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NIACL AO Mock Test - 10 - Insurance Exams MCQ


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30 Questions MCQ Test NIACL AO Mock Test Series 2025 - NIACL AO Mock Test - 10

NIACL AO Mock Test - 10 for Insurance Exams 2024 is part of NIACL AO Mock Test Series 2025 preparation. The NIACL AO Mock Test - 10 questions and answers have been prepared according to the Insurance Exams exam syllabus.The NIACL AO Mock Test - 10 MCQs are made for Insurance Exams 2024 Exam. Find important definitions, questions, notes, meanings, examples, exercises, MCQs and online tests for NIACL AO Mock Test - 10 below.
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NIACL AO Mock Test - 10 - Question 1

The following passage contains two blanks. Choose the option that can make the passage meaningful.

With equity dilution clouds hovering over Jet Airways (India) Ltd, some analysts are perplexed its shares have remained _______. The airline said it will seek approval from shareholders to increase its authorized share capital and convert a part of its mammoth debt into equity. News reports suggest that apart from lenders, the airline’s rescue plan involves a fresh issue of shares at a large discount to Etihad Airways PJSC. Investors appear to be _______ about the prospects of lower finance costs and the resultant benefits to profitability. Note that even as Jet Airways’ shares have risen from their lows, they are still considerably lower when compared to a year ago. Therefore, some analysts feel that valuations are already beaten down and news of a concrete rescue plan may boost the shares.

Detailed Solution for NIACL AO Mock Test - 10 - Question 1
After reading the passage, it can be deduced that the share prices must have remained high. It has left analysts confused, as dilution of equity should logically mean a lower share price.

So, the first blank must contain a word that suggests 'high' or 'unaffected'.

All options except Retarded, thrilled show this. Bullish and bearish mean stock market high and low trends respectively.

So, we must look at the second blank.

The blank must mean investors remain 'hopeful', which has resulted in the still high prices of shares.

This is only expressed by 'enthused', which means enthusiastic or thrilled.

Hence, the correct option is (B).

NIACL AO Mock Test - 10 - Question 2

The passage given below has certain words or phrases underline and blanks that might need to be filled. There are questions that follow the passage. Read the same carefully and mark the most appropriate options as your answers

The global health crisis actually offers a unique opportunity to rethink prevailing business models in the hospitality space. The idea is to develop experiences that satisfy domestic as well as local needs of the communities. The Federation of Hotel & Restaurant Associations of India (FHRAI) further highlighted that due to the financial losses during the first wave, almost 40 per cent of hotels and restaurants in India have shut down permanently. About 20 per cent haven’t __________ back fully and the remaining a hit of over Rs 1.30 lakh crore in revenue for the fiscal year 2020-21 due to the impact of the ongoing global health crisis. In such a situation, continue to run in losses. Overall, the Indian hotel industry has taken the hospitality sector is seeking more support from the Government to stay afloat. So far, the only respite has been the Government’s decision to extend the Emergency Credit Line Guarantee Scheme (ECLGS) to the sector, under which the finance ministry recently removed the ceiling of Rs 500 crore in loan outstanding to get credit. Besides, the industry is pinning its hope on the revival in domestic travel seen after the waning of the second wave while wishing there is no third wave. Hence, stepping up to understand and respond to changing consumer behaviour as well as adopt new practices will be essential to the recovery of the hospitality sector.

Though the suspension of global tourism has hit the Indian hospitality industry hard, it’s time to shift the larger focus on the domestic demands. Millions of travelers, who are unable to travel overseas, would look for quality domestic alternatives. So, focusing on internal tourism is the way forward. With the work-from-home working model, employers should consider extending their employees the opportunity to take a break and unwind - as a ‘staycation’ or a ‘workcation’. Resorts or hotels could remodel and renovate to address workcation needs of employees. A continued focus on guest’s safety, hygiene and sanitization is important to instill confidence among guests in a post COVID-19 World. The global health crisis actually offers a unique opportunity to rethink prevailing business models in the hospitality space. The idea is to develop experiences that satisfy domestic as well as local needs of the communities. Adaptability is the key for survival -- and those who are seizing this opportunity are further enabling the inclusive and sustainable growth of the sector.

Which of the following is the best synonym to the word ‘respite’ as used in the passage?

Detailed Solution for NIACL AO Mock Test - 10 - Question 2
The given line talks about the only relief that the government has provided to the hospitality industry. We have two options that can fit as synonyms ie; (b) and (c).

But, the usage in the passage is not in the context of a break so, recess can be ruled out and hence ‘breather’ which means a relief or a sigh in between some blow can be the best fit.

So, option (b) is correct.

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NIACL AO Mock Test - 10 - Question 3

The passage given below has certain words or phrases underline and blanks that might need to be filled. There are questions that follow the passage. Read the same carefully and mark the most appropriate options as your answers

The global health crisis actually offers a unique opportunity to rethink prevailing business models in the hospitality space. The idea is to develop experiences that satisfy domestic as well as local needs of the communities. The Federation of Hotel & Restaurant Associations of India (FHRAI) further highlighted that due to the financial losses during the first wave, almost 40 per cent of hotels and restaurants in India have shut down permanently. About 20 per cent haven’t __________ back fully and the remaining a hit of over Rs 1.30 lakh crore in revenue for the fiscal year 2020-21 due to the impact of the ongoing global health crisis. In such a situation, continue to run in losses. Overall, the Indian hotel industry has taken the hospitality sector is seeking more support from the Government to stay afloat. So far, the only respite has been the Government’s decision to extend the Emergency Credit Line Guarantee Scheme (ECLGS) to the sector, under which the finance ministry recently removed the ceiling of Rs 500 crore in loan outstanding to get credit. Besides, the industry is pinning its hope on the revival in domestic travel seen after the waning of the second wave while wishing there is no third wave. Hence, stepping up to understand and respond to changing consumer behaviour as well as adopt new practices will be essential to the recovery of the hospitality sector.

