PFRDA Assistant Manager Phase 1 Mock Test - 8 (Paper 1) - Insurance Exams MCQ

Option A: Both the words are opposite of what is needed the respective blanks.

Option B: energy does not fit in both the statements.

Option C: Both the words are irrelevant to the context and incorrect.

Option D: Both the words are correct contextually and grammatically.

Hence, option D is correct. 

The given paragraph is regarding a certain kind of people who have certain qualities in themselves and that is why a lot of people are envious of them. There are certain qualities that make them apart from the normal people.  Now coming to the given words in options, lucid means expressed clearly whereas sterile refers to barren or impotent.

Therefore these two words can be eliminated from consideration. There is only one word that can fit in all the three blanks in the paragraph i.e. successful. This will make all the three blanks meaningful.  

This makes Option C the correct choice among the given options. 

Refer to:

“Besides, the devouring of empty space in urban households with the rapid growth of high-rise buildings has crucially driven sculptures out of the indoor (C) thwart.”

Let’s have a look at the word which is given at position (C):

Thwart (Verb) - means prevent (someone) from accomplishing something. This is unsuitable as the sentence talks about the indoor area of a building. So, the required word must mean the same as an area of house or building. Hence, it is eliminated.

Let’s consider all the words one-by-one and their meanings too:

Spike (Verb) - means impale on or pierce with a sharp point. This is inappropriate with respect to the context. Hence, it is eliminated.

Queer (Adjective) - means strange; odd. This does not match the requirement of the context. Hence, it is eliminated.

Premises (Noun) - means a house or building, together with its land and outbuildings, occupied by a business or considered in an official context. This is closest in meaning.

It has been clearly stated about the sculptures being driven out of indoor which emphasizes about an area is being considered. Hence, it is the correct option.

Scupper (Noun) - means prevent from working or succeeding. There is no such requirement as the context is not demanding it. Hence, it is also eliminated.

So, option D is correct. 

Refer to:

”SCULPTURE is by tradition a public art, and after a period of alienation and private ownership and display, the issue of its significance and function in society has become (A) obnoxious again.”

Let’s have a look at the word which is given at position (A):

Obnoxious (Adjective) - means extremely unpleasant. This does not match the requirement as the sentence talks about how due to some reasons the importance of sculpture has become relevant again. So, the word Obnoxious is not at all contextual with reference to the paragraph. Hence, it is eliminated.

Let’s consider all the words one-by-one and their meanings too:

Pertinent (Adjective) -means relevant or applicable to a particular matter. This is closest in meaning as the sentence talks about the art SCULPTURE with reference to the period of alienation it faced and later specifies how its significance has been returning again in the society. So, the required word must mean the same as relevant. Hence, it is the correct option.

(Kindly give space between two sentences.)

Plagued (Adjective) -means continually troubled or distressed about something. There is no mention of any distress in the passage. Hence, it is eliminated.

Pliable (Adjective) - means easily influenced. This is inappropriate as it doesn’t fit to the context of the sentence. Hence, it is eliminated.

Atrocious (Adjective) - means horrifyingly wicked. This is unsuitable as nothing is mentioned related to fear. Hence, it is eliminated too.

So, option A is correct. 

Refer to: “Besides, the (B) devouring of empty space in urban households with the rapid growth of high-rise buildings has crucially driven sculptures out of the indoor thwart. ”

Let’s have a look at the word which is given at position (B):

Devouring (Verb) - means being totally absorbed by a powerful feeling. This is closest in meaning as the sentence talks about how people like the open spaces due to which the sculpture has been driven out. It also states about the rapid growth of high rise building which can be seen as a sign of negligence towards sculptures and its feelings. So, the required word must mean the same as having a particular feeling.

Hence, it is the correct option.

Let’s check the meanings of other words too:

Mobilizing (Verb) -means bringing (resources) into use for a particular purpose. There is no mention of resources and their usage. Hence, it is eliminated.

