IBPS Clerk Prelims Memory Based Paper (4 September 2022 Shift 2) | Past Year Papers for Banking Exams - Bank Exams PDF Download

 Page 1


Que. 1 Read the passage and answer the questions.
Social media has brought a new idea in networking where people with similar interests or from similar
backgrounds and cultures can connect and share in expertise, knowledge, education, and entertainment, among
other aspects. Through the sharing of articles, blogs, pictures, and videos, a person’s audience helps to increase
their networks and followers, meet friends, and make new acquaintances online; not only locally but also
worldwide. In addition, social media has eliminated many communication barriers enabling people to interact
and freely share information about various topics of interest. 
From an economic perspective, social media helps drive the economy through the ease of advertising where a
large customer base is reached effectively in a short time. Companies find new customers through advertising on
social networks and thereby increase the awareness of their brand including those that celebrate and express
particular cultures. In addition, social media has changed market research since businesses can study their
customers through the details on their profiles as opposed to traditional research. Information is shared online
with little or no spending, which helps improve profits for companies. This does not only occur locally but also
internationally where global economic activity has become possible with social media sites like Facebook aiding
businesses to promote their products and align them to specific customer needs.
However, social media has some negative effects such as cyberbullying and harassment, reduced productivity,
and a threat to privacy. Cyberbullying entails online attacks including insults and threats. Women, girls, and
school children can become victims of online harassment and bullying. In addition, social media affects
productivity as it distracts employees from work. This can lead to a loss of billions due to reduced productivity.
Furthermore, social media can lead to identity theft and stalking when a user fails to protect their privacy. It is
difficult to maintain privacy online and any negative post could have enduring risk on the user.
The positive effects of social media on social and economic issues can be inferred as more than the negative
effects. They include enhanced socialization and economic progress with networking helping to increase the
number of one’s clients and friends while also providing a platform for celebrating and enhancing one’s culture.
Nonetheless, despite these impacts being relevant at the national as well as the global level, social media also has
some negative effects including cyberbullying and online harassment, reduced productivity, and privacy
infringement, among others.
Malcom X once said, “The media’s the most powerful entity on earth…because it controls the masses.” Though
this reference was to mainstream media, this famous quote is applicable to social media, which was non-existent
at a time.
According to the passage, the word 'expertise' means-
Correct Option - 3
inability to do something successfully. 1.
lack of skill or ability. 2.
expert skill or knowledge in a particular field. 3.
the state of not achieving maximum productivity. 4.
the ability to understand something. 5.
Que. 2 What does the word 'threat' mean?
the possibility or likelihood of some future event occurring. 1.
b
Page- 1
Page 2


Que. 1 Read the passage and answer the questions.
Social media has brought a new idea in networking where people with similar interests or from similar
backgrounds and cultures can connect and share in expertise, knowledge, education, and entertainment, among
other aspects. Through the sharing of articles, blogs, pictures, and videos, a person’s audience helps to increase
their networks and followers, meet friends, and make new acquaintances online; not only locally but also
worldwide. In addition, social media has eliminated many communication barriers enabling people to interact
and freely share information about various topics of interest. 
From an economic perspective, social media helps drive the economy through the ease of advertising where a
large customer base is reached effectively in a short time. Companies find new customers through advertising on
social networks and thereby increase the awareness of their brand including those that celebrate and express
particular cultures. In addition, social media has changed market research since businesses can study their
customers through the details on their profiles as opposed to traditional research. Information is shared online
with little or no spending, which helps improve profits for companies. This does not only occur locally but also
internationally where global economic activity has become possible with social media sites like Facebook aiding
businesses to promote their products and align them to specific customer needs.
However, social media has some negative effects such as cyberbullying and harassment, reduced productivity,
and a threat to privacy. Cyberbullying entails online attacks including insults and threats. Women, girls, and
school children can become victims of online harassment and bullying. In addition, social media affects
productivity as it distracts employees from work. This can lead to a loss of billions due to reduced productivity.
Furthermore, social media can lead to identity theft and stalking when a user fails to protect their privacy. It is
difficult to maintain privacy online and any negative post could have enduring risk on the user.
