ESIC SSO Prelims Mock Test - 4 - Insurance Exams MCQ

The correct answer is DACBE.

Key Points

• Instead of trying to find the beginning or end, which may be time-consuming, it is easier to find connections within parts and then eliminate the options.
• Part C ends with the verb 'known', which must be logically followed by a preposition like 'for, 'as', 'by' etc'.
• This is given by B, which begins with 'for'.
• So, CB is the correct order.
• This order is only reflected in option 3.
  • The correct sequence is: DACBE

Therefore, the correct answer is option 3.

The correct answer is option 2.

Key Points

• To answer this question, refer to the following lines from the passage in paragraph - 1:
• "The recent announcement of the Digital India Act 2023 (DIA) represents a significant step towards establishing a future-ready legal framework for the country’s burgeoning digital ecosystem."
• This line indicates that the main purpose of the Digital India Act 2023 (DIA) is to establish a future-ready legal framework for India's digital ecosystem.
• Therefore, the correct answer is option 2, "Develop and implement a forward-looking, adaptable legal framework that anticipates digital advancements."

The correct answer is option 4.

Key Points

• To answer this question, refer to the following lines from paragraph - 3 of the passage:
• "Additionally, the DIA mandates stringent Know Your Customer (KYC) requirements for wearable devices, accompanied by criminal law sanctions."
• From this information, we can conclude that the DIA mandates KYC for wearable devices with criminal law sanctions.
• Therefore, the correct answer is option 4 i.e. "It mandates KYC for wearable devices with criminal law sanctions."

The correct answer is option 3.

Key Points

• To answer this question, let's first understand the meanings of the words given in bold:
• Grappling - struggling or dealing with something, often in a challenging way (जूझना)
  • For Example:
  • She was grappling with a difficult decision about her career.
• Provisions - supplies or arrangements made for a specific purpose (प्रावधान)
  • For Example:
  • The camping trip was well-planned with all the necessary provisions.
• Accountability - the state of being responsible for one's actions and decisions (जवाबदेही)
  • For Example:
  • In the corporate world, accountability for financial decisions is paramount.
• Liability - the state of being legally responsible for something, often a debt or obligation (उत्तरदायिता)
  • For Example:
  • The company's liability for the accident was significant.
• Now, let's analyze each of the sentences:
• Option 1 - Grappling with a delicious meal, she couldn't resist the temptation to take another bite.
  • The word "grappling" is not used correctly in this sentence. "Grappling" refers to struggling with something, and it doesn't fit the context of enjoying a delicious meal. To make it correct, you can replace "grappling" with "savouring" or "indulging" to convey the idea of enjoying the meal.
• Option 2 - I visited the park provisions yesterday to enjoy the beautiful weather.
  • The word "provisions" is not used correctly in this sentence. "Provisions" refers to supplies or arrangements, and it doesn't fit the context of visiting a park. To make it correct, you can replace "provisions" with "area" or "location" to describe where you visited.
• Option 3 - In the corporate world, accountability for financial decisions is paramount.
  • This sentence correctly uses the word "accountability" to describe the responsibility for financial decisions in the corporate world.
• Option 4 - Medical advancements have significantly improved our liability to treat various diseases.
  • The word "liability" is not used correctly in this sentence. "Liability" typically refers to legal responsibility, not the ability to treat diseases. To make it correct, you can replace "liability" with "ability" to convey the idea that medical advancements have improved our ability to treat diseases.
• Therefore, the correct answer is option 3, "In the corporate world, accountability for financial decisions is paramount."

The correct answer is 3.

Key Points

• Since the second sentence is fixed therefore in order to derive the fourth sentence of the correct arrangement, it is imperative to know the subject dealt in the first three sentences. The second sentence talks about how education is essential in our lives. From this, we get to know that the passage is about the importance of education. So the first sentence must talk about the importance of education.
• This part of the passage is provided by the sentence F which therefore forms the first sentence after rearrangement of the sentences.
• The passage now talks about what are the different purposes of education and education enhances our lives. This part of the passage is provided by the sentence A which therefore forms the third sentence after rearrangement of the sentences.
• Now the passage gives further details by saying that how easy it is now to get education. This part of the passage is provided by the sentence E which therefore forms the fourth sentence after rearrangement of the sentences.

