Explanation:

Account payee cheques:
- An account payee cheque is a type of cheque where the payment is to be made only to the account of the person or organization whose name is mentioned on the cheque.
- This type of cheque ensures that the payment is securely transferred to the intended recipient's bank account and cannot be encashed or collected by anyone else.

Possible ways to pay account payee cheques:

1. At the cash counter of the Bank:
- Account payee cheques cannot be directly encashed at the cash counter of the bank.
- This is because the purpose of an account payee cheque is to ensure that the payment is made only to the account mentioned on the cheque.
- If someone presents an account payee cheque at the cash counter, the bank will refuse to encash it.
- The person will be directed to deposit the cheque into their bank account.

2. At the ATM:
- Account payee cheques cannot be directly deposited at ATMs.
- ATMs are designed to accept cash deposits, check deposits, and perform other banking transactions.
- However, they are not equipped to process account payee cheques.
- To deposit an account payee cheque, one must visit the bank branch and deposit it through the appropriate channels.

3. By deposit in Bank account:
- The correct way to process an account payee cheque is by depositing it into the bank account of the person or organization mentioned on the cheque.
- This can be done by visiting the bank branch and using the appropriate deposit slip or by using online banking facilities.
- When the cheque is deposited, the bank will verify the details and credit the amount mentioned on the cheque to the account of the payee.
- The payee can then access the funds through their bank account as per their convenience.

Conclusion:
- Account payee cheques can only be paid by depositing them into the bank account of the payee.
- Other methods such as encashing at the cash counter or depositing at an ATM are not valid for account payee cheques.
- This ensures the security and proper transfer of funds to the intended recipient.