The positive effects of social media on social and economic issues can be inferred as more than the negative
effects. They include enhanced socialization and economic progress with networking helping to increase the
number of one’s clients and friends while also providing a platform for celebrating and enhancing one’s culture.
Nonetheless, despite these impacts being relevant at the national as well as the global level, social media also has
some negative effects including cyberbullying and online harassment, reduced productivity, and privacy
infringement, among others.
Malcom X once said, “The media’s the most powerful entity on earth…because it controls the masses.” Though
this reference was to mainstream media, this famous quote is applicable to social media, which was non-existent
at a time.
According to the passage, the word 'expertise' means-
Correct Option - 3
inability to do something successfully. 1.
lack of skill or ability. 2.
expert skill or knowledge in a particular field. 3.
the state of not achieving maximum productivity. 4.
the ability to understand something. 5.
Que. 2 What does the word 'threat' mean?
the possibility or likelihood of some future event occurring. 1.
b
Page- 1
Correct Option - 2
a person or thing likely to cause damage or danger. 2.
the state or fact of something's being likely. 3.
the condition of being protected from or unlikely to cause danger, risk, or injury. 4.
the action of protecting, or the state of being protected. 5.
Que. 3 What can be shared through social media?
1. Knowledge
2. Entertainment
3. Education
Correct Option - 4
only 1 1.
only 2 2.
only 3 3.
all of the above 4.
none of the above 5.
Que. 4 Which social media site helps businesses to promote products?
Correct Option - 2
Instagram 1.
Facebook 2.
LinkedIn 3.
Orkut 4.
Snapchat 5.
Que. 5 How has social media been able to eliminate communication barriers?
Correct Option - 4
by being provided freely to everyone 1.
by producing latest technology 2.
by providing mobile phones to everyone 3.
by enabling people to interact and freely share information 4.
by aiding businesses 5.
Que. 6 What are some of the negative effects of social media?
1. Reduced productivity
2. Cyberbullying
3. Sharing culture
k.testbook.com/bQQ2EkH1bpb
Page- 2
Page 3


Que. 1 Read the passage and answer the questions.
Social media has brought a new idea in networking where people with similar interests or from similar
backgrounds and cultures can connect and share in expertise, knowledge, education, and entertainment, among
other aspects. Through the sharing of articles, blogs, pictures, and videos, a person’s audience helps to increase
their networks and followers, meet friends, and make new acquaintances online; not only locally but also
worldwide. In addition, social media has eliminated many communication barriers enabling people to interact
and freely share information about various topics of interest. 
From an economic perspective, social media helps drive the economy through the ease of advertising where a
large customer base is reached effectively in a short time. Companies find new customers through advertising on
social networks and thereby increase the awareness of their brand including those that celebrate and express
particular cultures. In addition, social media has changed market research since businesses can study their
customers through the details on their profiles as opposed to traditional research. Information is shared online
with little or no spending, which helps improve profits for companies. This does not only occur locally but also
internationally where global economic activity has become possible with social media sites like Facebook aiding
businesses to promote their products and align them to specific customer needs.
However, social media has some negative effects such as cyberbullying and harassment, reduced productivity,
and a threat to privacy. Cyberbullying entails online attacks including insults and threats. Women, girls, and
school children can become victims of online harassment and bullying. In addition, social media affects
productivity as it distracts employees from work. This can lead to a loss of billions due to reduced productivity.
Furthermore, social media can lead to identity theft and stalking when a user fails to protect their privacy. It is
difficult to maintain privacy online and any negative post could have enduring risk on the user.
The positive effects of social media on social and economic issues can be inferred as more than the negative
effects. They include enhanced socialization and economic progress with networking helping to increase the
number of one’s clients and friends while also providing a platform for celebrating and enhancing one’s culture.
Nonetheless, despite these impacts being relevant at the national as well as the global level, social media also has
some negative effects including cyberbullying and online harassment, reduced productivity, and privacy
infringement, among others.
Malcom X once said, “The media’s the most powerful entity on earth…because it controls the masses.” Though
this reference was to mainstream media, this famous quote is applicable to social media, which was non-existent
at a time.
