Dena Bank PO Mock Test - 3 - Bank Exams MCQ

As given, we have : Prerna > Shaloo > Rakhi; Rakhi = Meghna, Rakhi > Komal.
Thus, the sequence of heights becomes; Prerna > Shaloo > Rakhi = Meghna > Komal
Clearly, Meghna is shorter than Shaloo.

Understanding the Weights of the Articles:
From the information given, we can deduce the following:

• Article A: We know that A weights twice as much as B. However, without knowing the weight of B, we cannot determine the exact weight of A.
• Article B: B weighs four and a half times as much as C. Again, without the weight of C, we cannot determine the weight of B.
• Article C: C weighs half as much as D, which means D is twice as heavy as C.
• Article D: D weighs half as much as E, making E twice as heavy as D.
• Article E: E weighs less than A but more than C.

Determining the Lightest Article:
From the above information, we can infer that C is the lightest article. Here's why:

• C weighs half as much as D. This means C is lighter than D.
• Since D weighs half as much as E, E is heavier than both C and D.
• B weighs four and a half times as much as C. This implies B is heavier than C.
• A weighs twice as much as B. Given that B is heavier than C, A is also heavier than C.

Hence, C is the lightest among all the articles.

"terrific" is third to the right of 46 in step IV.
Hence option D is correct.

Final Output:
Input : action 46 frog 67 jam 28 flatter 59 terrific 39
Step I : 28 action 46 frog 67 flatter 59 terrific 39 jam
Step II: 46 28 action 67 flatter 59 terrific 39 jam frog
Step III: 39 46 28 67 flatter 59 terrific jam frog action
Step IV: 67 39 46 28 59 terrific jam frog action flatter
Step V: 59 67 39 46 28 jam frog action flatter terrific
 
Common Explanation:
Change in Words: Words are rearranged as per ascending order of number of letters. Words are arranged at extreme right end.
Change in Numbers: The numbers are changed as per ascending order of the product of digits. Numbers are arranged at extreme left end.

Reference:
Input   : toy 82 craft 73 artist 55 fragment 68 wrinkle 27
Step I  : 27 82 craft 73 artist 55 fragment 68 wrinkle toy
 
Inference:
Here “28” is the number which has the lowest product of digits (16) and “jam” is the word with lowest number of letters.
Input : action 46 frog 67 jam 28 flatter 59 terrific 39
Step I : 28 action 46 frog 67 flatter 59 terrific 39 jam
 
Reference:
Step I  : 27 82 craft 73 artist 55 fragment 68 wrinkle toy
Step II : 82 27 73 artist 55 fragment 68 wrinkle toy craft

Inference:
Here “46” is the number which has the second lowest product of digits (24) and “frog” is the word with second lowest number of letters.
Step I : 28 action 46 frog 67 flatter 59 terrific 39 jam
Step II: 46 28 action 67 flatter 59 terrific 39 jam frog

Reference:
Step II : 82 27 73 artist 55 fragment 68 wrinkle toy craft
Step III: 73 82 27 55 fragment 68 wrinkle toy craft artist

Inference:
Here “39” is the number which has the third lowest product of digits (27) and “action” is the word with third lowest number of letters.
Step II: 46 28 action 67 flatter 59 terrific 39 jam frog
Step III: 39 46 28 67 flatter 59 terrific jam frog action
 
Reference:
Step III: 73 82 27 55 fragment 68 wrinkle toy craft artist
Step IV: 55 73 82 27 fragment 68 toy craft artist wrinkle

Inference:
Here “67” is the number which has the fourth lowest product of digits (42) and “flatter” is the word with fourth lowest number of letters.
Step III: 39 46 28 67 flatter 59 terrific jam frog action
Step IV: 67 39 46 28 59 terrific jam frog action flatter
 
Reference:
Step IV: 55 73 82 27 fragment 68 toy craft artist wrinkle
Step V : 68 55 73 82 27 toy craft artist wrinkle fragment

Inference:
Here “59” is the number which has the fifth lowest product of digits (45) and “terrific” is the word with fifth lowest number of letters.
Step IV: 67 39 46 28 59 terrific jam frog action flatter
Step V: 59 67 39 46 28 jam frog action flatter terrific

terrific is the only word towards the left of "jam" in step IV.
Hence option A is correct.

Final Output:
Input : action 46 frog 67 jam 28 flatter 59 terrific 39
Step I : 28 action 46 frog 67 flatter 59 terrific 39 jam
Step II: 46 28 action 67 flatter 59 terrific 39 jam frog
Step III: 39 46 28 67 flatter 59 terrific jam frog action
Step IV: 67 39 46 28 59 terrific jam frog action flatter
Step V: 59 67 39 46 28 jam frog action flatter terrific
 
Common Explanation:
Change in Words: Words are rearranged as per ascending order of number of letters. Words are arranged at extreme right end.
Change in Numbers: The numbers are changed as per ascending order of the product of digits. Numbers are arranged at extreme left end.

