Dena Bank PO Mock Test - 1 - Bank Exams MCQ

We may label the figure as shown.

• The simplest triangles are IJQ, JKQ, KLQ, LMQ, MNQ, NOQ, OPQ and PIQ i.e. 8 in number.
• The triangles composed of two components each are ABQ, BCQ, CDQ, DEQ, EFQ, FGQ, GHQ, HAQ, IKQ, KMQ, MOQ and OIQ i.e. 12 in number.
• The triangle composed of four components each are ACQ, CEQ, EGQ, GAQ, IKM, KMO, MOI and OIK i.e. 8 in number.
• The triangles composed of eight components each are ACE, CEG, EGA and GAC i.e. 4 in number.

∴ Total number of triangles in the figure : 8 + 12 + 8 + 4 = 32.

Squares :

• The squares composed of two components each are IJQP, JKLQ, QLMN and PQNO i.e. 4 in the number.
• The squares composed of four components each are ABQH, BCDQ, QDEF and HQFG i.e. 4 in number.
• There is only one square i.e. IKMO composed of eight components.
• There is only one square i.e. ACEG composed of sixteen components.
• Thus, there are 4 + 4 + 1 + 1 = 10 squares in the given figure.

Hence, option C is correct.

References:
555 cat 651 dog 481 gold 231 modi 631 ruchi

Inferences:
Both word & number are rearranged simultaneously.
Number logic: the sum of digits of number is taken. Number whose sum of digits is lowest is taken and placed at first.
The words are arranged in descending order from right to left from the right end. In the first step, the words are arranged as ascending order according to the first letter of the word and so on.
 
Input: 555 cat 651 dog 481 gold 231 modi 631 ruchi
Step 1: 231 555 651 dog 481 gold modi 631 ruchi cat
Step 2: 631 231 555 651 481 gold modi ruchi cat dog
Step 3: 651 631 231 555 481 modi ruchi cat dog gold
Step 4: 481 651 631 231 555 ruchi cat dog gold modi
Step 5: 555 481 651 631 231 cat dog gold modi ruchi
Step 5 is the final step.
Step 4: 481 651 631 231 555 ruchi cat dog gold modi

Hence, option D is correct.

'value' is third to the left of 58 in step 3.
Hence option B is correct.

Final Output:
Input: goods 32 import 58 46 value
Step 1: value goods import 58 46 32
Step 2: import value goods 58 32 46
Step 3: goods import value 32 46 58
Step 4: 19 20 5 6 24 40
 
Common Explanation:
Reference:
Input: drink 25 milk 38 daily 47
daily drink milk 25 38 47
25 11 11 10 24 28
milk drink 38 daily 47 25
drink milk daily 47 25 38
I. The step that starts with a word that has even number of letters is an odd numbered step.
II. The step number of the step that starts as well as ends with a number is a perfect square.
III. The step that ends with a prime number is below at least two steps.
IV. The step that ends with a perfect square is not the second last step.
 
Inference:
As per condition III, step “daily drink milk 25 38 47” could either be step 3 or step 4.
As per condition II, step “25 11 11 10 24 28" could either be step 1 or 4.
As per condition I, step “milk drink 38 daily 47 25” could either be step 1 or step 3, but as per condition IV, we can say that it is not step 3. Thus it will be step 1.
Thus we can say that step “25 11 11 10 24 28” is step 4.
With this it is confirmed that step “daily drink milk 25 38 47” is step 3.
So the remaining step “drink milk daily 47 25 38” will be step 2.

Input: drink 25 milk 38 daily 47
Step 1: milk drink 38 daily 47 25
Step 2: drink milk daily 47 25 38
Step 3: daily drink milk 25 38 47
Step 4: 25 11 11 10 24 28

Change in words: Words are rearranged at the extreme left end on the basis of reverse dictionary order.
Change in numbers: Numbers are rearranged at the extreme right end as per ascending order.
 
Reference:
Input: drink 25 milk 38 daily 47
Step 1: milk drink 38 daily 47 25

Inference:
Input: goods 32 import 58 46 value
Step 1: value goods import 58 46 32
 
Reference:
Step 1: milk drink 38 daily 47 25
Step 2: drink milk daily 47 25 38
 
Inference:
Step 1: value goods import 58 46 32
Step 2: import value goods 58 32 46
 
Reference:
Step 2: drink milk daily 47 25 38
Step 3: daily drink milk 25 38 47
 
Inference:
Step 2: import value goods 58 32 46
Step 3: goods import value 32 46 58
 
Reference:
Step 3: daily drink milk 25 38 47
Step 4: 25 11 11 10 24 28
 
Inference:
The words are converted into the numerical value of their last letter considering A-Z as 1-26.
The numbers are changed to the product of digits of the number in step 3.
Step 3: goods import value 32 46 58
Step 4: 19 20 5 6 24 40

From Statement I: 
We have, 
SV89 is kept at the bottom and uses 7.26 ammo. 
There is a gap of one place between M16 and SV98, which uses 5.45 ammo. 
AK47 is kept at the second position from the top of the shelve. 
The gun which uses 5.56 ammo is kept at the top of the shelve. 
M16 which uses 7.62 ammo is placed above SV98. 
VKS is kept just below the AK47.

