SIDBI Assistant Manager Mock Test - 5 - Banking Exams MCQ

Directions: Study the given information and answer the following question.

In a certain code language:
'play books during winters' is coded as 9@h 16@h 26#b 13#t.
'apples look red blink' is coded as 22@w 12#p 22#h 13@p.
'study novels wrist luck' is coded as 8@g 15#h 23@b 24#p.
'chairs doors blue right' is coded as 19@g 6#v 9#h 9@h.

Q. Using the given rules, find the code for 'student perfect'.

Directions: Read the given information carefully and answer the questions given beside:
Nine persons – Chaya, Dimple, Beena, Ajit, Jaya, Fatima, Gagan, Hemant and Kaushal – are sitting in a straight line facing north, but not necessarily in the same order.
Beena is fourth to the left of Gagan; Fatima is fourth to the right of Chaya and second to the left of Kaushal, who is fifth to the right of Ajit. Dimple is not an immediate neighbour of either Kaushal or Beena. There are only three persons between Jaya and Ajit. Gagan is second to the right of Chaya.

Q. If Kaushal and Hemant exchange their places, then who among the following sits on the immediate right of Kaushal?

A bag contains four black and five red balls. If three balls from the bag are chosen at random, what is the chance that they are all black?

From a pack of 52 playing cards, three cards are drawn at random. Find the probability of drawing a king, a queen and jack.

A Special pump can be used for filling as well as for emptying a Cistern. The capacity of the Cistern is 2400m³. The emptying capacity of the Cistern is 10m³ per minute higher than its filling capacity and the pump needs 8 minutes lesser to Cistern the tank than it needs to fill it. What is the filling capacity of the pump?

Two athletes cover the same distance at the rate of 10 and 15 kmph respectively. Find the distance travelled when one takes 15 minutes longer than the other.

The ratio of income of Aman to income of Raman is 4 : 3. Their expenditures are in the ratio 3 : 1. If their respective savings are Rs. 16,000 and Rs. 25,000, what is the income of Aman?

Directions: Study the given table carefully and answer the question that follow:
Number of candidates appeared and qualified for a test (in hundreds) in 6 different years from 5 different zones.
Note: Here App. means Appeared and Qual. Means qualified.

Q. From which zone was the total number of candidates who qualified the test, the second highest in the year?

The given bar chart represents the number of Televisions Sets (TV) manufactured (in thousands) and the respective percentage of those TV Sets sold by five different companies A, B, C, D and E in 2015.

Study the chart carefully and answer the question that follows.

The average number of TV sets sold by companies C and D is what percentage of the number of TV sets manufactured by company E? Express your answer correct to one place of decimal.

Directions: Study the following information carefully and answer the questions given beside.
Aman, Binoy and Chintu are three friends who go out to explore the city. They ate their breakfast, lunch and dinner in the market and split the total bill. The amount spent by Aman on breakfast and lunch is in the ratio 3 : 4, while that spent by Chintu on lunch and dinner is in the ratio 11 : 7.

The amount paid by Aman on Dinner and Chintu on breakfast is equal. In lunch, the share of Binoy is the average of Aman and Chintu. The money spent by Aman on Breakfast and lunch is 700/9% of the money spent by Chintu on lunch and dinner. The ratio of breakfast, lunch and dinner in the total bill is 58 : 57 : 65. In the end Aman gives Chintu Rs. 20, to make the share of each of them equal.

Q. What is the ratio of amount spent by Aman on breakfast and dinner to the amount spent by Chintu on breakfast and dinner?

Directions: The following pie-chart shows the sources of funds to be collected by the National Highways Authority of India (NHAI) for its phase II projects. Study the pie-chart and answer the following three questions:

Q. If the toll is to be collected through and outsourced agency by allowing a maximum 10% commission how much amount should be permitted to be collected by the outsourced agency, so that the project is supported with Rs. 4,910 crores?

Today most businessmen are very worried. To begin with, they are not used to competition.In the past they sold whatever ...(1)... produced at whatever prices they chose. But ...(2)... increasing competition, customers began to ...(3)... and choose. Imports suddenly became ...(4)... available and that too at cheaper ...(5)...

What will come in Option Two?

Although coffee is not usually considered a drug, it is so addictive that it hasbecome a critical part of breakfast for many people.

Direction: Read the following passage carefully and answer the questions that follow.

India’s e-commerce sector, poised to grow four times to $150 billion by 2022, is still a work in progress when it comes to safeguarding customer interest. Consumers are still compelled to take wild chances in online transactions. There is little they can do if their calls go wrong. Returns and reimbursements are risky and cumbersome. There are no authentic ways to figure out if product reviews, ratings or even discounts are genuine. So, it is heartening to see the government coming up with a set of guidelines to protect interests of consumers. The guidelines released last week by the Consumer Affairs Ministry in this regard emphasise that an e-commerce entity shall not influence the price of the goods or services, adopt any unfair or deceptive methods to influence transactional decisions of consumers or falsely represent themselves as consumers and post reviews about goods and services. The guidelines on returns and refunds favour consumers. The message seems simple: If online companies want to dupe consumers to earn extra bucks, they’re in trouble.