Reference:
Input   : toy 82 craft 73 artist 55 fragment 68 wrinkle 27
Step I  : 27 82 craft 73 artist 55 fragment 68 wrinkle toy
 
Inference:
Here “28” is the number which has the lowest product of digits (16) and “jam” is the word with lowest number of letters.
Input : action 46 frog 67 jam 28 flatter 59 terrific 39
Step I : 28 action 46 frog 67 flatter 59 terrific 39 jam
 
Reference:
Step I  : 27 82 craft 73 artist 55 fragment 68 wrinkle toy
Step II : 82 27 73 artist 55 fragment 68 wrinkle toy craft

Inference:
Here “46” is the number which has the second lowest product of digits (24) and “frog” is the word with second lowest number of letters.
Step I : 28 action 46 frog 67 flatter 59 terrific 39 jam
Step II: 46 28 action 67 flatter 59 terrific 39 jam frog

Reference:
Step II : 82 27 73 artist 55 fragment 68 wrinkle toy craft
Step III: 73 82 27 55 fragment 68 wrinkle toy craft artist

Inference:
Here “39” is the number which has the third lowest product of digits (27) and “action” is the word with third lowest number of letters.
Step II: 46 28 action 67 flatter 59 terrific 39 jam frog
Step III: 39 46 28 67 flatter 59 terrific jam frog action
 
Reference:
Step III: 73 82 27 55 fragment 68 wrinkle toy craft artist
Step IV: 55 73 82 27 fragment 68 toy craft artist wrinkle

Inference:
Here “67” is the number which has the fourth lowest product of digits (42) and “flatter” is the word with fourth lowest number of letters.
Step III: 39 46 28 67 flatter 59 terrific jam frog action
Step IV: 67 39 46 28 59 terrific jam frog action flatter
 
Reference:
Step IV: 55 73 82 27 fragment 68 toy craft artist wrinkle
Step V : 68 55 73 82 27 toy craft artist wrinkle fragment

Inference:
Here “59” is the number which has the fifth lowest product of digits (45) and “terrific” is the word with fifth lowest number of letters.
Step IV: 67 39 46 28 59 terrific jam frog action flatter
Step V: 59 67 39 46 28 jam frog action flatter terrific

Following common explanation, we get that the term ‘73’ is 3rd from the left end in the step III.
Option A is hence the correct answer.

Final Arrangement:
Input:  73  jam  trim  29  31  clear  team  81
Step I: 31  73  jam  trim  29  clear  team  81
Step II:  31  81  73  jam  trim  29  clear  team
Step III: 31  81  73  29  jam  trim  clear  team
Step IV: 31  81  73  29 clear  jam  trim  team
Step V: 31  81  73  29  clear jam  team  trim

Common Explanation:
Reference: 
Input:  toy  for  35  27  61  97  weight  stroke
Step I: 61  toy  for  35  27  97  weight  stroke
Step II: 61  35  toy  for  27  97  weight  stroke
Step III: 61  35  27  toy  for  97  weight  stroke
Step IV: 61  35  27  97  toy  for  weight  stroke
Step V: 61  35  27  97  for  toy  weight  stroke
Step VI: 61  35  27  97  for  stroke  toy  weight

If we observe the given steps, the following rules are being applied:
Step I. In each step, the number the sum of the digits of which is the lowest, is being arranged at extreme left.
Step II. Next bigger number is arranged to the immediate right of the number achieved in previous step and we carry on in the same manner till we achieve all the numbers in ascending order. This continues till Step IV.
Step V. The word that comes prior to the other given words is placed right after the last number and we keep on arranging all the words in such a manner till we get in ascending order.

Following the rules describe above, we get the steps for the given input as:
Input:  73  jam  trim  29  31  clear  team  81
Step I: 31  73  jam  trim  29  clear  team  81
Step II:  31  81  73  jam  trim  29  clear  team
Step III: 31  81  73  29  jam  trim  clear  team
Step IV: 31  81  73  29 clear  jam  trim  team
Step V: 31  81  73  29  clear jam  team  trim
And Step V is the last step of the rearrangement.

Following common explanation we get that it is ‘29’ which is the 4th term from the left end in step IV.
Option E is hence the correct answer.