The correct answer is Option 1) i.e. A.
Key Points

• A modifier is a word, phrase, or clause that describes something or makes its meaning more specific. Modifiers function as adjectives or adverbs.
• In part A, The modifier used in the sentence is 'nearly'
  • The modifier 'nearly' modifies the verb 'ate' and not the noun 'Sister '. It should be placed near to the verb. We need to rearrange the sentence.
• So in part A, the sentence should be: Surfing this weekend, my sister was nearly eaten by a tiger shark.

Correct sentence: Surfing this weekend, my sister was nearly eaten by a tigershark. The event had been widely reported by the local media and this resulted in the closure of the beach.✔️
Additional Information

• Misplaced Modifiers
• Definition: A modifier that seems to modify the wrong word is a misplaced modifier.
• The most often misused adverbs are only and just. Others often misused include 'almost, even, hardly, merely, and nearly'. The adverb should go in front of the word it modifies.
  • Example: I only want a new laptop for my birthday.
  • Meaning: The only thing I want in the world is a laptop for my birthday. I don't want anything else for any other reason.
  • Example: I want only a new laptop for my birthday.
  • Meaning: The only thing I want for my birthday is a new laptop. I do want other things, but not for my birthday.

The correct answer is Option 1) i.e. A.

Key Points

• A modifier is a word, phrase, or clause that describes something or makes its meaning more specific. Modifiers function as adjectives or adverbs.
• In part A, The modifier used in the sentence is 'named'
  • The modifier 'named' cannot possibly modify the object 'Sister'.
  • It is the name of the horse, not the sister. So we need to rearrange the sentence.
• So in part A, the sentence should be: Jack bought a spotted horse named Fairy tales for his sister.

Correct sentence: James bought a spotted horse named Fairy tales for his sister. The horse could run for miles without being exhausted. Fairy tales only ate nuts and dry fruits the whole day.✔️
Additional Information

• A dangling modifier is a modifier that does not relate sensibly to any word in the sentence. A modifier or a modifying phrase that begins a sentence must be followed closely by the word it is meant to describe.
  • Example: While driving to the farm, my cat jumped out of the car. ❌
  • Example: While I was driving to the farm, I saw my cat jump out of the car.✔️
  • In the first example, here, we cannot understand who was driving the car. The purpose of the modifier 'while' is unclear. In the second example, now we can see that ' while ' is used for 'I was '.

The correct answer is '​Foundation.'

Key Points

• The given sentence is talking about something that is the reason behind the two-decade-long relationship.
• Therefore, the most appropriate word to be filled in the blank is 'Foundation'.
• Also, the use of the word ''laid'' in the sentence indicates the use of the word 'foundation' in the blank.
• The word 'Foundation' means The idea, principle, or fact on which something is based.
  • Example: The foundation of true joy is in the conscience.

Hence, the correct answer is option 4.

Complete Sentence: It laid the foundation of the relationship for two decades.

Additional Information

• Let us explore the other options:
  • Intention means A plan or purpose.
  • Diversion means The act of changing the direction or purpose of something.
  • Absorption means The state of being engrossed in something.

Considering the given series,
243, 512, 729, 1000, 1331, 1728
The logic of above series can be explained as,
243 ≠ 7³
512 = 8³
729 = 9³
1000 = 10³
1331 = 11³
1728 = 12³
∴ Wrong Number is 243.

The pattern of given series is:
⇒ 37
⇒ 37 + (2² – 1) = 40
⇒ 40 + (3² – 1) = 48
⇒ 48 + (4² – 1) = 63
⇒ 63 + (5² – 1) = 87
⇒ 87 + (6² – 1) = 122
∴ The wrong term is 52.

