PFRDA Assistant Manager Phase 1 Mock Test - 9 (Paper 1) - Insurance Exams MCQ

Direction: Read the following passage carefully and answer the question given below. Some words are printed in underline in order to help you locate them while answering some of the questions.

The catastrophic monsoon floods in Kerala and parts of Karnataka have revived the debate on whether political expediency trumped science. Seven years ago, the Western Ghats Ecology Expert Panel issued recommendations for the preservation of the fragile western peninsular region. Madhav Gadgil, who chaired the Union Environment Ministry’s WGEEP, has said the recent havoc in Kerala is a consequence of short-sighted policymaking, and warned that Goa may also be in the line of nature’s fury. The State governments that are mainly responsible for the Western Ghats — Kerala, Karnataka, Tamil Nadu, Goa and Maharashtra — must go back to the drawing table with the reports of both the Gadgil Committee and the Kasturirangan Committee, which was set up to examine the WGEEP report. The task before them is to initiate correctives to environmental policy decisions. This is not going to be easy, given the need to balance human development pressures with stronger protection of the Western Ghats ecology. The issue of allowing extractive industries such as quarrying and mining to operate is arguably the most contentious. A way out could be to create the regulatory framework that was proposed by the Gadgil panel, in the form of an apex Western Ghats Ecology Authority and the State-level units, under the Environment (Protection) Act, and to adopt the zoning system that it proposed. This can keep incompatible activities out of the Ecologically Sensitive Zones (ESZs).

At issue in the Western Ghats — spread over 1,29,037 sq km according to the WGEEP estimate and 1,64,280 sq km as per the Kasturirangan panel — is the calculation of what constitutes the sensitive core and what activities can be carried out there. The entire system is globally acknowledged as a biodiversity hotspot. But population estimates for the sensitive zones vary greatly, based on interpretations of the ESZs. In Kerala, for instance, one expert assessment says 39 lakh households are in the ESZs outlined by the WGEEP, but the figure drops sharply to four lakh households for a smaller area of zones identified by the Kasturirangan panel. The goal has to be sustainable development for the Ghats as a whole. The role of big hydroelectric dams, built during an era of rising power demand and deficits, must now be considered afresh and proposals for new ones dropped. Other low-impact forms of green energy led by solar power are available. A moratorium on quarrying and mining in the identified sensitive zones, in Kerala and also other States, is necessary to assess their environmental impact. Kerala’s Finance Minister, Thomas Isaac, has acknowledged the need to review decisions affecting the environment, in the wake of the floods. Public consultation on the expert reports that includes people’s representatives will find greater resonance now, and help chart a sustainable path ahead.

Q. According to the passage, the states affected by the floods should do which among the following to prevent such incidents in the future?

Direction: Read the following passage carefully and answer the question given below. Some words are printed in underline in order to help you locate them while answering some of the questions.

The catastrophic monsoon floods in Kerala and parts of Karnataka have revived the debate on whether political expediency trumped science. Seven years ago, the Western Ghats Ecology Expert Panel issued recommendations for the preservation of the fragile western peninsular region. Madhav Gadgil, who chaired the Union Environment Ministry’s WGEEP, has said the recent havoc in Kerala is a consequence of short-sighted policymaking, and warned that Goa may also be in the line of nature’s fury. The State governments that are mainly responsible for the Western Ghats — Kerala, Karnataka, Tamil Nadu, Goa and Maharashtra — must go back to the drawing table with the reports of both the Gadgil Committee and the Kasturirangan Committee, which was set up to examine the WGEEP report. The task before them is to initiate correctives to environmental policy decisions. This is not going to be easy, given the need to balance human development pressures with stronger protection of the Western Ghats ecology. The issue of allowing extractive industries such as quarrying and mining to operate is arguably the most contentious. A way out could be to create the regulatory framework that was proposed by the Gadgil panel, in the form of an apex Western Ghats Ecology Authority and the State-level units, under the Environment (Protection) Act, and to adopt the zoning system that it proposed. This can keep incompatible activities out of the Ecologically Sensitive Zones (ESZs).