Final Arrangement:
Input:  73  jam  trim  29  31  clear  team  81
Step I: 31  73  jam  trim  29  clear  team  81
Step II:  31  81  73  jam  trim  29  clear  team
Step III: 31  81  73  29  jam  trim  clear  team
Step IV: 31  81  73  29 clear  jam  trim  team
Step V: 31  81  73  29  clear jam  team  trim

Common Explanation:
Reference: 
Input:  toy  for  35  27  61  97  weight  stroke
Step I: 61  toy  for  35  27  97  weight  stroke
Step II: 61  35  toy  for  27  97  weight  stroke
Step III: 61  35  27  toy  for  97  weight  stroke
Step IV: 61  35  27  97  toy  for  weight  stroke
Step V: 61  35  27  97  for  toy  weight  stroke
Step VI: 61  35  27  97  for  stroke  toy  weight

If we observe the given steps, the following rules are being applied:
Step I. In each step, the number the sum of the digits of which is the lowest, is being arranged at extreme left.
Step II. Next bigger number is arranged to the immediate right of the number achieved in previous step and we carry on in the same manner till we achieve all the numbers in ascending order. This continues till Step IV.
Step V. The word that comes prior to the other given words is placed right after the last number and we keep on arranging all the words in such a manner till we get in ascending order.

Following the rules describe above, we get the steps for the given input as:
Input:  73  jam  trim  29  31  clear  team  81
Step I: 31  73  jam  trim  29  clear  team  81
Step II:  31  81  73  jam  trim  29  clear  team
Step III: 31  81  73  29  jam  trim  clear  team
Step IV: 31  81  73  29 clear  jam  trim  team
Step V: 31  81  73  29  clear jam  team  trim
And Step V is the last step of the rearrangement.

The Speaker does not vote in the House except on those rare occasions when there is a tie at the end of a decision.
Chairman of Rajya Sabha has no vote except when there is a tie (article 100).

Madanlal proved his value to the side both with his courageous middle order batting and his nippy medium pace bowling. He proved it in Tests while bowling India to victory over England at Bombay in 1981 or by rescuing the country by scoring a gallant 74 against Pakistan at Bangalore in 1983.

Pathogenic bacteria secrete various virulence factors, including toxins, lipases and pro-teases that allow them to infect, breakdown and colonize host tissue. Among various modes of action that the pathogenic bacteria use to damage the host, pore formation (by pore forming toxins (PFTs)) and lipid hydrolysis (by phospholipases) modes are common in damaging the eukaryotic cell membrane. PFTs in their monomeric form are extracellular diffusible and able to form hydrophilic pores in cell membrane while phospholipases cleaves and hydrolyzes the ester bonds of most phospholipids in cell membrane.

The minimum age of voting in India was lowered from 21 to 18 years by the 61st Amendment Act in .1988 read with Act 21 of 1989. 

Gandhara art was a style of Buddhist visual art that developed from a merger of Greek, Syrian, Persian, and Indian artistic influences during the first few centuries of Christian era. The foreign influence is evident from the sculptures of Buddha in which they bear resemblance to the Greek sculptures. Both Shakas and Kushanas were patrons of Gandhara School.

The banking system commenced in India with the foundation of the Bank of Hindustan in Calcutta (now Kolkata) in 1770 which ceased to operate in 1832.

Land Development Banks (LDBs) are essentially co-operative institutions. All the LDBs are registered under the Co-operative Societies Act.

Under the Reserve Bank of India Act, 1934, the Department of Currency Management is responsible for administering the Reserve Bank's currency management functions. Currency management is primarily concerned with the issuance of notes and coins, as well as the removal of unfit notes from circulation.

NABARD was set up with an initial capital of 100 crore. Consequent to the revision in the composition of share capital between Government of India and RBI, the paid up capital as on 31 March 2015, stood at 5000 crore with Government of India holding 4,980 crore (99.60%) and Reserve Bank of India 20.00 crore (0.40%). RBI sold its stake in NABARD to the Government of India, which now holds 99% stake. So, the contribution of Government of India and Reserve Bank of India in the capital of NABARD is in the ratio 99 : 01

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is a National Mission for Financial Inclusion that was launched on August 28, 2014, to ensure inexpensive access to financial services such as basic savings and deposit accounts, remittance, credit, insurance, and pension.

Mobile Banking: It refers to the use of a mobile device to carry out financial transactions anywhere.

• ​This service is provided by majorly all financial institutions, especially banks.
• Mobile banking enables customers to carry out various transactions, which may vary depending upon institutions.
• Mobile banking service can be categorized into, account information, transaction, investment, support service, content, and news.
• It can be done either through the internet or SMS.
• In 2002 mobile banking was started in India by a way through SMS.