Given:
A, B, and C can fill the tank in = 30 hours
C can empty the tank in = 90 hours

Calculation:
Total work = 90 unit work

7 unit work → By pipes (A+B) on 1st hour and (A+B+C) on the 2nd hour → 2 hrs

Given:
Bhaumik + Mahima + Kandarp = Rs. 150,000
Mahima’s investment = 1.2 × bhaumik’s investment
Kandarp’ investment = 0.9 × 1.2 × bhaumik’s investment
Profit earned = 16.4%

Formula used:
Profit earned in Rs = Profit earned in % × investment

Calculation:
Let, investment by bhaumik be X
⇒ Mahima’s investment = 1.2X
⇒ Kandarp’s investment = 1.08X
⇒ Ratio of profit share = X : 1.2X : 1.08X
⇒ Bhaumik : Mahima : Kandarp = 1 : 1.2 : 1.08
⇒ Bhaumik : Mahima : Kandarp = 25 : 30 : 27
⇒ Total profit earned = 150,000 × 0.164
⇒ Total profit earned = 24600
⇒ Profit earned by mahima and kandarp = 24600 × (30/ 82) + (24600 × 27/ 82)
⇒ Profit earned by mahima and kandarp = Rs. 24600 (30 + 27)/ 82
∴ Profit earned by mahima and kandarp is Rs 17,100

Concept Used:
Follow BODMAS rule to solve this question, as per the order given below,

​

Calculation:
19.98% of 550 – 10.03% of 89.97 = 49.98% of ?
⇒ 20% of 550 – 10% of 90 = 50% of ?
⇒ 110 – 9 = (1/2) of ?
⇒ (1/2) of ? = 101
⇒ ? = 202
∴ The value of (?) is 202

Let ratio of boys to girls = 7x : 5x
According to the question:
⇒
New ratio boys to girls after one year = 77 : 40

I. 3x² - 43x + 154 = 0
⇒ 3x² - 22x - 21x + 154 = 0
⇒ (x - 7) (3x - 22) = 0
⇒ x = 7, 22/3

II. 2y² - 40y + 200 = 0
⇒ 2y² - 20y - 20y + 200 = 0
⇒ (y - 10) (2y - 20) = 0
⇒ y = 10, 10

Hence x < y

Follow the BODMAS rule to solve this question, as per the order given below.
Step - 1: Parts of an equation enclosed in 'Brackets' must be solved first, and following BODMAS rule in the bracket -
Step - 2: Any mathematical 'Of' or 'Exponent' must be solved next.
Step - 3: Next, the parts of the equation that contain 'Division' and 'Multiplication' are calculated.
Step - 4: Last but not the least, the parts of the equation that contain 'Addition' and 'Subtraction' should be calculated.
Since we need to find out the approximate value, we can write these values to their nearest integers.

Given Expression.
[94.95 ÷ 18.99 × 1.92³ + 3.13] ÷ 8.08² = ? × 42.98/127.98
⇒ [95 ÷ 19 × 2³ + 3] ÷ 8² = ? × 43/128
⇒ [5 × 8 + 3] ÷ 8² = ? × 43/128
⇒ 43/64 = ? × 43/128
⇒ ? = 2

Given :

Rate of interest = 30% per annum

Principal = 4600 Rs.

Calculation :

Let the installment paid in compound interest by 'X' is 'A' Rs.

⇒ 4600 = A/[1 + (3/10)] + A/[1 + (3/10)2]

⇒ 4600 = A × [(10/13) + (10/13)2]

⇒ 4600 = A × (230/169)

⇒ A = 3380 Rs.

Amount paid = 3380 + 3380 = 6760 Rs.

Let the installment paid in simple interest by 'X' is 'B' Rs.

Simple interest installment = 100 × (Amount)/[100 × n + n × (n - 1) × (r/2)]

⇒ 100 × (Amount) = Simple interest installment × [100 × n + n × (n - 1) × (r/2)]

⇒ 100 × [Principal + Interest] = B × [100 × n + n × (n - 1) × (r/2)]

⇒ 100 × [Principal + (Principal × Rate × time)/100] = B × [100 × n + n × (n - 1) × (r/2)]

⇒ 100 × [Principal(100 + Rate × time)/100] = B × [100 × n + n × (n - 1) × (r/2)]

⇒ 100 × 4600 × [(100 + 2 × 30)/100] = B × [100 × 2 + 2 × 1 × (30/2)]

⇒ 4600 × 160 = B × 230

⇒ B = 3200

Amount paid = 3200 + 3200 = 6400 Rs.

