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Banking Exams Exam  >  Banking Exams Questions  >  Which of the following is an apex body with r... Start Learning for Free
Which of the following is an apex body with regard to housing finance?
  • a)
    National Housing Bank
  • b)
    Housing and Urban Development Corporation
  • c)
    Housing Development Finance Corporation
  • d)
    SBI Home Finance
  • e)
    None of these
Correct answer is option 'A'. Can you explain this answer?
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Most Upvoted Answer
Which of the following is an apex body with regard to housing finance?...
National Housing Bank is an apex body with regard to housing finance. It is a Government of India owned entity. It was set up on 9 July 1988 under the National Housing Bank Act, 1987.
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Which of the following is an apex body with regard to housing finance?...
National Housing Bank
National Housing Bank (NHB) is an apex body with regard to housing finance in India. It was established in 1988 under the National Housing Bank Act, 1987. NHB is owned by the Reserve Bank of India and is regulated by the RBI.

Functions of National Housing Bank
- Regulating and supervising housing finance companies (HFCs) in India.
- Promoting housing finance institutions.
- Providing financial assistance to institutions for housing finance.
- Developing and promoting a secondary market for housing finance.

Role of National Housing Bank
NHB plays a crucial role in regulating and developing the housing finance sector in India. It sets regulatory guidelines for HFCs to ensure financial stability and consumer protection in the housing finance market. NHB also works towards increasing affordable housing finance options for individuals and promotes the growth of the housing sector in the country.

Importance of National Housing Bank
As an apex body for housing finance, NHB plays a pivotal role in promoting housing finance institutions, ensuring transparency and efficiency in the housing finance market, and contributing to the overall development of the housing sector in India. Its regulatory oversight and financial assistance schemes are essential for the growth and stability of the housing finance industry.
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Which of the following is an apex body with regard to housing finance?a)National Housing Bankb)Housing and Urban Development Corporationc)Housing Development Finance Corporationd)SBI Home Financee)None of theseCorrect answer is option 'A'. Can you explain this answer?
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