• Sunil Mehta, a non-executive chairman of Punjab National Bank , was the head of Sashakt Committee.
• The government had constituted a committee led by Sunil Mehta to resolve the issue of  NPAs.
• Sunil Mehta said the new RBI direction making the Inter-Creditor Agreement (ICA) framework mandatory is a move in the right direction for resolution of non-performing assets (NPAs or bad loans).
• Sashakt panel has recommended that bad loans of up to Rs 50 crore will be managed at the bank level, with a deadline of 90 days.
• For bad loans of Rs 50-500 crore, banks will enter into an ICA, authorising the lead bank to implement a resolution plan in 180 days or refer the case to the National Company Law Tribunal (NCLT). 
• The Sashkat ICA can be modified to incorporate the requirements of the new framework and serve as the Master Inter-Creditor Agreement for resolution of all stressed asset under BLRA (Bank Led Resolution Approach). 

In 2004, SBI opened the first floating ATM in Kerala. The SBI floating ATM was installed in the Kerala Shipping and Inland Navigation Corporation's Jhankar yacht (KSINC).

BHIM:

• It was launched on 30th December 2016 by PM Narendra Modi.
• It has been designed by the National Payments Corporation of India (NPCI) and named after Dr. BR Ambedkar.
• Using this app, transactions can be made through the Unified Payment Interface (UPI).
• Transactions can be made through a bank account, QR code, mobile number or by creating a unique digital identity.
• NPCI does not charge any fee for using this platform.

• Automated teller machines are electronic banking outlets that allow people to complete transactions without the help of a bank representative or teller.
• ATM transactions can be as simple as a deposit or balance inquiry, or more complex like a balance transfer or bill payment.
• In order to use an ATM, consumers need to have a debit or credit card, and a personal identification number.
• There are Different Types of ATM available which are as follows: –​
  

• Non-Banking Financial Companies (NBFCs) eligibility limit for debt recovery under the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest (Sarfaesi) Act 2002 has been reduced from Rs 500 crore to Rs 100 crore in asset size and Rs 1 crore to Rs 50 lakh in loan size.
• The Act allows lenders to auction properties of defaulters to recover their dues.
• The government has proposed to provide credit guarantee for the NBFC sector that has been facing liquidity crisis since the burst of the IL&FS (Infrastructure Leasing & Financial Services Limited is an Indian infrastructure development and finance company) scam.
• The Reserve Bank of India’s report on banking trends for 2018-19 showed the gross non-performing assets ratio of banks has increased to 6.1% of assets from 5.3 per cent in the last year.
• According to a note from rating agency Crisil, the reduction for applicability under Sarfaesi Act is a positive action and will bring an additional 12-15 per cent of NBFCs’ loan against property, which stands at around Rs 1 lakh crore as of March 2019, under the Sarfaesi act.

The Artemis Accords is a non-binding international agreement aimed at guiding civil space exploration and use. It focuses on returning humans to the Moon and expanding space exploration to Mars and beyond. The agreement provides a framework for international cooperation and sets out principles for sustainable and peaceful exploration of outer space.

Ruby Sinha has been appointed as the President of BRICS CCI WE (Women's Vertical) for a period of three years. BRICS CCI is dedicated to fostering economic growth and cultural cooperation among the BRICS nations (Brazil, Russia, India, China, and South Africa). The Women's Vertical aims to empower women entrepreneurs, promote gender equality, and enhance collaboration in trade and investment.

The "One Nation, One Ration Card" scheme aims to provide portability of food grains entitlements to beneficiaries under the National Food Security Act (NFSA) across states and Union Territories (UTs) of India. It allows eligible beneficiaries to access their Public Distribution System (PDS) benefits from any Fair Price Shop (FPS) across the country. This scheme ensures food security for migrant workers and their families.

Olga Tokarczuk, a Polish author and activist, was awarded the Nobel Prize in Literature in 2022. She is known for her distinctive storytelling style and exploring themes of identity, history, and human rights. Her works have garnered critical acclaim and have been translated into many languages.

Qatar hosted the 2022 FIFA World Cup, which is the most prestigious tournament in men's international soccer. It took place in November and December 2022, featuring matches played across various stadiums in Qatar. The tournament captivated fans worldwide and showcased the best football talent from different nations.

The main agenda of the G20 Labour Engagement Group meeting held in Patna, Bihar was to discuss and address the issue of enhancing women's participation in the workforce, which currently stands at around 32 percent globally. This topic aims to promote gender equality and empower women economically.

World Rainforest Day was launched by the Rainforest Partnership, a non-profit environmental organization based in Austin, Texas. The initiative aims to raise awareness about the importance of rainforests and their contributions to the planet's health.

Axis Bank has introduced the 'one-view' feature on its mobile application, allowing customers to manage multiple bank accounts, including non-Axis accounts, on a single platform. This feature leverages the account aggregator ecosystem, following the open banking principle.