According to the passage, the word 'expertise' means-
Correct Option - 3
inability to do something successfully. 1.
lack of skill or ability. 2.
expert skill or knowledge in a particular field. 3.
the state of not achieving maximum productivity. 4.
the ability to understand something. 5.
Que. 2 What does the word 'threat' mean?
the possibility or likelihood of some future event occurring. 1.
b
Page- 1
Correct Option - 2
a person or thing likely to cause damage or danger. 2.
the state or fact of something's being likely. 3.
the condition of being protected from or unlikely to cause danger, risk, or injury. 4.
the action of protecting, or the state of being protected. 5.
Que. 3 What can be shared through social media?
1. Knowledge
2. Entertainment
3. Education
Correct Option - 4
only 1 1.
only 2 2.
only 3 3.
all of the above 4.
none of the above 5.
Que. 4 Which social media site helps businesses to promote products?
Correct Option - 2
Instagram 1.
Facebook 2.
LinkedIn 3.
Orkut 4.
Snapchat 5.
Que. 5 How has social media been able to eliminate communication barriers?
Correct Option - 4
by being provided freely to everyone 1.
by producing latest technology 2.
by providing mobile phones to everyone 3.
by enabling people to interact and freely share information 4.
by aiding businesses 5.
Que. 6 What are some of the negative effects of social media?
1. Reduced productivity
2. Cyberbullying
3. Sharing culture
k.testbook.com/bQQ2EkH1bpb
Page- 2
Correct Option - 4
only 1 1.
only 2 2.
only 3 3.
all except 3 4.
all except 1 5.
Que. 7 Who can become easy victims of online bullying and harassment?
1. Men
2. Women
3. Elderly people
Correct Option - 2
only 1 1.
only 2 2.
only 3 3.
all except 1 4.
all except 2 5.
Que. 8 What are the positive effects of social media?
1. Economic progress
2. Enhanced socialization
3. Enhancement of one’s culture
Correct Option - 4
Only 1 1.
Only 2 2.
Only 3 3.
All of the above 4.
None of the above 5.
Que. 9 What does the word 'barrier' mean?
Correct Option - 3
an unfavourable circumstance or condition. 1.
a condition or circumstance that puts one in a favourable or superior position. 2.
a circumstance or obstacle that keeps people or things apart or prevents communication or progress. 3.
financial or material help given to a country or area in need. 4.
promote or encourage (something). 5.
Que. 10 How does social media help from an economic perspective?
b
Page- 3
Page 4


Que. 1 Read the passage and answer the questions.
Social media has brought a new idea in networking where people with similar interests or from similar
backgrounds and cultures can connect and share in expertise, knowledge, education, and entertainment, among
other aspects. Through the sharing of articles, blogs, pictures, and videos, a person’s audience helps to increase
their networks and followers, meet friends, and make new acquaintances online; not only locally but also
worldwide. In addition, social media has eliminated many communication barriers enabling people to interact
and freely share information about various topics of interest. 
From an economic perspective, social media helps drive the economy through the ease of advertising where a
large customer base is reached effectively in a short time. Companies find new customers through advertising on
social networks and thereby increase the awareness of their brand including those that celebrate and express
particular cultures. In addition, social media has changed market research since businesses can study their
customers through the details on their profiles as opposed to traditional research. Information is shared online
with little or no spending, which helps improve profits for companies. This does not only occur locally but also
internationally where global economic activity has become possible with social media sites like Facebook aiding
businesses to promote their products and align them to specific customer needs.
However, social media has some negative effects such as cyberbullying and harassment, reduced productivity,
and a threat to privacy. Cyberbullying entails online attacks including insults and threats. Women, girls, and
school children can become victims of online harassment and bullying. In addition, social media affects
productivity as it distracts employees from work. This can lead to a loss of billions due to reduced productivity.
Furthermore, social media can lead to identity theft and stalking when a user fails to protect their privacy. It is
difficult to maintain privacy online and any negative post could have enduring risk on the user.