Please give space between two sentences. 

Abduction (Noun) - means the action of forcibly taking someone away against their will. There is no mention of such an action which is taken against anyone’s will. Hence, it is eliminated.

Badgering (Verb) - means repeatedly asking (someone) to do something; pestering. This is inappropriate to the context. Hence, it is eliminated.

Succumbing (Verb) - means failing to resist pressure, temptation, or some other negative force. This does not match the requirement. Hence, it is also eliminated.

So, option D is correct. 

If we read all the fragments, we can infer that they are not in a correct order which helps in eliminating option E.

Now, if we explore other options, we can clearly say that fragment A is the only opening statement we have because in all the other fragments we have 'but', 'had' and 'as' which eliminates their possibilities of being the opening statement.

Also, fragment C will follow fragment A because in A there is mention of 'inflation' which is a problem and that has created another problem of 'unemployment' mentioned in fragment C. Then to tackle these, people had 'hopes' mentioned in fragment B, so, B will follow C. Lastly, fragment D will be placed at last because all their hopes were shattered.

Thus, we get the final arrangement: ACBD

And the correct sequence will be –

Indian masses, facing high inflation as well as alarming unemployment rates, had pinned high hopes on the budget, but the annual exercise has let them down.
Hence, option D is the correct answer.

The correct sequence of the sentences will be: BDAEC

Hence, the correct answer is option B.

Common Explanation:

The passage is about the relationship between Washington and New Delhi. The first statement will be statement B which mentions that they have a complicated relationship and it is increasingly getting interests-driven. Statement D will be the next statement as it mentions that even though Washington has withdrawn from the Southern Asian region, it is trying to re-engage. The next statement will be statement A which mentions that the reason for standoff with China was probably the proximity with the US.

The next statements present a choice for India. Statement E mentions that if the stated reason is true, should India change its relations with the US to keep things normal with China. The next statement will be statement C which mentions the other course of action that India may continue the strategic partnership with the US irrespective of China.

The correct sequence of the sentences will be: BDAEC

All the given options represent synonyms of those bold ones.

Therefore none of the words from the given options can be used to change the meaning of the given sentence.

New Sentence - Over-sanguine bankers and retardation in government decison-making process lead to the rising bad loans.
Hence option E is the correct answer.

For blank I, it should be tribute since it correctly explains that the Nobel Prize has been given to recognize the importance of the works done by the scientists. Retribution refers to punishment inflicted on someone as vengeance for a wrong or criminal act. 

Coming to Blank II, hated can be ruled out since it does not make any sense in the given context but harnessed should be used in order to imply that the scientists did research regarding the evolution. 

Blank III can be filled with synthesize since it correctly explains the meaning of the research carried out by the scientists. The other word is simply irrelevant in the context of the passage.

Blank IV should be filled with A since we are talking about research that has been successful to address the needs of the human beings in addressing various diseases. B can be ruled out easily as the correct option since it is not making any sense in the given context.

Blank V can be filled with B only since the passage talks about the importance accorded to the research works of the scientists who have been awarded with the Nobel Prize in chemistry this year.  This makes the correct combination as ABAAB  

Hence, option C is the correct choice among the given options. 

Substitute, 'an' by 'the'.
The sentence lays emphasis on essay.

So efficiency of A = 180/12 = 15 litres/hour

Efficiency of B = 180/20 = 9 litres/hour

Efficiency of C = 180/18 = 10 litres/hour

Let efficiency of pipe D = - d litres/hour

A and C working at 4/5th rate while B at 2/3rd rate

Amount of water filled in first five hours (A, C, B, A and D) = (12 + 8 + 6 + 12 – d) = (38 – d) litres

Amount of water filled in next five hour (C, B, A, C, D) = (8 + 6 + 12 + 8 – d) = (34 – d) litres

Amount of water filled in next 5 hours (B, A, C, B, D) = (6 + 12 + 8 + 6 – d) = (32 – d) litres