At issue in the Western Ghats — spread over 1,29,037 sq km according to the WGEEP estimate and 1,64,280 sq km as per the Kasturirangan panel — is the calculation of what constitutes the sensitive core and what activities can be carried out there. The entire system is globally acknowledged as a biodiversity hotspot. But population estimates for the sensitive zones vary greatly, based on interpretations of the ESZs. In Kerala, for instance, one expert assessment says 39 lakh households are in the ESZs outlined by the WGEEP, but the figure drops sharply to four lakh households for a smaller area of zones identified by the Kasturirangan panel. The goal has to be sustainable development for the Ghats as a whole. The role of big hydroelectric dams, built during an era of rising power demand and deficits, must now be considered afresh and proposals for new ones dropped. Other low-impact forms of green energy led by solar power are available. A moratorium on quarrying and mining in the identified sensitive zones, in Kerala and also other States, is necessary to assess their environmental impact. Kerala’s Finance Minister, Thomas Isaac, has acknowledged the need to review decisions affecting the environment, in the wake of the floods. Public consultation on the expert reports that includes people’s representatives will find greater resonance now, and help chart a sustainable path ahead.

Q. Which among the following should be the objective of all concerned regarding the development of the Western Ghats Area?

Direction: Each question below has one blank, which is indicating that something has been omitted. Find out which option can be used to fill up the blank in the sentence in the same sequence to make it meaningfully complete. 

To keep tabs on high-value cash withdrawals, the Budget has _____________ banks to levy TDS on withdrawals in excess of Rs. 1 crore. 

Directions: In the following questions, a sentence is given with two blanks. You have to find the pair of words from the given options that fit both the blanks in the given order and make the sentence grammatically and contextually correct. 

The terrorists wanted to ________ communal tensions and _______ Sri Lanka’s fragile ethno-religious matrix. 

Directions: In the question given below there are two statements, each statement consists of two blanks. You have to choose the option which provides the correct set of words that fits both the blanks in both the statements appropriately and in the same order making them meaningful and grammatically correct. 

I. Apple's recently updated ________ for developers on its App Store would ________ apps from selling information collected from user's address book to other people.

II. Facebook has updated its advertising ________  to ________  ads for weapon accessories to users under the age of 18, the media reported 

Direction: In the passage given below there are 5 words given in underlined and each of these words is represented by a letter. For each word four alternative words are given as options A, B, C and D. You have to find which word among the options best replaces the already given word. 

Automated manufacturing systems have played an _____ A _____ role in the recovery from the 2008 recession and continued to strengthen the American economy. But many people have lost their jobs to robots. Among the natural resources which can be called upon in national plan for development possibly the most important is human labour. Without _____ B _____ labour force including leadership and intelligent middle management no amount of foreign assistance or natural wealth can ensure successful development and _____ C _____ .
The nature of employment and labour in the US has changed _____ D _____ with technological resolution. And technological advances have been with us since humans climbed down from the trees and began to live on the ground, millions of years ago. As one job is _____ E _____ by technology, another is created. The nature of labour changes, but the need for labour still exists in a different form.

Q. Select the most appropriate option that will fill in the blank (A)

Direction: In the passage given below there are 5 words given in underlined and each of these words is represented by a letter. For each word four alternative words are given as options A, B, C and D. You have to find which word among the options best replaces the already given word. 

Automated manufacturing systems have played an _____ A _____ role in the recovery from the 2008 recession and continued to strengthen the American economy. But many people have lost their jobs to robots. Among the natural resources which can be called upon in national plan for development possibly the most important is human labour. Without _____ B _____ labour force including leadership and intelligent middle management no amount of foreign assistance or natural wealth can ensure successful development and _____ C _____ .
The nature of employment and labour in the US has changed _____ D _____ with technological resolution. And technological advances have been with us since humans climbed down from the trees and began to live on the ground, millions of years ago. As one job is _____ E _____ by technology, another is created. The nature of labour changes, but the need for labour still exists in a different form.

Q. Select the most appropriate option that will fill in the blank (C)

Direction: In the passage given below there are 5 words given in underlined and each of these words is represented by a letter. For each word four alternative words are given as options A, B, C and D. You have to find which word among the options best replaces the already given word. 

Automated manufacturing systems have played an _____ A _____ role in the recovery from the 2008 recession and continued to strengthen the American economy. But many people have lost their jobs to robots. Among the natural resources which can be called upon in national plan for development possibly the most important is human labour. Without _____ B _____ labour force including leadership and intelligent middle management no amount of foreign assistance or natural wealth can ensure successful development and _____ C _____ .
The nature of employment and labour in the US has changed _____ D _____ with technological resolution. And technological advances have been with us since humans climbed down from the trees and began to live on the ground, millions of years ago. As one job is _____ E _____ by technology, another is created. The nature of labour changes, but the need for labour still exists in a different form.

