PFRDA Assistant Manager Phase 1 Mock Test - 4 (Paper 1) - Insurance Exams MCQ
30 Questions MCQ Test PFRDA Assistant Manager Mock Test Series 2025 - PFRDA Assistant Manager Phase 1 Mock Test - 4 (Paper 1)
Direction: Read the following passage carefully and answer the question that follows.
After a worrying pre-monsoon phase between March and May, when rainfall was scarce, the current robust season in most parts of coastal, western and central India augurs well for the entire economy. Aided apparently by beneficial conditions in the Indian Ocean, very heavy rainfall has been recorded, notably in Maharashtra, Gujarat, Rajasthan, the northeastern States, Karnataka, the Konkan coast, hilly districts of Kerala and Tamil Nadu. This pattern may extend into Chhattisgarh, Odisha, Bengal and other eastern regions. A normal Indian Summer Monsoon is bountiful overall, but as last year’s flooding in Kerala, and the Chennai catastrophe of 2015 showed, there can be a terrible cost in terms of lives and property lost, and people displaced. Distressing scenes of death and destruction are again being witnessed. Even in a rain-shadow region such as Coimbatore in Tamil Nadu, the collapse of a railway parcel office after a downpour has led to avoidable deaths. What this underscores is the need to prepare for the rainy season with harvesting measures, as advocated by the Centre’s Jal Shakti Abhiyan, and a safety audit of structures, particularly those used by the official agencies. In drafting their management plans, States must be aware of the scientific consensus: that future rain spells may be short, often unpredictable and very heavy influenced by a changing climate. They need to invest in reliable infrastructure to mitigate the impact of flooding and avert disasters that could have global consequences in an integrated economy.
The long-term trends for flood impact in India have been one of declining loss of lives and cattle since the decadal high of 1971-80, but rising absolute economic losses, though not as a share of GDP. It is important, therefore, to increase resilience through planning, especially in cities and towns which are expanding steadily. Orderly urban development is critical for sustainability, as the mega flood disasters in Mumbai and Chennai witnessed in this century make clear. It is worth pointing out that the response of State governments to the imperative is tardy and even indifferent. They are hesitant to act against encroachment of lake catchments, river courses and floodplains. The extreme distress in Chennai, for instance, has not persuaded the State government against allowing structures such as a police station being constructed on a lake bed, after reclassification of land. Granting such permissions is an abdication of responsibility and a violation of National Disaster Management Authority Guidelines to prevent urban flooding. As a nation that is set to become the most populous in less than a decade, India must address its crippling cycles of drought and flood with redoubled vigour. Scientific hydrology, coupled with the traditional wisdom of saving water through large innovative structures, will mitigate floods and help communities prosper.
Q. Which among the following is/are correct according to the information given in the passage?
I. The National Disaster Management Authority Guidelines prevent the government to give permission to construct something by changing the nature of the land.
II. Chennai administration is not at all interested in taking preventive measures to control flood in the city.
III. There have been too many encroachments in the river bed areas in various cities across the country.
II. Chennai administration is not at all interested in taking preventive measures to control flood in the city.
III. There have been too many encroachments in the river bed areas in various cities across the country.
Direction: Read the following passage carefully and answer the question that follows.
After a worrying pre-monsoon phase between March and May, when rainfall was scarce, the current robust season in most parts of coastal, western and central India augurs well for the entire economy. Aided apparently by beneficial conditions in the Indian Ocean, very heavy rainfall has been recorded, notably in Maharashtra, Gujarat, Rajasthan, the northeastern States, Karnataka, the Konkan coast, hilly districts of Kerala and Tamil Nadu. This pattern may extend into Chhattisgarh, Odisha, Bengal and other eastern regions. A normal Indian Summer Monsoon is bountiful overall, but as last year’s flooding in Kerala, and the Chennai catastrophe of 2015 showed, there can be a terrible cost in terms of lives and property lost, and people displaced. Distressing scenes of death and destruction are again being witnessed. Even in a rain-shadow region such as Coimbatore in Tamil Nadu, the collapse of a railway parcel office after a downpour has led to avoidable deaths. What this underscores is the need to prepare for the rainy season with harvesting measures, as advocated by the Centre’s Jal Shakti Abhiyan, and a safety audit of structures, particularly those used by the official agencies. In drafting their management plans, States must be aware of the scientific consensus: that future rain spells may be short, often unpredictable and very heavy influenced by a changing climate. They need to invest in reliable infrastructure to mitigate the impact of flooding and avert disasters that could have global consequences in an integrated economy.