The position of QBZ and 6.87 ammo is not definite.

From Statement II: 
We have,
QBZ is kept third from the bottom and just below M16, which uses 7.62 ammo. 
Mosin is kept at the top of the shelf at a gap of one place from VKS. 
QBZ which uses 5.66 ammo is kept at any place below AK47. 
SV89 which uses 7.26 ammo is kept at any place below SV98.

The position of 6.87 ammo is not definite. 
On Combining Statement I and Statement II:

The position of 6.87 ammo is not fixed. 
Hence, The data in both statements I and II together is not sufficient to answer the question.

Five persons - Nimisha, RIshita, Jahanavi, RItik and Raj
Statement I: Neither Janahavi nor Raj goes to GCET. Jahanavi does not have Adidas, The one who has Puma goes to GCET. Rishita does not have Puma.

Hence statement I alone is not sufficient to answer.
Statement II: Rishita does not go to BCET. Nimisha has Reebok but does not go YCET. The one, who goes BCET and has Adidas.

Hence statement II alone is not sufficient to answer
When we merge both the statements together,

Raj goes to BCET, Hence I and II together are sufficient to answer.

From I:
1. T is kept at bottom having pink cover. P is at second position from top.
2. Book having Red cover is kept at the top. Q book is just placed below P book.

3. There is a gap of one place between R and S, which has cover of Green color.
4. R having Blue cover is above S, which means R book is kept just below Q book.

Clearly, no exact position for V book is known.
Hence, statement I is not sufficient alone.

From II:
We have: ·
1. V is kept third from the bottom just below R having Blue cover.
2. U book is kept on top at a gap of one place from Q book.

3. V book having Black cover is kept at any place below P book.
4. T book having Pink cover is kept at any place below S book, which means T book is kept at bottom.

Clearly, exact position Yellow covered book is not known.
Hence, statement II is not sufficient alone.

From I and II:
After combining statement I and II we have:

Clearly, exact position of Yellow covered book is not known. 
Hence, statement I and II together not sufficient.
Hence, option IV is correct answer.

Answer: c

Exp: In 1609/ 1610 Emperor Jehangir issued  permitting the English to establish a factory at Surat and in 1613 the English East India Company's factory was set up at Surat.

Vindhya range- These ranges do not form single mountain range in the geological sense. Different sources vary on the average elevation of the vindhyas depending on their definition of the range. 

Satpura range- It is located in the central india l. This range starts from gujarat state running east through the border of Maharashtra and Madhya Pradesh to the east till chattisgarh. 

His footwork was dazzling against the spinners - he once smashed Shane Warne for 22 runs in an over.

A mirage is a naturally occurring optical illusion or phenomenon in which light rays are bent due to refraction in layers of air of varying density. The image usually is upside down, enhancing the illusion that the sky image seen in the distance is really a water or oil puddle acting as a mirror.

Vitamin K is a group, of structurally similar, fat-soluble vitamins that are needed for the post translational modification of certain proteins required for blood coagulation and in metabolic pathways in bone and other tissue.

The Botanical Survey of India (BSI) is an institution set up by the Government of India in 1887 to survey the plant resources of the Indian empire. The Botanical Survey was formally instituted on 13 February. 1890 under the direction of Sir George King, who had been superintendent of Royal Botanic Garden, Calcutta since 1871. After India's independence, survey was drawn for the much-needed inventorisation of the country's rich floral resources, and Dr. E.K. Janaki Ammal was appointed Officer on Special Duty on 14 October, 1952. The reorganisation plan was finally approved by the Government of India on 29 March, 1954 with Calcutta as the headquarters of Botanical Survey of India.

A liquidity adjustment facility (LAF) is a tool used in monetary policy, primarily by the Reserve Bank of India (RBI), that allows banks to borrow money through repurchase agreements (repos) or for banks to make loans to the RBI through reverse repo agreements. This arrangement manages liquidity pressures and assures basic stability in the financial markets. In the United States, the Federal Reserve transacts repos and reverse repos under its open market operations.

The Government of India has introduced several financial Inclusion schemes. They are
i. Basic Savings Bank Deposit Account (BSBDA)
ii. Lead Bank scheme
iii. PradhanMantri Jan DhanYojana (PMJDY)
iv. Business correspondents
v. Stand up India scheme

• The concept of financial inclusion was first introduced in India in 2005 by the Reserve Bank of India.​ 
• Reserve Bank of India (RBI):-
  • The Reserve Bank of India was established on April 1, 1935, in accordance with the provisions of the Reserve Bank of India Act 1934
  • since Nationalisation in 1949, the Reserve Bank is fully owned by the Government of India.
• AIM:
  • ​To regulate the issue of Banknotes and keeping of reserves with a view to securing monetary stability in India and generally to operate the currency and credit system of the country to its advantage; to have a modern monetary policy framework to meet the challenge of an increasingly complex economy, to maintain price stability while keeping in mind the objective of growth.
  • It is known as Banker's Bank.
  • It has the power to provide and cancel the license to other commercials, scheduled banks.
  • Headquarters: Mumbai.
  • Governor: Shakthikantha Das.