Required difference = 6760 - 6400 = 360 Rs.

Given:
Rate of interest = 10%
Instalment (I₁) = Rs.7000
Instalment (I₂) = Rs.4400
Time = 2 year

Formula:
A = P × (1 + R/100)ⁿ
Here,
A = Amount
P = Principal Amount
R = Rate of interest
n = time in year
I_A = I × (1 + R/100)^t
Here,
I_A = Instalment Amount
I = Instalment
R = Rate of interest
t = (n – 1)year, (n – 2)year, ……..
Here, n = time in years

Calculation:
Let the principal amount be Rs.P
We know that –
A = P × (1 + R/100)ⁿ ……. (1)
Put all the given values in equation (1)
A = P × (1 + 10/100)²
⇒ P × (1 + 1/10)²
⇒ P × (11/10)²
⇒ P × 121/100
Now,
Installment Amount (I_A) for two years means = (n – 1)year + (n – 2)year
We know that –
I_A for (n – 1)year = I × (1 + R/100)^t ….. (2)
Put all the given values in equation (2) then we get
I_A for (n – 1)year = 7000 × (1 + 10/100)¹
⇒ 7000 × (1 + 1/10)
⇒ 7000 × 11/10
⇒ 7700
Now,
I_A for (n – 2)year = 4400 × (1 + 10/100)⁰
⇒ 4400 × 1
⇒ 4400
Now,
Instalment Amount (I_A) for two years = 7700 + 4400
⇒ 12100
Now,
We equate the Amount (A) & Instalment Amount (I_A)
P × 121/100 = 12100
⇒ P × 1/100 = 100
⇒ P = 100 × 100
⇒ P = 10000
∴ The Sum of the loan will be Rs.10,000

​As per data:
Total fruits sold in March = (28/100) × 8100 = 2268
Total number of Banana sold in March = (3/7) × 2268 ​​​​= 972
Total number of Apple sold in March = (4/7) × 2268 = 1296
Total fruits sold in April = (12/100) × 8100 =972
Total number of Banana sold in April = (4/9) × 972 = 432
Total number of Apple sold in April = (5/9) × 972 = 540
Total fruits sold in May = (25/100) × 8100 = 2025
Total number of Banana sold in May = (2/3) × 2025 = 1350
Total number of Apple sold in May = (1/3) × 2025 = 675
Total fruits sold in June = (20/100) × 8100 =1620
Total number of Banana sold in June = (7/15) × 1620 = 756
Total number of Apple sold in June = (4/7) × 1620 = 864
Total fruits sold in July = (15/100) × 8100 =1215
Total number of Banana sold in July = (8/15) × 1215 = 648
Total number of Apple sold in July = (7/15) × 1215 = 567
Hence, the value will be:

The number of Apple sold in August is 32% more than that of May.
The number of Apple sold in August is = (132/100) × 675 = 891
The number of Banana sold in August is 567 more than the number of Apple sold in the same month = 891+567=1458
Total number of fruits sold in May = 1350 + 675 = 2025
Hence, required percentage = (1458/2025) × 100 = 72%

The series follows the following pattern:
13 × 2 + 2 = 28
28 × 3 + 3 = 87
87 × 4 + 4 = 352
352 × 5 + 5 = 1765
1765 × 6 + 6 = 10596

A certain number of persons are sitting in a circular table. Some are facing inside and some facing outside. More than eight persons sit in the circular table.
1. S sits second to the right of W.
2. X sits fourth to the left of S.
3. W and S face the same direction.
4. V sits second to the left of X.

5. P sits second to the right of S.
6. P is an immediate neighbour of V but does not sit to the immediate left of X.
7. X faces inside. (Hence, Case I is eliminated)

8. P and X face opposite direction.
9. U sits second to the right of V.
10. U faces inside.
11. Q is one of the neighbors of S.