The long-term trends for flood impact in India have been one of declining loss of lives and cattle since the decadal high of 1971-80, but rising absolute economic losses, though not as a share of GDP. It is important, therefore, to increase resilience through planning, especially in cities and towns which are expanding steadily. Orderly urban development is critical for sustainability, as the mega flood disasters in Mumbai and Chennai witnessed in this century make clear. It is worth pointing out that the response of State governments to the imperative is tardy and even indifferent. They are hesitant to act against encroachment of lake catchments, river courses and floodplains. The extreme distress in Chennai, for instance, has not persuaded the State government against allowing structures such as a police station being constructed on a lake bed, after reclassification of land. Granting such permissions is an abdication of responsibility and a violation of National Disaster Management Authority Guidelines to prevent urban flooding. As a nation that is set to become the most populous in less than a decade, India must address its crippling cycles of drought and flood with redoubled vigour. Scientific hydrology, coupled with the traditional wisdom of saving water through large innovative structures, will mitigate floods and help communities prosper.
Q. Which among the following gives us the correct picture of monsoon in the current year as stated in the passage?
Direction: Read the following passage carefully and answer the question that follows.
After a worrying pre-monsoon phase between March and May, when rainfall was scarce, the current robust season in most parts of coastal, western and central India augurs well for the entire economy. Aided apparently by beneficial conditions in the Indian Ocean, very heavy rainfall has been recorded, notably in Maharashtra, Gujarat, Rajasthan, the northeastern States, Karnataka, the Konkan coast, hilly districts of Kerala and Tamil Nadu. This pattern may extend into Chhattisgarh, Odisha, Bengal and other eastern regions. A normal Indian Summer Monsoon is bountiful overall, but as last year’s flooding in Kerala, and the Chennai catastrophe of 2015 showed, there can be a terrible cost in terms of lives and property lost, and people displaced. Distressing scenes of death and destruction are again being witnessed. Even in a rain-shadow region such as Coimbatore in Tamil Nadu, the collapse of a railway parcel office after a downpour has led to avoidable deaths. What this underscores is the need to prepare for the rainy season with harvesting measures, as advocated by the Centre’s Jal Shakti Abhiyan, and a safety audit of structures, particularly those used by the official agencies. In drafting their management plans, States must be aware of the scientific consensus: that future rain spells may be short, often unpredictable and very heavy influenced by a changing climate. They need to invest in reliable infrastructure to mitigate the impact of flooding and avert disasters that could have global consequences in an integrated economy.
The long-term trends for flood impact in India have been one of declining loss of lives and cattle since the decadal high of 1971-80, but rising absolute economic losses, though not as a share of GDP. It is important, therefore, to increase resilience through planning, especially in cities and towns which are expanding steadily. Orderly urban development is critical for sustainability, as the mega flood disasters in Mumbai and Chennai witnessed in this century make clear. It is worth pointing out that the response of State governments to the imperative is tardy and even indifferent. They are hesitant to act against encroachment of lake catchments, river courses and floodplains. The extreme distress in Chennai, for instance, has not persuaded the State government against allowing structures such as a police station being constructed on a lake bed, after reclassification of land. Granting such permissions is an abdication of responsibility and a violation of National Disaster Management Authority Guidelines to prevent urban flooding. As a nation that is set to become the most populous in less than a decade, India must address its crippling cycles of drought and flood with redoubled vigour. Scientific hydrology, coupled with the traditional wisdom of saving water through large innovative structures, will mitigate floods and help communities prosper.