Though the suspension of global tourism has hit the Indian hospitality industry hard, it’s time to shift the larger focus on the domestic demands. Millions of travelers, who are unable to travel overseas, would look for quality domestic alternatives. So, focusing on internal tourism is the way forward. With the work-from-home working model, employers should consider extending their employees the opportunity to take a break and unwind - as a ‘staycation’ or a ‘workcation’. Resorts or hotels could remodel and renovate to address workcation needs of employees. A continued focus on guest’s safety, hygiene and sanitization is important to instill confidence among guests in a post COVID-19 World. The global health crisis actually offers a unique opportunity to rethink prevailing business models in the hospitality space. The idea is to develop experiences that satisfy domestic as well as local needs of the communities. Adaptability is the key for survival -- and those who are seizing this opportunity are further enabling the inclusive and sustainable growth of the sector.

Q. Which of the following statements is not true as per the passage?

Detailed Solution for NIACL AO Mock Test - 10 - Question 3
All the given points are related to the context of the passage but as far as the question asks, we are required to find an option that is not true as per the passage and as none of these points have directly been given all of the above should be false.

It is a simple rule, whatever the author says is correct while solving the passage questions and unless it is an ‘inference’ based question, something that’s not directly given in the passage is considered not true.

Hence, option (e) is correct.

NIACL AO Mock Test - 10 - Question 4

The passage given below has certain words or phrases underline and blanks that might need to be filled. There are questions that follow the passage. Read the same carefully and mark the most appropriate options as your answers

The global health crisis actually offers a unique opportunity to rethink prevailing business models in the hospitality space. The idea is to develop experiences that satisfy domestic as well as local needs of the communities. The Federation of Hotel & Restaurant Associations of India (FHRAI) further highlighted that due to the financial losses during the first wave, almost 40 per cent of hotels and restaurants in India have shut down permanently. About 20 per cent haven’t __________ back fully and the remaining a hit of over Rs 1.30 lakh crore in revenue for the fiscal year 2020-21 due to the impact of the ongoing global health crisis. In such a situation, continue to run in losses. Overall, the Indian hotel industry has taken the hospitality sector is seeking more support from the Government to stay afloat. So far, the only respite has been the Government’s decision to extend the Emergency Credit Line Guarantee Scheme (ECLGS) to the sector, under which the finance ministry recently removed the ceiling of Rs 500 crore in loan outstanding to get credit. Besides, the industry is pinning its hope on the revival in domestic travel seen after the waning of the second wave while wishing there is no third wave. Hence, stepping up to understand and respond to changing consumer behaviour as well as adopt new practices will be essential to the recovery of the hospitality sector.

Though the suspension of global tourism has hit the Indian hospitality industry hard, it’s time to shift the larger focus on the domestic demands. Millions of travelers, who are unable to travel overseas, would look for quality domestic alternatives. So, focusing on internal tourism is the way forward. With the work-from-home working model, employers should consider extending their employees the opportunity to take a break and unwind - as a ‘staycation’ or a ‘workcation’. Resorts or hotels could remodel and renovate to address workcation needs of employees. A continued focus on guest’s safety, hygiene and sanitization is important to instill confidence among guests in a post COVID-19 World. The global health crisis actually offers a unique opportunity to rethink prevailing business models in the hospitality space. The idea is to develop experiences that satisfy domestic as well as local needs of the communities. Adaptability is the key for survival -- and those who are seizing this opportunity are further enabling the inclusive and sustainable growth of the sector.

Q. The employers have also been advised by the author. Which option helps understand the same?

Detailed Solution for NIACL AO Mock Test - 10 - Question 4
The second paragraph explains the first option where it talks about remodeling of the resorts etc. to make them suitable for workcations.

Therefore, option (a) is the correct answer.

NIACL AO Mock Test - 10 - Question 5

The passage given below has certain words or phrases underline and blanks that might need to be filled. There are questions that follow the passage. Read the same carefully and mark the most appropriate options as your answers

The global health crisis actually offers a unique opportunity to rethink prevailing business models in the hospitality space. The idea is to develop experiences that satisfy domestic as well as local needs of the communities. The Federation of Hotel & Restaurant Associations of India (FHRAI) further highlighted that due to the financial losses during the first wave, almost 40 per cent of hotels and restaurants in India have shut down permanently. About 20 per cent haven’t __________ back fully and the remaining a hit of over Rs 1.30 lakh crore in revenue for the fiscal year 2020-21 due to the impact of the ongoing global health crisis. In such a situation, continue to run in losses. Overall, the Indian hotel industry has taken the hospitality sector is seeking more support from the Government to stay afloat. So far, the only respite has been the Government’s decision to extend the Emergency Credit Line Guarantee Scheme (ECLGS) to the sector, under which the finance ministry recently removed the ceiling of Rs 500 crore in loan outstanding to get credit. Besides, the industry is pinning its hope on the revival in domestic travel seen after the waning of the second wave while wishing there is no third wave. Hence, stepping up to understand and respond to changing consumer behaviour as well as adopt new practices will be essential to the recovery of the hospitality sector.

Though the suspension of global tourism has hit the Indian hospitality industry hard, it’s time to shift the larger focus on the domestic demands. Millions of travelers, who are unable to travel overseas, would look for quality domestic alternatives. So, focusing on internal tourism is the way forward. With the work-from-home working model, employers should consider extending their employees the opportunity to take a break and unwind - as a ‘staycation’ or a ‘workcation’. Resorts or hotels could remodel and renovate to address workcation needs of employees. A continued focus on guest’s safety, hygiene and sanitization is important to instill confidence among guests in a post COVID-19 World. The global health crisis actually offers a unique opportunity to rethink prevailing business models in the hospitality space. The idea is to develop experiences that satisfy domestic as well as local needs of the communities. Adaptability is the key for survival -- and those who are seizing this opportunity are further enabling the inclusive and sustainable growth of the sector.

Q. How has COVID hit the hospitality industry?

Detailed Solution for NIACL AO Mock Test - 10 - Question 5
Option (c) is incorrect. The other two options have been given in the first paragraph.

Hence, (d) is the correct answer.