Clearly, the Ministry’s thinking seems to be in line with the way the Centre’s approach to regulating the fast-growing e-commerce sector. It is, however, worth considering whether the Department of Promotion of Industry and Internal Trade (then DIPP) will strike the right balance between regulating consumer interests and encouraging innovation and investment, without discriminating against a particular class of investors. Now marketplace entities won’t be able to buy more than 25 per cent from a single vendor, give discounts on products or sell the goods of the companies in which there is equity participation by the marketplace entity. The changes had irked foreign e-tailers who felt the rules would _____ (A) _____ their business models and could cost them time and money. But anecdotal evidence does not entirely seem to bear that out.

The DPIIT is also framing an e-commerce policy and, like the Consumer Affairs Ministry, has put up the draft for comments. The draft talks about the country retaining ownership and control of data generated within the country, rigorous monitoring of cross-border imports, placing the responsibility of consumer protection on the intermediary and addressing the issue of piracy. That said, the element of indecision over data localisation requirements is still a worry. Attempts made by both the DPIIT and the MeitY in the e-commerce policy and the data protection policy, respectively, to make a case for storage of personal data locally (along with the RBI in the case of payment systems) have predictably resulted in a lot of protests from the EU and US entities. While the Centre is certainly on a sound wicket here, it should take a call soon — without succumbing to the recent tendency to over-regulate business.

Q. Which among the following is correct regarding the prospect of e-commerce sector in India?

Direction: Read the following passage carefully and answer the question that follows.

After a worrying pre-monsoon phase between March and May, when rainfall was scarce, the current robust season in most parts of coastal, western and central India augurs well for the entire economy. Aided apparently by beneficial conditions in the Indian Ocean, very heavy rainfall has been recorded, notably in Maharashtra, Gujarat, Rajasthan, the northeastern States, Karnataka, the Konkan coast, hilly districts of Kerala and Tamil Nadu. This pattern may extend into Chhattisgarh, Odisha, Bengal and other eastern regions. A normal Indian Summer Monsoon is bountiful overall, but as last year’s flooding in Kerala, and the Chennai catastrophe of 2015 showed, there can be a terrible cost in terms of lives and property lost, and people displaced. Distressing scenes of death and destruction are again being witnessed. Even in a rain-shadow region such as Coimbatore in Tamil Nadu, the collapse of a railway parcel office after a downpour has led to avoidable deaths. What this underscores is the need to prepare for the rainy season with harvesting measures, as advocated by the Centre’s Jal Shakti Abhiyan, and a safety audit of structures, particularly those used by the official agencies. In drafting their management plans, States must be aware of the scientific consensus: that future rain spells may be short, often unpredictable and very heavy influenced by a changing climate. They need to invest in reliable infrastructure to mitigate the impact of flooding and avert disasters that could have global consequences in an integrated economy.

The long-term trends for flood impact in India have been one of declining loss of lives and cattle since the decadal high of 1971-80, but rising absolute economic losses, though not as a share of GDP. It is important, therefore, to increase resilience through planning, especially in cities and towns which are expanding steadily. Orderly urban development is critical for sustainability, as the mega flood disasters in Mumbai and Chennai witnessed in this century make clear. It is worth pointing out that the response of State governments to the imperative is tardy and even indifferent. They are hesitant to act against encroachment of lake catchments, river courses and floodplains. The extreme distress in Chennai, for instance, has not persuaded the State government against allowing structures such as a police station being constructed on a lake bed, after reclassification of land. Granting such permissions is an abdication of responsibility and a violation of National Disaster Management Authority Guidelines to prevent urban flooding. As a nation that is set to become the most populous in less than a decade, India must address its crippling cycles of drought and flood with redoubled vigour. Scientific hydrology, coupled with the traditional wisdom of saving water through large innovative structures, will mitigate floods and help communities prosper.

Q. Which among the following is correct regarding the impact of flood in India over the years starting from 1970s?

Which of the following is/are associated with the equatorial region of the Amazon basin. 

1. Bromeliads 

2. Piranha 

3. Manioc (Cassava)

4. Maloca 

Q. Select the correct answer using the codes given below: 

_______ is the process in which acids and bases react to form salts and water.

Pathogenic bacteria secrete -

Which bank is the first bank to commence its operations in India?

________ is a system which enables payment between two entities i.e. a payer and payee and constitutes clearing, settlement or payment service.

Consider the following statements regarding External Commercial Borrowing (ECB) –

1. ECB is a loan availed by an Indian entity from a non-resident lender.
2. ECBs cannot be used for investment in the stock market or speculation in real estate.
3. Public Sector Enterprises are not eligible for External commercial borrowing.

Which of the statements given above is/are correct?

Consider the following statements regarding Non-Banking Financial Companies.

1. NBFCs do not form part of the payment and settlement system and cannot issue cheques drawn on itself.
2. NBFCs cannot accept demand deposits.
3. Deposit insurance facility of Deposit Insurance and Credit Guarantee Corporation is not available to depositors of NBFCs.

Which of the above statements is/are correct?

In which state was Major Bakhtawar Singh Brar born?

What is the significance of the 67th TAAI Convention in the travel industry?

When will the United Nations Security Council hold its first-ever meeting on the threats of Artificial Intelligence (AI)?

Which country has been included in the "Champions Group" of the Global Crisis Response Group (GCRG)?

How often does the World Meteorological Organization (WMO) issue the Ozone and UV Bulletin?