Q. Which among the following is correct regarding the pattern of rainfall in the future as declared by the scientific community?
Direction: Read the following passage carefully and answer the question that follows.
After a worrying pre-monsoon phase between March and May, when rainfall was scarce, the current robust season in most parts of coastal, western and central India augurs well for the entire economy. Aided apparently by beneficial conditions in the Indian Ocean, very heavy rainfall has been recorded, notably in Maharashtra, Gujarat, Rajasthan, the northeastern States, Karnataka, the Konkan coast, hilly districts of Kerala and Tamil Nadu. This pattern may extend into Chhattisgarh, Odisha, Bengal and other eastern regions. A normal Indian Summer Monsoon is bountiful overall, but as last year’s flooding in Kerala, and the Chennai catastrophe of 2015 showed, there can be a terrible cost in terms of lives and property lost, and people displaced. Distressing scenes of death and destruction are again being witnessed. Even in a rain-shadow region such as Coimbatore in Tamil Nadu, the collapse of a railway parcel office after a downpour has led to avoidable deaths. What this underscores is the need to prepare for the rainy season with harvesting measures, as advocated by the Centre’s Jal Shakti Abhiyan, and a safety audit of structures, particularly those used by the official agencies. In drafting their management plans, States must be aware of the scientific consensus: that future rain spells may be short, often unpredictable and very heavy influenced by a changing climate. They need to invest in reliable infrastructure to mitigate the impact of flooding and avert disasters that could have global consequences in an integrated economy.
The long-term trends for flood impact in India have been one of declining loss of lives and cattle since the decadal high of 1971-80, but rising absolute economic losses, though not as a share of GDP. It is important, therefore, to increase resilience through planning, especially in cities and towns which are expanding steadily. Orderly urban development is critical for sustainability, as the mega flood disasters in Mumbai and Chennai witnessed in this century make clear. It is worth pointing out that the response of State governments to the imperative is tardy and even indifferent. They are hesitant to act against encroachment of lake catchments, river courses and floodplains. The extreme distress in Chennai, for instance, has not persuaded the State government against allowing structures such as a police station being constructed on a lake bed, after reclassification of land. Granting such permissions is an abdication of responsibility and a violation of National Disaster Management Authority Guidelines to prevent urban flooding. As a nation that is set to become the most populous in less than a decade, India must address its crippling cycles of drought and flood with redoubled vigour. Scientific hydrology, coupled with the traditional wisdom of saving water through large innovative structures, will mitigate floods and help communities prosper.
Q. Which among the following is correct regarding the response of the states to the need to tackle flood situations?
Direction: Read the following passage carefully and answer the question that follows.
After a worrying pre-monsoon phase between March and May, when rainfall was scarce, the current robust season in most parts of coastal, western and central India augurs well for the entire economy. Aided apparently by beneficial conditions in the Indian Ocean, very heavy rainfall has been recorded, notably in Maharashtra, Gujarat, Rajasthan, the northeastern States, Karnataka, the Konkan coast, hilly districts of Kerala and Tamil Nadu. This pattern may extend into Chhattisgarh, Odisha, Bengal and other eastern regions. A normal Indian Summer Monsoon is bountiful overall, but as last year’s flooding in Kerala, and the Chennai catastrophe of 2015 showed, there can be a terrible cost in terms of lives and property lost, and people displaced. Distressing scenes of death and destruction are again being witnessed. Even in a rain-shadow region such as Coimbatore in Tamil Nadu, the collapse of a railway parcel office after a downpour has led to avoidable deaths. What this underscores is the need to prepare for the rainy season with harvesting measures, as advocated by the Centre’s Jal Shakti Abhiyan, and a safety audit of structures, particularly those used by the official agencies. In drafting their management plans, States must be aware of the scientific consensus: that future rain spells may be short, often unpredictable and very heavy influenced by a changing climate. They need to invest in reliable infrastructure to mitigate the impact of flooding and avert disasters that could have global consequences in an integrated economy.