NIACL AO Mock Test - 10 - Question 6

The passage given below has certain words or phrases underline and blanks that might need to be filled. There are questions that follow the passage. Read the same carefully and mark the most appropriate options as your answers

The global health crisis actually offers a unique opportunity to rethink prevailing business models in the hospitality space. The idea is to develop experiences that satisfy domestic as well as local needs of the communities. The Federation of Hotel & Restaurant Associations of India (FHRAI) further highlighted that due to the financial losses during the first wave, almost 40 per cent of hotels and restaurants in India have shut down permanently. About 20 per cent haven’t __________ back fully and the remaining a hit of over Rs 1.30 lakh crore in revenue for the fiscal year 2020-21 due to the impact of the ongoing global health crisis. In such a situation, continue to run in losses. Overall, the Indian hotel industry has taken the hospitality sector is seeking more support from the Government to stay afloat. So far, the only respite has been the Government’s decision to extend the Emergency Credit Line Guarantee Scheme (ECLGS) to the sector, under which the finance ministry recently removed the ceiling of Rs 500 crore in loan outstanding to get credit. Besides, the industry is pinning its hope on the revival in domestic travel seen after the waning of the second wave while wishing there is no third wave. Hence, stepping up to understand and respond to changing consumer behaviour as well as adopt new practices will be essential to the recovery of the hospitality sector.

Though the suspension of global tourism has hit the Indian hospitality industry hard, it’s time to shift the larger focus on the domestic demands. Millions of travelers, who are unable to travel overseas, would look for quality domestic alternatives. So, focusing on internal tourism is the way forward. With the work-from-home working model, employers should consider extending their employees the opportunity to take a break and unwind - as a ‘staycation’ or a ‘workcation’. Resorts or hotels could remodel and renovate to address workcation needs of employees. A continued focus on guest’s safety, hygiene and sanitization is important to instill confidence among guests in a post COVID-19 World. The global health crisis actually offers a unique opportunity to rethink prevailing business models in the hospitality space. The idea is to develop experiences that satisfy domestic as well as local needs of the communities. Adaptability is the key for survival -- and those who are seizing this opportunity are further enabling the inclusive and sustainable growth of the sector.

Q. What is the tone of the author in the initial lines of the passage?

Detailed Solution for NIACL AO Mock Test - 10 - Question 6
The initial lines discuss the opportunities that come in the form of the challenges that the pandemic has imposed upon us. So, the obvious word that defines the tone is ‘optimistic’ which means trying to look for positives in every situation.

Critical and Skeptical are negative tones that mean finding faults and being doubtful respectively.

Cautionary and Alarming are also misfits.

Hence, the best option is (c).

NIACL AO Mock Test - 10 - Question 7

The passage given below has certain words or phrases underline and blanks that might need to be filled. There are questions that follow the passage. Read the same carefully and mark the most appropriate options as your answers

The global health crisis actually offers a unique opportunity to rethink prevailing business models in the hospitality space. The idea is to develop experiences that satisfy domestic as well as local needs of the communities. The Federation of Hotel & Restaurant Associations of India (FHRAI) further highlighted that due to the financial losses during the first wave, almost 40 per cent of hotels and restaurants in India have shut down permanently. About 20 per cent haven’t __________ back fully and the remaining a hit of over Rs 1.30 lakh crore in revenue for the fiscal year 2020-21 due to the impact of the ongoing global health crisis. In such a situation, continue to run in losses. Overall, the Indian hotel industry has taken the hospitality sector is seeking more support from the Government to stay afloat. So far, the only respite has been the Government’s decision to extend the Emergency Credit Line Guarantee Scheme (ECLGS) to the sector, under which the finance ministry recently removed the ceiling of Rs 500 crore in loan outstanding to get credit. Besides, the industry is pinning its hope on the revival in domestic travel seen after the waning of the second wave while wishing there is no third wave. Hence, stepping up to understand and respond to changing consumer behaviour as well as adopt new practices will be essential to the recovery of the hospitality sector.

Though the suspension of global tourism has hit the Indian hospitality industry hard, it’s time to shift the larger focus on the domestic demands. Millions of travelers, who are unable to travel overseas, would look for quality domestic alternatives. So, focusing on internal tourism is the way forward. With the work-from-home working model, employers should consider extending their employees the opportunity to take a break and unwind - as a ‘staycation’ or a ‘workcation’. Resorts or hotels could remodel and renovate to address workcation needs of employees. A continued focus on guest’s safety, hygiene and sanitization is important to instill confidence among guests in a post COVID-19 World. The global health crisis actually offers a unique opportunity to rethink prevailing business models in the hospitality space. The idea is to develop experiences that satisfy domestic as well as local needs of the communities. Adaptability is the key for survival -- and those who are seizing this opportunity are further enabling the inclusive and sustainable growth of the sector.

Q. Which of the following is one of the suggestions that has been discussed by the author?

Detailed Solution for NIACL AO Mock Test - 10 - Question 7
The first few lines of the second paragraph can easily clarify the answer to the question.

Though the suspension of global tourism has hit the Indian hospitality industry hard, it’s time to shift the larger focus on the domestic demands. Millions of travelers, who are unable to travel overseas, would look for quality domestic alternatives. So, focusing on internal tourism is the way forward.

Hence, option (d) is correct.

NIACL AO Mock Test - 10 - Question 8

The passage given below has certain words or phrases underline and blanks that might need to be filled. There are questions that follow the passage. Read the same carefully and mark the most appropriate options as your answers

The global health crisis actually offers a unique opportunity to rethink prevailing business models in the hospitality space. The idea is to develop experiences that satisfy domestic as well as local needs of the communities. The Federation of Hotel & Restaurant Associations of India (FHRAI) further highlighted that due to the financial losses during the first wave, almost 40 per cent of hotels and restaurants in India have shut down permanently. About 20 per cent haven’t __________ back fully and the remaining a hit of over Rs 1.30 lakh crore in revenue for the fiscal year 2020-21 due to the impact of the ongoing global health crisis. In such a situation, continue to run in losses. Overall, the Indian hotel industry has taken the hospitality sector is seeking more support from the Government to stay afloat. So far, the only respite has been the Government’s decision to extend the Emergency Credit Line Guarantee Scheme (ECLGS) to the sector, under which the finance ministry recently removed the ceiling of Rs 500 crore in loan outstanding to get credit. Besides, the industry is pinning its hope on the revival in domestic travel seen after the waning of the second wave while wishing there is no third wave. Hence, stepping up to understand and respond to changing consumer behaviour as well as adopt new practices will be essential to the recovery of the hospitality sector.