The positive effects of social media on social and economic issues can be inferred as more than the negative
effects. They include enhanced socialization and economic progress with networking helping to increase the
number of one’s clients and friends while also providing a platform for celebrating and enhancing one’s culture.
Nonetheless, despite these impacts being relevant at the national as well as the global level, social media also has
some negative effects including cyberbullying and online harassment, reduced productivity, and privacy
infringement, among others.
Malcom X once said, “The media’s the most powerful entity on earth…because it controls the masses.” Though
this reference was to mainstream media, this famous quote is applicable to social media, which was non-existent
at a time.
According to the passage, the word 'expertise' means-
Correct Option - 3
inability to do something successfully. 1.
lack of skill or ability. 2.
expert skill or knowledge in a particular field. 3.
the state of not achieving maximum productivity. 4.
the ability to understand something. 5.
Que. 2 What does the word 'threat' mean?
the possibility or likelihood of some future event occurring. 1.
b
Page- 1
Correct Option - 2
a person or thing likely to cause damage or danger. 2.
the state or fact of something's being likely. 3.
the condition of being protected from or unlikely to cause danger, risk, or injury. 4.
the action of protecting, or the state of being protected. 5.
Que. 3 What can be shared through social media?
1. Knowledge
2. Entertainment
3. Education
Correct Option - 4
only 1 1.
only 2 2.
only 3 3.
all of the above 4.
none of the above 5.
Que. 4 Which social media site helps businesses to promote products?
Correct Option - 2
Instagram 1.
Facebook 2.
LinkedIn 3.
Orkut 4.
Snapchat 5.
Que. 5 How has social media been able to eliminate communication barriers?
Correct Option - 4
by being provided freely to everyone 1.
by producing latest technology 2.
by providing mobile phones to everyone 3.
by enabling people to interact and freely share information 4.
by aiding businesses 5.
Que. 6 What are some of the negative effects of social media?
1. Reduced productivity
2. Cyberbullying
3. Sharing culture
k.testbook.com/bQQ2EkH1bpb
Page- 2
Correct Option - 4
only 1 1.
only 2 2.
only 3 3.
all except 3 4.
all except 1 5.
Que. 7 Who can become easy victims of online bullying and harassment?
1. Men
2. Women
3. Elderly people
Correct Option - 2
only 1 1.
only 2 2.
only 3 3.
all except 1 4.
all except 2 5.
Que. 8 What are the positive effects of social media?
1. Economic progress
2. Enhanced socialization
3. Enhancement of one’s culture
Correct Option - 4
Only 1 1.
Only 2 2.
Only 3 3.
All of the above 4.
None of the above 5.
Que. 9 What does the word 'barrier' mean?
Correct Option - 3
an unfavourable circumstance or condition. 1.
a condition or circumstance that puts one in a favourable or superior position. 2.
a circumstance or obstacle that keeps people or things apart or prevents communication or progress. 3.
financial or material help given to a country or area in need. 4.
promote or encourage (something). 5.
Que. 10 How does social media help from an economic perspective?
b
Page- 3
1. provides ease of advertising
2. increases the awareness of particular brands
3. it helps drive the economy
Correct Option - 4
only 1 1.
only 2 2.
only 3 3.
all of these 4.
none of these 5.
Que. 11 Directions: There are four sentences given as options, some of which may contain an error.
Choose the sentence that is grammatically and contextually correct. If all the given sentences are
correct, mark 'All are correct' as your answer.
Correct Option - 2
The student's homeworks are due tomorrow. 1.
The dog's tail wagged excitedly upon seeing its owner. 2.
The team have won the championship for three consecutive years. 3.
A book can takes you on a journey to different worlds. 4.
All are correct 5.
Que. 12 Directions: There are four sentences given as options, some of which may contain an error.
Choose the sentence that is grammatically and contextually correct. If all the given sentences are
correct, mark 'All are correct' as your answer.
Correct Option - 2
The children's toys is scattered around the room. 1.
The cat's fur feels soft to the touch. 2.
The company have announced their quarterly earnings. 3.
A apple a day keeps the doctors away. 4.
All are correct 5.
Que. 13 Directions: There are four sentences given as options, some of which may contain an error.