The long-term trends for flood impact in India have been one of declining loss of lives and cattle since the decadal high of 1971-80, but rising absolute economic losses, though not as a share of GDP. It is important, therefore, to increase resilience through planning, especially in cities and towns which are expanding steadily. Orderly urban development is critical for sustainability, as the mega flood disasters in Mumbai and Chennai witnessed in this century make clear. It is worth pointing out that the response of State governments to the imperative is tardy and even indifferent. They are hesitant to act against encroachment of lake catchments, river courses and floodplains. The extreme distress in Chennai, for instance, has not persuaded the State government against allowing structures such as a police station being constructed on a lake bed, after reclassification of land. Granting such permissions is an abdication of responsibility and a violation of National Disaster Management Authority Guidelines to prevent urban flooding. As a nation that is set to become the most populous in less than a decade, India must address its crippling cycles of drought and flood with redoubled vigour. Scientific hydrology, coupled with the traditional wisdom of saving water through large innovative structures, will mitigate floods and help communities prosper.
Q. Which among the following is correct regarding the impact of flood in India over the years starting from 1970s?
Direction: Each question below has one blank, which is indicating that something has been omitted. Find out which option can be used to fill up the blank in the sentence in the same sequence to make it meaningfully complete.
Since you can sell units only on the stock exchange, it is _____________ that there are buyers and you get a good price.
Directions: In the following questions, a sentence is given with two blanks. You have to find the pair of words from the given options that fit both the blanks in the given order and make the sentence grammatically and contextually correct.
It is possible that this piece of _________ is likely to be used against him by his electoral ________.
Directions: In the question given below there are two statements, each statement consists of two blanks. You have to choose the option which provides the correct set of words that fits both the blanks in both the statements appropriately and in the same order making them meaningful and grammatically correct.
I. The company has extensively invested resources to ensure the delivery of goods goes on ________ and also to develop an ________ service that incorporates various distribution channels in line with investors’ preference.
II. From wheels to smart phones, technology has ________ transformed lives but it is high time modern technologies became ________ and stopped turning a blind eye to elderly users.
Choose appropriate option for blank A.
Choose appropriate option for blank B.
Choose appropriate option for blank C.
Choose appropriate option for blank D.
Choose appropriate option for blank E.
Directions: The sentence given below has been divided into four parts and these parts have been jumbled up. You must choose the option which gives the correct sequence of the parts.
at the University of Waterloo in Canada, (A) / has extensively researched (B) / the impact of reading aloud on memory (C) / Colin MacLeod, a psychologist (D)
Directions: The sentence given below has been divided into four parts and these parts have been jumbled up. You must choose the option which gives the correct sequence of the parts.
that is formed unintentionally and (A) / and it can often contradict our explicit beliefs and behaviours (B) / an implicit bias is any prejudice (C) / without our direct knowledge (D)
Directions: In this question, a sentence has been divided into 5 parts. The part given as bold is the starting fragment of the sentence. You need to rearrange the rest of the parts in a meaningful sequence and choose the option that gives the correct sequence.
Compared with rural regions / of tracing all the contacts (A) / the presence of the virus in Kampala city increases (B) / to a large number of people and the associated difficulty (C) / the risk of the virus easily spreading (D)
Directions: In each of the questions below, a sentence is given with one word highlighted in underline. From the given options, identify the sentence which expresses a meaning opposite to the given sentence, with the highlighted word replaced by a word of the opposite meaning.
The majority held that the devotees of Lord Ayyappa do not constitute a separate religious denomination.
Directions: In the given question, a word has been mentioned and there are three ways in which the word has been used in either similar or different ways. You are required to check which of the sentences have correctly used the highlighted word, and mark that as your answer.
Scale
I. The government is planning a new salary scale for all professors of universities run by the UP government
II. We cannot track them in the mortal world until they use a substantial scale of magic.
III. No one could have foreseen the scale of the disaster
Find out whether there is any grammatical error in below sentence.