12. T sits second to the right of Q.
13. R sits second to the right of T.
14. R and T face opposite direction.

Hence, four persons are facing towards the outside of the circle.

A certain number of persons are sitting in a circular table. Some are facing inside and some facing outside. More than eight persons sit in the circular table.
1. S sits second to the right of W.
2. X sits fourth to the left of S.
3. W and S face the same direction.
4. V sits second to the left of X.

5. P sits second to the right of S.
6. P is an immediate neighbour of V but does not sit to the immediate left of X.
7. X faces inside. (Hence, Case I is eliminated)

8. P and X face opposite direction.
9. U sits second to the right of V.
10. U faces inside.
11. Q is one of the neighbors of S.

12. T sits second to the right of Q.
13. R sits second to the right of T.
14. R and T face opposite direction.

Hence, nine persons are sitting in the circle.

From the given information,
1) N is the son of O but O is not mother of N. (Implies O is father of N.)
2) Q is the brother of O
3) M and O is married couple. (Implies M is mother of N.)
4) P is the daughter of M. (Implies O is father of P and N is brother of P.)
5) R is the brother of M.

As M is wife of O and R is brother of M.

Thus, R is brother-in-law of O.

Player: P, Q, R, S, and T.
Countries: India, Pakistan, Bangladesh, Nepal, and Bhutan.
Brands: Apple, HPL, Lenovo, LG and TATA.
1) Q scored more than only one player and neither he belongs to Pakistan nor represents HPL.
2) R has scored more than Q but less than the one who belongs to Bangladesh.
3) The top scorer among them does not belong to either Pakistan or Bangladesh.

4) The one who belongs to Pakistan scored more than the one who represents Apple.
5) S scored less than T and P, but does not represent Apple.

6) The one who belongs to Nepal, represents TATA.
7) The one who represent TATA, scored less than the one who represents Lenovo.

8) The one who belongs to Bhutan scored more than the one who represents Lenovo.
9) Neither T nor P represents Lenovo.

After filling the gaps we got the final table as,

Thus, S scored less than the one who represents Apple.

Player: P, Q, R, S, and T.
Countries: India, Pakistan, Bangladesh, Nepal, and Bhutan.
Brands: Apple, HPL, Lenovo, LG and TATA.
1) Q scored more than only one player and neither he belongs to Pakistan nor represents HPL.
2) R has scored more than Q but less than the one who belongs to Bangladesh.
3) The top scorer among them does not belong to either Pakistan or Bangladesh.

4) The one who belongs to Pakistan scored more than the one who represents Apple.
5) S scored less than T and P, but does not represent Apple.

6) The one who belongs to Nepal, represents TATA.
7) The one who represent TATA, scored less than the one who represents Lenovo.

8) The one who belongs to Bhutan scored more than the one who represents Lenovo.
9) Neither T nor P represents Lenovo.

After filling the gaps we got the final table as,

Even if we know P is the topper, data is not sufficient to tell who represents LG.

Given statements: M > A > R, G = R < S, 1 ≤ R ≤ C, 3 = C > J
On combining: M > A > G = R ≤ C = 3 > J, 1 ≤ R = G < S

Conclusions:
I. M > 1 → True (as M > A > G = R ≥ 1 → M > 1).
II. 3 = 1 → False (as 1 ≤ R ≤ C = 3 → 3 ≥ 1, which means 3 > 1 or 3 = 1)
III. 3 > 1 → False (as 1 ≤ R ≤ C = 3 → 3 ≥ 1, which means 3 > 1 or 3 = 1)
Here, conclusion II and conclusion III both are complementary to each other. Hence, it is "either or" case.
Hence, Either conclusion II or III and conclusion I is true.

Fruits: apple, orange, grapes, banana, pineapple, peach, kiwi, and guava.
Number of fruits: 5, 4, 3, 2, 20, 39, 36 and 25.
(1) There are three boxes above oranges but below apples which are placed in an even-numbered place.

(2) There are five boxes between the box containing 5 pieces and the one containing 3 pineapples which are not placed on the bottommost position.