Though the suspension of global tourism has hit the Indian hospitality industry hard, it’s time to shift the larger focus on the domestic demands. Millions of travelers, who are unable to travel overseas, would look for quality domestic alternatives. So, focusing on internal tourism is the way forward. With the work-from-home working model, employers should consider extending their employees the opportunity to take a break and unwind - as a ‘staycation’ or a ‘workcation’. Resorts or hotels could remodel and renovate to address workcation needs of employees. A continued focus on guest’s safety, hygiene and sanitization is important to instill confidence among guests in a post COVID-19 World. The global health crisis actually offers a unique opportunity to rethink prevailing business models in the hospitality space. The idea is to develop experiences that satisfy domestic as well as local needs of the communities. Adaptability is the key for survival -- and those who are seizing this opportunity are further enabling the inclusive and sustainable growth of the sector.

Q. The word that fills the blank above to complete the sentence in the best possible way is?

Detailed Solution for NIACL AO Mock Test - 10 - Question 8
The word ‘haven’t’ has been used before the blank. It indicates that a word that is in the third form should be used. Options (a), (c) and (e) would hence be eliminated.

Bounced back is a phrase that fits here as it means to revive and get back on track.

So, the correct answer is (d).

NIACL AO Mock Test - 10 - Question 9

Read the passage and answer the questions that follow.

The dual degree academic programme, a work-in-progress, and the subject of much litigation for years, has finally been given legal sanctity by the University Grants Commission. The higher education regulatory body’s notified guidelines will enable students to simultaneously pursue two academic programmes at multiple levels except for PhD courses. It has projected it as a logical extension of the National Education Policy 2020, with its emphasis on facilitating multiple pathways to learning using formal and non-formal modes. The UGC has proposed a three-way choice involving a combination of offline only; offline with distance mode; and distance/online only modes for dual programmes. The UGC has done well to mandate that open/distance learning and online mode courses should be pursued only in higher education institutions recognised by statutory bodies. This would also eliminate dubious players in the online education segment.

Granting students the liberty to enhance their skills and scope of employability through an additional degree is welcome. But the guidelines call for critical evaluation given the nature of competition, accessibility and academic-cum-physical infrastructure issues in colleges and universities. The UGC has said a student can also pursue two full-time programmes in physical mode. This is problematic as it might prompt students, who are academically proficient or with the economic wherewithal, to corner seats in two in-demand courses. Such a situation is best avoided in the context of the country’s poor college density — colleges per lakh population. In the All India Survey on Higher Education Report 2019-20, the national average college density stands at 30. The UGC’s Furqan Qamar Committee, which a decade ago recommended dual programmes with a second degree in open/distance mode, had ruled out offering simultaneous degree courses under regular mode “as it may create logistic, administrative and academic problems”. Against this backdrop, the UGC may reconsider its guidelines for the physical mode option, while implementing the other two choices, strengthening and streamlining the open/distance learning courses in parallel. Alternatively, it may look at its 2004 document for initiation of double/multiple degree programme in engineering disciplines, where it had proposed a “gap” before an engineering degree holder could enroll for an additional or add-on degree course. That approach is pragmatic as it also sought to reduce the duration of the add-on degree by eliminating about 33% to 38% of the “common curriculum” of the BE/B.Tech course. This logic could be applied to allied courses in arts and science and reduce the duration of the second degree for students who desire pursuing dual programmes in physical mode. The more practical a policy, the better its results.

Q. Who sanctioned the dual degree academic programme?

Detailed Solution for NIACL AO Mock Test - 10 - Question 9
In the passage, it is stated that “The dual degree academic programme, a work-in-progress, and the subject of much litigation for years, has finally been given legal sanctity by the University Grants Commission.”
NIACL AO Mock Test - 10 - Question 10

Read the passage and answer the questions that follow.

The dual degree academic programme, a work-in-progress, and the subject of much litigation for years, has finally been given legal sanctity by the University Grants Commission. The higher education regulatory body’s notified guidelines will enable students to simultaneously pursue two academic programmes at multiple levels except for PhD courses. It has projected it as a logical extension of the National Education Policy 2020, with its emphasis on facilitating multiple pathways to learning using formal and non-formal modes. The UGC has proposed a three-way choice involving a combination of offline only; offline with distance mode; and distance/online only modes for dual programmes. The UGC has done well to mandate that open/distance learning and online mode courses should be pursued only in higher education institutions recognised by statutory bodies. This would also eliminate dubious players in the online education segment.

Granting students the liberty to enhance their skills and scope of employability through an additional degree is welcome. But the guidelines call for critical evaluation given the nature of competition, accessibility and academic-cum-physical infrastructure issues in colleges and universities. The UGC has said a student can also pursue two full-time programmes in physical mode. This is problematic as it might prompt students, who are academically proficient or with the economic wherewithal, to corner seats in two in-demand courses. Such a situation is best avoided in the context of the country’s poor college density — colleges per lakh population. In the All India Survey on Higher Education Report 2019-20, the national average college density stands at 30. The UGC’s Furqan Qamar Committee, which a decade ago recommended dual programmes with a second degree in open/distance mode, had ruled out offering simultaneous degree courses under regular mode “as it may create logistic, administrative and academic problems”. Against this backdrop, the UGC may reconsider its guidelines for the physical mode option, while implementing the other two choices, strengthening and streamlining the open/distance learning courses in parallel. Alternatively, it may look at its 2004 document for initiation of double/multiple degree programme in engineering disciplines, where it had proposed a “gap” before an engineering degree holder could enroll for an additional or add-on degree course. That approach is pragmatic as it also sought to reduce the duration of the add-on degree by eliminating about 33% to 38% of the “common curriculum” of the BE/B.Tech course. This logic could be applied to allied courses in arts and science and reduce the duration of the second degree for students who desire pursuing dual programmes in physical mode. The more practical a policy, the better its results.

Q. The UGC has ensured that students could pursue open/distance learning and online mode courses from any higher education institution in the country.

According to the passage, this statement is-

Detailed Solution for NIACL AO Mock Test - 10 - Question 10
In the passage, it is stated that “The UGC has done well to mandate that open/distance learning and online mode courses should be pursued only in higher education institutions recognised by statutory bodies.”

So, the sentence is definitely false.

NIACL AO Mock Test - 10 - Question 11

Read the passage and answer the questions that follow.