The captain along with his team / are practicing very hard / for the / forth coming matches.
Find out whether there is any grammatical error in below sentence.
The capital of Yemen / is situating / 2190 meters above / the sea level.
A sum is invested at compound interest payable annually. The interest in two successive years, starting from the first year, was Rs. 500 and Rs. 540. The sum is
= 8%
= Rs. 6250Study the following information carefully and answer the questions given below.
Find out the wrong number in the following series.
A merchant gets a 5% discount on each yard of fabric he buys after the first 2,000 yards and a 7% discount on every yard after the next 1,500 yards. The price, before discount, of one yard of fabric is $2. What is the total amount of money the merchant spends on 4,500 yards of fabric?
Study the following information carefully and answers the questions given below.
A Room has a total of 9000 bottles in five different boxes namely A, B, C, D and E. The ratio of red color bottles to blue color bottles in the room is 2 : 1 respectively. 20% of the blue bottles are in Box E. 12.5% of the blue bottles are in Box C. The ratio of the red bottles to blue bottles in Box A is 2 : 3 respectively. 44% of the red bottles are in Box D. Number of blue bottles in Box D is 1/5th of the red bottles in the same box. The total number of bottles in Box C is 1035. The remaining red bottles are in Box B. 24% of the red bottles are in Box B and the remaining red bottles are in the Box E. 7/50th of the red bottles are in Box A.
Find the total number of bottles in Box C is what percentage of the total number of blue color bottles in the room.
Study the following information carefully and answers the questions given below.
A Room has a total of 9000 bottles in five different boxes namely A, B, C, D and E. The ratio of red color bottles to blue color bottles in the room is 2 : 1 respectively. 20% of the blue bottles are in Box E. 12.5% of the blue bottles are in Box C. The ratio of the red bottles to blue bottles in Box A is 2 : 3 respectively. 44% of the red bottles are in Box D. Number of blue bottles in Box D is 1/5th of the red bottles in the same box. The total number of bottles in Box C is 1035. The remaining red bottles are in Box B. 24% of the red bottles are in Box B and the remaining red bottles are in the Box E. 7/50th of the red bottles are in Box A.
Find the ratio of the number of red bottles in Box A and C together to the number of blue bottles in Box A and E together.
Study the following information carefully and answers the questions given below.
Quantity I: An article is marked at Rs. 28,000. It was bought by the shopkeeper at successive discounts of 25% and 10%. After this, he spent Rs. 2600 on its modernization and finally sold the article for Rs. 26,445. Find the profit percentage in the whole transaction.
Quantity II: Class X and Class Y having some girls who have average ages 21 and 27 respectively. Both class X and Y merge in a single class and their average becomes 25. If the total number of girls in classes X and Y is 18, then find the percentage of girls in class X.
Directions: Complete the series.
500, 200, ?, 32, 12.8, 5.12
Harshit marks up all books in his shop 25% more. And he gives 20% discount on 35% of the total number of books and 10% discount on 38% of the total number of books. If Harshit gets an overall profit of 8%, then find the percentage of discount (approximately) should be given by Harshit to a customer on the remaining number of books?
Directions: In the table, the numbers of workers working in various factories in various shifts are given. Study the table carefully and answer the question given below.
What is the difference between the average number of workers working in factory B and the average number of workers working in factory F?
Directions: In the table, the numbers of workers working in various factories in various shifts are given. Study the table carefully and answer the question given below.
The total number of workers working in the shifts: 12:30 PM - 6:30 PM and 6:30 PM - 12:30 AM in factory E is approximately ________ percent of the total number of workers working in the same shifts in factory A.
Important Questions for PFRDA Assistant Manager Phase 1 Mock Test - 4 (Paper 1)
PFRDA Assistant Manager Phase 1 Mock Test - 4 (Paper 1) MCQs with Answers
Online Tests for PFRDA Assistant Manager Phase 1 Mock Test - 4 (Paper 1) PFRDA Assistant Manager Mock Test Series 2025
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