Choose the sentence that is grammatically and contextually correct. If all the given sentences are
correct, mark 'All are correct' as your answer.
Correct Option - 2
The train arrived late due to heavily rainfall. 1.
The cat's purring can be heard across the room. 2.
The company have recently hired a new CEO. 3.
My brother and I enjoys playing video games together. 4.
All are correct 5.
ink.testbook.com/bQQ2EkH1bpb
Page- 4
Page 5


Que. 1 Read the passage and answer the questions.
Social media has brought a new idea in networking where people with similar interests or from similar
backgrounds and cultures can connect and share in expertise, knowledge, education, and entertainment, among
other aspects. Through the sharing of articles, blogs, pictures, and videos, a person’s audience helps to increase
their networks and followers, meet friends, and make new acquaintances online; not only locally but also
worldwide. In addition, social media has eliminated many communication barriers enabling people to interact
and freely share information about various topics of interest. 
From an economic perspective, social media helps drive the economy through the ease of advertising where a
large customer base is reached effectively in a short time. Companies find new customers through advertising on
social networks and thereby increase the awareness of their brand including those that celebrate and express
particular cultures. In addition, social media has changed market research since businesses can study their
customers through the details on their profiles as opposed to traditional research. Information is shared online
with little or no spending, which helps improve profits for companies. This does not only occur locally but also
internationally where global economic activity has become possible with social media sites like Facebook aiding
businesses to promote their products and align them to specific customer needs.
However, social media has some negative effects such as cyberbullying and harassment, reduced productivity,
and a threat to privacy. Cyberbullying entails online attacks including insults and threats. Women, girls, and
school children can become victims of online harassment and bullying. In addition, social media affects
productivity as it distracts employees from work. This can lead to a loss of billions due to reduced productivity.
Furthermore, social media can lead to identity theft and stalking when a user fails to protect their privacy. It is
difficult to maintain privacy online and any negative post could have enduring risk on the user.
The positive effects of social media on social and economic issues can be inferred as more than the negative
effects. They include enhanced socialization and economic progress with networking helping to increase the
number of one’s clients and friends while also providing a platform for celebrating and enhancing one’s culture.
Nonetheless, despite these impacts being relevant at the national as well as the global level, social media also has
some negative effects including cyberbullying and online harassment, reduced productivity, and privacy
infringement, among others.
Malcom X once said, “The media’s the most powerful entity on earth…because it controls the masses.” Though
this reference was to mainstream media, this famous quote is applicable to social media, which was non-existent
at a time.
According to the passage, the word 'expertise' means-
Correct Option - 3
inability to do something successfully. 1.
lack of skill or ability. 2.
expert skill or knowledge in a particular field. 3.
the state of not achieving maximum productivity. 4.
the ability to understand something. 5.
Que. 2 What does the word 'threat' mean?
the possibility or likelihood of some future event occurring. 1.
b
Page- 1
Correct Option - 2
a person or thing likely to cause damage or danger. 2.
the state or fact of something's being likely. 3.
the condition of being protected from or unlikely to cause danger, risk, or injury. 4.
the action of protecting, or the state of being protected. 5.
Que. 3 What can be shared through social media?
1. Knowledge
2. Entertainment
3. Education
Correct Option - 4
only 1 1.
only 2 2.
only 3 3.
all of the above 4.
none of the above 5.
Que. 4 Which social media site helps businesses to promote products?
Correct Option - 2
Instagram 1.
Facebook 2.
LinkedIn 3.
Orkut 4.
Snapchat 5.
Que. 5 How has social media been able to eliminate communication barriers?
Correct Option - 4
by being provided freely to everyone 1.
by producing latest technology 2.
by providing mobile phones to everyone 3.
by enabling people to interact and freely share information 4.
by aiding businesses 5.
Que. 6 What are some of the negative effects of social media?
1. Reduced productivity
2. Cyberbullying
3. Sharing culture
k.testbook.com/bQQ2EkH1bpb
Page- 2
Correct Option - 4
only 1 1.
only 2 2.
only 3 3.
all except 3 4.
all except 1 5.
Que. 7 Who can become easy victims of online bullying and harassment?