The dual degree academic programme, a work-in-progress, and the subject of much litigation for years, has finally been given legal sanctity by the University Grants Commission. The higher education regulatory body’s notified guidelines will enable students to simultaneously pursue two academic programmes at multiple levels except for PhD courses. It has projected it as a logical extension of the National Education Policy 2020, with its emphasis on facilitating multiple pathways to learning using formal and non-formal modes. The UGC has proposed a three-way choice involving a combination of offline only; offline with distance mode; and distance/online only modes for dual programmes. The UGC has done well to mandate that open/distance learning and online mode courses should be pursued only in higher education institutions recognised by statutory bodies. This would also eliminate dubious players in the online education segment.

Granting students the liberty to enhance their skills and scope of employability through an additional degree is welcome. But the guidelines call for critical evaluation given the nature of competition, accessibility and academic-cum-physical infrastructure issues in colleges and universities. The UGC has said a student can also pursue two full-time programmes in physical mode. This is problematic as it might prompt students, who are academically proficient or with the economic wherewithal, to corner seats in two in-demand courses. Such a situation is best avoided in the context of the country’s poor college density — colleges per lakh population. In the All India Survey on Higher Education Report 2019-20, the national average college density stands at 30. The UGC’s Furqan Qamar Committee, which a decade ago recommended dual programmes with a second degree in open/distance mode, had ruled out offering simultaneous degree courses under regular mode “as it may create logistic, administrative and academic problems”. Against this backdrop, the UGC may reconsider its guidelines for the physical mode option, while implementing the other two choices, strengthening and streamlining the open/distance learning courses in parallel. Alternatively, it may look at its 2004 document for initiation of double/multiple degree programme in engineering disciplines, where it had proposed a “gap” before an engineering degree holder could enroll for an additional or add-on degree course. That approach is pragmatic as it also sought to reduce the duration of the add-on degree by eliminating about 33% to 38% of the “common curriculum” of the BE/B.Tech course. This logic could be applied to allied courses in arts and science and reduce the duration of the second degree for students who desire pursuing dual programmes in physical mode. The more practical a policy, the better its results.

Q. How much is the national average college density, according to All India Survey on Higher Education Report 2019-20?

Detailed Solution for NIACL AO Mock Test - 10 - Question 11
In the passage, it is stated that “In the All India Survey on Higher Education Report 2019-20, the national average college density stands at 30.”
NIACL AO Mock Test - 10 - Question 12

Read the passage and answer the questions that follow.

The dual degree academic programme, a work-in-progress, and the subject of much litigation for years, has finally been given legal sanctity by the University Grants Commission. The higher education regulatory body’s notified guidelines will enable students to simultaneously pursue two academic programmes at multiple levels except for PhD courses. It has projected it as a logical extension of the National Education Policy 2020, with its emphasis on facilitating multiple pathways to learning using formal and non-formal modes. The UGC has proposed a three-way choice involving a combination of offline only; offline with distance mode; and distance/online only modes for dual programmes. The UGC has done well to mandate that open/distance learning and online mode courses should be pursued only in higher education institutions recognised by statutory bodies. This would also eliminate dubious players in the online education segment.

Granting students the liberty to enhance their skills and scope of employability through an additional degree is welcome. But the guidelines call for critical evaluation given the nature of competition, accessibility and academic-cum-physical infrastructure issues in colleges and universities. The UGC has said a student can also pursue two full-time programmes in physical mode. This is problematic as it might prompt students, who are academically proficient or with the economic wherewithal, to corner seats in two in-demand courses. Such a situation is best avoided in the context of the country’s poor college density — colleges per lakh population. In the All India Survey on Higher Education Report 2019-20, the national average college density stands at 30. The UGC’s Furqan Qamar Committee, which a decade ago recommended dual programmes with a second degree in open/distance mode, had ruled out offering simultaneous degree courses under regular mode “as it may create logistic, administrative and academic problems”. Against this backdrop, the UGC may reconsider its guidelines for the physical mode option, while implementing the other two choices, strengthening and streamlining the open/distance learning courses in parallel. Alternatively, it may look at its 2004 document for initiation of double/multiple degree programme in engineering disciplines, where it had proposed a “gap” before an engineering degree holder could enroll for an additional or add-on degree course. That approach is pragmatic as it also sought to reduce the duration of the add-on degree by eliminating about 33% to 38% of the “common curriculum” of the BE/B.Tech course. This logic could be applied to allied courses in arts and science and reduce the duration of the second degree for students who desire pursuing dual programmes in physical mode. The more practical a policy, the better its results.

Q. How is the dual degree academic programme projected by the UGC?

Detailed Solution for NIACL AO Mock Test - 10 - Question 12
In the passage, it is stated that “It has projected it as a logical extension of the National Education Policy 2020, with its emphasis on facilitating multiple pathways to learning using formal and non-formal modes.”
NIACL AO Mock Test - 10 - Question 13

Read the passage and answer the questions that follow.

The dual degree academic programme, a work-in-progress, and the subject of much litigation for years, has finally been given legal sanctity by the University Grants Commission. The higher education regulatory body’s notified guidelines will enable students to simultaneously pursue two academic programmes at multiple levels except for PhD courses. It has projected it as a logical extension of the National Education Policy 2020, with its emphasis on facilitating multiple pathways to learning using formal and non-formal modes. The UGC has proposed a three-way choice involving a combination of offline only; offline with distance mode; and distance/online only modes for dual programmes. The UGC has done well to mandate that open/distance learning and online mode courses should be pursued only in higher education institutions recognised by statutory bodies. This would also eliminate dubious players in the online education segment.

Granting students the liberty to enhance their skills and scope of employability through an additional degree is welcome. But the guidelines call for critical evaluation given the nature of competition, accessibility and academic-cum-physical infrastructure issues in colleges and universities. The UGC has said a student can also pursue two full-time programmes in physical mode. This is problematic as it might prompt students, who are academically proficient or with the economic wherewithal, to corner seats in two in-demand courses. Such a situation is best avoided in the context of the country’s poor college density — colleges per lakh population. In the All India Survey on Higher Education Report 2019-20, the national average college density stands at 30. The UGC’s Furqan Qamar Committee, which a decade ago recommended dual programmes with a second degree in open/distance mode, had ruled out offering simultaneous degree courses under regular mode “as it may create logistic, administrative and academic problems”. Against this backdrop, the UGC may reconsider its guidelines for the physical mode option, while implementing the other two choices, strengthening and streamlining the open/distance learning courses in parallel. Alternatively, it may look at its 2004 document for initiation of double/multiple degree programme in engineering disciplines, where it had proposed a “gap” before an engineering degree holder could enroll for an additional or add-on degree course. That approach is pragmatic as it also sought to reduce the duration of the add-on degree by eliminating about 33% to 38% of the “common curriculum” of the BE/B.Tech course. This logic could be applied to allied courses in arts and science and reduce the duration of the second degree for students who desire pursuing dual programmes in physical mode. The more practical a policy, the better its results.