Q. Select the most appropriate option that will fill in the blank (E)

Direction: In the passage given below there are 5 words given in underlined and each of these words is represented by a letter. For each word four alternative words are given as options A, B, C and D. You have to find which word among the options best replaces the already given word. 

Automated manufacturing systems have played an _____ A _____ role in the recovery from the 2008 recession and continued to strengthen the American economy. But many people have lost their jobs to robots. Among the natural resources which can be called upon in national plan for development possibly the most important is human labour. Without _____ B _____ labour force including leadership and intelligent middle management no amount of foreign assistance or natural wealth can ensure successful development and _____ C _____ .
The nature of employment and labour in the US has changed _____ D _____ with technological resolution. And technological advances have been with us since humans climbed down from the trees and began to live on the ground, millions of years ago. As one job is _____ E _____ by technology, another is created. The nature of labour changes, but the need for labour still exists in a different form.

Q. Select the most appropriate option that will fill in the blank (B)

Direction: In the passage given below there are 5 words given in underlined and each of these words is represented by a letter. For each word four alternative words are given as options A, B, C and D. You have to find which word among the options best replaces the already given word. 

Automated manufacturing systems have played an _____ A _____ role in the recovery from the 2008 recession and continued to strengthen the American economy. But many people have lost their jobs to robots. Among the natural resources which can be called upon in national plan for development possibly the most important is human labour. Without _____ B _____ labour force including leadership and intelligent middle management no amount of foreign assistance or natural wealth can ensure successful development and _____ C _____ .
The nature of employment and labour in the US has changed _____ D _____ with technological resolution. And technological advances have been with us since humans climbed down from the trees and began to live on the ground, millions of years ago. As one job is _____ E _____ by technology, another is created. The nature of labour changes, but the need for labour still exists in a different form.

Q. Select the most appropriate option that will fill in the blank (D)

Directions: In the question given below, a sentence has been broken down into four fragments labelled (A), (B), (C) and (D) and arranged, not necessarily in the correct order. You have to find the correct order of arrangement from the options given below. 

She and her husband bought a helicopter (A) / staffed with uniformed servants (B) / in order to commute between their opulent Connecticut (C) / manor and an apartment on Central Park West. (D)

Directions: Rearrange the following five sentences A, B, C, D and E in the proper sequence to form a meaningful paragraph and then answer the question given beside.
A. Such was the respect she garnered for her medal-winning exploits at the Asian level.

B. Additionally, it busts the patriarchy inherent in many sports hierarchies across India.

C. After she retired from track-and-field, she evolved as a coach, groomed fresh talent and kept an eye on the grassroots.

D. Decades ago, when P.T. Usha travelled by the Madras-Mangalore Mail, her employers, the Railways, permitted an unscheduled stop at her hometown Payyoli in North Kerala.

E. Her latest appointment as president of the Indian Olympic Association (IOA) comes with a surfeit of goodwill.
Which of the following will be the THIRD statement after the rearrangement of sentences?

Directions: Rearrange the following five sentences A, B, C, D and E in the proper sequence to form a meaningful paragraph and then answer the question given beside.
A. It appears that one of the lessons New Delhi learnt from the standoff with China along the Line of Actual Control in 2020 was that it was perhaps a consequence of India’s growing proximity to the U.S.

B. New Delhi has had a complicated relationship with Washington which is increasingly getting normalised and interests-driven.

C. Or, should India continue the strategic partnership with the U.S. irrespective of what China thinks about it?

D. Despite its withdrawal from the region, Washington is seeking to re-engage southern Asia (Pakistan, South Asia in general, the Indo-Pacific, and perhaps even the Taliban).

E. If so, should New Delhi temper its relations with the U.S., particularly in the Indo-Pacific, in the hope that this will keep Beijing’s aggression at bay?

Which of the following will be the SECOND statement after the rearrangement of sentences?

Direction: In the paragraph below there are five sentences. In each sentence there are pairs of highlighted in underline words (A, B). Select the most appropriate words to form correct sentences. Then from the options given select the correct option. 

