SBI CBO Mock Test - 4 - Bank Exams MCQ

The argument is about whether American businesses have focused too much on high-technology products at the expense of broader success. To weaken this argument, consider the following:

• High tech vs. low tech manufacturing: If manufacturing high tech products is a completely different process than low tech goods, then skills and strategies from low tech might not easily transfer to high tech.

This suggests that focusing on high tech might require unique expertise that foreign firms cannot easily replicate, challenging the idea that starting with low tech is a better strategy.

The correct answer should be 'a' because in the question it is given that finding a/an.... that means the word should start with a vowel.

So, the correct answer is Appropriate.

There is nothing in the context to justify healthy or itinerant (moving form place to place; wandering—like a salesperson) option 1 'enjoy their lives' is grammatically correct but logically it does not justify "to get out and about'—hence active is justified. Cars can be adapted, modified or designed. The best combination, however, is option 3.

His desire for power brought about his downfall.

One word substitution is Pedantic.

Pedantic: Excessively concerned with minor details or rules.

Verbose: Using or expressed in more words than are needed.

Pompous: Self-important, arrogant.

Ornate: Elaborately or highly decorated.

 As per the given above sentence is given in Passive Voice. 
Are others imitated by you? 
Therefore , option B will be correct answer .

One word substitution is Agenda.

Schedule: A plan for carrying out a process or procedure, giving lists of intended events and times.

Timetable: A chart showing the departure and arrival times of trains, buses, or aircraft.a chart showing the departure and arrival times of trains, buses, or aircraft.

Agenda: A list of items to be discussed at a formal meeting.

Plan: A detailed proposal for doing or achieving something.

why does Professor Dhavan

bigger than any other city

Option A: Isolated does not fit contextually in the second statement.

Option B: Distant does not fit contextually in the second statement.

Option D: Inaccessible does not fit contextually in the second statement.

Option C fits perfectly in both the statements.

Hence, option C is the correct answer.

• Government of India had set up a committee in 2006 whose chairman was Dr. C. Rangarajan to study the pattern of exclusion from access to financial services throughout the region, gender, and occupational mechanism and to identify the barriers confronted by vulnerable individuals in accessing credit and financial services and suggest the steps required for financial inclusion. The committee submitted its report in January 2008.
• According to the committee, Financial inclusion may be defined as the process of ensuring access to financial services and timely and adequate credit where needed by vulnerable groups like weaker sections and groups with low income at an affordable cost.

At the time of establishment, the authorized capital of the Reserve Bank of India was Rs. 5 crores.

Financial markets are classified as:

1. Money market
2. Capital market

• The concept of financial inclusion was first introduced in India in 2005 by the Reserve Bank of India.​ 
• Reserve Bank of India (RBI):-
  • The Reserve Bank of India was established on April 1, 1935, in accordance with the provisions of the Reserve Bank of India Act 1934
  • since Nationalisation in 1949, the Reserve Bank is fully owned by the Government of India.
• AIM:
  • ​To regulate the issue of Banknotes and keeping of reserves with a view to securing monetary stability in India and generally to operate the currency and credit system of the country to its advantage; to have a modern monetary policy framework to meet the challenge of an increasingly complex economy, to maintain price stability while keeping in mind the objective of growth.
  • It is known as Banker's Bank.
  • It has the power to provide and cancel the license to other commercials, scheduled banks.
  • Headquarters: Mumbai.
  • Governor: Shakthikantha Das.

NPA is a loan account becoming NPA for non – renewal, for not obtaining stock statements and non- recording the due date after re-phasing / restructuring of a loan account.

The need for financial inclusion can be observed in:

• Development – Greater access to financial services = Increase in savings + Decrease in income inequality & poverty + Increase in employment levels
•  Growth – It encourages the habit to save, thus enhancing capital formation in the country and giving it an economic boost. Also, the availability of sufficient and transparent credit from formal banking institutions will promote the entrepreneurial spirit among the people = increase in productivity and prosperity in rural areas.
• Service delivery – Direct cash transfers to beneficiary bank accounts rather than physical cash payments against the subsidy.

Money Market is divided into three types-Call Money, Term Money and Notice Money. 

In any of the four situations listed below, a person or company is considered a "wilful defaulter": When a borrower (person or business) fails to meet their payment obligations, although having the financial means to do so. There is a planned plan to default on the debt.

A business correspondent is a bank-in-person, who is authorised to collect small ticket deposits and extend small credit on behalf of the banks. Business correspondents are an important medium of promoting financial inclusion in rural and backward regions, with limited availability of bank branches.

Lead Bank scheme:

• Establishment: 1969
• Objective: To promote the role of banks in the overall development of the rural sector.
• Recommendation: Prof. D. R. Gadgil Study group and Banker's committees.

The main instruments traded in the capital market are equity shares, debentures, bonds, and preference shares.

The first page of website is called home page/index page.
Javascript is a programming language.

Reboot is the process of closing and starting a computer or its operating system from the initial boot loading sequence.

Computer software, or simply software, is a generic term that refers to a collection of data or computer instructions that tell the computer how to work, in contrast to the physical hardware from which the system is built, that actually performs the work.

The number of pixels displayed per unit of length in an image is called the image resolution, usually measured in pixels per inch (PPI).

Message passing between application processes (clients and servers) operating on various end systems is governed by an application layer protocol. Protocols for application layers are DNS, SMTP, POP, FTP, and HTTP.

A self-replicating software on a computer called a virus has code that specifically copies itself into other executable codes or programs.

Most LANs connect workstations and personal computers. Each node (individual computer) in a LAN has its own CPU with which it executes programs, but it also is able to access data and devices anywhere on the LAN. This means that many users can share peripherals or equipment, such as laser printers, as well as data. Users can also use the LAN to communicate with each other or for sharing information, by sending email or engaging in chat sessions.