Q. How many choices have been proposed by the UGC for the students to pursue the dual programmes?

Detailed Solution for NIACL AO Mock Test - 10 - Question 13
In the passage, it is stated that ldquo;The UGC has proposed a three-way choice involving a combination of offline only; offline with distance mode; and distance/online only modes for dual programmes.rdquo;
NIACL AO Mock Test - 10 - Question 14

In the following question, two columns are given, containing three phrases each. A phrase from the first column may or may not connect with a phrase from the second column to make a grammatically and contextually correct sentence. There are five options, four of which display the sequence(s) in which the phrases can be joined to form a correct sentence. If none of the phrases make a correct sentence, mark ‘None of these’ as your answer.

Detailed Solution for NIACL AO Mock Test - 10 - Question 14
Let's join the sentences to give a contextually and grammatically meaningful sentence.

The correct sequences are:

A talks about 'time', which is connected to 'goes by' in E. So, A-E

B talks about past, which is related to F by the use of the past tense verb 'was'. So, B-F

C ends with the article 'an', suggesting that the next word must begin with a vowel, like 'uptick', given by D. So, C-D

Out of these, only C-D and B-F is expressed in the given options.

Hence, the correct option is (C).

NIACL AO Mock Test - 10 - Question 15

Rearrange the following sentences in the proper sequence to form a meaningful paragraph and then answer the questions given below.

(A) But, Mr. Austin’s trip preceded an unannounced stop in Kabul where the U.S. is undertaking a major review of its troop’s pull-out schedule and peace plan.

(B) The timing of U.S. Secretary of Defense Lloyd Austin’s visit to New Delhi over the weekend was significant for many reasons.

(C) As a result, all three areas: bilateral ties, the Indo-Pacific and Afghanistan came up for discussion during talks.

(D) Also, the visit, just after the first ever Quad leaders’ summit, confirms the U.S.’s focus on greater maritime cooperation in the Indo-Pacific.

(E) Finally, Mr. Austin was careful not to make any direct reference to Beijing or about the LAC dispute, which New Delhi considers a bilateral issue.

(F) As the first senior ranking official of the Biden administration to meet with the Modi government, his visit this early in the new President’s tenure indicates the place India holds.

Which of the following statements does not form a part of a coherent paragraph, after rearranging the given statements?

Detailed Solution for NIACL AO Mock Test - 10 - Question 15
Among the given sentences, (B) is the first sentence after rearrangement as it sets the theme of all other sentences which are based on Mr. Austin’s visit to India. Further, it will be followed by (F) for which the hint can be drawn from ‘his visit this early’. Statement (D) will follow (F) because the hint for this will be drawn from sentence (C), which mentions the sequence of areas. The statement (F) indicates the bilateral ties; (F) indicates the Indo-Pacific and finally (A) hints towards the Afghanistan issue. To conclude the passage (E) will be placed at last which mentions ‘finally’ indicating towards the concluding statement. Therefore, the correct sequence will be BFDACE. Hence, option (e) is the most suitable answer choice.
NIACL AO Mock Test - 10 - Question 16

Rearrange the following sentences in the proper sequence to form a meaningful paragraph and then answer the questions given below.

(A) But, Mr. Austin’s trip preceded an unannounced stop in Kabul where the U.S. is undertaking a major review of its troop’s pull-out schedule and peace plan.

(B) The timing of U.S. Secretary of Defense Lloyd Austin’s visit to New Delhi over the weekend was significant for many reasons.

(C) As a result, all three areas: bilateral ties, the Indo-Pacific and Afghanistan came up for discussion during talks.

(D) Also, the visit, just after the first ever Quad leaders’ summit, confirms the U.S.’s focus on greater maritime cooperation in the Indo-Pacific.

(E) Finally, Mr. Austin was careful not to make any direct reference to Beijing or about the LAC dispute, which New Delhi considers a bilateral issue.

(F) As the first senior ranking official of the Biden administration to meet with the Modi government, his visit this early in the new President’s tenure indicates the place India holds.

Which of the following is the SECOND statement after rearrangement?

Detailed Solution for NIACL AO Mock Test - 10 - Question 16
Among the given sentences, (B) is the first sentence after rearrangement as it sets the theme of all other sentences which are based on Mr. Austin’s visit to India. Further, it will be followed by (F) for which the hint can be drawn from ‘his visit this early’. Statement (D) will follow (F) because the hint for this will be drawn from sentence (C), which mentions the sequence of areas. The statement (F) indicates the bilateral ties; (F) indicates the Indo-Pacific and finally (A) hints towards the Afghanistan issue. To conclude the passage (E) will be placed at last which mentions ‘finally’ indicating towards the concluding statement. Therefore, the correct sequence will be BFDACE. Hence, option (c) is the most suitable answer choice.
NIACL AO Mock Test - 10 - Question 17

Rearrange the following sentences in the proper sequence to form a meaningful paragraph and then answer the questions given below.

(A) But, Mr. Austin’s trip preceded an unannounced stop in Kabul where the U.S. is undertaking a major review of its troop’s pull-out schedule and peace plan.

(B) The timing of U.S. Secretary of Defense Lloyd Austin’s visit to New Delhi over the weekend was significant for many reasons.

(C) As a result, all three areas: bilateral ties, the Indo-Pacific and Afghanistan came up for discussion during talks.

(D) Also, the visit, just after the first ever Quad leaders’ summit, confirms the U.S.’s focus on greater maritime cooperation in the Indo-Pacific.

(E) Finally, Mr. Austin was careful not to make any direct reference to Beijing or about the LAC dispute, which New Delhi considers a bilateral issue.

(F) As the first senior ranking official of the Biden administration to meet with the Modi government, his visit this early in the new President’s tenure indicates the place India holds.

Which of the following is the FIFTH statement after rearrangement?