Causes of NPA:

1. Business Management problems
2. Internal bank Management
3. Credit Policy
4. Lack of adequate resources

An Asset Reconstruction Company (ARC) is a specialist financial firm that purchases non-performing assets (NPAs) from banks and financial institutions to help them clean up their balance sheets.

Cooperative Banks are regulated by RBI.

The Reserve Bank of India has increased the maximum amount of money that can be transferred under the Indo-Nepal Remittance Facility Scheme from Rs 50,000 to Rs 2 lakhs per transaction. Previously, there was a 12-transaction limit per year.

• Currently, BHIM is available in 20 languages, i.e., Hindi, English, Tamil, Telugu, Malayalam, Bengali, Odia, Kannada, Gujarati, Marathi, Assamese, Bengali, Bhojpuri, Haryanvi, Marwari, Konkani, Manipuri, Khasi and Mizo.
• Bharat Interface for Money (BHIM) is a mobile payments application based on NPCI’s Unified Payments Interface (UPI) which helps in making simple, easy and quick payment transactions
• One can make instant bank-to-bank payments and Pay and collect money using just Mobile number or Virtual Payment Address (UPI ID).
• BHIM was launched on 30th December 2016 by PM Narendra Modi.
• Through BHIM App, one can't pay more than Rs. 20,000 in a transaction. So if one wants to pay more than Rs. 20,000, one has to pay twice.
• The daily limit for BHIM app transaction is ₹40,000.
• There is also a limit to the number of transactions through the BHIM app. The UPI prohibits more than 10 transactions by an account in 24 hours. 

• Trade credit is the credit extended by one trader to another for the purchase of goods and services. Trade credit facilitates the purchase of supplies without immediate payment. Trade credit is commonly used by business organizations as a source of short-term financing. It is granted to those customers who have a reasonable amount of financial standing and goodwill. There are many forms of trade credit in common use. Various industries use various specialized forms. They all have, in common, the collaboration of businesses to make efficient use of capital to accomplish various business objectives.
• Trade credit is the largest use of capital for a majority of business-to-business (B2B) sellers in the United States and is a critical source of capital for a majority of all businesses. For example, Wal-Mart, the largest retailer in the world, has used trade credit as a larger source of capital than bank borrowings; trade credit for Wal-Mart is 8 times the amount of capital invested by shareholders.

The minimum maturity period in respect of external commercial borrowing (ECB) should be 3 years or 5 years, according to the amount.

A NBFC is usually regulated by Reserve Bank of India subject to some exemptions which are mentioned below.
There are various companies that are not regulated by RBI:

• Housing Finance Companies
• Merchant Banking Companies
• Stock Exchanges
• Companies engaged in the business of stock-broking/sub-broking
• Venture Capital Fund Companies
• Nidhi Companies
• Insurance companies and
• Chit Fund Companies

These all are NBFCs but they have been exempted from the requirement of registration under Section 45-IA of the RBI Act, 1934 subject to certain conditions.

• Housing Finance Companies are regulated by National Housing Bank
• Merchant Banker/Venture Capital Fund Company/stock-exchanges/stock brokers/sub-brokers are regulated by Securities and Exchange Board of India
• Insurance companies are regulated by Insurance Regulatory and Development Authority
• Chit Fund Companies are regulated by the respective State Governments
• Nidhi Companies are regulated by Ministry of Corporate Affairs, Government of India.

Companies that do financial business but are regulated by other regulators are given specific exemption by the Reserve Bank from its regulatory requirements for avoiding duality of regulation.

Michael Miebach, the CEO of Mastercard, recently joined the board of directors of the US-India Strategic and Partnership Forum (USISPF). This partnership aims to foster collaborations in various sectors, promote digital transformation, and address global challenges. Miebach's appointment highlights the significance of the US-India relationship in shaping the future of the global economy.

The United Nations designated June 27 as Micro, Small, and Medium-sized Enterprises (MSME) Day to acknowledge their significant contribution to the global economy and their role in achieving the Sustainable Development Goals (SDGs). MSMEs promote innovation, creativity, and decent work for all.

The theme for MSME Day 2023 in India is "Future-ready MSMEs for India@100." This theme emphasizes the importance of MSMEs in shaping India's future and highlights the need for these enterprises to be prepared and adaptive to upcoming challenges.

India's ranking in the Global Competitiveness Index dropped three spots in 2023 compared to the previous release. It went from the 43rd position to the 40th position. While there was an improvement from the previous ranking, there is still room for further progress.

The International Astronomical Union (IAU) designated June 30 as International Asteroid Day. This day is observed to raise awareness about asteroids, their potential impact on Earth, and the importance of asteroid research and planetary defense.

Hydrogen-powered trains are currently running only in Germany. The project in India is being closely watched by the rest of the world to see how India will initiate such trains.