PPT : Commercial Banks | Economics Class 12 - Commerce PDF Download

 Page 1


CPT Section C General Economics Chapter 8  
Unit 2 Commercial Banks. 
CA .Shweta Poojari 
Page 2


CPT Section C General Economics Chapter 8  
Unit 2 Commercial Banks. 
CA .Shweta Poojari 
Meaning of Commercial Banks Objectives of Nationalisation 
 
Role of Commercial Banks Nationalized Banks 
Functions of Commercial Banks 
 
Progress of  commercial Banks 
after Nationalisation (1969 to 
2012) 
 
Causes of Nationalisation of 
Commercial Banks 
Shortcomings of commercial 
banking in India: 
 
Page 3


CPT Section C General Economics Chapter 8  
Unit 2 Commercial Banks. 
CA .Shweta Poojari 
Meaning of Commercial Banks Objectives of Nationalisation 
 
Role of Commercial Banks Nationalized Banks 
Functions of Commercial Banks 
 
Progress of  commercial Banks 
after Nationalisation (1969 to 
2012) 
 
Causes of Nationalisation of 
Commercial Banks 
Shortcomings of commercial 
banking in India: 
 
A commercial bank is an institution that operates for profits. 
It accepts deposits from general public and grants loans to 
the household, firms and the government. 
Though borrowing and lending constitute the main business 
of banks, commercial banks perform a variety of functions. 
Examples of commercial banks are Punjab National Bank 
and State Bank of India. 
Page 4


CPT Section C General Economics Chapter 8  
Unit 2 Commercial Banks. 
CA .Shweta Poojari 
Meaning of Commercial Banks Objectives of Nationalisation 
 
Role of Commercial Banks Nationalized Banks 
Functions of Commercial Banks 
 
Progress of  commercial Banks 
after Nationalisation (1969 to 
2012) 
 
Causes of Nationalisation of 
Commercial Banks 
Shortcomings of commercial 
banking in India: 
 
A commercial bank is an institution that operates for profits. 
It accepts deposits from general public and grants loans to 
the household, firms and the government. 
Though borrowing and lending constitute the main business 
of banks, commercial banks perform a variety of functions. 
Examples of commercial banks are Punjab National Bank 
and State Bank of India. 
Encourage saving and capital formation 
Mobilization of Savings 
Optimum utilization of savings 
Increase the rate of investment and credit creation  
Page 5


CPT Section C General Economics Chapter 8  
Unit 2 Commercial Banks. 
CA .Shweta Poojari 
Meaning of Commercial Banks Objectives of Nationalisation 
 
Role of Commercial Banks Nationalized Banks 
Functions of Commercial Banks 
 
Progress of  commercial Banks 
after Nationalisation (1969 to 
2012) 
 
Causes of Nationalisation of 
Commercial Banks 
Shortcomings of commercial 
banking in India: 
 
A commercial bank is an institution that operates for profits. 
It accepts deposits from general public and grants loans to 
the household, firms and the government. 
Though borrowing and lending constitute the main business 
of banks, commercial banks perform a variety of functions. 
Examples of commercial banks are Punjab National Bank 
and State Bank of India. 
Encourage saving and capital formation 
Mobilization of Savings 
Optimum utilization of savings 
Increase the rate of investment and credit creation  
More savings with the banks would make more money 
available in the market for productive purposes, hence 
more capital formation. 
 
i.e.,The economic development depends upon the rate 
of savings. Banks offer facilities for keeping savings 
and thus encourage the habit of saving in the society.