Detailed Solution for NIACL AO Mock Test - 10 - Question 17
Among the given sentences, (B) is the first sentence after rearrangement as it sets the theme of all other sentences which are based on Mr. Austin’s visit to India. Further, it will be followed by (F) for which the hint can be drawn from ‘his visit this early’. Statement (D) will follow (F) because the hint for this will be drawn from sentence (C), which mentions the sequence of areas. The statement (F) indicates the bilateral ties; (F) indicates the Indo-Pacific and finally (A) hints towards the Afghanistan issue. To conclude the passage (E) will be placed at last which mentions ‘finally’ indicating towards the concluding statement. Therefore, the correct sequence will be BFDACE. Hence, option (b) is the most suitable answer choice.
NIACL AO Mock Test - 10 - Question 18

Rearrange the following sentences in the proper sequence to form a meaningful paragraph and then answer the questions given below.

(A) But, Mr. Austin’s trip preceded an unannounced stop in Kabul where the U.S. is undertaking a major review of its troop’s pull-out schedule and peace plan.

(B) The timing of U.S. Secretary of Defense Lloyd Austin’s visit to New Delhi over the weekend was significant for many reasons.

(C) As a result, all three areas: bilateral ties, the Indo-Pacific and Afghanistan came up for discussion during talks.

(D) Also, the visit, just after the first ever Quad leaders’ summit, confirms the U.S.’s focus on greater maritime cooperation in the Indo-Pacific.

(E) Finally, Mr. Austin was careful not to make any direct reference to Beijing or about the LAC dispute, which New Delhi considers a bilateral issue.

(F) As the first senior ranking official of the Biden administration to meet with the Modi government, his visit this early in the new President’s tenure indicates the place India holds.

Which of the following pair of statements will appear in similar sequence after rearrangement, as given in the option?

Detailed Solution for NIACL AO Mock Test - 10 - Question 18
Among the given sentences, (B) is the first sentence after rearrangement as it sets the theme of all other sentences which are based on Mr. Austin’s visit to India. Further, it will be followed by (F) for which the hint can be drawn from ‘his visit this early’. Statement (D) will follow (F) because the hint for this will be drawn from sentence (C), which mentions the sequence of areas. The statement (F) indicates the bilateral ties; (F) indicates the Indo-Pacific and finally (A) hints towards the Afghanistan issue. To conclude the passage (E) will be placed at last which mentions ‘finally’ indicating towards the concluding statement. Therefore, the correct sequence will be BFDACE. Hence, option (c) is the most suitable answer choice.
NIACL AO Mock Test - 10 - Question 19

Rearrange the following sentences in the proper sequence to form a meaningful paragraph and then answer the questions given below.

(A) But, Mr. Austin’s trip preceded an unannounced stop in Kabul where the U.S. is undertaking a major review of its troop’s pull-out schedule and peace plan.

(B) The timing of U.S. Secretary of Defense Lloyd Austin’s visit to New Delhi over the weekend was significant for many reasons.

(C) As a result, all three areas: bilateral ties, the Indo-Pacific and Afghanistan came up for discussion during talks.

(D) Also, the visit, just after the first ever Quad leaders’ summit, confirms the U.S.’s focus on greater maritime cooperation in the Indo-Pacific.

(E) Finally, Mr. Austin was careful not to make any direct reference to Beijing or about the LAC dispute, which New Delhi considers a bilateral issue.

(F) As the first senior ranking official of the Biden administration to meet with the Modi government, his visit this early in the new President’s tenure indicates the place India holds.

Which of the following is the THIRD statement after rearrangement?

Detailed Solution for NIACL AO Mock Test - 10 - Question 19
Among the given sentences, (B) is the first sentence after rearrangement as it sets the theme of all other sentences which are based on Mr. Austin’s visit to India. Further, it will be followed by (F) for which the hint can be drawn from ‘his visit this early’. Statement (D) will follow (F) because the hint for this will be drawn from sentence (C), which mentions the sequence of areas. The statement (F) indicates the bilateral ties; (F) indicates the Indo-Pacific and finally (A) hints towards the Afghanistan issue. To conclude the passage (E) will be placed at last which mentions ‘finally’ indicating towards the concluding statement. Therefore, the correct sequence will be BFDACE. Hence, option (a) is the most suitable answer choice.
NIACL AO Mock Test - 10 - Question 20

Direction: In the following question, parts of the sentence may have errors. Find out which parts of the sentences have errors and click the option corresponding to it. If the sentence is free from error, click the 'No error' option.

The approach of successive Indian (A) / governments have been a combination (B) / of both growth promote and (C) / capability building approaches. (D)

Detailed Solution for NIACL AO Mock Test - 10 - Question 20
The given sentence has two errors, which lie in parts (B) and (C).

Part (B) uses the plural verb 'have been', which is incorrect here, as it refers to the singular noun 'approach'. So, the correct verb should be the singular 'has been'.

Part (C) uses the verb form 'promote' after the adjective 'growth', which is incorrect. To be meaningful, it should be in its noun form 'promotion' or progressive growth 'promoting' (similar to the 'capacity building form)

Hence, the correct option is (B).

NIACL AO Mock Test - 10 - Question 21

In the following questions, four words are underline which may or may not be in their proper place. You are required to interchange them in order to make it both grammatically and contextually correct. In case the sentence is correct, select ‘No replacement required’.

Q. The abandoned (A) employees were taken by the miscreants (B) in an operational vehicle belonging to ONGC. Later, the vehicle was found abducted (C) near the Nimonagarh jungles close to the Assam-Nagaland border (D).

Detailed Solution for NIACL AO Mock Test - 10 - Question 21
The abducted (A) employees were taken by the miscreants (B) in an operational vehicle belonging to ONGC. Later, the vehicle was found abandoned (C) near the Nimonagarh jungles close to the Assam-Nagaland border (D).
NIACL AO Mock Test - 10 - Question 22

In the following questions, four words are underline which may or may not be in their proper place. You are required to interchange them in order to make it both grammatically and contextually correct. In case the sentence is correct, select ‘No replacement required’.

Q. The PMC has received complaints (A) that some patients in home isolation are violating (B) safety protocols and moving around in public. The officer said this was happening despite the civic administration putting (C) stamps on their wrists and putting stickers (D) on the entry to their homes.