After that pattern will be repeated,

So amount of water filled in 25 hours = (38 – d) + (34 – d) + (32 – d) + (38 – d) + (34 – d)

For 26th hour B will work and for next 40 minutes A will work,

So, (176 – 5d) + 6 + 12 x 2/3 = 180

190 – 5d = 180

So, d = 2 litres/ hour

Time taken by D to empty the tank which is 150% more than actual capacity of tank = (250% x 180)/2 = 225 hours

Hence answer is option C

Total number of employees in the company is 100%

So, (P/2 + 2 + 1.2P + 8 + P – 2 + 0.8P + 0.6P + 10) % = 100%

4.1P% + 18% = 100%

So value of P = 82/4.1 = 20%

Also,

(2Q + 5Q – 16 + 3.5Q – 2 + Q + 6 + 2.5Q) % = 100%

14Q% = 112%

So Q = 8%

Let total number of employees in a company and total number of male employees in a company is 100a and 100b respectively

Number of female employees in department A = 1280

So, 12% of 100a – 16% of 100b = 1280

12a – 16b = 1280

3a – 4b = 320…………. (1)

Number of female employees in company E = 3280

So, 22% of 100a – 20% of 100b = 3280

11a – 10b = 1640……………. (2)

On solving equation (1) and (2) we get

(11a x 2 – 3a x 5) = (1640 x 2 – 320 x 5)

7a = 1680

So, value of a = 240

On putting value of ‘a’ in equation (1), we get

Value of b = 100

So total employees in the company = 240 x 100 = 24000

So total male employees in the company = 100 x 100 = 10000

Now we can find the data for all departments of a company.

According to the question,

Difference between number of male employees in company A and B = 5280 – 1280 = 4000

Hence answer is option D

123 + 7 x 26 = 305

305 + 7 x 27 = 494

494 + 7 x 28 = 690

690 + 7 x 30 = 900

900 + 7 x 32 = 1124

1124 + 7 x 33 = 1355

Hence answer is option D

Total number of employees in the company is 100%

So, (P/2 + 2 + 1.2P + 8 + P – 2 + 0.8P + 0.6P + 10) % = 100%

4.1P% + 18% = 100%

So value of P = 82/4.1 = 20%

Also,

(2Q + 5Q – 16 + 3.5Q – 2 + Q + 6 + 2.5Q) % = 100%

14Q% = 112%

So Q = 8%

Let total number of employees in a company and total number of male employees in a company is 100a and 100b respectively

Number of female employees in department A = 1280

So, 12% of 100a – 16% of 100b = 1280

12a – 16b = 1280

3a – 4b = 320…………. (1)

Number of female employees in company E = 3280

So, 22% of 100a – 20% of 100b = 3280

11a – 10b = 1640……………. (2)

On solving equation (1) and (2) we get

(11a x 2 – 3a x 5) = (1640 x 2 – 320 x 5)

7a = 1680

So, value of a = 240

On putting value of ‘a’ in equation (1), we get

Value of b = 100

So total employees in the company = 240 x 100 = 24000

So total male employees in the company = 100 x 100 = 10000

Now we can find the data for all departments of a company.

Total male employees in department C = 2600

Total female employees in department C = 1720

Now,

2600 x 25000 + 1720 x 20000 = 4320 x average salary of department C

10000 x (26 x 25 + 172 x 2) / 432 = average salary of department C

So, average salary of department C = Rs. 23009

Hence answer is option B

The exact order of the persons was not determined.

From statement II:

The exact order of the persons was not determined.

Combining both the statements:

The exact order of the persons was not determined.

M attempted 52 questions.

1. A sits facing towards the center and three persons away from the one who gets Sketch. G, who gets Marker, sits exactly opposite to the one who gets Sketch. The immediate neighbours of A face the same direction.

