SBI CBO Mock Test - 9 - Bank Exams MCQ

In the passage, the author discusses the different factors that influence obedience, including the presence or absence of compulsion. The phrase "absence of compulsion" refers to a situation where obedience is not compelled by fear or the threat of force or punishment. Instead, it is colored by a cooperative mood, and individuals willingly give obedience to their superiors. This is supported by the statement in the passage that "to the degree that an absence of compulsion is present, obedience is colored by a cooperative mood." Therefore, option 2) is the correct answer.

To answer this question, we need to understand the context and the qualities that are desirable in any business. Let's analyze each option and determine the correct answer.
A: Advice
- Advice is important in any business, but it is not specifically mentioned as a desirable quality.
- It can be sought from various sources, but it is not a characteristic of a business itself.
B: Risk
- Taking risks is an essential part of running a business.
- Entrepreneurs and business owners often take calculated risks to achieve success and growth.
- Risk-taking is a desirable quality in a business, as it can lead to innovation and competitive advantage.
C: Profit
- Making a profit is the ultimate goal of any business.
- While profit is important and desirable, it is not a quality that a business takes.
D: Success
- Success is the result of effective business practices and achieving desired outcomes.
- While desirable, success is not an action that a business takes.
E: Recourse
- Recourse refers to the option or action taken in response to a problem or dispute.
- It is not directly related to the qualities of a business.
Based on the analysis, the correct answer is B: Risk. Taking risks is desirable in any business as it can lead to growth, innovation, and competitive advantage.

The expression more than one + noun, though plural in sense, is followed by a singular verb.

As citizens of India, we cherish both our democracy and secularism.

• To cherish means to value and care deeply about something.
• Democracy and secularism are integral to India's identity.
• These principles ensure freedom and equal rights for all citizens.

And here, the right answer is option 

 ( b) . 

He admired the speed with which he completed the work and appreciated the method adopted by him.

She cooks, washes dishes, does her homework and then relaxes.

Customers began to pick and choose

So option C is correct

available and that too at cheaper prices.

So Option D is correct

In the context of the sentence, the only combination of words that lead to a meaningful sentence is "matters" and "address". All other options are incorrect either contextually or grammatically. Option A would have been considered if the helping verb “is” was present before the first blank. The other options make the statement contextually inappropriate. Therefore, options A, B, C and E are eliminated.

Option D is hence the correct answer.

This statement is wrong: To defend the hardly-won

Correct Statement will be: To defend the hard-won.

The sentence says that the “brightest” talents are already employed in the business verticals of the social sector banks. Therefore, the first blank refers to the remaining less ‘capable’ employees. In the context of the sentence, the words which are suitable for the first blank are “skilled”, “competent” and “experienced”. Hence options C and E are eliminated.

The word “inspection” and the second blank are joined by “and” and describe the “roles” of the staff. The only word that makes the sentence meaningfully correct is “supervision”. The words “future" and “futile” are irrelevant to the context of this sentence. This eliminates options A and D as well.

Option B is hence the correct answer.

This statement is wrong: If a man diligently seeks to come into the contact

Correct Statement will be: If a man diligently seeks to come into contact.

The Bharatiya Reserve Bank Note Mudran Private Ltd. (BRBNMPL) manages 2 Presses one at Mysore in Karnataka and the other at Salboni in West Bengal.

As part of the prompt corrective action (PCA) framework, the Reserve Bank has defined regulatory trigger points in terms of three parameters: capital to risk-weighted assets ratio (CRAR), net non-performing assets (NPA), and Return on Assets (RoA).

The first Mutual funds in India were created in 1964 by the Unit Trust of India. In 1987, the leading public sector banks of the country, such as SBI and Canara bank, set up their mutual funds. It becomes popular after the 1991 liberalization of the Indian economy.

NPCI has ten core promoter banks—State Bank of India, Punjab National Bank, Bank of Baroda, Canara Bank, Bank of India, Union Bank of India, HDFC Bank, Citibank, HSBC, and ICICI Bank.

Securities and Exchange Board of India (SEBI) is an organization tasked with monitoring and regulating the Indian capital and securities markets, as well as drafting legislation and guidelines to protect investors' interests.

The Indian government has raised the FDI ceiling in the defense sector to 74 percent through the Automatic Route for companies seeking new defense industrial licenses, and to 100 percent through the Government Route wherever it is expected to result in access to current technology.

• Money market is a market for short-term funds.
• It deals in securities like treasury bills, commercial paper, bills of exchange, certificate of deposits etc.
• The maturity of the money market instruments is one day to one year. 
• Regulatory body of money market is RBI.
• Major market segments under the regulatory ambit of the Reserve Bank are interest rate markets, including Government Securities market and money markets; foreign exchange markets; derivatives on interest rates/prices, repo, foreign exchange rates as well as credit derivatives.
• Mostly Money market instruments are regulated by RBI except mutual funds which is
• regulated by the Securities and Exchange Board of India (SEBI)

All the three statements hold true about Mutual Funds. Firstly, The entry of mutual funds into call money market as a lender has helped to stabilize the Interest rates in this highly volatile market. Secondly, In a depressed market, the Mutual Funds can steady the 'market' due to their absorbing capacity. Lastly,Mutual Funds help to channelize the saving in productive lines by providing the much-needed long-term finance to the industries for assets formation, modernization and expansion.

Purple ATM is not found.

ECB refers to the loans taken from non-resident lenders i.e. the foreign companies to finance commercial activities in India. ECBs cannot be used for investment in stock market or speculation in real estate. At some times, borrowings from external companies can be cheaper than that borrowed within the country. There are two ways in which ECB can be accessed in the country: Automatic Route, under which, the borrower is not to take any permission from RBI or Govt. and Approval Route under which, the borrower has to take approval from RBI or GOI.

• The Reserve Bank of India (RBI) has introduced the prompt corrective action (PCA) framework for non-banking financial companies (NBFCs).
• The new NBFC framework will be applicable to all deposit-taking NBFCs in the middle, upper and top layers.
• The PCA framework for NBFCs will come into effect from October 1, 2022, based on the financial position of NBFCs on or after March 31, 2022.

• The World Bank is an international organization dedicated to providing financing, advice, and research to developing nations to aid their economic advancement. The bank predominantly acts as an organization that attempts to fight poverty by offering developmental assistance to middle- and low-income countries.
• The World Bank Group offers a multitude of proprietary financial assistance, products, and solutions for international governments, as well as a range of research-based thought leadership for the global economy at large.
• The World Bank's Human Capital Project seeks to help nations invest in and develop their human capital to produce a better society and economy.
• The World Bank provides financing, advice, and other resources to developing countries in the areas of education, public safety, health, and other areas of need. Often, nations, organizations, and other institutions partner with the World Bank to sponsor development projects.

Individuals who are Indian citizens are eligible to open this PMJDY account. Even minors above the age of 10 can open an account under this arrangement. Nonetheless, guardians are in charge of children's accounts. Minors are eligible for a RuPay Card, which may be used to make four monthly withdrawals.

A projector is an Output device that can take images generated by a computer and reproduce them on a large, flat surface.

Ctrl + M is the shortcut key to insert a new slide in the current presentation. On the other hand, Ctrl + N key is used for creating a new presentation.

CD-ROM stands for "Compact Disc Read-Only Memory." A CD-ROM is a CD that can be read by a computer with an optical drive. The "ROM" part of the term means the data on the disc is "read-only," or cannot be altered or erased.