Detailed Solution for NIACL AO Mock Test - 10 - Question 22
The PMC has received complaints (A) that some patients in home isolation are violating (B) safety protocols and moving around in public. The officer said this was happening despite the civic administration putting (C) stamps on their wrists and putting stickers (D) on the entry to their homes.
NIACL AO Mock Test - 10 - Question 23

In the following questions, four words are underline which may or may not be in their proper place. You are required to interchange them in order to make it both grammatically and contextually correct. In case the sentence is correct, select ‘No replacement required’.

Q. The disengage (A) for the U.S. is that it cannot conundrum (B) from Afghanistan, if that is its priority (C), without accepting Pakistan’s terms (D).

Detailed Solution for NIACL AO Mock Test - 10 - Question 23
Here, A-B will replace each other in order to make the sentence grammatically and contextually correct.

The correct sentence will be,

The conundrum for the U.S. is that it cannot disengage from Afghanistan, if that is its priority, without accepting Pakistan’s terms.

Conundrum: a confusing and difficult problem or question.

NIACL AO Mock Test - 10 - Question 24

In the following questions, four words are underline which may or may not be in their proper place. You are required to interchange them in order to make it both grammatically and contextually correct. In case the sentence is correct, select ‘No replacement required’.

Q. Struggling to track close to 45,000 active Covid-19 patients in home isolation, the PMC has introduced (A) a mobile application for the purpose (B). The civic body is planning (C) to make it mandatory for patients to download the app, so that they get hospital admission (D) on a priority basis when required.

Detailed Solution for NIACL AO Mock Test - 10 - Question 24
Struggling to track close to 45,000 active Covid-19 patients in home isolation, the PMC has introduced a mobile application for the purpose. The civic body is planning to make it mandatory for patients to download the app, so that they get hospital admission on a priority basis when required.
NIACL AO Mock Test - 10 - Question 25

In the following questions, four words are underline which may or may not be in their proper place. You are required to interchange them in order to make it both grammatically and contextually correct. In case the sentence is correct, select ‘No replacement required’.

Q. As COVID-19 cases continued to rise, Following (A) another high of 12,206 cases on Tuesday, and the Gujarat government opened all hospitals and treating (B) homes for nursing (C) Covid-19 patients across the state. Hitting (D) a core-committee meeting, the state government announced military hospitals would also be roped in to fight against the pandemic.

Detailed Solution for NIACL AO Mock Test - 10 - Question 25
As COVID-19 cases continued to rise, hitting another high of 12,206 cases on Tuesday, and the Gujarat government opened all hospitals and nursing homes for treating Covid-19 patients across the state. Following a core-committee meeting, the state government announced military hospitals would also be roped in to fight against the pandemic.
NIACL AO Mock Test - 10 - Question 26

In the question below, a sentence is given with an idiom/phrase printed in underline type. That part may contain a grammatical error. Each sentence is followed by four alternatives. Find out which option should replace the phrase/idiom given in underline to correct the error, if there is any, and to make the sentence grammatically meaningful and correct. If the sentence is correct as it is and ‘No correction is required’, mark 5) as the answer.

Q. Angry residents are up in arms over a proposal to site a giant mobile phone mast near their homes.

Detailed Solution for NIACL AO Mock Test - 10 - Question 26
The idiom ‘up in arms’ means ‘angry or upset’.

Angry residents are up in arms over a proposal to site a giant mobile phone mast near their homes.

NIACL AO Mock Test - 10 - Question 27

In the question below, a sentence is given with an idiom/phrase printed in underline type. That part may contain a grammatical error. Each sentence is followed by four alternatives. Find out which option should replace the phrase/idiom given in underline to correct the error, if there is any, and to make the sentence grammatically meaningful and correct. If the sentence is correct as it is and ‘No correction is required’, mark 5) as the answer.

Q. Pancakes literally sell like hotbakes during the Holy Month of Ramadan.

Detailed Solution for NIACL AO Mock Test - 10 - Question 27
The idiom ‘sell like hotcakes’ means ‘to be bought quickly and in large numbers’.

Pancakes literally sell like hotcakes during the Holy Month of Ramadan.

NIACL AO Mock Test - 10 - Question 28

In the question below, a sentence is given with an idiom/phrase printed in underline type. That part may contain a grammatical error. Each sentence is followed by four alternatives. Find out which option should replace the phrase/idiom given in underline to correct the error, if there is any, and to make the sentence grammatically meaningful and correct. If the sentence is correct as it is and ‘No correction is required’, mark 5) as the answer.

Q. Failing to do so will lead to trying to secure all data on all devices – which amounts to trying to boil the cauldron.

Detailed Solution for NIACL AO Mock Test - 10 - Question 28
If you are trying to boil the ocean, you are attempting to do something that's impossible or too big, or making something too complex.

Failing to do so will lead to trying to secure all data on all devices – which amounts to trying to boil the ocean.

NIACL AO Mock Test - 10 - Question 29

In the question below, a sentence is given with an idiom/phrase printed in underline type. That part may contain a grammatical error. Each sentence is followed by four alternatives. Find out which option should replace the phrase/idiom given in underline to correct the error, if there is any, and to make the sentence grammatically meaningful and correct. If the sentence is correct as it is and ‘No correction is required’, mark 5) as the answer.

Q. If you want to be more than just ordinary, then at some point, you're going to have to learn to burn your boots.

Detailed Solution for NIACL AO Mock Test - 10 - Question 29
Here, the correct idiom is ‘burn your boats/bridges’. If you are in a situation and you burn your boats/bridges, you destroy all possible ways of going back to that situation.

If you want to be more than just ordinary, then at some point, you're going to have to learn to burn your boats.

NIACL AO Mock Test - 10 - Question 30

In the question below, a sentence is given with an idiom/phrase printed in underline type. That part may contain a grammatical error. Each sentence is followed by four alternatives. Find out which option should replace the phrase/idiom given in underline to correct the error, if there is any, and to make the sentence grammatically meaningful and correct. If the sentence is correct as it is and ‘No correction is required’, mark 5) as the answer.

Q. Put simply, they have hot and cold too much to be treated as serious title contenders.

Detailed Solution for NIACL AO Mock Test - 10 - Question 30
The idiom ‘blow hot and cold’ means ‘to sometimes like or be interested in something or someone and sometimes not, so people are confused about how you really feel’.

Put simply, they blow hot and cold too much to be treated as serious title contenders.

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