2. B sits second to the left of G and immediate right of the one who gets Pencil who is not adjacent to G. E, who gets Sharpener, sits third to the left of the one who gets Pencil. H sits to the immediate right of E but not adjacent to G.

3. One person sits between H and the one who gets Glue who sits exactly opposite to F. D, who gets Pen, sits facing towards the center. Both C and the one who gets Scale faces the same direction but not adjacent to each other. Hence, case 2 gets eliminated.

A sits facing towards the center and three persons away from the one who gets Sketch. G, who gets Marker, sits exactly opposite to the one who gets Sketch. The immediate neighbours of A face the same direction.

2. B sits second to the left of G and immediate right of the one who gets Pencil who is not adjacent to G. E, who gets Sharpener, sits third to the left of the one who gets Pencil. H sits to the immediate right of E but not adjacent to G.

3. One person sits between H and the one who gets Glue who sits exactly opposite to F. D, who gets Pen, sits facing towards the center. Both C and the one who gets Scale faces the same direction but not adjacent to each other. Hence, case 2 gets eliminated.

1. Statement 1 is correct. SEBI has indeed mandated that all registered intermediaries in the securities market use verified UPI handles that end with @valid. This measure is part of a broader initiative to enhance the safety and security of financial transactions and protect investors from fraud.

2. Statement 2 is incorrect. The SEBI Check mobile application is not limited to verifying UPI IDs used exclusively for stock market transactions. Instead, it is a tool designed to verify UPI IDs used by intermediaries in the securities market, ensuring the authenticity of transactions across the board.

3. Statement 3 is correct. The transition period for the adoption of verified UPI handles is set to end on December 11, 2026. This allows existing intermediaries ample time to comply with the new requirements.

Thus, only statements 1 and 3 are correct, making Option C: 1 and 3 Only the correct answer.

1. Statement 1 is correct. Spartaeus karigiri is indeed the first recorded instance of the Spartaeus genus being found in India, extending its known range from Southeast Asia. This discovery highlights the expanding biodiversity of spiders in the Indian subcontinent.

2. Statement 2 is incorrect. Spartaeus karigiri does not prefer aquatic habitats. Instead, it is typically found in rocky outcrops and forested terrains, often in crevices and other protected microhabitats, rather than freshwater ecosystems.

3. Statement 3 is correct. The genus Spartaeus, to which Spartaeus karigiri belongs, is recognized for its intelligent predation and unique visual hunting tactics, including prey mimicry. This behavioral trait is common among many species in the Spartaeinae subfamily, enhancing their hunting efficiency.

Thus, the correct answer is Option B: 1 and 3 Only.

Disadvantages of ATM:

1. Limitation of Cash Withdrawals
2. Possibility of Misusing the ATM card if misplaced, lost, or stolen
3. Hacking is possible
4. Lack of Personal Service
5. Banks have limited ATMs in Rural Areas
6. If you get a problem with your bank card, or forget your pin, you can’t withdraw your money

Onsite ATMs are ATMs that are installed in the same location as a bank branch, allowing customers to use both the actual branch and the ATM. This is referred to as being on-site and it can be utilized for a variety of purposes.

Central Bank of India is the only Public sector bank is in this list

The brand under the new entity - Bharat BillPay - offers various recurring payment services to customers, including bill payments for electricity, telecom, DTH, Gas, Education fees, water, and municipal taxes, NETC FASTag recharge, Loan repayments, Insurance, Cable, Housing Society, Subscription Fees, Hospital, Credit card, Clubs and association, etc.

Corporate Debt Restructuring, or CDR, is a scheme developed by the Reserve Bank of India (RBI) through a circular released on August 23, 2001, for implementation by banks and financial institutions (FIs) to recover debt from debtors who are unable to pay the full amount owed.

The Basel Committee on Banking Supervision (BCBS) is the major international standard-setter for bank prudential regulation and serves as a venue for frequent cooperation on banking supervisory issues.