(3) Number of apples is a perfect square and only grapes are more in number than apples, therefore case 1 (a) eliminates and grapes are 39 in number implies apples must be 36 in number.
(4) There are at least three boxes between the box containing banana and peach.
(5) Bananas are placed three boxes above the one containing guava.
(6) Peaches are placed just above the box containing 20 fruits.

As peaches are placed just above the box containing 20 fruits. Case 1(b) and case 2 (a) eliminates here. But we need space for 39 grapes therefore case 2 (b) (ii) eliminates here.

(7) Number of banana are more than guava but not more than peaches, as 2, 4 and 25 left only, therefore, peaches are 25, bananas are 4 and guava are 2 in number.
Therefore the final arrangement is:

Hence, the peaches box is placed at the sixth position from the top.

Fourteen people – Ajay, Billy, Chris, Dan, Ezekiel, Farhan, Girish, Priya, Quarin, Rocky, Shubh, Tasmin, Uttara, and Vidhushi.
Ajay, Billy, Chris, Dan, Ezekiel, Farhan, and Girish sit in row 1 facing North, while the rest sit in row 2, facing South.

1. Priya sits beside Rocky, who sits at the right end of the row.
2. Girish sits beside Ezekiel, who sits fourth from the left end of the row.
3. Two people sit between Dan and Ezekiel.

4. Ajay does not sit at the end of the row.
5. Ajay sits to the right of Chris, who sits to the right of Billy, who sits beside Dan.
6. Quarin does not sit opposite Girish.

(Cases 1.2 and 2.2 will not be possible as they will not satisfy point 5)

7. Only Vidhushi sits beside Tasmin.
8. Shubh sits third to the right of Tasmin.
9. Uttara sits to the right of Quarin.

(Case 2.1 will not be possible as it will not satisfy point 9)

Final Arrangement:

Priya sits opposite Billy.
Vidhushi sits opposite Ajay.
Hence, three people sit between Priya and Vidhushi.

Fourteen people – Ajay, Billy, Chris, Dan, Ezekiel, Farhan, Girish, Priya, Quarin, Rocky, Shubh, Tasmin, Uttara, and Vidhushi.
Ajay, Billy, Chris, Dan, Ezekiel, Farhan, and Girish sit in row 1 facing North, while the rest sit in row 2, facing South.

1. Priya sits beside Rocky, who sits at the right end of the row.
2. Girish sits beside Ezekiel, who sits fourth from the left end of the row.
3. Two people sit between Dan and Ezekiel.

4. Ajay does not sit at the end of the row.
5. Ajay sits to the right of Chris, who sits to the right of Billy, who sits beside Dan.
6. Quarin does not sit opposite Girish.

(Cases 1.2 and 2.2 will not be possible as they will not satisfy point 5)

7. Only Vidhushi sits beside Tasmin.
8. Shubh sits third to the right of Tasmin.
9. Uttara sits to the right of Quarin.

(Case 2.1 will not be possible as it will not satisfy point 9)

Final Arrangement:

Hence, Dan and Farhan sit at the ends of Row 1.

Persons – 8; F, G, H, I, J, K, L, and M;
Ice-creams – scoops, cone, fruit, stick, sundae, banana split, bar, and soft serve.
1. M sits third to the right of the one who likes scoops.
2. Four persons sit between the one who likes scoops and the one who likes sundae.

3. I likes bar.
4. Two persons sit between the one who likes sundae and bar.
5. The one who likes cone and fruit face each other.

6. The one who likes cone sits immediate right of G.
7. G likes neither scoop nor stick.

8. F sits three places away from G and immediate left of banana split.
From this case 2 is eliminated as we cannot place F. In case 1, F likes fruit. From point 7, as G does not like stick, we can conclude that G likes soft serve.

9. L sits immediate left of K.
10. More than two persons sit between J and L when counted to the right of L.
This implies L likes stick, K likes scoops, J likes cone and hence, H likes banana split.
From this we get the final arrangement as follows.

Hence, 'G sits second to the left of I' is true.
Therefore, option 4 is the correct answer.