1. Men
2. Women
3. Elderly people
Correct Option - 2
only 1 1.
only 2 2.
only 3 3.
all except 1 4.
all except 2 5.
Que. 8 What are the positive effects of social media?
1. Economic progress
2. Enhanced socialization
3. Enhancement of one’s culture
Correct Option - 4
Only 1 1.
Only 2 2.
Only 3 3.
All of the above 4.
None of the above 5.
Que. 9 What does the word 'barrier' mean?
Correct Option - 3
an unfavourable circumstance or condition. 1.
a condition or circumstance that puts one in a favourable or superior position. 2.
a circumstance or obstacle that keeps people or things apart or prevents communication or progress. 3.
financial or material help given to a country or area in need. 4.
promote or encourage (something). 5.
Que. 10 How does social media help from an economic perspective?
b
Page- 3
1. provides ease of advertising
2. increases the awareness of particular brands
3. it helps drive the economy
Correct Option - 4
only 1 1.
only 2 2.
only 3 3.
all of these 4.
none of these 5.
Que. 11 Directions: There are four sentences given as options, some of which may contain an error.
Choose the sentence that is grammatically and contextually correct. If all the given sentences are
correct, mark 'All are correct' as your answer.
Correct Option - 2
The student's homeworks are due tomorrow. 1.
The dog's tail wagged excitedly upon seeing its owner. 2.
The team have won the championship for three consecutive years. 3.
A book can takes you on a journey to different worlds. 4.
All are correct 5.
Que. 12 Directions: There are four sentences given as options, some of which may contain an error.
Choose the sentence that is grammatically and contextually correct. If all the given sentences are
correct, mark 'All are correct' as your answer.
Correct Option - 2
The children's toys is scattered around the room. 1.
The cat's fur feels soft to the touch. 2.
The company have announced their quarterly earnings. 3.
A apple a day keeps the doctors away. 4.
All are correct 5.
Que. 13 Directions: There are four sentences given as options, some of which may contain an error.
Choose the sentence that is grammatically and contextually correct. If all the given sentences are
correct, mark 'All are correct' as your answer.
Correct Option - 2
The train arrived late due to heavily rainfall. 1.
The cat's purring can be heard across the room. 2.
The company have recently hired a new CEO. 3.
My brother and I enjoys playing video games together. 4.
All are correct 5.
ink.testbook.com/bQQ2EkH1bpb
Page- 4
Que. 14 Directions: There are four sentences given as options, some of which may contain an error.
Choose the sentence that is grammatically and contextually correct. If all the given sentences are
correct, mark 'All are correct' as your answer.
Correct Option - 1
The book I borrowed from the library is interesting. 1.
The child's toys needs to be put away 2.
The team have won the championship three times in a row. 3.
My parents and I is planning a vacation next month. 4.
All are correct 5.
Que. 15 Directions: There are four sentences given as options, some of which may contain an error.
Choose the sentence that is grammatically and contextually correct. If all the given sentences are
correct, mark 'All are correct' as your answer.
Correct Option - 2
The students has completed their assignments on time. 1.
The company's profits have grown steadily over the past year. 2.
The dog's barking could heard from a distance. 3.
My friend and I is going to the movies tonight. 4.
All are correct 5.
Que. 16 In the following sentence, some parts have been printed in bold. One of the bold parts is
incorrectly spelled. Pick up that part and choose its number. If there is no error in the bold parts,
choose option 5- No error as the answer.
Women's suffrage, coeducational studies, and affirmative action policies might change the way "femininity" is
expressed, but these practices could not significantly change the overall status of women.
Correct Option - 5
Suffrage 1.
Affirmative 2.
Femininity 3.
Significantly 4.
No error 5.
Que. 17 In the following sentence, some parts have been printed in bold. One of the bold parts is
incorrectly spelled. Pick up that part and choose its number. If there is no error in the bold parts,
choose option 5- No error as the answer.
The political office can be held only for a limited period which must be relinsquished upon completion of one's
term or another exigency.
Political 1.
Relinsquished 2.
ook.com/bQQ2EkH1bpb
Page- 5