Within months of announcing A) gratuitous B) generous hikes in the minimum support price (MSP) for several crops in the kharif summer season, the NDA government on Wednesday approved an increase in the MSP offered for rabi crops. These increases A) mark B) maximize a sharp change from the cautious approach adopted by the Narendra Modi government in raising MSPs during the first half of its tenure. The latest hikes are generous, even if they are A) moderate B) tremendous compared to those fixed for the kharif crop. By way of A) comparison B) connotation, the highest increase over the previous kharif season’s MSP was 52.5% for the cereal ragi. Now the highest season-on-season A) height B) hike for the rabi crops is 20.6% for safflower. 

Direction: In the paragraph below there are five sentences. In each sentence there are pairs of highlighted in underline words (A, B). Select the most appropriate words to form correct sentences. Then from the options given select the correct option. 

Waste volumes continue to grow as economic growth A) spurs B) controls consumption. The laws on municipal solid waste, protection of water sources and pollution control are just not being A) enforced B) distributed. The official machinery required to enforce legal provisions vigorously, and the infrastructure to manage waste scientifically are A) utilizing B) inadequate, making it unlikely that there will be significant public health outcomes flowing from highprofile cleaning campaigns. Without full A) confirmation B) commitment to these aspects of development, there is little chance of meaningfully achieving the Sustainable Development Goals on water and sanitation anytime soon. Besides ending manual scavenging, the Swachh Bharat Mission must A) ensure B) experience that the manual cleaning of septic tanks, which is killing so many workers each year, is stopped and that funds for rehabilitation reach them.

Find out whether there is any grammatical error in below sentence.

The doctor said / that patient / should not have wasted / before coming for help.

Find out whether there is any grammatical error in below sentence.

In my youth / I used to / visit / Sharma's and Chawla's company.

Directions: Study the given data carefully to answer the question that follows:

NUMBER OF STUDENTS APPEARED AND PASSED IN AN EXAMINATION FROM FIVE DIFFERENT SCHOOLS OVER THE YEARS

What is the ratio of the total number of students appeared from all the schools in 2004 and 2005?

Directions: Study the given data carefully to answer the question that follows:

NUMBER OF STUDENTS APPEARED AND PASSED IN AN EXAMINATION FROM FIVE DIFFERENT SCHOOLS OVER THE YEARS

In which year is the percentage of students passed over those who appeared lowest for school D?

Directions: Study the given data carefully to answer the question that follows:

NUMBER OF STUDENTS APPEARED AND PASSED IN AN EXAMINATION FROM FIVE DIFFERENT SCHOOLS OVER THE YEARS

During 2006, which school has the highest percentage of students passed over students appeared?

Directions: Study the given data carefully to answer the question that follows:

NUMBER OF STUDENTS APPEARED AND PASSED IN AN EXAMINATION FROM FIVE DIFFERENT SCHOOLS OVER THE YEARS

What is the ratio of the average number of students passed from schools B and C for all the given years?

Directions: In the following question, two equations numbered I and II are given. You have to solve both the equations and give the answer.

(I) 4f² + 4f - 24 = 0

(II) 6g² - 78g + 252 = 0

Directions: Choose the alternative which will replace the question mark (?).

16² ÷ 4² ÷ 2³ + 3³ × 2³ - 3² × 2³ = ?

Following questions contain two statements as statement I and statement II. You have to determine which statement/s is/are necessary to answer the question and give answer as,

What is the average weight of the three new team members who are recently included into the team?

Statement I: The average weight of the team increases by 20 kg.

Statement II: The three new men substitute earlier members whose weight is 64 kg, 75 kg and 66 kg.

The ratio of the present age of a mother to that of her daughter is 7 : 1. Four years ago, the ratio of their ages was 19 : 1. What will be the mother's age four years from now?

What approximate value should come in place of question mark in the following questions?

25 (11/25) + 54 (22/45) - 21 (2/5)-17 (1/5)+25.729 = ?

Following questions contain two statements as statement I and statement II. You have to determine which statement/s is/are necessary to answer the question and give answer as,

If an item is sold at 25% discount then it gives a profit of 25%. Find the selling price of the item?

Statement I: If it is sold for Rs. 45 more, then the profit percentage is 40%.

Statement II: If the marked price of the item is increased by 10%, and the discount rate remains the same, then profit percentage is 37.5%