed Solution for SBI CBO Mock Test - 8 - Question 20

National Housing Bank promotes housing for all and stabilizes the market for Housing finance to serve the housing needs of all segments with a special focus on affordable housing segments for lower and middle-class people.

SBI CBO Mock Test - 8 - Question 21

At present the UPI transfer limit per UPI transaction is ________?

Detailed Solution for SBI CBO Mock Test - 8 - Question 21
  • UPI transaction limit is Rs. 1 lakh per transaction. This limit has been set by NPCI, the RBI-regulated entity that built UPI.
  • The UPI transaction limit per day has been defined by each bank in the UPI network and varies from bank to bank since NPCI has not issued any regulation for that. For example in SBI UPI transaction limit per day is Rs. 1,00,000, while in Bank of Baroda UPI transaction limit is Rs. 50,000.
  • UPI transaction limit can be categorized as
    • UPI transaction amount limits i.e the maximum amount of money that can be transferred via UPI.
    • Frequency i.e number of UPI transactions a person can do in a day.
SBI CBO Mock Test - 8 - Question 22

________ is a windows utility program that locates and eliminates unncessary fragments and rearranges filed and unused disk space to optimize operations

Detailed Solution for SBI CBO Mock Test - 8 - Question 22

Disk Defragmenter is a utility in Microsoft Windows designed to increase access speed by rearranging files stored on a disk to occupy contiguous storage locations, a technique called defragmentation.

SBI CBO Mock Test - 8 - Question 23

A hybrid computer is the one having the combined properties of  ________.

Detailed Solution for SBI CBO Mock Test - 8 - Question 23

A computing system that combines both digital and analogue components is known as a hybrid computer. Complex mathematical computations have traditionally been handled by the analogue parts of computers. In addition to acting as the system's controller, the digital components handle all logical and numerical operations.

SBI CBO Mock Test - 8 - Question 24

Wireless mouse communicates through ____________.

Detailed Solution for SBI CBO Mock Test - 8 - Question 24

Wireless mouse technology predominantly uses radio frequencies (RF) to send signals from the mouse to the computer.

SBI CBO Mock Test - 8 - Question 25

________ processes the information and commands received from the input devices before sending the processed information to the output devices.

SBI CBO Mock Test - 8 - Question 26

Which of the following are the components of a Database Management System?

Detailed Solution for SBI CBO Mock Test - 8 - Question 26

Hardware, Software, Data, Database Access Language, Procedures, and Users all together form the components of a DBMS.

SBI CBO Mock Test - 8 - Question 27

You ought to install __________ on your computer to protect it from viruses.

Detailed Solution for SBI CBO Mock Test - 8 - Question 27

Installing antivirus software, such as Bitdefender, Norton, or Kaspersky, is the best approach to protect against malware. Malware may be stopped from being installed by antivirus software and it can also be removed from your computer.

SBI CBO Mock Test - 8 - Question 28

Which of the following is sometimes called Chips or microchips?

Detailed Solution for SBI CBO Mock Test - 8 - Question 28

A semiconductor wafer on which thousands or millions of tiny resistors, capacitors, and transistors are manufactured is known as an integrated circuit (IC), sometimes known as a chip or microchip. A microprocessor, oscillator, timer, counter, computer memory, or amplifier are all examples of ICs.

SBI CBO Mock Test - 8 - Question 29

The central processing unit contains which of the following as a component?

Detailed Solution for SBI CBO Mock Test - 8 - Question 29

A central processing unit (CPU) is the electronic circuitry within a computer that carries out the instructions of a computer program specified by the instructions.
The two typical components of a CPU include the following:

  • The arithmetic logic unit (ALU)
  • The control unit (CU), 
SBI CBO Mock Test - 8 - Question 30

What is the name of the primary folder on a storage device?

Detailed Solution for SBI CBO Mock Test - 8 - Question 30

The top-level directory in a file system is known as the root directory or root folder. The term "root" designates the top level of the directory structure, which can be visualized as an upside-down tree. The root directory is the parent directory for all other directories present in a disc.

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